© 2011 United HealthCare Services, Inc.

Health Savings Account (HSA)

© 2011 United HealthCare Services, Inc.

Benefits of an HSA plan

© 2011 United HealthCare Services, Inc.

An HSA example

© 2011 United HealthCare Services, Inc.

QHDHP and HSA federal requirements

Note: Adjusted each year based on cost of living amounts (COLA) changes

© 2011 United HealthCare Services, Inc.

Steps to building your HSA plan

© 2011 United HealthCare Services, Inc.

Preferred financial institutions

© 2011 United HealthCare Services, Inc.

HSA and pharmacy benefits

Major pharmacies:• OptumRx• Caremark• Express Scripts• Express Scripts (Medco)• Walgreen’s Health

Care Initiative• MedTrak• Kroger

Other smaller PBMs:• LDI• Catalyst Rx• Serve You• MedImpact• PTI• Partners RX• WellDyne RX• ScriptCare