repository.um.edu.myrepository.um.edu.my/11023/1/prosiding_ISI_Drsham[1].pdf · Under Shariah law,...
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repository.um.edu.myrepository.um.edu.my/11023/1/prosiding_ISI_Drsham[1].pdf · Under Shariah law, ... contracts that can potentially be used include those created based on the