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Details of Top Up Loans – A Customer Education Initiative from DHFL
DHFL Home Loans – www.dhfl.com
Hello Vinodji. How are you?
DHFL Home Loans – www.dhfl.com
Very well. You tell me. Did you finalise a home for yourself?
DHFL Home Loans – www.dhfl.com
Yes I did. I have moved into a home of my own.
DHFL Home Loans – www.dhfl.com
Hope you are enjoying life in your new home.
DHFL Home Loans – www.dhfl.com
Yes. Now I can fulfil my other dreams
DHFL Home Loans – www.dhfl.com
such as my daughter’s higher education, my son’s marriage, purchasing furniture for my new home, etc.
DHFL Home Loans – www.dhfl.com
That’s great. I hope you have thought of funds to meet the expenses too?
DHFL Home Loans – www.dhfl.com
Not really. And that’s what I am a little worried about.
DHFL Home Loans – www.dhfl.com
I do understand. Why don’t you take a Top Up Loan on your existing Home Loan?
DHFL Home Loans – www.dhfl.com
What is a Top Up Loan?
DHFL Home Loans – www.dhfl.com
A Top Up Loan is an additional loan, over and above your existing Home Loan
DHFL Home Loans – www.dhfl.com
It can be used to meet requirements such as Wedding expenses, Children’s education, Medical Expenses
DHFL Home Loans – www.dhfl.com
as well as Business Expansion
DHFL Home Loans – www.dhfl.com
Working Capital requirements and much more.
DHFL Home Loans – www.dhfl.com
That’s exactly what I need. How can I avail a Top Up Loan and how much?
DHFL Home Loans – www.dhfl.com
The Top up Loan is available to the existing Home Loan customers in addition to their Home Loan depending on their property’s market value.
DHFL Home Loans – www.dhfl.com
The current Home Loan however, should have a repayment history (EMIs paid) of minimum 9 months.
DHFL Home Loans – www.dhfl.com
Great. And within what time am I supposed to repay the Top up Loan?
DHFL Home Loans – www.dhfl.com
The maximum tenure can be up to 15 years.
DHFL Home Loans – www.dhfl.com
Alright. So will I be required to submit all the documents again for a Top up loan?
DHFL Home Loans – www.dhfl.com
You will need to submit Know Your Customer (KYC) and Income documents.
DHFL Home Loans – www.dhfl.com
Maintaining a good repayment (EMIs) track record of your Home Loan and a good credit history is also crucial.
DHFL Home Loans – www.dhfl.com
That will save so much time.
DHFL Home Loans – www.dhfl.com
Indeed!
DHFL Home Loans – www.dhfl.com
Thank you Vinodji. You have been extremely helpful yet again.
DHFL Home Loans – www.dhfl.com
My pleasure Sharmaji.
DHFL Home Loans – www.dhfl.com
DHFL Home Loans – www.dhfl.com
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