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4 Case Circle, West Simsbury, CT 06092 • [email protected] • 860-818-2081
Overview
Accomplished Graphic Designer who has the desire to contribute as part of a project team comprised of marketing, design, and multimedia design members to think creatively and develop high quality communication materials. Ability to manage projects of varying complexities while working within budget and time constraints. Excellent communication and interpersonal skills. Expert knowledge of Adobe Creative Suite 6 (InDesign, Illustrator, Photoshop, Acrobat and Dreamweaver) MS Office (Word, PowerPoint and Excel).
Qualificationsu Design and coordinate graphic design projects from concept through completion
u Exceptional multi-tasking skills; able to manage several time sensitive projects simultaneously, accustomed to performing in deadline driven environments with emphasis on creativity and quality control
u Creative abilities with capability of translating new ideas into executable actions
u Innovative, hard-working, strong interpersonal skills, ability to handle projects with tight turnarounds
u Flexible and proactive with the ability to react quickly when the need arises
u I understand that it’s all about the brand
Prudential Insurance Co. – December 2013 – December 2014Designed custom branding for clients that have transitioned to Prudential’s Retirement Plan. This included collateral material such as flyer’s, posters, invitations, newsletters, mailers, PowerPoint presentations, postcards, banners, landing pages, and web banners.
Freelance Designer – December 2012 – December 2013Clients include: ProHealth Physicians, Farmington, CTNutmeg Exhibits, Windsor, CTLewtan Industries, Hartford CTMetLife, Bloomfield, CT
Graphic Design Consultant – 1990 – 2007; Aquent 2007 – December 2012Cigna Corporation, Bloomfield, CT
Responsible for conceptualization and implementation of design solutions that meet marketing strategies while also maintaining Cigna’s brand identity. Creation of design solutions, from concept to completion, in a wide range of graphic applications including: collateral materials, publications, brand identity and online communications.
Benchmark Design 1988 – 1990 Westport, CT
Freelance Designer 1985 – 1988 New Your, NY
EducationBFA, Syracuse University
Manchester Community College - Web Design – 2013
Graphic Designer
Visual Communicator
Creative Thinker
Problem Solver
Photo Retoucher
Idea Generator
Detail Investigator
Image Processor
Team Player
Driven Worker
Budget Meeter
Branding Complier
Comp Master
CS6 Leader
Strategic Planner
Design Overseer
Photo Searcher
Logo Designer
Client Schmoozer
Deadline Meeter
Vendor Negotiator
Troubleshooter
Time Manager
Idea Initiator
Independent Worker
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Let Us Help You Spend Less to Save MoreYour SFDCP Retirement Counselor can help you with:
• Enrolling in the SFDCP
• Reviewing your investment portfolio
• Learning strategies to reach your financial goals
• Answering questions you may have about nearing retirement
Gateway to your Future
Prudential Retirement Counselors are registered representatives of Prudential Investment Management Services LLC (PIMS), Three Gateway Center, 14th Floor, Newark, NJ 07102-4077. PIMS is a Prudential Financial company. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. PRIAC is solely responsible for its financial condition and contractual obligations.© 2014 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.
0000000-00001-00 CCSF01PT006 06/2014
To set up an appointment with an SFDCP Retirement Counselor, call toll-free at 1-888-SFDCP4U (1-888-733-2748) and select option 2, or click on the Retirement Counselors link at www.sfdcp.org.
Even simple savings strategies add up, so come to an on-site meeting or schedule a one-on-one appointment with a Retirement Counselor. In return, you’ll receive this free custom lunch bag so you can save money (and eat healthier) by bringing your lunch to work!Gateway to your Future
Find plan information at www.sfdcp.org, by scanning the QR code, or by phone, toll-free, at 1-888-SFDCP4U (1-888-733-2748), option 2.
We all have choices...not just for healthy eating but for retirement, too. Choose what’s good for you. Join the SFDCP, or increase your contributions in the plan today.
Ask us how!
*While supplies last. **Sources: www.iSustainableEarth.com, Practically Green, EarthSense***Assumes a 7% rate of return.Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates. PRIAC is a Prudential Financial company.© 2014 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.
0265692-00001-00 CCSF01PT009 08/2014
Gateway to your Future
Did you know that drinking from a reusable water bottle, instead of buying individual plastic bottles, could save you up to $550 over the course of one year?** That’s $550 that you could put toward your retirement, which would equal $22,548 in retirement savings in 20 years!***
Go Green. $ave Green. National Save for Retirement Week is October 19-25, 2014
The future will be here before you know it… Will You Be Ready?
During National Save for Retirement Week, October 19–25, 2014, we encourage you to:
1. Enroll in the SFDCP if you haven’t already
2. Increase your contributions
3. Diversify your investments. The SFDCP now offers two solutions to make investing easier— Target Date Funds and GoalMaker®
4. Use the Retirement Income Calculator to see if you’re on track for retirement
Need guidance? Schedule a one-on-one appointment with your SFDCP Retirement Counselor by calling toll-free at 1-888-SFDCP4U (1-888-733-2748) and select option 2, or click on the Retirement Counselors link at www.sfdcp.org. You’ll receive this complimentary reusable water bottle* at your appointment to help you save money (and the environment)!
#DoWhatYouLove
If you could get paid to do something you really love, what would you do?
Gateway to your Future
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Bring Your Retirement into FocusWith the SFDCP Website www.sfdcp.org
Gateway to your Future
The future: It seems so far off, especially when there’s so much to think about today. But helping you prepare for a more financially secure future is why the City and County of San Francisco offers you the SFDCP website. This comprehensive site puts the information and retirement planning resources you need at your fingertips:
To learn more:Contact a Retirement Counselor by calling 1-888-SFDCP4U (1-888-733-2748) and selecting option 2. Discover how the Plan can help you prepare for a better tomorrow, today.
XXXXXXX-0000X-00 CCSF01FL011 Printed 01/2014
Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT or its affiliates.
Amounts withdrawn before age 59½ may be subject to a 10% federal income tax penalty, applicable taxes, and plan restrictions. Withdrawals are taxed at ordinary income tax rates. See plan information regarding limitations on withdrawals.
Prudential, its affiliates, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any tax statements contained herein were not intended to be used for the purpose of avoiding U.S. federal, state or local tax penalties.
Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates.
© 2014 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.
• Plan information that details features and benefits
• Payroll deduction changes. You can now update your SFDCP contributions online by logging into your account.
• Review and update your beneficiary information by logging into your account.
• Download any necessary forms
• Investmentoptionspecifics, including fund fact sheets and performance information
• PrudentialRetirement® Counselor contact information and meeting schedules
• AdditionalOnlineEducation such as retirement webinars and interactive calculators
Gateway to your Future
Consolidate your retirement plan account(s) into the SFDCP today!
More than one retirement account?Many people have more than one tax-deferred savings/investment account. Trouble is, having multiple accounts may mean having to deal with several statements, multiple record keepers, and very different investments. It’s difficult to see the big picture when you’re looking at several separate pieces.
Consider consolidating.By consolidating your tax-deferred assets into the SFDCP, it’s easier to manage your retirement strategy and see how you’re doing.
Multiple Accounts
Consolidated Account
Money remains tax-deferred
Defer income taxes and avoid potential tax penalties
Convenience
Potential lower fees
Easier to manage
Easier to allocate assets
Advantages of consolidating your retirement accounts
GOOD NEWS You may have multiple accounts from other qualified retirement plans (e.g., IRAs or plans sponsored by prior employers such as 401(k)s, 403(b)s or 457s).
BETTER NEWS You may be able to simplify managing those assets—by consolidating.
GREAT NEWSYou may be able to consolidate those accounts into the City and County of San Francisco Deferred Compensation Plan and take advantage of all the benefits the SFDCP has to offer.
Gateway to your FutureThe SFDCP Target Date Funds are designed to simplify the way participants invest their retirement savings. Participants simply select one diversified Target-Date Fund based upon their projected retirement year. This relieves participants of the need to select multiple individual funds and monitor and manage reallocations among those multiple funds. Each Target-Date Fund includes investments from the existing SFDCP core funds plus new asset classes, which provide additional diversification.* The date in a Target-Date Fund name represents an approximate date when an investor expects to retire. The principal value of the funds is not guaranteed at any time, including the target date.
SFDCP Target Date Funds
The target date is the approximate date when investors plan to start withdrawing their money. The asset allocation of the target date funds will become more conservative as the target date approaches by lessening your equity exposure and increasing your exposure in fixed income type investments. The principal value of an investment in a target date fund is not guaranteed at any time, including the target date.
*Diversification of an investment portfolio does not ensure a profit and does not protect against loss in declining markets.
All investing involves various risks, such as; fixed income (interest rate), default, small cap, international and sector ‐ including the possible loss of principal.
1. One-stop shopping—Each Target-Date Fund is a well-diversified mix of underlying stock and bond investments.The investment mix becomes more conservative (fewer stocks and more bonds) as the target date is approached. By choosing a Target-Date Fund for retirement savings, participants gain the benefit of investment diversification in a single option.
2. Automatic reallocation—Target-Date Funds automatically reduce stock holdings and increase bond holdings over time to help ensure that the allocation remains on track to help participants achieve their long-term investment strategy for their projected retirement year.
Snapshot of Target-Date Fund Features
15 Yearsto retirement
30 Yearsto retirement
10 Yearsto retirement
Year of Retirement& ongoing thereafter
32 years old aggressive to conservative 62 years old
10%
90%
52.5% 47.5%65%
35 %39.5%
60.5%
SFDCPTARGET DATE2040 FUND
BondsStocks
Percentages are subjectto change based on the determinations of the SFDCP´s investment adviser.
Here is an example of how an SFDCP Target Date Fund will change over time.
Prudential Retirement®
wants to help you prepare for your Day One of retirement, and all the days that follow.
Gateway to your Future
Prudential Retirement® wants to help you prepare for your Day One of retirement, and all the days that follow.
Gateway to your Future
Gateway to your Future
Your Gateway to Roth…is coming May 1st In addition to traditional pre-tax contributions, you will soon have the option to make Roth after-tax contributions to your SFDCP account.
Benefits include:
• Earnings accrue tax-free.
• Withdrawals of Roth contributions are always 100% federal income tax-free, because you already paid income tax on your Roth contributions.
• Roth earnings can be withdrawn tax-and penalty-free, if the withdrawal is qualified.*
• The annual contribution limit within your SFDCP account— $17,500 for 2014—includes pre-tax contributions, Roth contributions, or a combination of both. This is significantly higher than the Roth IRA contribution limit of $5,500.**
Gateway to your Future
National Save for Retirement Week is October 19-25, 2014
Are you ready?
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MTA DEFERRED COMPENSATION PROGRAM>>> THE RIGHT DIRECTION
Let’s face it, life can be hectic. You’re busy doing important things at work, at home, and with your family and friends. It can be easy to forget about watching out for your safety or your plans for the future—like increasing your contributions to the MTA Deferred Compensation Program.
Increasing contributions to the Program is important because contributing more helps you “Watch YOUR Gap” between what you’re saving now and your potential for reaching the secure financial future you want and deserve. And the sooner you start increasing your contributions, the longer your money has to work for you.
Take small steps today
When you increase your contributions in small steps, you have the potential to make a considerable impact on your retirement income—without a considerable impact on your paycheck. Increasing your contributions by just 1% a year can have noticeable results:
Continue...
MTA DEFERRED COMPENSATION PROGRAM>>> THE RIGHT DIRECTION
Watch YOUR Gap!
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McCann Sales Inc.
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Web Design
Web Design
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