Are you moving to Minnesota? We have a free Twin Cities relocation guide that covers a lot of the benefits and Minneapolis and St Paul MN. Minneapolis/StPaul are wonderfully diverse and we celebrate all four seasons. We have city lakes, such as Lake Calhoun, Lake Harriet, Lake of the Isles, Lake Nokomis, and Lake Minnetonka-to name just a few of the 10,000 lakes (it is actually over 15,000 lakes) within our state. If you would like to get this report, visit http://www.RelocationMinnesota.com
DISCLAIMER THE CONTENTS OF THIS MANUAL REFLECT THE AUTHORS VIEWS ACQUIRED THROUGH HIS YEARS OF EXPERIENCE ON THE TOPIC UNDER DISCUSSION. THE AUTHOR/PUBLISHER DISCLAIMS ANY PERSONAL LOSS OR LIABILITY CAUSED BY THE UTILIZATION OF ANY INFORMATION PRESENTED HEREIN. THE AUTHOR IS NOT ENGAGED IN RENDERING ANY LEGAL OR PROFESSIONAL ADVICE TO YOU OR ANYONE READING THIS REPORT. IF YOU DISAGREE, STOP READING NOW AND THROW AWAY THIS MATERIAL. THE SERVICES OF A PROFESSIONAL PERSON ARE RECOMMENDED IF LEGAL ADVICE OR FINANCIAL ASSISTANCE IS NEEDED. WHILE THE SOURCES AND MATERIAL MENTIONED HEREIN ARE ASSUMED TO BE RELIABLE AT THE TIME OF WRITING, THE AUTHOR/ PUBLISHER ARE NOT RESPONSIBLE FOR ANY DECISIONS OR ACTIONS YOU MAY MAKE FROM READING OR APPLYING THIS CONTENT. THIS MEANS, YOU NEED TO CONTACT YOUR OWN ATTORNEY, ACCOUNTANT, FINANCIAL ADVISOR, AND/OR THE IRS FOR GUIDANCE AS TO HOW THIS MATERIAL MIGHT PERTAIN TO YOUR SPECIFIC SITUATION. THE IRS WEBSITE AND PHONE NUMBER ARE http://www.IRS.gov and 1-800-829-1040. NO PART OF THIS MANUAL MAY BE ALTERED, COPIED, OR DISTRIBUTED, WITHOUT PRIOR WRITTEN PERMISSION OF THE AUTHOR/PUBLISHER. ALL PRODUCT NAMES, LOGOS, AND TRADEMARKS ARE PROPERTY OF THEIR RESPECTIVE OWNERS WHO HAVE NOT NECESSARILY ENDORSED, SPONSORED, OR APPROVED THIS PUBLICATION. TEXT AND IMAGES AVAILABLE OVER THE INTERNET AND USED IN THIS MANUAL MAY BE SUBJECT TO INTELLECTUAL RIGHTS AND MAY NOT BE COPIED FROM THIS MANUAL. THIS MANUAL IS A GUIDE ONLY AND, AS SUCH, SHOULD BE CONSIDERED SOLELY FOR BASIC INFORMATION AND USED FOR ENTERTAINMENT PURPOSES ONLY. COPYRIGHT 2009 JOHN MAZZARA. ALL RIGHTS RESERVED. http://www.MinneapolisStPaulHomes.com
INTRODUCTION: A QUICK NOTE FROM JOHN MAZZARA My guess is that you are reading this E-book because you are relocating to Minnesota. I could have written a book ten times this size and still not covered all the great things about MN. Ive lived here my entire life. This is my hometown. The people here are a proud of their state and have a strong work ethic. If you want to know something specific, just call and ask. When considering where to live, I think you will find the quality of life here is hard to beat. Consider the following: the economy is diverse-we are not one employer dependent, the school system is one of the top in the nation, national sports teams as well as a robust arts scene exists in both Minneapolis & St Paul, crime exists but it is lower than other states, Minnesota experiences four seasons giving you opportunities to enjoy many varied sports, events, and activities. I run three businesses in the financial services-real estate, mortgage, and investing. When you are relocating here and need a Realtor, mortgage broker, and financial planner- consider giving me a call. You can find out more about me at http://www.JohnMazzara.com I have the links to each specific website in the resource section of this book. I would welcome the opportunity to help you in one or all three financial areas. Sincerely, John Mazzara
TABLE OF CONTENTS VARIOUS ARTICLES 1) Minnesota So youre thinking about moving to Minnesota? 2) Relocating to Minnesota - Twin Cities Real Estate 3) A Guide of Relocating To Minnesota 4) Minnesota-A Little History 5) 10 Things To Consider When Moving To The Twin Cities 6) Minneapolis Condominium Markets - Buying or Renting a Condo See Featured Communities Below: 7) Minneapolis: A Clean and Green City 8) St. Paul- The Capitol City 9) Edina-It is different here-Ive lived here since 1986 10) Eden Prairie-It really isnt a prairie 11) St Louis Park: A Balanced Living 12) Richfield-Centrally located to everything 13) Bloomington: City of Hospitality 14) Savage-One of the best values in the Twin Cities 15) Eagan: Where A Well-Off Community Thrives 16) Inver Grove Heights: Where Everything Is Closer Than You Think More Communities Profiled At http://www.VentureLoanApp.com 17) Minnesota-Top Attractions For MN Visitors 18) Minneapolis and St. Paul - Worlds Apart 19) Twin Cities Lakes
Why Work with a Realtor? Today there are many people who think about selling their home on their own. However, many of them end up going with a realtor for their needs. It's definitely a great idea to decide to work with a realtor when you are selling your home or you are trying to purchase a new home. Many real estate agents are not actually realtors, and realtors have quite a bit more to offer consumers. Not sure that you should choose a realtor when you are selling or buying a home? Well, here is a look at some of the top reasons that you definitely should work with a good realtor. They are Experts in the Real Estate Field One great reason that you should definitely consider working with a realtor is because they are experts in the real estate field. Having an expert on your side is definitely a great idea. Many people out there today purchase or sell their homes with a realtor. Realtors come with a whole lot of experience and definitely will be able to use that experience to help you acquire a great home or to sell a home for a good price. Realtors Know the Community Another reason to go with a realtor when buying or selling is because realtors know the community. They are active in the community and they know the community that they are working in. This is important, whether you are purchasing or selling. You want someone on your side that really knows what is going on in the local real estate market. They Can Offer You Protection You'll also find that a good realtor can offer you protection when you are selling your home or purchasing a home. They know the laws and the nuances of the real estate industry that are very important. Without a good realtor on your side, you could end up making a mistake that will cost you in the long run. Realtors are Supposed to Be Honest Realtors have a code of ethics, that states that they are supposed to be honest. This definitely benefits you. After all, you want someone on your side that is going to be honest with you, no matter what. Even if it is something that you really don't want to hear, it's great to have someone that will be very honest with you. This is something you can count on. Required to Disclose Important Facts According to the code of ethics, realtors are required to disclose any important facts to you as well. This means that any facts that you need to know, your realtor will let you know about. They'll give you good advice along the way and give you the facts that you are going to need to make the right real estate decision.
They Have Your Interests at Heart A good realtor will also have your interest at heart. This is one reason it is such a great idea to have a realtor on your side. They will help to make sure that you get the best deal and the best home for your needs. A realtor is committed to making sure that everything works out for you. This is definitely excellent for you. Realtors Have Resources Another reason to have a realtor help you with selling or purchasing a home is because they have many great resources available. If you are looking for a home, they have a variety of different resources they can turn to, in order to help you find the home that you want. You won't have to spend time looking, but your realtor can do that job for you with the great resources that are at their disposal. Help with Negotiation Often in a real estate deal there is quite a bit of negotiation. This can include negotiation about the terms, financing, price, date of possession, repairs, equipment, and more. If you are not well versed in the art of negotiation, you may not get the best deal for you. With a good realtor to help you out, they can help you out with the negotiation so you get a deal that is totally fair to you. Explanation of Financing You'll find that a good realtor can help you to understand the financing options that you have available to you. They can explain different options and lead you in the right direction. They also have access to many lenders and can help you to identify good lenders for the financing that you are going to need. The Process is Smoother Going through a real estate deal is not always a smooth ride. Some times things crop up along the way. Using a realtor can help you to make sure that this process is much smoother. They'll help to ensure that everything works out very smoothly so that you get through the deal as soon as possible without any problems. When it comes time to select a Realtor-please consider what I can do for you. Sincerely, John Mazzara CFP CLU CHFC CEBS CMB MBA MS http://www.MinneapolisStPaulHomes.com
________________________________________________________________________ SELECTED ARTICLES FOR THOSE RELOCATING TO MN Minnesota So youre thinking about moving to Minnesota? You have certainly come to the right place. Relocating to any new arealet alone a new statecan be an overwhelming process, so it is important to have someone in touch with the area that you can trust. I have lived in Minnesota my entire life and am eager to assist you in this important time of transition. In the following paragraphs, you will find a great deal of information that will help familiarize you better with many different parts of the state. If you have any additional questions, please do not hesitate to contact me either by phone or email. State Facts Known as the Land of 10,000 Lakes, Minnesotas history and economy is directly related to the vast number of lakes within the state, as well as its access to the Mississippi River and the Great Lakes. The capital of Minnesota is Saint Paul, while the largest is its sister city, Minneapolis. We rank twelfth in the nation in size and 21st in population. The best known symbol of Minnesota is our state bird, the Common Loon, easily spotted in the northern parts of the state, and occasionally as far south as the Twin Cities. But of all the notable bits of trivia about our state, the one we take the most pride in is the description of our residents: Minnesota Nice. While of course there is no accurate measure of how nice one state is compared to another, visitors and newcomers are frequently struck by the friendly nature and hospitality common amongst our native residents. We take immense pride in the way we make our guests feel like home in our state. Geography and Climate What you have heard about the cold winters is probably true. As the state with the most northern border besides Alaska, the months between December and March yield frigid temperatures and heavy snowfall. Dont let that scare you off thoughas a major Midwestern state, our residents enjoy the experience of having four fully-developed
seasons to break up the monotony of the year. Minnesotans never let a little snow get in their way; we boast one of the most efficient snow-plowing systems in the country, not to mention the great winter recreational opportunities such as ice fishing, skating, and sledding. Fall and spring are breezy and comfortable, and exceptionally gorgeous in areas such as Duluth or the eastern Minnesota bluffs. Our summers are reasonably mild, but we still experience heat waves and humidity; generally one can expect a few days in August to hover around the 100 degree mark. Typically, Minnesota folks are outdoor folks; we take the good with the bad, and are rarely startled by a little extreme weather. The Twin Cities Comprised of Minneapolis and Saint Paul, the Twin Cities are the urban center of the state. Directly adjacent to each other on Interstate 94, newcomers often confuse one with the other; however, any resident of either city will be quick to point out the distinct differences in the flavor and personality of each location. Minneapolis, as the most populated city in Minnesota, is quite attractive to those looking for a big city experience with a Midwestern feel. The downtown district of Minneapolis is sleek and majestic, boasting one of the most recognizable skylines in the United States. Meanwhile, downtown Saint Paul is known for its stunning red-brick streets and history-rich architecture. A sharp contrast to the bustle of Minneapolis, many people who relocate to Saint Paul are attracted to the small-town feel it manages to capture, while not sacrificing the strong entertainment and recreational amenities of a city. Both Saint Paul and Minneapolis have a great deal to offer in terms of real estate, and a lot depends on the type of neighborhood you are looking to live in. Lets take a closer look at each area to help you narrow down your options. Minneapolis Regularly named one of the great American cities to live in, Minneapolis is one of the most thriving cultural communities in the country, rich in history and amenities for its nearly 400,000 residents. This budding metropolitan area is the second largest in the
Midwest, after Chicago, and is a major attraction to young artists, businessmen, and families alike. Prospective homeowners have a wealth of possibilities in a wide variety of up-and-coming neighborhoods that will undoubtedly make relocating to Minneapolis a rewarding investment and an enriching experience. Downtown Minneapolis certainly boasts some of the most spectacular high-rise condominiums in the city, with breathtaking views and immediate access to the heart of the city. If you are looking for something a little bit more removed from the highly urban atmosphere, south Minneapolis (commonly referred to as Uptown) is a popular location for singles and families alike, with plenty of single-family homes, condos, and lofts available at reasonable prices. Its trendy business district on Hennepin Avenue, stretching from Lake to Franklin Streets, is popular for live entertainment and fine dining. Also of particular interest in this area is its close proximity to Lake Calhoun, which offers some of the most beautiful lakefront architecture in the area. Northeast Minneapolis is another up-an-coming area, a diverse arts-friendly community. This area is also filled with spacious apartments, duplexes, single-family homes and condominiums, and much more. Saint Paul As the states capital, Saint Paul is the scenic and historic home to almost 300,000 residents. The neighborhood feel of the city is one of the most distinctive personality traits that sets it apart from Minneapolis. Because of this, Saint Paul tends to attract a slightly older population than its western counterpart; many...