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FDI I[TODAYDATE]

Feder al Depos it In su ranc e Co rpo ra tio n5 5 0 1 7 th S t r ee t N W , W a s h in g to n , D . C . 2 0 42 9 -9 9 90

A~[REQUESTERPREFIX] [RFNAME] [RLNAME] O~[COMPANY] .....~[STREETl][STREET2] ~ '"[CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNAME]: ~Your Freedom ofInformation Act/Privacy Act request ~en received by the FDIC'sFOIAIPrivacy Act Group and assigned Log NU~ [e'ASENUMBERlPlease be advised that the FOIA allows 2 0 e : e days, from date of receipt, to process yourrequest, and additional processing time is under certain circumstances. Completeinformation about the FOIA process at ~ IC is available athttp://WWW.fdiC.gOV/'bout/freedO~~ml.The FOrA Specialist aSSignei#.A0 r file will contact you, as necessary. Please cite your FOIALog number in any futur:;'...!i s regarding your request. You may also call the FDIC's FOIAService Center at202-~V to obtain information about the FOIA process and the status ofyour reques t. ~'

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FDI I Page 2PageTFede ra l Depos it Insu rance co rpo ra tion5 5 0 1 7 th S t r e e t N W , W a s h in g to n , D .C . 2 0 42 9 -9 9 90

[TODAYDATE] ~~[REQUESTERPREFIX] [RFNAME] [RLNAME] 0[COMPANY] ..._~[STREETt] [STREET2] /i ~,.[CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~Dear FOIA Requester: tIt!o...._~~Your Freedom of Information ActfPrivacy A~~J't:S been received by the FDIC andassigned Log Number [CASENUMBERl Recite your FOIA log number in anyfuture inquiries regarding your re

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F D I C I[TODAYDATE]

[COMPANY][STREETl] [STREET2][CITY], [STATESHORT] [ZIPCODE] ~FDIC FOIA Log Number [CASE~~

Dear [REQUESTERPREFIX] [RLNAME]: ..._~~This will respond to your Freedom ofInformation Act;~A") request.You have agreed to pay up to [WILLINGAMO~] for the processing of your request. Thisletter provides our estimate of anticipated se d review costs for processing your request.Our FOIA regulations state that costs an . to exceed $250.00 require the requester toprovide a written agreement to pay our ti ate, as well as provide a 20% down payment of theestimated costs. ~We estimate that the cost to~(;.lr and review the documents you have requested isapproximately [CHAR~E UNT], Therefore, before we can process your request, it willbe necessary for you to . writing to pay our cost estimate of [CHARGED AMOUNT] ,consisting of sea~ch , and duplication costs, and to provide a 20 % down payment forthese costs, in the of $[CUSTOMFIELD27lWe will h~l equest in abeyance for 10 business days, from the date ofthis letter, pendingyour writ ement to pay these estimated costs, and your down payment check in theamou~ USTOMFIELD27]. Please send your check in this amount to my attention at theab e enced address, together with your written agreement to pay the full cost estimate ofEDAMOUNTl Ifwe do not receive a reply from you within 10 business days, we willyou have decided not to pursue your request, and will close out our file on this matter.

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Sincerely,

[PRIMARYUSERNAME][PRIMARYUSERTITLE]FOINPrivacy Act Group

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PPa g e 5a g e 5

Sincerely, ~ ~~

[PRIMARYUSE ~o[PRlMARYU~ERN ,FOIAJP. TL ]nvac oup~-~'

~'v< yO~(j

~-)

o~ . 0 -

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FDI IFederal Deposit Insurance Corporation5 5 0 1 7 th S t re e t N W , W a s h in g to n , D . C . 2 0 42 9 9 9 90

[TODAYDATE] ~[REQUESTERPREFIX] [RFNMv1E] [RLNMv1E] O~[COMPANY] ...._~[STREETl] [STREET2] ~ ~[CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNMffi]: .....~~This will respond to your Freedom ofInformation Act>~A") request.Please be advised that your request does not CO~With the FDIC's FOIA regulations. Under12 C.F.R 309.5(b)(2)(iii), a FOIA request rWbntain "[a] statement agreeing to pay theapplicable fees, or a statement identifyi~~in1Um fee that is acceptable to the requester, or arequest for a waiver or reduction offee~ satisfies paragraph (f)(I)(x) of this section .... "Since your request does not con~ai agreement to pays fees, it is defective and will not beprocessed further. You may til c cted request that meets the requirements of 12 C.F.R. 309.5(b), which will be trea~ ew request.The FDIC's FOIA re~~s further provide that commercial use requesters are chargedthe full direct cost~~'rh: review and duplication associated with processing theirrequests for~'nfo ~n under the FOIA. See 12 C.F.R 309.5(f)(2)(i).The FDI~' regulations further provide that educational institutions, non-commerc ntitic institutions and representatives of the news media are charged thecos~a: duction alone, except that the first 100 pages are provided free of charge. See120'~ ., 309.5(f)(2)(ii).~e FDIC's FOIA regulations further provide that requesters who are not commercial userequesters, educational institutions, non-commercial scientific institutions orrepresentatives of the news media, are charged the direct costs of search and reproduction,except that the first 2 hours of search and the first 100 pages of duplication are free ofcharge. No review charges are assessed for requesters in this category. See 12 C.F.R 309.5(f)(2)(iii).Additional information of the FDIC's fees, including information on the payment ofa deposit,may be found at http://www.fdic.gov/aboutlfreedom/fees.htm!.This completes the processing of your request.Sincerely,[PRIMARYUSERNAME], [PRlMARYUSERTITLE]
http://www.fdic.gov/aboutlfreedom/fees.htm!.http://www.fdic.gov/aboutlfreedom/fees.htm!.

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FOINPrivacy Act GroupTel: [PRIMARYUSERPHONE]Fax: 703-562-2797Email: [PRIMARYUSERREMAIL]

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[TODAYDATE]

[COMPANY][STREET!] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~iiQDear [REQUESTERPREFIX] [RLNAME]: ...._"~This will respond to your Freedom ofInformation Act>~A") request.We have considered you request in light of the r~ements of the FOIA and the FDIC's FOIAregulations (12 C.F.R. 309.5), inclUd~ating to fees. Having done so, we haveconcluded that your request is not in co with those requirements and, therefore, cannotbe further processed at this time. You of course, submit a new FOIA requests at any time.To assist you in writing a new req~he following explanation is being provided.The FOIA requires that a re u Usonably describe the information sought and that it be madein compliance with an ag blished rules, including those pertaining to fees. See 5 US.c. 552(a)(3)(A). A "rea I description is one that would enable a professional agencyemployee reasonabri . r with the subject matter of the request to locate the requestedinformation with s able effort. The FDIC's FOIA regulations provide: "A request foridentifiable re s all reasonably describe the records in a way that enables the FDIC's staff toidentify and e the records with reasonable effort without unduly burdening or significantlyinterferin ny of the FDIC's operations." See 12 C.F.R. 309.5(b)(3)W~~IA request need not specifically describe each requested records, it must describe ther~tion sought with sufficient particularity so that an agency may determine precisely which~ormation is being requested and be able to locate that information following a record searchreasonably calculated to lead to the retrieval of all requested information. The FOIA does notprovide for an agency to engage in research or analysis, and likewise does not require that anagency consult with extrinsic sources of information to obtain background to perfect a requestthat itself does not reasonably describe the information requested.Your request does not reasonably describe the information you wish to obtain in a way thatwould enable us to identify and produce the records with reasonable effort and without undulyburdening or significantly interfering with the FDIC's operations. Categorical descriptions suchas ["all documents in the possession of the FDIC"], ["any and all documents"], ["any and allcorrespondence"], and ["any other information relied upon by the FDIC"], are overly-broad inscope, ambiguous, and place an unreasonable burden on FDIC personnel who must speculate onwhat such terms encompass.

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0'To respond to a FOIA request, we first must identify those offices that are likely to ~ 4 ' S -responsive information. Once those offices are identified, and subject to any fee i~ ~e theninitiate records searches of electronic and paper files maintained by FDIC offi~)r.te.adquartersand field offices. Some records may be maintained off site. Other records~~'ka.Ie beentransferred, destroyed, or otherwise disposed of in accordance with autho~recordsdisposition schedules and may no longer be in the possession of the F~Literally interpreted, we could not further respond to your requett is we performed searchesof all active and retired files that reasonably might be expecte~ossess whatever informationyou wish to obtain, and also performed records searche~nd every desktop computer,laptop computer, PDA, and other storage device, witho d to whether in paper, electronicor other format, and whether located at any headquarters, gional or field office, on or off-site.A records search of this magnitude would impose ~n u~reasonable administrative burden on theFDIC. The FOIA does not provide for an agenc~ssume that burden.NIn accordance with the FDIC's FOIA re , your request was categorized to be forcommercial use. Therefore, you would nsible for the payment of all search, review andduplication costs, whether or not allf;;esponsive information is located, and if located, whetheror not any responsive inform~ti 1~ased. If the costs were estimated to exceed $250.00, youalso would be required to mak vance deposit equal to twenty percent of the estimatedcosts. The FDIC's publish regulations and FOIA Fee Schedule are available online inthe FDIC's Freedom 0 ration Act (FOIA) Service Center athtt :I/www.fdic. reedomlindex.htmL

you may co[PO~

e , we are closing our files on this FOrA request. Ifyou have any questions,MARYUSERNAME] of the FDIC's FOIAIPrivacy Act Group atV1rll'\.~__JL\..l HONE].

Sincerely,

[PRlMARYUSERNAME],[PRIMARYUSERTITLE]FOIAIPrivacy Act Group

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[TODAYDATE} ~[REQUESTERPREFIX] [RFNAME) [RLNAME) ~ : J \ .[COMPANY} 0[STREETl} [STREET2} ......_[CITY), [STATE)[ZIPCODE) ~ ~.

FDIC FOIA Log No. [CASENUMBE'(jDear [REQUESTE~REFIX) [RLNAME): i ' -Thank you for your recent correspondence reqUesti~rmation about a loantransaction involving yourself and an FDIC-in\ureiiPfinancial institution subsequentlyordered into FDIC receivership. ~Based on the limited information you .....".~, we have determined that your request isnot in compliance with applicable F~A:regulations and cannot be furtherprocessed. Therefore we are cI7~g~r request file. You may submit a new request atany time. To assist you in d~~we are providing the following information.The FDIC's FOIA reg~l' provide that requests by individuals for access to recordspertaining to them m t' ude a reasonable description of the records sought. Areasonable descri your loan would include, for example, your full name ascontained in th ocuments, the name and location of the financial institution, yourloan accoun r, a general description of any loan collateral (home, auto, etc.), theapproxi e of the loan, the approximate balance owed, and other information thatwould to locate the records.

F D I < tFederal Deposit Insurance Corporation5 50 17 th S tre et N W , W a sh in gto n, D .C . 2 04 29 -9 99 0

IC's FOIA regulations further provide that requests by individuals for access tore ds pertaining to them must include appropriate proof of identify. Therefore, your/ ; uest must be either notarized or made by declaration subscribed to as true under the, penalty of perjury under the laws of the United States of America. You also must provideone additional proof of identity such as a copy of your driver's license or other photo 10.Please keep in mind that as a general rule, the FDIC sells the loan assets of failedfinancial institution in receivership and the loan file is typically transferred to thepurchaser. Therefore, even if you submit a new FOIA request, the information that youwish to obtain may no longer be available from the FDIC.If you decide to submit a new request for this information, please make certain that youcomply with these requirements. Complete information about making a request for FDICrecords may be found at www.fdic.gov under the "Freedom ofInformation Act (FOIA)Service Center" link.Thank you for your interest in the FDIC.FOIAIPrivacy Act Group
http://www.fdic.gov/http://www.fdic.gov/

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[TODAYDATE]

[COMPANY][STREET 1] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNMfE]: ......"~This will partially respond to your Freedom of Informat~Act ("FOIA") request.,Please be advised that your request for expedite~ceSSing has been granted.Should you have questions concerning tpili,.~ondence, you can contact[PRIMARYUSERNAME] of this offic~~YUSERPHONE].( J < V

(.v~r v ?~

~~ ,0

Sincerely,

[PRIMARYUSERNAME][PRIMARYUSERTITLE]FOINPrivacy Act Group

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FDI INOTICE OF NEED FOR ADDITIONAL TIME TO FULFILL FOIA

Feder al Deposit I nsuranc e Co rpor ati on5 5 0 1 7 th S t r ee t N W , W a s h in g to n , D . C . 2 0 42 9 9 9 90

DATE: [TODA YDATE] FDIC FOIA Log No. [CA~ER]

Dear [REQUESTERPREFIX] [RLNAME]: .J... )To best serve the public interest, the Federal Deposit ln~~~orporation ("FDIC") processesFreedom ofInformation Act ("FOIA") requests in the a~!!mate order of their receipt. Afterdetermining that a request complies with the FOI andethe FDIC's ForA regulations, the FDIC'sFOrA Service Center (202-898-7021, vvww.fdi laboutlfreedomlindex.html) fulfills mostFOIA requests within twenty working days eceipt.The FDIC is diligently working on the ent of your request. However, because offollowing unusual circumstance(s)I'J ~. require additional time to issue our final response:o the need to search f0f#,rnd &"'-e records from field facilities or other establishments thatare separate from the office sing your request;o the need to search for I t, and appropriately examine a voluminous amount of separateand distinct records; ~o the need to con~).~th another agency or with internal FDIC components, which have asubstantial inter~ ~ determination or the subj ect matter of your request.

In accordytej_~ the FOIA and the FDIC's FOIA regulations, we now are notifying you that anadditio al ~ working days is required to respond to your request. We will attempt to send youan ad Iesponse by [TARGETDATE]. Because of the nature of your request, however,

ot be able to complete the job by that time. Therefore, we are now providing you withortunity to modify, limit, or otherwise simplify your request.

Though you are not required to modify or simplify your request, your refusal to do so may causea delay in our final response. Please contact your assigned Senior FOIA Specialist if you wish toattempt to simplify or otherwise modify your request to hasten a response.Alternatively, if you do not wish to modify your request and the above-referenced date haspassed, please contact our FOIA Service Center to discuss obtaining an alternative time framefor the final response.Thank you for your cooperation and your interest in the FDIC.Sincerely,FOIAlPrivacy Act Group

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F D I C I

Dear [REQUESTERPREFIX] [(jYour Freedom of infOrm~~lPriVaCy Act request has been received by the FDIC'sFOINPrivacy Act Gr~~SSigned Log Number [CASENUMBERlPlease be advise~~~ order for your new request to be processed the FDIC requires arequester who i~harges outstanding in excess of 30 calendar days followingmailing oft ~~ ce to pay the full amount due, or demonstrate that the fee has been paid infull, prior ~IC initiating any additional records search.[CAS ER] has an outstanding invoice balance. Once the balance has been paid, we willbe' 0 essing your new request.~~ FOIA specialist assigned to your file will contact you, as necessary. Please cite yourFbIA Log number in any future inquiries regarding your request. You may also call the FDIC'sFOIA Service Center at 202-898-7021 to obtain information about the FOIA process and thestatus of your request.

~~[TODAYDATE] ~O< Q < V

~~~'N

Fede ra l Depos it Insu rance Corpo ra tion5 5 0 1 7 th S t r ee t N W , W a s h in g to n , D . C . 2 0 42 9 9 9 90

[REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY]STREET1][STREET2][CITYHSTATE] [ZIPCODE]

CASENillv1BER

Sincerely,FOIA and Privacy Act GroupFDIC Legal Division

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[TODAYDATE] &[REQUESTERPREFIX] [RFNAME] [RLNAME] ~O[COMPANY][STREET 1] /~ .[STREET2] ~[CITY], [STATE] [ZIPCODE] < 0

FDIC FOIA Log Number ~NUMBER]Dear [REQUESTERPREFIX] [RLNAME]: ~

~Your Freedom of information ActlPrivacy A.6:.t_~equestas been received by the FDIC'sFOIAIPrivacy Act Group and assigned :~ber [CASENUMBER],Please be advised that we are retum~~ check at this time as the FOIA does notaccept checks in advance to#fe be,ccessed. Once it has been established that a feewill be incurred, a cost estim esting a 20% deposit or an invoice will be sentdirectly to you requestin~ ~m .The FOIA specialist "'~to your file will contact you, as necessary. Please cite yourFOIA Log numbe~Vfuture inquiries regarding your request. You may also call theFDIC's FOIA ~~enter at 202-898-7021 to obtain information about the FOIAprocess and ~~s of your request.

Sincc'Q;-;!_~d Privacy Act Group~ Legal Division

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FDI I Page 16Page 16[TODAYDATE]

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[REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE]

Dear [REQUESTERPREFIX] [RLNAME]:This will partially respond to your Freedom ofI~~ion Act ("FOIA") request.

Inyour request you have asked for a Waiv~~ction of fees. The FOIA provides that fees can bewaived or reduced if "disclosure ofthe~' ion is in the public interest because it is likely tocontribute significantly to public under n ing of the operations or activities of the government and isnot primarily in the commercial in to the requester." SU.S.C. SS2(a)(4)(iii). The FDIC'sFOIA regulations reiterate this t .F.R. 309.S(t)(I)x). Courts have held that it is therequestor's burden to establish e statutory standard of public interest is met. Slater v. ExecutiveOffice/or United States A , No. 98-1663, 1999 U.S. Dist. LEXIS 8399, at 13 (D.D.C. S/2/99).In order for the public It from disclosure of information, a requestor should have the abilityand intention to diss requested information to the interested public. McClellan EcologicalSeepage Situatio ucci, 83S F.2d 1282 (9th Cir. 1987), Oglesby v. US, Department a/theArmy, 920 F. .c . Cir. 1990).You have' 0 provide sufficient justification for the requested waiver or reduction of fees.cons~t ,your request for a waiver or reduction of fees is denied.~y appeal this decision to the FDIC's General Counsel within 30 business days followingC~l~tof this lette~. If you decide to appeal, please submit your appeal in writing to the LegalVISion,FOIAlPnvacy Act Group, at the above address. Please refer to the FDIC log number andinclude any additional information that you would like the General Counsel to consider.

Should you have questions concerning this correspondence, you can contact[PRIMARYUSERNAME] of this office at [PRIMARYUSERPHONE].Sincerely,

[PRIMARY USERNAME][PRIMARYUSER TITLE]FOINPrivacy Act Group

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[TODAYDATE]

[COl\1PANY][STREET!] [STREET2][CITY], [STATE] [ZIPCODE] ~FDIC FOJA Log Number [CASE~~

Dear [REQUESTERPREFIX] [RLNAME]: ......_"-~This will partially respond to your Freedom ofInformat~ct ("FOIA") request.,Please be advised that your request for a waiver~duction of fees is granted.Should you have questions concerning t~ondence, you can contact[PRIMARYUSERNA1v1E] of this offic~ MARYUSERPHONE] .0~(v~r v ?

o~? . 0Sincerely,

[PR lM A R Y U SE RNA M E ][PRlMARYUSERTITLE]FOIAIPrivacy Act Group

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Federal Deposi t Insu rance coreoranon5 50 17 th S tre et N IN , W a sh in gto n, D .C . 2 04 29 -9 99 0

A~[REQUESTERPREFIX] [RFNAME] [RLNAME] ~OrN[COl\fPANY][STREET!] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC ForA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNAME]: ...._""~This will respond to your Freedom ofInformation Act;~A") request.Enclosed are copies of the records located by ~IC which are responsive to your requestThis completes the processing of your r~~ees, if any, will be addressed under separatecorrespondence. VSincerely. < : : : , ~[PRIMARYUSERNAMErYUSERTITLE]FOIAlPrivacy Act Gr~Tel: [PRIMARYUS~ ]Fax: 703-562-27gEmail: [PRIM

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[TODAYDATE]

[COMPANY][STREETI] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~Dear [REQUESTERPREFIX] [RLNAME]: ......"~This will respond to your Freedom of Information Act)~A") request.Enclosed please find copies of the records locat~ the FDIC (consi sting of a total of[PAGESRELEASED] pages) which are re~~ to your request. However, certaininformation in these records has been ret\.ursuant to the following FOIA Exemptiorus):[REDACTIONSCODEANDDES~~Should you consider the redacst:]. information in the records provided to you to be a denial of yourrequest, you may appeal ~ ~~~ the FDIC's General Counsel within 30 business days followingreceipt of this letter. 1~~lde to appeal, please submit your appeal in writing to the LegalDivision, FOINPr~~ Group, at the above address. Please refer to the FDIC log number andinclude any add~V ormation that you would like the General Counsel to consider.This comp~~ processing of your request. Fees, if any, will be addressed under separatecorrespon,'S i & r~ 'TMARYUSERNM1E], [PRIMARYUSERTITLE]PhINPrivacy Act GroupTel: [PRIMARYUSERPHONE]Fax: 703-562-2797Email: [PRIMARYUSERREMAIL]Enclosure( s)

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FDI IFederal Deposit Insurance Corporation5 50 17 th S tre et N W , W a sh in gto n, D .C . 2 04 29 -9 99 0

[TODAYDATE] ~[REQUESTERPREFIX] [RFNAMEJ [RLNAMEJ ~ ""'-[COMPANY] 0[STREETl] [STREET2] ....._[CITY], [STATE][ZIPCODE] ~ ~.

FDIC ForA Log Number [CASE~Dear [REQUESTERPREFIX] [RLNAME]: ~This will respond to your Freedom ofInformation Act ~A") request.To ensure your privacy, the FDIC's regulations ~d~ that requests by individuals for access torecords pertaining to them must include appr; fa eproof of identity. To establish proof ofyour identity, you must send us either (1) cation of a duly commissioned notary public, ofany state or territory, attesting to your in' ,or (2) an unsworn declaration subscribed to astrue under the penalty of perjury)~ !ws of the United States of America. In addition, youmust attach a copy of a photo I ~ V - V -a drivers license.For your convenience, ifyo~se to send an unsworn declaration instead of a notarizedcertification, we are prov~ following example:

I, e here hereby declare and affirm under the penalty of perjury underthe laws2!j ited States of American that I am the person to whom the requestedrec:.~"ai . In witness whereof, I have signed and dated my request.Si~ (Legible and Origina~: [ sign here I Date: [ insert date here

If yol a . . . , you may fax this information to us at 703-562-2797. Ifwe do not hear from youwi~~~-(lO) calendar days from the date of this letter, we will conclude that you no longer~~ pursue this matter and we will close your requestComplete information about making a request for FDIC records may be found at www.fdic.govunder the "Freedom ofInformation Act (FOlA) Service Center" link. If you have questions,please contact [PRlMARYUSERNAME] at [PRlMARYUSERPHONEl

Sincerely,FOIAIPrivacy Act Group

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[TODAYDATE] ~[REQUESTERPREFIXl [RFNAME] [RLNAME] ~ '\[COMPANY] a[STREETl] [STREET2] .....~[CITY], [STATE] [ZIPCODE] ~ ~.

FDIC FOJA Log Number [CASE~Dear [REQUESTERPREFIX] [RLNAME]: ;:Thank you for your recent correspondence reqUesti~rmation regarding a loantransaction. ~Based on the limited information that~o ~ed, we have determined that yourrequest does not seek agency records Ie. Therefore, your request cannot befurther processed at this time, and ~ losing your request file. You may, of course,submit a new request at any tim}'.i~sist you in doing so, we are providing thefollowing information. v " ' VThe FOIA permits a per~ request access to agency records. Agency records arerecords located at the~~~t the time a FOIA request is received.Your reqUes~d' ~lude any information to suggest why or where the FDIC mighthold agency responsive to your request. As a general rule, the FDIC does nothave pos~ji~ or control of loan transaction documents associated with operating FDICinsure~ ......~al institutions, or mortgage companies, loan servicing companies, financialservic~panies, and similar non-FDIC insured institutions. Consequently, such loantr ion documents are not agency records subject to the FOIA. The loan transactionds you wish to obtain may be located at some other Federal agency, at the lender, atird-party purchaser, if any, or at some other entity altogether.Complete information about making a request for FDIC records may be found atwww.fdic.gov under the "Freedom ofInformation Act (FOIA) Service Center" link.Thank you for your interest in the FDIC.FOIAIPrivacy Act Group

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FDI I[TODA YDATE1

Fede ra l Depos it In sur ance Co rpo ra tion5 50 17 th S tre et N W , W a sh in gto n, D .C . 2 04 29 -9 99 0

~~~o~. FDIC FOIA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNAME]: ~This is an interim response to your Freedom ofinforma~t ("FOlA") requestTo ensure the privacy of the individuals to who~ r:cords requested pertain, the FDIC'sregulations provide that requests by thir~p. r access to records of other individuals mustinclude an authorization of release from iduals in question. Please forward anauthorization signed by the individuals om the records requested pertain, indicating thatyou have been authorized to rep~:_~~em, and may access the requested records in their name.If you wish, you may fax this in~n to us at (703) 562-2797.If we do not hear fron: yo~ ten (10) calendar days from the date of this letter, we willconclude that you no ~Sh to pursue this matter and we will close your request.X J Sincerely,

: - J0 : -

[REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY][STREET}] [STREET2][CITY], [STATESHORT] [ZIPCODE]

[PRIMARYUSERNAME][pRIMARYUSER TITLE]FOIAIPrivacy Act Group

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[TODAYDATE]

[COMPANY][STREETl] [STREET2][CITY], [STATESHORT] [ZIPCODE] ~FDIC FOIA Log Number [CASE~~

Dear [REQUESTERPREFIX] [RLNAME]: .....~~This will respond to your Freedom oflnformation Act;~A") request.The FDIC's Division of Resolutions and Receiv~ps advises that all loan records, includingloan files, from Washington Mutual Ban~w sferred to JPMorgan Chase Bank, theacquirer of this institution. Therefore, th has no records for your request.Should you wish to consider this t a enial of your request, because all loan records fromWashington Mutual were transf JPMorgan Chase Bank, you may submit a written appealto the FDIC's General Counse n 30 business days following receipt of this letter. If youdecide to appeal, please sS2 ur appeal in writing to the Legal Division, FOIAIPrivacy ActGroup, at the abov~~. ease refer to the FDIC log number(s) and include any additionalinformation that yo~ .. ike the General Counsel to consider.

~ Sincerely,

~~ . 0 [PRIMARYUSERN AME][pRIMARYUSERTITLE]FOINPrivacy Act Group

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FDI I[TODAYDATE]

[COMPANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOJALog Number [CASE~iQDear [REQUESTERPREFIX] [RLNAME]: ....._-~This will respond to your Freedom ofInformation Act>~A") request.Please be advised that the FDIC has located no ~dS that are responsive to your request.Should you wish to consider this respon~~enial of your request because no records werelocated, you may appeal to the FDIC'sQ~iounsel within 30 business days followingreceipt of this letter. If you decide w(jppeal, please submit your appeal in writing to the LegalDivision, FOIAIPrivacy Actn:~~e address above. Please refer to the FDIC log numberand include any additional i~_._n that you would like the General Counsel to consider.This completes the pro~of your request. Fees, if any, will be addressed under separatecorrespondence. ~{,(:--..,..SinC~eelY' ~[PRI AME][P~ SERTITLE]FO rvacy Act Group. MARYUSERPHONE]

x: 703-562-2797ail: [PRIMARYUSERREMAIL]

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FDI I[TODAYDATE][REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY][STREETl] [STREET2][CITY1, [STATE] [ZTPCODE]

Fede ra l Depos it I nsu rance Co rpo ra tion5 50 1 7t h S tr e et N W , W a s h in gt o n, D .C . 2 04 29 -9 99 0

Dear [REQUESTERPREFIX] [RLNAME]: ~~This will respond to the Freedom of Informati~n ~t (' FOIA") request you submitted tothe [CUSTOMFIELD24]. ~Following its records search, the [Cucxn~ELD24] located certain records (consistingof [PAGESRELEASED] pages) ori~yJ.~he FDIC. The [CUSTOMFIELD24]referred the records to the FDIy~rVdisc1osure review and direct response to you.We havedeterminedth:,#~d records are beingwithheld in their entirety pursuantto the following FOIA ~n(s):[REDACTIONS~DESCUSED]Since your r...L-~ ~as been denied, you may appeal the denial to the FDIC's General Counselwithin 30JfZ:days following receipt of this letter. If you decide to appeal, please submityour a~~writing to the Legal Division, FOINPrivacy Act Group, at the above address.PX~ to the FDIC log number(s) and include any additional information that you wouldli~ General Counsel to consider.

~i Os completes the processing of your request. Fees, ifany, will be addressed under, separate correspondence.Sincerely,[PRIMARYUSERNAME][PRIMARYUSERTITLE]FOIAIPrivacy Act GroupTel: [PRIMARYUSERPHONE]Fax: 703-562-2797Email: [PRIMARYUSERREMAIL]

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FDI I[TODAYDATE]

Feder al D eposit In su ra nc e Co rpo ra tio n5 50 17 th S tre et N W , W a sh in gto n, D .C . 2 04 29 9 99 0

FDIC - DRR - DallasCustomer Service Center1601 Bryan StreetDallas, TX 75201OrConsumer Response CenterFDIC2345 Grand Blvd, Suite 100Kansas City, MO 64108-2838

~;

The attachedemail requestwas rsaQ~OIA!Privacy Act Group and is being forwardedto the CustomerServiceCenter! er ResponseCenterfor processing. The requesterhasbeennotifiedof our action. ~;], [PRIMARYUSERTITLE]

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FDI I[TODAYDATE][REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE]

Feder al Deposit In sur ance Co rpo ra tion5 5 0 1 7 th S t r ee t N W , W a s h in g to n , D .C . 2 0 4 29 -9 9 9 0

D ear [REQUESTERPREFIX ] [RLNAM E1: ~ ' i(-This will respond to the Freedom of Informati~n ~t ( FOIA") request you submitted tothe [CUSTOMFIELD24]. ~Following its records search, the [CU~~~LD24] located certain records (consistingof [PAGESRELEASED] pages) ori~yilie FDIC, The [CUST011FIELD24]referred these records to the FD13/~r disclosure review and direct response to you.We have completed our d!~1Yreview, and have determined that the referred recordsmay be released in full ~ed are copies of the records that are being released.This completeS:;~ing of your request. Fee~ ifany, will be addressed underseparate corres~""lce.SinCerelY~[P SE~~][ YUSERTITLE]..... >ULrli .. rivacy Act Group, Legal Division/ ~ : [PRIMARYUSERPHONE]~ Fax: 7 0 3 - 5 6 2 - 2 7 9 7Email: [PRIMARYUSERREMAIL]Enclosures

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FDI I[TODAYDATE]

Fede ra l Depos it In sur anc e Co rpo ra tio n5 5 0 1 7 th S t re e t N W , W a s h in g to n , D . C . 2 0 42 9 9 9 90

[REQUESTERPREFIX] [RFNAME] [RLNAME][COMPANY][STREETI] [STREET2][CITY], [STATE] [ZIPCODE]

Dear [REQUESTERPREFIX] [RLNAME]: ~ ' I i ? " 'This will respond to the Freedom of lnformati

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2

Enc lo su re ( s )

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FDI I Page 30Page 30Federa l Deposit I nsuranc e Co rpo ra tio n5 50 1 7t h S tr e et N W , W a sh in g to n, D .C . 2 04 29 -9 99 0

[TODAYDATE]

[COM:PANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CAS~~Dear [REQUESTERPREFIX] [RLNAME]: __"'"~This will respond to your Freedom ofInformation Act;~A") request.Following a search of the FDIC's records, we lo~ [NOOFDOCUMENTSINCASEFOLDER]document(s) (consisting of[PAGESRE~~E~age(S that originated with[CUSTOMFIELD24] which appear to bcrmiallY responsive to this request.Therefore, in accordance with th.:_~ and the FDIC's published regulations, we referred thedocument(s) to [CUSTOMFIEL~r its review and direct response to you.If.you have any qUest1:;;{;~ing this referral, you may contact [pRiMARYUSERNAME] at[PRIMARYUSERPH~ vSincereIY~~[PRIMAR AME], [PRIMARYUSERTITLE]FOIAIPri ct GroupTe~:[ YUSERPHONE]Fa - 02-2797~ il' [ RlMARYUSERREMAIL]

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FDI I[TODAYDATE]

Feder al Deposi t I nsur ance Co rpo ra ti on5 50 17 th S tre et N W , W a sh in gto n, D .C . 2 04 29 -9 99 0

~~

~OFDIC FOIA Log Number [CASENUMBE~Dear [CUSTOMFIELD24]: - J . .< QIn processing the attached FOIA request, we located [N~UMENTSINCASEFOLDER]document(s) (consisting of [PAGESRELEASED] page originated with your agency, Weare referring the document(s) to you for your review and ifect response to the requester.If you have any questions concerning this referr~U'may contact [pRIMARYUSERNAME] at[PRIMARYlJSERPHONE]. ~VSincerely, [PRIMARYUSERNAME], [pnno.~';"~SERTITLE]FOINPrivacy Act Group ~ uTel: [PRIMARY!U;PERP ~Fax: 703562-2797Email: [PRIMAR MAIL]

o~? . 0

(CUSTOMFIELD24 ][CUSTOMFIELD28]

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FDI I5 50 1 7 th S tr e e t N W . W a s h in g t o n . D .C . 2 0 4 2 9 - 9 9 9 0 LeFeder al Deposit I nsur ance Co rpo ra tio n

[TODAYDATE] ~~

[REQUESTERPREFIX] [RFNAME] [RLNAME] 0[COMPANY] ....._[STREETl] [STREET2] /~ ~ ~[CITY], [STATE] [ZIPCODE] ~FDIC FOIA Log Number [CASE~~

Dear [REQUESTERPREFIX] [RLNAME]: ...._~~Thank you for your FOrA status inquiry. p~le b~~-:ised that the FOIA allows 20business days to process your request, and a ional processing time is allowed undercertain circumstances. Complete infor 'on a out the FOrA process at the FDIC isavailable at htt :llwww.fdic.ov/aboutuide.html.Please rest assured that the F~I is QeSSing your request as quickly as possible. Youwill be contacted as soon as v . completed the processing of your request or haveadditional information r~n e estimated date for completion.Sincerely, /FOIAlPriv.cy ~ < ; ( 2 , p

o~? . 0

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FDI8 Page 33Page 33[TODAYDATE] ~CERTIFIED MAIL - RETURN RECEIPT REQUESTED ~ ~[Name & Address of Submitter) ~O

FDIC ForA Log No. [CASENUMB~Dear : -'"The Federal Deposit Insurance Corporation ("FDIC") l~~ved a Freedom of InformationAct ("FOIA") request. Some of the records responsiv~fiis request may contain"confidential commercial information"! which w s s\lbmltted by you. In accordance withExecutive Order 12,600, we are providing you h notice that these records may be disclosedpursuant to the FOIA and affording you an 0 nity to object to the disclosure of anyspecified portion of the confidential com . information that has not been identified asexempt by the FDIC. 0Enclosed are copies of records y be provided to the requester. If you object to thedisclosure of any confidentia ercial information that has not been identified as exempt bythe FDIC, please provide with your written comments and objections within tencalendar days of the dat is letter.Your comments ~~eCifiCaIIY address the confidential commercial information to which theobjection pertal!~,;'_~'1ain why you believe that the information is exempt from disclosure underthe FOI~A, upported by facts demonstrating that the disclosure of such informationreasonab t be expected to cause substantial competitive harm to your firm. A generalobj*n' t e disclosure of information is insufficient.

~ot hear from you within ten calendar days from the date of this letter, we will concludeou do not object to the disclosure of the confidential commercial information that has notidentified as exempt by the FDIC. In such event, the FDIC may disclose the information to

the public, in whole or in part, without further notice to you.

Feder al Depos it I nsur ance Co rpo ra tio n5 50 1 7t h S tr e et N W , W a s h in gt o n, D .C . 2 04 29 9 99 0

Please direct your written comments, if any, to my attention. If you have any questions, you maycontact me by telephone at [PRIMARYUSERPHONE], or by email at[PRIMARYUSERREMAIL ].

Sincerely,

1 "Confidential conunercial information" means records provided to the FDIC by a submitter that arguablycontain material exempt from release under Exemption 4 of the Freedom ofInformation Act, 5 U.S.C. 552(b)( 4),because disclosure could reasonably be expected to cause substantial competitive harm. See Executive Order 12,600, dated June 23, 1987.

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Page 34Page 342

[PRIMARYUSERNAME] / ~[PRIMAR YUSER TI~~l' ~FOIAIPrivacy Act Gr~

Enclosure(s) - pages 0

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F D I C iFeder al Deposit In su ranc e Co rpor ati on5 5 0 1 7 th S tr ee t N W , W a s h in g to n , D .C . 2 0 42 9 9 9 90

[TODAYDATE] ~[REQUESTERPREFIX] [RFNAME] [RLNAME] ~ "[COMPANY] 0[STREETl] [STREET2] ......~[CITY], [STATE][ZIPCODE] ~ ~.

FDIC FOIA Log Number [CAS~Dear [REQUESTERPREFIX] [RLNAMEJ: ~A search of the FDIC's records located information ~ppears to be responsive to yourFreedom of Information Act ("FOlA") requ~ ,During our preliminary review of the i~a~on located, we determined that some ofthe information may be exempt from d' ~e pursuant to FOIA Exemption 4, 5 U.S.C. 552 (b)(4), because the disclosure~ information may reasonably be expected tocause substantial competitiv~ha ~e submitter of the information. FOIA Exemption4 permits the withholding of crets, and privileged or confidential commercial orfinancial information ob~~ f a person. Other FOIA exemptions also may apply.Under Executive Ord~ ;t;;o the FDIC is required to provide the submitter ofconfidential com~~formation with an opportunity to object to the disclosure ofthat informatio r!)~hlrd party. Accordingly, we have provided the information wepropose to . e to the submitter for review and comment. Upon completion of thisprocess, inform you of our final determination regarding disclosure of thisinfon~C~nce with Executive Order 12,600 will delay our final response to your request.el:e~er, we will respond to your request as soon as possible. If you have any questions, you may contact me at [PRIMARYUSERPHONE].Thank you for your continuing patience and courtesy.

Sincerely,

[PRIMARYUSERNAME][PRIMARYUSER TITLE]FOINPrivacy Act Group

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[COMPANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE] ~

FDIC FOIA Log Number [CASE~~Dear [REQUESTERPREFIX] [RLNAME): ..._"'"~This will respond to your Freedom of Information Act;~A") request.Please be advised that the FDIC has located cert~cords (consisting ofa total of[PAGESRELEASED] pages) whichss= to your request. However, theserecords are being withheld in their entir ant to following FOrA or the Government in theSunshine Act ("Sunshine Act") Exempt n ):[REDACTIONSCODEANDD~]

Fede ra l Deposi t In sur anc e Co rpo ra ti on5 5 0 1 7 th S tr e e t N W . W a s h in g to n , D . C . 2 0 4 2 9 - 9 9 9 0

We processed the Minute rdance with the Government in Sunshine Act, 5 U.S.c. 552b(the "Sunshine Act"), xhibits and Board Case in accordance with the FOIA, 5 U.S.C. 552. SUbsection~f) e Sunshine Act requires that a Federal agency promptly makeavailable to the p' transcript, electronic recordings, or minutes of certain meetings of itsmembers,~xc r ch items of discussion or testimony as the agency determines to containinformation . ay be withheld under Subsection (c) of the Sunshine Act. Subsection (k) ofthe Sunshi provides that the exemptions set forth in Subsection (c) take precedence overth~~i s set forth in the FOIA in cases involving requests for transcripts, electronicre(tJ~s, or minutes of meetings subject to the Sunshine Act.~nce your request has been denied, you may appeal the denial to the FDIC's General Counsel within3 S business days following receipt of this letter. If you decide to appeal, please submit your appeal inwriting to the Legal Division, FOINPrivacy Act Group, at the above address. Please refer to theFDIC log number(s) and include any additional information that you would like the General Counselto consider.This completes the processing of your request. Fees, if any, will be addressed under separatecorrespondence.

Sincerely,

[PRIMARYUSERNAME][PRlMARYUSERTITLEJFOIAlPrivacy Act Group

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F D I C i[TODAYDATE]

[COl\1PANY][STREETl] [STREET2][CITY], [STATE] [ZIPCODE] ~FDIC FOIA Log Number [CASE~

Dear [REQUESTERPREFIX] [RLNAME]: ....._'"~This will respond to your Freedom of Information Act;~A") request.Please be advised that the FDIC has located cert~cords (consisting of a total of[PAGESRELEASED] pages) which app~ar ~sponsive to your request. However, certaininformation in these records has been re ursuant to the following FOIA or theGovernment in the Sunshine Act ("Sun in Act") Exemption(s):[REDACTIONSCODEANDD~l

Feder al Deposi t I nsu ranc e Co rpo ra ti on550 17 th S lr ee t NW , W a s hin g to n , D.C . 2 0429 ,9 9 90

rdance with the Government in Sunshine Act, 5 U.S.C. 552b(the "Sunshine Act"), xhibits and Board Case in accordance with the FOIA, 5 U.S.C. 552. SUbsection~f) e Sunshine Act requires that a Federal agency promptly makeavailable to the p' transcript, electronic recordings, or minutes of certain meetings of itsmembers,~xc r ch items of discussion or testimony as the agency determines to containinformation . ay be withheld under Subsection (c) of the Sunshine Act. Subsection (k) ofthe Sunshi provides that the exemptions set forth in Subsection (c) take precedence overth~~i s set forth in the FOIA in cases involving requests for transcripts, electronicret:JV-' or minutes of meetings subject to the Sunshine Act.~OUld you consider the redaction of information in the records provided to you to be a denial of yourrequest, you may appeal the denial to the FDIC's General Counsel within 30 business days followingreceipt of this letter. If you decide to appeal, please submit your appeal in writing to the LegalDivision, FOIAIPrivacy Act Group, at the above address. Please refer to the FDIC log number andinclude any additional information that you would like the General Counsel to consider.This completes the processing of your request. Fees, if any, will be addressed under separatecorrespondence.

Sincerely,

[PRIMARYUSERNAME][PRlMAR YUSERTITLE]FOIAiPrivacy Act Group

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Enclosures

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FDI IFeder al D epos it In su rance Co rpo ra tion5 50 1 7 t h S tr e et N W , W a sh in g to n , D .C . 2 04 29 -9 99 0 l

[TODAYDATE] ~[REQUESTERPREFIX] [RFNAME] [RLNAME] ~ "-[COMPANY] 0[STREETl] [STREET2] ......_[CITY]. [STATE] [ZIPCODE] ~ ~.

FDIC FOrA Log No. [CASENUMBE((jDear [REQUESTERPREFIX] [RLNAME]: ~Thank you for your recent correspondence reqUesti~rmation about a loantransaction involving yourself and an FDIC-in\ure,Hinancial institution subsequentlyordered into FDIC receivership. ~Based on the limited information you """""'~' we have determined that your request isnot in compliance with applicable F~A:regulations and cannot be furtherprocessed. Therefore we ar:~;~r request file. You may submit a new request atany time. To assist you in db~,we are providing the following information.The FDIC's FOrA regu' provide that requests by individuals for access to recordspertaining to them m tude a reasonable description of the records sought. Areasonable descri your loan would include, for example, your full name asocuments, the name and location of the financial institution, yourloan accoun~'.11,....~..., a general description of any loan collateral (home, auto, etc.), theapproxi e of the loan, the approximate balance owed, and other information thatwould to locate the records.

IC's FOIA regulations further provide that requests by individuals for access tore ds pertaining to them must include appropriate proof of identify. Therefore, your~ ~ uest must be either notarized or made by declaration subscribed to as true under the, penalty of perjury under the laws of the United States of America. You also must provideone additional proof of identity such as a copy of your driver's license or other photo rD.Please keep in mind that as a general rule, the FDIC sells the loan assets offailedfinancial institution in receivership and the loan file is typically transferred to thepurchaser. Therefore, even if you submit a new FOrA request, the information that youwish to obtain may no longer be available from the FDIC.If you decide to submit a new request for this information, please make certain that youcomply with these requirements. Complete information about making a request for FDICrecords may be found at www.fdic.BOVunder the "Freedom of Information Act (FOIA)Service Center" link.Thank you for your interest in the FDIC.FOINPrivacy Act Group

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Feder al Deoosit I nsur ance Co roo ra ti on5 50 1 7 th S tr e et N W , W a s h in gt o n, D .C . 2 04 29 -9 99 0

[REQUESTERPREFIX] [RFNAME] [RLNAME][COlVlPANY][STREET!] [STREET2][CITY], ESTATE] [ZIP CODE]

Dear fREQUESTERPREFIXj [RLNAME]: ~~This will respond to the Freedom ofInformati'ln 1\tt ('FOIA") request you submitted tothe [CUSTOMFIELD24]. --\.Following its records search, the [CU~~~'PLD24] located certain records (consistingof [PAGESRELEASED] pages) ori~yilie FDIC. The [CUSTOMFIELD24]referred the records to the FDI

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Page 1 of 1

Dear FOIARequester: ~~Your Freedom of Information Act/Privacy Act appeal dated [REQUESTEDDATE]has been recel~ eFDICand assigned Log Number [CASENUMBER]. Please cite your FOIA log number in an~ in uiriesregarding your request. You may also call the FDIC's FOIA Service Center at 202-898-7 taininformation the FOIA process. 0::I:::::acy Act Group, Legal Division ~~FederalDeposit Insurance Corporation550 17th Street NW ~Washington, o . c , 20429-9990 ~ V

~"?-~~

O~v < V(v~f v ?rJ~? . 0

h ttp s:llf oia xp re ss .f dic .g ov !F O IA Xpre ss/A dm in la fx New Up da te T empla te .a sp x ?M o de = U&... 10/25/2011

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Dear [REQUESTERPREFlX]RLNAME]; .< / 9Your Freedom of Information Act/Privacy Act request was received by the FDIC's FOIA/priVaCy~~pand assigned LogNumber [CASENUMBER]. ~Pleasebeadvised that the F01Aallows 20 busines~days, from date of receipt, to proc~

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Page 1 o f 1

Thank you.

~()[REQUESTDESCRIPTION] ~ "The requester is [RFNAME] [RLNAME], [COMPANY] [STREETlJ [STREET2] [CITY], [STAT~].Requester's FOIA fee category is [REQUESTERCATEGORY]. 6VPlease search for responsive records and email them to me. The due date for~.s~st is [TARGETDATE],so I would appreciate your response by [REQFORDOCSDUEDATE]. Please~ our total search hours andyour total review hours in your response. ~[or] ~At this point, the request is being referred to you for fee esti--t"-~ Please provide separate estimatesof search hours, review hours, and pages to be duplicated a~~~1Cfh~m to me. The due date for thisrequest is [TARGETDATE], so I would appreciate your ~Orlj by [REQFORDOCSDUEDATE].

~'v(yO~(j

f < : - )r < _ ) - )0 -

FDIC ForA Log #[CASENUMBER] requests:

h ttp s:! !fo ia xp re ss.f dic .g ov !F OI AXp re ss! A dm in la fx N ew Up da te T empla te .a sp x ?M od e= U &... 10/25/2011

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PP ag e 4 4age 44 Page 1 of 1

~::r : : , E : ~ : : : : : : : : : ~ ; ~ : ~ : : M : ) ;ntormatlon Act ("FOIA~ request. ~QYou have agreed to pay up to [WILUNGAMOUNT] for the processing of your reqUest.~hl ~roVldes ourestimate of anticipated search and review costs for processing your request. Our FOlA ons state thatcosts anticipated to exceed $250.00 require the requester to provide a written agl~e nt 0pay ourestimate, as well as provide a 20% down payment of the estimated costs.We estimate that the cost to search for and review the documents you have ~s d is approximately[CHARGEDAMOUNT]. Therefore, before we can process your request, it W~'I essary for you to agree inwriting to pay our cost estimate of [CHARGEDAMOUNT], consisting of sea I iew, and duplication costs,and to provide a 20 % down payment for these costs, in the amount~C TOMFIELD27].We will hold your request in abeyance for 10 business days, fro t te of this letter, pending yourwritten agreement to pay these estimated costs, and your do n ent check in the amount of$[CUSTOMFlELD27]. Please send your check in this amount to a ention at the above referencedaddress, together with your written agreement to pay the fu~co estimate of [CHARGEDAMOUNT]. Ifwe donot receive a reply from you within 10 business days, w4 wilr assume you have decided not to pursue yourrequest, and will close out our file on this matter. ~Sincerely, ~V[ . R I M A R V U S E R N A M E ) r.0[PRIMARYUSERTlTLE] ~'VFOIA/Privacy Act Group, Legal Divi IFederal Deposit Insurance Corpo I550 17th Street NW 19~ )Washington, D.C. 20429-9!

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Page 1 of 1

FDIC FOIA Log #[CASENUMBERj requests: ~Q[REQUESTDESCRIPTION] ~ "The requester is [RFNAME] [RLNAME], [COMPANY] [STREETl] [STREET2] [CITY], [STAT~].Requester's ForA fee category is [REQUESTERCATEGORY]. 0VPlease search for responsive records and email them to me. The due date for~.s~st is [TARGETDATE],so I would appreciate your response by [REQFORDOCSDUEDATE]. Please inc our total search hours andyour total review hours in your response. j[or} ~

y. Please provide separate estimatesi them to me. The due date for this(REQFORDOCSDUEDATE].At this point, the request is being referred to you for fee estiof search hours, review hours, and pages to be duplicated andrequest is [TARGETDATE], so I would appreciate your responj' ti

~Thank you. O~V~fv~f v?o{(-? . 0

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Dear [REQUESTER PREFIX] [RLNAME]: ~< : )This will respond to your Freedom of Information Act ("FOIA") request. ~ "Please be advised that the FDIC has located certain records (consisting of a total of [PAr~SED)pages) which are responsive to your request. However, these records are being with~-;r entiretypursuant to following FOIA Exemption(s): -. ",V[REDACTIONSCODEANDDESCUSED] ~ ~Since your request has been denied, you may appeal the denial to the F~'U ~eral Counsel within 30 busln.days following receipt of this e-mail. If you decide to appeal, please sub ~'ppeal in writing to the LegalDivision, FOIA/Privacy Act Group, Federal Deposit Insurance Corporati~, 17th St. NW, Washington, D.C.20429-9990. Please refer to the FDIC log number{s) and include ~itional information that you would likthe General Counsel to constder. I t , . _ ' ( ' _This completes the processing of your request. Fees, If any, ~addressed under separatecorrespondence. ;

~[PR.MARYUSERNAME], [PRIMARYU5ERTITLE] ~ VFOINPrivacy Act Group, Legal Division 0"Federal Deposit Insurance Corporation550 17th Street NW / ~Washington, D.C. 20429-9990 G :VTel: [PRIMARYU5ERPHONE]Fax: 703-562-2047 ~Email: [PRIMARYUSERREMAI~--

fv~f 8{

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DIR received this FOIA request for RIS data. Please go ahead and send the data directly tltCrequester, and let me know by email when that's done. /~ .....Thanks, ~~

~O

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FO[C ForA Log #[CASENUMBERl requests, ~< : )[REQUESTDESCRIPTION] ~ xThe requester is [RFNAME] [RLNAME], [COMPANY] [STREETl] [STREET2] [CITY], [STAT~~.Requester's FOIA fee category is [REQUESTERCATEGORY]. 0VPlease search for responsive records and email them to me. The due date fO~i~st is [TARGETDATE],so Iwould appreciate your response by [REQFORDOCSDUEDATE]. Please in our total search hours andyour total review hours in your response. < Q[or] ~At this polnt, the request is being referred to you for fee esti~~ Please provide separate estimatesof search hours, review hours, and pages to be duplicated an II them to me. The due date for thisrequest Is [TARGETDATE], so I would appreciate your respo~e y [REQFORDOCSDUEDATE].

~Thank you. O~0~(v~rv~o~~ . 0


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FDIC FOIA Log #[CASENUMBERj requests: ~Q[REQUESTDESCRIPTION] . v " -The requester is [RFNAME] [RLNAME], [COMPANY] [STREET!] [STREET2] [CITY], [STAT~~.Requester's FOIA fee category is [REQUESTERCATEGORY]. 0VPlease search for responsive records and email them to me with a Cc: to~~ _ The duedate for this request is [TARGETDATE), so Iwould appreciate your response EQFORDOCSDUEDATE].Please include your total search hours and your total review hours in you se,[or] ~At this point. the request is being referred to you for fee esti~~ Please provide separate estimatesof search hOHrs rpvie" hours. and pages to be duplicated an II them to me with a Cc: to---:------.===~=~~JThe due date for this request is [TAR~E ATE], so Iwould appreciate your responseby [REQFORDOCSDUEDATE]. ~

o~'vhank you.

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Dear [REQUESTERPREFIX)[RLNAME):This wll1partially respond to your Freedom of Information Act ("FOlA") request.You have asked for expedited processing of your request. Under the FDIC's FOlA requlatlprocessing is granted where a requester has demonstrated a compelling need for the r. r where the FDlhas decided to expedite the response. To show a compelling need for expedited r :~ i ,a requester mustprovide a statement to the FDIC demonstrating that: ~ ,.

(A) The failure to obtain the records on an expedited basis could rea.{oebly be expected topose an imminent threat to the life or physical safety of an individ~'V(B) The requester can establish that they are primarily engaae' inOrmationdissemination as their main professional occupation or acti~d there is urgency toinform the public of the government activity involved i~ ~'fqtJest; and(C) The requester's statement must be certified to be~.~nd correct to the best of theperson': knowledge and belief and explain in detfil t~ basis for requesting expeditedprocessmg. ~

See 12C.F.R. 309.5 (d)(3)(i). ~~VYour request for expedited processing has be

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Dear [REQUESTERPREFlXj [RLNAME]: ~QThis will partially respond to your Freedom of Information Act ("FOIA") request. ~ ~Pleasebe advised that your request for expedited processing has been granted. ~ "-Should you have questions concerning this correspondence, you can contact [PR~~~RNAME] of this offieIPRIMARYUSERPHONE]. ~ '9Sincerely, /~[PRIMARYUSERNAME] o:~[PRIMARYU5ERTITLE] VFOIA/Privacy Act Group, Legal Division \Federal Deposit Insurance Corporation ~~550 17th Street NW .......Washington, D.C. 20429-9990 ~ ~

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Dear [REQUESTERPREFIXJ[RLNAMEJ: /~..the need to consult with another agency or with internal FDI.~ lonents, which have a substantialinterest in the determination or the subject matter of your re~.~In accordance with the FOIA and the FDIC's FOIA reg~1 ion!. we now are notifying you that an additionalten working days is required to respond to your requ We will attempt to send you an additional responseby [TARGETDATE]. Because of the nature of yo~r qu s, however, we may not be able to complete thejob by that time. Therefore, we are now provtd] ith an opportunity to modify, limit, or otherwisesimplify your request. r-"'\~Though you are not required to modify sim~ your request, your refusal to do so may cause a delay inour final response. Please contact yo i ed Senior FOIA Specialist if you wish to attempt to simplify orotherwise modify your request to ha en esponse.Alternatively, if you do not Wi~~ify your request and the above-referenced date has passed, pleasecontact our FOIA Service cen~~uss obtaining an alternative time frame for the final response.Thankyou for your ro~~ and your interest In the F D I C .Sincerely, XFOJA/priVaCyl!'!1...._~p, Legal DlvislonFederal Depo~~urance Corporation550~i=t,NWwashb " C 20429

~

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Dear [REQUESTERPREFIX]RLNAME]:This will partially respond to your Freedom of Information Act ("FOIA") request.In your request you have asked for a waiver or reduction of fees. The FOIA provides thatreduced if "disclosure of the information is inthe public interest because it is likely to r~~b~e significantly ttpublic understanding of the operations or activities of the government and is not~ri ily n the commercialinterest of the requester." 5 U.S.c. 552(a)(4)(iii). The FDIC's FOIA regulation e e this test. 12 C.F.R.309.5(f)(1)x). Courts have held that it is the requestor's burden to establish th statutory standard ofpublic interest is met. Slater v. Executive Office for United States Attorneys,~~'98-1663, 1999 U.S. Dist. LE)8399, at 13 (0.0.c. 5/2/99). In order for the public to benefit from diSClo~~formation, a requestor shothave the ability and intention to disseminate requested information t~t e ested public. McClellan Ecologl.Seepage Situation v. Ceriucci, 835 F.2d 1282 (9th Cir. 1987), Oglesb U,. Department of the Army, 920 F.57 (D.C. Cir. 1990). t>. . .You have failed to provide sufficient justification for the reqUeste~liver or reduction of fees. Consequently,request for a waiver or reduction of fees is denied. ~ ...

~You may appeal Jeis decision to the FDIC'sGeneral Coun\el within 30 business days following receipt of this e -mail. If you decide to appeal, please submit you~ap e~writing to the Legal Division, FOIA/Privacy Act GrotFederalDeposit Insurance Corporation, 550 17th t W, Washington, D.C. 20429-9990. Pleaserefer tothe FDIClog number and include any additional tton that you would like the General Counsel toconsider. Should you have questions concerning t~~orrespondence, you cancontact [PRIMARYUSERNAME]of this offlc[PRIMARYUSERPHONE]. v 'VSincerely, ~[PRIMARYUSERNAME] ~~[PRIMARYUSERTITLE]~FOIA/PrivacyAct Group, lslonFederalDeposit Insura poratlon550 17th Street NW/ ~Washington, D.C~-9990

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[PRIMARYUSERNAME][PRIMARYUSERTITLE]FOIA/Privacy Act Group, Legal DivisionFederal Deposit Insurance Corporation550 17th Street NWWashington, D.C. 20429-9990

~~Please be advised 'hat your request for a waiver or reduction of fees ts granted. ~"Should you have questions concerning this correspondence, you can contact [PRI~~~RNAME] of this offic[PRIMARYU5ERPHONE]. ~ ""Sincerely, ~

. . J . . < O~~

This will partially respond to your Freedom of Information Act ("FOrA") request.Dear [REQUESTERPREFIX][RLNAME]:

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Dear [REQUESTERPREFIX][RLNAME]: / ~< : 'This will respond to your Freedom of Information Act ("FOIA") request. ~ ~ VEnclosed are copies of the records located by the FDIC which are responsive to your r e q ~ "This completes the processing of your request. Fees, if any, will be addressed un~e~atecorrespondence. ~ ~Sincerely, o:~[PRIMARYUSERNAME], [PRIMARYUSERTITLE] VFOIA/Privacy Act Group, Legal Dlvislon .. ,Federal Deposit Insurance Corporation ~550 17th Street NW ~~Washington, D.C. 20429-9990 - . . lTel: [PRIMARYUSERPHONE]Fax: 703-562-2797Email: [PRIMARYUSERREMAIL]Enclosure(s) [PAGESRELEASED] pages

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Dear [REQUESTERPREFIX] [RLNAME]; ~This will respond to your Freedom of Information Act ("FOlA") request. ~ "'-Enclosed please find copies of the records located by the FDIC (consisting of a total Of~P E~LEASED]pages) which are responsive to your request. However, certain information in these r as beenredacted pursuant to the following FOIA Exemption(s): __ ~[REDACTIONSCODEANDDESCUSED] r.~.Should you consider the redaction of information in the records provided ~~ be a denial of your request,may appeal the denial to the FDIC's General Counsel within 30 busin8~lIowing receipt of this e-mail. Iyou decide to appeal, please submit your appeal in writing to the Le lvlslon, FOIA/Privacy Act Group, FedeDeposit Insurance Corporation, 550 17th Street NW, Washington, ~ 429-9990. Please refer to the FDICnumber and include any additional information that you would~i~ ~ ~eneral Counsel to consider.This completes the processing of your request. Fees, if any, ~ "addressed under separatecorrespondence. \ 'Sincerely, ~[PRIMARYUSERNAMEJ,[PRIMARYUSERTITLE] _WFOIA/Privacy Act Group, Legal Division O~Federal Deposit Insurance Corporation ~550 17th Street NWWashington, D.C. 20429-9990 r:Tel: [PRIMARYUSERPHONE] ~VFax: 703-562-2797Email: [PRIMARYUSERREMAIL~Enclosuce(s) ~~

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Dear [REQUESTERPREFIX][RLNAME]:This will respond to your Freedom of Information Act ("ForA") request.To ensure your privacy, the FDICs regulations provide that requeindividuals for access to records pertaining to them must includ a opriateproof of identity. To establish proof of your identity, you m d us either(1) a certification of a duly commissioned notary public, of any state or ter~i ry, sting to your identity,or (2) an unsworn declaration subscribed to as true under the penalty of pe nder the laws of theUnited States of America. In addition, you must attach a cop~ photo 10 such as adrivers license. ~For your convenience, if you choose to send an unsworn declc:r~~tead of a notarized certification, weare providing the following example: ~ ~"~

I, [ insert your name here] hereby deClare;d afJirm under the penalty of perjury under thelaws of the United States of American that I the person to whom the requested recordspertain. In witness whereof,l have Signe~ ated my request.Signature (Legible and Original): fi 1 Date: [_ia.swt date here ]

If you wish, you may fax this informatio~o 703-562-2797. If we do not hear from you within ten(10) calendar days from the date of thi r, we will conclude that you no longer wish to pursue thismatter and we will close your reque(jComplete information making a request for FDIC records may be found atwww.fdic.gov under I reedom of Information Act (FOIA) Service Center"link. If you have qu~~ f lease contact [PRIMARYU5ERNAME] at [PRIMARYUSERPHONE].Sincerely. X ~FOINprlvac~~p. Legal DivisionFederal Dep urance Corporation550;i:= NWw a s ' Q ' I .c . 20429-9990

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FDICFOIALog #[CASENUMBER]requests: ~< : )[REQUESTDESCRIPTI0N] ~"The requester is [RFNAME] [RLNAMEJ, [COMPANY] [STREET!] [STREET2] [CITY}, [STATF~.Requester's FOrA fee category is [REQUESTERCATEGORY]. ( ) ' J "Please search for responsive records and email them to me. The due date for~.s~st is [TARGETDATE],50 I would appreciate your response by [REQFORDOCSDUEDATE]. Please inc our total search hours andyour total review hours in your response. < 0[or] ~At this point, the request is being referred to you for fee estl~'fl;: Pleaseprovide separate estimatesof search hours, review hours, and pages to be duplicated an I them to me. The due date for thisrequest is [TARGETDATE], so I would appreciate your respon}e [REQFORDOCSDUEDATE].

~Thank you. O~V~#~X0 .

~ . 0 -

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Dear [REQUESTERPREFIX) [RLNAME): ~

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Dear [REQUESTERPREFIX] [RLNAME]: . ~ < ; )Thank you for your recent correspondence requesting information abou~~).Ytransaction involving yourself and an FDIC-insured financial institutiOjl"'\~equentlyordered into FDIC receivership. ~Basedon the limited information you provided, we havedeter .to.qhat yourrequest is not in compliance with applicable FDIC FOIA regljeJFsa~~ cannot befurther processed. Therefore we are closing your requesK._1(Irou may submit anew request at any time. To assist you in doing so, w1~roviding the followinginformation. ~The FDIC's FOIA regulations provide that reqUe~+-~~dividuals for access torecords pertaining to them must include a reas~ie description of the recordssought. A reasonable description of your IOfn ~ould include, for example, your fullname as contained in the loan document~e name and location of the financialInstitution, your loanaccount num~~eral descriptionof any loancollateral(home, auto, etc.), the approximat of the loan, the approximate balanceowed, and other information that 0 help us to locate the records.The FDIC's FOIA regulations r provide that requests by individuals for accessto records pertaining to th ust include appropriate proof of identify. Therefore,your request must be ~l!{ otarized or made by declaration subscribed to as trueunder the penalty o~~lfIiI'Y under the laws of the United States of America. Youa/50 must provideJ'~ ditional proof of identity such as a copy of your driver'slicense or otherx~ D.Please ke~end that as a general rule, the FDIC sells the loan assets of failedfinancial i ion in receivership and the loan file is typically transferred to thepurc.~ erefore, even if you submit a new FOIA request, the information thatyou ~to obtain may no longer be available from the FDIC.If~U decide to submit a new request for this information, please make certain thatyou comply with these requirements. Complete information about making arequest for FDIC records may be found at www.fdic.gov under the "Freedom ofInformation Act (FOIA) Service Center" link.Thank you for your interest in the FDIC.

FOIAjPrivacy Act Group, Legal DivisionFederal Deposit Insurance Corporation550 17th Street NWWashington, D.C. 20429-9990

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[TODAYDATE]

[CASENUMBER]

Please give a status check on this request.

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Dear [REQUESTERPREFIX) [RLNAME); ~< : )This will respond to your Freedom of Information Act ("FOIA'1 request. ~ "-The FDIC's Division of Resolutions and Receiverships advises that all loan records, ind~d' ~ files, fromWashington Mutual Bank were transferred to JPMorgan Chase Bank, the acqulrer of thl . tion.Therefore, the FDIC has no records for your request. ~Should you wish to consider this to be a denial of your request, because alllOiir s from WashingtonMutual were transferred to JPMorgan Chase Bank, you may submit a written al 0 the FDIC's GeneralCounsel within 30 business days following receipt of this e-mail. If you de~ ppeal, please submit yourappeal in writing to the Legal ntvtslon, FOlA/Privacy Act Group, Fede~ralD Insurance Corporation, 55017th Street NW, Washington, D.C. 20429-9990. Please refer to the FD 1 0 number(s) and include anyadditional information that you would like the General Counsel to ~ .Sincerely, ~'(-

[PRIMARYUSERNAME][PR IMARYUS ERT ITLE]FOIA/Privacy Act Group, Legal DivisionFederal Deposit Insurance Corporation550 17th Street NWWashington, D.C. 20429-9990

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Dear [REQUESTERPREFIX] [RLNAME]:This will respond to your Freedom of Information Act ("FOIA") request.Please be advised that the FDIC has located no records that are responsive to your requShould you wish to consider this response to be a denial of your request because noyou may appeal to the FDIC's General Counsel within 30 business days following re.... ~ !J I "you decide to appeal, please submit your appeal in writing to the Legal Division, rivacy Act Group,Federal Deposit Insurance Corporation, 550 17th Street NW, WaShington~D. . 0 9-9990. Please refer tothe FDIC log number and include any additional information that you woul e General Counsel toconsider.This completes the processing of your request. Fees, if any, will be ~essed under separatecorrespondence. ~Sincerely, ~[PRIMARYU5ERNAME] . \ '[PRIMARYU5ERTITLE] ~FOIA/Privacy Act Group, Legal Division '- Federal Deposit Insurance Corporation ~ V550 17th Street NW O~Washington, D.C. 20429-9990Tel: [PRIMARYU5ERPHONE] /1Fax: 703-562-2797 'v-Email: [PRIMARYU5ERREMAIL] (jrv~fv~

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Do not miss this IMPORTANT deadline ~ ~Q~~~O

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FD IC FOIA Log ~[CASENUMBERI requests: ~[REQUESTDESCRIPTION] ~"The requester is [RFNAME] [RLNAME], [COMPANY] [STREETl] [STREET2] [CITY], [STATF.~.Requester's FOIA fee category is [REQUESTERCATEGORY]. ~,,,

Please search for responsive records and email them to me. The due date for~.s~st is [TARGETDATE],50 Iwould appreciate your response by [REQFORDOCSDUEDATE]. Please inc our total search hours andyour total review hours in your response. j[or] -\At this point, the request is being referred to you for fee estimat y. Please provide separate estimatesof search hours, review hours, and pages to be duplicated an....._ ..;I' them to me. The due date for thisrequest is [TARGETDATE], so I would appreciate your responje [REQFORDOCSDUEDATE].

~Thank you. O~0~(v~fv~

og _ . . . ~ . 0

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Dear [REQUESTERPREFIX][RLNAME]; / f ;)This will respond to the Freedom of Information Act ("FOIA") request you submitted to the " ~[CU5TOMFIELD24]. ~Following its records search, the [CUSTOMFIELD24] located certain records (COnsisti#-ESRELEASED]pages) originated by the FDIC. The [CUSTOMFIELD24] referred the records to the F C our disclosurereview and direct response to you. ....._We have determined that the referred records are being withheld in their ent(e}Y ~~ant to the followingFOIA Exemption(s): ~[REDACTIONSCODEANDDESCU5ED] . - . l < QSince your request has been denied, you may appeal the denial to ~IC'S General Counsel within 30 busirdays following receipt of this e-mail. If you decide to appeal, 1 ubrnlt your appeal in writing to the LegalDivision, FOIA/Privacy Act Group, Federal Deposit Insurance atlon, 550 17th Street NW, Washingtonr D.204299990. Please refer to the FDIC log number(s) and inc~d any additional information that you would lik(General Counsel to consider. ~This completes the processing of your request. ~ Ifjlny, will be addressed under separatecorrespondence. ,"VSincerely, 0[PRIMARYUSERNAME] ~[PRIMARYUSERTITLE] ~FOIA/Privacy Act Group, Legal DViFederal Deposit Insurance cor

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[TODAYDATE] ~~~

~"~o< Q < V~

The attached email request was received in the FOIA/privacy ~oup and is being forwarded to theCustomer Service Center/Consumer Response Center fO{ prgtessing. The requester has been notified of ouraction. ~

[PRIMARYUSERNAME], [PRIMARYUSERTITLEO~ 'vFOlNPrivacy Act Group, Legal Division ~Federal Deposit Insurance Corporation550 17th Street NW r:Washington, D.C. 20429-9990 ~VTel: [PRIMARYUSERPHONE])Fax: 703-562-2797Email: [PRIMARYUSERRE~f < < < ;~0 : -

FDIC - ORR- DallasCustomer Service Center1601 Bryan StreetDa/fas, TX 75201OrConsumer Response CenterFDIC2345 Grand Blvd, Suite 100Kansas City, MO 64108-2838

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Dear [REQUESTERPREFIX][RLNAME]: /50This will respond to the Freedom of Information Act ("F01A") request you submitted to the " " < ~[CUSTOMFlELD24]. ,,~Following its records search, the [CUSTOMFIELD24] located certain records (COnsistin~A ESRELEASED]pages) originated by the FDIC. The [CU5TOMFIELD24] referred these records to the lour disclosurereview and direct response to you. __ ~We have completed our disclosure review, and have determined that the = rs ~r~s may be releasedin full. Enclosed are copies of the records that are being released. ~"VThis completes the processing of your request. Fees, if any, will be adctes'l../under separatecorrespondence. ~

~~,Sincerely,[PRIMARYUSERNAME][PRIMARYUSERTITLE]FOIA/Privacy Act Group, Legal DivisionFederal Deposit Insurance Corporation550 17th Street NWWashington, D.C. 20429-9990Tel: [PRIMARYU5ERPHONE]Fax: 703-562-2797Email: [PRIMARYU5ERREMAIL]Enclosures

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Dear [REQUESTERPREFIX][RLNAME]: / , ; < ; )This will respond to the Freedom of Information Act ("FOIA") request you submitted to the ~ ~[CUSTOMFIELD24]. ~Following its records search, the [CUSTOMFIELD24] located certain records (COnsistin~~ESRELEASED]pages) originated by the FDIC. The [CUSTOMFIELD24] referred the records to the F C~r disclosurereview and direct response to you. ......_We have completed our disclosure review, and have determined that the refe~d~;ds may be released inpart. Enclosed are copies of the records that are being released. Howev~ . information in theserecords has been redacted pursuant to the following FOIA Exemption(s): V[REDACTIONSCODEANDDESCU5ED] ~Should you consider the redaction of information in the recor~s ~d to you to be a denial of your request,may appeal the denial to the FDIC's General Counsel within ess days following receipt of this e-mail. Iyou decide to appeal, please submit your appeal in writing to t egal Division, FOIAjPrivacy Act Group, FedeDeposit Insurance Corporation, 550 17th Street NW, ~

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Dear [REQUESTERPREFIX][RLNAME): E iQThis will respond to your Freedom of Information Act ("FOIA") request. ~~~Following a search of the FDIC's records, we located [NOOFDOCUMENTSINCASEFOLDER]~nt(S)(consisting of [PAGESRELEASED)page(s)) that originated with [CUSTOMFIELD24] wh~ p ar to bepotentially responsive to this request. VTherefore, in accordance with the FOlA and the FDIC's published regulations, we--~d the document{s}to [CUSTOMFIELD24] for its review and direct response to you. ~./ ~~If you have any questions concerning this referral, you may contact [PRI~eRNAME] at[PRIMARYUSERPHONE). ~ VSincerely, ~[PRIMARYUSERNAMEl, [PRIMARYUSERTlTLE] -- ~FOlNPrivacy Act Group, Legal Division , ~ -Federal Deposit Insurance Corporation . t550 17th Street NW ~Washington, D.C. 20429-9990 " ~Tel; [PRIMARYUSERPHONE] ~ VFax: 703-562-2797 O~Email: [PRIMARYUSERREMAIL] 0~fv~~?

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Dear [CUSTOMFIELD24]: . ( ~ < : ; )In processing the attached FOIA request, we located [NOOFDOCUMENTSINCASEFOLDER] dOC~)t. t(consisting of [PAGESRELEASED] page(s}) that originated with your agency. We are referri,~']ocument(s) to you for your review and direct response to the requester.

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Dear [REQUESTERPREFIX][RLNAME]: < ~ < ; )Thank you for your FOlA status inquiry. Please be advised that the ForA allows 20 bUSineSS!~Vrocessyour request, and additional processing time is allowed under certain circumstances. Comp nformationabout the FOIA process at the FDIC is available at http://www.fdic.gOv/about/freedom/g~ .Please rest assured that the FDIC is processing your request as quickly as possible. yQ")'e contacted assoon as we have completed the processing of your request or have additional inf0!!:l1""~egarding theestimated date for completion. ~ TSincerely,

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~" ~The Federal DepositInsurance Corporation("FDIC')has received a Freedom01Inlor#FOlA"lrequest. Someof the records responsive to this request may contain "confidential co 0 Iinformationl/[l] which was submitted by you. In accordance with Execulivei!0 600, we areproviding you with notice that these records may be disclosed pursuant to th and affording youan opportunity to object to the disclosure of any specified portion of the ~fil tial commercialinformation that has not been identified as exempt by the FDIC. ~"VAttached are copies of records that may be provided to the requ~. IYrou object to the disclosure of aconfidential commercial information that has not been identifiWcempt by the FDIC, please providethe FDIC with your wr itte n commen ts and ob je ction s with~lalendar days of the date of this letter.Your comments should specifically address the con~l entjal commercial information to which theobjection pertains, explain why you believe that th . formation is exempt from disclosure under theFOrA, and be supported by facts demonstrat~t tJi disclosure of such information reasonably mightbe expected to cause substantial competitive h . . .Vyour finn. A general objection to the disclosure ofinformation is insufficient. 0lfwe do not hear from you within terLllItendar days from the date of this letter, we will conclude that yodo not object to the d.iSclosu~eoft ~~ential commercial information that has not been identified asexempt by the FDIC. In such e e FDIC may disclose the information to the public, in whole or inpart, without further noticePlease direct your ~..t~ments, if any, to my attention. Ifyou have any questions. you may contacme by telephone a~~RYUSERPHONE]' or by email at [PRIMARYUSERREMAIL]. : - < i J Sincerely, . 0 : - (PRIMARYUSERNAME][pRIMARYUSERTITLE]FOIAlPrivacy Act GroupAttacment(s) _ pages

[I] "Confidential commercial information" means records provided to the FDIC by a submitter that arguably containmaterial exempt from release under Exemption 4 of the Freedom oflnformation Act, 5 U.Soc. 552(b)(4), becausedisclosure could reasonably be expected to cause substantial competitive harm. See Executive Order 12,600, dated June 23,1987 .

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Dear [REQUESTERPREFIX) [RLNAME): ~

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Dear [REQUESTERPREFIX][RLNAME]: ,,~This will respond to your Freedom of Information Act ("FOIA") request. ~~Please be advised that the FDIC has located certain records (consisting of a total of [PAG SED]pages) which appear to be responsive to your request. However, these records are b~ i held in theirentirety pursuant to following ForA or Sunshine Act Exemption(s): V[REDACTIONSCODEANDDESCU5ED] ~We processed the Minutes in accordance with the Government in sunShi~U.s.c. 552b(the "Sunshine Act"), and the Exhibits and Board Case in accordance wit lA, 5 U.S.c. 552.Subsection (f}(2) of the Sunshine Act requires that a Federal agency _pl\>mp make available to the publicthe transcript, electronic recordings, or minutes of certain meetings ~ members, except for such items ofdiscussion or testimony as the agency determines to contain ~'nf r~ which may be withheld underSubsection (e) of the Sunshine Act. Subsection (k) of the Su s ~~ct provides that the exemptions setforth in Subsection (c) take precedence over the exemptions h in the FOIA in cases involvingrequests for transcripts, electronic recordings, or minutes of j'le ings subject to the Sunshine Act.Since your request has been denied, you may appeal ~enial to the FDIC's General Counsel within 30 buslndays following receipt of this e-mail. If you decide ap eal, please submit your appeal in writing to the LegalDivision, FOIA/Privacy Act Group, Federal Depo . ance Corporation, 550 17th Street NW, Washington, D20429-9990. Please refer to the FDIC log n s and include any additional information that you would Ilkthe General Counsel to consider.This completes the processing of YOU~68t. Fees, if any, will be addressed under separatecorrespondence. ~ VVSincerely, ,,~,[PRIMARYUSERNAME] a__V[PRIMARYUSERTITLE]/~"' -FOIA/Privacy Act G~.i~al DivisionFederal Deposit I~ nce Corporation550 17th StreetWashington, ~ (l29-9990 . 0 : -

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Dear [REQUESTERPREFIXI[RLNAMEI: f::)Please be advised that the FDIC has located certain records (consisting of a total of [PAG SED)pages) which appear to be responsive to your request. However, certain information i 5 records hasbeen redacted pursuant to the following FOIA or Sunshine Act Exemption(s):[REDACTIONSCODEANDDESCU5ED] ~We processed the Minutes in accordance with the Government in 5unshin~.s.c. 552b(the "Sunshine Act"), and the Exhibits and Board Case in accordance with A, 5 U.S.C. 552.Subsection (f)(2) of the Sunshine Act requires that a Federal agency~mp make available to the publiCthe transcript, electronic recordings, or minutes of certain meetings . members, except for such items ofdiscussion or testimony as the agency determines to contain infor~n hich may be withheld underSubsection (c) of the Sunshine Act. Subsection (k) of the sun~h ct provides that the exemptions setforth in Subsection (c) take precedence over the exemptions in the FOIA in cases involvingrequests for transcripts, electronic recordings, or minutes of me ings subject to the Sunshine Act.Should you consider the redaction of information in th_,..Lo~s provided to you to be a denial of your request,may appeal the denial to the FDIC's General Coun~~ 30 business days following receipt of this e-mail. Iyou decide to appeal, please submit your appeal ri'-' . .g to the Legal Division, FOIA/Privacy Act Group, FedeDeposit Insurance Corporation, 550 17th Stre , ashington, D.C. 20429-9990. Please refer to the FDICnumber and include any additional informati tH t you would like the General Counsel to consider.This completes the processing of your rL.L.+-. Fees, if any, wil l be addressed under separatecorrespondence. G " V 'Sincerely, f

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: ' ~ i : : : ~ ~ : : ' ~ : R : ' : : : : : ~:~o:::~~edom of I n f o r m a t i o nct ( " F O I A " )equest. >To ensure the privacy of the individuals to whom the records requested pertain, the FDI ' ~tionsprovide that requests by third parties for accessto records of other individuals must in n authorizationof releasefrom the individuals in question, Pleaseforward an authorization signed by he ivlduals towhom the records requested pertain, indicating that you have been authorized to r t them, and mayaccessthe requested records in their name, If you wish, you may fax this inform' us at (703) 562-2797.

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FDICFOIA Log #[CASENUMBER]Attached please find the response to the above referenced FOIA request.[PRIMARYU5ERNAME], [PRIMARYUSERTITLEJFOINPrivacy Act Group, Legal DivisionFederal Deposit Insurance Corporation550 17th Street NWWashington, D.C. 20429-9990Tel: [PRIMARYU5ERPHONE]Fax: 703-562-2047Email: [PRIMARYUSERREMAILJ

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12-0060