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Standards of Business Protocol

PPPs/Trades: Some definitions:

Private Placement Trade: The sale of securities to a relatively small number of select investors as a

way of raising capital. Investors and end-buyers involved in private placements are usually

banks, mutual funds, insurance companies, pension funds and high net worth individuals. Private

placement is the opposite of a public issue, in which securities are made available for sale on

the open market.

Investor: Person putting in their funds

Mandate: The person acting directly on behalf of the buyer/seller. If the mandate is introduced

by a broker and/or Intermediary then they must be treated as a single “group” entity regarding

fees

Introducer: the person who introduces the Investor

Broker: the person that arranges transactions between Investor and Platform for a commission

when the deal is executed.

Intermediary: the person who is the link between various people in order to bring about an

agreement. We will not transact any business where there is a “chain” of a number of people

between the buyer or seller and the Intermediary

Some essential details:

1. How are the “returns” actually paid out?

Returns are paid out as agreed between the trader and the investor but it is normally on a

weekly or monthly basis

2. Who pays the introducer/broker/intermediary fee?

These fees are paid by the investor and are paid out of the proceeds that he/she receives on a

weekly/monthly basis. These are usually reflected in the Fee Protection Agreement that details

the agreed % to be charged and is lodged with the Platform. Where the investor has a separate

agreement with any or all of the parties involved this must be disclosed for the sake of equitable

negotiations and integrity.

3. If the intermediary is responsible for paying the introducer/broker, how is this shown this within

the total returns?

If (for whatever reason) the intermediary has negotiated with the investor for the

introducer/broker to be paid through the intermediary, then the investor must be aware of this

arrangement. This will require a strong relationship between the introducer/broker and the

investor. It is essential that this does not become an issue when it comes to the investor signing

contracts. The introducer/broker must be honest and up-front with the intermediary and there

must be no chain between the introducer and the investor or other fees agreed between the

introducer/broker and the investor

4. What are the percentages of returns?

The returns can vary for different programs. Although by definition they do not go up or down

within the program, there is occasion where % may increase to the investor. They never go down

below the amount that the investor has contracted with the Platform. Once contracts are

signed and the bank commits to extending the credit line to the Trader then they enter a

definitive Trade.

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5. What are “typical return rates”?

The returns will always be set for a particular program so if on a $10m program the returns to the

client are 10% per week for a particular program on a 40 week program - that is what they

receive. If it is 150% - which is a figure that is not impossible to achieve because the debt note

covers that as long as there is collateral from the client, then that is the rate the investor receives

6. What does the intermediary receive from the transaction?

The intermediary obtain its reward from the investor's return. The intermediary may have to pay

the “introducer’s and broker’s fees”. Hence why it is imperative that the “the introducer” is direct

to “the investor”. On many occasions the broker pays the fees as the broker is usually direct to

the trading platform or one removed.

Exclusivity:

It is agreed that any offer to conduct business is done so giving 48 hours exclusivity for each

transaction under consideration to be completed

Please confirm that you have read and are able to transact business with us according to our

Standards of business protocol by completing, signing, scan and returning this form

E: jon.harris1928@gmail.com

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This correspondence does not constitute an offer or provide any investment advice. If you want to act on any

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DISCLAIMER: Sender is NOT a United Kingdom or United States Securities Dealer or Broker or Investment Adviser. Sender is

a consultant and makes no warranties or representations as to the buyer, seller or transaction. All due diligence is the

responsibility of the buyer and seller. This E-mail letter and the attached related documents are never to be considered a

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offering in any way.

Please note: Any information that is provided and is found to be fraudulent or involving illegal assets or activities will be

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I confirm that I have read and understand these Standard of Business Protocol and will conform

with them and that any transaction presented is done so giving 48 hours exclusivity for the

transaction to be completed

Name: (PRINT)

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Please complete, sign, scan and return to: jon.harris1928@gmail.com