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1
Homes with Support
Ann Fitzpatrick 5th March 2007
2
Housing Options
Rent
– the house is let by a housing association or a private person or company
Buy outright – mortgage from bank or building society
3
What rent will I pay?
Housing Associations will charge a Fair Rent which is determined by the Rent Officer in the Housing Benefit Department
If you are on a low income or welfare benefits you may be entitled to Housing Benefit to cover the costs of some or all of your rent
4
Want to rent accessible housing?
Get registered as needing housing with your council, they will charge an affordable rent
Ask which housing associations operate in your district
Ask how applications are prioritised
Apply to local housing associations as well as the council
Explain your needs
5
Common terms when buying
LeaseholdThe land on which the house is built is
owned by someone else (requiring an annual payment of ground rent)
FreeholdThe land is owned by the person who buys
the house
6
New Schemes to help homebuyers
Part buy part rent
1. Open Market Homebuy
2. Social Homebuy
3. Co-ownership
7
Support at Home
Assessment of need from a social worker
Agree a care plan to meet your needs
Use carers from an agency, orUse the Direct Payments Scheme
and employ Personal Assistants
8
What does it cost?
You will have a financial assessment under the FairerCharging Policy and may berequired to pay a contribution tothe cost of your service
9
Welfare Benefits
Get a Benefit CheckYou may be entitled to:Incapacity BenefitDisability Living AllowanceMobility AllowanceIncome SupportIndependent Living FundHousing Benefit
10
Any questions?