Services Offered by LIRB. Outline For PLRB/LIRB Presentation I. What Services Does LIRB Provide? A....

Services Offered Services Offered byby

LIRB LIRB

Outline For PLRB/LIRB PresentationOutline For PLRB/LIRB PresentationI. What Services Does LIRB Provide?

A. Coverage Analysis and Form Review

B. Education & Training

C. Claims Consulting Services

II. Our Web Sites: www.plrb.org and www.lirb.org 

A. Legal Updates (PLRB & LIRB) B. Breaking Industry News

C. Coverage Question of the Week

D. Mold Monitor (PLRB & LIRB)

E. Distance Learning - LIRB

G. Claimspages: service provider directory (PLRB & LIRB)

H. Search: our coverage database (PLRB & LIRB)

 III. How To Use LIRB Search 

LIRBLIRB Services Services

How to reach us?• All PLRB / LIRB staff may be reached by:

1. contacting LIRB through our Web sites at www.lirb.org 2. calling our toll-free main phone number:

888-711-5472 (LIRB)

3. contacting PLRB/LIRB via e-mail at lawline@lirb.org

4. faxing us at 630-724-2260 (PLRB and LIRB)

PLRB/LIRB Web ContactPLRB/LIRB Web Contact

1. Click on “Contact”2. Scroll to any Staff name3. Click on the name of any staff person for contact info.

PLRB/LIRB PLRB/LIRB SearchSearch What’s in the DatabaseWhat’s in the Databaseand how to find answersand how to find answers

PLRB/LIRB – “Explore PLRB/LIRB – “Explore Database”Database”

LIRBLIRB

LIRBLIRB

Contents of Contents of SearchSearch

Policy AnnotationsStatute AnnotationsCase Law ReviewsEducational MaterialsCoverage Questions and Answers

The more than 30,000 documents in LIRB SearchSearch include:

Contents of Contents of SearchSearch

Policy Annotations

Homeowners Section II (PLRB/LIRB)

CGL (LIRB)Personal Auto (LIRB)Garage (LIRB)Rental Car (LIRB)Underinsured Motorist (LIRB)

Contents of Contents of SearchSearch

Statute Annotations

Adjuster Licensing Suit Limitations

State Specific Pubs.

Diminished Value Residency CompendiumPlus more!

LIRB CGL AnnotationLIRB CGL Annotation

PLRB/LIRB PLRB/LIRB SearchSearch Training Training

How to Search:Contents of SearchSearch

•Quick Search•Subject, Text & State Search

•Case Law Search

•Statutes & Regs Search

•Viewing Search Results

•Copying and Pasting Information into e-mail, letters, etc.

Quick SearchQuick Search

What is a Quick Search?What is a Quick Search?

searches for documents that have the same search term(s) searches for documents that have the same search term(s) in in bothboth text and subject fields text and subject fields

search results are displayed in order documents appear in search results are displayed in order documents appear in the databasethe database

How to Quick SearchHow to Quick Search1. click on “Coverage Research”1. click on “Coverage Research”

2. click on “Quick Search”2. click on “Quick Search”3. type in term(s), then hit “Search”3. type in term(s), then hit “Search”

Subject, Text, & State SearchSubject, Text, & State Search

What is a Subject, Text, & State Search?What is a Subject, Text, & State Search?

Allows user to fine tune results to fact specific coverage needsAllows user to fine tune results to fact specific coverage needs

Common policy language is generally put in Subject filed Common policy language is generally put in Subject filed while factual term(s) are often put in Text fieldwhile factual term(s) are often put in Text field

Terms need not be typed in all 3 fieldsTerms need not be typed in all 3 fields

Leave State field blank to pull up useful info in AnnotationsLeave State field blank to pull up useful info in Annotations

How to Subject, Text, State SearchHow to Subject, Text, State Search1. click on “Coverage Research”1. click on “Coverage Research”

2. click on “Subject, State & Text”2. click on “Subject, State & Text”3. type in term(s) in 1 -3 fields, then hit “Search”3. type in term(s) in 1 -3 fields, then hit “Search”

Viewing Search ResultsViewing Search Results - click “ - click “Prev Match” to see prior term in doc - click “Next Match” to see next term in doc

There Are 2 Options to View Search Results:1. Split-Screen

-shows portion of document & list of search results(see previous slide)

2. Full-Screen -shows 1document only, w/o list of search results

(depicted here)

1. left click & drag mouse over desired portion of document to highlight it

2. click “Edit” and then click “Copy” in drop down box3. “Paste” in desired word processing document

Pasting Search Material Into Another Document

Hypothetical - AHypothetical - A

OhioOhio – – An insured’s An insured’s assault convictions have assault convictions have been raised as a defense to coveragebeen raised as a defense to coverage

Would the HomeownersWould the Homeowners "Expected or "Expected or intended" eintended" exclusionxclusion apply? apply?

Hypothetical - AHypothetical - Awww.plrb.orgwww.plrb.org

Hypothetical – AHypothetical – AText and Subject searchText and Subject search

Hypothetical – B Hypothetical – B “Advanced Search” with Text and Subject “Advanced Search” with Text and Subject

searchsearch

Hypothetical - BHypothetical - B

Insured had an auto accident Insured had an auto accident while driving a company car while driving a company car in Louisiana. in Louisiana.

Can you determine if the Can you determine if the “regular use” exclusion will “regular use” exclusion will apply in this state? apply in this state?

Let’s try it!

““Advanced Search” ResultsAdvanced Search” Results

Submit Your Coverage Question at our Website

1. Click on “Coverage Research”2. Click on “Ask LIRB”

• Have password ready• New passwords can be obtained

at above “Passwords” button

Hypothetical - CHypothetical - C

Ohio – A claim for “economic” loss has been Ohio – A claim for “economic” loss has been directed against an insured contractor as a result of directed against an insured contractor as a result of breach of contract allegations. No other “property breach of contract allegations. No other “property damage” was presented.damage” was presented.

Is there a potential for coverage under a CGL Is there a potential for coverage under a CGL policy for this sole allegation? policy for this sole allegation?

Hypothetical - CHypothetical - Cwww.lirb.orgwww.lirb.org

Hypothetical – CHypothetical – CText and Subject searchText and Subject search

Hypothetical – C Hypothetical – C “Advanced Search” with Text and Subject search“Advanced Search” with Text and Subject search

Hypothetical – C Hypothetical – C “Advanced Search” with Text and Subject search“Advanced Search” with Text and Subject search

Hypothetical – C Hypothetical – C “Advanced Search” with Text and Subject search“Advanced Search” with Text and Subject search

Hypothetical – C Hypothetical – C “Advanced Search” with Text and Subject search“Advanced Search” with Text and Subject search

Submit Coverage QuestionsSubmit Coverage Questions

Case Law Case Law Coverage QuestionsCoverage Questions

– e-mail e-mail (web site form)(web site form)

– 800 956 – LIRB 800 956 – LIRB (anytime(anytime machine)machine)

– 888 711 – 7572 888 711 – 7572 (business hours live)(business hours live)

– 630 724 – 2260 630 724 – 2260 (fax)(fax)

Now simply fill out your coverage informationand click “Submit” button on the bottom

Education – Distance Education – Distance Learning ModulesLearning Modules

LIRB EducationLIRB Education

ConferencesConferences SymposiumsSymposiums Conference DocsConference Docs

EducationEducation

Conferences Conferences » 2000 plus2000 plus

» 100 classes100 classes

» expoexpo

» no reg. feeno reg. fee

Annual Loss Mangers Conference and Expo

EducationEducation

ConferencesConferences SymposiumsSymposiums

» RegionalRegional NewNew

• No registration fee

• CE credits

Net TrainingNet Training

Bureau VisitsBureau Visits TeleconferenceTeleconference

» WebExWebEx» E-mail linkE-mail link» High speed connectionHigh speed connection» Speaker phoneSpeaker phone

Train the trainerTrain the trainer

We at LIRBWe at LIRBThank you! Thank you!

We’re pleased to be to working We’re pleased to be to working with you. with you.