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Housing Market and
Economic Update
June 2016
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential
Housing overview
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 2
Residential real estate underpins Australia's
wealth and has reached $6.5 trillion
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 3
As at the end of May 2016
Residential Real Estate
$6.5 Trillion
Australian Superannuation
$2.0 Trillion
Australian Listed Stocks
$1.5 Trillion
Commercial Real Estate
$0.88 Trillion
Source: CoreLogic
Number of dwellings
9.6 million
Outstanding
mortgage debt
$1.6 trillion
Household wealth
held in housing
51.6%
Total sales p.a.
470,124
Gross value of
sales p.a.
$286.3 billion
-10.0%
-5.0%
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
May 98 May 00 May 02 May 04 May 06 May 08 May 10 May 12 May 14 May 16
The annual rate of capital gain remains lower
than at its recent peak but is rebounding
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 4
Rolling annual change in dwelling values, combined capital cities
Median Prices Capital Gain
$605,000 Houses Units Dwellings
Past 12 months 9.9% 10.6% 10.0%
$515,000 Annual over five years 5.4% 4.4% 5.3%
Annual over ten years 5.6% 5.1% 5.5%
CoreLogic’s suite of hedonic indices are
available across broad housing types and
across geographical areas including
statistical divisions, statistical subdivisions
and postcodes nationally. For further
information an our hedonic method, please
visit www.corelogic.com.au/indices
Source: CoreLogic RP Data
-5.0%
0.0%
5.0%
10.0%
15.0%Sydney
Melbourne
Brisbane
Adelaide
Perth
Hobart
Darwin
Canberra
Past 12 months 10 year average annual
13.1%
13.9%
7.1%
3.9%
-4.2%
6.1%
-3.5%
5.7%
10.0%
-10% -5% 0% 5% 10% 15%
Sydney
Melbourne
Brisbane
Adelaide
Perth
Hobart
Darwin
Canberra
Combined capitals
Capital gains remain diverse across Australia’s
capital cities
| © 2016 CoreLogic, Inc. ■ Proprietary & Confidential 5
Capital gain: Average over 10 years v past 12 months Change in capital city dwelling values,
12 months to May 2016
Source: CoreLogic RP Data
0
500
1,000
1,500
May-96 May-01 May-06 May-11 May-16
0
100
200
300
400
500
600
May-01 May-06 May-11 May-16
0
200
400
600
800
May-96 May-01 May-06 May-11 May-16
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
May-96 May-01 May-06 May-11 May-16
0
500
1,000
1,500
2,000
2,500
3,000
3,500
May-96 May-01 May-06 May-11 May-16
0
2,000
4,000
6,000
8,000
10,000
May-96 May-01 May-06 May-11 May-16
0
2,000
4,000
6,000
8,000
10,000
12,000
May-96 May-01 May-06 May-11 May-16
Turnover: capital city
transaction numbers
have continued to trend
lower
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 6
Note up-to-date sales volumes are forecasts due to delayed collection of recent sales. Off-the-plan sales are input at contract date but only following settlement, given this unit sales volumes in particular are probably understated
over recent years.
Source: CoreLogic RP Data
Combined capitals
Sydney
Brisbane
Perth
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
May-96 May-01 May-06 May-11 May-16
0
5,000
10,000
15,000
20,000
May-96 May-01 May-06 May-11 May-16
Darwin
Melbourne
Adelaide
Hobart
Canberra
12 month avg
2.0%
3.0%
4.0%
5.0%
6.0%
7.0%
8.0%
-2.0%
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
May-98 May-00 May-02 May-04 May-06 May-08 May-10 May-12 May-14 May-16
Gro
ss r
en
tal y
ield
An
nu
al r
en
tal c
han
ge
Annual change in rents Gross rental yield
3.0%3.2%
3.9%4.0%4.0%4.3%
4.8%5.3%
3.4%
0% 2% 4% 6%
MelbourneSydney
PerthCanberraAdelaideBrisbane
DarwinHobart
Combined capitals
-28.6%-8.9%-0.7%-0.7%
1.9%3.0%3.1%14.7%1.6%
-30% -20% -10% 0% 10% 20%
DarwinPerth
AdelaideBrisbane
MelbourneCanberra
SydneyHobart
Combined capitals
-14.2%-8.8%
-0.9%-0.9%-0.1%
0.2%2.4%2.6%
-0.7%
-20% -15% -10% -5% 0% 5%
DarwinPerth
BrisbaneAdelaideCanberra
SydneyMelbourne
HobartCombined capitals
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 7
Combined capital city rental rates have
continued to fall over the past year
Annual change in rents vs gross rental yield, combined capital cities
Annual change in house rents
CoreLogic’s suite of rental statistics are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions
and postcodes nationally.
Annual change in unit rents Gross rental yields
Source: CoreLogic RP Data
-8.0%
-6.0%
-4.0%
-2.0%
0.0%
Apr 06 Apr 08 Apr 10 Apr 12 Apr 14 Apr 16
0
20
40
60
80
Apr 06 Apr 08 Apr 10 Apr 12 Apr 14 Apr 16
0
500
1,000
1,500
2,000
2,500
3,000
3,500
4,000
4,500
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
80.0%
90.0%
May-11 Nov-11 May-12 Nov-12 May-13 Nov-13 May-14 Nov-14 May-15 Nov-15 May-16
Nu
mb
er
of
au
cti
on
s
Cle
ara
nc
e r
ate
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 8
Vendor metrics: discounting holds firm while
the average selling time edges higher Combined capital city auction clearance rates and volumes
Avg vendor discount, combined capitals Avg time on market, combined capitals
CoreLogic’s suite of vendor metrics are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally.
Note that we typically see a seasonal peak in average time on market each year in January and February.
Source: CoreLogic RP Data
StateNo of new
listings
12 mth
change (%)
No of total
listings
12 mth
change (%)
NSW 11,250 -0.8% 48,412 -5.8%
Vic 10,756 -3.7% 55,145 -2.2%
Qld 10,600 9.1% 67,376 5.5%
SA 2,939 8.9% 18,634 11.5%
WA 5,592 4.8% 39,057 15.5%
Tas 915 -0.1% 8,224 -21.9%
NT 226 -37.2% 2,230 7.5%
ACT 565 14.6% 1,849 -5.3%
National 42,843 1.9% 240,927 1.8%
Capital cityNo of new
listings
12 mth
change (%)
No of total
listings
12 mth
change (%)
Sydney 6,487 -5.8% 20,956 25.8%
Melbourne 7,753 -1.1% 29,120 0.4%
Brisbane 4,614 10.1% 19,937 8.8%
Adelaide 2,127 13.3% 8,528 11.7%
Perth 4,055 5.1% 23,411 20.2%
Hobart 332 -7.0% 2,021 -27.5%
Darwin 171 -35.7% 1,678 8.7%
Canberra 554 13.3% 1,815 -4.7%
Combined capitals 26,093 1.3% 107,467 10.4%
0
50,000
100,000
150,000
200,000
250,000
300,000
May-08 May-09 May-10 May-11 May-12 May-13 May-14 May-15 May-16
Total listings New listings
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 9
Listings: absorption rates across the capital
cities have slowed over the past year
National number of new and total listings, rolling 4 weeks to 29/05/2016
State and territory property listings Capital city property listings
Source: CoreLogic RP Data
34.5% 41.9% 46.3% 47.4% 49.0% 54.2% 51.0% 55.2%
22.7%22.4% 18.3% 22.8% 24.6% 24.6% 18.1% 17.7%
42.8% 35.7% 35.4% 29.8% 26.4% 27.4% 30.9% 27.2%
0%
20%
40%
60%
80%
100%
NSW Vic Qld SA WA Tas NT ACT
Owner occupier new loans Owner occupier refinances Investors
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
16.0
Mar-96 Mar-00 Mar-04 Mar-08 Mar-12 Mar-16
Tota
l val
ue
($b
)
Owner occupier new loans
Owner occupier refinances
Investment
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 10
Investor participation has fallen recently and is
back around decade average levels
Value of housing finance commitments – monthly, national
Owner
occupier loans
(excl. refi)
$13.8b
Investor loans
$12.0b
Housing finance commitments by type and state, March 2016
Source: CoreLogic RP Data, ABS
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
Apr-94 Apr-96 Apr-98 Apr-00 Apr-02 Apr-04 Apr-06 Apr-08 Apr-10 Apr-12 Apr-14 Apr-16
Housing Business Other personal
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
30.0%
35.0%
Apr-96 Apr-01 Apr-06 Apr-11 Apr-16
Owner occupier housing Investment housing
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 11
The annual pace of investment credit growth
continues to fall and is well below 10%pa Annual change in total housing credit, owner occupiers vs investors
Proportion of total outstanding credit to ADIs
10% pa growth
Source: CoreLogic RP Data, RBA
30,000
40,000
50,000
60,000
70,000
80,000
90,000
May-09 Nov-09 May-10 Nov-10 May-11 Nov-11 May-12 Nov-12 May-13 Nov-13 May-14 Nov-14 May-15 Nov-15 May-16
Number of platform events v Number of owner occ housing finance commitments
RMI ABS Owner Occupier Housing Finance
-50.0%
-40.0%
-30.0%
-20.0%
-10.0%
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
May-09 Nov-09 May-10 Nov-10 May-11 Nov-11 May-12 Nov-12 May-13 Nov-13 May-14 Nov-14 May-15 Nov-15 May-16
Monthly % change in platform events v Number of owner occ housing finance commitments
RMI ABS Owner Occupier Housing Finance
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 12
CoreLogic’s Mortgage Index indicates a big
rebound in mortgage demand in May 2016
CoreLogic’s Mortgage Index measures valuation activity across RP Data platforms, which more than 90% of ADI valuation requests nationally use, providing an almost real time indicator for how
much mortgage activity is taking place. For more information, contact RP Data via email: ask@corelogic.com.au
Source: CoreLogic RP Data
Capital city housing market indicators
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 13
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 14
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Sydney home values
have increased by
+6.6% over the past
three months and
are +13.1% higher
over the past year.
The annual rate of
value growth has
slowed from a peak
of +18.4% in July
2015
Sydney
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 15
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Melbourne home
values have
increased by +2.1%
over the past three
months and are
+13.9% higher over
the past year. The
annual rate of value
growth has slowed
from a peak of
+14.2% in
September 2015
Melbourne
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 16
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Brisbane home
values have
increased by +1.1%
over the past three
months and are
+7.1% higher over
the past year.
Values are now
rising at their fastest
annual pace since
January 2010.
Brisbane
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 17
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Adelaide home
values have
increased by +2.6%
over the past three
months and are
+3.9% higher over
the past year.
Values have
increased by just
+7.5% over the past
five years.
Adelaide
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 18
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Perth home values
have fallen by -1.0%
over the past three
months and are
-4.2% lower over the
past year. Values
have fallen by -6.7%
from their peak in
December 2014.
Perth
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 19
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Hobart home values
have fallen by -1.0%
over the past three
months and are
+6.1% higher over
the past year.
Values have
increased by just
+14.0% over the past
10 years.
Hobart
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 20
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Darwin home values
have increased by
+1.1% over the past
three months but are
-3.5% lower over the
past year. Values
are currently -5.5%
lower than their
recent peak in May
2014.
Darwin
Combined
capitals
-20%
-10%
0%
10%
20%
30%
40%
50%
60%
May-01 May-04 May-07 May-10 May-13 May-16
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 21
RP Data’s suite of hedonic indices are available across broad housing types and across geographical areas including statistical divisions, statistical subdivisions and postcodes nationally. For further
information an our hedonic method, please visit www.corelogic.com.aui/indices
Source: CoreLogic RP Data
Annual change in dwelling values Canberra home
values have
increased by +2.9%
over the past three
months and are
+5.7% higher over
the past year.
Values have
increased by just
+13.3% over the past
five years.
Canberra
Combined
capitals
Macroeconomic and demographic indicators
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 22
1.4%
1.7%
1.2%
0.7%
1.3%
0.4%
0.3%
1.4%
1.3%
0.0% 0.5% 1.0% 1.5% 2.0%
NSW
VIC
QLD
SA
WA
TAS
NT
ACT
AUST
-20,000
0
20,000
40,000
60,000
80,000
100,000
Sep-85 Sep-95 Sep-05 Sep-15
25,000
30,000
35,000
40,000
45,000
Sep-85 Sep-95 Sep-05 Sep-15
020,00040,00060,00080,000
100,000120,000140,000
Sep-85 Sep-90 Sep-95 Sep-00 Sep-05 Sep-10 Sep-15
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 23
Housing demand: population growth has
continued to slow due to fewer overseas migrants Quarterly change in national population
Net overseas migration Natural increase Annual change in population
Source: CoreLogic RP Data, ABS
0.0%
20.0%
40.0%
60.0%
80.0%
100.0%
Apr-96 Apr-00 Apr-04 Apr-08 Apr-12 Apr-16
Houses Townhouses Low-rise units High-rise units
0
5,000
10,000
15,000
Apr-86 Apr-91 Apr-96 Apr-01 Apr-06 Apr-11 Apr-16
Houses Units
8,000
10,000
12,000
14,000
16,000
18,000
20,000
22,000
Apr-86 Apr-91 Apr-96 Apr-01 Apr-06 Apr-11 Apr-16
Total dwelling approvals Total dwelling approvals (6 month rolling avg)
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 24
Housing supply: dwelling approvals bounce
higher but remain below recent peaks
Monthly number of dwelling approvals, national
National dwelling approvals, houses v units Monthly % of total dwelling approvals
Source: CoreLogic RP Data, ABS
0
20,000
40,000
60,000
80,000
100,000
120,000
Apr-86 Apr-91 Apr-96 Apr-01 Apr-06 Apr-11 Apr-16
Total quarterly dwelling approvals Quarterly change in population growth
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 25
Housing supply: the gap between housing
demand and supply is narrowing
Quarterly dwellings approved for construction v quarterly change in population, national
Source: CoreLogic RP Data, ABS
-40.0%
-30.0%
-20.0%
-10.0%
0.0%
10.0%
20.0%
30.0%
40.0%
May-98 May-01 May-04 May-07 May-10 May-13 May-16
Consumer sentiment Capital city home values
0
5,000
10,000
15,000
20,000
25,000
30,000
0
20
40
60
80
100
120
140
May-96 May-00 May-04 May-08 May-12 May-16
Consumer Sentiment (LHS)
Sales vols (Syd, Mel and Bris) (RHS)
60
80
100
120
140
May-91 May-96 May-01 May-06 May-11 May-16
Consumer Sentiment Index Six month rolling average
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 26
The May 2016 interest rate cut drove consumer
sentiment higher over the month
Consumer sentiment index
Annual change in consumer
sentiment v dwelling values
Consumer sentiment
v dwelling sales
Source: CoreLogic RP Data, Westpac-Melbourne Institute
60.0
61.0
62.0
63.0
64.0
65.0
66.0
67.0
Apr-01 Apr-04 Apr-07 Apr-10 Apr-13 Apr-16
%
3.0
4.0
5.0
6.0
7.0
8.0
Apr-01 Apr-04 Apr-07 Apr-10 Apr-13 Apr-16
%
-5.0%
-3.0%
-1.0%
1.0%
3.0%
5.0%
7.0%
9.0%
Apr-96 Apr-98 Apr-00 Apr-02 Apr-04 Apr-06 Apr-08 Apr-10 Apr-12 Apr-14 Apr-16
Full-time employment Part-time employment
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 27
Labour force: unemployment remains at 5.7% in
April 2016, it’s lowest rate since September 2013
Annual change in employment, full time v part time
National unemployment rate National participation rate
Source: CoreLogic RP Data, ABS
0.0%
10.0%
20.0%
30.0%
Mar-96 Mar-00 Mar-04 Mar-08 Mar-12 Mar-16
0.0%
5.0%
10.0%
15.0%
May-92 May-96 May-00 May-04 May-08 May-12 May-16
Standard variable mortgage rates Cash rate 3 year fixed rate
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 28
Mortgage rates: the RBA cut official interest rates
to a record-low 1.75% in May 2016
Mortgage rates and cash rate over time
% of owner occupier loan commitments
on fixed rate
ASX cash rate futures implied yield
curve
Source: CoreLogic RP Data, ABS, RBA
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 29
About Us
CoreLogic Australia is a wholly owned subsidiary of CoreLogic (NYSE: CLGX), which is the largest property data and analytics
company in the world. CoreLogic provides property information, analytics and services across Australia, New Zealand and Asia,
and recently expanded its service offering through the purchase of project activity and building cost information provider Cordell.
With Australia’s most comprehensive property databases, the company’s combined data offering is derived from public,
contributory and proprietary sources and includes over 500 million decision points spanning over three decades of collection,
providing detailed coverage of property and other encumbrances such as tenancy, location, hazard risk and related performance
information.
With over 20,000 customers and 150,000 end users, CoreLogic is the leading provider of property data, analytics and related
services to consumers, investors, real estate, mortgage, finance, banking, building services, insurance, developers, wealth
management and government. CoreLogic delivers value to clients through unique data, analytics, workflow technology, advisory
and geo spatial services. Clients rely on CoreLogic to help identify and manage growth opportunities, improve performance and
mitigate risk. CoreLogic employs over 650 people across Australia and in New Zealand. For more information call 1300 734 318 or
visit www.corelogic.com.au
CoreLogic produces an advanced suite of housing market analytics that provides key insights for understanding housing market
conditions at a granular geographic level. Granular data is often used for portfolio analysis and benchmarking, risk assessments
and understanding development feasibility and market sizing. It gives industry professionals valuable modules which provide
essential analytics and insights for decision making and strategy formation within the residential property asset class. We can tailor
reports to suit your business requirements.
Call us on 1300 734 318 or email us at ask@corelogic.com.au or visit us at www.corelogic.com.au
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 30
Granular Data and Analytics
Market Scorecard: Monitor and measure market share and performance of real estate agents at an individual office or a Franchise
brand level across Australia. Identify the competing brands and independents at a suburb, postcode, user defined territory and
State level. Easily locate growth opportunities and market hotspots, and view the performance of the established offices in these
new areas of interest.
Market Trends: Detailed housing market indicators down to the suburb level, with data in time series or snapshot and segmented
across houses, units and land. The Market Trends data includes key housing market metrics such as median prices, median
values, transaction volumes, rental statistics, vendor metrics such as average selling time and vendor discounting rates.
CoreLogic RP Data Indices: The suite of CoreLogic RP Data Indices range from simple market measurements such as
median prices through to repeat sales indices and our flagship hedonic home value indices. The CoreLogic RP Data Hedonic index
has been specifically designed to track the value of a portfolio of properties over time and is relied upon by Australian regulators
and industry as the most up to date and accurate measurement of housing market performance.
Economist Pack: A suite of indices and indicators designed specifically for Australian economic commentators who require the
most up to date and detailed view of housing market conditions. The economist pack includes the CoreLogic RP Data Hedonic
indices for capital cities and ‘rest of state’ indices, the stratified hedonic index, hedonic total return index, auction clearance rates
and median prices.
Investor Concentration Report: Understanding ownership concentrations is an important part of assessing risk. Areas with high
investor concentrations are typically allocated higher risk ratings due to the over-representation of a particular segment of the
market. Through a series of rules and logic, CoreLogic RP Data has flagged the likely ownership type of every residential property
nationally as either owner occupied, investor owned or government owned.
Mortgage Market Trend Report: CoreLogic RP Data is in a unique position to monitor mortgage related housing market
activity. Transaction volumes, dwelling values and mortgage related valuation events all comprise our Mortgage market
trend report which provides an invaluable tool for mortgage industry benchmarking and strategy.
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 31
Disclaimer
In compiling this publication, RP Data Pty Ltd trading as CoreLogic has relied upon information supplied by a number of external sources. CoreLogic does not warrant its
accuracy or completeness and to the full extent allowed by law excludes liability in contract, tort or otherwise, for any loss or damage sustained by subscribers, or by any
other person or body corporate arising from or in connection with the supply or use of the whole or any part of the information in this publication through any cause
whatsoever and limits any liability it may have to the amount paid to CoreLogic for the supply of such information.
Queensland Data
Based on or contains data provided by the State of Queensland (Department of Natural Resources and Mines) 2016. In consideration of the State permitting use of this
data you acknowledge and agree that the State gives no warranty in relation to the data (including accuracy, reliability, completeness, currency or suitability) and accepts
no liability (including without limitation, liability in negligence) for any loss, damage or costs (including consequential damage) relating to any use of the data. Data must not
be used for direct marketing or be used in breach of the privacy laws.
South Australian Data
This information is based on data supplied by the South Australian Government and is published by permission. The South Australian Government does not accept any
responsibility for the accuracy or completeness of the published information or suitability for any purpose of the published information or the underlying data.
New South Wales Data
Contains property sales information provided under licence from the Land and Property Information (“LPI”). CoreLogic is authorised as a Property Sales Information
provider by the LPI.
Victorian Data
The State of Victoria owns the copyright in the Property Sales Data which constitutes the basis of this report and reproduction of that data in any way without the consent of
the State of Victoria will constitute a breach of the Copyright Act 1968 (Cth). The State of Victoria does not warrant the accuracy or completeness of the information
contained in this report and any person using or relying upon such information does so on the basis that the State of Victoria accepts no responsibility or liability whatsoever
for any errors, faults, defects or omissions in the information supplied.
Western Australian Data
Based on information provided by and with the permission of the Western Australian Land Information Authority (2015) trading as Landgate.
Australian Capital Territory Data
The Territory Data is the property of the Australian Capital Territory. No part of it may in any form or by any means (electronic, mechanical, microcopying, photocopying,
recording or otherwise) be reproduced, stored in a retrieval system or transmitted without prior written permission. Enquiries should be directed to: Director, Customer
Services ACT Planning and Land Authority GPO Box 1908 Canberra ACT 2601.
Tasmanian Data
This product incorporates data that is copyright owned by the Crown in Right of Tasmania. The data has been used in the product with the permission of the Crown in Right
of Tasmania. The Crown in Right of Tasmania and its employees and agents:
a) give no warranty regarding the data's accuracy, completeness, currency or suitability for any particular purpose; and
b) do not accept liability howsoever arising, including but not limited to negligence for any loss resulting from the use of or reliance upon the data.
Base data from the LIST © State of Tasmania http://www.thelist.tas.gov.au
© 2016 CoreLogic, Inc. ■ Proprietary & Confidential 32
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