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1. TRENDS IN MICROFINANCE

1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

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Page 1: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

1. TRENDS IN MICROFINANCE

Page 2: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Microfinance Basics

A response to abusive practices

Diversification of delivery mechanisms

Page 3: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Microfinance in Crisis

Overindebtedness 1 (1)

Corporate Governance 2 (4)

Management quality 3 (7)

Page 4: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Microfinance in Crisis c’ed

Client management 7 (11)

Mission drift 11 (9)

Page 5: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Responsible Finance and SPM

Page 6: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Responsible Finance and Social Performance Management c’ed

Tools used by MFIs

Evaluation Tools

Page 7: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

From Microcredit to Microfinance

Savings

Insurance

Credit Lines

Adapted loans

Page 8: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

2. EDM METHODOLOGIES / ADAPTED FINANCIAL SERVICES

Page 9: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Loans : adaptability and accessibility

Size of payments

Loan amount

Loan length

Page 10: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Loans : adaptability and accessibility c’ed

Transaction processes

What affects the EIR (APR), hidden costs, and other limiting factors

Page 11: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Examples of Adapted Loans and Savings Products

Loans targeting agri-businesses: Myanmar, Vietnam, Philippines

3Ps savings product - Philippines

Page 12: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Partnership in the PhilippinesSampling according to vulnerability

Itemizing of business input requirements

Mapping or market access and transportation routes

Page 13: 1. TRENDS IN MICROFINANCE. Microfinance Basics A response to abusive practices Diversification of delivery mechanisms

Services Developed in Partnership with HI

The Kick-Start Loan

Village Savings – inspired from the SHG model