Introducing PlanAdvisor™. PlanAdvisor At Commercial Insurance Services, we see a simplified way...

Introducing PlanAdvisor™

PlanAdvisor

• At Commercial Insurance Services, we see a simplified way for you to approach the benefits plan design process. With PlanAdvisor, we can help you:

• Analyze your benefits plan costs against reliable benchmark information

• Project the impact of medical and dental plan design changes

• Estimate your renewal costs• Streamline the plan selection process for

your employees • We think you will like what you see.

Compare Your Plan

Management Report• Compares your plan utilization to other

employers of similar plan type, region, and industry

• Targets key areas of cost or utilization concerns

• Directs you to develop focused strategies• Features both Medical and Rx exhibits• Uses proven and reliable benchmark data

from Kaiser Family Foundation and Medstat™

Exhibits

• Health Plan Cost• Medical Claims Costs• Office Visits - Combined• Office Visits - Primary• Office Visits - Specialists• Top Office Providers• Employee vs.

Dependent • Inpatient Summary• Top Inpatient Providers

• Inpatient Maternity• Emergency Room• Major Diagnostic

Categories• Disease Categories• Rx - Average Paid

Summary• Rx - Cost and Volume• Rx - Member Cost Share• Rx - Direct vs. Mail

Service• Rx - Brand vs. Generic

Project your Plan Costs

Renewal Estimator• Calculate projected plan costs based on

trend, midpoint, membership, and large claim information

• Determine costs for the next renewal mid year or pre-renewal

• Available for insured and self-funded plans

• Helps you budget and plan for your next plan year

Calculates an indicated

rate change for the

renewal

See your Plan Options

Plan Modeler• Analyze the impact of plan design

changes• Plan your changes for the next plan year

efficiently• Based on proven actuarial factors• Applies to medical, Rx, HRA, and HSA

plans

Calculates medical, Rx, and weighted average, as the Total Value of Plan Changes

Simplify the Enrollment Process

Plan Selector• Assist employee in selecting a plan when

multiple offerings are available• Employees can estimate health care

expenditures and plan contribution costs • Advances consumerism via employee

awareness of health care costs • Simplifies the communications process

during open enrollment

Provides average cost for services, based upon the census region norms

Includes frequency

of services based upon

selected health

care category

Simplify the Enrollment Process

Select the most

favorable health plan,

based on out-of-pocket

costs, and premium

contribution

Benchmark Your Plan

MyWave Survey Drill-Down• Thousands of results from MyWave

Health Plan Survey • Can be filtered by:

– Type of plan– Location– Size of Employer– Industry

• See how your plans compare to other similar employers

Compare your plan to

survey results

PlanAdvisor

• At Commercial Insurance Services, we see a simplified way for you to approach the benefits plan design process. With PlanAdvisor, we can help you:

• Analyze your benefits plan costs against reliable benchmark information

• Project the impact of medical and dental plan design changes

• Estimate your renewal costs• Streamline the plan selection process for your

employees • We think you will like what you see.