HES Start 20k

Name : Age : Occupation : Smoking Status: Plan : Health Enrich Select (HES) Full Coverages TYPE OF BENEFITSDESCRIPTIONS PLAN 1PLAN 2PLAN 3

Basic Coverage (Death/TPD)Compensation in the event of Death or Total Permanent Disability.+RM

20,000+RM

50,000+RM

100,000

Accidental (Death/TPD)Additional compensation in the event of Death or Total Permanent Disability due to an Accident. +RM 20,000+RM 50,000+RM 100,000

Accidental (Death/TPD) On Public TransportAdditional compensation in the event of Death or Total Permanent Disability due to an Accident on public transport.+RM 40,000+RM 100,000+RM 200,000

36 Critical Illnesses (CS)Compensationif you arediagnosed withone of36critical illnesses.+RM 20,000+RM 50,000+RM 100,000

Contributor/ PayorFreecontributionsifyou are diagnosedwith one of 36 critical illnesses or becoming total permanent disability. YESYESYES

Parent ContributorFreecontributionsifthe father or mother is diagnosedwith one of 36 critical illnesses or becoming total permanent disability.

Spouse Contributor Freecontributionsifthe spouse diagnosedwith one of 36 critical illnesses or becoming total permanent disability.

Medical Plan Room and Board rate.

Hospital bills will be borne by Prudential 100% of the total bill.HES RM200HES RM200HES RM200

Normal Hospital ConfinementsAdditional dailyallowancepaidto you as youin the ward.RM200/ dayRM200/ dayRM200/ day

ICU ConfinementAdditional dailyallowancepaidto you as youin the ICU.RM300/ dayRM300/ dayRM300/ day

Surgical ProcedureAdditional surgicalallowancepaidto youforanysurgical procedureon you.Up to RM2,500Up to RM2,500Up to RM2,500

Emergency Treatment For Accidental InjuryEmergency treatment for Injuries due to an accident only (Outpatient).RM2000RM2000RM2000

Yearly Limit Medical BillsThe annuallimitfortotal medicalbillRM

60,000RM

60,000RM

60,000

Lifetime Limit (70, 80)The lifetime limit for total medical bill RM

600,000 RM

600,000 RM

600,000

Organ TransplantThe lifetime limit for organ transplant

Maternity ComplicationsThe annual limit for maternity complication+RM6,000+RM6,000+RM6,000

Second Medical OpinionConsultation and diagnosis in Msia with world leading experts

Takaful Saver Additionalinvestmentto increase theamount ofyour savings.

Takaful Saver ContributorFreeinvestmentif you arediagnosed witha critical illness or becoming total permanent disability.

Takaful Saver Parent Contributor Freeinvestmentif themother /father diagnosed with a critical illness, becoming total permanent disability or death.

Takaful Saver Spouse ContributorFreeinvestmentif thespouse diagnosed with a critical illness, becoming total permanent disability or death.

Return10 Years9%expected returnbased oninvestmentperformance.This amountdoes not includethe excessof the profitsharingfunds

20 Years