Steve Kirsch Founder & CTO stk@oneid.com Meet your new digital identity

Steve KirschFounder & CTOstk@oneid.com

Meet your new digital identity

Security today

Endpoints: unrealistic Users care about convenience

Data: straightforward AuthN/Z: hard and important

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Identity remains badly broken; nobody has solved it Inconvenient: 100’s of

usernames/passwords Insecure: Today’s security paradigms

are fundamentally flawed leading to never ending breaches and forced password changes

Will get worseas EMV rolls out

Unsustainable # of pwd # of breaches

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My 300+ usernames and passwords

Two largest causes of never ending security breaches1. Use of shared secrets (for >50

years): Passwords Credit card numbers, CVV OTP including RSA SecurID Voltage Identity Based Encryption (IBE) KBA Misc: “Safety images”/Passmark,

biometrics

2. Centralized storage of sharedsecrets creates centralized risk

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Number of consumer websites allowing login w/o a shared secret

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We are still nowhere 30 years after the invention ofpublic key crypto!

User authentication: TodayShared secrets

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Enterprise Apps

External Websites

Desktop, Mobile Apps

Offline (QR or NFC ID)

Steve

I have >300 different usernames and passwords!This is unsustainable

Digital identity done right: no shared secrets

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Convince your device

URU

Steve

Websites

Enterprise Apps

Desktop, Mobile Apps

Offline (QR or NFC ID)Your device digitally asserts

your ID to everyone else using PK

(with your express approval)

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DEMO

OneID Login Signature Flow

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1

2

3

✓ Signature A 4✓

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✓ Signature B✓ ✓

✓ Signature C✓ ✓ ✓

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WebsiteVerifiesSignatures

After verification, user is logged in

Pairing technology

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End to end secure transfer of crypto secrets between devices

End-to-end secure credit card transactions w/o PCI risk

11User

OneIDpaymentgateway

Issuer(OneIDcompatible)

“INVOICE:Pay JC Penney$32.42”

“INVOICE:Pay JC Penney$32.42”Using “Steve’s Personal VISA card”--a438ef3103439afe20…

Send signed invoice to participating Issuer as credit or debit ; else verify signature, lookup card and send “old fashioned way” as credit card

Verifies signature against public keys of user

Benefits

Consumers Merchants Reduce user frustration

Eliminate need for uname/password

No more lost pwd Eliminate manual form fill,

CAPTCHA

Increase security Can even use public terminals w/o

risk Attacks (phish, malware, MITM,

…) and identity theft difficult Credit cards number isn’t given

out

Increase privacy RP can’t see repo and vice-versa No PII on user device

Put user in control Identity can’t be asserted w/o user

participation

Higher sales Since easy to login and

register w/o typeing

Better security Public keys on file aren’t a

security risk AuthN/Z no longer relies on

shared secrets

Lower costs Reduce lost password support

costs

Reduced PCI liability No need to handle credit

cards

Reduced charge backs Burden is on the consumer

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Integrated touch points

OneID allows a unified customer experience across multiple touch points: On-line In-store Mobile Over the phone

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Mobile app authN/Z

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Log into OneID app => all other apps logged in

OneID in-store

Tap to Identify Confirm on Phone

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Pay Starbucks$9.45?

Over the phone authN/Z

1. Punch in 3 digit number on phone

2. Confirm on mobile

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Confirm youridentity

OR

In-person AuthN

Tap static NFC tag at hotel check-in disk Confirm on mobile

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OK to releasecontact info?

Confirm youridentity

Mobile pay

“Identify” to merchant E.g., tap phone to static NFC tag at register

Confirm on phone

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OK to pay?

$15.24

OneID capabilities

Authentication Filling out forms Secure credit card transactions Authorization Information sharing including

updates Proving digital claims (age>x,

student, …) Repository of non-forgeable “digital

proof” (software RTU, music licenses, physical good receipts, proof of purchase)

On-line In-personOver the phone

Key features

Easy to use Convenient Secure against most all attacks:

physical, phishing, malware Private User-centric/User in control No shared secrets with cloud repository Portable “Have it your way” security vs.

convenience: Device, Site, Transaction (+type). Max

{user,RP}

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Two-Factor Auth: More secure & convenient than SecurID

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Insecure• In-band (vulnerable to MITM)• Vulnerable shared secret• Can’t see what you are approving

Inconvenient• Another device to carry• Hard to use• Wastes time• Everyone hates them• Terrible GUI/UX

vs

OneID mobile phone app

Recipient: Sasha OrloffAmount: $5,000 USDBank: CitiBank

Outgoing Wire Transfer“Blank check”

OneID is unique

Username: OPTIONAL Password: OPTIONAL

Even I do not define a password, you cannot break into my account

It has to be that way since we know passwords are too easily divulged through social engineering, phishing, key logging, and guessing

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Very difficult to attack

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AD

CD

Dev1

Dev2

Pwd PIN Total

Phish x x 2

Malware x x x 3

Physical (one device)

x x 2

Physical (all devices)

x x x x 4

Need 6 secrets to win

$1M if you can log in as me!

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I’ll even give you my username, password, and PIN

to make it easier

About OneID

Founded: May 2011 18 employees CEO: Alex Doll, former COO PGP San Jose, CA and Austin, TX $7M in funding

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“I believe OneID will be one of the most significant platforms to be built in the next 10 years” Jonathan Heiliger

former VP OperationsFacebook

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Simple & Secure Digital Identity