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DEATH BENEFITDEATH BENEFIT

TRAINING COURSE ON Elizabeth C. ReyesSSS BRANCH OPERATIONS OIC, NCR RPD

"SEC. 13. Death Benefits. - Upon the death of a member who has paid at least thirty-six (36) monthly contributions prior to the semester of death, his primary beneficiaries shall be entitled to the monthly pension: Provided, That if he has no primary beneficiaries, his secondary beneficiaries shall be entitled to a lump sum benefit equivalent to thirty-six (36) times the monthly pension. If he has not paid the required thirty-six (36) monthly contributions, his primary or secondary beneficiaries shall be entitled to a lump sum benefit equivalent to the monthly pension times the number of monthly contributions paid to the SSS or twelve (12) times the monthly pension, whichever is higher.

DEATH BENEFITDEATH BENEFIT

CASH BENEFIT (MONTHLY PENSION

OR LUMPSUM) GIVEN TO

COMPENSATE FOR LOSS OF

SUPPORT FROM MEMBER.

THE DEATH BENEFIT IS PAID IN ACCORDANCE WITH THE DEATH BENEFIT IS PAID IN ACCORDANCE WITH THE FOLLOWING ORDER OF PREFERENCE:THE FOLLOWING ORDER OF PREFERENCE:

1. PRIMARY BENEFICIARIES:1. PRIMARY BENEFICIARIES:a. a. The dependent spouse until he or she remarriesThe dependent spouse until he or she remarries

b. The dependent legitimate, legitimated or legally b. The dependent legitimate, legitimated or legally adopted, and illegitimate childrenadopted, and illegitimate children

*The dependent illegitimate children shall be entitled to *The dependent illegitimate children shall be entitled to 50% of the share of the legitimate, legitimated or legally 50% of the share of the legitimate, legitimated or legally adopted children.adopted children.

*In the absence of dependent legitimate, legitimated or *In the absence of dependent legitimate, legitimated or legally adopted children, the dependent illegitimate legally adopted children, the dependent illegitimate children shall be entitled to 100% of the benefitschildren shall be entitled to 100% of the benefits

2.2. SECONDARY BENEFICIARIESSECONDARY BENEFICIARIES• The Dependent Parents (receiving regular The Dependent Parents (receiving regular

support from the member)support from the member)

3. DESIGNATED BENEFICIARIES3. DESIGNATED BENEFICIARIES• Any person designated by the member as Any person designated by the member as

his beneficiary ( In his SSS Form E-1 or E-4 his beneficiary ( In his SSS Form E-1 or E-4 ))

4. MEMBER'S LEGAL HEIRS4. MEMBER'S LEGAL HEIRS in accordance with in accordance with the law of succession (Sec 15)the law of succession (Sec 15)

TYPES OF DEATH BENEFITTYPES OF DEATH BENEFIT

MONTHLY PENSIONMONTHLY PENSION

PAID TO PRIMARY BENEFICIARIES IF THE PAID TO PRIMARY BENEFICIARIES IF THE DECEASED MEMBER HAS PAID AT LEAST 36DECEASED MEMBER HAS PAID AT LEAST 36 MONTHLY CONTRIBUTIONS PRIOR TO THE MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH. SEMESTER OF DEATH.

*THE MONTHLY PENSION SHALL IN NO CASE BE PAID *THE MONTHLY PENSION SHALL IN NO CASE BE PAID FOR AN AGGREGATE AMOUNT OF LESS THAN 60 FOR AN AGGREGATE AMOUNT OF LESS THAN 60 MONTHS.MONTHS.

LUMP SUMLUMP SUM

>PAID TO PRIMARY BENEFICIARIES, IF THE >PAID TO PRIMARY BENEFICIARIES, IF THE DECEASED MEMBER HAS PAID LESS THAN 36 DECEASED MEMBER HAS PAID LESS THAN 36 MONTHLY CONTRIBUTIONS PRIOR TO THE MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH SEMESTER OF DEATH

>PAID TO SECONDARY, DESIGNATED >PAID TO SECONDARY, DESIGNATED BENEFICIARIES AND LEGAL HEIRS, REGARDLESS BENEFICIARIES AND LEGAL HEIRS, REGARDLESS OF NO. OF CONTRIBUTIONS OF NO. OF CONTRIBUTIONS

DEPENDENT'S PENSION (SEC 12-A)DEPENDENT'S PENSION (SEC 12-A)Payable for each dependent child conceived on or before Payable for each dependent child conceived on or before contingency but not exceeding 5, beginning with youngest and contingency but not exceeding 5, beginning with youngest and without substitution without substitution

FOR DEPENDENT LEGITIMATE, LEGITIMATED OR LEGALLY FOR DEPENDENT LEGITIMATE, LEGITIMATED OR LEGALLY ADOPTED AND ILLEGITIMATE CHILDREN WHOADOPTED AND ILLEGITIMATE CHILDREN WHO

• - HAS NOT REACHED 21 YEARS OF AGE- HAS NOT REACHED 21 YEARS OF AGE• - UNMARRIED, - UNMARRIED, • - NOT GAINFULLY EMPLOYED, AND- NOT GAINFULLY EMPLOYED, AND

• IF OVER 21 YEARS OF AGE, HE IS CONGENITALLY OR

WHILE STILL A MINOR HAS BEEN PERMANENTLY

INCAPACITATED AND INCAPABLE OF SELF- SUPPORT,

PHYSICALLY OR MENTALLY

FORMULA FOR MONTHLY PENSION (MP)

THE BIGGEST OF:

MP= P300 + (20% x AMSC) + {2% x AMSC x (CYS – 10)}

MP= 40% x AMSC

MP= MINIMUM PENSION

AMSC and CYS( Computation same as in Retirement / Total

Disability )

DEPENDENT’S PENSION – 10% X MP, Minimum of P250

MINIMUM MONTHLY PENSION IS:MINIMUM MONTHLY PENSION IS:

P2,400.00 IF WITH AT LEAST 20 CYSP2,400.00 IF WITH AT LEAST 20 CYS

P1,000.00 IF WITH LESS THAN 10 CYSP1,000.00 IF WITH LESS THAN 10 CYS

P1,200.00 IF WITH AT LEAST 10 CYSP1,200.00 IF WITH AT LEAST 10 CYS

EXAMPLES:

1. Beneficiaries: Spouse, 4 Legit, 1 Illeg

Pension: P2,400

Share of each Legitimate child=P2,400 / 5.5 = P436.36 + P250 = P686.36Share of 4 Legit Children = P2,745.44Share of Illegitimate child=P436.36 x .5 = P218.18 + 250 = P468.18Share spouse =P436.36

2.Beneficiaries:2.Beneficiaries:Legal Spouse, 4 Legitimate/d, Legal Spouse, 4 Legitimate/d, Legally Adopted ChildrenLegally Adopted Children

Monthly PensionMonthly Pension : P2,400 : P2,400

Monthly Pension of Spouse Monthly Pension of Spouse

= P2,400/5 = P480= P2,400/5 = P480

Monthly Pension of 4 Legitimate childrenMonthly Pension of 4 Legitimate children

= P480 + P250 x 4 = P730 x 4 = P2,920= P480 + P250 x 4 = P730 x 4 = P2,920

Total Monthly PensionTotal Monthly Pension = P3,400 = P3,400

3. Beneficiaries: 3. Beneficiaries:

Legal spouse 5 illegitimate childrenLegal spouse 5 illegitimate children

Monthly PensionMonthly Pension = P2,400.00 = P2,400.00

Share of SpouseShare of Spouse = 2,400 / 6 = P400.00= 2,400 / 6 = P400.00

Share Each Illegitimate ChildShare Each Illegitimate Child = P400 + P250 = P400 + P250

= P650.00 = P650.00

Total Share 4 Illeg. ChildrenTotal Share 4 Illeg. Children = P650 x 5 = P650 x 5 = P3,250 = P3,250

LUMP SUM BENEFITLUMP SUM BENEFIT

PRIMARY BENEFICIARIES PRIMARY BENEFICIARIES

THE HIGHER OF:THE HIGHER OF:

MONTHLY PENSION TIMES THE NUMBER OF MONTHLY PENSION TIMES THE NUMBER OF MONTHLY CONTRIBUTIONS PAID PRIOR TO THE MONTHLY CONTRIBUTIONS PAID PRIOR TO THE SEMESTER OF DEATH; ORSEMESTER OF DEATH; OR

12 TIMES THE MONTHLY PENSION12 TIMES THE MONTHLY PENSION

*IF DEATH IS WITHIN SEMESTER OF *IF DEATH IS WITHIN SEMESTER OF CONTINGENCY, BENEFIT = P12,000CONTINGENCY, BENEFIT = P12,000

33. P2,400.00 x 12. P2,400.00 x 12 = = P28,800.00 (with at least 20 P28,800.00 (with at least 20 CYS0) CYS0)

MINIMUM LUMP SUM BENEFIT:MINIMUM LUMP SUM BENEFIT:

1. P1,000.00 x 121. P1,000.00 x 12 = P12,000.00 (with less than 10 CYS)= P12,000.00 (with less than 10 CYS)

2. 2. P1,200.00 x 12P1,200.00 x 12 = P14,400.00 (with at least 10 CYS)= P14,400.00 (with at least 10 CYS)

SECONDARY BENEFICIARIES :SECONDARY BENEFICIARIES :

MONTHLY PENSION TIMES THE NUMBER OF MONTHLY PENSION TIMES THE NUMBER OF MONTHLY CONTRIBUTIONS PAID (MAXIMUM OF MONTHLY CONTRIBUTIONS PAID (MAXIMUM OF 36),; OR 36),; OR

12 TIMES THE MONTHLY PENSION, WHICHEVER 12 TIMES THE MONTHLY PENSION, WHICHEVER IS HIGHERIS HIGHER

LUMP SUM BENEFITLUMP SUM BENEFIT

*IF DEATH IS WITHIN SEMESTER OF DEATH, *IF DEATH IS WITHIN SEMESTER OF DEATH, BENEFIT P12,000. BENEFIT P12,000.

MINIMUM LUMP SUM BENEFIT FOR MINIMUM LUMP SUM BENEFIT FOR SECONDARY BENEFICIARIESSECONDARY BENEFICIARIES

(IF THE DECEASED MEMBER HAS PAID AT LEAST 36 (IF THE DECEASED MEMBER HAS PAID AT LEAST 36 MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH)DEATH)

P1,000.00 x 36 = P36,000.00 (with less than 10 CYS)P1,000.00 x 36 = P36,000.00 (with less than 10 CYS)

P2,400.00 x 36 = P86,400.00 (with at least 20 CYS)P2,400.00 x 36 = P86,400.00 (with at least 20 CYS)

P1,200.00 x 36 = P43,200.00 (with at least 10 CYS)P1,200.00 x 36 = P43,200.00 (with at least 10 CYS)

EC DEATHEC DEATHCondition to Entitlement:Condition to Entitlement:1.1.Employee duly reported to the SystemEmployee duly reported to the System

2.2.Died as a result of an injury or sicknessDied as a result of an injury or sickness

3.3.The System has been duly notified of his death and The System has been duly notified of his death and the sickness or injury which caused his death .the sickness or injury which caused his death .

Monthly Income BenefitMonthly Income BenefitPayable to beneficiaries of deceased member for as Payable to beneficiaries of deceased member for as

long as they are entitled thereto..long as they are entitled thereto..

Guaranteed for five years..Guaranteed for five years..

In case of death of Permanent Total Disability In case of death of Permanent Total Disability Pensioner, surviving spouse must show that Pensioner, surviving spouse must show that marriage has been validly subsisting at the time of marriage has been validly subsisting at the time of disability. , disability. ,

EC DEATHEC DEATHBENEFICIARIESBENEFICIARIES

PRIMARYPRIMARY

1.1.Legitimate spouse living with the EE at time of Legitimate spouse living with the EE at time of his deathhis death

2.2.Legitimate, legitimated, legally adopted or Legitimate, legitimated, legally adopted or acknowledged natural children maximum of acknowledged natural children maximum of fivefive

Acknowledged natural children shall be Acknowledged natural children shall be considered only when there are no other considered only when there are no other dependent childrendependent children

Entitled to Monthly income Benefit basic Entitled to Monthly income Benefit basic Pension and Dependent’s PensionPension and Dependent’s Pension

. , . ,

EC DEATHEC DEATHBENEFICIARIESBENEFICIARIES

SECONDARYSECONDARY

1.1.Parents wholly dependent upon the EE for Parents wholly dependent upon the EE for support; support;

2.2.Dependent illegitimate children and legitimate Dependent illegitimate children and legitimate descendants;descendants;

Secondary Beneficiaries are entitled to Monthly Secondary Beneficiaries are entitled to Monthly Income Benefit not to exceed 60 months.Income Benefit not to exceed 60 months.

If EE has been receiving total disability pension If EE has been receiving total disability pension pension prior to his death, benefit of secondary pension prior to his death, benefit of secondary is pension = balance of 5 years.is pension = balance of 5 years.

If deceased EE has no Secondary Beneficiaries, If deceased EE has no Secondary Beneficiaries, benefit shall accrue to the EC Fund.benefit shall accrue to the EC Fund.

EC DEATHEC DEATHMONTHLY PENSION (MP)MONTHLY PENSION (MP)

= SSS MP x 1.15= SSS MP x 1.15

MINIMUM MP MINIMUM MP

DEATH UNDER THE DEATH UNDER THE PORTABILITY LAWPORTABILITY LAW

Republic Act 7699Republic Act 7699

““An Act Instituting Limited Portability An Act Instituting Limited Portability Scheme in the Social Security Scheme in the Social Security

Insurance Systems by Insurance Systems by TotalizingTotalizing the the Worker’s Creditable Services or Worker’s Creditable Services or

Contributions in Each of the Systems”Contributions in Each of the Systems”

Applicability: Members who do not qualify in either or both System for benefits covering the ff. Contengencies

Old-age or RetirementSicknessDisability or InvalidityMedical CareSurvivorship or Death

CASES WHEN LIMITED PORTABILITY WILL APPLY

SSS GSIS

QUALIFIED → NOT QUALIFIED

NOT QUALIFIED

NOT QUALIFIED NOT QUALIFIED

QUALIFIED→→

BILATERAL AGREEMENTBILATERAL AGREEMENT

PROGRAMPROGRAMTotalization of member's

contributions / insurance periods under SSS and country with bilateral agreement ( Austria, Belgium, Canada, France, Spain, Switzerland, UK) to qualify to DDR monthly pension (pro-rated) under SSS.

PROPERLY FILLED-OUT DEATH CLAIM APPLICATION, MEMBER’S / CLAIMANT’S PHOTO & SIGNATURE CARD WITH SINUMPAANG SALAYSAY (FILER’S AFFIDAVIT) AND

SSS FORM CLD1.3A– IF CLAIMANTS ARE PRIMARY OR SECONDARY BENEFICIARIES;

SSS FORM CLD 1.3 – IF CLAIMANTS ARE DESIGNATED BENEFICIARIES OR LEGAL HEIRS

CLAIMANT’S SS CARD OR TWO VALID IDS AT LEAST ONE (1) WITH PHOTO

SINGLE SAVINGS ACCOUNT PASSBOOK/ATM OR VISA CASH CARD ENROLLMENT FORM (IF PENSION)

COPY OF THE INITIAL DEPOSIT SLIP - IF NAME OF MEMBER IS NOT EMBOSSED IN THE ATM CARD OR IT IS NOT YET AVAILABLE

DOCUMENTS NEEDED

• IF FILED BY A REPRESENTATIVE - LETTER OF

AUTHORITY OR SPECIAL POWER OF ATTORNEY (SPA)

AND THE CLAIMANT’S AND REPRESENTATIVE'S VALID

IDS

• WRITTEN REQUEST FOR EXEMPTION FROM THE

PENSIONER'S REMITTANCE PROGRAM INDICATING THE

REASON/S FOR THE REQUEST - IF CLAIMANT CANNOT

OPEN A SAVINGS ACCOUNT

Other REQUIREMENTS

• CERTIFIED TRUE COPY OF THE DEATH CERTIFICATE OF DECEASED MEMBER DULY REGISTERED WITH THE LOCAL CIVIL REGISTRAR / NATIONAL STATISTICS OFFICE (NSO),

-OR ISSUED BY THE VITAL STATISTICS OFFICE / COUNTY OF HOST COUNTRY OR ITS EQUIVALENT – IF MEMBER DIED ABROAD (IF APPLICABLE - CERTIFIED BY THE PHILIPPINE EMBASSY/CONSULATE OR NSO)

IF NOT WRITTEN IN ENGLISH LANGUAGE, WITH AUTHORIZED ENGLISH TRANSLATION FROM DEPT. OF FOREIGN AFFAIRS

NOTE: REFER TO FUNERAL BENEFIT FOR OTHER SUPPORTING DOCUMENTS IN LIEU OF DEATH CERTIFICATE

SUPPORTING DOCUMENTS

PRIMARY BENEFICIARIES

SPOUSE AND DEPENDENT LEGITIMATE/LEGITIMATED AND LEGALLY ADOPTED CHILDREN

CERTIFIED TRUE COPY OF MARRIAGE CONTRACT / CERTIFICATE WITH DECEASED MEMBER DULY REGISTERED WITH LCR / NSO

IF MARRIAGE CERTIFICATE IS NOT AVAILABLE OR MARRIAGE RECORD IS INTACT BUT NO RECORD OF MARRIAGE FROM LCR OR NSO – APPROPRIATE CERTIFICATION ISSUED BY LCR AND NSO TOGETHER WITH MARRIAGE CERTIFICATION ISSUED BY THE PARISH / CHURCH AND BIRTH CERTIFICATE OF AT LEAST TWO CHILDREN



SPOUSE AND LEGITIMATE / LEGITIMATED AND LEGALLY ADOPTED DEPENDENT CHILD / CHILDREN

CERTIFIED TRUE COPY OF BIRTH CERTIFICATE OF DEPENDENT CHILD/CHILDREN DULY REGISTERED WITH LCR / NSO

IF BIRTH CERTIFICATE IS NOT AVAILABLE – CERTIFIED TRUE COPY OF BAPTISMAL CERTIFICATE DULY REGISTERED WITH THE PARISH / CHURCH TOGETHER WITH CERTIFICATION OF NON-AVAILABILITY OF RECORD OF BIRTH FROM LCR / NSO

(BAPTISMAL CERTIFICATE MUST ALWAYS BEAR THE ORIGINAL SIGNATURE OF THE PRIEST OR HIS AUTHORIZED SIGNATORY/ OFFICIAL. STAMPED SIGNATURE IS NOT ACCEPTABLE)



SPOUSE AND LEGITIMATE/LEGITIMATED AND LEGALLY ADOPTED DEPENDENT CHILD/CHILDREN

IF BAPTISMAL CERTIFICATE IS NOT AVAILABLE (WITH CERTIFICATION OF NON-AVAILABILITY FROM THE PARISH/CHURCH) SECONDARY PROOFS OF DATE OF BIRTH, ANY OF THE

FF:• SCHOOL CARDS/RECORDS OF DEPENDENT• EDUCATIONAL/ INSURANCE PLAN• EMPLOYMENT RECORDS OF MEMBER• PHILHEALTH/GSIS/PAG-IBIG RECORDS (WHERE NAME

AND DATE OF BIRTH OF DEPENDENT ARE INDICATED

LEGAL ADOPTION PAPERS FOR LEGALLY ADOPTED DEPENDENT CHILD/CHILDREN



ILLEGITIMATE DEPENDENT CHILD/CHILDREN (IF DATE OF DEATH IS ON OR AFTER 24 MAY 1997)

PROOFS OF FILIATION, ANYONE OF THE FOLLOWING:

RECORD OF BIRTH STATEMENT BEFORE A COURT OF RECORD WILL ANY AUTHENTIC WRITING (LETTER, DIARY, SCHOOL

CARDS/RECORDS OF DEPENDENT, EDUCATIONAL/ INSURANCE PLAN, EMPLOYMENT RECORDS OF MEMBER, PHILHEALTH/GSIS/PAG-IBIG RECORDS WHERE NAME AND DATE OF BIRTH OF DEPENDENT ARE INDICATED)



SPOUSE AND DEPENDENT LEGITIMATE/LEGITIMATED AND LEGALLY ADOPTED CHILDREN

IF SPOUSE IS INCAPACITATED

MEDICAL CERTIFICATE ISSUED BY THE ATTENDING PHYSICIAN AND SKETCH OF RESIDENCE

APPLICATION FOR REPRESENTATIVE PAYEE (SS FORM CLD-15)

GUARANTOR’S BOND FORM (SS FORM BPN-107) SINGLE SAVINGS ACCOUNT PASSBOOK/ATM/CASH

CARD ENROLLMENT FORM (IN-TRUST-FOR) THE INCAPACITATED SPOUSE



IF DEPENDENT CHILD/CHILDREN IS/ARE INCAPACITATED

MEDICAL CERTIFICATE OF DEPENDENT CHILD/CHILDREN ISSUED BY THE ATTENDING PHYSICIAN AND SKETCH OF RESIDENCE

•IF DEPENDENT CHILD/CHILDREN IS/ARE UNDER GUARDIAN APPLICATION FOR REPRESENTATIVE PAYEE (SS FORM

CLD-15) GUARANTOR’S BOND FORM (SS FORM BPN-107) SINGLE SAVINGS ACCOUNT PASSBOOK/ATM/CASH CARD

ENROLLMENT FORM (IN-TRUST-FOR) DEPENDENTS CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF

SPOUSE OF DECEASED MEMBER, IF ALREADY DECEASED


•IF WITH OTHER SPOUSE PER SSS FORM E-1/E-4/RS-1/OW-1/ NW-1

CERTIFICATE OF NO MARRIAGE FROM NSO; OR CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF

OTHER SPOUSE, IF ALREADY DECEASED

•IF SPOUSE HAS BEEN SEPARATED FROM THE DECEASED MEMBER

JOINT AFFIDAVIT OF TWO PERSONS (PREFERABLY NEAREST RELATIVES OF THE DECEASED MEMBER) WHO HAVE KNOWLEDGE ON THE SEPARATION STATING THE REASON THEREOF

OTHER SUPPORTING DOCUMENTS


IF CAUSE OF DEATH IS WORK-CONNECTED:

• REPORT OF DEATH (SS FORM BPN-105) DULY SIGNED BY THE

EMPLOYER

• CERTIFIED TRUE COPY OF THE PAGE OF THE COMPANY LOGBOOK

OR ANY OTHER DOCUMENT CONTAINING THE ENTRY FOR THE

PARTICULAR SICKNESS OR ACCIDENT


IF CAUSE OF DEATH IS WORK-CONNECTED:

• IF WITH ILLEGITIMATE DEPENDENT CHILD/CHILDREN AND MEMBER’S DATE OF DEATH PRIOR TO 24 MAY 1997

CERTIFIED TRUE COPY OF BIRTH CERTIFICATE OF DEPENDENT ILLEGITIMATE CHILD/CHILDREN DULY REGISTERED WITH THE LCR/NSO

JOINT AFFIDAVIT OF TWO PERSONS PREFERABLY NEAREST RELATIVE OF THE DECEASED MEMBER THAT THE DECEASED AND THE COMMON-LAW-SPOUSE HAVE NO LEGAL IMPEDIMENT TO MARRY EACH OTHER AT THE TIME OF CONCEPTION OF THE DEPENDENT CHILD/CHILDREN

SECONDARY BENEFICIARIES

•DEPENDENT PARENTS

CERTIFIED TRUE COPY OF BIRTH CERTIFICATE OF DECEASED MEMBER DULY REGISTERED WITH LCR/NSO

IF BIRTH CERTIFICATE IS NOT AVAILABLE – CERTIFIED TRUE COPY OF BAPTISMAL CERTIFICATE DULY REGISTERED WITH THE PARISH/CHURCH TOGETHER WITH CERTIFICATION OF NON-AVAILABILITY OF RECORD OF BIRTH FROM LCR/NSO

(BAPTISMAL CERTIFICATE MUST ALWAYS BEAR THE ORIGINAL SIGNATURE OF THE PRIEST OR HIS AUTHORIZED SIGNATORY/ OFFICIAL. STAMPED SIGNATURE IS NOT ACCEPTABLE)




PROOFS OF DEPENDENCY UPON THE DECEASED MEMBER

JOINT AFFIDAVIT OF TWO PERSONS (PREFERABLY NEAREST RELATIVE OF THE DECEASED MEMBER) ATTESTING THAT THE PARENTS ARE DEPENDENT FOR SUPPORT UPON THE DECEASED MEMBER

IF DECEASED MEMBER WAS A WIDOW/WIDOWER

CERTIFIED TRUE COPY OF THE DEATH CERTIFICATE OF SPOUSE OF DECEASED MEMBER




IF ONE OF THE PARENTS IS ALREADY DECEASED

CERTIFIED TRUE COPY OF THE DEATH CERTIFICATE OF DECEASED PARENT

IF DEPENDENT PARENT IS UNDER GUARDIAN

APPLICATION FOR REPRESENTATIVE PAYEE (SSS FORM CLD-15)

GUARANTOR’S BOND FORM (SSS FORM BPN-107 MEDICAL CERTIFICATE ISSUED BY THE ATTENDING

PHYSICIAN AND SKETCH OF RESIDENCE


OTHER SECONDARY BENEFICIARIES – (in the absence of primary and secondary beneficiaries)

•DESIGNATED BENEFICIARIES

IF DECEASED MEMBER IS WIDOW/WIDOWER AT THE TIME OF DEATH





•DESIGNATED BENEFICIARIES

IF DECEASED MEMBER IS WIDOW/WIDOWER AT THE TIME OF DEATH

CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF THE SPOUSE OF DECEASED MEMBER DULY REGISTERED WITH LCR/NSO

CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF THE PARENTS OF DECEASED MEMBER DULY REGISTERED WITH LCR/NSO


OTHER SECONDARY BENEFICIARIES – (in the absence of Primary and Secondary / Designated Beneficiaries)

•LEGAL HEIRS





•LEGAL HEIRS

IF DECEASED MEMBER IS MARRIED - CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF THE SPOUSE OF DECEASED MEMBER DULY REGISTERED WITH LCR/NSO; OR

IF DECEASED MEMBER IS SINGLE - CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF THE PARENTS OF DECEASED MEMBER DULY REGISTERED WITH LCR/NSO

CERTIFIED TRUE COPY OF DEATH CERTIFICATE OF THE DESIGNATED BENEFICIARIES DULY REGISTERED WITH LCR/NSO


Membership Record Request / CCCS

Process claim Applications

Review and approve payment of benefit

MemberReceive Payment

Generate checks, notices & bank reports and deliver to Post Office or Bank

BankPost Office

Process Workflow (Existing)

(Branch)

(Processing Center)

(Processing Center)

(DCOD/OSD)

Receipt & screening, identity authentication of claimant & on-line

eligibility verification

CASES BEING PAID UNDER CASES BEING PAID UNDER

SPECIAL PENSION SYSTEM (SPS)SPECIAL PENSION SYSTEM (SPS)

(Office Order 196-V)(Office Order 196-V)

CASE CODES:

01 – EC DEATH SECONDARY W/ > 5 DEPENDENTS

02 – RET / TOT DIS W/ DEPENDENTS C/O GUARDIAN

03 – DEATH PENSION OF DEPENDENTS WITHHELD (DUE TO LACK OF DOCUMENTS)

04 – DEATH CLAIM W/ > 1 PAYEE AND ONE OF THEM IS OVERPAID

05 – DEATH PENSION W/ SPOUSE INCAPACITATED

09 – BILATERAL / PORTABILITY

CASES BEING PAID UNDERCASES BEING PAID UNDER

SPECIAL VOUCHERSPECIAL VOUCHER

Office Order 196-VOffice Order 196-V

1. Retirement or total disability claim with date of contingency earlier than the date of settlement of funeral or death claim, as reflected in the DDR database.

2. Partial disability claim with date of contingency earlier than the date of settlement of total disability, retirement, death or funeral claim, as reflected in the DDR database

3. Replacement of returned cheque in favor of payees different from the persons reflected on the subject cheque such as the following

Initial DDR cheque not encashed because of death of payee

Regular DDR pension cheque not encashed because of death of pensioner

4. Replacement of returned pensions remitted through the bank wherein benefit amount was deducted from the death benefit.

5. Unpaid dependent's pension of a retiree/total disability pensioner who died and his death is already posted in the database.

6. Payment of the 13th month pension

If the same was part of the voided/cancelled initial DDR cheque

If the same was part of the voided/cancelled regular DDR cheque on account of the death of the pensioner

7. Payment of dependent's pension of a retiree/total disability pensioner who died prior to January 1, 1980

Who are entitled to the balance of the 5-

year guaranteed pension?

>If dependent spouse dies before the lapse of the guaranteed period & survived by legitimate children already of majority age.

-Legitimate children of the dependent spouse

-In their absence legal heirs of the dependent spouse

>If dependent spouse remarries and there is no other previously qualified primary beneficiary.

-Dependent spouse shall be paid in lump sum

Who are entitled to the balance of the 5-

year guaranteed pension?

If the dependent spouse dies or remarries & survived by dependent legitimate children?

-The basic pension shall be paid to the said dependent legitimate children plus dependent’s pension until their emancipation.

-Thereafter, the balance shall be paid in lump sum to the previously qualified dependent children & surviving spouse, in case of remarriage.

Who are entitled to the balance of the 5-year

guaranteed pension?

>If dependent spouse remarries and there is

previously qualified dependent child but who

was emancipated prior to date of marriage

of surviving spouse.-Both the surviving spouse and the dependent child shall be paid in lump sum.

OFFICE ORDER NO. 2010-025 (Claims For Benefits Accruing From the Death of a Retiree Pensioner)

1. SPOUSE MUST HAVE BEEN LEGALLY MARRIED TO THE RETIREE-PENSIONER AT THE TIME DEATH, PROVIDED THAT IF THE MARRIAGE WAS CELEBRATED AFTER THE RETIREMENT OF THE MEMBER, ANY OF THE FF. CIRCUMSTANCES IS PRESENT:

. THE SPOUSES WERE LIVING TOGETHER AS HUSBAND AND WIFE WITHOUT LEGAL IMPEDIMENT TO MARRY EACH OTHER PRIOR TO THE RETIREMENT OF THE MEMBER; OR

. THE SURVIVING SPOUSE WAS REPORTED AS BENEFICIARY-SPOUSE IN THE SSS FORMS PRIOR TO THE RETIREMENT OF THE MEMBER; OR

. A CHILD WAS BORN DURING THE EXISTENCE OF THE MARRIAGE BETWEEN THE RETIREE-PENSIONER AND THE SURVIVING SPOUSE; OR

. BEFORE MARRIAGE, A CHILD WAS BORN DURING THE TIME THE SPOUSES WERE LIVING TOGETHER AS HUSBAND & WIFE WITHOUT LEGAL IMPEDIMENT TO MARRY EACH OTHER; OR

• THE MARRIAGE BETWEEN THE SURVIVING SPOUSE AND RETIREE-PENSIONER IS ESTABLISHED TO HAVE BEEN CONTRACTED NOT FOR ANY FRAUDULENT PURPOSE.

IN THIS REGARD, THE SSS BRANCH CONCERNED SHALL CONDUCT AN APPROPRIATE INVESTIGATION TO SATISFY THIS REQUIREMENT.

ONE INDICATOR OF A MARRIAGE CELEBRATED IN GOOD FAITH IS THAT OF A RETIREE-PENSIONER & SURVIVING SPOUSE HAD SUBSEQUENTLY LIVED TOGETHER AS HUSBAND & WIFE.

2. MUST HAVE BEEN DEPENDENT FOR SUPPORT UPON THE RETIREE-PENSIONER DURING THE EXISTENCE OF THE MARRIAGE.

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