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1. Register. Go to www.benefitsolver.com. To start, register by clicking “Register” under “I am a First Time User.”

2. Enter requested information below and then select continue.

The company key is all lowercase: nihip

3. Read and then select Accept to proceed.

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4. Create your user name and password by following directions below. Click “continue.”

5. If user id and password are successful (like below example) NOTE your user id and password for initial sign on and

future use and click “continue.” If not, make requested changes until you reach this page and then click on “continue.”

6. Enter user name and password and click “Login.”

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7. Benefit information and current Health news is located on this Home Page. When you are ready to enroll click on “Start

Here.” Remember that the benefit information in this guide may not resemble the RLAS benefit structure.

8. Current Enrollment information will be listed on the page below. After you read this information click “Start

Enrollment”

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9. Please review Personal Information, make any needed changes and confirm if correct. If there is a red asterisk it is a

required field and will not allow you to proceed until complete.

Click “Next” when complete.

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10. Dependent information – Confirm correct. If not, click on “Edit” and correct. To add a dependent, click “Add

Dependent.” Then click “Save Changes” and click “Next” when complete.

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11. Once you have chosen the plan you would like click “Select.” Then click “Yes” or “No” on whom should be covered.

Confirm that the plan chosen and rate matches what you chose above and in the green lower section. If correct, click

“Next.” If not correct, go back to top of page and make needed changes and then click “Next.”

Medical – Click on red “Reference Center” button or “View Detailed Plan Comparison” if you would like more

information about medical plans.

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12. Medical Primary Care Provider – If you select a HMO plan you will need to elect a PCP provider. When complete click

“Next.”

13. Either Click “Select” for Dental or Drop Coverage. Then click “Yes” or “No” on whom should be covered. Confirm that

the plan chosen and rate matches what you chose above and in the green lower section. If correct, click “Next.” If not

correct go back to the top of page and make needed changes and then click “Next.”

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14. Either Click “Select” for Vision or Waive Coverage. Then click “Yes” or “No” on whom should be covered. Confirm that

the plan chosen and rate matches in the green lower section. If correct, click “Next.” If not correct go back to the top of

page and make needed changes and then click “Next.”

15. Basic Life – Click “Select” next to the benefit of your choice. Confirm that the plan chosen and rate matches what you

chose above in lower green section. If correct, click “Next.” If not correct, go back to the top of page and make needed

changes and then click “Next.”

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16. Voluntary Life, Voluntary Spouse Life and Voluntary Child Life (Separate Pages) - Click “Select” next to benefit of your

choice. Confirm that the plan chosen in the top section and rate matches what is in the lower green box. If correct, click

“Next.” If not correct, go back to the top of page and make needed changes and then click “Next.”

NOTE: EOI instructions will pop up only if you elected more than the Guaranteed Issued amount of coverage. Please

follow directions if this appears.

17. Be sure to add your beneficiary information for basic life and all other supplemental life insurance you may have elected

by clicking “Add a New Beneficiary.” Click “Next” when completed.

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18. Once you have added your beneficiaries, designate what type of beneficiary they are (Primary, Contigent, None). Then

assign a percentage of the benefit to them. Primary and Contingent must each equal 100%.

19. Click “Next” after Beneficiary information is complete.

20. Review and Confirm Benefits are correct. If not correct, click “Edit” next to the benefit and make the needed change.

When completed and the screen represents the benefits and cost you have elected click “Approve.”

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21. If you agree to the cost click “I Agree.” If not hit “I Disagree” and make needed corrections.

22. Transaction Complete. Print the confirmation number and keep for your records.