Reading

1 Look at the text. Then circle the correct words to complete the sentences. ____ / 1.2 points

The text is a narrative / an informational text.It presents facts about money in the past / present.

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

What is Money?Everyone knows that money doesn’t grow on trees. In fact, it has no single place of birth. No one “invented” or “discovered” money. It was formed over time in many cultures, in different parts of the world, and at various points in history.

Money is...Anything used to make payments or to keep track of debts and credits is considered “money.” Humans have used everything from horses to coins for these purposes. Money is much more than just a dollar bill or some change.[…]

A Brief History of MoneyBarterThe first people didn’t buy goods from other people with money. They used barter. Barter is the exchange of personal possessions of value for other goods that you want. This kind of exchange started at the beginning of humankind and is still used today. From 9000–6000 B.C., livestock was often used as a unit of exchange. Later, as agriculture developed, people used crops for barter. For example, I could ask another farmer to trade a pound of apples for a pound of bananas.Shells At about 1200 B.C. in China, cowry shells became the first medium of exchange, or money. The cowry has served as money throughout history even to the middle of this century. First Metal MoneyIn 1000 B.C., China produced mock cowry shells at the end of the Stone Age. They can be thought of as the original development of metal currency. In addition, tools made of metal, like knives and spades, were also used in China as money. From these models, we developed today’s round coins that we use daily. The Chinese coins were usually made out of base metals that had holes in them so that you could put the coins together to make a chain.[…]

MOUNTAIN America Credit Union. Money Basics. Available at: <https://www.macu.com/media/pdf/kids_moneybasics.pdf>..

Across Down2. euro 1. dollar4. yuan 3. yen5. pound 6. dinar8. peso 7. real

2 Read the text. Then answer the questions. ____ / 0.6 point

a. Who invented money? _____________________________________________________________________________________b. What can be considered money?_____________________________________________________________________________________

3 Check () the correct statements about the text. ____ / 1.6 points

a. People have always used money to buy things. ( )b. When people barter, they exchange products. ( )c. Nowadays, people don’t barter anymore. ( )d. Fruit and vegetables were used as units of exchange. ( )e. Cowry shells were only used as money in China, in 1200 B.C. ( )f. The first metal money was produced in China. ( )g. Only metal coins were used as money in China in the past. ( )h. Old Chinese coins had holes in them. ( )

Vocabulary4 Complete the crossword puzzle with the names of the countries

where the currencies are used. ____ / 0.8 point

5 Complete the proverbs with the words from the box. ____ / 0.6 point

a. A ______________ and his money are soon ______________.b. Money doesn’t ______________ on ______________.c. Money makes the ______________ go round.d. Money can’t buy ______________.

6 Match the proverbs in Act. 5 with their definitions. ____ / 0.4 point

a. Money finances most of human businesses and plans. ( )b. You should not waste money because it’s not easy to get it. ( )c. Money can buy material things, but true satisfaction comes from inside. ( )d. It is easy to get money from people who are not wise. ( )

Grammar7 Match the sentence halves. ____ / 0.6 point

a. If my grandma won the lottery, ( ) if the weather is good.b. I’ll buy a book ( ) he’ll spend a lot of money.c. Emma would travel around the world ( ) she’d buy a house for each of her grandchildren.d. If Daniel goes shopping alone, ( ) I’d do some volunteer work.e. We’ll go to the beach ( ) if I go to the mall.f. If I had time, ( ) if she had money.

8 Use the correct form of the verbs in brackets to complete the fable with the first conditional. ____ / 1 point

fool • grow • happiness • parted • trees • world

_______________ (have) fine young chicks. Then if the farmer g. ______________ (buy) them after some time, I h. __________________ (receive) money enough to buy a beautiful dress. And if I i. _______________ (have) a beautiful dress, everybody j. _______________ (look) at me…”

The girl was so distracted, thinking about her plans, that she stumbled and the pail fell off her head! All of a sudden, all her milk was on the ground…

Moral: Do not count your chickens before they are hatched.

The Milkmaid and Her PailBy Aesop

A milkmaid was returning from the field after milking her cow. She was carrying a shining milk pail on her head. As she walked, she started to make plans for the future:

“This good, rich milk will give me plenty of cream to make butter. If I a. ___________ (sell) the butter at the market, I b. ____________ (get) money. If I c. ____________ (get) money, I d. _______________ (buy) eggs for hatching. If all the eggs e. ____________ (be) hatched, I f.

9 Use the prompts to write second conditional sentences. ____ / 1.2 points

a. If / I / have / more money, | buy / a new computer___________________________________________________________________________________b. If / I / be / you, | save / money___________________________________________________________________________________c. If / my parents / work (neg.) / long hours, | have / more time for me___________________________________________________________________________________d. f / this cell phone / be / cheaper, | Marianne / buy / it___________________________________________________________________________________e. If / Jake / can decide, | study (neg.) / at this school___________________________________________________________________________________f. If / we / turn off / the TV, | save / electricity and money___________________________________________________________________________________

10 Write conditional sentences for the situations below. ____ / 0.8 point

a. I don’t speak Spanish so I can’t talk to my Mexican cousin._____________________________________________________________________________________b. Ethan wants to play soccer this afternoon, but it might rain._____________________________________________________________________________________c. Carrie wants to call Brad, but she might get home late._____________________________________________________________________________________d. Mark and his friends can’t go to the concert because the tickets are very expensive._____________________________________________________________________________________

Listening11 Listen to some financial tips for teenagers. Complete them with the words from the box.

____ / 1.2 points

Top tips to save (and earn) money!

• Carry a bottle with a. ___________. Refill it at home or at school. You’ll not only save b. ___________, but save the environment, too.

• Find c. ___________ things you can do with your friends. When you go to the park or play soccer at the school court, you don’t d. ___________ a cent. Sharing a homemade pizza with fruit juice at a friend’s house is also a good idea!

• Share e. ___________ with friends. You can borrow books from each other and return when you finish reading. You can also have book swap fairs at school.

• Wash your f. ___________ according to the manufacturer’s instructions. Washing items incorrectly may ruin the color or shrink the fabric. Try exchanging clothes with friends.

• Keep g. ___________ and small change in a glass jar. If you want to h. ___________ money to buy a new video game, for example, you can draw or stick a picture of the console on the jar.

• Do some chores around your i. ________________. Simple tasks, like walking dogs and cleaning backyards, can help you j. ___________ some good money!

• Think of opportunities to start your own k. ________________. You can make jewelry from beads, for example, and l. ___________ it to your friends.

Writing12 Write a

paragraph about what you would do if you had US$ 1 million.____ / 1 point

_____________________________________________________________________________________

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books • business • clothes • coins • free • make • moneyneighborhood • save • sell • spend • water

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