How Work Incentives Can Work for You · A Community Work Incentives Coordinator or Community...

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Today’s topics

• What are your goals?

• CareerSource Palm Beach County

• Types of benefits

• Work Incentives

• Ticket to Work

• Sample budget

• Additional resources

• Q&A

What are your goals?

About CareerSource Palm Beach County

We assist more than 7,500

people each month with

meeting their employment

and training goals. Our career centers offer live

workshops on job search and

job skills training, career

development, and consulting.

About CareerSource Palm Beach County

Our Disability Services Department is ranked third in Florida with

an 88% success rate in placing clients with disabilities working at or

above the Substantial Gainful Activity (work activity and earnings)

About CareerSource Palm Beach County

Veterans

Senior

AARP

TANF/SNAP Youth

17-24

What can you do?

Types of benefits

SSI: Supplemental Security Income

Designed to help aged, blind, and disabled people, with little or no income

2018 monthly benefits are:

$750 for eligible individuals

$1,125 for eligible couples

Resource limits include items such as cash, bank accounts, and property

$2,000 for eligible individuals

$3,000 for eligible couples

Monthly payments may change when work begins

Types of benefits

Title II / SSDI: Social Security Disability Insurance

Pays benefits to individuals who have previously worked or certain dependents

of insured individuals such as:

Childhood Disability Benefits (CDB): Payable to a disabled adult child of

an insured worker who has retired or become disabled and is collecting

Social Security benefits

Disabled Widow(er) Benefits (DWB): Payable to the widow, widower, or

surviving divorced spouse of an insured worker

Work Incentives

Trial Work Period (SSDI): $850+/month gross earnings

9 months within 5 years

Not always consecutive

Substantial Gainful Activity (SSDI):

$1,180+/month gross earnings for non-blind

$1,970+/month gross earnings for blind

Work Incentives

Earned Income Exclusion (SSI): Social Security doesn’t count the first $65

of the earnings received in a month, plus one-half of the remaining earnings

Impairment Related Work Expenses (SSI & SSDI): May be able to deduct the cost

of certain impairment-related expenses needed in order to work

Extended Period of Eligibility (SSDI): 36 months, cash benefits depend upon

earnings and SGA

Work Incentives

Expedited Reinstatement (EXR): Can request that your benefits start again if they

stopped because you worked and had earnings.

Not required to complete a new application

Up to 6 months of temporary benefits while Social Security reviews your request

Social Security determines eligibility for Work Incentives

Plan to Achieve Self Support (PASS)

Make a plan for your future

Lets you use your income or other things you own to help you reach your

work goals

Requires detailed steps and timeline

Money set aside for, and spent on, a PASS does not count when Social

Security determines monthly SSI payment

Medicare and Medicaid

In most cases, you can work while maintaining your Medicare/Medicaid as long as certain requirements are met

Requirements are different for SSI and Title II Beneficiaries and Medicare/Medicaid

1619b (SSI): Provides protection of Medicaid coverage if earnings become too high for a cash benefit

Extended Period of Medicare Coverage (SSDI): Provides up to 93 months of Medicare coverage after the Trial Work Period ends

A Community Work Incentives Coordinator or Community Partner Work

Incentives Counselor can assist with:

Understanding Social Security work incentives, rules, and impact

Learning about how earnings may impact benefits

Understanding how Vocational Rehabilitation or Employment Networks

can help

Learning about the requirements of the Ticket to Work program

Work Incentives Counseling

Free and voluntary program to help eligible beneficiaries go/return to work

18-64 receiving SSI and/or Title II Benefits

Increase financial independence and-self sufficiency

Reduce or eliminate (when possible) relying on cash benefits

Ticket to Work

Ticket to Work

A Ticket to Work Success Story

Sample budget

Additional Resources

Achieving a Better Life Experience(ABLE): Allows individuals with

disabilities and their family and friends to save for future expenses

Social Security Red Book: The Red Book serves as a general reference source

about the employment-related provisions of Social Security Disability

Insurance and the Supplemental Security Income

For more information

Questions?

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