1. Wells Fargo SBA Business Loans Dave Phillips Business
Development Officer As of September 1, 2011 2009 Wells Fargo Bank,
N.A. All rights reserved.For public use.
2. Small Business Environment
A tougher economy for small businesses
Financial results and cash-flow are strained
Businesses that are ready to grow may still need or want to
conserve capital and preserve cash-flow
Limited financing options
Banks have tighter credit standards
Typical bank loans require high down-payments
An essential time to have sound financial advice
SBA financing can be a viable financing solution
3. Overview of SBA Loans
SBA 7(a) Flagship Program
Loan Sizes up to $5MM
Utilized for many business purposes including:
Real estate purchase, construction and refinance
Business acquisition / partner buy-out
Equipment purchase, expansion and start-up financing
