Denver Advisory Board Tony Giarratano Vice President – Tech Center FirstBank

Denver Advisory Board

Tony Giarratano

Vice President – Tech Center

FirstBank

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About Me

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Professional Golf

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Free Time

• Anything outside

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FirstBank

• HQ in Lakewood• 1963 - Westland Shopping Center• 120 locations in Colorado, Phoenix and

Palm Desert• 2,300 employees• Total Assets over $14 Billion• Privately held w/ long term goals

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FirstBank

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Why a Local Bank is Important

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What’s the Difference?

• Everyone has bank accounts, debit cards, internet banking so why does it matter?

• Officers are Relationship Managers and Decision Makers

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Real Estate Secured Lender

• We LOVE real estate• Residential Mortgages• Commercial RE Loans• Construction

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My Job

• Originate Loans• Grow the Bank• Manage the Branch• Portfolio management• Train Junior Officers• Volunteer in the Community

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Ideal Client

• Small Business Owner– Loan on commercial space– Business accounts– Line of Credit to fund operations– Mortgage on Primary Residence– Personal Accounts– Kids’ 529 Accounts

• One person to call for everything

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Thank You

Tony Giarratano

Vice President – Tech Center

303-740-5374

tony.giarratano@efirstbank.com