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Use Google Earth and get an aerial of the building onstruction ccupancy rotection xposures CSP 1 Frame (FR) CSP 2 Heavy Timber (HT) CSP 3 Joisted Masonry (JM) CSP 4 Non-Combustible (NC) CSP 5 Masonry Non-Combustible (MNC) CSP 6 Modified Fire Resistive (MFR) CSP 7 Fire Resistive (FR) TOTAL SQ. FEET ROOF TYPE Number of STORIES FLAT or PITCHED COPE Insurance Impacts Loading Docks/ Forklifts BUILDING T YPE BUILDING T YPE Warehouse Manufacturing Commercial Office Type of Storage – Plastic, Rack Storage, Flammable Liquids Welding, Spray painting Assembly/ Large Amount Of People Special Hazards BUILDING TYPE HAZARDS EXIT LIFE SAFETY FIRE DETECTION FIRE PROTECTION PUBLIC PROTECTION CLASS WATER SUPPLY Emergency Lighting, Exit Signs, Fire Evacuation Plan Fire Alarm System (local or Central Station) Portable Fire Extinguishers (Extinguishing Systems – Cooking, Special, Sprinkler Systems – ask for latest 2”) Main Drain Test/Maintenance of System (Wet, Dry, Pre-action, Deluge) FIRE DEPARTMENT RESPONSE PHYSICAL INSPECTION SURROUNDING PROPERTY GOOGLE EARTH AERIAL What is surrounding the property within 50’ to 500’ that could impact the property Survey Commercial Property Underwriting Risk Characteristics

Commercial Property Underwriting Risk Characteristics

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Page 1: Commercial Property Underwriting Risk Characteristics

Use Google Earth and get an aerial of the building

onstruction

ccupancy

rotection

xposures

CSP 1 Frame (FR)CSP 2 Heavy Timber (HT)CSP 3 Joisted Masonry (JM)CSP 4 Non-Combustible (NC)CSP 5 Masonry Non-Combustible (MNC)CSP 6 Modi�ed Fire Resistive (MFR)CSP 7 Fire Resistive (FR) TOTAL SQ. FEET ROOF TYPE

Number of

STORIES

FLATor

PITCHED

COPE Insurance Impacts

Loading Docks/

Forklifts

BUILDING TYPEBUILDING TYPE

Warehouse

Manufacturing

Commercial Of�ce

Type of Storage – Plastic, Rack Storage, Flammable Liquids

Welding, Spray painting

Assembly/ Large Amount Of People

SpecialHazardsBUILDING TYPE

HAZARDS

EXIT

LIFE SAFETY FIRE DETECTION

FIRE PROTECTION

PUBLIC PROTECTION CLASS

WATER SUPPLYEmergency Lighting,

Exit Signs, Fire Evacuation Plan

Fire Alarm System (local or Central Station)

Portable Fire Extinguishers(Extinguishing Systems – Cooking, Special, Sprinkler Systems – ask for latest 2”) Main Drain Test/Maintenance of System (Wet, Dry, Pre-action, Deluge)

FIRE DEPARTMENTRESPONSE

PHYSICAL INSPECTIONSURROUNDING PROPERTY GOOGLE EARTH AERIALWhat is surrounding the property within

50’ to 500’ that could impact the propertySurvey

Commercial Property Underwriting Risk Characteristics