Introduction to Soltis Investment Advisors

Soltis Investment Advisors is proud to be among the first investment advisors globally to successfully complete the independent certification process of CEFEX, Centre for Fiduciary Excellence. CEFEX certification independently analyzes the trustworthiness and best practice processes of investment fiduciaries.

Soltis Investment Advisors

Soltis Background Founded in 1993 as a Fee-Only, Federally Registered Investment Advisory

(RIA) Firm. The Company’s Key Philosophy is Founded on Performance, Independence,

and a Non-Conflict of Interest Environment. Currently Manage/Advise over $1.8 Billion for more than 100 Institutional

Clients. Soltis is ranked in the upper 10% of Registered Investment Advisory Firms in

the Country.

Mission Statement“To create, build, and manage wealth so our clients are free to pursue life’s most

important endeavors.”

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Soltis Leadership and Organization

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Soltis Organizational Chart

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Soltis Advisory Board

Hyrum W. SmithPast Chairman Franklin Covey

Jim EngebretsenAsst. Dean BYU Marriot School

Steven D. Harrop, CFA Retired 5 Star Money Manager

Chad LewisAssociate A.D. – DevelopmentThree Time Pro Bowl Selection

Ron P. MikaPartner – Sorenson

Capital

Lon E. HendersonChair Advisory Board

Soltis Executive Team and Advisors

Hal G. Anderson, MBAPresident/CEO

Tyler K. WilkinsonVP, CFO

Clark V. TaylorVP, Wealth Management Services

Kim D. Anderson, AIF®VP, Retirement Plan Services

Soltis Investment Advisors Soltis Advisors and Support Team

Tippett & Moorhead

Distribution PartnersDEFINITIVE ADVISORS Innovative

Financial Services

James G. Shumway

Investment Advisors

Hal Anderson Kim AndersonTyler Wilkinson Clark Taylor

Tyler Finlinson Jeff Brimhall

David Sentman Ashley Nixon

Sharon Peck Kelli Holmstead

Jill Homer

Joyce Madsen

Support Staff

Nancy Bailey

T.J. AdamsShawn Woods

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Brent Moore Bill Wallace

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Salt Lake City Office: 222 South Main

SLC Based Advisors

Jeff Brimhall

David Sentman Ashley Nixon

Brent Moore Bill Wallace

Lindsey Bryant

Fiduciary Duty Hits the StreetA High Bar

Here are three examples that show the differences between the current suitability standard for brokers and the stricter fiduciary standard for registered investment advisers.

7Source: Wall Street Journal, August 31, 2009, “Fiduciary Duty Hits the Street – Sort of”

Investments Disclosure TestimonialsRegistered Investment Advisers

Advisers should disclose how much they’re getting paid to sell one fund over another. They must offer investments in clients’ best interests.

Advisers should provide information to the client about their fees and background, including disciplinary actions.

Advisers are generally prohibited from using testimonials from clients, celebrities or sports figures in their advertising.

Brokers Brokers recommend suitable funds. They generally aren’t required to tell you if they stand to gain personally.

Brokers generally aren’t required to proactively disclose past discretionary action to clients.

Brokers aren’t subject to such a prohibition, although rules govern their advertising practices.

Soltis has received CEFEX CertificationHow Clients Benefit:

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CEFEX-certified Investment Advisors proudly display the CEFEX Mark. Voluntarily, they undergo annual fiduciary assessments conducted by independent expert analysts. The resulting assessment reports are reviewed by a separate registration committee. This program can be thought of as a sophisticated peer-review system.

The CEFEX Mark

The CEFEX certification ensures that the advisor has prudent fiduciary practices in place and a culture of excellence, supported by documented and structured processes. Documented and structured processes are more likely to result in investment portfolios that: Are better designed and have lower costs

Structured due diligence processes force rational investment and service selection, thereby ensuring the best value for the portfolio.

Can deal with a wider range of investment conditions The investment process is not hostage to market swings. The process anticipates all types of conditions and can rationally account for investment outcomes.

Make fewer strategic mistakes A well-structured process virtually eliminates deficiencies in portfolio management. The decision rules would not allow it!

Better manage client expectations through education, reporting and disclosure Disclosure alone is often insufficient to help investors. The fiduciary process leads to a more educated client who can better understand the components of their portfolios. The process should enable greater personalization, based on risk preferences and financial needs.

Increased oversight Independent fiduciary assessments supplement the advisor’s internal compliance practices and their mandatory statutory regulatory compliance. The rules associated with statutory compliance are designed to constrain bad conduct, but it is impossible to set rules for every situation. Independent fiduciary assessments focus oversight on process, so virtually all situations are covered.

Competitive influence The CEFEX-certified advisor is earning your business on fiduciary principles. The firm is striving to be the best fiduciary in a crowded market!

Benefits to clients: Higher probability of enhanced portfolio

outcomes Documented, repeatable processes are more likely to generate higher returns over time, because they are not dependent on timing, luck, “in-fashion” or un-substantiated decisions.

Increased transparency Far too many advisors operate like black boxes. They cannot (or will not) describe their process there by avoiding accountability to the investor. The prudent process has nothing to hide.

How Clients Benefit From Their Advisor’s CEFEX Certification

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The CEFEX Fiduciary Assessment: Validates practices and processes

Includes review of file administration, information gathering, custody, brokerage, and best execution, using a consistent evidence-based methodology.

Assesses structure, systems, support and reporting Analyzes the Investment Policy Statement and the due diligence process, comparing the advisors investment line-up to a standard set of fiduciary screens. The assessment also reviews how conflicts of interest, if any, are managed and disclosed.

Reviews risk assessment Reviews how asset allocation is based on capital market inputs and risk assumptions used by the advisor. How does the advisor manage risk and return characteristics of the portfolio?

Samples client files Verifies that client files contain the Service Agreement deliverables, records and outputs of the investment management process for the specific client.

Is complementary to regulatory exams The CEFEX process-based assessment takes a different approach from the regulator’s rules- based approach. A background check including regulatory, legal and bankruptcy actions is also conducted.

Investors of all types should mandate the CEFEX certification of their advisors.

For more information on CEFEX, please contact Charles Burger at 412-221-0292, ext. 244 or cburger@cefex.org

CEFEX Centre for Fiduciary Excellence, LLC. is an independent certification organization. CEFEX works closely with industry experts to provide comprehensive assessment programs to promote fiduciary best practices. It certifies investment stewards, advisors, fiduciary advisers (PPA), managers, ASPPA recordkeepers, ASPPA administrators, and support services firms. To learn more about CEFEX, please visit www.cefex.org.

Abele Office Park • 10 Emerson Lane, Suite 801 • Bridgeville, PA 15017 • Tel: 412-221-0292 ext. 244 • e-mail: cburger@cefex.org2255B Queen St. East, Suite 406 • Toronto, Ontario Canada M4E 1G3

Institutional Partners

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Institutional PartnersAs an Independent Investment Advisor, Soltis has established a proprietary global network of Money Management and Capital Markets research firms that provide extensive economic and market research and analysis for our review and independent interpretation. This network of global talent includes the following:

Compliance:

Economic:

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Institutional Asset Managers

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Fixed Income:

Equity:

Soltis Representative Institutional Clients

13Soltis selected the representative clients listed above based on a variety of objective criteria including the size of the

account, the type of account, and the investment objective. Soltis does not know whether the listed clients approve or disapprove of Soltis or the advisory service provided by Soltis.

RBG, Inc.

Strength of Institutional Custodial Network

Strength in Private Banking Services

NPL Loans Trust Services Business Financing, etc.

Largest Custodian in World

Highest Credit Ratings of all US Firms

Industry’s largest clearing provider, track record of over 70 years

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Dedicated to supporting RIAs

Strong Net Capital Position

Broadest NTF Mutual Fund Platform

Total Account Asset Protection:

– $500k SIPC– Excess Asset Protection

with Lloyds of London Fidelity Transacts 10%

of Daily NYSE Volume

No Proprietary Investment Products

Dedicated to supporting RIAs

Custodial Support Services to over 4000 advisors

Broadest NTF Mutual Fund Platform

Strength in Account Asset Protection

Reputation for World Class Service and Transition Support

Recent Recognition

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Financial Times Recognizes Soltis Investment Advisors

FT Top 401 Retirement Plan AdvisersSelection ProcessThe Financial Times set minimum criteria for applicants: financial advisors managing at least $25 million in assets in DC plans, and for whom DC plans represent at least 20% of their total AUM.

We contacted plan advisors that we identified with our data partner, Broadridge Financial Solutions, as potential candidates. We also contacted financial advisors whose names we obtained directly from the largest U.S. broker-dealers. And we invited these financial advisors to fill out a brief application. Only those who applied were considered.

We graded advisors on eight broad factors and calculated a numeric score for each advisor. Areas of consideration include: AUM in DC plans; degree of specialization in DC plan advising; growth in DC plan AUM; growth in number of DC plans advised; average participation rate in advised DC plans; years of experience as a DC plan advisor, industry certifications (CFP, AIF, etc.), and compliance record.

FT 300 Top Registered Investment AdvisersSelection ProcessThe Financial Times 300 list examines the database of RIAs that are registered with the SEC and selects those reporting to the SEC that have $300m or more in AUM. This assures a list of companies with established and institutionalized investment processes.

Qualifying RIA groups, more than 2,000, are invited to provide further information about their practices.

The formula used to grade advisers is based on six broad factors and calculates a numeric score for each company. Areas of consideration include AUM, asset growth, the company’s years in existence, industry certifications of key employees, SEC compliance record and online accessibility.

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Soltis Named Among Top 1,200 Financial Advisors

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Hal Anderson & Kim Anderson appointedto NAPA Government Affairs Committee

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Soltis Ranked 7th RegisteredInvestment Advisors

www.utahbusiness.comMarch 2015

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Forbes Article: June 2014

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,

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Investment Management Discipline

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Soltis Investment Committee

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Average Experience of Committee Members = 19 YearsCommittee Credentials = PhD (1), MBA(4), CFA(3), CFP® (1), CIMA(2),

AIF® (1)

Hal G. AndersonChairman, CIO

28 Years

Tyler FinlinsonSenior Advisor

11 Years

Jeff BrimhallSenior Advisor

7 Years

Tyler K. WilkinsonVP, CFO

19 Years

Clark V. TaylorVP, Wealth

Management Services

13 Years

Kim D . AndersonVP, Retirement Plan Services

18 Years

Steven D. HarropRetired 5 Star

Money Manager, CFA

36 Years 13 Years

Brent D. MooreSenior Advisor

30 Years

William W. WallaceDirector of

Investment Research & Strategic Development

  Steve Harrop

Hal Anderso

nBill

WallaceTyler

Finlinson

Clark Taylor

Tyler Wilkins

on

Kim Anderso

n

Jeff Brimh

allBrent Moore

Fixed Income Lead Lead X   X        

Domestic Large Cap   Lead     X X    Domestic Mid Cap   X   X         Lead

Domestic Small Cap         Lead     X X

International Large Cap     X       X Lead  Emerging Markets   X   Lead         X

Asia   Lead   X X        REITS           X Lead X  Global Natural

Resources          Lead   X X

Alternatives Act 40   X X Lead          

Alternative Non-Act 40   X X         Lead  

Soltis Investment Committee: Assignments

Soltis Alliances (Institutional Network) Charles Schwab Fidelity Investments Empower Prudential JP Morgan Wells Fargo

Fidelity Investments The Newport Group Alliance Benefit

Group JP Morgan Prudential

Institutional Money Managers

Over 14,000 Money Managers Available

Institutional Custodians

Institutional Record Keepers Principal Financial

Charles Schwab Wells Fargo Empower Others…

Soltis Research Resources

Soltis Identifies Themes (Opportunity & Risk)

Investment Management DisciplineManager Performance ReviewQuantitative Analysis

Performance History Peer Ranking Performance versus Relative Index

Qualitative Analysis (On-site Due-Diligence) Style Shift Manager Tenure Asset Size Industry Concentration Portfolio Management (Turnover, Style Purity, Expenses, etc.)

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Value of Top-Quartile ManagementLarge-Cap ComparisonHistorical Analysis (2004-2014)

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$50,000$100,000$150,000$200,000$250,000$300,000$350,000

2005 2006 2007 2008 2009 2010 2011 2012 2013 2014Top Quartile: 9.48% S&P 500 Index: 7.67% Average Large Cap: 7.42%

VALUE TO INVESTOROver Index: $44,190Over Avg.: $51,687

$270,656$278,153$322,343

AssumptionsCurrent Account Balance: $100,000Annual Salary: $50,000Annual Contributions: 8%

Soltis Investment Advisors Confidential Research

Value of Top-Quartile Management Small-Cap ComparisonHistorical Analysis (2004-2014)

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$50,000$100,000$150,000$200,000$250,000$300,000$350,000

2005 2006 2007 2008 2009 2010 2011 2012 2013 2014Top Quartile: 9.57% Russell 2000 Index: 7.77% Average Small Cap: 8.03%

VALUE TO INVESTOROver Avg.: $40,774Over Index: $45,917 $284,252

$279,109

$325,026

AssumptionsCurrent Account Balance: $100,000Annual Salary: $50,000Annual Contributions: 8%

Soltis Investment Advisors Confidential Research

Value of Top Quartile Management

Research Conclusions Top Quartile Management Provides Value Above

the Average Manager and the General Market (measured by index)

The Less Efficient the Asset Class, the More Value Provided by Top Quartile Management

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Portfolio Constructions: Asset Allocation and Manager SelectionDiversification: Utilizing Global Asset Classes to Construct Well-Diversified Portfolios to

Optimize Return while Mitigating Risk

Fundamental Research Driven: Global Economic Factors: GDP Growth, Government Monetary and Fiscal

Policies, Policy Rates, Inflation, Currency Stability. Valuations are Important, Identify Market Opportunities

Tactical Asset Allocation: Fixed Income (Bonds) versus Equities (Stocks) Domestic versus International Asset Allocation Shifts, Rebalancing

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Soltis Wealth Management Services

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Summary of Soltis Wealth Management Services

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• Goal Setting• Retirement Planning• College Funding• Business Planning• Annual Wealth

Management Conference

• Income Tax Collaboration & Coordination

• Access to suite of Private Banking Services

• Personal Risk Assessment and Investment Policy Statement

• Asset Allocation and Manager Selection

• Monitoring and Rebalancing

• Wealth Preservation Portfolios and Non-Traditional Asset Classes

• Tax Optimization

• Optimizing Family & Charitable Gifts

• Corporate Trust Services• Multi Generational

Legacy Planning• IRA and Retirement Plan

Distributions• Retirement Plan Design

• Insurance Analysis• Stock Options Exercise

Strategy• Managing

Concentrated Positions• Asset Protection

Financial

Planning

Investment

Planning

Estate Plannin

g

Risk Manage

ment

2014 Wealth Management Client Service Plan Prepared for Sample Client

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1st Quarter 2nd Quarter 3rd Quarter 4th Quarter Results/Performance

Financial Planning

Refine Draft of Retirement Income Cash Flow Analysis

Discussion of Ampelis: Multi-Generational legacy planning

Review Annual Goals and Track Retirement Income Cash Flow Plan

Investment Management

Quarterly Investment Review

Client Portfolio Manager Call Opportunity

Quarterly Investment Review

Ongoing Updates of Soltis Money Manager Due Diligence

8th Annual Wealth Management Conference

Ongoing Updates of Soltis Money Manager Due Diligence

Quarterly Investment Review

Ongoing Updates of Soltis Money Manager Due Diligence

Risk Management Review Wealth Preservation Portfolio Strategies

Review Insurance Policy Strength of MetLife

Review Client Investment Policy Statement

Review Long-Term Insurance Needs/Plan

In depth review of Pathfinder Private Equity Fund

Estate and Tax Planning

Coordination and Annual Reporting to CPA

Collect Updated Note Payments from Children and Update Loans and Provide to CPA

Estate Plan Interaction Year-End Tax Planning (gain/loss harvesting

Client Appreciation

8th Annual Wealth Management Conference

Holiday Christmas Concert

Soltis Service Team

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Sharon PeckClient Relationship

Manager

The Senior Advisors are focused on overseeing each client relationship from the initial implementation of the client service plan throughout their experience at Soltis. As the lead advisor, the Senior Advisor conducts ongoing portfolio reviews where the clients not only review their account performance, but also define their goals and ensure their progress in tracking toward these goals. The Senior Advisors ensure that each client receives a high level of service and has an overall positive experience with the firm.

Clark V. TaylorPartner, VP Wealth Management Services

Responsible for the overall Wealth Management Division and the services provided to the client. The divisional Vice Presidents work closely with the Senior Advisors to ensure exceptional proactive client service. Also works closely with the firm’s Board of Managers to form strategic initiatives for the firm and ensure Compliance with SEC and other Fiduciary Compliance requirements.

Hal G. Anderson

President, CEO, CIO

Chairman of the Investment Committee responsible for the investment manager research, asset allocation studies, portfolio monitoring and performance measurement, and investment themes for the management of the portfolios. Responsible for the due diligence of investment options and monitors and evaluates mutual funds, separate accounts managers and alternative investments for use in current and prospective clients. As CEO, is responsible for the oversight of all the services provided by Soltis to include the Retirement Plan Division and Wealth Management Division.

Tyler Finlinson, CIMASenior Advisor

The Client Relationship Managers are focused on assisting the Senior Advisors with the overall relationship management of the client. As the primary contacts for day-to-day service and operational needs, the main goal of the Client Relationship Manager is to deliver exceptional client service and be available to assist with any aspect of the clients’ accounts, or put them in contact with the appropriate resources at Soltis. On a regular basis the Client Service Manager is available to assist service items that ensure each client receives a high level of service with the firm.

TJ AdamsAnalyst

The Soltis Analyst also plays an important role at the firm. Under the direction of the Senior Advisor, the analysts assist with preparing client reviews, financial plans, and conducting additional research as requested. The Analyst is available as an additional resource for assisting clients with anything they might need.

Nancy BaileyClient Relationship

Manager

SAVE THE DATES

September 24-25, 2015

An invitation and detailed agenda information will follow in the coming months. In the meantime, please mark your calendar.

9th Annual Client Appreciation and Wealth

Management Conference

ST. GEORGE, UTAH

TEAMWORK:Working in Unison

Thursday, September 24: Soltis will host various client appreciation activities during the day, including a Golf Tournament and various outdoor activities. That evening, we are also looking forward to dinner and our featured keynote speaker. More details on the event will follow.

Friday, September 25: The conference will be held at the Courtyard by Marriott. Friday will focus on Soltis’ investment outlook, updated portfolio investment strategies, and other important updates relevant to the services you receive from Soltis Investment Advisors. The event will begin with a light breakfast and will adjourn after lunch.

**All meals and activities will be paid for and arranged by Soltis. Clients are responsible for their own hotel accommodations. Some discounted options are listed below, please ask for the Soltis group rate. Special note:  All rates and room holds are subject to availability.  Rates listed do not include tax.

ACTIVITIES and CONFERENCE

Hilton Garden Inn1731 S. Convention Center Dr.

St. George, UT  84790Call toll free 1-877-STAY-HGI or

(435) 634-4100 orOnline @www.stgeorge.hgi.com$149.00 King or Double Queen

**Expires August 23**

Wingate by Wyndham

144 West Brigham RoadSt. George, UT  84790

435-673-9608Soltis Advisors group

$89.00 King or Double Queen

**Expires August 23**

ACCOMMODATIONS

LaQuinta Inns & Suites91 East 2680 South

St. George, UT  84790800-527-1498

Ask for Soltis Group rate602419156

$99.00  King & Double Queen Rooms

**Expires August 24**

Courtyard by Marriott(Friday conference

location)185 South 1470 East

Toll Free (800) MARRIOTT

(435) 986-0555Contact:  Reservations, ask for SIVO or Soltis Investment Advisor

rates$139.00 King & Queens**Expires August 24**

TownePlace Suites251 South 1470 East

435-986-9955Ask for Soltis group rate

or SIAC$149.00 Standard King

Studios**Expires August 23**

ST. GEORGE, UTAH

Best Western Plus Abbey Inn

1129 S. Bluff St(435) 652-1234

Ask for Soltis group rate$89.00 for 9/23

$107.99 for 9/24 & 9/25King & Queens

**Expires August 23**

Private Banking Opportunities

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Strategic Lending ($1 million credit line at low rates)

Competitive Margin Rates

Mortgages & Other Real Estate Financing

Depository Services Corporate Trust Services Other

David EsserRegional Director, Private Banking

Access to Trust Services Through Soltis Both Directed and Delegated Models are supported Allows the separation of the investment management

responsibilities from the administrative responsibilities Zero proprietary investment requirements Dedicated trust administrative team that concentrates

100% on client services. Competitive and flexible pricing schedule that covers all

services, including tax preparation services Ability to custody and record keep non-traditional assets Fully integrated brokerage or bank trust accounting

systems

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Executive Financial Planning

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Soltis Wealth Management Services

Client Soltis

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Collaboration with attorney for Estate plan creation, trust management, and philanthropic giving

Cash flow planningand risk management

Collaboration withaccountant for tax strategies and preparation

Portfolio management, including asset allocation and manager selection

Hedging strategies and concentrated position management, including stock options

Financial, estate, and legacy planning

Integrated Wealth Management:• Independent Advice - Objective

counsel across disciplines

• Execution - Management for individuals seeking advice

• Fee-based pricing – Motivated to grow assets

• Access to specialists – Internal resources and/or external relationships

• Fiduciary responsibility - Regulatory obligation to investors

• Institutional Consulting Platform – Access to top industry consulting services

Soltis Asset & Income Planning Process

Sample Client

Retirement Goals &

Objectives

401(k) IRA Qualified Assets

Stock Non-Qualified

Ownership

Savings & Cash

Taxable Investments Alternative

Income

Real Estate Hard Assets

Estate, Tax and Insurance

Protection

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Executive Financial Planning

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Summary of Services AvailablePlan Level

Level 1 Level 2 Initial Consultation     Written Summary of Family Goals     Soltis Observations and Recommendations    Current Financial Position     Cash Flow Analysis     Net Worth Analysis    Retirement Income Analysis     Retirement Goal Coverage and modeling     Monte Carlo Statistical Probability Analysis    Portfolio Review and Asset Management     Asset Allocation Evaluation     Portfolio Diversification Review     Quality Manager Selection     Consulting on 1031 Exchanges for Real Estate    Insurance Analysis and Recommendations     Long-Term Care Needs Assessment     Property & Casualty Review     Existing Life Insurance (Section 162 Plan)Review & Analysis

conducted by Insurance Fiduciary   

Existing Annuity Evaluation and Recommendations    Business Ownership Planning     Evaluation of Business Entity Assets     Consulting on Concentrated Equity Positions     Stock Option Modeling    Estate Planning Review*     High Level Review of Documents     Summary of Estate Plan Recommendations    Ability to Coordinate with Tax Professionals*    Introduction to Multi-Generational Legacy Planning*    

* Professional Service Fees are not included as part of initial executive planning pricing summary

Retirement Structural Change Underway

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Living in Retirement

Buildinga Portfolio

Getting Started

Planning for Multiple Goals

20 25 30 35 40 45 50 55 60 65 70

IncomeTransition

For illustrative purposes only.

Accumulation

Create Wealth

Build Wealth

Preparingto Retire

AGETo create, build, & manage wealth so our

clients are free to pursue life’s most important endeavors.

Manage Wealth

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Personal Financial Website – Account Aggregator

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Pursuing Most Important Endeavors – Net Worth AnalysisDecision Center

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Probability of Success

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Risk Management

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At-a-Glance: Fee-Only Life Insurance Advice

When thinking about life insurance, consider three realities: Life insurance is one of the most complicated financial products

available today. Most people do not like to think about life insurance, and like drafting a

will, often procrastinate in addressing this topic. The life insurance industry is dominated by commission-based providers.

Even the most well-intentioned insurance agents suffer from an inherent conflict of interest because they are compensated based on what they sell.

Without an advocate that is looking out for their best interests, insurance consumers are at the mercy of their insurance agents and the companies represented by those agents.

Consumers have few places to turn to for unbiased advice.

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Life Insurance Today: The Realities

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At-a-Glance: Fee-Only Life Insurance AdviceA fee-only life insurance advisor's compensation is based only on time,

such as an hourly fee, not what's sold. They receive no commissions or incentives.

Most fee-only life insurance advisors focus on a clientele that is planning to purchase or re-evaluate a permanent life insurance product.

Typical clients for fee-only insurance advisors include: Individuals considering the purchase, replacement, termination, or sale

of a policy Professionals such as estate planning attorneys, financial planners,

accountants and insurance trust trustees o Adding a fee-only life insurance advisor to your client team adds value,

credibility and strengthens your client relationshipso Using a fee-only life insurance advisor also assists professionals in meeting

fiduciary and ethical obligations to clients Business owners who offer life insurance as part of their compensation

or benefit plans, or need to use life insurance for other business purposes 50

How does fee-only life insurance counsel work?

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Advantages of Fee Based Insurance Soltis is not compensated by insurance

commissions Results are driven by analysis and needs of client Process promotes benchmarking of all policies Seeks most competitive insurance solution from

strongest rated insurance companies Environment is a fee-only oriented process Acknowledgement of fiduciary status Provider is a member of the Soltis Wealth

Management Collaborative Team

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Multi-Generational Planning

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Full Family Planning Solution:Financial, Estate, and Legacy

FINANCIAL PLANNINGProtecting & GrowingYour Money for You

Retirement Risk Management

Asset Managemen

t

ESTATE PLANNINGPreparing Your Money

for Your Family

Will / Trust Durable Power of Attorney

Advanced Directives

LEGACY PLANNINGPreparing Your FamilyFor Their Inheritance

Family Legacy

Family Organization

Family Experiences

3 Elements of Effective Multi-Generational

Planning

Soltis Investment Advisors20 N. Main Suite 400

St. George, UT 84770

222 S. Main Suite 1776Salt Lake City, UT 54101

SoltisAdvisors.com(800) 735-1601 (435) 674-1600