01. Annual Report 18Annual Report 2017-18 v Message from the President On the occasion of the publication of the Annual Report of GUP for the year 2017-18, I take the privilege to

ProchestaWorking and Learning with People since 1973

Annual Report2 0 1 7 - 1 8

Gono Unnayan Prochesta (GUP)People’s Development E�orts

ProchestaWorking and Learning with People since 1973

Annual Report2 0 1 7 - 1 8

Gono Unnayan Prochesta (GUP)People’s Development E�orts

EditorMd. Monzurul Islam Chowdhury

AdvisorDr. Kazi Abdul Fattah

Editorial BoardNasir Uddin AhmedKhondoker Md. Nurul Islam ShowkatMd. Rezaul Karim Alam

Published ByGono Unnayan Prochesta (GUP)13A/3A, Babar Road, Block-BMohammadpur, Dhaka-1207.Tel. No. +8802 9138801Email: [email protected]; [email protected]: www.gupbd.org

Design and Printed By Real Printing and AdvertisingPhone : 01686751007

Table of Contents

Message from the President vPreface viiAcronyms ixProject Map of GUP xi1. Background, Vision, Mission and Goal of GUP 12. GUP at a Glance from July 2017 to June 2018 23. Programmes of GUP 3 3.1 Economic Programme 3 3.1.1 Cooperative and Credit Programme (CCP) 3 3.1.2 GUP Batik and Handicra�s 11 3.1.3 Livestock and Pisci-culture 12 3.1.4 A�orestation 14 3.2 Social Programme 15 3.2.1 Peace Centre 15 3.2.2 Education Programme 16 3.2.3 Disaster Management Programme 17 3.3 Health Programme 18 3.3.1 ENRICH Programme 18 3.3.2 GPRC- GUP Physiotherapy and Rehabilitation centre 30 3.3.3 Annual Eye Camp 33 3.4 Support Programme 34 3.4.1 Capacity Building through GUP Training Centre (GTC) 34 3.4.2 Agriculture Nursery 364 Projects of GUP 37 4.1 Field Level Water Quality Testing Project 37 4.2 Stipend Programme for poor students 375. Way Forward 386. Governance and Management 397. Organogram of GUP 428. Financial Report of July 2017- June 2018 439. GUP Timeline: 1973-2018 47

Annual Report 2017-18

v

Message from the President

On the occasion of the publication of the Annual Report of GUP for the year 2017-18, I take the privilege to say a few words. The Annual report provide stakeholders with important information to assess the performance of the organization. The present report depicts the progress in development activities of GUP towards strengthen its capacity to better serve the cause of the rural poor in its working areas and to become self-sustaining in its operations.

The performance of GUP during the year in economic, social and human development areas deserve appreciation. The Co-operative and Credit Programme has been steadily expanding along with other activities. The surplus increased with increasing capital flow from PKSF and borrowing from private banks. GUP is contributing significantly to children education and health services for vulnerable and poor sections of rural community in its working areas. GUP’s Physiotherapy and Rehabilitation Centre (GPRC) has now become a well known Center in the south west region of Bangladesh.To overcome poverty and establish human dignity by enhancing capacity and creating assets of poor families, GUP is implementing a multidimensional programme ‘ENRICH’ supported by PKSF, involving youths, elders and most disadvantaged people of the community

I sincerely acknowledge the valuable co-operation and generous assistance received from the Government, Donors, Banks, PKSF and other organizations, General Council and Executive committee members of GUP during the year. I appreciate the e�orts of the GUP management and sta� for their valuable contribution and dedicated service to attain this success. I wish GUP every success in its march towards continued growth and development to achieve its objectives and goals for sustainable development.

Dr. Kazi Abdul Fattah


vi


vii

It is our pleasure to bring the Annual Report for the period 2017-18. The report describes the programmes and projects implemented during the period. The activities are grouped under five broad categories, namely, (1) Economic Programme (2) Social Programme (3) Health Programme (4) Support Programme and (5) Projects. Despite many challenges, GUP has accomplished the targeted activities of its 11 programmes and 3 projects i.e. Cooperative and Credit Programme (CCP), GUP Batik and Handicra�s, Livestock and Pisci-culture, A�orestation, Peace Centre, Education Programme, Disaster Management Programme, GPRC- GUP Physiotherapy and Rehabilitation centre, Annual Eye Camp, Capacity Building through GUP Training Centre (GTC), Agriculture Nursery and the major projects such as the ENRICH Programme (Samridhi) funded by PKSF, Field Level Water Quality Testing Project with HYSAWA-DANIDA and Stipend Project for Poor Children supported by NGO Foundation implemented.

GUP has now 25 Micro-Credit Branches with 34,125 members. To meet up the demand of the members besides PKSF funds, GUP has also borrowed funds from 4 commercial banks. The report highlights major achievements and experiences gained during this period. To make the report more informative and interesting to the readers, some pictures, facts and figures have been presented.

We express our heartfelt thanks and gratitude to our development partners and donor agencies: Palli Karma Sahayak Foundation (PKSF) concerned Banks, HYSAWA Fund, Bangladesh NGO Foundation, Department of Forestry, Department of Livestock Services and Nara Women’s University-Japan for extending their kind cooperation and generous assistance to GUP in accomplishing the targeted tasks during the period 2017-18.

GUP is extremely grateful and thankful to various ministries and departments of the government of Bangladesh especially to the NGO A�airs Bureau, Authority of Joint Stock Company, Microcredit Regulatory Authority, Department of Social Services, Local Government Authority, other concerned departments, local administration and the community members for their sincere cooperation and assistance in performing the scheduled activities.

We are grateful to the members of the General Council and the Executive Committee for their continuous support and valuable guidance. Finally, we extend our heartfelt thanks to colleagues at all levels who worked very hard throughout the year to make the activities successful and fruitful.

Md. Monzurul Islam Chowdhury Executive Director

Preface


viii


ix

AcronymsACL Asset Creation LoanAFE Adult Functional EducationANC Anti Natal CareASM Agriculture Sector Micro-credit BNF Bangladesh NGO FoundationCAMPE Campaign for Popular Education CBO Community Based OrganizationCCP Cooperative and Credit ProgrammeCDP Community Development ProgrammeCHC Child Health CareCM Community MobilizationDAI Development of Alternative Inc. DMC Disaster Management CommitteeDMP Disaster Management ProgrammeDPHE Department of Public Health EngineeringDTW Deep Tube wellEC Executive CommitteeECP Emergency Contingency PlanENRICH Enhancing Resources and Increasing Capacities of Poor Households towards Elimination of their Poverty EP Extreme PoorEPI Expanded Programme of ImmunizationFAO Food and Agriculture Organization of the United NationsFEMA Fair Election Monitoring Alliance FFW Food for WorkFGD Focus Group DiscussionFLWQTP Field Level Water Quality Testing ProjectFMC Field Management CommitteeFNB Federation of NGO’s in BangladeshFO Field OrganizerGC General CouncilGoB Government of BangladeshGPRC GUP Physiotherapy and Rehabilitation CentreGTC GUP Training CentreGUP Gono Unnayan ProchestaHH HouseholdHYSAWA Hygiene Sanitation and Water Supply


x

IGA Income Generating ActivitiesIGAL Income Generating Activities LoanIP Implementing PartnerIPT Improved Production TechnologyLIL Livelihood Improvement LoanLW Lactating Women MCHN Maternal Child Health and Nutrition ME Micro Enterprise MFI Micro Finance Institution MFTS Micro Finance and Technical SupportMoU Memorandum of UnderstandingMRA Microcredit Regulatory AuthorityNFE Non Formal EducationNIRAPAD Network for Information, Response and Preparedness Activities on Disaster OTR One Time RealizationPKSF Palli Karma-Shahayak FoundationPME Planning Monitoring and Evaluation PNC Post Natal CareRMC Rural Micro CreditSAHOS Special Assistance for Housing of SIDR A�ected BorrowersSAPA South Asia Peace Alliance SCI Service Civil InternationalSMC Senior Management CommitteeSRC Swiss Red CrossUHFPO Upazila Health and Family Planning O�icerUNO Upazila Nirbahi O�icerUP Union ParishadUPP Ultra Poor Programme UWC Union WatSan CommitteeWATSAN Water and SanitationWFP World Food ProgrammeWWC Ward WatSan Committee


xi

PANCHAGARH

THAKURGAON

NILLPHAMARI

LALMONIRHAT

DINAJPUR

KURIGRAM

RANGPUR

GAIBANDHA

JAIPURHAT

NAOGAON

RAJSHAHI

RAJSHAHI

NAWABGANJ

NATORE

BOGRA

SIRAJGANJ

PABNAKUSHTIA

CHUADANGA

JHENAIDAH

BAGERHAT

BARGUNA

PATUAKHALI

JHALAKATI

PIROJPURBHOLA

BARISHAL

BARISHALGUPALGANJ

MADARIPUR

SHARIATPUR

FARIDPUR

RAJBARI

MANIKGANJ

DHAKADHAKA

MUNSHIGANJ

TANGAIL

GAZIPUR

NARSHIGDI

KISHOREGANJ

MYMENSINGH

JAMALPUR

SHERPUR

NETRAKONA

SUNAMGANJ

SYLHET

SYLHET

MOULVIBAZAR

HOBIGANJ

BRAHMANBARIA

COMILLA

CHANDPUR

LAKSHMIPUR

NOAKHALI

FENI

CHATTOGRAMCHATTOGRAM

KHAGRACHRIHILL TRACTS

BANDARBANHILL TRACTS

COX'S BAZAR

MYANMAR

INDIA(TRIPURA)

INDIA(ASHAM)

MEHERPUR

MAGURA

KHULNA

KHULNA

JASHORE NARAIL

SATKHIRA

INDIA(WEST BENGAL)

RANGAMATIHILL TRACTS

NARAYANGANJ

PROJECT MAP OF GUP

Legend :Working District


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1

Gono Unnayan Prochesta (GUP)

BackgroundGono Unnayan Prochesta (GUP), in English - Peoples’ Development E�orts - started functioning since 22nd April, 1973. GUP was initiated out of the working experience of the Quakers with the a�ected people in the rural areas of Bangladesh shortly a�er the devastating war of liberation in 1971. The early years of GUP’s activities were marked with road construction, raising community flood centres, excavations of ponds under food for work Programme, indicating more of a relief/rehabilitation stance. The initial thought behind the establishment of GUP was to give a development orientation to the relief and rehabilitation activities done immediately a�er the war and reduce the relief mentalities in the community.

Side by side, development Programme vis-a-vis services including Agriculture with introduction of new crops (vegetables, fruits), Children’s Health Care (CHC), Adult Functional Education (AFE), Training Programmes, School Education, Women and Children Development, Youth Participation and Cooperative Programmes were also initiated.

In 1982, GUP along with its development thrust established the Peace Centre emphasizing peace, social harmony and human rights. GUPs Programmes thus increased manifold by gradual incorporation of Water and Sanitation, Arsenic Mitigation, Disaster Management, and Sustainable Livelihood Programmes for the Community members especially for hard core poor and vulnerable communities.

Social VisionEstablishment of an environment friendly and exploitation free society where peace and social justice prevail.

Organizational VisionGUP, aiming to develop as a self reliant organization, is committed to establish equity, justice, peace and prosperity through undertaking sustainable and environment-friendly Programmes using modern technologies and integrating indigenous culture and traditions

MissionGono Unnayan Prochesta (GUP) aims towards sustainable development, ensuring food security, establishment of social justice, good governance and rights of the disadvantaged, deprived and disaster a�ected community particularly for ultra poor and destitute male and female, mother and children, old aged, physically handicapped, beggars, sex workers, transport workers, marginal farmers, landless, fishermen, handicra� artisans and ethnic minority. GUP is committed to undertake activities on group formation, increasing awareness, skill development, promotion of IGA through providing credit and appropriate technologies, implementing activities on safe water supply, environmental sanitation, ecological farming, mother and child health development, and reproductive health aspects.

GoalTo improve socio-cultural, economic and environmental security by empowering the marginalized communities towards social justice and peaceful co-existence.

Background, Vision, Mission and Goal of GUP1


2

GUP at a Glance from July 2017 to June 20182

Programme Coverage

Region 02 Union 200

District 13 Powrasava 7

Upazila 32 Population Covered 72,597

Economic Programme Social Programme

Cooperative and Credit Programme (No. of Samity members)

34,125 Education Programme (No. of students)

998

GUP Batik and Handicra�s (No. of artisans)

280 GUP Training Centre (No of trainees)

1,394

Livestock and Pisci-culture (No. of persons)

3,400

Stipend Programme for poor students

34

Agriculture, Nursery and Environmental Development (No. of persons)

500 Peace Centre (No. of persons ) 850

Afforestation (No. of female caretakers)

657 Disaster Management Programme (No. of Volunteers)

200

Health Programme Water and Sanitation Project

ENRICH Programme (No. of persons)

26,806 Field Level Water Quality Testing and Retesting Project- HYSAWA (No. of persons)

322

Physiotherapy Centre (No. of patients)

3,033

Annual Eye Camp (No. of patients ) 321

Programme Infrastructure of GUP

Head O�ice in Dhaka 01 Peace Centre 01

Regional O�ices 02 GUP Batik and Handicra�s Production Centre

01

Branch O�ices-Micro credit 25 Guest Houses 05

ENRICH Centre 1 Sta� Quarters 13

Training Centre with Dormitory 02 Cyclone Shelter 03

Total Sta� 332 (Male:195 Female: 137)

Human Resources


3

Programmes of GUP33.1. Economic Programme

3.1.1 Cooperative and Credit Programme (CCP):

GUP initiated cooperative and credit programme in 1974 to improve the socio-economic condition and reduce poverty among the resource poor people of the community. In order to create employment and income opportunities the programme started providing credit support initially with the limited fund of GUP. In 1996 Palli Karma Shahayak Foundation (PKSF) came forward with credit support under its Rural Micro Credit Program, Micro Enterprise (ME), Ultra Poor Program (UPP), Seasonal Loan (SL), Agricultural Sector Micro-credit (ASM), Micro Finance Technical Support Project (MFTS), later on PKSF changed the name of its component and limited to Jagoron, Agrosor, Buniad and Sufolon for improving economic condition of the target beneficiaries through undertaking di�erent income generating activities and development of agriculture , livestock resources and to create more income and employment opportunities for the target beneficiaries. The main activities under the cooperative and credit program are broadly grouped into 3 major components-group formation and development; savings collection and mobilization; and credit operation for income generation.

At present the program is being operated with the support of PKSF in 880 villages of 157 Union, 7 Paurosabha of 22 Upazila in 5 districts with 184 regular and 41 muster roll sta�, out of which 68 are female. The program is under operation through 25 branches within Madaripur, Gopalgonj, Faridpur, Shariatpur and Chittagong districts.

Table - 1: Progress of Cooperative and Credit Programme for last Five Years

Year 2013-14 2014-15 2015-16 2016-17 2017-18

No. of Groups 1,217 1,372 1,431 1,686 1,912

Total Members 19,926 25,274 28,672 30,731 34,125

Savings balance (Taka) 6,69,47,000 9,33,33,000 11,22,03,000 18,87,09,000 26,88,17,728

Loan outstanding (Taka ) 17,10,99,000 23,74,000 30,03,32,000 53,90,49,000 64,62,03,356

On Time Realization (OTR) 98.80% 99.17% 99.46% 99.46% 96.74%


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The cumulative number of CCP group/Samity is now 1,912 comprising 34,125 members. The average group size over the last five years remained almost constant at 18-22 members. Total outstanding of the programme is Taka 64,62,03,356 (Sixty Four Crore Sixty Two Lac Three Thousand Three hundred and Fi�y Six) only. Up to June 2018, the cumulative savings of the group members of the programme is Taka 26,88,17,728 (Twenty Six Crore Eighty Eight Lac Seventeen Thousand Seven Hundred and Twenty Eight) only including monthly savings scheme and average savings per member stood at Taka 7,877 (Seven Thousand Eight Hundred and Seventy Seven) only. GUP collects a minimum of Taka 30 from a group member per week as savings in accordance with lending operation and group development policies. However, the members have freedom to deposit more than the minimum amount and under monthly savings scheme GUP is collecting Tk. 100 to 1,000 per month from the members those who are registered under this scheme.

7000

6000

5000

4000

3000

2000

1000

0

Savings Balance (In Lac Tk.)

Outstanding (In Lac Tk.)

2014-15

2015-16

2016-17

2017-18

2013-14


5

Particulars July 16– June-17

Up to June 2017

July 17– June-18

Up to June 2018

Increas/ Decrease

(%)

Total District nos. 0 5 0 5 0.00

Total Upazila nos. 2 18 4 22 22.22

Total Pouroshava nos. 0 6 1 7 16.67

Total Union nos. 28 138 19 157 13.77

Total Village nos. 147 780 100 880 12.82

Total Sta� nos. 31 156 28 184 17.95

Total No of Branch 5 23 2 25 8.70

Total No. of Beneficiaries 2,059 30,731 3,394 34,125 11.04

Total No. of Borrowers 3,594 23,505 2,543 26,048 10.82

Total No of Monthly Saving- Persons

1,472 5,614 1,772 7,386 31.56

Total Monthly Saving- Taka 1,62,48,757 3,05,53,429 2,74,36,045 5,79,89,474 89.80

Particulars Tk. Tk. Tk. Tk.

Total Loan Distribution (Cumulative)

101,24,84,000 417,52,32,410 126,04,20,000 543,56,52,410

30.19

Total Loan Collection (Cumulative)

77,37,65,889 363,61,82,546 115,32,66,508 478,94,49,054

31.72

Total Outstanding 23,87,18,111 53,90,49,864 10,71,53,492 64,62,03,356 19.88

Total Loan Received from PKSF(Cumulative)

12,55,00,000 64,29,00,000 15,30,00,000 79,59,00,000 23.80

Total payment to PKSF (Cumulative)

8,01,43,334 49,61,66,668 12,04,58,336 61,66,25,004 24.28

PKSF Loan Balance –Tk. 4,53,56,666 14,67,33,332 3,25,41,664 17,92,74,996 22.18

Bank Loan Received 19,99,86,060 20,54,86,060 8,82,00,000 22,81,86,000 42.92

Bank Loan Paid 7,15,82,015 7,15,82,015 9,53,76,738 10,14,58,693 1.33

Bank Loan Balance 12,84,04,045 13,39,04,045 -71,76,738 12,67,27,307 -5.36

General Savings Balance 4,59,53,649 15,81,56,440 5,26,71,814 21,08,28,254 33.30

Investment :

Saving (FDR) 67,98,674 1,94,74,415 1,06,59,849 3,01,34,264 54.74

Reserve Fund (FDR) 97,39,500 1,74,76,304 68,97,434 2,43,73,738 39.47 Special Reserve Fund Investment

3,420 1,88,075 5,068 1,93,143 2.69

Total Fixed Deposit 1,65,41,594 3,71,38,794 1,75,62,351 5,47,01,145 47.29

Total Income (Cumulative) 10,15,13,227 56,00,43,453 15,73,30,869 71,75,63,568 28.09

Total Expenditure (Cumulative) 7,63,75,755 45,76,27,850 12,52,12,080 58,28,42,726 27.36

Total Surplus Fund 2,51,37,472 10,24,15,603 3,21,18,789 13,47,20,842 31.36

Table - 2: Cooperative and Credit Programme at a Glance from July 17 to June 2018


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GUP’s collaboration with PKSF

In the year1996 Palli Karma-Shahayak Foundation (PKSF) came forward with credit support to GUP under its Rural Micro Credit Programme and included GUP as a partner organization. Since then PKSF is financially supporting GUP Cooperative and Credit Programme by providing fund regularly under its various programme components.

Table - 3: Component wise Borrowers & Loan Outstanding Balance of the year 2017-18

PKSF has renamed of its credit components as “Jagoron” for Rural Micro Credit, “Agrosor” for Micro Enterprise, “Buniad” for Ultra Poor Programme and “Sufolon” for Seasonal Loan.

Figer.02 Component wise borrowers and loan disbursement is shown in the following chart:

IGA wise disbursement

The IGAs are mainly, but not limited, to food processing, tailoring, cow rearing, beef fattening, goat rearing, mini hatchery, rice trading, other trading, paddy cultivation, water melon cultivation, small business, fish trading, shop keeping, van pulling, carpentry, fire-wood trading, furniture business, hawker etc.

Sl.# Component Borrowers Loan Outstanding ( Taka)

1 Jagoran 18,502 29,94,90,062

2 Agrasor 4,994 21,83,30,311

3 Buniad 1,767 1,80,31,359

4 Sufolon 3,078 8,23,84,710

5 ENRICH 197 2,79,66,914

Total 28,538 64,62,03,356

Note: 2,490 Borrowers took two types of loan

Component wise Loan Outstanding upto 2017-2018

Jagoron

Agrosor

Buniad

Sufolon

ENRICH

Component wise Loan Borrowers upto 2017-2018

Jagoron

Agrosor

Buniad

Sufolon

ENRICH


7

Table - 4: IGA-wise distribution of Loans

Sl. No IGA Borrowers Loan Balance (Tk.) Percent

1 Paddy Cultivation 1,399 3,39,25,676 5.25%

2 Jute Cultivation 557 1,38,93,372 2.15% 3 Vegetables Cultivation 1,891 4,05,81,571 6.28%

4 Auto Van / Rickshaw 1,521 3,36,02,575 5.20%

5 Vangary (Scrubs) Business 395 1,03,39,254 1.60%

6 Brick, Sands & Cements 581 1,77,05,972 2.74%

7 Handicra�s 318 67,85,135 1.05% 8 Cow Fattening 2,783 6,55,89,641 10.15%

9 Food Processing 787 2,26,17,118 3.50% 10 Garments & Cloths Business 840 1,94,50,721 3.01%

11 Transport Business 554 1,42,16,474 2.20%

12 Sanitary Business 598 1,35,70,270 2.10%

13 Dairy/ Goat Farm 748 1,96,44,582 3.04%

14 Fish Cultivation 1,447 3,96,12,266 6.13% 15 Studio & Video Business 544 1,48,62,677 2.30%

16 Tailoring Business 717 2,00,96,924 3.11%

17 Grocery Shop 2,687 4,56,86,576 7.07%

18 Medicine Business 556 1,49,27,298 2.31%

19 Poultry Farm 620 3,34,73,334 5.18%

20 Quilt Making Business 1,290 2,63,65,097 4.08%

21 Agriculture Instrument 1,348 2,59,12,755 4.01%

22 Wood/ Furniture Making 776 2,06,13,887 3.19%

23 Jewelry Shop 641 1,98,38,443 3.07%

24 Fruit Business 780 195,15,341 3.02%

25 House Construction 558 2,00,32,304 3.10%

26 Others 1,112 3,33,44,093 5.16%

Total 26,048 64,62,03,356 100.00%

GUP has received loans from PKSF cumulative amounting Tk. 79,59,00,000 (Seventy Nine crore Fi�y nine lac) only up to June 2018 and repaid to PKSF TK 61,66,25,004 (Sixty One crore Sixty Six lac Twenty Five thousand and Four) only at the end of June 2018. The loan balance up to the period stood at Taka 17, 92, 74,996 (Seventeen Crore Ninety Two Lac Seventy Four Thousand Nine Hundred and Ninety Six) only. Besides providing loan, PKSF also extended its support for capacity building of GUP sta� as well as of the beneficiaries.

GUP has also received loans from private Bank (Trust Bank Ltd, South Bangla Agriculture & Commerce Bank Ltd, Midland Bank Ltd and Southeast Bank Ltd.) Tk. 22, 81, 86,000 (Twenty Two Crore Eighty One Lac Eighty Six Thousand) up to June 2018 and repaid to Bank Tk. 10, 14, 58,693 (Ten Crore Fourteen Lac Fi�y Eight Thousand Six Hundred and Ninety Three) only at the end of June 2018. The Bank loan balance up to the period stood at Tk. 12,67,27,307 (Twelve Crore Sixty Seven Lac Twenty Seven Thousand Three hundred and Seven) only.

IGAs in broad head (Agriculture, Livestock, Fisheries, Food Processing, Small Trade and Transport etc,) are shown in the table below:


8

Table - 5: Loan Situation as of June 2018

The Cooperative and Credit Programme of GUP has been found to be helpful and e�ective in developing beneficiary’s entrepreneurship and help sustain livelihood e�orts.

It is notable that the programme has created livelihood options and made positive changes in their lives and in the community. The programme is not only to receive micro-credit but an opportunity to develop other personal capabilities such as traits of leadership, initiative and drive, entrepreneurship, and special skills etc. The flexible loan policy of GUP also contributed to the success in life of the group members.

Some examples of such Success stories are put forward:

Sources Loan Received Tk.

(Cumulative) Loan Repaid

(Tk) Loan Balance

(Tk.) PKSF 79,59,00,000 61,66,25,004 17,92,74,996

Bank (Trust Bank Ltd, South Bangla Agriculture & Commerce Bank Ltd, Midland Bank Ltd and Southeast Bank ltd)

22,81,86,000 10,14,58,693 12,67,27,307

Total 1,02,40,86,000 71,80,83,697 30,60,02,303

Case-1Success of Bobita through making shopping bag


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Mohadeb Sarkar arranged marriage of his daughter Bobita with Sumon Baroi of Rajoir upazila under Madaripur district. Sumon was the third among four brothers’ works in brick field. But it is di�icult to run the family with the wages he gets working in the brick field for a family of four members including his wife Bobita, two daughters Krisna Baroi and Sraboni Baroi. His wife Bobita is always worried on how to run the family including education of their children. One day an ENRICH field organizer of Khalia branch of Gono Unnayan Prochesta went to her home and advised Bobita to attend weekly meeting of Satianbari Lebu Mohila Samity (code-1010). Accordingly Bobita attended the meeting and got to know about income increasing work such as: cow fattening, sewing machine work etc. Bobita showed her interest in became a group member of this samity on 4th June 2015 and started savings. Her membership code no. is 2771. To support her husband’s income Babita took loan of Tk.10, 000/- (Ten thousand) only and bought a sewing machine to make shopping bags. A�erwards repaying the 1st time loan she then took 2nd time loan amounting to Tk.25, 000/- (Twenty five thousand) only and buy an auto van for her husband. Their income started increasing gradually. Repaying the 2nd time loan she again took 3rd time loan of Tk 1,00,000/- (One lac) only.

This time with her personal savings and loan money she bought a Mahindra Tractor for her husband. Meanwhile, Bobita has become familiar as well as popular for her product of shopping bag. She sells these bags in Tekerhat market and local shops. To meet up the increasing demand Bobita has appointed some workers to make shopping bags.

Babita-Sumon couple is now self reliant through income generating activities with the loan money. Now their economical condition is better. Every month Bobita earns Tk. 9-10 thousand and her husband earns Tk. 14-15 thousand. Out of the income they repaired their house, built a sanitary latrine and established a tube-well. Bobita is also conscious on the importance on health and education. Her elder daughter Krishna Barai reads in class four in Ullabari Union High School and younger daughter Sraboni reads in class three in Ullabari Govt. Primary School. Bobita wants to make her daughters to be properly educated. Dowry system is a curse of the society. So she hates dowry system. She believes that if her daughters become well educated then this dowry system will not a�ect them. For this reason Bobita is so careful about her daughter’s education.

Bobita is grateful to Gono Unnayan Prochesta for assisting her family towards self reliance and lead a life with dignity in the society.


10

Case-2Success of Gouri Dhali in Duck rearing

Gouri Dhali wife of Milon Dhali is an inhabitant of Cholbol village under Dashar Upazila of Madaripur District. They got married ten years ago. Her husband is a day labour. They have a tin shed house on 5 decimal of land. They lived their life miserably. They have two daughters. As the children is growing their family expenses is also becoming higher. Gouri started Duck Rearing Farm at her home and earning some money by selling eggs. Within some days Gouri realized that Duck Rearing Farm can be profitable if there is proper skills and required capital.

One day she got to know that there would be training on “Poultry Farming” at the Union Parishad o�ice. She participated in the training course. A�er attending the training course she was inspired to continue Poultry Farming. But she needs more money to continue her poultry business what she has learned from the training course. While she was exploring capital support to run Poultry Farm, her sister-in-law informed her that there is an organization in Bhangarhat named Gono Unnayan Prochesta disburses loan a�er enrolment as a Samity member of the organization. Accordingly she discussed with a field organizer of Gono Unnayan Prochesta and became a member on 21th December 2015 in Pirer Bari Mohila Samity. The samity code is 0054 and her membership code is 808. As a member of the Samity Gouri Dhali started savings and a�er few months she applied for a loan. Gono Unnayan Prochesta gave her Tk.50, 000/- (Fi�y thousand) only as loan a�er considering her interest of poultry firming and experiences. With this money she built a house for duck and bought 250 ducklings from Khulna Poultry Firm. She looks a�er the ducklings by herself. Her husband helps her for purchasing duck feed and other works.


11

As the ducks grow, Govt. doctor helps her about duck diseases. A�er five month ducks have started to lay eggs. She didn’t face any di�iculties about marketing of eggs. Buyers are collecting the eggs from her house. She repays the loan installment regularly from her income. Gouri thought to would enlarge her firm. Then she took Tk.80,000/- (Eighty thousand) only as loan for 2nd phase and purchased 500 ducklings. Ducks are laying eggs continuously for 6 months. She got about 400-450 eggs daily. She sells ducks that stopped lying totally.

Gouri Dhali maintains her firm successfully and took lease of 40 decimal paddy lands with her profit money. Now her husband also works on her lease land. A�er watching her success, many women have already started Duck rearing firm at their homestead. The area is quite marsh land so it is quite perfect for duck rearing. Her daughter now goes to school.

Gouri Dhali says that one day she couldn’t eat properly. Now she is caring about her daughter’s education, she has appointed a house tutor for her daughter. She is hard worker. From the very beginning she has been saving surplus money for the children, pay back loan, saves deposit & purchase house hold items. She thought that with the help of GUP, she is improving her standard of living gradually. She feels happy that by duck rearing she is also helping to meet up the demands of meat and eggs in the community as well as creating employment. Duck rearing is a profitable business. She is looking for make her firm with the capacity of 1000 of ducks soon. Many people in her neighborhood have already been inspired by her work. She is thankful to GUP and its committed sta�.

3.1.2 GUP Batik and Handicra�s

GUP Batik and Handicra�s started functioning since 1982 to empower the poor destitute and neglected village women. The Programme aims to build up the capacity of resource poor, vulnerable village women by involving them in productive activities and thus upli� their socio-economic status in the family and in the society. The Programme has four regular sta� (2 male and 2 female) and 45 female daily wage earners. The average monthly income of a wage earner is Tk. 3500 - 5000. They were once destitute, now involved in GUP Batik and Handicra�s, and no more treated as burden of their family. Rather they are considered as resources of their family as well in the community.

The total turnover/ sale of GUP Batik and Handicra�s from July 2017 to June 2018 is Tk. 14,24,205 (Fourteen lac Twenty Four thousand two hundred and Five) only and total expenses of the period is Tk. 17,29,404 /- (Seventeen lac Twenty Nine thousand Four hundred and Four only). The total stock (raw material and finished products) value is Tk. 7,23,330/- (Seven lac Twenty Three thousand Three hundred and thirty only).

Due to sudden collapse of the dilapidated Batik color house, the batik goods production had to be stopped for a month hampering normal production of batik goods. A�er repairing the house the production started again. On the other hand, the cloth supplier also could not deliver the cloth from the timely mill as per our requirement. As a result for about two months GUP could not deliver products to its main buyer Aarong, However, the GUP has a plan to produce more new design fabrics and search for new buyers in next fiscal year with sales target of Tk. 21, 12,000 (Twenty One lac Twelve Thousand) only.


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GUP with its products of Batik and Handicra�s participated in the fair organized by Aarong in Dhaka two times & PKSF Unnayan mela. The sales proceeds from the fairs were Tk. 3, 57,275 (Three lac fi�y seven thousand two hundred and seventy five only).

In 2017-2018 GUP Batik and Handicra�s participated in following fairs held in Dhaka.

Table - 6: Participation in Fair

3.1.3 Livestock and Pisci-culture:

The following components are implemented under Livestock and Pisci-culture

a. Goat Insemination Center

To improve breeds of cows and goats, GUP set up the Goat Insemination Centre at Rajoir. The objectives are as follows:

To make breeding service available to the beneficiaries. To increase production of milk and meat. To enhance production of high quality goats. To increase income of the beneficiarieDuring the reporting period, a total of 2,768 goats were inseminated. The details are mentioned in the following table:

Table - 7: Income of Goat Insemination.

Sl. Name of Fair Venue Duration sales (Tk.) 01 Aarong Fair Aarong Gulshan sales Centre 9 days 2,54,325 02 PKSF Unnayan Fair BICC 06 days 57,900 03 Aarong Fair Aarong Gulshan sales Centre 12 days 45,050 Total Sales 3,57,275

Sl. Activities No. of

animal Income

(Tk) Stock

Value (Tk) Total (Tk)

Expenditure (Tk)

Surplus (Tk)

01 Goat insemination 2,768 3,83,172 73,325 4,56,497 2,93,692 1,96,805

b. Poultry Farm

The purpose:

To encourage unemployed community people for poultry rearing at their homestead. To create opportunities for income generation through poultry business. To produce organic manure (droppings) for use in agriculture fields and fish ponds. To increase sources of protein for human consumption.

In the reporting period, a total number of 24598 day-old Sonali chicks were reared at Rajoir poultry farm, usually the chicks are sold in the market when the body weight of each chick gains 700 to 800 grams.


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Table - 8: Income of Poultry Farm.

Sl. Activities No. of chicks

Income (Tk.)

Stock Value (Tk.)

Total value (Tk.)

Total cost (Tk.)

Surplus (Tk.)

01 Poultry rearing 24,598 27,13,352 4,56,562 31,69,914 29,42,824 2,27,090

The impact of GUP poultry farm

1. Establishment of many poultry farms by the community people at their homestead

2. Community people are generating income through poultry business.

3. Production of organic manure using poultry droppings

4. Increased sources of protein for human consumption

c. Pond Fish Culture

To provide sources of nutrition and income of the community, GUP in its working area has assisted to re-excavate 200 derelict ponds. Besides, GUP has 16 ponds in 5.43 acres of water area of its own. Fish cultivation is being done in these ponds/water areas. The fish varieties cultivated this year in the GUP fish ponds are ruhi, catla, mrigal, common carp, silver carp, punti, bata, etc. For fish cultivation, GUP collected 3kgs of fish fry (renu) from government hatchery for production of fingerlings in GUP’s hatchery pond. When these fingerlings become 2-3 inches, then it is transferred to the pond for cultivation and when it becomes table size (more than 9 inches), then these are sold in the market round the year.

However, the fish ponds excavated long time ago are not that profitable now as it should be. To harness its full potentiality, these ponds need to be re-excavated.

On 21st January 2018, a 20 tones Urea fertilizer loaded truck submerged in the big pond nearby Khalia school, Rajoir, Madaripur. The water body of the pond is nearly 2 acres.

A�er getting news, GUP sta� rushed to the spot, in the meantime Urea fertilizer started dissolving and finally within 2 hours all the fertilizer dissolved. As a result almost all the fishes died except a few fishes were saved. Due to heavy urea, we could not cultivate fishes in the last couple of months. In the mean time, de-watering, sunlight reduced the e�ect of the urea (Nitrogen e�ect). .Hope to start fish culture again in the a�ected ponds from October 2018.

Table - 9: Income of Pond Fish Culture

No. of pond

Water area (acre)

Income (Tk)

Stock value (Tk)

Total Expenditure

(Tk) Total surplus

(Tk)

16 5.43 acre 2,48,905 1,50,000 3,98,905 1,50,098 2,84,807


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3.1.4 A�orestation :

The a�orestation programme was GUP initiated in 1989-1990 fiscal year. The aim of the Programme is to engage poor, widows and destitute women in the food for works Programme as well as to conserve environment through plantation of trees. This Programme was assisted by World Food Programme (WFP) involving initially 673 caretakers, engaging them in the plantation of 1, 93,173 saplings covering 241.02 kilometers of 58 roads in Madaripur , Gopalgonj and Shariatpur district.

In 1995, government made a deed for sharing the benefits a�er harvesting the trees. The sharing is as follows: Government exchequer-20%, Upazila Parishad-25%, Union Parishad-5%, Beneficiary Group-40%, and GUP-10%.

In April this year (2018), a devastating tornado hit Rajoir causing severe damage including uprooting of 30 Chambal trees on the roadside of Kadambari Union. The tornado disrupted the road, causing huge damage of the houses & standing crops of the people. A�er the tornado, Deputy Commissioner, Madaripur, Upazila Chairman & Upazila Nirbahi O�icer, Rajoir rushed to the spot.GUP personnel were also present there. On request from the district administration, GUP arranged labour for removing the uprooted trees from the road & a�er a day, road communication became normal.

The Upazila administration took initiatives for arrangement for selling the uprooted and broken trees. A�er observing the required process including the measurement & estimation of the value of the trees with the help of forest department & with the permission from the Deputy Commissioner, the Upazila administration advertized for sales of the trees & finally the trees were sold for Tk.3,40, 000 (Three Lac and Forty Thousand) only.

Due to extension of roads, meanwhile, the trees of 24 kilometers have already been sold in 2013 and 5 km in 2015 respectively. The roadside trees of 15.5 km roads were damaged by river erosion. So, GUP has now 596 caretakers taking care of the remaining trees of 196.52 km in three districts

Table - 10: Present status of the road side a�orestation

Sl no. District Upazila No. of Road Length of Road in km 01 Madaripur Rajoir, Shibchar 29 108.52 02 Gopalgonj Gopalgonj Sadar 16 42 03 Shariatpur Palong, Naria, Jazira,

Bhedorgonj 09 46

Total 54 196.52

The ongoing activities of the programme are regular supervision of the roadside trees, meeting with the care takers and liaison with Upazila Parishad regarding matters related to tenders of the trees.


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3.2 Social Programmes

3.2.1 Peace centre

The Peace Centre, commonly known as Shanti Kendra, was established in 1982 at Khalia village of Madaripur district,185 km south west of Dhaka. With its beautiful gardens, fish ponds, dairy, library, residential accommodations and training venues, it attracts number of peace activists from home and abroad.

The vision of the Peace Centre is to create conditions whereby people become nonviolent and actively work for the promotion of thought and actions at personal, family, community, national and international levels- so that justice, peace and harmony may prevail everywhere.

The Peace Centre provides training; organizes seminars and workshops on peace and non-violence for youths, students, teachers and community members. The ongoing activities of the center are: Dishari School for children of poor families, Library services to community people, Volunteer Placement, Work and Study camp for youths. The Peace Centre is committed to o�er environment friendly living and thus encourages ecological farming. The centre encourages visitors to get exposed to the life and living of rural Bangladesh.

The Centre o�ers residential accommodation and dining facilities for 35 persons with training –cum- conference hall for 100 participants. There are also 5 separate rooms for accommodation of visitors, guests, trainers and resource persons.

The centre is equipped with multimedia as well as photocopier, phone and internet services. The centre is open to other institutions, NGOs, government departments, private companies and individuals for holding meeting, training, workshop and retreat on rental basis.

During the reporting period besides the ongoing activities, the following activities/events were held in the peace centre:

Ataur Rahman Memorial Peace Library

As an ongoing activities the ‘Peace Library; with its rich collection of books, attracts readers- youths, students, teachers, men and women of the community around the peace centre. The library remains open from 5 o’clock in the a�ernoon to 10 o’clock at night. The library is also used by the trainees and the visitors. Among others, on an average, 15 to 20 readers, mostly the youths of the community use the library services daily. A local volunteer librarian is working for running the activities of the library. Besides, books on peace and development, newsletters and periodicals published by various networks and sectoral bodies are available in the library.


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Dishari Shishu Biddalaya (Children’s School)

The Dishari Shishu Biddalaya provides education (pre-primary to class III), to the children of poor families. Besides, classroom study, the students take part in the activities of

the peace centre including discussion and participation in various events, such as, observation of national/ international human rights, peace and nonviolence days, The details of the school including number of students and gender segregation are described under the Education Programme.

Observing International Day of Peace

On 21st September 2017, GUP observed the International Peace Day. A discussion meeting was organized where the mothers and the children of Dishari Shishu Biddyalaya participated. The discussion was followed by a colorful rally in the villages around the Peace Centre. Upazilla Nirbahi O�icer, Rajoir, Madaripur was the chief guest and the Regional Director of Gono Unnayan Prochesta chaired the event.

Seminar on Goal 2017: 160million tree plantation & impact in climate change mitigation

A 2 days work camp was held at the Peace Centre during 28-29 July 2017. Total 35 participants from SCI Bangladesh attended the camp. The camp was jointly organized by GUP and SCI –Bangladesh. GUP provided the venue while SCI has borne the expenses for food and materials. During the camp, a daylong seminar on climate change and its impact on Bangladesh as apart 160 million tree plantations & impact of tree plantation on climate change mitigation. On the 2nd day of the seminar, the participants engaged in tree plantation, cleaning the Peace Centre premises and earth work for raising the link road to Dishari Shishu Biddalaya (Children’s School).

3.2.2 Education Programme

GUP is running two children education centres (Pre-Primary to class III level), one in Rajoir and another in Khalia of Rajoir upazila. Besides, classroom study, the students also participate in the activities organized in connection with observation of international and national events. A�er completion of class-III from GUP education centres, these children get admitted in the nearby government a�iliated primary school.


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To address the problem of drop-out of students of up to Class Two, 30 ‘Educational Assistance Centres’ is implemented through ENRICH Programme. These centres operate from 3pm to 5pm every day except holyday. Children come to these centres a�er attending their regular schools. In these centres children are not only helped with their studies but also assisted in extra-curricular activities such as recitation of poems, dance, singing, etc. The children are also treated in a friendly manner.

The status of these school/centers in 2018 is shown in the following table:

Table - 11: Status of school/centre’s in 2017-2018

Sl # Class No. Of Students

Boys Girls Total 1. Dishari Shishu Biddyalaya at Rajoir Pre primary 13 16 29 Class One 08 13 21 Class Two 08 07 15 Class Three 05 07 12 2 Dishari Shishu Biddyalaya at Peace Centre Pre primary 23 12 35 Class One 12 14 26 Class Two 12 13 25 Class Three 14 10 24 3 A�ernoon educational assistance centres 377 400 777 4 Selected poor students for Stipend 18 16 34 Total 998

Observation of Literacy Day: On 8th September 2017, on the occasion of ‘Literacy Day, a discussion and colorful rally was organized by GUP in and around the villages adjacent to GUP campus. Students and mothers of the children of Dishari Shishu Biddyalaya participated in the rally.

3.2.3 Disaster Management Programme

GUP’s working areas being disaster prone, GUP has been working with people giving special emphasis in responding to disasters since inception. GUP provides training and mobilises youths, group members and community people to prepare them to face any natural calamities and also serve the disaster victims as and when required. Besides, GUP also developed Union/ Ward level Risk and Resource Map (RRM) and prepared contingency plan to face any disaster that may occur in future. We are fortunate that no major disaster occurred in GUP’s working areas during the reporting period. However, GUP is always vigilant and actively involved in raising consciousness of the people through organizing and participating in national and international events such as International and national disaster risk reduction day both at grassroots as well as at central level in joint collaboration with Govt. and development partners. GUP is currently holding the Vice-Chair of NIRAPAD -Network for Information, Response and Preparedness Activities on Disaster. NIRAPAD is a network of 22 leading NGOs of Bangladesh in Disaster Management.GUP is also a strategic partner of Plan International- Bangladesh for its working area and of WFP in disaster response for Madaripur, Gopalgonj and Shariatpur districts and with Save the Children International for Gournadi and Agoiljhara Upazila of Barisal district.


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3.3 Health Programme

3.3.1 ENRICH Programme

Since August 2014 ENRICH Programme funded by PKSF began in Khalia Union of Rajoir Upazila. The key components of the ENRICH Programme are: Health and Education. The aim of the programme is to overcome poverty and establish human dignity by enhancing capacity and creating assets of poor families. The Programme is implemented within an integrated framework incorporating social and economic development activities involving Youths, Elders and most Disadvantaged people of the community. The target population of this programme is 26,806 of 19 villages of Khalia Union. Sta� position of the ENRICH Programme: There are 47 (43 female + 4 male) full-time sta� and 2 part-time doctors (one male and one female) comprising of 1 union coordinator, 1 supervisor (Education), 1 Entrepreneur Development O�icer (EDO), 2 health assistants, 12 health Supervisors and 30 teachers.

During the reporting period 12 Health Supervisors attended 5 days long Basic Training on Health and Nutrition was provided to Health Supervisors.

Besides Health and Education components, the ENRICH Programme under its integrated framework has also initiated Special Credit Services, Special Savings Scheme for the ultra-poor households, Youth Development, ENRICHed Home, Rehabilitation of Extremely vulnerable people (Beggars), ENRICH Centre & Library for the youths.

Health: The ENRICH health component is designed to provide comprehensive primary healthcare services to all the households i.e. 26,806 populations of 19 villages of Khalia Union. Each household is visited at least once a month by a health visitor to collect health-related information about all its members. The collected information and data are recorded in the household health-card and also entered into a computer database established for the purpose. The field work is supervised by health assistants. The health assistants conduct static clinics in the ENRICH centres or in other convenient places every working day to attend to patients, usually advised by health supervisors. Patients needing further treatment are advised to visit the satellite clinics held once a week in each ward, with MBBS doctors attending to patients there. There is also referral arrangement with both public and private hospitals and clinics for the patients who need specialized medical services. Costs are substantially subsidized, and for the very poor, services are provided free of cost.

Health camps: Five(5) health camps (01 Children’s’ Health Camp, 01Rheumatic and Orthopedic Camp 01 ENT, 01 General Eye Camp and 01 Eye Cataract Operation Camp have been conducted to treat patients and perform cataract operation. Specialized doctors were hired from the district hospitals in this respect. In these camps, patients with serious ailments are referred to di�erent public and private hospitals and clinics where their treatments are arranged free of cost or at a nominal cost.


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The health programme has also launched a de-worming campaign, giving away free medicines to 100% of its registered households, covering all household members above 5 years of age.

A sanitation component has been initiated to ensure 100 percent safe sanitation. This year, 100 sets of sanitary latrines have been distributed to 100 families with 01 slab, 05 rings & o5 pieces of tin sheet free of cost for each family. GUP monitored the installation of these latrines.

Treatment of patients in static and satellite clinics: Up to 30th June 2018 a total of 1,992 families /households have acquired health cards and 3138 patients in static clinic and 2,422 patients in satellite clinic have received treatment. To create awareness of the community target people for improvement of health and nutrition status, a total of 5,000 posters and leaflets containing various preventive health messages have been distributed this year.


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Sl.no Events Achievements during the

reporting period 2017-2018 Achievement this year in %

Cumulative Achievements

01 Health Card Distribution

1,992 Household health-card holders with health-related information of all the members of the family.

60 7,202 Household health-card holders

02 Eye Camp- cataract Operation

46 patients had cataract operation

100 200 cataract operation

03 General Eye treatment Camp

321 patients were provided free treatment and 150 patients received free medicine

100 2069 eye patients

04 Rheumatic and Orthopedic Camp

407 patients were provided free treatment

100 407 rheumatic and orthopedic patients

05 Children’s Health Camp

157 poor children were provided free treatment and free medicine

100 579 children

06 ENT Camp 192 poor children were provided free treatment

100 915 poor children

07 Health and Nutrition Camp

189 malnourished children were identified & 5610 packets of Pustikana were distributed among all the children

100

854 children identified & 14600 packets of Pustikana distributed among the children

08

08

Distribution of medicines: • Calcium tablet

287 people identified & 5010 tab distribution among them.

100

287 people identified & 5010 tablets distributed among them.

09 Distribution of medicines: • Capsule (iron,

folic acid and zinc)

736 iron deficiency people identified 31,850 tablet distributions among them.

100

1551 iron deficiency people identified & 46050 tablets distributed among them.

10 Distribution of medicines: • Krimi nashak/

De-warming

35,400 tabtets distribution among 35,400 people

100

58150 tablet distributed among 58150 people

11 Blood Group Test 712 persons received free Test 71 1719 12 Diabetic Test 755 persons were made aware

of diabetic disease 76 3730 persons

13 Courtyard Meeting

576 Meetings were organized where Community people were made aware on Education, Health, Nutrition and bad e�ect of Early Marriage and Drug abuse

100

4439 meetings

14 Leaflet distribution 5,000 health awareness leaflet distribution

50 27250 leaflet

15 Placement of Hand Wash Bottle

Hand Wash Bottle placed in all 5,586 Families

100 5586 Families

16 Plantation of Medicinal plants: • Basak plants • Sajina plants

250 100

83 100

250 plants 100 plants

Table - 12: Achievement of ENRICH Health Component


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Case-3Bappi Biswas is fully recovered through the care of GUP-Static Clinic

School student Bappi Biswas s/o Bidhan Biswas a farmer of Ullabari village of Khalia Union under Rajoir upazila of Madaripur district. Bappi Biswas besides his education helps his parents for household work. One day he went to the field for collection of green grass for their cow. While cutting the grass suddenly he cut his le� hand finger. His poor father took him to a village doctor for his primary treatment. The doctor made bandage in his finger and give him a normal antibiotic medicine. The doctor charged Tk.2,500/- for the medicine and his visit fees. A�er two days Bappy’s finger started swelling. Then his father again took him to that village doctor. The village doctor dressed his injured finger. This continued 15 days without any improvement of his finger. Every time the doctor takes Tk.200/- for dressing Bappy’s finger. In fact the medical instruments were outdated so the finger started damaging. Finding no improved of the condition of the finger, the doctor advised Bappy’s parents to cut his finger. As such Bappy’s parents got confused. The Education Assistant of GUP-ENRICH Program came to know about this matter from her neighbor. She shared this matter with the Health Assistant of ENRICH Program. As a result the Health Assistant took him to Satellite Clinic. Then the MBBS doctor of the Satellite clinic observed very carefully and prescribed some medicines and told the health o�icer of ENRICH Program to dress Bappy’s hand properly on regular basis. Bappy’s finger condition stated improving through regular dressing and proper medicine by the Static Clinic health o�icer. A�er seven days Bappy’s finger became better.

The doctor became very happy to see the improvement of Bappy’s finger and advised the health o�icer to dress his finger the next day. A�er dressing on regular basis Bappy got fully recovered. As such Bappy’s family became grateful to ENRICH O�icer and thanked them.

ENRICH Education: The ENRICH education component primarily seeks to address the problem of drop-out of students from primary-level education. This is implemented in ENRICH union; and this service is available to all the households in the union. Under this component, students of up to Class 2 are helped in the Educational Assistance Centre’s to prepare the next day’s tasks, given that there are no facilities and educational support for many students at their homes.

These centre’s operate from 3pm to 5pm every working day. Children come to these Centre’s a�er attending their regular schools. Children are not only helped with their studies but also assisted in extra-curricular activities such as recitation of recitation, dance, song, etc. Also, the children are treated in a friendly manner. Therefore, they find these centres very attractive to attend. These centres take special care of the students who are generally learners and need the extra help and time to grasp the materials taught at their regular schools. Teachers are locally recruited. Anyone less than 35 years of age with a minimum of Secondary School Certificate (SSC) level education is eligible to be a teacher, and most of the teachers are female. These educational assistance centres also monitor if the children attending the centres go to their schools regularly.

In the 30 Educational Assistance Centres, 30 teachers are assisting 777 students (girls-400, boys-377), as of June 2018. The rate of attendance of the students in the centre is above 98%. For improvement of quality of education, 360 parents-teachers meetings were held to discuss issues of health, nutrition, education and bad e�ect of child marriage, eve teasing and fundamentalism during the reporting period.

The dropout rate among these students, as they move up to Class 3, has, on an average, come down to about 1%.:

Special Credit Services: Three types of special credit services have been designed for the ENRICH households; Income Generating Activities Loan (IGAL) with maximum service charge of 25% on a declining balance method. Livelihood Improvement Loan (LIL) with service charge of 8% on a declining balance method, and Asset Creation Loan (ACL) with servicing 8% on a declining balance method, all the three credit services can be accessed simultaneously by a household. Under the IGAL, eligible household members can take loans for more than one activity and for expansion of an activity to increase their income. In this context, economic activities with potential for productivity growth are selected.


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Training for skill development and upgrading and marketing assistance and other necessary services are now routinely provided. The LIL is made available for repairing houses, purchasing of necessary household assets/gadgets, and taking other actions related to livelihood improvement including defraying expenses for social functions such as the marriage of a daughter or a son while the ACL is designed to assist a household in acquiring any kind of productive asset.

During the reporting period Tk. 3,40,00,000 (Three Core Forty lac) only has been disbursed as credit to 245 women and among them 175 women took credit for IGA, 40 women for Livelihood and 30 for Asset creation) Their accumulated savings is Tk.67,91,865 (Sixty Seven Lac Ninety One Thousand Eight Hundred Sixty Five) only. Credit outstanding at the end of June 2018 is Tk.2,79,66,914 /- (Two Core Seventy Nine Lac Sixty Six Thousand Nine Hundred &Fourteen)

Besides o�ering credit support these women’s are provided regular motivation through weekly meetings. This year 06 Training was provided to 150 women members on cow rearing, poultry rearing

Special Savings Scheme for the ultra-poor households

Special savings scheme has been designed for the ultra-poor households. From among them, female-headed households and households with disabled members are particularly eligible to join this scheme. Such a household is advised to open a bank account and deposit some money (at least Tk.100 into it per month for two years. The amount saved is matched by the PKSF, in terms of grant, at the end of two years, up to a maximum of Tk. 20,000, on the condition that the total amount will be used to acquire an asset (e.g. land, farm animals, skill upgrading of household members, etc.) in consultation with the concerned PO and the PKSF. Such an asset base is likely to help a concerned household to move towards a better and sustainable socio-economic future.

As of June 2018, Ten (10) households have been registered under this savings scheme. The accumulated savings of these families are Tk. 96,700.

Youth Development

A youth development component has been specially designed to help the youth acquire skills in accordance with their respective aptitudes and, at the same time, be imbued with human and social values. That is, the purpose is to equip them to find employment on the one hand and help create a healthy social environment in their locality by getting rid of such social ills as child marriage, teasing of girls, violence against women child labour, dowry taking, drug addiction on the other.


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Rekha Akhtar and her husband Md. Abul Kalam Azad of Khalia village of Rajoir Upazila under Madaripur district have one son and one daughter. Rekha’s Husband was a color helper working in Dhaka for two years. But he was not happy in his work. As advised by elder brother Abul Kalam Azad took loan and started a grocery shop. A�er few days he closed the shop as he could not make any profit out of this. Then he joined his elder brother’s poultry firm with a salary of Tk.8,000/- per month. But with this income it is di�icult for Rekha Akhtar and her husband to maintain their family expenses including the education of the children.

At the same time, they will also help raise awareness in favour of ethics, minority rights, and fairness. Regarding employment, e�orts are made to create both self- employment and wage or salary-based employment opportunities. Those who choose self-employment opportunities are assisted with market information, access to appropriate technologies, and marketing of their products.

For salary-based employment, the job linkage initiative within the framework of the ENRICH youth development component maintains liaison with di�erent employers and organizes job fairs by bringing potential employers to interact with unemployed youths. Job fairs assist the young unemployed to find jobs.

This year Fi�y Four (54) meetings of 5 Youth Forum were held. Eight Training courses on Self realization, leadership development and role of youth were organized where 240 youths participated.

Case-4Rekha Akhtar now sees a bright future in her life


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Abul Kalam Azad the husband of Rekha Akhtar inherited some land from his grandfather. So he wanted to use the land profitably. Meanwhile Abul kalam Azad came to know about ENRICH program of Gono Unnayan Prochesta So he met the Entrepreneur Development O�icer of ENRICH program and shared his interest in engagement of income generating activities. The Entrepreneur Development O�icer of ENRICH program gave him the Family Development Plan form.

Abul kalam Azad and his wife Rekha Akhter started vegetable cultivation and duck & poultry rearing and now earning money using modern knowledge and technology about firming. He also added pigeon rearing, cow rearing and fish cultivation.

As a result Rekha Akhtar now earns Tk.1000/- from selling vegetables, Tk.33,000/- from selling fish, Tk.1500/- from chicken and duck selling Tk.500/- from pigeon selling, Tk 2500/- from fruit selling and Tk.3,000/- by selling milk. Now meeting all the family expenses they save regularly and sending their children to school. The Health visitor visits them regularly but if they become sick they go to the satellite clinic for medical services. For cooking food they use improved burner. Their standard of living is improving day by day.

Now Rekha Akhtar and her husband Abul kalam Azad are hoping to start a larger size of cattle and poultry farm.

ENRICHed Home

The concept of establishing ENRICHed homes has emerged from ENRICH focus on the best utilization of the existing resources of each household;. The idea is to utilize the homestead land to the best extent possible through proper planning, taking into account the amount of land available. An ENRICHed home contains house(s) for the members of the family to live in and also to use for relaxation and entertainment. There is a sanitary latrine and, usually, a tube well for drinking water, Economic activities conducted in homesteads include livestock, poultry, and pigeon rearing; cultivation of vegetables and lemon, sajna, fruit and other trees, and medicinal plants. Flower is cultivated to create an aesthetic environment. There is also either a solar home-system or a biogas plan. An improved cooking stove for cooking without being a�ected by smoke is used. Environment-friendly fertilizer vermin-compost is produced by the household for own use and/or for sale. Of course, all ENRICHed households are covered by the ENRICH education, health, and all other components.

This year 10 ENRICHed homes have been established and in total numbering is 30. An ENRICHed household consumes, as required, the various items produced at the homestead, and sells the surpluses. The income thus earned from the homestead land gives the family a solid base to improve their living conditions-towards poverty eradication and beyond. Di�erent types of medicinal plants such as Bashak and Sajna have been cultivated around these 10 ENRICHed homes.


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Rehabilitation of Beggars (Extremely vulnerable people)

Rehabilitating the beggars aims to help severely disadvantaged people to get out of poverty and live in human dignity. First of all, genuine beggars are identified in a union through a thoroughly investigative process. It has been found that a lot of motivational work is needed to convince a beggar to give up begging and agree to be rehabilitated into a normal life. Once a beggar, a man or a woman, agrees to be rehabilitated, the concerned sta� sits with them to assess their health conditions and other circumstances and what they would like to take up in terms of economic activities. Once that is settled, the beggar is given a grant of Tk. 1, 00,000 but not in cash. The amount is deposited in a Bank account, operated jointly by the grant recipient and a sta� member of the organization. The recipient is in fact given support in kind, using the money from the account, If the beggar has a place to live, the house is repaired if and as required, or if the person has land but not a house, a small house is constructed for her/him to live in and also to accommodate livestock (such as cow, goat) provided as an income earning source. If the beggar has no land, a piece of land is found for her/him in khas land or through donation by local generous persons or from a relative, and a house is constructed there for the beggar.

The beggars have chosen such activities as rearing livestock, running grocery or other types of shops operating auto van or paddle van, etc. Several of those and other appropriate items can be given to a beggar as long as the total cost does not exceed Tk. 1, 00,000. The progress of the beggars under rehabilitation is strictly monitored. It is arranged that the Union Parishad (UP) chairman or a UP member or a distinguished local person agrees to help a beggar as her/his mentor.

This year 02 beggars have been rehabilitated numbering total 06 and now they are running grocery shops. Jobbar Molla is one of them. Jobbar Molla is now a model of self reliance. The success of transforming to self reliance from beggary is mentioned in his success story.


27

Jobbar Molla s/o Late Sattar Mollah an inhabitant of West Shormongol village, Ward no. 01 of Khalia Union under Rajoir upazila of Madaripur district. Jobbar Mollah is the youngest of four brothers and two sisters. All of his brothers and sisters already got married. A�er his parents death all of his brothers became separate. Jobbar Mollah as day laborer struggled to maintain the family miserly with his wife and children. Eleven years ago his two legs got badly injured by a truck accident and spend all his savings money for treatment of his legs. Finding no alternative he started begging to maintain his family expenses. Begging in bus, market places and adjoining villages for about 10 years he has been maintaining his family with whatever he earns for whole day begging. In the mean time another son was born in his family. Now his family consists of six members- two daughters, two sons, his wife and himself. Elder daughter reads in class eight and elder son reads in class two. It becomes di�icult to run his family with his begging money.

The ENRICH Program through its “Beggar Rehabilitation Project” rehabilitated Jobbar Mollah. According to the project rule Jobbar Mollah received Tk.1,00,000/- (One lac) only. He bought a cow and started a grocery shop in front of his house and the shop is run by him. The shop is named “Jobbar Varieties Store”. The shop has di�erent types of food and grocery items. His daily sales now amounts to Tk. 1000/- to 1,500/- with profit of Tk. 250/- to Tk.400/-per day. The cow gives two litters of milk daily. He earns about Tk.100/- by selling cow milk. Jobbar Mollah’s wife Sabina Begum becomes a member of Shormongol Mohila Samity under Gono Unnayan Prochesta and she is running a DPS account by depositing Tk. 200/- every month. His family now runs smoothly by earning money from the profit of business and selling milk.

Jobbar Mollah is happy and grateful to ENRICH programme of Gono Unnayan Prochesta and Palli Karma Shohayok Foundation.

Case-5Jobbar Molla - feeling the dignity as human being


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ENRICH Centre

An ENRICH centre is being established in every ward of the ENRICH union. Generally, there are nine wards in a union. This centre is serving as a hub for people of the ward to socialize and liaise with one another. The centre is, in fact, a multipurpose entity. As a matter of policy, the land is provided by the local community and the PKSF meets the costs of the house so that there is an inherent local ownership.

Each centre is managed by an 11-member ward committee, headed by the elected member of the Union Parishad concerned from that ward. The other members are generally drawn from senior citizens, local elites, teachers and youths of the particular ward, and the ENRICH-implementing PO. The committee meets once a month to discuss development and social issues of the ward that need attention. They also review the progress of the ENRICH activities, identify slacks if any, and suggest how best those may be addressed. Joint meetings of all the ward committees in a union are held twice a year under the chairmanship of the Chairman of the Union Parishad for the purposes of briefing, coordination, and guidance.

This year 108 Ward Committee meeting were held in the ENRICH Centre established in every ward of the ENRICH Union. The committee meeting is held twice a month. The centers are used for various purposes, such as, static and satellite clinics, local dispute resolution, youth training, and generally as a facilitating outfit for social capital formation in the respective wards in terms of mobilizations of ideas, shared responsibilities in undertaking community actions for development, and uprooting social evils such as child marriage, teasing of girls, drug addiction, and so on. The ENRICH centre is a unique and e�ective innovation for the creation of solidarity and cohesiveness among the community members in relation to the socio-economic transformation processes in the area.


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Table - 13: Achievement of ENRICH Education and other Social Development Components

Sl.no Events Achievements during the reporting

period 2017-2018 Achievement this year in %

Cumulative Achievements

01 Educational Assistance Centers

360 parents-teachers meetings were held to discuss issues of health, nutrition, education and bad e�ect of child marriage, eve teasing, fundamentalism

100 1112.

02

Special Credit Service

Tk. 3,40,00000 (Three Core Forty lac) only has been disbursed as credit to 245 women and among them 175 women took credit for IGA, 40 women for Livelihood and 30 for Asset creation)

100 771

03

Training Courses 06 Training was provided to 150 women members on cow rearing, poultry rearing fish cultivation and on vegetable cultivation using modern methods

100 10

04 Special Savings Scheme for the ultra poor households

Ten (10) households have been registered under this savings scheme. The accumulated savings of these families are Tk. 96,700/-.

100 15

05 Youth Development

Fi�y Four (54) meetings of 5 Youth Forum was held. Eight Training courses on Self realization, leadership development and role of youth were organized where 240 youths participated.

100 13

06 Rehabilitation of Beggars

02 beggars have been rehabilitated numbering total 06 and now they are running grocery shops. Jobbar Molla is one of them. Jobbar Molla is now a model of self reliance. The success of transforming to self reliance from beggary is mentioned in his success story.

100 06

07

ENRICHed Home 10 ENRICHed homes have been established

100 30

08 ENRICH Centre This year 108 Ward Committee meeting were held in the ENRICH Centre established in every ward of the ENRICH Union.

100 9

09 ENRICH Library 100 Books and Periodical collected from PKSF & other sources.

100 01


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3.3.2. GPRC- GUP Physiotherapy and Rehabilitation Centre

GUP established “GUP-Physiotherapy and Rehabilitation Centre (GPRC)” in February 2015 at its Jono Shashthy Sheba Campus in Khalia Village to ensure Physiotherapy and Rehabilitation Service available for poor people in local and also support poor Paralysis Patients with minimum costly service. Physiotherapy is a branch of medical science physiotherapy is also known as physical therapy. Physiotherapy is a health care profession that assesses, diagnoses, treats and works to prevent disease and disability through physical means. The Graduate Physiotherapy professional’s generally known as physiotherapist. Physiotherapist are health care professionals who diagnosis and treat individuals of all ages from newborns to the very oldest people who have medical problems on others health related conditions that limit their abilities to move and perform functional activities in their daily lives.

The physiotherapist’s are experts in movement and function who work in partnership with their patients, assisting them to overcome movement disorders which may have been present from birth, occurred through accident on injury or the result of ageing or life changing events.

The sta� members of GPRC have successfully ensured its active participation in the multi disciplinary approach to screen new patients through initial assessment and provide basic knowledge with appropriate referral to the respective department on specialist for better management.

Physiotherapist at GRPC use their knowledge and skills to improve a range of conditions associated with di�erent systems of body such as

Neurological conditions (stroke, multiple sclerosis, (Parkinson’s diseases). Neuromuscular skeletal conditions (Back pain), Disorder associated with spine, sports

injury and arthritis) Cardiovascular conditions (Chronic heart disease rehabilitation a�er heart attack) Respiratory conditions (as lama, chronic obstructive pulmonary disease, Cystic fibrosis) Pediatrics condition (cerebral palsy, Autism, Clubfoot)

Besides the team members of GRPC have tried and trying to increase awareness among general people about disability and the need of physiotherapy. GRPC have some Residential benefits for the patient who comes from long distance on the paralysis patient who have severe mobility problem.

Sta� of the physiotherapy Center

The center has a team of 8 (eight) personnel. They are: one center in-charge with Bachelors in Physiotherapy (BPT), two assistant Physiotherapy with Diploma in Physiotherapy (DIPT), One Manager, two female Physiotherapy assistant, one work assistant and one Night Guard.

Service Activity: During the reporting period with financial support from the German Embassy necessary equipment were procured for rendering high quality of service to the patients. A total of 3033 patients attended Physiotherapy and Rehabilitation Service of which 1786 patients were male and 1247 patients were female.


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Male patients 1786

Female Patients 1247 Total Patie nts 3033

Figure-5: Patients attended at GPRC in 2017 -2018

Outdoor Patient Clinics: Outdoor patients Clinic started in February 2015. A total of 2,792 patients attended the GPRC, Out of which 1,652 were male and 1140 were female during the month of July 2017 to June 2018.

Table - 15: Patients attended at GPRC Outdoor in 2017-2018

Figure-6: Patients attended at GPRC Outdoor in 2017-2018

Indoor Patient Clinics: The indoor patient clinic started on June 2015. A total of 243 patients attended the GPRC. Out of which 134 were male and 109 were female.

Table - 16: Patients attended at GPR Indoor in 2017-2018

Figure-6: Patients attended at GPRC Outdoor in 2017-2018

Male 1652

Female 11 40

Total 279 2 Male

Female

Total

Male 134

Female 109 Total 243

Table - 14: Patients attended at GPRC in2017-2018

0500

100015002000250030003500

Column1

Female Pati ents

Total Patients

Male Pat

ients

Fem

ale Pat

ients

Total P

atien

ts


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Shikha Bairagi wife of Proshen Bairagi of Khalia Village, under Rajoir Upazila of Gopalgonj district. Her family consists of one son and one daughter. Shikha is 30 years old. Her elder son (11 years old) reads in class four, younger daughter (8 years old)reads in play group. Her husband is a carpenter. Five years ago Shikha Bairagi had a brain stroke. A�er taking treatment from village doctor she went to Dr. Md. Usuf Ali (Neurology) a doctor of Faridpur Medical College for better treatment. The doctor advised her to take physiotherapy treatment including exercise. But due to lack of education she could not follow Exercise and Physiotherapy as advised by the doctor. She only took medicine and became paralyzed for not doing Exercise and Physiotherapy.

As such, the elder son stopped going to school and engaged in cooking food and other family works. Proshen Bairagi (Rekha’s husband) through his daily income is managing the family and treatment of his wife. In September 2017 Shikha Bairagi’s husband saw the advertisement of Gono Unnayan Physiotherapy & Rehabilitation Center (GPRC) in Khalia. Then one day he came to visit (GPRC) Khalia Hospital and shared with the Center in charge. A�er discussion with the Center in charge Mr. Bidhan Baiddya on 10th October, 2017 he arranged his wife’s admission at Gono Unnayan Physiotherapy & Rehabilitation Center.

There are lots of successful cases of treatment experienced at GPRC since its inception on February 2015.

An example of a success case is briefly stated below:

Case-6Shikha Bairagi fully recovered by treatment at GUP-Physiotherapy Center


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At the time of her admission to the Physiotherapy Center, Shikha Bairagi’s le� hand, le� leg and face were very bad shape. She couldn’t do anything by her le� hand and leg. Her face was deformed and her voice was not clear. Her husband Proshen Bairagi lost hope about his wife’s physical condition. The doctor of Gono Unnayan Physiotherapy & Rehabilitation Center Md. Maruful Islam (PT) examined Shikha Bairagi and told her husband that we would try our best to improve her physical condition. The doctor and experienced physiotherapist of Gono Unnayan Physiotherapy & Rehabilitation Center gave their best service with medicine and exercise. In the first week a�er exercise and physiotherapy the shape of her face started improving and her voice becoming clearer than before. There is some improvement noticed of her le� hand and leg. A�er three weeks her voice became clear and the shape of her face become normal. She can now walk with the support of an assistant. A�er four weeks, Shikha Bairagi on her own has managed to come to the medical room for treatment.

In the 2nd week of November a�er one month of her staying in the Physiotherapy Center Shikha Bairagi become fully recovered and went back home and starts her normal family life again with her husband as before. The children have started going to school. Shikha Bairagi’s husband becomes very happy and are highly grateful to Gono Unnayan Physiotherapy & Rehabilitation Center. They hope the service will continue for the poor people like them.

3.3.3 Annual Eye Camp

Since its inception in 1973, GUP has been organizing the Annual Eye Camp every year as part of its regular activities. The Eye Camp was organized this year at the Jono Sastha Seba Campus on 25th September 2017. This year, 321 patients received general eye treatment out of which 46 patients were operated for cataract in Khulna BNSB Hospital and 150 poor patients were provided with free medicines, A�er selection of cataract patients, the patients were taken to the Khulna BNSB Hospital for operation a�er which the patients were taken back to the Jono Sastha Seba Campus. The patients finally went to their respective homes. It took 3 days for the patients to recover in the hospital .Upazila Nirbahi O�icer, inaugurated the camp where Upazilla Health & Family Planning O�icer, Rajoir,Union Parishad chairman , Khalia also present.


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3.4 Support Programmes 3.4.1 Capacity Building through GUP Training Centre (GTC)

GUP Training Centre was established in 1976 at Rajoir of Madaripur district. It is 190 km south west of Dhaka (Four and a half hours’ drive from Dhaka) on the Dhaka Barisal highway. The Centre is located in a tranquil environment in a friendly, rural setting with its beautiful gardens, having natural beauty and attracts number of development activists from various parts of the country for receiving Training, Conferences, Seminars and Workshops. Besides organizing GUP’s own training courses to rural women and men from all walks of life, the centre is also used by other development actors. A number of national and international NGOs, operating in Bangladesh, use the Training Centre for their sta� training.

The Centre o�ers a complete package with residential accommodations for 40 persons (2 seated room with attached bath) and dining facilities for 75 persons at a time. Two separate training halls with 40 - seats (A/C) and 35 seats (non A/C) provide congenial environment for conducting training courses. Adjacent to the training centre there are 5 separate (double seated) guest rooms (2 A/C rooms and 3 non A/C rooms) available for guests /trainers/resource persons.

Table - 17: The events held at the Training Centre in 2017-2018

Sl. Name of events Duration Category of Participants

No. of participants

Organized by

01 Monthly meeting of cooperative and credit Programme

1 Day GUP team members 316

GUP

02 Self realization, leadership development and role of youth

2 Days Youth Group 287 PKSF-GUP

03 Training on group dynamism , savings and credit management

2 Days Field Organizer 23

GUP 04 Leadership Development 01 Day Group Member 436 GUP 05 Improved Vegetable cultivation 01 Day Group Member-IGA 25 GUP 06 Improved Cow Rearing 01 Day Group Member-IGA 25 PKSF-GUP 07 Improved Poultry Rearing 01 Day Group Member-IGA 25 GUP 08 Basic Training 05 Days ENRICH Teacher 30 GUP 09 Health Services & Nutrition related

Basic Training 05 Day Health Supervisor

12 GUP

10 IGA related training 02 Days Group Member 75 PKSF-GUP 11 Accounts management Refresher

training 01 Day Branch Accountant

20 GUP

12 General Members meeting 01 Day Teacher-High School 50 CNFA-Barisal 13 Quarterly Meeting 01 Day Field Sta� 40 Akiz Group

14 Finance Management &So� ware use refresher training

01 Day Area Coordinator/ Branch Manager/B accountant

30 GUP

To develop the capacity of staff, GUP has sent its staff to various training courses organized by others.


35

Table - 18: GUP sta� attended the events organized by other organization in 2017-2018

Sl. Name of events Category of Participants

No of participant

Duration Organized by

01 Collaborative Research meeting Executive Director Deputy Director

2 5 days Nara Women University, Japan

02 Micro Enterprise Operation & Management

Branch Manager 1 5 Days PKSF

03 Micro Enterprise Operation & Management

Area Coordinator 1 2 Days MRA

04 OFCs Survey related discussion Finance Coordinator

01 1 Days Bangladesh Bank

National Data based information IT Coordinator 01 2 Days MRA

05 Automation for Accounts and Information Management of MFIs

Finance Coordinator

01 4 Days PKSF

06 Automation for Accounts and Information Management of MFIs

IT Coordinator 01 4 Days PKSF

07 Activating Village Court Regional Director 01

01 Day District Administration, Madaripur

08 FNB Dhaka meeting Regional Director 01 01 Day FNB

09 Workshop on Autism Regional Director 01

01 Day Upazilla admin,Rajoir

Participation of GUP in Development Fair

Gono Unnayan Prochesta participated in the fair titled “Development Fair” organized by Upazila administration at Rajoir Upazila complex from 11-13rd January 2018.

In the fair, GUP presented its Citizen charter, all development activities with information and fact sheets in the Fair. GUP sta� measuring the mal- mal nutrition status of children’s, blood grouping with minimum charge & gave suggestion to the people on health nutrition & physiotherapy. Total 73 people grouping their blood & 32 children measured nutrition status in the fair. The Honorable Prime Minister of People’s Republic of Bangladesh Sheak Hasina, inaugurated the fair on 11th January 2018 all over the Bangladesh through VDO conferencing. Mr. Shahjahan Khan, Upazilla chairman, Rajoir, Madaripur closing the fair on13th January 2018.


36

A collaborative research on Microfinance and its impact on reproductive health of Women with Nara Women’s University (NWU), Japan

Collaborative Research meeting: In connection with implementing collaborative research with Nara Women University, Japan in GUP’s working from last 3 years on “Microfinance and its impact on reproductive health of Women”. The ED and the Deputy Director (Microfinance) attended a 5 day meeting at Nara Women University, Japan from 14th March to 20th March 2018. The meeting decided to hold their next meeting in Dhaka in September 2018. During their stay in Bangladesh they would hold meeting with GUP, and conduct a workshop at Dhaka University.

3.4.2 Agriculture Nursery

For extensive plantation in GUP working areas, plants / seedlings of di�erent types of timber, fruit and medicinal plants are being raised in the GUP central nursery at Rajoir. The main objective of the nursery is to promote plantation and saplings available for the community peoples as well as for GUP’s own land.

Production of Saplings: In the reporting period, approx 7,000 di�erent types of saplings such as, Jackfruit, mango, mahogany, guava, papaya, and coconut were produced. For improvement of the varieties, 250 gratings were done for local kul, mango and lemon in the nursery.

Plantation of trees: Besides selling to the community people, 1500 saplings were planted in GUP campus and branch o�ice premises. Several meetings were arranged at the community level to encourage community people to become aware of the benefits of tree plantation. A total of 4000 saplings were sold among the group members and the community people.

For plantation, continuous motivational e�orts were done in the meetings by the field workers, among the group members, 10 meetings were organized at the community level. A good number of families have planted various types of saplings in and around their homesteads.

Participation of GUP in Agriculture & Technology Fair

Upazilla Agriculture Extension department, Rajoir arranged a three-day Agriculture& Technology Fair at Upazilla complex, Rajoir during 12-16th August 2017.GUP participated in the . GUP participated in the fair with di�erent types of saplings of fruits and timber plants produced by GUP and the farmers. GUP’s stall got 2nd prize for its excellent performance with its various items. Honorable Minister for Shipping, Mr. Shahjahan Khan MP inaugurated the fair.


37

The following projects have been implemented during the period of 2017-18

4.1 Field Level Water Quality Testing/Retesting Project

Since March 2010 Gono Unnayan Prochesta (GUP) is involved with the project being supported by HYSAWA Fund through the financial assistance of GOB- DANIDA-HYSAWA, HYSAWA - AUSAID and Swiss Agency for Development and Cooperation (SDC). The Goal and objective of the projects are to monitor the Water Quality of the newly installed Deep Hand Tube Wells (DHTW) through field testing kit boxes. Mainly Arsenic (As), Iron (Fe), Chloride (Cl) and 20% Manganese (Mn) parameters are tested from the water points. Out of the total, 10% water samples have been tested from DPHE Zonal Laboratory for comparison with the field testing results.

During the reporting period the water of 22 water points from Gourighona Union of Keshabpur Upazila under Jashore District have already been tested and retesting work of 300 water points have been successfully completed under Khulna region.

Meanwhile GUP has signed another Contract Agreement with HYSAWA on 7th June 2018 for Water Quality Testing/Retesting work of 4,250 water points of 8 Districts with the financial assistance of SDC and Danida for the period from June 2018 to December 2020 (2.5 Years).The proposed 08 districts are Khulna, Satkhira, Bagerhat, Barishal, Patuakhali, Noakhali, Jashore and Narail.

It may be mentioned here that GUP has so far tested a total of 25,627 water points from 85 Upazilas of 27 Districts benefiting nearly 2,56,270 households (cumulative) from Barishal,, Pirojpur, Jhalokati, Patuakhali, Khulna, Satkhira, Bagerhat, Madaripur, Shariatpur, Gopalgonj, Faridpur, Rajbari, Noakhali, Feni, Laxmipur, Pabna, Natore, Rajshahi, Naogaon, Rangpur, Gaibandah, Thakurgaon, Rangamati, Banderban, Khagrachori, Jashore and Narail under Barishal, Khulna, Dhaka, Rajshahi and Chattogram Division respectively who are now drinking safe water. Usually one Deep Hand Deep Tube Well is installed to cover 10 families of the respective community.

4.2 Stipend Programme for poor students

The programme titled “Stipend Programme for poor students” with the support of Bangladesh NGO Foundation (BNF) aiming to assist poor students of the community began in 2018 has successfully implemented among selected 26 poor students from two villages (Kalipur village of Kalipur Union of Banskhali Upazila and Khodda Gahira village of Raipur union of Anowara Upazila) of Chattogram district. Tk 500/-per person/month was given to each of the poor students to continue the study.

Projects of GUP4


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GUP is committed to establish equity, justice, peace and prosperity through undertaking sustainable and environment-friendly Programmes. On the graduation of Bangladesh as Middle Income Country the donor funds are receding gradually except for specific projects.

Under the changed circumstances, to make GUP self-sustaining and to increase its capacity to serve the development needs of the poor, some steps have already been taken by expanding the ongoing cooperative and credit Programme, utilisation of its available physical and other resources. E�orts have been taken to consolidate its activities with construction and renovation of the training centre, health centre, construction of credit branch o�ice building and reorganizing of batik and handicra�s with added capital have been undertaken to generate adequate surplus that may enable GUP to carry out its Programmes on an increasing scale. In every step, it is thought that GUP’s Programmes and projects must ensure opportunities for expanding its capacity to provide more employment, income, socio-cultural services and improving life and livelihood, human rights and dignity of the downtrodden community of people, and help establish an equitable and progressive society free from hunger and deprivation.

In this process of self sustenance, GUP is also putting its utmost e�orts through stimulating cooperative e�orts to mobilize resources and capital in the community for the promotion of self-reliant people’s organization and institutions as well as to generate surplus income through service charges from micro-finance so that it can invest further for social service sectors like education and health care services for the poor people.

As for utilization of its infrastructure, GUP has established a Physiotherapy Centre in Khalia health centre through the surplus proceeds from its Programme income and it will be further developed to accommodate more indoor patients of physiotherapy. GUP has also constructed a new building for its microfinance branch o�ice at Amgram Union under Madaripur district as a hub for people to socialize and liaise with one another and also renovated the old health centre building to render health services through its maternity and child health clinic as well as provide accommodation to sta� members.

It is planned to further develop the peace centre with construction of a boundary wall with other necessary facilities for better utilization of the centre so that the centre can be a place for good retreat for the people of the country and abroad. Hopefully, the peace centre will be easily accessible and more attractive place for visitors once the completion of the Padma Bridge.

Way forward5


39

GUP attaches high priority on good governance, accountability and transparency, operating according to approved constitution of the organization. It runs through a consultative process mainly based on three types of management structures:

a) General Council (GC) b) Executive Committee (EC) c) Senior Management Committee (SMC)

General Council (GC): The General Council (GC) of GUP consists of 29 highly qualified general council members of diverse professional background. The members of the general council formulate policies, elect the Executive committee (EC), adopts the annual report, pass the audited accounts, approve the budgets and appoint the auditor of the organization.

Executive Committee (EC): The nine-member Executive Committee (EC) consists of distinguished professionals from di�erent fields. The President chairs all General Council (GC) and Executive Committee (EC) meetings. The EC is empowered to provide broad policy guidelines of the organization. The Executive Director is appointed by the EC. He is accountable to EC and is responsible for the day-to-day management and functioning of GUP. He also acts as the Secretary General of the EC. The tenure of the EC is for 3 years.

Senior Management Committee (SMC): The Senior Management Committee (SMC) consists of the Executive Director, Directors, Deputy Directors and Assistant Directors functions through decentralization of administration. As head of the SMC, the Executive Director with assistance of Directors, Deputy Directors, Assistant Directors and a team of professionals and support sta� manages and implements the programmes and projects of GUP. Coordinators and Managers are responsible for programme activities. Under the programme coordinator, there are assistant coordinators/managers, supervisors and field organizers. To assist in the implementation of field activities, there is a Field Management Committee (FMC) at the field level headed by Director-program & projects. The field management committee (FMC) is composed of director (MF), deputy directors, assistant directors, coordinators/managers of di�erent programmes. All the decisions are taken in a consultative and participatory manner.

At present, the total sta� strength of GUP is 332 which include the professional sta�, support sta� and the field sta�, having wide experiences in the field of management, micro-finance, agriculture, livestock and fisheries, health, water and sanitation, education, community mobilization, disaster, conflict resolution/peace promotion, etc.

Governance and Management6

44th Annual General Meeting (AGM)2016-2017


40

Executive Committee of GUP:

Name Designation Remarks Dr. Kazi Abdul Fattah President Retired Director General (DG), Department of

Livestock, Govt. of Bangladesh Shafiqul Islam Vice-President Retired Unicef O�icial Kbd. ASM Ruhul Amin Treasurer Retired Director, DAE, Ministry of Agriculture Professor Dr. Rasheda Akhtar Member Professor, Department of Anthropology,

Jahangir Nagar University Professor Dr. Ainoon Naher Member Professor, Department of Anthropology,

Jahangir Nagar University Shirin Hussain Member Retired Unicef O�icial M.Habibur Rahman Member Education Specialist Dr.Saleh Uddin Ahmed Member Retired Director ( Research & Planning)

Bangladesh Fisheries Research Institute Abu Ahmed Shamim Member Free lance consultant

Address of GUP O�ices

Head O�ice Gono Unnayan Prochesta (GUP) 13A/3A Babar Road, Block B, Mohammadpur, Dhaka-1207 Tel: +8802 9138801Email: [email protected], Web: www.gupbd.org

Regional Office: South-West Region

Gono Unnayan Prochesta (GUP) Rajoir, Madaripur Tel: 88-06623-56110, Mobile: 01711-823353 Email: [email protected]

Eastern Region: Gono Unnayan Prochesta (GUP) Kalipur, Banskhali, ChattogramMobile: +8801781783044 Email: [email protected]


41

Branch O�ices: Cooperative and Credit Programme (South West Region)

Madaripur O�ice Sardar coloni, Notun Shahar, Madaripur

Khoazpur O�ice Khoazpur Ferry Ghat, Madaripur Sadar, Madaripur

Gatakchar O�ice Gatokchar, Mostofapur, Madaripur Sadar, Madaripur

Rajoir O�ice Rajoir, Madaripur

Khalia O�ice Khalia, Rajoir, Mdripur

Kadambari O�ice Kadambari, Rajoir, Madaripur

Amgram O�ice Amgram, Rajoir, Madaripur

Kabirajpur O�ice Kabirajpur Bazar, Kabirajpur, Rajoir, Madaripur

Shibchar O�ice Shibchar Sadar, Shibchar, Madaripur

Panchar O�ic Panchar, Shibchar, Madaripur

Gopalgonj O�ice Thana Para, Gopalgonj Sadar, Gopalgonj

Sendiaghat O�ice Sendiaghat, Muksedpur, Gopalgonj

Patikel Bari O�ice Patikel bari, Sahapur, Gopalgonj Sadar, Gopalgonj

Shariatpur O�ice Chourongi Moar, Shariatpur Sadar, Shariatpur

Chikondi O�ice Court Chikondi, Shariatpur Sadar, Shariatpur.

Ramdia O�ice Ramdia, Kashiani, Gopalgonj

Bangarhat O�ice Bhangarhat, Kotalipara, Gopalgonj

Maligram O�ice Maligram, Bhanga, Faridpur

Bonogram O�ice Moharajpur, Lohachura, Muksudpur, Gopalgonj

Damuddya Branch Dakhin Damuddya, Shariatpur

Branch O�ices: Credit and Cooperative Programme (Eastern Region):

Banskhali O�ice Kalipur, Khan Bahadur Bazar Banskhali, Chattogram

Anowara O�ice Battali, Anowara, Chattogram

Raipur O�ice Raipur, Anowara, Chattogram

Sadanpur O�ice Shadhonpur, Banshkhali, Chattogram

Chowmuhoni o�ice Chowmuhoni, Anowara, Chattogram

Project O�ices: Water Quality Testing Project (HYSAWA)

Rajoir O�ice GUP, Rajoir, Madaripur


42

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47

GUP Timeline: April 1973 to June 20189Quaker Service started emergency relief and rehabilitation activities in war-ravaged Rajoir Upazila of the Madaripur district .The founder Executive Director of GUP late Mohammad Ataur Rahman acted as co-Field Director. This phase of relief and rehabilitation work of the Quakers created the ground for the formation of GUP.

1973: The Quakers le� Bangladesh and the development organization named as Gono Unnayan Prochesta (GUP) was formed.

1974: Cooperative and Credit activities, Child health and Adult education Programme started.

1975: Introduction of Groundnut cultivation and expansion at farmers’ level as a new crop in the project area.

1978: Women and Children Programme (Jute and Handicra�s works) started.

1980: Livestock Programme with poultry/duck farming and cattle insemination started.

1982: Peace Centre at Khalia established. Batik Industry in Rajoir set up

1985: Bakery production unit at Rajoir established

1988: In emergency response to flood victims, massive rehabilitation activities initiated. Fishery Programme with pond re-excavation, fish hatchery, fish fingerlings stocking and extension service began. Atish Dipanker Seba Padak received for outstanding Service to the flood victims of 1988

1989: Engineering Cell for irrigation activities started and Credit Cell established. Road side a�orestation Programme started with the help of World Food Programme (WFP). 1991: Rescue, relief and rehabilitation work with Cyclone a�ected people in Anowara and Banskhali Upazila of Chittagong district.

1993: Working area extended to Chittagong with financial support of Swiss Red Cross (SRC). GUP celebrated its 20th anniversary.

1994: Integrated Health Education Programme started with SRC.

1996: Partnership with PKSF for micro-credit operation started.

1998: Non-Formal Education (NFE-2) for 11-45 years age groups and Hard to Reach Project (NFE-3) of GoB. For the out of school children of urban areas of age 10-14 years started.

1999: Safe Water Supply and Arsenic Mitigation Project in partnership with UNICEF.

2001: Founder Executive Director Mohammad Ataur Rahman hospitalized in UK since 5 December 2001

2002: Nasir Uddin Ahmed, Director, appointed as acting Executive Director on 9th January2002

2002: Partnership with Practical Action (former ITDG) through Marketing and Livelihood Project

2003: Founder Executive Director Mohammad Ataur Rahman expired on 6th August 2003

2004: S.A.Wahab joined as Executive Director on 1st July, 2004


48

2005-6: Organizational Development (OD) Process in GUP started and GUP Vision, Mission, Goal and Objectives revisited. Partnership with National Democratic Institute (NDI) through Study Circle Programme Partnership with UNICEF for Deployment of Arsenic Removal Technologies in Rajoir Madaripur.

2007: GUP’s role in the field of Community Based Disaster Risk Reduction and Preparedness was highly recognized by Disaster Management Bureau of GoB (SAARC Workshop report published by SARC Disaster Management Centre and Disaster Management Bureau of the Ministry of Food and Disaster Management, GoB 2007). Partnership with Department of Public Health Engineering (DPHE) govt of Bangladesh for Sanitation, Hygiene and Water Supply Project (GOB-UNICEF) in Dammuda under Shariatpur district. Partnership with Christian Commission for Development in Bangladesh (CCDB) with support from CHRISTIAN AID BANGLADESH for Disaster Relief Programme: Immediate Emergency Response

2008: Involved in SIDR response activities in SIDR a�ected o�shore islands of Galachipa Upazila of Patuakhali district. Construction of 3 Schools cum Cyclone Shelters: 1 in Chittagong and 2 in Patuakhali District.

2009: Construction of Ataur Rahman Memorial Peace Library and Renovation of old buildings of the Peace Centre.

2010: Inauguration of Ataur Rahman Memorial Peace Library of Peace Centre at Khalia, Rajoir, Madaripur and Partnership with Save the Children USA for Nobo Jibon Programme in Mehendigonj Upazila of Barisal district.

Partnership with International Rice Research Institute (IRRI)-Bangladesh for Sustainable Soil Management for Food Security of Poor, Marginal and Small Farmers of Active Flood Plain and Charlands of Bangladesh (SUSFER) in Madaripur district

Partnership with Food Agriculture Organization of the United Nation for Support to assist landless, marginal and small farmers to overcome soaring input and food prices in impoverished areas of Bangladesh in Madripur district.

2011: Nobo Jibon Programme activities started in Hizla Upazila of Barisal district.

2012: Partnership with IRRI-Bangladesh for Sustainable Rice Seed Production and Delivery Systems for Southern Bangladesh (SRSPDS)-Expansion of Cereal System Initiative of South Asia (CSISA)

2013: Partnership with HYSAWA FUND in providing training courses to Union Parishad (UP) and other stakeholders in 81 Unions under 5 districts of Greater Faridpur.

2014: A new partnership with SO SDC-4 Project of HYSAWA FUND in providing support to Union Parishad (UP) and other Stakeholders.

Partnership with PKSF for its Enrich Project (an integrated project).

2015: Start GPRC- GUP Physiotherapy and Rehabilitation Center at the Health Centre, Khalia.

2016: Partnership with Development Aalternative Inc. (DAI) for Agricultural Value Chains (AVC) Project funded by USAID.

2017: Md. Monzurul Islam Chowdhury promoted as Executive Director on 29 June 2017

2018: Contract Agreement with HYSAWA for Water Quality Testing/Retesting work of 08 districts with the financial assistance of SDC and Danida for the period from June 2018 to December 2020 (2.5 Years).

Gono Unnayan Prochesta (GUP)13A/3A, Block - B, Babar Road, Mohammadpur, Dhaka-1207Tel: +8802 9138801, Email: [email protected]: www.gupbd.org

Documents

01. Annual Report 18Annual Report 2017-18 v Message from the President On the occasion of the publication of the Annual Report of GUP for the year 2017-18, I take the privilege to