FINANCE TERM PAPER PRESENTATION

1

IDENTITY 2

ZERIN ANJUM KHAN LORA

B1506065

IDLC Finance Ltd. 3

Year- 1992Number Of shares -251,367,187 (2015)

Face Value-Tk.10/shareMarket Value-Tk.57.30 /shareMarket Category – A Market capitalization -Tk.14.3 B

Financial position 4

Financial Performa

nce

2011 2012 2013 2014 2015 Growth

Total assets

31,165 37,784 50,429 58,927 73,434.45 24.62%

Long term liabilities 25,299 32,492 43,951 51,371 64,154.04 24.88%

Term deposit balance

16,828 22,008 29,064 35,240 46,038.68 30.64%

BDT in million

Share Distribution 5

20.30% 59.66%

20.04%

Shareholding Composition 6

EPS 7

YEAR EPS2012 1.992013 2.482014 2.662015 4.952016 5.81

Year Net profit (in crores)

2014 2902015 350

Debt to Equity Ratio 8

 Year

2011 2012 2013 2014 2015

Debt to Equity Ratio 6.83 7.05 8.40 8.03 8.43

The data suggest it is not benefit to shareholders.

Ratio 1.0 to 1.5 is preferred

Increasing Debt/Equity Ratio suggests firm is doing BAD

& NOT Satisfactory for Shareholders

.

9

At Average P/E Ratio of IDLC – 9.86

IDLC LOANS 10

IDLC LOANS 11

Particulars

2010 2011 2012 2013 2014 Growth

Home loan

5,645 7,025 8,366 11,308 15,006 33%

Car loan 343 388 414 787 1,813 130%

Personal loan

213 213 190 166 142 (14%)

LAD 576 802 881 689 557 (19%)

Bankruptcy 12

Year total value of asset

( in millions)

2011 311652012 377842013 504292014 589272015 73434

LESS CHANCE of Bankruptcy

Cost of Long Term Financing of IDLC 13

Net profit after taxation

1,459,224,581

Dividend percentage

25%

Total dividend paid 36,48,06145.3

** since the company has no long term loans**