Final ctg best of breed presentation

© Copyright Intelliflo Ltd.

Best of breed partnerships

Wenda Field

June 2015

Delivering the power of web-based technology

Our product philosophy

• UK Market leading software for over 10 years• Integration to market-leading partners• Research technology partners our clients want to work with to create a

“Best of Breed” platform• Integrations to deliver business benefits to our clients - we and our

partners work hard to ensure this is achieved• Product roadmap published 6 months in advance

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Driving enhanced productivity

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Creating effective financial plans

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Wealthlink – efficient new business acquisition

• Over 46 e-valuation services today, continuing to grow in line with quarterly releases

• Over 30 e-income reconciliation partners

• 4 WealthLink partners today, with others in progress

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Wealthlink Partners

Two way integration

Income reconciliation

Valuations : Bulk & Real Time

New business submission

SIPP Illustrations

July 2015

● Financial Planning:– Protection flow– Advisa Centa protection planner– Mortgage recommendations

● Employee Benefits– Significant enhancements to scheme

management– Corporate dashboard

● Personal Finance Portal phase 2:- Account aggregation (Yodlee)- Campaigning using secure messaging- Enhanced fact finding capability- Goal capture

October 2015

● Financial Planning:– Advisa Centa Pension freedoms planner

integration

● Mortgage– MortgageBrain Anywhere integration

● Microsoft workflow:- Enhancement to the current capability

● Valuations– Addition of Alliance Trust, Aegon Income,

Premium and James Brearly bulk valuations

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Product Roadmap

Summary

• “Best of Breed” philosophy providing freedom of choice

• Partner selection through our clients via Community portal, various user groups and feedback

• Creation of integrated capability that adds real measurable value to clients

• Invest over 75% of our delivery capability in the Product Roadmap today

• Continue to identify capability gaps in the UK advice model to remove those gaps

• Sophisticated and experienced consultancy and on-boarding services

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VERONA SMITH

DELIVERING GOOD CONSUMER OUTCOMES

LEVELS OF INTEGRATION

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ACHIEVING INTEGRATION

Do you need to spend a £1bn to achieve integration?

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WHAT DO WE MEAN BY INTEGRATION?

Vertical integration:

“the combination in one firm of two or more stages of production normally

operated by separate firms”

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WHAT DO WE MEAN BY INTEGRATION?

Vertical integration:

“a strategy used by a company to gain control over its suppliers or distributors in order to increase the firms power in the

marketplace, reduce transaction costs and secure supplies or distribution channels”

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WHAT DO WE MEAN BY INTEGRATION?

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WHAT DO WE MEAN BY INTEGRATION?

Integration:

• Reduce costs• Increase efficiency

• Improved customer outcomes

7IM AAP ONGOING CHARGE FIGURES

Source: 2008-2010 Lipper UK Fund of Funds ‘Inclusive’ Total Expense Ratio Analysis reports.2011, 2012, 2013 & 2014 ongoing charge Figures from Capita fund accounts data.n.b. LIPPER AND CAPITA ARE BOTH industry standards BUT HAVE DIFFERENT METHODOLOGIES

7IM AAP OCF ACTION AND EFFECT

Source: 2008-2010 Lipper UK Fund of Funds ‘Inclusive’ Total Expense Ratio Analysis reports.2011, 2012, 2013 & 2014 ongoing charge Figures from Capita fund accounts data.n.b. LIPPER AND CAPITA ARE BOTH industry standards BUT HAVE DIFFERENT METHODOLOGIES

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PLATFORMS = INTEGRATION

Open architecture

Model portfolios

Discretionary management

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INTEGRATOR OR INFUENCER?

Who ‘owns’ the integrated elements?

When does the integrator become the influencer?

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PLATFORM = INVESTMENT GATEWAY

7IM Platform

7IM Funds

7IM Models

7IM DFM

7IM Platform

Open arch

Advised built models

Range of DFMs

Financial planning software/back office

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THE RESULT: 7IMAGINE

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SUMMARY

Integration can be a door opener

The benefits of integration for advisers can be achieved via the use of platforms

Integration does not require all elements to be delivered by a single provider

Integration can deliver good consumer outcomes

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WWW.7IM.CO.UK

THANKYOU