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An example of my short-form copy as used in ICBA's national ad campaign for their product and services portfolio.
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Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org Copyright©2005 by ICBA
“In any race, you need an advantage. ICBA products and services prove my bank can win with the power and simplicity of a right size solution.”
–Gregg J. WagnerPresident & Chief Executive Officer
The Harleysville National Bank and Trust Company – Harleysville, PA
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
Out-Pace the Competition
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“We know many customers have big financial dreams. Whether those dreams take them to Wall Street or Hollywood Boulevard—ICBA products and services help us take them there with right size solutions.”
–Sid DinsdalePresident & Chief Executive Office
Pinnacle Bank – Papillion NE
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
Out-Pace the Competition
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
Envision a Bright Future
“Size is subjective. With ICBA’s products and services, the vision of my bank’s future profitability and growth is as bright as I want it to be.”
–Anthony S. AbbatePresident & Chief Executive Officer
Interchange Bank – Saddle Brook, NJ
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
Envision a Bright Future
“You don’t need special connections to get star treatment at our bank. With ICBA products and services, we can provide every customer with the financial tools they need to bank like a V.I.P.”
–Billy M. BoltonPresident & Chief Executive Officer
Community Spirit Bank – Red Bay, AL
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
Access Is Key
“All service lines require time and commitment. ICBA products and services give us the support and expertise to make them more effective with right size solutions, right at our fingertips.”
–Robert R. Hill, Jr.President & Chairman
South Carolina Bank and Trust of the Piedmont – Columbia, SC
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
Access Is Key
“We’ve learned success comes from great customer relationships. ICBA products and services help us create more relationship opportunities with right size solutions.”
–Joe David CumminsPresident
Southern Commercial Bank – St. Louis, MO
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“It takes more than a checking account and a lollipop to keep a customer. ICBA products and services help me provide a full-service banking experience that keeps customers coming back for more.”
–Thomas T. HawkerPresident & Chief Executive Officer
County Bank – Merced, CA
Sweetening The Deal
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“To make a full-service banking experience work, you have to over-deliver on value. Thanks to ICBA products and services, delivering that kind of value is as simple as a right size solution.”
–Kirk DowdellPresident & CEO
Western Sierra National Bank – Cameron Park, CA
Sweetening The Deal
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“With consumer financial needs changing—service and marketing support is critical. ICBA products and services bring within reach of our goals and give us the tools to make every success count.”
–Stephen L. StenehjemPresident & CEO
First International Bank & Trust – Watford City, ND
When Every Win Counts
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“Par for the course may be fine for some, but not for us. Because our customers expect more, we rely on ICBA products and services to help us make every relationship a hole in one.”
–Marvin CosgrayPresident
The Buckhead Community Bank, N.A. – Atlanta, GA
When Every Win Counts
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“Why should there be a trade-off between customer access and security? ICBA’s products and services help us provide the benefits of protection, without barriers to service.”
–Arthur C. MarkosPresident & CEO
Gardiner Savings Institution, FSB – Gardiner, ME
Protecting What’s Important
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org
“Security should be tough as well as customer friendly. ICBA products and services help us strike a balance between customer protection and access with right size solutions.”
Larry ThompsonPresident
Roundbank – Waseca, MN
Protecting What’s Important
ICBA HAS RIGHT SIZE SOLUTIONS FOR ANY SIZE BANK
4Annuities
4Asset liability/portfolio assistance
4ATM Driving
4Bank Securities
4Bill Payment
4Capital Markets Services
4Credit Cards
- Direct Issuer
- Total Card ManagementTM
- Card Portfolio Consultations
4Credit Life Reinsurance
4Debit Cards
4Debt Protection/Debt Cancellation
4ICBA Freddie Mac Alliance
4ICBA Fannie Mae Partnership
4Insurance
4Internet Banking
4Internet Trading
4Investment Advisory Services
4Life Insurance
4Long-Term Care Insurance
4Merchant Services
4Mortgage Settlement Services
4Mortgage Solutions
4Mortgage Reinsurance
4Mutual Funds
4Remote Deposit
4Retirement plans
- Individual
- Small Business
- Corporate
4Reverse Mortgages
4Variable Insurance
The Nation’s Voice for Community BanksSM
Copyright©2005 by ICBA
INVESTMENTS | PAYMENTS | INSURANCE | LENDING
Call Today To Unlock Your Right Size Solution:1-866-THE-ICBA
or visit www.ICBA.org