Community Webinar Rental Vehicles The class will begin at the top of the hour. There is no sound at...

Community Webinarwww.insurancecommunitycenter.com

Rental Vehicles •The class will begin at the top of the hour. There is no sound at this time.•This class is being recorded. The recording can be found in the Community at Webinars Archive•You can ask questions at anytime, type them into the chat box.•Check your chat box for links to upcoming classes.•This class is not approved for CE credit.

Some things you should know:

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Presents Monthly Webinars Free to Community Members.

Community webinars are archived on the Community homepage under the right hand tab titled: Webinar Archive

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In addition the community has unique business networking opportunities.

Enjoy the Weekly Newsletter on a specific topic with a tip of the week; claim; quiz flash and articles

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One Flat Fee per Office includes Monthly webinars approved for CE many

states Test and Learn Audio Presentations on insurance topics Checklists Power point presentations for client

and/or peer training

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Insurance forms and endorsements vary based on insurance company; changes in edition dates; regulations; court decisions;

and state jurisdiction. The instructional materials provided by The Insurance Community Center and its authors is intended as

a general guideline and any interpretations provided by The Community do not modify or revise insurance policy language. Information which is copyrighted and proprietary to Insurance

Services Office, Inc. (“ISO Material”) is included in this publication.  Use of the ISO Material is limited to ISO

Participating Insurers and their Authorized Representatives.  The Insurance Community Center assumes neither liability nor responsibility to any person or business with respect to any loss that is alleged to be caused directly or indirectly as a result of

the instructional materials provided. Insight Insurance Consulting

laurie@insurancecommunitycenter.commarjorie@insuranceacommunitycenter.com

www.insuranceacommunitycenter.comCopyright 2012©

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Marjorie L. Segale, AFIS, CISC, RPLU, CIC, CRIS, ACSR, CISR

Insurance Community Center, LLCDirector of Education 6

Rental car contracts Insurance for rental carsRenting other types of vehicles Insurance for those vehicles

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Rental Basics

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So, Margie, after talking to you about the auto insurance necessities in Costa Rica I have to tell you about my experience. I started going through all of the rental car policies, picking them apart, "this one only has collision," "This one doesn't cover theft," etc., etc.

We are now taking the bus instead.

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Must be a vehicle with four wheels and not for off-road

use

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Homeowner’s?Miscellaneous Vehicles Insurance?The rental vehicle company?

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Hearing that a client is thinking about setting up a Captive can be disconcerting

Does NOT mean that you will lose the account

Any professional Captive manager (usually an attorney) will ALWAYS tell your client that the Captive should not be used to substitute for normal insurance coverages, particularly for smaller companies

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Laurie Infantino laurie@insurancecommunitycenter.com 714 803 5830

Marjorie Segale marjorie@insurancecommunitycenter.co

m 714 206 9583

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Community Lecture February 9th

5 Hiring Mistakes: Hire the best! The Link is in Your Chat window Now

University CE January 25th. Commercial General

Liability February 8th . Builder’s Risk February 14th . Voluntary Benefits

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