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HOW TO AVOID FINANCIAL CRISIS?GOD’S WAY OF MANAGING OUR FINANCES
We have learned so much from world’s financial experts on how
to manage our finances. Yet the world is in financial crisis not only
individuals but governments as well. According to an expert, to
count the said amount of money at one dollar every second, it
would take about one million years. The question is why is this
happening in our world today? Is this because we do not follow
God’s way of managing our finances?
AVOID FINANCIAL CRISIS WITH THESE TIPS
Keep good record: Proverbs 27:23-24
“Riches can disappear fast … so watch your
business interest closely. Know the state of
your flocks.” Whether in business or personal
financial management, an accurate record of
your income and expenses should be
maintained. Without accurate record you may
be spending more than you should. Common
causes of financial problem is spending more
than as it is necessary. Keeping accurate
records of your income and expenses could
help avoid spending more than you earn.
Plan your spending: Proverbs 21:5
“Plan carefully and you will have plenty. If you
will never have enough.” Moreover, Proverbs
21:20b, “… stupid people spend their money as
fast as they get!” There are people with decent
income and yet living in a “hand to mouth”
existence. Why? Because they do not plan
ahead of time of the things they buy. They
purchase items on spar of the moment basis. As
a result, they purchase items that they do not
need.
AVOID FINANCIAL CRISIS WITH THESE TIPS
Save For The Future: Proverbs 21:20
The wise man saves for the future….”
Furthermore, Proverbs 13:11 says, “… he
grows rich who accumulates little by little.” No
matter how big is your income is, if you do not
save, you will never reached to the level of
what is commonly called, “financial
independence.” It is not important the amount
you earn, but the amount you save.
Tithe Back To God: Proverbs 3:9-10
“Honor the Lord by giving him the first part of
all your income, and He will fill your barns… to
OVERFLOW!” If you are a believer, and believe
that everything you have including your life is
not yours but God’s you will return to God
10% (tithe) of your income through your local
church. Those believers who faithfully (not
grudgingly) return their tithe experience
abundance blessings (Malachi 3:10) not only
materially but spiritually and peace of mind as
well.
AVOID FINANCIAL CRISIS WITH THESE TIPS
Enjoy What You Have.: Eccl. 6:9
“It is better to be satisfied with what you have than to always be wanting something else.” In
addition, Eccl. 5:19, “If God give a man wealth and property… he should be grateful and enjoy
what he has worked for. It is a gift from God.” One of the common weaknesses of people who
experience financial difficulties including those with decent income is disposing what they have,
even if they are still in good condition to replace them with a latest model of an item or a
property they own.
The bottom line of the foregoing passages is we should not be
materialistic. Our happiness should not depend on material wealth
like money and those things that money can buy, for they could
lead to financial ruin. Job 31:24, 28, “If I have put my trust in money,
if my happiness depends on wealth… it would mean that I have
denied the God of heaven.”