View
244
Download
1
Category
Preview:
Citation preview
3 Reasons Why You Should Always Have
Health Care
For many people while growing up, health insurance seemed like a scary,
looming adult responsibility - something parents took care of and appeared
magically when an emergency occurred.
As you age, learning the health care marketplace and its many facets may
remain intimidating. Many find themselves wondering,
“Why do I need to be insured?”
From college students to those who have been enjoying retirement for a few years, continued health care coverage is
vital for life’s everyday experiences.
Throughout the many chapters of life, remaining insured can provide you with
a sense of stability, an ally to your family in times of emergency and
a helping hand.
Let’s take a look at three reasons why you should always have health care.
1. Financial Protection
1. Financial Protection
While no one plans to become ill or fall victim to an injury, often these situations occur. Being insured offers you coverage in your time of need; protecting you and your family from long-term financial troubles and providing peace of mind.
Average cost of-A hospital stay when uninsured:
$30,000An uninsured emergency room visit:
$2,000Source: Consumer Reports & The Atlantic
2.Access to Health Care
2.Access to Health Care
Under the Affordable Care Act, insurance plans now include additional benefits, such as vaccinations, screenings,
prescription drug costs, and hospital stays, preventing
these unexpected costs in the first place.
2.Access to Health Care
On top of benefits associated with ACA, with a Blue Cross
health insurance plan, you also gain access to a team of
wellness experts that provide coaching and
support to help you meet your health goals.
3.Avoid Fines
3.Avoid Fines
Under the Affordable Care Act, every American is required to be protected by some type of health care insurance. If you opt to forego coverage, you’ll be paying a price at tax time.
3.Avoid Fines
Fines by the Numbers:
$695 per uninsured adult or 2.5% of household income,
whichever is more.
For example: A couple that makes $100,000 annually
would pay $2,500 at tax time for going uninsured.
From your mid-twenties to the later stages of life, insurance coverage should remain a top priority when
deciding on major life investments.
Aside from saving money, protecting your family and giving you peace of mind, when you sign
up for insurance it puts you in control of your health and health
care costs.
If you have questions regarding your plan, our health plan advisors are eager to help. Contact them at
888-899-4931, or go to bcbsm.com/myblue to learn more about plan
options.
Recommended