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UNIT TRUST OF INDIA
Presenting By -- Preeti Verma, Niharika Singh, Neelam Panday, Rahul Singh & Pawan kumar Umrao.
CONTENT
Introduction
Schemes
Structure
Objective
Power & Function
Role
INTRODUCTIONUTI Was Formed
To Increase The Propensity Of
Lower Group Middle Group
To Save & To Invest
INTRODUCTIONUTI Came Into
Existence
In 1963, During a period marked by great political &
economic uncertainty in India
To channelize savings of the community into equity markets to
make them available for the companies to speed up the
process of industrial growth UTI was organized
With war on the borders & economic turmoil that
depressed the financial market
The company & entrepreneurs were found
difficult to access the equity markets
INTRODUCTION
UTI was the idea of the Finance Minister, T.T. Krishnamachari, which would “open to any person or institution to purchase the units offered by the trust”.
UTI was formed as an intermediary to full fill
the twin objectives
Investing those savingsMobilizing retail savings
In the capital market & passing on the benefits so
accrued to the small investors.
SCHEMES
Open Ended Schemes (Income):
UTI - CRTS 81 - Dividend Option TI - CRTS 81 - Growth Option UTI - MIS-Growth UTI - MIS-ADVANTAGE-FLEXI DIVIDEND UTI Bond Fund-Growth (for rep. After 6 months- No Load) UTI BALANCED FUND UTI Dynamic Bond Fund – Dividend Option UTI Dynamic Bond Fund – Growth Option UTI Mahila Unit Scheme - Dividend Option UTI - Treasury Advantage Fund - Institutional Monthly Dividend Option UTI - Treasury Advantage Fund - Retail Weekly Dividend Option TI - Treasury Advantage Fund - Growth Option UTI - Treasury Advantage Fund - Institutional-weekly Dividend UTI - Treasury Advantage Fund - Institutional-Growth UTI - Short Term Income Fund - Dividend Option UTI - Short Term Income Fund -Institutional Dividend Option UTI - Unit Linked Insurance Plan
SCHEMES
Open Ended Schemes (Growth):
UTI - Equity Fund-Growth Option UTI - Equity Fund-Income Option UTI - INDEX SELECT FUND-Growth Option UTI - INDEX SELECT FUND-Income Option UTI - Master Index Fund-Growth Option UTI - Master Index Fund-Income Option UTI - Master Plus Unit Scheme-Growth Option UTI - Master Plus Unit Scheme-Income Option UTI - Master Share-Growth Option UTI - Master Value Fund-Growth Option UTI - Master Value Fund-Income Option UTI - MNC Fund (UGS 10000)-Growth Option UTI - MNC Fund (UGS 10000)-Income Option UTI - NIFTY Index Fund-Growth Option UTI - NIFTY Index Fund-Income Option UTI - TOP 100 Fund- Growth Option UTI - TOP 100 Fund-Income Option
SCHEMES
Open Ended Schemes (Balanced):
UTI - Variable Investment Scheme-Growth Option UTI - Variable Investment Scheme-Income Option UTI – Balanced Fund-Growth UTI – Balanced Fund-Income
Open Ended Schemes (Liquid):
UTI- Liquid Fund-Cash Plan-Growth UTI- Liquid Fund-Cash Plan-Income UTI- Liquid Fund-Cash Plan-INST – Income UTI- Liquid Fund-Cash Plan-INST Growth UTI- Liquid Fund-Cash Plan-INST Mthl UTI- Liquid Fund-Cash Plan-INST Wkly UTI- Liquid Fund-Cash Plan-MTLY
SCHEMES
Open Ended Schemes (Money Market):
UTI MMF - Instn Growth Plan UTI MMF - Instn Plan-Daily Dividend UTI MMF - Instn Weekly Option UTI MMF-Daily Dividend UTI MMF-Growth UTI MMF-Income Open Ended Schemes (Gilt):
UTI - G-Sec Fund-Growth UTI - G-Sec Fund-Income UTI - G-Sec Fund-STP Growth UTI - G-Sec Fund-STP Income UTI - G-Sec Fund-STP Income UTI - GILT ADVANTAGE-LONG TERM PF-DIVIDEND UTI - GILT ADVANTAGE-LONG TERM PF-GROWTH UTI - GILT ADVANTAGE-LONG TERM PF-PRESCRIBED DATE AUTO REDEMPTION
SCHEMES
Open Ended Schemes (Floating Rate):
UTI - FLOATING RATE STP - INSTN DAILY DIVIDEND UTI - FLOATING RATE STP - INSTN GROWTH OPTION UTI - FLOATING RATE STP -Instn Weekly Dividend Option UTI - FLOATING RATE STP-DAILY DIVIDEND UTI - FLOATING RATE STP-DIVIDEND UTI - FLOATING RATE STP-GROWTH
Close Ended Schemes (Income):
Fixed Income Interval Fund – Monthly Interval Plan - Growth Option Fixed Income Interval Fund – Monthly Interval Plan – Dividend Option Fixed Income Interval Fund – Monthly Interval Plan – Institutional Dividend Option Fixed Income Interval Fund – Monthly Interval Plan – Institutional Growth Option UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Institutional UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Retail UTI- Fixed Term Income Fund Series -II Plan-16 - Income Retail UTI - FMP Quarterly Series Feb 2012 – Dividend Option UTI - FMP Quarterly Series Feb 2012 – Growth Option
SCHEMES
UTI - FMP Quarterly Series Feb 2012 – Instn Growth Option UTI - FMP Quarterly Series Feb 2012 – Instn. Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Growth Option UTI Capital Protection Oriented Scheme 3 years - Income Option UTI F I I F Series II -Quarterly Interval Plan – IV –Dividend Option UTI F I I F Series II -Quarterly Interval Plan – IV –Growth Option UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Dividend Option UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Growth Option UTI F I I F Series II -Quarterly Interval Plan – V - Instn Growth Option UTI F I I F Series II -Quarterly Interval Plan – V – Dividend Option UTI F I I F Series II -Quarterly Interval Plan – V – Growth Option UTI F I I F Series II -Quarterly Interval Plan – V – Instn Dividend Option UTI F I I F Series II -Quarterly Interval Plan – VI-Divided Option UTI F I I F Series II -Quarterly Interval Plan – VI-Growth Option UTI F I I F Series II -Quarterly Interval Plan – VI-Institutional Divided Option
SCHEMES
UTI F I I F Series II -Quarterly Interval Plan – VII – Dividend Option UTI F I I F Series II -Quarterly Interval Plan – VII – Instn Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Instn Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Growth Option UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Dividend Plan UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Dividend Plan UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Growth Plan UTI Fixed Maturity Plan - Half Yearly March 08- Dividend Option UTI Fixed Maturity Plan - Half Yearly March 08- Growth Option UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Dividend Option UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Growth Option UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Dividend Option UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Growth Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Dividend Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Growth Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Instn Growth Option UTI Fixed Maturity Plan -Quarterly June08 – Growth Option UTI Fixed Maturity Plan -Quarterly June08 – Instn. Dividend Option UTI Fixed Maturity Plan -Quarterly June08 –Dividend Option
SCHEMES
UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Growth Option--10.26530016-Jun-2008 UTI Fixed M
UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn Dividend Option UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn. Growth Option UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Dividend Option UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Growth Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Dividend Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Growth Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Dividend Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Growth Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Dividend Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Growth Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Instn. Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Growth Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Growth Option UTI Fixed Maturity Plan Yearly Series June 2007 Institutional Growth Option UTI Fixed Maturity Plan Yearly Series - March07 - Dividend Option UTI Fixed Maturity Plan Yearly Series –Sept 09 – Growth Option
SCHEMES
UTI Fixed Maturity Plan Yearly Series - April 2007 - Institutional Dividend Option UTI Fixed Maturity Plan Yearly Series April 2007 - Dividend Option UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Dividend Option UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Instn. Growth Option UTI Fixed Maturity Plan Yearly Series August 2007 – Dividend Option
STRUCTURE
UTI represent an unique organization without ownership capital and on independent board of trustee.
Under the provision of the first UTI schemes, US - 64, certain institutions contributed to the scheme’s initial capital.
STRUCTURE
The contributors to the initial capital of Rs. 5 crore for US – 64 schemes were…
Reserve Bank Of India(RBI) Other Financial Institutions Life Insurance Corporation(LIC) State Bank Of India(SBI) And its subsidiaries & other scheduled
banks including a few foreign banks.
STRUCTURE
Since, UTI does not have any share capital, it operates on the principle of “no profit & loss”.
Under The Provision Of The Act
Chairman Of The Board Of UTI
Was Appointed By The Government Of India
Perform Its Function
Based On Commercial Principle, keeping in mind the Int of the Unit
Holder Under Various Schemes
OBJECTIVE
The basic objective of the UTI is to offer both small and large investors the means of acquiring shares in the widening prosperity resulting from the steady, industrial growth of the country.
OBJECTIVE
Primary Objectives of UTI
To give them an opportunity to share the benefits
To promote and pull the small savings
OBJECTIVE
To encourage the savings of people.
Other Objectives of UTI
To mobilize savings from the small savers
To allow investors to participate
To channelize savings to industrial growth
POWER & FUNCTION
To sell units to investors in different parts of the country.
To provide liquidity to units.
To cover the small savings into industrial finance.
POWER & FUNCTION
To underwrite the issue of shares & debentures
To mobilize the savings of the community through sale of units.
To serve unit holders along the length and breath of the country
ROLE
UTI have relied extensively or intermediaries to market their schemes to investors.
With the help of UTI recently banks finance companies, secondary market brokers & even post offices have also begun to market mutual funds to their existing & potential client basis.
It is thus clear that all types of intermediaries are required for the growth of the industry.
It helps in mobilize savings
Operational Practices of UTI
Distribution of
assistance
Financial assistance
to corporate
enterprises
Channelization of funds
QUIZ
1. Fresh shares or units of the ‘open-end’ investment trust are continuously offered for sale at their face value.
2. A ‘closed-end’ investment trust does not buy back its shares or units.
3. The UTI does not underwrite shares and debentures issued by companies.
4. Investment through UTI results in lower risk of loss and higher return.
5. The market value of shares or units of closed-end trusts depends on the market forces of demand and supply.
Thank You