retireHow To Know It Is Time To

Tom Toggas shares 6 tips to help identifythe best time to being the next phase of

your professional life.

You are emotionally prepared andexcited to retire.

You have followed a long-termretirement budget.

You have confirmed and cementedyour healthcare coverage.

You have resolved all youroutstanding debts.

You are confident your childrenare financially independent.

Your portfolio is diverse and considerableenough to withstand a loss.