11

:2005 5 20 ( )

: ( )

1.

(1) 2005 3

2.

(2) 2005 3

2005 32005 3

(3) 2006 3

(4) R&D

22

2005 5 20

33

2005 32005 3

44

222

1

11

222

2005 3

11

22

33 CSRCSR SSSS

11

(1)

(2)

(1)(1)

(2)(2)

552005 32005 3

2005 3 2004 3

( : )

76.0% 76.1%

4.4% 5.3%

4.0% 5.5%

3.3% 4.0%

1.6% 2.2%

2,293

1,746

424

26

23

10

44

17

19

4

2,164

1,645

425

25

32

20

36

17

16

4

2005 3 2004 3

66

( : )

246

258

750

42

43

1,316

1,397

0

949

478

246

258

721

39

43

2005 3 2005 3 2004 3

1,297

1,383

1

946

480

2004 3

(A) (B)(B/ A)(%)

ROA

(%)

ROE

(%) ( )( )

( )

2,714 1,252 46.1 1.90 4.15 80062 106,164 292005 3

2,681 1,221 45.5 1.31 2.92 85265 116,064 372004 3

77

IJ

FPD

NP21

+ 6.0%

+ 29.9%

+ 42.9%

882005 32005 3

FPD

NP21

IJ

SCM

99

2005 32005 3

1010

( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

( : )

( ) ( )

2003

3

2004

3

1000

600

400

200

0

800

2003/3 2004/3 2005/3

120

40

0

80

100

20

20

60

( )( )

873( 0.7)

91(11.0)

332( 12.5)

5( )

416( 2.6)

36( 14.2)

526(5.2)

69(19.5)

106804103( 14.3)

81(16.6)

2,170( 2.4)( ) ( ) ( )

851( 2.6)

91(0.6)

337(1.5)

6( )

408( 2.1)

36( 0.1)

535(1.8)

78(13.5)

11761195( 7.8)

94(16.7)

2,164( 0.3)( ) ( ) ( )

2003/3 2004/3 2005/3

2005

3878(3.2)

91( 0.5)

331( 1.6)

11(74.4)

430(5.5)

36( 0.6)

578(8.0)

98(25.6)

140(47.3)

4( )

65( )

118( )

2,293(6.0)

123(29.9)

1111 (1) (1)

( )

2005 3

( )

3.2% 0.5%

1.6% 74.4%

2

CTP

878 91

331 11

2004 3851 91

337 62005 3

2004 3

1.

2.

1.

2.

3.

3.

1212 (2) (2)

( )

( )

430 36

5.5% 0.6%

8.0% 25.6%

IJ

2005 3

2004 3

2005 3

2004 3535 78

408 36

578 98

1.

2.

3.

1.

2.

3.

4.

5.

1313

( )

2004 3 2005 3

(6.0%)

CF IJ

FPD

1,913

384

82

96

2,293

(13.5%)

( 1.3%)

(30.6%)

(6.0%)

1,805 65

338 28

83 2

74 2

2,164 94

(48.0%)

96

23

3

1

123

( 16.2%)

(***)

( 58.8%)

(29.9%)

1414(NP21 )(NP21 )

EL

RC(UV, EB)

( 150 )

165 ( )

( 30 )

60 ( )

172

68

104%

113%

168( 150 )

165 ( )102%

330 390 ( ) 408 (104.6%)

198 ( 162 )

408

1515

2005 3

2005 3

( )

( )

( )

2006 3

14

7

&

19

7

4

120 (80)

130 (78)

( )

2004 32003 3

116 (83)

139 (78)

15

4

110 (76)

148 (102)

113 (78)

165 (129)

1616

2006 32006 3

1717

1818

1

11

222

( 2004 3 2006 3 )

(1)

(2)

(1)(1)

(2)(2)

21

19192006 3 2006 3

No.1 SCM

MOT

No.1 SCM

MOT

LCALCA

2

CSRCSR SSSS3

20%

( ) ( ) (M&A)

20%

( ) ( ) (M&A)

1

2020

2,170

2.4

( : )

2003.3

2004.3

2005.3

2003.3 2004.3

2003.3

ROE (%)

ROA (%)

81

7616.4

21160.9

16.6

1.79

0.77

( : )

2006.32005.3

2004.3 2005.3 2006.3( ) 2006.3

2,164 2,293

0.3 6.0

94 123

88 125

35 51

2.92

1.31 1.89

16.7 29.9

15.9 42.9

65.6 47.4

135

130

60

4.74

2.22

10.1

3.9

17.0

2,350

2.5

2003.3

2004.3

2005.3

2006.3

2003.3

2004.3

2005.3

2006.3

2003.3 2004.3 2006.32005.3

4.09

2121

(A) (B) (B/ A)(%)

ROA(%)

ROE(%)

2003.3

( : )

( )( )

( )

2004.3

2006.3( )

2005.3

2,648 1,163 43.9126,362 0.77 1.79 90367 44

2,681 1,221 45.5116,064 1.31 2.92 85265 37

2,714 1,252 46.1106,164 1.90 4.15 80062 29

2,690 1,280 47.6 2.22 4.7496,100 78061 25

ROE, ROA

2222 (1) (1)

2003.3

( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( )

( : )

( ) ( )

2004.3

2006.3

( )

2005.3

873

( 0.7)

91

(11.0)

332

( 12.5)

5

( )

416

( 2.6)

36

( 14.2)

526

(5.2)

69

(19.5)

106804103

( 14.3)

81

(16.6)

2,170

( 2.4)( ) ( ) ( )

851

( 2.6)

91

(0.6)

337

(1.5)

6

( )

408

( 2.1)

36

( 0.1)

535

(1.8)

78

(13.5)

11761195

( 7.8)

94

(16.7)

2,164

( 0.3)( ) ( ) ( )

878

(3.2)

91

( 0.5)

331

( 1.6)

11

(74.4)

430

(5.5)

36

( 0.6)

578

(8.0)

98

(25.6)

140

(47.3)

4

( )

65

( )

118

( )

2,293

(6.0)

123

(29.9)

914

(4.1)

91

(0.3)

325

( 1.9)

11

( 2.8)

459

(6.8)

39

(8.5)

626

(8.4)

107

(8.9)

90

( 35.9)

2

( 51.8)

64

( )

115

( )

2,350

(2.5)

135

(10.1)

2323 (2) (2)

1000

600

400

200

0

800

120

40

0

80

100

20

20

60

2003.3 2004.3 2005.3

( )( )

2006.3

332 337

408416

535526

851873

9191

65

3636

78

69

325

459

626

914

2003.3 2004.3 2005.3 2006.3

331

430

578

878

11

39

107

91

11

36

98

91

2424 (1) (1)

2005.3

( )

2006.3

+ 4.1% + 0.3%

878 91

( )

1.9% 2.8%

331 11

914 91

325 11

2005.3

2006.3

2525 (2) (2)

( )

+ 6.8% + 8.5%

430 36

( )

+ 8.4% + 8.9%

578 98

459 39

626 107

2005.3

2006.3

2005.3

2006.3

FPD

CF IJ

2626

2005.3 2006.3 2005.3 2006.3

1,913 1,925+ 12

96 100 + 4

384 409+ 25

23 27+ 4

90 3 1+ 4

96 111+ 15

1 4

2,475 2,535 117 132

182 185 5

2,293 2,350 + 57 123 135

( : )

+ 8

+ 60

+ 3

+ 15

+ 12

3

(+0.6%)

(+6.5%)

(+10.3%)

(+15.2%)

(+2.5%)

(+4.1%)

(+10.1%)

(+316.9%)

( )82

(+15.5%)

2727NP21NP21

EL

IJ

RC(UV, EB)

172

68

168

FPD

2005.3

408

198

177(2006.3 )

80(2006.3 )

183(2006.3 )

2006.3

440

211

+7.8

+6.6RFID

2004.3

280

139

2828

2006 32006 3

292928-1

303028-2

4 2005 3

3131 1 (1) 1 (1)

( )

2006 3

90(10.3%)

1(133.9%)

111

(15.2%)

4

(316.1%)

2,350(2.5%)

135(10.1%)

409

(6.5%)

27

(15.5%)

(0.6%)

1,925(4.1%)

100

20

20

29

3232 1 (2) 1 (2)

30

3333 2 2

No.1

SCM

31

3434 2 SCM 2 SCM 32

3535 2 SCM 2 SCM 33

3636

CSR

3 CSR (1) 3 CSR (1)

CSR

SS CS, ES

CSR

34

3737 3 CSR (2) 3 CSR (2)

NPO

RC

35

3838

R&DR&D

3939

R&DR&D

SI

37

4040

UVRC

NP21

R&D 2005 3R&D 2005 3 38

4141

IC

RFID

EL

NEXT21 2003 2006

R&DR&D39

4242R&DR&D

RFID

IC

IC 05 4

UHF

IATA 07

SS

40