CHANGE MAKES DIFFERENCE

CHANGE MAKES DIFFERENCE

Eddie NgewPrincipal Consultant

CMD

What are You Doing vs

What are you Dreaming !

DreamsDoing

?

What is your Planning for the Next 10 Years ?

From Zero to Hero ?????

In Life, we either determine our destiny or

Destiny will determine our Life

Most Important Question in Your Life

Do you know what are you looking for in

Present Moment & Future?

7 Habits of Highly Effective People

2nd Habit ~ Begin with the End in Mind what are you looking for in your life ?

Family

Money

Fame & Recognition

Power Standard

ofLiving

Self Actualization

Value in Life

Early Retirement

It is not what we are, that holds us back, It is what we think we can’t.

We are lifted up or beaten down by ourselves

If You want something in your Life you have never had, You must do something you have never done.

~ JFK

4 Stages in Live !

From ( Rich Dad & Poor Dad )

1st Stage ~ Employee

2nd Stage ~ Self Employed

3rd Stage ~ Businessman

4th Stage ~ Investor

1st Stage ~ Employee !

DreamsDoing

?

Do you take it as a Job or a Career ?

Let “ 1 , 3 , 5 , 10 ”

System Breakthrough Your

Dream

2nd Stage ~ Self Employed

• Year 1 ~ To Do RM 100 K FYP Business

• Making RM 85 K per annum in 3rd Years

Your Bright Future“1, 3, 5, 10 ”

• 1st Year ~ RM 100 K FYP Business

Your Potential Income in 3 Years

85 K12 K2 K21 K25 K25 K 3rd Year

100 K

60 K8 K2 K25 K25 K2nd Year

100 K

31 K4 K2 K25 K 1st Year

100 K

TotalCareer BenefitPool Fund

16 +520 +520 +5FYP

Financial Planner ~ Vertical GrowthTo Improve the Your Active Income !

The Ideas & Methods that

will help to

Improve your Income to

RM 85 K per annum

or

RM 7 000 per month

in 3 Years !

Market – Improve Your Active Income( Work Smart !!)

2 Methods

Provide Protection Planning

OR

Provide Retirement Planning

Unlimited Opportunities in your “ Existing Market ”

Protection Market~ Personal Protection( Needs & Responsibilities in Different Stages of Life ) ~ Family Protection~ Business Insurance ( Keyman & Partnership )~ Guarantors Planning~ MRTA~ Ladies Packaged Products~ Trust Fund ( Education )~ 3 & 4 Generations Fund~ Charity Trust Fund ~ Retirement Planning (Personal or Company Directors )

Retirement Planning( Traditional Products )~ Annuity~ Lump Sum~ Every 2 Years Payment

Investment & ReturnLocal Fund or OverseasAd hop & RegularGuarantee & With Risk

TOTAL MEDICAL COST AS AT JANUARY 2007: RM 65,000.00

AAA Packaged Plan

RM 6 Per Day

PCLR ~ RM 50 K

ECP ~ RM 60 K per Annum ~ RM 200 K Life Time

EPA ~ RM 50 K RM 3000 MR & RM 300 WI

Live Coverage ~ 100 K

How to Achieved RM 100K FYP Business

• Only One Case Per Week

• 1 case x 4 ( weeks ) x 12 ( Month ) = 48 cases

• 48 cases x RM 6 x 365 Days = RM 105 K

Design your own Destiny & Dreams Associate with

AIA in a Business !

2 Directions

Career Planner“Active Income”

Agency Building Management

“ Passive Income ”

Your Bright Future“1, 3, 5, 10 ”

• 1st Year ~ RM 100 K FYP Business • 3rd Year ~ Promote As Agency Manager

Your Income as a Agency Manager in the First 3 Years Business

FYP Year

1

20+5

Year

2

20+5

Year

3

16+5

Year

4

10

Year

5

10

Pool

Fund

Career

Benefit

Monthly Total

210 K

7+ 5

25K

25.2

25K 21K 2 K 12K 9 K 110.2

210 K

12+12

25K

25.2

25K

25.2

21K 10 K 2 K 12K 12 K 145.4

210 K

12+12+3.9

25 K

25.2

25 K

25.2

21 K

8 K

10 K 10 K 2 K 12 K 13.6 K 163.4

Total 419K

Your Potential Income as a Agency

Manager for 1st 3 Years

FYP/Years Monthly Income

Annual Income

Improvement

RM 210 K FYP

1st YearRM 9 000 RM 110 200 + 30 %

RM 210 K FYP

2nd YearRM 12 000 RM 145 400 + 32 %

RM 210 K FYP

3rd YearRM 13 600 RM 163 400 + 12.4 %

Total Income for 1st 3 Years

RM 419 000

Stage 3 Become a Successful Businessman in 3 years ~

Build your “ Down Line ” or “ Business Partner”

Planning for Promotion to Agency ManagerWhat is the Requirement for Promotion ?

You + 4 Planners = RM 120 K FYP

RM 60 K FYP

How to ?You bring in 4 Planners

&

Every one of them submit 1 case per month

1 case x 12 months x 4 planners = 48 cases

48 cases x RM 6 x 365 Days = RM 105 K FYP

Your FYP ( 105 K ) +Your Planners ( 105 K FYP )

= RM 210 K FYP

Stage 3 Set up a new Branch within 5 Years

Promote one Agency Manager from your Team and you promoted to District Manager in 5 Years

Your Bright Future“1, 3, 5, 10 ”

• 1ST Year ~ RM 100 K FYP Planner• 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager

~ Promoted to District Manager

Identify the right person and put into “ Your Organization ” chart

You The CEO

Agency Manager AThe Branch Manager

Agency Manager BThe Branch Manager

Agency Manager CThe Branch Manager

A B C D E F G H

Stage 4 ~ Be a Successful Investor Build your own Business Empire

and enjoy your handsome Passive Income

Your Bright Future“1, 3, 5, 10 ”

• 1ST Year ~ RM 100 K FYP Business • 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager• ~ Promoted to District Manager• 10th Year ~ Build 6 Branch Managers

• ~ Enjoy Early Retirement

If You have 6 Down Lines when you are retire ……Early Retirement

• If every down lines produce RM 300 K FYP per annum ….

• You will receive at least RM 216 000 ( Passive Income )every year ( which exclude your personal direct O/R, Commission & RM 162 K Agency Builder Cash Awards.

Your Ultimate GoalsBuild your

“ OWN BUSINESS EMPIRE ”

CEO

AM AM AM AM AM

The Formula of Success

Thinking

Emotion

Action

Result

Destiny

How long to earn RM1,000,000 ?

25,000 x 40 YRS = 1 million

50,000 x 20 YRS = 1 million

100,000 x 10 YRS = 1 million

200,000 x 5 YRS = 1 million

500,000 x 2 YRS = 1 million

1,000,000 x 1 YR = 1 million

Together WE Can Make The Different

1st Quarter after completing you FHC, FHR & BEST Training Programs

Fast Start - New Business Special Incentive for You !

Grab The Cash $$$ !

Month Period Application Cash Reward

1st Month April 06 – May 10, 2009 4 apps RM100

2nd Month May 11 – June 10, 2009 4 apps RM200

3rd Month June 11 – July 10, 2009 4 apps RM400Example : John qualified for all 3 months, he will receive RM700 in total.

John qualified for the 1st & 2nd month & did not qualify for 3rd month, he will receive RM300John qualified for the 1st month & did not qualify for 2nd month, but he qualified for the 3rd month, he will received RM200

Rules : Each application must be LIFE CASE with Minimum Monthly Premium RM150.00 All applications must be submitted within the stated period, and paid & approved latest by after the two weeks from the closing period. In the case of dispute, management’s decision is final.

Thank you !