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7/30/2019 2013 Michigan Child Support Formula Manual http://slidepdf.com/reader/full/2013-michigan-child-support-formula-manual 1/30  6>27 Icgocjb` Gocmh Wu~~avx Laviumb Ib`ubm  Ellegxc|e4 Db`ubvs 2- 6>27 Wxbxe Gauvx Bhic`cwxvbxc|e Allcge Lvce`h al xoe Gauvx Fuvebu Mb`wc`j- Icgocjb`

2013 Michigan Child Support Formula Manual

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6>27Icgocjb` GocmhWu~~avx Laviumb

Ib`ubm Ellegxc|e4 Db`ubvs 2- 6>27 

Wxbxe Gauvx Bhic`cwxvbxc|e Allcge

Lvce`h al xoe Gauvx Fuvebu

Mb`wc`j- Icgocjb`

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6>27 Icgocjb`

Gocmh Wu~~avx Laviumb

Ib`ubm

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

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Xbfme al Ga`xe`xw

Mcwx al Ibdav Gob`jew .............................................................................................................................................. cc  

2.  FBGKJVAU@H ................................................................................................................................................. 2 

2.>2  WXBXEZCHE GOCMH WU^^AVX JUCHEMC@E ................................................................................................................. 2 2.>6  WU^^AVX ......................................................................................................................................................... 2 

2.>7  GCXBXCA@ ......................................................................................................................................................... 2 2.>8  HE\CBXCA@ LVAI XOE LAVIUMB .......................................................................................................................... 2 

6.  HEXEVIC@C@J C@GAIE ................................................................................................................................... 5 

6.>2  C@GAIE........................................................................................................................................................... 5 

6.>6  WEBWA@BM B@H B@@UBM \BVCBXCA@ ..................................................................................................................... 3 

6.>7  GOCMHVE@–W C@GAIE ........................................................................................................................................ 2> 6.>8  IEB@W XEWXEH C@GAIE ................................................................................................................................... 2> 

6.>5  C@OEVCXB@GEW B@H JCLXW.................................................................................................................................. 2> 

6.><  MAZ C@GAIE ^VAHUGC@J BWWEXW...................................................................................................................... 2> 

6.>:  BMMAZBFME HEHUGXCA@W LVAI C@GAIE............................................................................................................. 2> 

6.>?  BHHCXCA@BM GOCMHVE@ LVAI AXOEV VEMBXCA@WOC^W ............................................................................................. 22 

6.>3  MAZ C@GAIE XOVEWOAMH B@H LBICMS @EX C@GAIE ............................................................................................. 26 

7.  GBMGUMBXC@J EBGO ^BVE@X–W AFMCJBXCA@ .................................................................................................. 27 

7.>2  GOCMH WU^^AVX AFMCJBXCA@W ........................................................................................................................... 27 

7.>6  FBWE WU^^AVX AFMCJBXCA@ .............................................................................................................................. 27 

7.>7  BHDUWXC@J FBWE AFMCJBXCA@ ZCXO XOE ^BVE@XBM XCIE ALLWEX............................................................................. 25 

7.>8  IEHCGBM /OEBMXO GBVE# AFMCJBXCA@W............................................................................................................... 2< 7.>5  OEBMXO GBVE GA\EVBJE AFMCJBXCA@ B@H ^VEICUIW .......................................................................................... 2: 

7.><  GOCMH GBVE WU^^AVX AFMCJBXCA@W.................................................................................................................... 2? 

7.>:  WAGCBM WEGUVCXS FE@ELCX GVEHCX....................................................................................................................... 6> 

8.  AXOEV LBGXAVW ............................................................................................................................................ 62 

8.>2  XOCVH ^BVXS GUWXAHCB@W ................................................................................................................................ 62 

8.>6  BVVEBVBJE JUCHEMC@E .................................................................................................................................... 62 

8.>7  BJVEEIE@XW VEMBXEH XA ^VA^EVXS .................................................................................................................. 68 

8.>8  IC@CIUI XOVEWOAMH LAV IAHCLCGBXCA@ ......................................................................................................... 68 

8.>5  AVHEV GA@\EVWCA@- ^VAVBXC@J- B@H VAU@HC@J ............................................................................................... 68 

5.  WU^^MEIE@X ................................................................................................................................................. 65 

5.>2  IGWL WU^^MEIE@X ........................................................................................................................................ 65 

5.>6  WGOEHUMEW..................................................................................................................................................... 65 

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

cc

Mcwx al Ibdav Gob`jew

IGWL Wegxca` Gob`je

2.>8/E# Xovee `ez lbgxavw /2?)6># zeve bhheh.

6.>2/G#/?#

6.>:/E#

Ei~masev av c`hc|chubm vexcveie`x ga`xvcfuxca`w bve ga`wcheveh c`gaie.Ga`xvcfuxca`w u~ xa 5.5 ~evge`x al xoe c`hc|chubm–w jvaww c`gaie ibs fehehugxeh lvai c`gaie.

6.>2/E# ^va|cwca`w lav fuwc`eww az`evw- eeguxc|ew- b`h weml)ei~maseh zeve u~hbxeh b`hc`gav~avbxe hexbcmeh e~mb`bxca`w bw lau`h c` ~ve)6>>? ib`ubmw.

6.>5/F# Jclxw lvai vembxc|ew gau`xeh bw c`gaie ha `ax c`gmuhe jclxw lvai b w~auwe.

7.>2 Veia|eh ic`ciui avhev biau`x verucveie`x.

7.>8/B# Gmbvclceh ga`wchevbxca` e~e`wew ~bch zcxo oebmxo wb|c`jw av lmecfme fe`elcxia`cew.

Wu~~meie`x U~hbxeh xbfmew b`h wgoehumew lav ega`aicg gob`jew.

W)7.>2 Bhheh wegxca` xobx auxmc`ew gvcxevcb lav wufwxb`xcbm gob`jew c` gcvguiwxb`gewzoe` b wu~~avx ve|cez zaumh fe zbvvb`xeh fs IGM 556.52:f/3#.

W)7.>6 Bhheh wegxca` xa bwwcwx c` hexevic`c`j zocgo ~bve`x woaumh ibc`xbc` oebmxo gbvega|evbje lav xoe gocmhve`.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

2

2. FBGKJVAU@H 

2.>2 Wxbxezche Gocmh Wu~~avx Juchemc`e

2.>2/B#  Icgocjb`–w gocmh wu~~avx juchemc`e /bmwa k`az` bw xoe ”laviumb’# ga`wcwxw al xocwib`ubm b`h cxw iawx guvve`x wu~~meie`x.

2.>2/F#  Ege~x bw axoevzcwe ~evicxxeh fs IGM 556.<>5- gauvxw iuwx avhev gocmh wu~~avx c` xoebiau`x hexevic`eh fs b~~msc`j xocw laviumb. U`meww vefuxxeh fs lbgxw c` b w~egclcg gbwe-xoe mbz ~vewuiew xobx xocw laviumb /av ”juchemc`e’# wexw b~~va~vcbxe me|emw al wu~~avx.

2.>2/G#  Xoe ~evcahcgbmms u~hbxeh wu~~meie`x xa xocw ib`ubm ga`xbc`w xoe iawx guvve`x ega`aicglcjuvew b`h ibxevcbmw vembxeh xa xoe laviumb.

2.>2/H#  Xa |evcls xobx sau ob|e xoe iawx guvve`x ibxevcbmw- av xa lc`h bhhcxca`bm juchb`ge a`uwc`j xocw ib`ubm- ~mebwe goegk xoe Icgocjb` Gocmh Wu~~avx Laviumb–w allcgcbm zefwcxebx4 oxx~4!!gauvxw.ic.ja|!wgba!wev|cgew!lagf!igwl.oxi.

2.>6 Wu~~avx

2.>6/B#  B gocmh wu~~avx afmcjbxca` c`gmuhew ~bsie`x lav xoe je`evbm gbve b`h `eehw al b gocmh/fbwe wu~~avx gbmgumbxeh c` ª7.>6 ‗ ª7.>7#- iehcgbm wu~~avx /ª7.>8 ‗ ª7.>5#- b`h gocmhgbve e~e`wew /ª7.><#.

2.>6/F#  Wu~~avx biau`xw woaumh fe vau`heh xa xoe `ebvewx zoame hammbv.

2.>6/G#  Xa b|ach vegbmgumbxc`j wu~~avx ebgo xcie xoe `uifev al gocmhve` lav zoai wu~~avx cw~bch gob`jew- wu~~avx ~va|cwca`w lav iumxc~me gocmhve` iuwx c`gmuhe xceveh biau`xw lavlezev gocmhve`. Zoe` b wu~~avx avhev cw lav we|evbm gocmhve`- u`meww cx w~egclcew b`biau`x lav b ~bvxcgumbv gocmh- ebgo gocmh–w wobve al xoe wu~~avx afmcjbxca` cw xobx gocmh–w~ev gb~cxb wobve al xoe avheveh biau`x.

2.>6/H#  Xoe laviumb ewxbfmcwoew xoe wu~~avx afmcjbxca`w lav faxo ~bve`xw4/2#  B ~bsc`j ~bve`x–w ga`xvcfuxca` lav b gocmh–w e~e`wew zcmm fe ewxbfmcwoeh c` b

wu~~avx avhev.

/6#  B vegc~ce`x)~bve`x cw ~vewuieh xa ga`xvcfuxe hcvegxms xa b gocmh–w wu~~avx.

2.>7 Gcxbxca`

2.>7/B#  Veleve`gew xa xocw ib`ubm woaumh c`gmuhe xoe ib`ubm sebv gcxeh- b`h xoe w~egclcg~va|cwca` fec`j veleve`geh. Xoe ib`ubm–w xcxme ibs fe bffve|cbxeh bw ”IGWL.’ Lavebi~me- xocw wufwegxca` gaumh fe gcxeh bw ”6>27 IGWL 2.>7/B#.’

2.>7/F#  Veleve`gew xa ibxevcbm ga`xbc`eh c` xoe wu~~meie`x xa xocw ib`ubm woaumh w~egcls xoesebv al xoe wu~~meie`x gcxeh b`h xoe ~va|cwca` fec`j veleve`geh. Xoe wu~~meie`x ibsfe bffve|cbxeh bw ”IGWL)W.’

2.>8 He|cbxca` lvai xoe Laviumb

2.>8/B#  Zoe` b~~msc`j xoe laviumb zaumh mebh xa b` u`duwx av c`b~~va~vcbxe vewumx- xoe gauvxibs eevgcwe cxw hcwgvexca`- b`h- a` b gbwe)fs)gbwe fbwcw- he|cbxe lvai xoe laviumb b`hhexevic`e b iave b~~va~vcbxe wu~~avx biau`x. He|cbxca`w gb``ax fe fbweh wamems a`hcwbjveeie`x zcxo xoe ~amcgcew eifahceh c` xoe laviumb.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

6

Wee4 IGM 556.<>5- Jochaxxc | Fbvfev- 853 Icgo 2?3 /233?#- b`h Fuvfb | Fuvfb- 8<2 Icgo<7: /6>>>#.

2.>8/F#  Zoe` b gauvx hegchew xa he|cbxe- cx woaumh wxcmm lammaz xoe laviumb ege~x lav xoe~va|cwca`w xobx gvebxe b` u`duwx av c`b~~va~vcbxe vewumx c` xobx gbwe.

/2#  Zoe` e`xevc`j b` avhev xobx he|cbxew lvai xoe gocmh wu~~avx laviumb- xoe gauvx iuwx

vegavh /b# cxw vebwa`w lav lc`hc`j xobx xoe laviumb zaumh ~vahuge b` u`duwx avc`b~~va~vcbxe vewumx- bw zemm bw /f# xoe c`lavibxca` verucveh fs IGM 556.<>5/6#. Fuvfb | Fuvfb- 8<2 Icgo <7:- <88)85 /6>>>#.

/6#  Lvce`h al xoe gauvx vegaiie`hbxca`w xobx he|cbxe lvai xoe laviumb iuwx gai~mszcxo xoe verucveie`xw c` IGM 556.5>5/2#/o#.

2.>8/G#  Bjveeie`xw xa He|cbxe

IGM 556.<>5/7# ~evicxw xoe gauvx xa e`xev avhevw xobx he|cbxe lvai xoe laviumb fbweha` b` bjveeie`x al xoe ~bvxcew- wa ma`j bw xoe gauvx bmwa wbxcwlcew bmm xoe verucveie`xw al IGM 556.<>5/6#.

2.>8/H#  C` eevgcwc`j cxw hcwgvexca` xa he|cbxe- xoe gauvx ibs ga`wchev b`s lbgxav xobx cxhexevic`ew cw veme|b`x.

2.>8/E# He|cbxca` Lbgxavw

Wxvcgx b~~mcgbxca` al xoe laviumb ibs ~vahuge b` u`duwx av c`b~~va~vcbxe vewumx c` b gbwezoe` b`s al xoe lammazc`j wcxubxca`w agguv4

/2#  Xoe gocmh obw w~egcbm `eehw.

/6#  Xoe gocmh obw exvbavhc`bvs ehugbxca`bm e~e`wew.

/7#  B ~bve`x cw b ic`av.

/8#  Xoe gocmh–w vewche`ge c`gaie cw femaz xoe xovewoamh xa rubmcls lav ~ufmcg bwwcwxb`ge-

b`h bx mebwx a`e ~bve`x obw wullcgce`x c`gaie xa ~bs bhhcxca`bm wu~~avx xobx zcmmvbcwe xoe gocmh–w wxb`hbvh al mc|c`j bfa|e xoe ~ufmcg bwwcwxb`ge xovewoamh.

/5#  B ~bve`x obw b vehugxca` c` xoe c`gaie b|bcmbfme xa wu~~avx b gocmh hue xaexvbavhc`bvs me|emw al dac`xms bgguiumbxeh hefx.

/<#  Xoe gauvx bzbvhw ~va~evxs c` mceu al wu~~avx lav xoe fe`elcx al xoe gocmh /ª8.>7#.

/:#  B ~bve`x cw c`gbvgevbxeh zcxo ic`cibm av `a c`gaie av bwwexw.

/?#  B ~bve`x obw c`guvveh- av cw mckems xa c`guv- exvbavhc`bvs iehcgbm e~e`wew lavecxoev xobx ~bve`x av b he~e`he`x.

/3#  B ~bve`x ebv`w b` c`gaie al b ibj`cxuhe `ax lumms xbke` c`xa ga`wchevbxca` fs xoe

laviumb.

/2># B ~bve`x vegec|ew fa`uw c`gaie c` |bvsc`j biau`xw av bx cvvejumbv c`xev|bmw.

/22# Waiea`e axoev xob` xoe ~bve`x gb` wu~~ms vebwa`bfme b`h b~~va~vcbxe oebmxo gbvega|evbje.

/26# B ~bve`x ~va|chew wufwxb`xcbmms bmm xoe wu~~avx lav b wxe~gocmh- b`h xoe wxe~gocmh–w~bve`xw ebv` `a c`gaie b`h bve u`bfme xa ebv` c`gaie.

/27# B gocmh ebv`w b` exvbavhc`bvs c`gaie.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

7

/28# Xoe gauvx avhevw b ~bve`x xa ~bs xbew- iavxjbje c`wxbmmie`xw- oaie c`wuvb`ge~veicuiw- xeme~oa`e av uxcmcxs fcmmw- exg. felave e`xvs al b lc`bm duhjie`x av avhev.

/25# B ~bve`x iuwx ~bs wcj`clcgb`x biau`xw al vewxcxuxca`- lc`ew- leew- av gawxw bwwagcbxehzcxo xobx ~bve`x–w ga`|cgxca` av c`gbvgevbxca` lav b gvcie axoev xob` xoawe vembxehxa lbcmc`j xa wu~~avx gocmhve`- av b gvcie bjbc`wx b gocmh c` xoe guvve`x gbwe av xobxgocmh–w wcfmc`j- axoev ~bve`x- av guwxahcb`.

/2<# B ~bve`x ibkew ~bsie`xw xa b fb`kvu~xgs ~mb` av obw hefx hcwgobvjeh- zoe` ecxoevwcj`clcgb`xms ci~bgxw xoe ia`cew xobx ~bve`x obw b|bcmbfme xa ~bs wu~~avx.

/2:# B ~bve`x ~va|chew b wufwxb`xcbm biau`x al b gocmh–w hbs)xcie gbve b`h hcvegxmsga`xvcfuxew xazbvh b wcj`clcgb`xms jvebxev wobve al xoe gocmh–w gawxw xob` xoawevelmegxeh fs xoe a|ev`cjoxw uweh xa gbmgumbxe xoe allwex lav ~bve`xbm xcie.

/2?# B gocmh c` xoe guwxahs al b xocvh)~bvxs vegc~ce`x w~e`hw b wcj`clcgb`x `uifev al a|ev`cjoxw zcxo xoe ~bsev xobx gbuwew b wcj`clcgb`x wb|c`jw c` xoe xocvh ~bvxs–we~e`wew.

/23# Xoe gauvx avheveh `a`iahclcbfme w~auwbm wu~~avx ~bch fexzee` xoe ~bve`xw felave

Agxafev 6>>8.

/6># Zoe` b ~bve`x–w wobve al `ex gocmh gbve e~e`wew egeehw 5> ~evge`x al xobx~bve`x–w fbwe wu~~avx afmcjbxca` gbmgumbxeh u`hev ª7.>6 felave b~~msc`j xoe~bve`xbm xcie allwex.

/62# B`s axoev lbgxav xoe gauvx heeiw veme|b`x xa xoe fewx c`xevewxw al b gocmh.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

5

6. HEXEVIC@C@J C@GAIE 

Xoe lcvwx wxe~ c` lcjuvc`j ebgo ~bve`x*w wu~~avx afmcjbxca` cw xa hexevic`e faxo ~bve`xw–c`hc|chubm c`gaiew.

6.>2 C`gaie

6.>2/B#  Xoe xevi &`ex c`gaie& ieb`w bmm c`gaie ic`uw xoe hehugxca`w b`h bhduwxie`xw~evicxxeh fs xocw ib`ubm. B ~bve`x–w &`ex c`gaie& uweh xa gbmgumbxe wu~~avx zcmm `ax fexoe wbie bw xobx ~evwa`–w xbke oaie ~bs- `ex xbbfme c`gaie- av wcicmbv xeviw xobxhewgvcfe c`gaie lav axoev ~uv~awew.

6.>2/F#  Xoe afdegxc|e al hexevic`c`j `ex c`gaie cw xa ewxbfmcwo- bw bgguvbxems bw ~awwcfme- oaziugo ia`es b ~bve`x woaumh ob|e b|bcmbfme lav wu~~avx. Bmm veme|b`x bw~egxw al b~bve`x–w lc`b`gcbm wxbxuw bve a~e` lav ga`wchevbxca` zoe` hexevic`c`j wu~~avx.

6.>2/G#  C`gaie c`gmuhew- fux cw `ax mcicxeh xa- xoe lammazc`j4

/2#  Zbjew- a|evxcie ~bs- gaiicwwca`w- fa`uwew- av axoev ia`cew lvai bmm ei~masevw

av bw b vewumx al b`s ei~masie`x /uwubmms- bw ve~avxeh c` xoe Iehcgbve- zbjew- b`hxc~w wegxca` al xoe ~bve`x–w Z)6#.

/6#  Ebv`c`jw je`evbxeh lvai b fuwc`eww- ~bvx`evwoc~- ga`xvbgx- weml)ei~masie`x- avaxoev wcicmbv bvvb`jeie`x- av lvai ve`xbmw. ª6.>2/E#.

/b#  C`gaie /av mawwew# lvai b gav~avbxca` woaumh fe gbvelumms ebic`eh xahexevic`e xoe exe`x xa zocgo xoes zeve ocwxavcgbmms ~bwweh a` xa xoe ~bve`xav uweh ievems bw b xb wxvbxejs.

/7#  Hcwxvcfuxeh ~valcxw av ~bsie`xw lvai ~valcx)wobvc`j- b ~e`wca` av vexcveie`x- b`c`wuvb`ge ga`xvbgx- b` b``ucxs- xvuwx lu`h- helevveh gai~e`wbxca`- vexcveie`xbggau`x- wagcbm weguvcxs- u`ei~masie`x gai~e`wbxca`- wu~~meie`xbm

u`ei~masie`x fe`elcxw- hcwbfcmcxs c`wuvb`ge av fe`elcxw- av zavkev–wgai~e`wbxca`.

/b#  Ga`wchev c`wuvb`ge av axoev wcicmbv ~bsie`xw vegec|eh bw gai~e`wbxca` lavmawx ebv`c`jw- fux ha `ax gau`x ~bsie`xw xobx gai~e`wbxe lav bgxubm iehcgbmfcmmw av lav ~va~evxs maww av hbibje.

/f#  Cl b vexcveh ~bve`x vegec|ew ~bsie`xw lvai b` CVB- helc`eh ga`xvcfuxca`- avhelevveh gai~e`wbxca` ~mb`- c`gaie haew `ax c`gmuhe ga`xvcfuxca`w xa xobxbggau`x xobx zeve ~ve|cauwms ga`wcheveh bw xoe ~bve`x–w c`gaie uweh xagbmgumbxe b` ebvmcev gocmh wu~~avx afmcjbxca` lav b gocmh c` xocw gbwe.

/8#  Icmcxbvs w~egcbmxs ~bs- bmmazb`ge lav rubvxevw b`h vbxca`w- FBO)CC- |exevb`w–bhic`cwxvbxca` fe`elcxw- J.C. fe`elcxw /axoev xob` ehugbxca` bmmaxie`x#- av hvcmm ~bs.

/5#  Xc~w- jvbxucxcew- vasbmxcew- c`xevewx- hc|che`hw- leew- av jbifmc`j av maxxevs zc``c`jwxa xoe exe`x xobx xoes ve~vewe`x vejumbv c`gaie av ibs fe uweh xa je`evbxe vejumbvc`gaie.

/<#  Gb~cxbm jbc`w xa xoe exe`x xobx xoes vewumx lvai veguvvc`j xvb`wbgxca`w; av cl xoegb~cxbm jbc`w bve bxxvcfuxbfme xa b wc`jme e|e`x av sebv- av zoe` gbwo ibs `ax fe

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ciiehcbxems b|bcmbfme xa xoe ~bve`x- ga`wchev xoei xa xoe exe`x xoes gb` fe uwehxa ve~vewe`x c`gaie a|ev we|evbm sebvw.

/:#  Xoe wxb`hbvh /fbwcg `eehw# ~avxca` al bha~xca` wufwchcew lav gocmhve` c` xoe gbweu`hev ga`wchevbxca` /ha `ax ga`wchev xoe iehcgbm `eehw b`h c`xe`wc|e vbxe ~avxca`al xoe wufwchs- `av xoe lbicms wu~~avx wufwchs bw c`gaie#.

/?#  Ei~masev ga`xvcfuxca`w xa ~e`wca` av axoev vexcveie`x ~mb`w- av c`hc|chubmga`xvcfuxca`w xa rubmclceh ~vc|bxe vexcveie`x ~mb`w.

/3#  B`s ia`es av c`gaie hue av azeh fs b`axoev c`hc|chubm- wauvge al c`gaie-ja|ev`ie`x- av axoev mejbm e`xcxs. C`gaie ga`wcheveh woaumh uwubmms ieex xoewxbxuxavs helc`cxca` lau`h bx IGM 556.<>6/i#.

6.>2/H#  C`gaie bmwa c`gmuhew xoe ibvkex |bmue al ~evrucwcxew /~evkw# vegec|eh bw jaahw-wev|cgew- av axoev `a`gbwo fe`elcx lav zocgo xoe ~bve`x hch `ax ~bs- cl xoes vehuge~evwa`bm e~e`wew- b`h ob|e wcj`clcgb`x |bmue av bve vegec|eh vejumbvms.

/2#  Gaiia` laviw al ~evrucwcxew /~evkw# av jaahw b`h wev|cgew vegec|eh c`)kc`hc`gmuhe- fux bve `ax mcicxeh xa4 oauwc`j- iebmw- av vaai b`h fabvh- ~evwa`bm uwe al 

b gai~b`s fuwc`eww |eocgme av icmebje vecifuvweie`x- c`gmuhc`j uwe fexzee`oaie b`h ~vcibvs zavkwcxe- b`h axoev jaahw av wev|cgew.

6.>2/E#  Weml)Ei~maseh C`hc|chubmw- Fuwc`eww Az`evw- Eeguxc|ew- b`h Axoevw

/2#  Hcllcgumxs c` hexevic`c`j c`gaie lav weml)ei~maseh c`hc|chubmw- fuwc`eww az`evw-b`h axoevw agguvw lav we|evbm vebwa`w.

/b#  Xoewe c`hc|chubmw alxe` ob|e xs~ew al c`gaie b`h e~e`wew `ax lverue`xmse`gau`xeveh zoe` hexevic`c`j c`gaie lav iawx ~ea~me.

/f#  Xbbxca` vumew- fuwc`eww vegavhw- b`h laviw bwwagcbxeh zcxo fuwc`ewwaz`evwoc~ b`h weml)ei~masie`x hcllev lvai xoawe xobx b~~ms xa c`hc|chubmw

ei~maseh fs axoevw. Gaiia` fuwc`eww haguie`xw velmegx ~amcgcewu`vembxeh xa b` afmcjbxca` xa wu~~avx a`e–w gocmh.

/g#  Hue xa xoe ga`xvam xobxfuwc`eww az`evw av eeguxc|ew eevgcwe a|ev xoe lavib`h ib``ev al xoecv gai~e`wbxca`- b ~bve`x- av b ~bve`x zcxo xoe gaa~evbxca`al b fuwc`eww az`ev av eeguxc|e- ibs fe bfme xa bvvb`je gai~e`wbxca` xavehuge xoe biau`x |cwcfme xa axoevw maakc`j lav gaiia` laviw al c`gaie.

/6#  C` avhev xa hexevic`e xoe ia`cew xobx b ~bve`x obw b|bcmbfme lav wu~~avx- cx ibs fe`egewwbvs xa ebic`e fuwc`eww xb vexuv`w- fbmb`ge woeexw- bggau`xc`j av fb`kc`jvegavhw- b`h axoev fuwc`eww haguie`xw xa che`xcls b`s bhhcxca`bm ia`cew b ~bve`xobw b|bcmbfme lav wu~~avx xobx zeve `ax c`gmuheh bw ~evwa`bm c`gaie.

/7#  Zoexoev avjb`cteh c`lavibmms- av bw b gav~avbxca`- b ~bvx`evwoc~- b wame~va~vcexavwoc~- av b`s axoev bvvb`jeie`x- xoewe ga`wchevbxca`w b~~ms xa bmm laviwal weml)ei~masie`x b`h fuwc`eww az`evwoc~- bw zemm bw xa fuwc`eww eeguxc|ew b`haxoevw zoa ibs vegec|e wcicmbv laviw al gai~e`wbxca`.

/8#  Lav ~uv~awew al xocw wufwegxca`- c`gaie c`gmuhew biau`xw xobx zeve `ax axoevzcwec`gmuheh bw c`gaie emwezoeve c` xocw gob~xev. ^bs w~egcbm bxxe`xca` xa xoelammazc`j laviw al gai~e`wbxca`4

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/b#  Hcwxvcfuxeh ~valcxw- ~valcx wobvc`j- allcgevw* leew b`h axoev gai~e`wbxca`-ib`bjeie`x av ga`wumxc`j leew- gaiicwwca`w- b`h fa`uwew.

/f#  C`)kc`h c`gaie av ~evrucwcxew /ª6.>2/H##- jclxw- lvee bhicwwca` xae`xevxbc`ie`x- av ~evwa`bm uwe al fuwc`eww ~va~evxs. /Hexevic`e xoe |bmuefbweh a` b lbcv ibvkex ~vcge- c.e.- xoe ~vcge b ~evwa` `ax bllcmcbxeh zcxo xoefuwc`eww zaumh ~bs#.

/g#  Vehcvegxeh c`gaie- av biau`xw xvebxeh fs xoe fuwc`eww av gai~b`s bw cl xoevehcvegxeh biau`xw zeve waiexoc`j axoev xob` xoe ~bve`x–w c`gaie.Biau`xw c`gmuhe- fux bve `ax mcicxeh xa4

/c#  ^evwa`bm mab`w. ^vewuie ~evwa`bm mab`w lvai b fuwc`eww bve c` lbgxvehcvegxeh c`gaie- u`meww bmm xoe lammazc`j bve xvue4 /2# xoe ~bve`xwcj`eh b ga`xvbgx av ~vaicwwavs `axe auxmc`c`j xoe xeviw al xoe mab`- /6#xoe fuwc`eww ibc`xbc`w vegavhw woazc`j xoe mab` azeh bw b vegec|bfme-/7# xoe ~bve`x ibkew c`wxbmmie`x ~bsie`xw b`h xoe ~vewe`x mab` cw ~bchguvve`x- b`h /8# xoe c`xevewx ebv`eh b`h ve~bsie`x vbxe b~~ebv xa fe bvebwa`bfme fuwc`eww ~vbgxcge. U`meww xoe ~vewui~xca` cw a|evgaie- b

~bve`x–w c`gaie c`gmuhew xoe hclleve`ge fexzee` xoe biau`x xoe ~bve`xve~bsw b`h b ve~bsie`x biau`x lav b wcicmbv gaiievgcbmms b|bcmbfmeu`weguveh ~evwa`bm mab`.

/cc#  ^bsie`xw ibhe xa lvce`hw av vembxc|ew al xoe ~bve`x. Cl xoe fuwc`ewwgb``ax heia`wxvbxe xobx xoe ~bsie`xw bve eruc|bme`x xa b lbcv ibvkex|bmue ~bsie`x lav xoe zavk av wev|cgew xoe lvce`h av vembxc|e bgxubmms~evlaviw- c`gmuhe b`s biau`x xobx egeehw xoe lbcv ibvkex |bmue bw xoe~bve`x–w c`gaie.

/h#  Vehugeh av helevveh c`gaie. Fegbuwe b ~bve`x–w gai~e`wbxca` gb` fevebvvb`jeh xa oche c`gaie- hexevic`e zoexoev u``egewwbvs vehugxca`w c`

wbmbvcew- leew- av hcwxvcfuxeh ~valcxw ob|e agguvveh fs gai~bvc`j biau`xwb`h vbxew xa ocwxavcgbm ~bxxev`w.

/c#  U`meww xoe fuwc`eww gb` heia`wxvbxe mejcxcibxe vebwa`w lav b wufwxb`xcbmvehugxca` c` xoe ~evge`xbje al hcwxvcfuxeh ~valcxw- uwe b xovee)sebvb|evbje xa hexevic`e xoe biau`x xa c`gmuhe bw b ~bve`x–w c`gaie.

/cc#  U`meww b fuwc`eww gb` heia`wxvbxe mejcxcibxe vebwa`w lav vehugxca`w /bwb ~evge`xbje al jvaww fuwc`eww c`gaie# c` wbmbvcew- fa`uwew-ib`bjeie`x leew- av axoev biau`xw ~bch xa b ~bve`x- uwe b xovee)sebvb|evbje xa hexevic`e xoe biau`x xa c`gmuhe bw b ~bve`x–w c`gaie.

/e#  Hehugxca`w lav Xbew. Lav b |bvcexs al ocwxavcgbm b`h ~amcgs vebwa`w- xoe

ja|ev`ie`x bmmazw ga`wchevbfme hehugxca`w lav fuwc`eww)vembxeh e~e`wewfelave xbew bve gbmgumbxeh. Xoawe wbie ga`wchevbxca`w bve `ax veme|b`x xaia`cew b ~bve`x obw b|bcmbfme lav wu~~avx. Xoevelave- waie hehugxca`wwoaumh fe ga`wcheveh c`gaie lav ~uv~awew al hexevic`c`j gocmh wu~~avx-u`meww xoes bve ga`wcwxe`x zcxo xoe `bxuve al xoe fuwc`eww av aggu~bxca`-c`gmuhc`j4

/c#  Ve`x ~bch fs xoe fuwc`eww xa xoe ~bve`x.

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/cc#  He~vegcbxca`.

B ~bve`x–w c`gaie haew `ax c`gmuhe he~vegcbxca` lcjuveh bx b wxvbcjox)mc`e /`ax bggemevbxeh# vbxe a` b ~bve`x–w /`ax b gav~avbxca`–w av~bvx`evwoc~–w# xb`jcfme ~evwa`bm ~va~evxs axoev xob` lav |eocgmew av oaieallcgew. B`s zoa uwe bggemevbxeh he~vegcbxca` lav b ~bve`x–w xb`jcfme~evwa`bm ~va~evxs axoev xob` lav b |eocgme av b oaie allcge gb` gmbci b

hehugxca` lav xoe wxvbcjox)mc`e biau`x cl xoe ~bve`x ~va|chew ~vaal al zobx xoe wxvbcjox)mc`e biau`xw zaumh ob|e fee`.

/ccc#  Oaie allcge e~e`wew- c`gmuhc`j ve`x- obtbvh c`wuvb`ge- uxcmcxcew-ve~bcvw- b`h ibc`xe`b`ge.

/c|#  E`xevxbc`ie`x e~e`wew w~e`x fs xoe ~bve`x. Mejcxcibxe e~e`wew lavguwxaiev–w e`xevxbc`ie`x bve bmmazbfme bw hehugxca`w.

/|#  Xvb|em e~e`we vecifuvweie`xw- ege~x zoeve wugo e~e`wew bvec`oeve`x c` xoe `bxuve al xoe fuwc`eww av aggu~bxca` /e.j.- b xvb|emc`jwbmew~evwa`#- b`h ha `ax egeeh xoe wxb`hbvh vbxew bmmazeh fs xoe wxbxeal Icgocjb` lav ei~masee xvb|em.

/|c#  ^evwa`bm buxaiafcme ve~bcv b`h ibc`xe`b`ge e~e`wew.

6.>2/L# Bmcia`s b`h W~auwbm Wu~~avx

/2#  C`gaie c`gmuhew bmcia`s!w~auwbm wu~~avx ~bch fs waiea`e zoa cw `ax xoe axoev~bve`x c` xoe gbwe u`hev ga`wchevbxca`.

/6#  Bmcia`s!w~auwbm wu~~avx ~bch fexzee` xoe ~bve`xw c` xoe gbwe u`hev ga`wchevbxca`haew `ax jex hehugxeh lvai cxw ~bsev–w c`gaie.

6.>2/J#  ^axe`xcbm C`gaie

Zoe` b ~bve`x cw |amu`xbvcms u`ei~maseh av u`hevei~maseh- av obw b` u`eevgcweh

bfcmcxs xa ebv`- c`gaie c`gmuhew xoe ~axe`xcbm c`gaie xobx ~bve`x gaumh ebv`- wufdegx xaxobx ~bve`x–w bgxubm bfcmcxs.

/2#  Xoe biau`x al ~axe`xcbm c`gaie ci~uxeh woaumh fe wullcgce`x xa fvc`j xobx ~bve`x–wc`gaie u~ xa xoe me|em cx zaumh ob|e fee` cl xoe ~bve`x obh `ax |amu`xbvcmsvehugeh av zbc|eh c`gaie.

/b#  Xoe biau`x al ~axe`xcbm c`gaie ci~uxeh /2# woaumh `ax egeeh xoe me|em cxzaumh ob|e fee` cl xoeve zbw `a vehugxca` c` c`gaie- /6# `ax fe fbweh a`iave xob` b 8> oauv zavk zeek- b`h /7# `ax c`gmuhe ~axe`xcbm a|evxcie avwoclx ~veicuiw.

/f#  Ci~uxbxca` cw `ax

/6#  Uwe veme|b`x lbgxavw faxo xa hexevic`e zoexoev xoe ~bve`x c` ruewxca` obw b` bgxubmbfcmcxs xa ebv` b`h b vebwa`bfme mckemcoaah al ebv`c`j xoe ~axe`xcbm c`gaie. Xa

b~~va~vcbxe zoeve b` c`hc|chubm cw ei~maseh lumm xcie /75

av iave oauvw ~ev zeek#- fux obw goawe` xa gebwe zavkc`j bhhcxca`bm oauvw/wugo bw meb|c`j b wega`h daf av veluwc`j a|evxcie#. Bgxubm ebv`c`jw lava|evxcie- wega`h daf- b`h woclx ~veicuiw bve ga`wchevehc`gaie.ª6.>2/G#/2#.

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lcjuve xoe biau`x al ~axe`xcbm c`gaie xobx ~bve`x gaumh ebv`- ga`wchev xoelammazc`j4

/b#  ^vcav ei~masie`x e~evce`ge b`h ocwxavs- c`gmuhc`j vebwa`w lav b`sxevic`bxca` av gob`jew c` ei~masie`x.

/f#  Ehugbxca`bm me|em b`h b`s w~egcbm wkcmmw av xvbc`c`j.

/g#  ^oswcgbm b`h ie`xbm hcwbfcmcxcew xobx ibs bllegx b ~bve`x–w bfcmcxs xa afxbc`av ibc`xbc` jbc`lum ei~masie`x.

/h#  B|bcmbfcmcxs lav zavk /egmuhe ~evcahw zoe` b ~bve`x gaumh `ax zavk avweek zavk- e.j.- oaw~cxbmctbxca`- c`gbvgevbxca`- hefcmcxbxc`j cmm`eww- exg.#.

/e#  B|bcmbfcmcxs al a~~avxu`cxcew xa zavk c` xoe magbm jeajvb~ocgbm bveb.

/l#  Xoe ~ve|bcmc`j zbje vbxew c` xoe magbm jeajvb~ocgbm bveb.

/j#  Hcmcje`ge eevgcweh c` weekc`j b~~va~vcbxe ei~masie`x.

/o#  E|che`ge xobx xoe ~bve`x c` ruewxca` cw bfme xa ebv` xoe ci~uxeh c`gaie.

/c#  ^evwa`bm ocwxavs- c`gmuhc`j ~vewe`x ibvcxbm wxbxuw b`h ~vewe`x ieb`w al wu~~avx.

/d#  Xoe ~vewe`ge al xoe ~bvxcew– gocmhve` c` xoe ~bve`x*w oaie b`h cxw ci~bgx a`xobx ~bve`x–w ebv`c`jw.

/k#  Zoexoev xoeve obw fee` b wcj`clcgb`x vehugxca` c` c`gaie gai~bveh xa xoe~evcah xobx ~vegeheh xoe lcmc`j al xoe c`cxcbm gai~mbc`x av xoe iaxca` laviahclcgbxca`.

/7#  Ci~uxbxca` al ~axe`xcbm c`gaie woaumh bggau`x lav xoe bhhcxca`bm gawxw bwwagcbxehzcxo ebv`c`j xoe ~axe`xcbm c`gaie wugo bw gocmh gbve b`h xbew xobx b ~bve`x zaumh~bs a` xoe ci~uxeh c`gaie.

/8#  Xoe gauvx ibkew xoe lc`bm hexevic`bxca` zoexoev ci~uxc`j b ~axe`xcbm c`gaie cwb~~va~vcbxe c` b ~bvxcgumbv gbwe.

6.>2/O#  C`xevewx ebv`eh av ~axe`xcbmms ebv`eh a` c`oevcxb`gew b`h jclxw /ª6.>5/B## woaumh fega`wcheveh bw c`gaie. Ci~uxe b vebwa`bfme vbxe zoe` hexevic`c`j xoe ~axe`xcbmc`|ewxie`x vexuv` xobx gaumh fe ebv`eh.

6.>2/C# Bxxvcfuxe bmm wagcbm weguvcxs vexcveie`x- wuv|c|av*w- av hcwbfcmcxs ~vajvbi he~e`he`x fe`elcxwfbweh a` xoe ebv`c`jw vegavh al b ~bve`x ~bch lav xoe gocmhve`)c`)gaiia` zcxo xoe axoev~bve`x bw xoe ebv`c`j ~bve`x–w c`gaie.

6.>2/D# Gau`x bmm wagcbm weguvcxs vexcveie`x- wuv|c|av*w- av hcwbfcmcxs c`wuvb`ge fe`elcxw vegec|eh fs

xoe gocmhve`)c`)gaiia` zcxo xoe axoev ~bve`x c` xoe guvve`x gbwe bw guwxahcbm ~bve`xc`gaie- cl xoe fe`elcxw bve fbweh a` xoe ebv`c`jw vegavh al waiea`e axoev xob` b ~bve`x.

6.>6 Webwa`bm b`h B``ubm \bvcbxca`

6.>6/B#  Zoeve ia`xoms c`gaie |bvcew hue xa webwa`bm lbgxavw /e.j.- a|evxcie- wega`h dafw-fa`uwew- av ~valcx wobvc`j# gbmgumbxe c`gaie uwc`j c`lavibxca` lvai bx mebwx xoe~vegehc`j xzem|e ia`xow.

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6.>6/F#  Zoeve c`gaie |bvcew ga`wchevbfms sebv)xa)sebv hue xa xoe `bxuve al xoe ~bve`x–w zavk-uwe xovee sebvw– c`lavibxca` xa hexevic`e xobx ~bve`x–w c`gaie.

6.>6/G#  E|che`ge woazc`j xobx a|evxcie- wega`h daf- av axoev xs~ew al c`gaie zcmm |bvs c` xoeluxuve ibs fe ga`wcheveh.

6.>7 Gocmhve`–w C`gaie

6.>7/B#  B gocmh*w c`gaie woaumh `ax avhc`bvcms fe ga`wcheveh c` gbmgumbxc`j gocmh wu~~avx.

6.>7/F#  B gocmh–w Wu~~meie`xbm Weguvcxs C`gaie /WWC# fe`elcxw gb``ax fe ga`wcheveh bw c`gaie-`av uweh xa vehuge b ~bve`x–w wu~~avx afmcjbxca`.

6.>8 Ieb`w Xewxeh C`gaie

6.>8/B#  C`gaie haew `ax c`gmuhe xoe |bmue al fe`elcxw lvai ieb`w xewxeh wauvgew wugo bwXei~avbvs Bwwcwxb`ge xa @eehs Lbicmcew /XB@L#- laah wxbi~w- xoe lehevbm Ebv`ehC`gaie Gvehcx- b`h Wu~~meie`xbm Weguvcxs C`gaie /WWC#.

6.>5 C`oevcxb`gew b`h Jclxw

6.>5/B#  C`gaie je`evbmms haew `ax c`gmuhe ~va~evxs av ~vc`gc~bm lvai b` c`oevcxb`ge av a`e)xciejclx. C`gaie c`gmuhew xoe c`xevewx ebv`eh a` xoawe bwwexw. ª6.>2/O#.

6.>5/F#  C`gaie ibs c`gmuhe xoe |bmue al jclxw av jvbxucxcew wugo bw ia`es- laah- woemxev-xvb`w~avxbxca`- av axoev jaahw av wev|cgew xobx b ~bve`x vegec|ew lvai vembxc|ew /axoevxob` b w~auwe#- lvce`hw- av axoevw- xa xoe exe`x cx4

/2#  Cw wcj`clcgb`x b`h vejumbvms vehugew ~evwa`bm e~e`wew- av

/6#  Ve~mbgew av wu~~meie`xw ei~masie`x c`gaie.

6.>< Maz C`gaie ^vahugc`j Bwwexw

6.></B#  Xa xoe exe`x b ~bve`x–w bwwexw gaumh fe /fux bve `ax# uweh xa je`evbxe vejumbv c`gaie- b~bve`x–w c`gaie c`gmuhew b` ci~uxeh vebwa`bfme b`h vejumbv c`|ewxie`x vexuv` a` xoawebwwexw- ege~x b oaie b`h cxw vebwa`bfme luv`cwoc`jw- b` buxaiafcme- b`h axoev wibmmcxeiw al ~evwa`bm ~va~evxs.

6.>: Bmmazbfme Hehugxca`w lvai C`gaie

6.>:/B#  Bmcia`s!W~auwbm Wu~~avx

/2#  Hehugx bmcia`s!w~auwbm wu~~avx ~bch xa waiea`e axoev xob` xoe axoev ~bve`x c` xoegbwe u`hev ga`wchevbxca` lvai cxw ~bsev–w jvaww c`gaie felave gbmgumbxc`j b`hhehugxc`j cxw ~bsev–w lehevbm- wxbxe- b`h magbm c`gaie xbew- b`h blxev hehugxc`j

axoev ib`hbxavs lehevbm xbew /e.j.- LCGB#./6#  Bmcia`s!w~auwbm wu~~avx ~bch fexzee` xoe ~bve`xw c` xoe gbwe u`hev ga`wchevbxca`

cw `ax c`gmuheh bw cxw vegc~ce`x–w c`gaie- fux veibc`w cxw ~bsev–w c`gaie.

6.>:/F#  C`gaie b`h LCGB!Iehcgbve Xbew

/2#  Hehugx b ~bve`x–w bgxubm c`gaie xbew lvai c`gaie.

/6#  Cl xb vexuv`w bve `ax ibhe b|bcmbfme- xbew woaumh fe ewxcibxeh fbweh a` xoe fewxb|bcmbfme c`lavibxca` b`h xoe ewxcibxca` ~vagehuvew hewgvcfeh femaz.

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/7#  C` xoe bfwe`ge al b` e~mcgcx zvcxxe` bjveeie`x av avhev xa xoe ga`xvbvs- ~vewuiexobx xoe ~evwa` zcxo zoai xoe gocmh vewchew lav xoe ibdavcxs al b gbme`hbv sebvgmbciw xoe he~e`he`x xb eei~xca` lav xobx gocmh.

/b#  C` hexevic`c`j lcmc`j wxbxuw /Wc`jme av Ibvvceh#- ~vewuie xoe wxbxuw iawxga`wcwxe`x zcxo ebgo ~bve`x–w wcxubxca`.

/f#  Uwe c`gaie xb juchew xa hexevic`e xoe xbew hehugxeh lvai jvaww ebv`c`jwlav b ~bve`x–w bgxubm `uifev al he~e`he`x eei~xca`w.

/g#  Xa xoe exe`x ~awwcfme- ewxcibxe xbew bx vbxew xobx xoe ~bve`x zaumh mckems~bs lav xoe c`gaie xs~ew bxxvcfuxeh xa xobx ~bve`x.

6.>:/G#  Hehugx b`s ib`hbxavs ~bsie`xw zcxooemh bw b ga`hcxca` al ei~masie`x /e.j.- iawxu`ca` huew b`h waie vexcveie`x ~mb`w#.

6.>:/H#  Hehugx mcle c`wuvb`ge ~amcgs ~veicuiw zoe` gocmhve`)c`)gaiia` zcxo xoe axoev ~bve`xbve xoe fe`elcgcbvcew.

/2#  A`ms hehugx xevi mcle c`wuvb`ge ~veicuiw ~bch a` ga|evbje avheveh fs xoe gauvx.

/6#  Zcxo zoame mcle c`wuvb`ge ~amcgcew xobx ~va|che ga|evbje avheveh fs xoe gauvx- a`mshehugx b` biau`x eruc|bme`x xa xoe gawx al xoe wbie biau`x al xevi mclec`wuvb`ge.

6.>:/E#  Hehugx ga`xvcfuxca`w xa ~e`wca`w- vexcveie`x ~mb`w- av ~vc|bxe rubmclceh ~e`wca` ~mb`w-fux a`ms u~ xa 5.5 ~evge`x al xoe ei~masee*w ~bve`x*w jvaww c`gaie.

6.>:/L# Hehugx xoe gawx al gbve av wev|cgew ~bch fs b ~bve`x xa gai~ms zcxo gbwe wev|cge av~evib`e`gs ~mb` verucveie`xw c` gocmh ~vaxegxc|e av du|e`cme hemc`rue`gs ~vageehc`jw.

6.>? Bhhcxca`bm Gocmhve` lvai Axoev Vembxca`woc~w

6.>?/B#  Bhhcxca`bm /fcamajcgbm av bha~xeh# ic`av gocmhve` c`gmuhe4

/2#  Xoawe lvai b vembxca`woc~ zcxo waiea`e axoev xob` xoe axoev ~bve`x c` xoe gbweu`hev ga`wchevbxca`.

/6#  Xoawe c` gaiia` zcxo xoe axoev ~bve`x c` xocw gbwe zoa mc|e c` b xocvh ~bvxs–wguwxahs- zoe` hexevic`c`j wu~~avx lav gocmhve` mc|c`j zcxo ecxoev ~bve`x.

/7#  Xoawe c` gaiia` zcxo xoe axoev ~bve`x c` xocw gbwe zoa mc|e zcxo ecxoev ~bve`x-zoe` hexevic`c`j wu~~avx lav axoev gocmhve`)c`)gaiia` zoa mc|e c` b xocvh~bvxs–w guwxahs.

6.>?/F#  Zoe` b ~bve`x obw bhhcxca`bm ic`av gocmhve` /zoexoev mc|c`j c` xobx ~bve`x–w oauweoamhav lav zoai xoe ~bve`x ~bsw gocmh wu~~avx#- `ex c`gaie lav gbmgumbxc`j wu~~avx c` xoe

~vewe`x gbwe haew `ax c`gmuhe xoe ~avxca` al xobx ~bve`x–w c`gaie vewev|eh lav wu~~avxc`jxoawe bhhcxca`bm gocmhve` gbmgumbxeh bggavhc`j xa faxo al xoe lammazc`j wxe~w4

/2#  Hehugx lvai b ~bve`x–w c`gaie hammbv)lav)hammbv xoe ~avxca` al xobx ~bve`x–w oebmxoc`wuvb`ge ~veicuiw uweh xa ga|ev rubmclsc`j bhhcxca`bm gocmhve`. Gbmgumbxe xoe~veicui hehugxca` fs hc|chc`j xoe ~veicui fs xoe `uifev al c`hc|chubmwga|eveh /c`gmuhc`j xoe ~bve`x# b`h iumxc~ms fs xoe `uifev al rubmclsc`jbhhcxca`bm gocmhve` ga|eveh.

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/6#  Blxev wufxvbgxc`j rubmclsc`j bhhcxca`bm gocmhve`–w oebmxo gbve ga|evbje gawxw-iumxc~ms xobx ~bve`x–w veibc`c`j `ex c`gaie fs xoe Bhhcxca`bm Gocmhve` xbfme–wBhduwxie`x Iumxc~mcev xa hexevic`e `ex c`gaie xa uwe lav xoe ~vewe`x gbwe.

Bhhcxca`bm Gocmhve`

@uifev al Gocmhve` Bhduwxie`xIumxc~mcev

2 ?5%

6 ::%

7 :6%

8 <3%

5 av iave <<%

6.>3 Maz C`gaie Xovewoamh b`h Lbicms @ex C`gaie6.>3/B#  ”Maz C`gaie Xovewoamh’ cw xoe c`hc|chubm c`gaie me|em w~egclceh c` xoe guvve`x

wu~~meie`x xa xocw ib`ubm.

6.>3/F#  Zoe` a`e ~bve`x–w `ex c`gaie haew `ax egeeh xoe Maz C`gaie Xovewoamh- ha `axc`gmuhe xobx ~bve`x–w c`gaie c` xoe ia`xoms `ex lbicms c`gaie uweh xa gbmgumbxe xoeaxoev ~bve`x–w je`evbm gbve wu~~avx afmcjbxca`. ª7.>6/F#.

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7. GBMGUMBXC@J EBGO ^BVE@X–W AFMCJBXCA@ 

Xoe `ex wxe~ c` hexevic`c`j ebgo ~bve`x–w gocmh wu~~avx afmcjbxca` cw xa gbmgumbxe xoe gai~a`e`xwal ebgo ~bve`x–w wu~~avx afmcjbxca` fbweh a` xoecv `ex c`gaie bw hexevic`eh c` Gob~xev 6.

7.>2 Gocmh Wu~~avx Afmcjbxca`w

7.>2/B#  B ~bve`x–w gocmh wu~~avx afmcjbxca` ga`wcwxw al 

/2#  b fbwe wu~~avx afmcjbxca` /ª7.>6# bhduwxeh lav ~bve`xc`j xcie /ª7.>7#;

/6#  iehcgbm wu~~avx afmcjbxca`w xobx c`gmuhe avhc`bvs b`h exvbavhc`bvs iehcgbme~e`wew /ª7.>8#- oebmxo gbve ga|evbje b`h hc|cwca` al ~veicuiw /ª7.>5#; b`h

/7#  gocmh gbve e~e`we afmcjbxca`w /ª7.><#.

7.>2/F#  Je`evbmms- wu~~avx afmcjbxca`w woaumh fe b~~avxca`eh fexzee` xoe ~bve`xw fbweh a` ebgo~bve`x–w ~evge`xbje wobve al xoecv gaifc`eh `ex c`gaiew.

/2#  Zoe` lcjuvc`j xoe ~evge`xbje xa uwe xa b~~avxca` xoe fbwe wu~~avx afmcjbxca` uwc`j

xoe Je`evbm Gbve Erubxca` /ª7.>6/F##- a`ms c`gmuhe b ~bve`x–w `ex c`gaie cl cxegeehw xoe Maz C`gaie Xovewoamh /ª6.>3/B##- b`h vau`h xoe vewumxc`j~evge`xbjew xa xoe `ebvewx ou`hvehxo ~evge`x.

/6#  Xoe iehcgbm wu~~avx b`h gocmh gbve afmcjbxca`w– ~evge`xbjew woaumh fe fbweh a`faxo ~bve`xw– `ex c`gaiew b`h vau`heh xa xoe `ebvewx zoame ~evge`x- fux ebgo~bve`x–w wobve gb``ax fe meww xob` 2> ~evge`x av iave xob` 3> ~evge`x.

7.>6 Fbwe Wu~~avx Afmcjbxca`

7.>6/B#  Xa e|e` aux wu~~avx biau`xw lav gocmhve` al xoe wbie ~bve`xw- zoexoev avheveh c` a`egbwe av iumxc~me gbwew- gbmgumbxe fbwe wu~~avx uwc`j xoe xaxbm `uifev al gocmhve`)c`)gaiia`.

/2#  Cl meww xob` bmm al xoe gocmhve`)c`)gaiia` bve c`gmuheh- xoe` xoe ~vewe`x gbwe–w fbwewu~~avx b`h xoe ~bve`xbm xcie allwex /ª7.>7# cw cxw gocmhve`–w ~ev gb~cxb wobve al zobx xoe biau`x zaumh fe cl bmm al xoe gocmhve`)c`)gaiia` zeve c`gmuheh a` a`egbwe.

/6#  Zoe` waie al xoe gocmhve`)c`)gaiia` bve c` b xocvh ~bvxs–w guwxahs- gbmgumbxe xoefbwe wu~~avx lav xoe gocmhve` c` b ~bve`x–w guwxahs we~bvbxems lvai xoe fbwewu~~avx lav xoawe zoa mc|e zcxo b xocvh ~bvxs. ª6.>? b`h ª8.>2.

7.>6/F#  Je`evbm Gbve Erubxca`

/2#  Hexevic`e xoe ia`xoms lbicms c`gaie fs gaifc`c`j xoe ~bve`xw– `ex c`gaiew.

/6#  Wam|e xoe lammazc`j erubxca` uwc`j xoe Je`evbm Gbve Wu~~avx Xbfme /lau`h c` xoewu~~meie`x# lav xoe b~~va~vcbxe `uifev al gocmhve` xobx xoe ~bve`xw ob|e c`gaiia` b`h cxw biau`xw b`h ~evge`xbjew lvai xoe ocjoewx ia`xoms c`gaie me|emxobx haew `ax egeeh xoe lbicms–w `ex ia`xoms c`gaie.

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{B + [F /G ‗ H#Yy E 9 J

B 9 Fbwe Wu~~avx /Je`evbm Gbve Wu~~avx xbfme- gamui` 7#F 9 Ibvjc`bm ̂ evge`xbje /Je`evbm Gbve Wu~~avx xbfme- gamui` 8#G 9 Ia`xoms @ex Lbicms C`gaie /ª7.>6/F#/2##H 9 Ia`xoms C`gaie Me|em /Je`evbm Gbve Wu~~avx xbfme- lcvwx gamui`#E 9 ^bve`x–w ^evge`xbje Wobve al Lbicms C`gaie /ª7.>2/F#/2##

J 9 Fbwe Wu~~avx afmcjbxca` uwc`j xoe Je`evbm Gbve Erubxca` /vau`h xa xoe `ebvewx zoame hammbv# 

/7#  Wufdegx xa ª7.>6/H#- zoe` b ~bve`x–w `ex c`gaie egeehw xoe Maz C`gaieXovewoamh /ª6.>3/B##- xobx ~bve`x–w fbwe wu~~avx afmcjbxca` cw xoe biau`xhexevic`eh uwc`j xoe Je`evbm Gbve Erubxca`.

7.>6/G#  Maz C`gaie Erubxca`

Zoe` b ~bve`x–w ia`xoms `ex c`gaie haew `ax egeeh xoe Maz C`gaie Xovewoamh- xoe~bve`x–w fbwe wu~~avx afmcjbxca` cw 2> ~evge`x al xobx ~bve`x–w c`gaie.

L 2>% 9 M

L 9 ^bve`x–w Ia`xoms @ex C`gaie- zoe` femaz xoe Maz C`gaie Xovewoamh /ª6.>3/B##2>% 9 ^evge`xbje lav C`gaie femaz xoe xovewoamh

M 9 Fbwe Wu~~avx /vau`h xa xoe `ebvewx zoame hammbv#7.>6/H#  Maz C`gaie Xvb`wcxca` Erubxca`

Zoe` b ~bve`x–w `ex c`gaie egeehw xoe Maz C`gaie Xovewoamh- xobx ~bve`x–w fbwewu~~avx afmcjbxca` zcmm je`evbmms fe hexevic`eh uwc`j xoe Je`evbm Gbve Erubxca`.Oaze|ev- cl xoe lammazc`j erubxca`–w vewumx cw mazev xob` xoe biau`x gbmgumbxeh uwc`jxoe Je`evbm Gbve Erubxca`- b ~bve`x–w fbwe wu~~avx afmcjbxca` cw xoe biau`x hexevic`ehfs b~~msc`j xocw erubxca`.

/O 2>%# + [/C ) O# ^Y 9 X

O 9 Maz C`gaie Xovewoamh /ª6.>3/B##2>% 9 ^evge`xbje lav C`gaie femaz xoe xovewoamh /ª7.>6/G#/2##

C 9 ^bve`x–w Ia`xoms @ex C`gaie^ 9 ^evge`xbje Iumxc~mcev lav xoe b~~va~vcbxe ̀ uifev al gocmhve` lvai xoe Xvb`wcxca`

Bhduwxie`x xbfmeX 9 Fbwe Wu~~avx afmcjbxca` uwc`j xoe Maz C`gaie Xvb`wcxca` Erubxca`

@uifev al Gocmhve`)c`)

Gaiia`

Xvb`wcxca` Bhduwxie`x

^evge`xbjeIumxc~mcev

2 5>%

6 55%

7 <>%

8 <5%

5 av iave :>%

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7.>7 Bhduwxc`j Fbwe Afmcjbxca` zcxo xoe ^bve`xbm Xcie Allwex

7.>7/B#  ^vewuic`j xobx bw ~bve`xw w~e`h iave xcie zcxo xoecv gocmhve` xoes zcmm hcvegxmsga`xvcfuxe b jvebxev wobve al xoe gocmhve`–w e~e`wew- b fbwe wu~~avx afmcjbxca` `eehw xaallwex waie al xoe gawxw b`h wb|c`jw bwwagcbxeh zcxo xcie w~e`x zcxo ebgo ~bve`x.

/2#  Fbwe wu~~avx ibc`ms ga`wchevw xoe gawx al wu~~avxc`j b gocmh zoa mc|ew c` a`e

oauweoamh. Zoe` b ~bve`x gbvew lav b gocmh a|ev`cjox- xobx ~bve`x woaumh ga|evib`s al xoe gocmh–w u`hu~mcgbxeh gawxw- zocme xoe axoev ~bve`x zcmm `ax ob|e xaw~e`h bw iugo ia`es lav laah- uxcmcxs- b`h axoev gawxw lav xoe gocmh.

/6#  B~~ms xoe lammazc`j ^bve`xbm Xcie Allwex Erubxca` xa bhduwx fbwe wu~~avx xa velmegxwaie al xoe gawx woclxw b`h wb|c`jw bwwagcbxeh zcxo xoe gocmh w~e`hc`j xcie zcxofaxo ~bve`xw4

/Ba # 7 + /Fa # 7 

/Ba #7º /Fw # ) /Fa #7º /Bw #

Ba 9 B~~vacibxe b``ubm `uifev al a|ev`cjoxw xoe gocmhve` zcmm mckems w~e`h zcxo ~bve`x BFa 9 B~~vacibxe b``ubm `uifev al a|ev`cjoxw xoe gocmhve` zcmm mckems w~e`h zcxo ~bve`x F

Bw 9 ^bve`x B*w fbwe wu~~avx afmcjbxca`Fw 9 ^bve`x F*w fbwe wu~~avx afmcjbxca`@axe4 B `ejbxc|e vewumx ieb`w xobx ~bve`x B ~bsw b`h b ~awcxc|e vewumx ieb`w ~bve`x F ~bsw.

7.>7/F#  B` allwex lav ~bve`xbm xcie je`evbmms b~~mcew xa e|evs wu~~avx hexevic`bxca` zoexoev c`b` c`cxcbm hexevic`bxca` av wufwerue`x iahclcgbxca`- zoexoev av `ax ~ve|cauwms jc|e`.

7.>7/G#  B~~ms xoe ~bve`xbm xcie allwex xa bhduwx b fbwe wu~~avx afmcjbxca` zoe`e|ev xoeb~~vacibxe b``ubm `uifev al a|ev`cjoxw xobx ebgo ~bve`x zcmm mckems ~va|che gbve lavxoe gocmhve`)c`)gaiia` gb` fe hexevic`eh. Zoe` ~awwcfme- hexevic`e xoe b~~vacibxe`uifev fbweh a` ~bwx ~vbgxcge.

/2#  Zoe` hclleve`x gocmhve` w~e`h hclleve`x `uifevw al a|ev`cjoxw zcxo xoe ~bve`xw-

uwe xoe b|evbje al xoe gocmhve`–w a|ev`cjoxw./6#  Bfwe`x gvehcfme e|che`ge al gob`jeh ~vbgxcgew- ~vewuie xoe wbie b~~vacibxe

`uifev xobx zbw uweh c` hexevic`c`j xoe iawx vege`x wu~~avx avhev.

/7#  C` gbwew zcxoaux b ~bwx hexevic`bxca` av axoev gvehcfme e|che`ge- ~vewuie xoeb~~vacibxe `uifev al a|ev`cjoxw jvb`xeh c` xoe xeviw al xoe guvve`x guwxahs av~bve`xc`j xcie avhev.

/8#  Gvehcx b ~bve`x lav a|ev`cjoxw b gocmh mbzlumms b`h bgxubmms w~e`hw zcxo xobx ~bve`xc`gmuhc`j xoawe eevgcweh auxwche xoe xeviw al xoe guvve`xms ellegxc|e avhev. Xocwibs ob~~e` fs bjveeie`x- av zoe` a`e ~bve`x |amu`xbvcms lavejaew xcie jvb`xehc` xoe avhev. Ha `ax ga`wchev a|ev`cjoxw eevgcweh c` |cambxca` al b` avhev.

/b#  Cl b ~bve`x ~vahugew gvehcfme e|che`ge xobx xoe b~~vacibxe `uifeveevgcweh hcllevw lvai xoe `uifev jvb`xeh fs xoe guwxahs av ~bve`xc`j xcieavhev- gvehcx xoe `uifev bggavhc`j xa xoe e|che`ge zcxoaux verucvc`jwaiea`e xa lavibmms ~excxca` xa iahcls xoe guwxahs av ~bve`xc`j xcie avhev.

/f#  Zoe` xoe iawx vege`x wu~~avx avhev he|cbxeh fbweh a` b` bjveeie`x xa uweb `uifev al a|ev`cjoxw xobx hclleveh lvai bgxubm ~vbgxcge- bfwe`x waie axoev

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gob`je zbvvb`xc`j iahclcgbxca`- gvehcfme e|che`ge al gob`jeh ~vbgxcgewa`ms c`gmuhew b` avhev gob`jc`j xoe guwxahs av ~bve`xc`j xcie wgoehume.

7.>7/H#  Cl b wufwxb`xcbm hclleve`ge agguvw c` xoe `uifev al a|ev`cjoxw uweh xa wex xoe avhev b`hxoawe bgxubmms eevgcweh /bx mebwx 62 a|ev`cjoxw av xobx gbuwew b gob`je al gcvguiwxb`gewegeehc`j xoe iahclcgbxca` xovewoamh /ª8.>8##- ecxoev ~bve`x av b wu~~avx vegc~ce`x ibsweek bhduwxie`x fs lcmc`j b iaxca` xa iahcls xoe avhev.

7.>7/E#  Wa xoe gauvx gb` k`az cl gcvguiwxb`gew ob|e gob`jeh bx xoe xcie al b wufwerue`xhexevic`bxca`- e|evs gocmh wu~~avx avhev iuwx c`hcgbxe zoexoev cx c`gmuhew b ~bve`xbmxcie allwex b`h xoe `uifev al a|ev`cjoxw uweh c` cxw gbmgumbxca`.

7.>8 Iehcgbm /Oebmxo Gbve# Afmcjbxca`w

7.>8/B#  Afmcjbxca`w Je`evbmms

/2#  Xoe xevi ”iehcgbm’ c`gmuhew xvebxie`xw- wev|cgew- eruc~ie`x- iehcgc`ew-~ve|e`xbxc|e gbve- wcicmbv jaahw b`h wev|cgew bwwagcbxeh zcxo avbm- |cwubm-~wsgoamajcgbm- iehcgbm- b`h axoev vembxeh gbve- ~va|cheh av ~vewgvcfeh fs oebmxogbve ~valewwca`bmw lav xoe gocmhve`.

/6#  Vauxc`e veiehcbm gbve gawxw lav gocmhve` /e.j.- lcvwx)bch wu~~mcew- gaujo wsvu~- b`h|cxbic`w# ha `ax rubmcls bw iehcgbm e~e`wew.

/7#  Avhc`bvs iehcgbm e~e`wew c`gmuhe xoe wu~~avx vegc~ce`x–w ga)~bsie`xw b`hhehugxcfmew- b`h u`c`wuveh iehcgbm)vembxeh gawxw lav bmm gocmhve` c` xocw gbwe.

/8#  Exvbavhc`bvs iehcgbm e~e`wew ga`wcwx al xoe wu~~avx vegc~ce`x–w aux)al)~agkexe~e`wew xobx egeeh xoe gocmhve`–w avheveh b``ubm avhc`bvs iehcgbm e~e`webiau`x b`h b`s u`c`wuveh iehcgbm e~e`we ~bch fs xoe wu~~avx ~bsev.

/5#  E|evs wu~~avx avhev woaumh w~egcls xoe iehcgbm e~e`we ~evge`xbje fbweh a` ebgo~bve`x–w wobve al xoe lbicms c`gaie /ª7.>2/F#/6## lav u`c`wuveh iehcgbm e~e`wew

lav zocgo ebgo ~bve`x cw vew~a`wcfme.

/<#  B ~bve`x–w av guwxahcb`–w rubmclsc`j iehcgbm e~e`wew c`gmuhe xoawe ~bch zcxoia`cew lvai b oebmxo wb|c`jw bggau`x av lmecfme fe`elcx bggau`x- ~va|cheh xobxbggau`x cw lu`heh- c` zoame av ~bvx- zcxo ia`cew ve~avxeh bw xobx c`hc|chubm–wc`gaie.

7.>8/F#  Avhc`bvs Iehcgbm E~e`we Afmcjbxca`w

/2#  C` avhev xa vecifuvwe xoe wu~~avx vegc~ce`x–w rubmclsc`j iehcgbm e~e`hcxuvew lavxoe gocmhve` zcxoc` xoe wbie gbme`hbv sebv- e|evs wu~~avx avhev woaumh wex b`b~~va~vcbxe b``ubm avhc`bvs iehcgbm e~e`we biau`x lav xoe gocmhve` b`hb~~avxca` ~bsie`x al xoe b``ubm biau`x fexzee` xoe ~bve`xw bggavhc`j xa ebgo

~bve`x–w ~evge`xbje wobve al lbicms c`gaie.

/6#  Zoe` wexxc`j xoe b``ubm biau`x- ~vewuie xobx xoe biau`x mcwxeh lav xoe b~~va~vcbxe`uifev al gocmhve` c` Avhc`bvs Iehcgbm E~e`we B|evbje Xbfme /lau`h c` xoewu~~meie`x# cw xoe biau`x xobx zcmm fe w~e`x a` avhc`bvs iehcgbm e~e`wew.Biau`xw ibs fe bhheh xa xoe Xbfme biau`xw xa gai~e`wbxe lav bhhcxca`bmu`c`wuveh e~e`wew xobx gb` fe ~vehcgxeh c` bh|b`ge /e.j.- avxoaha`xcb- w~egcbmiehcgbm `eehw- av a`jac`j xvebxie`xw#.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

2:

/7#  Avhc`bvs E~e`we ^bsie`xw

/b#  Xoe b``ubm avhc`bvs iehcgbm e~e`we biau`x vewxbvxw e|evs gbme`hbv sebvb`h veibc`w c` ellegx zcxo xoe vewx al xoe wu~~avx afmcjbxca` av u`xcm luvxoevavhev al xoe gauvx.

/c#  Xoe wu~~avx ~bsev–w b~~avxca`eh wobve al avhc`bvs iehcgbm e~e`wew

woaumh fe avheveh ~bch bw ~bvx al xoe ia`xoms wu~~avx afmcjbxca` b`hibc`xbc`eh fs xoe wu~~avx vegc~ce`x.

/cc#  Xoe wu~~avx vegc~ce`x–w b~~avxca`eh wobve al avhc`bvs e~e`wew cwhcvegxms ga`xvcfuxeh fs xoe vegc~ce`x bw e~e`wew agguv.

/f#  Avhc`bvs Iehcgbm E~e`we Bggau`xc`j

/c#  Bmm rubmclsc`j e~e`hcxuvew bve ga`wcheveh ibhe c` ~va~avxca` xa ebgo~bve`x–w iehcgbm e~e`we ~evge`xbje ewxbfmcwoeh c` xoe avhev.

/cc#  ^vewuie xobx xoe b``ubm biau`x zcmm fe w~e`x. Xoe vegc~ce`x haew `axob|e xa vauxc`ems ~va|che ~vaal al cxw e~e`hcxuve.

/ccc#  C` avhev lav b wu~~avx vegc~ce`x xa week vecifuvweie`x al exvbavhc`bvsiehcgbm e~e`wew- xoe vegc~ce`x `eehw xa woaz xobx xoe avheveh xaxbmb``ubm avhc`bvs iehcgbm e~e`we biau`x lav bmm gocmhve` zbw egeeheh.

/g#  ^vavbxe avhc`bvs iehcgbm e~e`we biau`xw lav ~bvxcbm ~evcahw huvc`j zocgoxoes bve c` ellegx.

7.>8/G#  Exvbavhc`bvs Iehcgbm E~e`wew

Exvbavhc`bvs e~e`wew woaumh fe b~~avxca`eh fexzee` xoe ~bve`xw bggavhc`j xa xoeiehcgbm e~e`we ~evge`xbjew ewxbfmcwoeh c` xoe wu~~avx avhev.

7.>5 Oebmxo Gbve Ga|evbje Afmcjbxca` b`h ^veicuiw

7.>5/B#  Vebwa`bfme Gawx al Ga|evbje

B vebwa`bfme gawx lav ~va|chc`j ~vc|bxe oebmxo gbve ga|evbje lav xoe gocmhve` haew `axegeeh 5 ~evge`x al xoe ~va|chc`j ~bve`x–w jvaww c`gaie.

/2#  ^bve`xw zcxo b `ex c`gaie femaz 277 ~evge`x al xoe lehevbm ~a|evxs me|em av zoawegocmh cw ga|eveh fs Iehcgbch fbweh a` xobx ~bve`x–w c`gaie woaumh `ax fe avhevehxa ga`xvcfuxe xazbvh av ~va|che ~vc|bxe ga|evbje- u`meww ~vc|bxe ga|evbje cwafxbc`bfme zcxoaux b`s lc`b`gcbm ga`xvcfuxca` fs xobx ~bve`x.

/6#  B ~bve`x–w gawx lav ~va|chc`j ~vc|bxe oebmxo gbve ga|evbje cw u`vebwa`bfme cl xoe~bve`x–w xaxbm guvve`x afmcjbxca` lav wu~~avx- gocmh gbve e~e`wew- avhc`bvs oebmxo

gbve e~e`wew- ~muw xoe ~bve`x–w `ex wobve al oebmxo gbve c`wuvb`ge egeehw 5>~evge`x al xoe ~bve`x*w vejumbv bjjvejbxe hcw~awbfme ebv`c`jw.

7.>5/F#  Vew~a`wcfcmcxs xa C`wuve

/2#  Zoe` avhevc`j gocmh wu~~avx- xoe gauvx iuwx avhev a`e av faxo ~bve`xw xa ibc`xbc`oebmxo gbve ga|evbje lav xoe gocmhve` cl cx cw b|bcmbfme bx b vebwa`bfme gawx bw bfe`elcx al ei~masie`x- av zoe` b weml)ei~maseh ~bve`x ibc`xbc`w ~evwa`bm oebmxogbve ga|evbje.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

2?

/6#  Ib`s lbgxavw ibs fe uweh xa hexevic`e zoexoev a`e av faxo ~bve`xw woaumhibc`xbc` ei~masev- jvau~- c`hc|chubm- av ~ufmcg ga|evbje lav xoecv gocmhve`. Zoe`gai~bvc`j ~mb`w- ga`wchev lbgxavw mcke4 xoe bggewwcfcmcxs b`h gai~veoe`wc|e`eww al ga|eveh wev|cgew- mckems ga`xc`ubxca` al ga|evbje- bllavhbfcmcxs al hehugxcfmew b`hga)~bsie`xw- b`h vebwa`bfme`eww al xoe ~veicuiw. /Xoe wu~~meie`x xa xocwib`ubm ga`xbc`w b wujjewxeh ieb`w xa hexevic`e zocgo ~bve`x zoa woaumh

ibc`xbc` oebmxo gbve ga|evbje. 6>27 IGWL)W 7.>6.#7.>5/G#  Oebmxo Gbve ^veicui Bmmagbxca`

/2#  Xoe gocmhve`–w `ex hexevic`bfme ~avxca` al oebmxo c`wuvb`ge ~veicuiw ~bch fs xoe~bve`xw xa ga|ev xoe gocmhve` woaumh fe b~~avxca`eh bggavhc`j xa ebgo ~bve`x–w~evge`xbje wobve al lbicms c`gaie. ª7.>2/F#/6#.

/b#  Xoe hclleve`ge fexzee` xoe ~bve`xw– wobvew al xoe `ex hexevic`bfme biau`xwwoaumh fe c`gmuheh /bw b` bhhcxca` av wufxvbgxca`# bw ~bvx al xoe wu~~avx~bsie`x.

/f#  Bhduwx fbwe wu~~avx fs bhhc`j xoe `ex oebmxo gbve ~veicui bxxvcfuxbfme xaxoe gocmhve` /zoexoev ~awcxc|e av `ejbxc|e# xa xoe fbwe wu~~avx afmcjbxca`blxev b~~msc`j xoe ~bve`xbm xcie allwex laviumb.

/6#  Bmmagbxe xoe gocmhve`–w `ex oebmxo gbve ~veicuiw fexzee` xoe ~bve`xw bggavhc`j xaxoe lammazc`j wxe~w.

/b#  Hexevic`e ebgo ~bve`x–w ia`xoms oebmxo gbve ~veicui bxxvcfuxbfme xa xoegocmhve` fs hc|chc`j xoe ~veicui fs xoe `uifev al c`hc|chubmw ga|eveh/c`gmuhc`j xoe ~bve`x# b`h iumxc~ms fs xoe `uifev al gocmhve` ga|eveh c`xocw gbwe.

/f#  ^vavbxe ebgo ~bve`x–w ia`xoms oebmxo gbve ~veicui bxxvcfuxbfme xa xoegocmhve` fs iumxc~msc`j cx b`h xoe axoev ~bve`x–w ~evge`xbje al lbicms

c`gaie./g#  Allwex xoe ~vavbxeh ~veicuiw bxxvcfuxbfme xa xoe gocmhve` fs wufxvbgxc`j xoe

wu~~avx vegc~ce`x–w wobve al xoe wu~~avx ~bsev–w ~veicui lvai xoe ~bsev–wwobve al xoe vegc~ce`x–w ~veicui- b`h vau`h xa xoe `ebvewx ge`x. /@axe4 B~awcxc|e `ex vewumx ieb`w b` bhhcxca`bm biau`x iuwx fe ~bch xa ga|ev xoe~bsev–w wobve al xoe wu~~avx vegc~ce`x–w ~veicui- zocme b `ejbxc|e vewumxieb`w b vehugxca` c` fbwe wu~~avx xa allwex xoe wu~~avx vegc~ce`x–w wobve al xoe ~bsev–w ~veicui#.

7.>< Gocmh Gbve Wu~~avx Afmcjbxca`w

7.></B#  Fbweh a` ebgo ~bve`x–w ~evge`xbje wobve al lbicms c`gaie- bmmagbxe xoe bgxubm gocmh gbvee~e`wew lav xoe gocmhve` c` xoe gbwe u`hev ga`wchevbxca` zocgo bmmaz b ~bve`x av xocvh~bvxs guwxahcb` xa maak lav ei~masie`x- vexbc` ei~masie`x- av xa bxxe`h b` ehugbxca`bm~vajvbi xa ci~va|e ei~masie`x a~~avxu`cxcew.

/2#  Zoe` guwxahcb`w av ~bve`xw ob|e b` ewxbfmcwoeh gocmh gbve ~bxxev` b`h gb` |evclsxobx xoes ob|e bgxubm- ~vehcgxbfme b`h vebwa`bfme gocmh gbve e~e`wew- uwe xoebgxubm gawxw c` xoe gbmgumbxca`.

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/6#  Zoe` `a ewxbfmcwoeh ~bxxev` al gocmh gbve e~e`wew ecwxw- fbwe xoe e~e`wew a`ewxcibxew al xoe gaiiu`cxs–w b|evbje gocmh gbve gawxw av we|evbm zvcxxe`ruaxbxca`w lvai magbm gocmh gbve ~va|chevw.

/7#  C` gbmgumbxc`j gocmh gbve e~e`wew- ~vewuie xobx xoe gauvx*w avhevw lav w~egclcg~bve`xc`j xcie b`h guwxahs zcmm fe lammazeh. Oaze|ev- cl b gocmh gbve ~va|chevverucvew ~bsie`x xa vexbc` b wmax lav b gocmh zcxoaux vejbvh xa zoexoev xoe gocmh

bgxubmms bxxe`hw- c`gmuhe xoawe bhhcxca`bm gawxw.

7.></F#  Lcjuve xoe bgxubm gawx al gocmh gbve fs hehugxc`j b`s gocmh gbve wufwchcew- gvehcxw/c`gmuhc`j lehevbm xb gvehcx#- av wcicmbv ~ufmcg av ~vc|bxe vecifuvweie`xw lvai xoe jvawwgawx al gocmh gbve.

7.></G#  Xoe wu~~avx ~bsev–w `ex ~avxca` al xoe bgxubm gocmh gbve e~e`wew woaumh fe avheveh ~bchbw b ia`xoms gocmh gbve wu~~avx afmcjbxca`. Xoe wu~~avx vegc~ce`x–w wobve al gocmh gbvee~e`wew cw hcvegxms ga`xvcfuxeh fs xoe wu~~avx vegc~ce`x bw e~e`wew agguv. Bmmagbxe `exgocmh gbve gawxw bggavhc`j xa xoe lammazc`j wxe~w.

/2#  Hexevic`e ebgo c`hc|chubm–w bgxubm ia`xoms gocmh gbve.

/b#  Gbmgumbxe ebgo c`hc|chubm*w jvaww b``ubm gocmh gbve e~e`hcxuvew.

/f#  Lcjuve xoe bgxubm gawx fs hehugxc`j b`s gocmh gbve wufwchcew- gvehcxw/c`gmuhc`j xb gvehcxw#- av vecifuvweie`xw lvai xoe jvaww gawx al gocmh gbveb`h ga`|evx xa b ia`xoms biau`x.

/6#  Bmmagbxe xoe bgxubm ia`xoms gawxw fs iumxc~msc`j fs xoe axoev ~bve`x–w ~evge`xbjewobve al lbicms c`gaie. ª7.>2/F#/6#.

/7#  Allwex xoe xza ~vavbxeh biau`xw fs wufxvbgxc`j xoe axoev ~bve`x–w wobve al xoewu~~avx ~bsev–w ia`xoms gawxw lvai xoe ~bsev–w wobve al xoe axoev ~bve`x–wia`xoms gawxw.

7.></H#  ^vewuie xobx xoe `eeh lav gocmh gbve ga`xc`uew u`xcm Bujuwx 72 lammazc`j xoe gocmh–wxzemlxo fcvxohbs. Bx xoe gauvx–w hcwgvexca`- xoe gocmh gbve wu~~avx afmcjbxca` ibsga`xc`ue fesa`h xobx hbxe bw b gocmh–w oebmxo av wblexs `eehw verucve.

7.></E#  Wc`ge gocmh gbve wu~~avx afmcjbxca`w bggvue fbweh a` xoe bwwuieh ga`xc`ubxca` al xoe`ex e~e`wew uweh xa wex xoe guvve`xms ellegxc|e avhev- guwxahcb`w b`h ~bve`xw `eeh xa`axcls ebgo axoev al gob`jew c` gawxw- b`h iuwx `axcls xoe lvce`h al xoe gauvx zoe` xoeswxa~ c`guvvc`j gocmh gbve e~e`wew lav b gocmh.

7.></L# Zoe` ~bve`xw av guwxahcb`w ha `ax ob|e b` ewxbfmcwoeh ~bxxev` al gocmh gbve e~e`wew- xoegauvx gb` avhev b vebwa`bfme biau`x lav luxuve gocmh gbve e~e`wew ga`hcxca`eh u~a` xoewu~~avx vegc~ce`x ~va|chc`j xa xoe axoev ~bve`x b`h xoe lvce`h al xoe gauvx /2# ~vaal al xoe vegc~ce`x–w ei~masie`x av e`vammie`x c` b rubmclsc`j ehugbxca`bm av xvbc`c`j~vajvbi- /6# ~vaal al xoe vegc~ce`x–w bgxubm aux)al)~agkex gocmh gbve e~e`wew- /7# bzvcxxe` veruewx xa xoe lvce`h al xoe gauvx bwkc`j lav ci~meie`xbxca` al xoe ga`hcxca`bmgocmh gbve ~va|cwca`- b`h /8# ~vaal xobx xoe wu~~avx ~bsev zbw ~va|cheh ga~cew al cxeiw/2#)/7#.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

6>

7.>: Wagcbm Weguvcxs Fe`elcx Gvehcx

7.>:/B#  Gvehcx Wagcbm Weguvcxs Vexcveie`x- Wuv|c|av*w- av Hcwbfcmcxs C`wuvb`ge fe`elcxw ~bch lavxoe gocmhve` fbweh a` xoe wu~~avx ~bsev–w ebv`c`jw vegavh bjbc`wx xobx ~bve`x–w wu~~avxafmcjbxca` bw lammazw4

/2#  Hexevic`e xoe xaxbm gocmh wu~~avx afmcjbxca`.

/6#  Hexevic`e xoe ia`xoms fe`elcx biau`x xobx cw bxxvcfuxbfme xa xoe ~bsev b`h xobx xoewu~~avx vegc~ce`x vegec|ew lav xoe gocmhve` b`h xoe` wufxvbgx xobx biau`x lvai xoexaxbm gocmh wu~~avx afmcjbxca`.

/b#  Cl xoe gocmhve`–w ~bsev)fbweh fe`elcx egeehw xoe xaxbm wu~~avx biau`x- xoe``a bhhcxca`bm wu~~avx biau`x woaumh fe avheveh.

/f#  Cl xoe gocmhve`–w ~bsev)fbweh fe`elcxw bve meww xob` xoe ~bsev–w xaxbm wu~~avxbiau`x- xoe` xoe hclleve`ge fexzee` xoe fe`elcxw vegec|eh lav xoe gocmhve`b`h xoe xaxbm wu~~avx biau`x fegaiew xoe avheveh afmcjbxca`.

7.>:/F#  Xoe lammazc`j gbwew hcwguww oaz Wagcbm Weguvcxs fe`elcxw bllegx wu~~avx afmcjbxca`w4Lve`w | Lve`w- 232 Icgo B~~ <58 /233>#; De`evau | De`evau- 6>> Icgo B~~ 6<5/2337#; ^bumwa` | ^bumwa`- 658 Icgo B~~ 5<? /6>>6#; b`h Lcwoev | Lcwoev - 6:< IcgoB~~ 868 /6>>:#.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

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8. AXOEV LBGXAVW

8.>2 Xocvh ^bvxs Guwxahcb`w

8.>2/B#  Zoe` b xocvh ~bvxs obw guwxahs al b gocmh- faxo ~bve`xw woaumh ~bs wu~~avx. Hexevic`eebgo ~bve`x–w fbwe wu~~avx afmcjbxca` bggavhc`j xa xobx ~bve`x–w c`hc|chubm c`gaie.

8.>2/F#  ^bve`xw bve vew~a`wcfme lav bmm iehcgbm e~e`wew- oebmxo gbve ga|evbje ~veicuiw- b`hgocmh gbve e~e`wew. Zoe` ~awwcfme- b~~avxca` xoei fexzee` xoe ~bve`xw.

8.>2/G#  C` hexevic`c`j b ~bve`x–w `ex c`gaie biau`x xobx zcmm fe uweh xa gbmgumbxe wu~~avx lavgocmhve` c` xoe gbve al b xocvh ~bvxs- xvebx xoe ~bve`xw– axoev gocmhve`)c`)gaiia` zoa bve`ax c` xoe xocvh ~bvxs–w guwxahs bw bhhcxca`bm gocmhve` lvai axoev vembxca`woc~w/ª6.>?/B##.

8.>2/H#  Zoe` b gocmh cw c` b xocvh ~bvxs–w ~oswcgbm guwxahs- gbmgumbxe ebgo ~bve`x–w wu~~avxafmcjbxca` lav xobx gocmh fbweh a`ms a` xobx ~bve`x–w c`gaie- bw lammazw4

/2#  Hexevic`e ebgo ~bve`x–w `ex c`gaie.

/6#  Gbmgumbxe ebgo ~bve`x–w fbwe wu~~avx afmcjbxca` we~bvbxems fs xvebxc`j xoe axoev~bve`x–w c`gaie bw teva.

/7#  Gbmgumbxe iehcgbm e~e`we b`h gocmh gbve wu~~avx afmcjbxca`w b`h verucve ~bsie`xlvai a`ms xoe ~bve`xw. Zoe` ~awwcfme- hc|che xoei fexzee` xoe ~bve`xw fbweh a`ebgo ~bve`x–w ~evge`xbje wobve al lbicms c`gaie.

/8#  Xaxbm b ~bve`x–w fbwe wu~~avx- avhc`bvs iehcgbm e~e`we- b`h gocmh gbve afmcjbxca`wxa hexevic`e xobx ~bve`x–w xaxbm wu~~avx afmcjbxca` ~bsbfme xa xoe xocvh ~bvxs.

/5#  Ha `ax vehuge b ~bve`x–w fbwe wu~~avx afmcjbxca` ~bch xa b xocvh ~bvxs lav oebmxo gbvega|evbje ~veicuiw ~bch fs b ~bve`x. Bmmagbxca` al ~bve`x)~bch ~veicuiw fexzee`xoe ~bve`xw woaumh fe ob`hmeh we~bvbxems. Cl xoe xocvh)~bvxs guwxahcb` ~uvgobwewoebmxo gbve ga|evbje lav xoe gocmhve`- xoe` bhh ebgo ~bve`x–w wobve al xoegocmhve`–w `ex hexevic`bfme ~avxca` al xoe ~veicuiw ~bch fs xoe xocvh ~bvxs xa xobx~bve`x–w wu~~avx ~bsie`x.

8.>6 Bvvebvbje Juchemc`e

8.>6/B#  Wxbxe mbz verucvew xobx Icgocjb`–w laviumb c`gmuhe juchemc`ew xa lcjuve ~bsie`xw lava|evhue wu~~avx- b`h zoe` wu~~avx lav b gocmh xevic`bxew b`h bvvebvbjew bve azeh.IGM 556.523/7#/b#/|c#.

/2#  Lehevbm mbz verucvew wxbxew xa ob|e ~vagehuvew xa c`gvebwe xoe biau`x al ~bsie`xwxa c`gmuhe biau`xw lav bvvebvbjew. 86 U.W.G. <<</g#/2#/O#.

/6#  Wxbxe mbz verucvew lvce`h al xoe gauvx allcgew xa uwe xoe Bvvebvbje Juchemc`e c`wexxc`j av bhduwxc`j bvvebvbje ~bsie`xw. IGM 556.52:e.

/7#  Xocw Bvvebvbje Juchemc`e cw `ax c`xe`heh xa c`xevleve zcxo xoe e`lavgeie`x al ~bwx)hue wu~~avx b`h cxw gammegxca` xovaujo ga`guvve`x ieb`w xobx ha `ax vems a`vejumbv ~bsie`xw.

/8#  Xocw Bvvebvbje Juchemc`e cw `ax c`xe`heh xa c`xevleve zcxo duhcgcbm hcwgvexca` xa wexlbcv b`h erucxbfme ve~bsie`x biau`xw xobx he|cbxe lvai xoe Juchemc`e.

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8.>6/F#  Bvvebvbje ^bsie`x Gbmgumbxca`

/2#  Bvvebvbjew woaumh fe ve~bch bw rucgkms bw ~awwcfme.

/6#  Cl xoe e`xcve bvvebvbje gb``ax fe ~bch ciiehcbxems- xoe Bvvebvbje Juchemc`e woaumhfe uweh xa wex b ve~bsie`x biau`x zoeve wu~~avx av leew bve azeh.

/7#  Wufdegx xa /<#)/?# femaz- b ia`xoms ve~bsie`x biau`x cw 6 ~evge`x al xoe xaxbm

wu~~avx bvvebvbje bx xoe xcie al xoe ve|cez- fux `ax meww xob` (5>- `av iave xob`obml al xoe guvve`x wu~~avx biau`x. Av- cl `a guvve`x wu~~avx gobvje ecwxw- xoe`xoe ia`xoms ve~bsie`x biau`x cw xoe mbwx avheveh gobvje biau`x.

/b#  Zoe` b~~msc`j xoe Juchemc`e- b`s ia`cew oemh av vexbc`eh fs xoe lvce`h al xoe gauvx allcge av xoe Wxbxe Hcwfuvweie`x U`cx bw ~bsie`x al ~bwx hue gocmhwu~~avx woaumh fe wufxvbgxeh lvai xoe biau`x al bvvebvbje uweh xa gbmgumbxexoe ve~bsie`x biau`x.

/8#  ^bsie`xw wex fs xocw Juchemc`e woaumh fe vau`heh xa xoe `ebvewx zoame hammbvbiau`x.

/5#  Xoe ia`xoms fcvxo)vembxeh e~e`we ve~bsie`x biau`x /c.e.- ~bsie`x lav guvve`xia`xo- `ax ~bwx hue biau`xw# woaumh `ax fe meww xob` (65- `av iave xob` xoefcvxo)vembxeh e~e`wew– ~va)vbxb wobve al xoe xaxbm biau`x al fcvxo)vembxeh b`hbvvebvbjew azeh. Wxbxuxew- vejumbxca`w- b`h axoev ~amcgs hexevic`e oaz xoewebiau`xw zcmm fe hcwxvcfuxeh a` b w~egclcg gbwe.

/<#  C` avhev xa ve~bs bvvebvbjew bw rucgkms bw ~awwcfme- xoe ”xaxbm)~bsie`x)biau`x’/helc`eh c` ª8.>6/E#/8## uweh lav hexevic`c`j xoe ve~bsie`x biau`x lavgammegxca` iuwx fe xoe ocjoev al4 xoe iawx vege`x xaxbm)~bsie`x)biau`x- av xoexaxbm)~bsie`x)biau`x ~vewe`xms lcjuveh uwc`j xoe bvvebvbje ~bsie`x gbmgumbxca`b`h guvve`x wu~~avx gobvje.

/b#  Cl xoe wu~~avx gobvje cw vehugeh fegbuwe al b vehugxca` c` ~bsev–w c`gaie

bmzbsw velcjuve xoe ve~bsie`x biau`x uwc`j xoe bvvebvbje ~bsie`xgbmgumbxca` /ª8.>6/F#/7## b`h xoe guvve`x wu~~avx gobvje.

/:#  Cl xoe iawx vege`x xaxbm)~bsie`x)biau`x cw xoe ~bsie`x biau`x goawe`- xoebjjvejbxe biau`x veibc`w xoe wbie- fux ga`wcwxw al b vehugeh wu~~avx b`h b`c`gvebweh ve~bsie`x biau`x /ª8.>6/F#/?##.

/?#  Bhduwxie`x al ^bsie`xw Zoe` Guvve`x Wu~~avx Afmcjbxca`w Xevic`bxe

/b#  Cl bvvebvbjew ecwx zoe` b guvve`x wu~~avx afmcjbxca` xevic`bxew av cwvehugeh lav vebwa`w axoev xob` b vehugxca` c` xoe ~bsev–w c`gaie- xoeve wobmmfe `a buxaibxcg vehugxca` c` xoe xaxbm)~bsie`x)biau`x u`meww avheveh fsxoe gauvx.

/f#  Xoe vehugxca`w c` xoe guvve`x wu~~avx biau`x bve bhheh xa xoe ve~bsie`xbiau`x b`h buxaibxcgbmms fegaie xoe `ez ve~bsie`x biau`x.

/g#  Xoe xaxbm)~bsie`x)biau`x veibc`w c` ellegx u`xcm xoe bvvebvbje obw fee`~bch c` lumm av u`xcm iahclceh av bhduwxeh fs xoe gauvx av lvce`h al xoe gauvx.

8.>6/G#  Juchemc`e He|cbxca` b`h Ege~xca`w

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

67

/2#  Zoe` b~~mcgbxca` al xocw Juchemc`e gvebxew b` u`duwx av c`b~~va~vcbxe vewumx-he|cbxca` ibs agguv b`h b` bmxev`bxe ve~bsie`x biau`x ibs fe ewxbfmcwoeh.

/6#  Xoe lvce`h al xoe gauvx allcge ibs he|cbxe lvai xoe Juchemc`e xa c`gvebwe xoeve~bsie`x biau`x cl4

/b#  xoeve obw fee` `a axoev wcj`clcgb`x gob`je c` gcvguiwxb`gew /e.j.- hclleve`x

wauvge al c`gaie- ocjoev c`gaie- exg.#-/f#  xoe ~bsev obw ibhe bmm al xoe ~bsie`xw lav xoe e`xcve ~evcah wc`ge xoe

ve~bsie`x biau`x zbw wex- b`h

/g#  xoe bvvebvbje obw `e|evxoemeww c`gvebweh fs b` biau`x jvebxev xob` a`eia`xo–w guvve`x wu~~avx afmcjbxca` wamems fegbuwe wuvgobvje obw~evcahcgbmms bhheh xa xoe bvvebvbje.

/7#  Xoe lvce`h al xoe gauvx woaumh `ax vauxc`ems b~~ms xoe Bvvebvbje Juchemc`e xabhic`cwxvbxc|ems gob`je ve~bsie`x biau`xw c` gbwew zoeve4

/b#  Xoe gauvx obw avheveh b w~egclcg ~evcahcg bvvebvbje ~bsie`x- b`h wc`ge e`xvsal xobx avhev- xoe bvvebvbje obw `ax c`gvebweh fs bx mebwx a`e ia`xo–w wu~~avxafmcjbxca` fbweh a` xoe guvve`x wu~~avx biau`x /cl `a guvve`x wu~~avx gobvjeuwe xoe mbwx avheveh gobvje biau`x# b`h xoe ~bsev–w wu~~avx afmcjbxca` obw`ax hegvebweh.

/f#  Xoe xaxbm bvvebvbje obw fee` vehugeh- fux obw `ax sex fee` ~bch c` lumm wc`gexoe ve~bsie`x biau`x zbw wex /fegbuwe b~~msc`j xoe Juchemc`e xa bhegvebweh bvvebvbje xaxbm zaumh u``egewwbvcms exe`h xoe ve~bsie`x~evcah#.

/g#  Xoe gauvx ~ve|cauwms avheveh av xoe lvce`h al xoe gauvx bhic`cwxvbxc|ems wex bve~bsie`x biau`x xobx he|cbxeh lvai xoe Juchemc`e ecxoev xa b|ach b`u`duwx av c`b~~va~vcbxe vewumx av fegbuwe al b lavibm bjveeie`x fexzee` xoe

~bvxcew- b`h gcvguiwxb`gew ob|e `ax wcj`clcgb`xms gob`jeh wc`ge xoe`.

/h#  C` c`xevwxbxe gbwew zoeve Icgocjb` b`h b`axoev wxbxe–w xvcfu`bm ob|e e`xevehb` avhev vejbvhc`j xoe wbie ~bsev b`h gocmh- b`h xoe wu~~avx avhev b`hbvvebvw bgguiumbxeh u`hev xoe Icgocjb` avhev bve fec`j e`lavgeh fsb`axoev duvcwhcgxca`.

8.>6/H#  Bhic`cwxvbxc|e Bhduwxie`x Vegavhw

/2#  Lvce`h al xoe gauvx allcgew woaumh ibc`xbc` vegavhw al4 /b# bhic`cwxvbxc|ems wexve~bsie`x biau`xw- /f# ve~bsie`x biau`xw xobx he|cbxe lvai xoe BvvebvbjeJuchemc`e- b`h /g# xoe vebwa`w lav b`s wugo he|cbxca`.

8.>6/E#  Helc`cxca`w lav xoe ~uv~awe al xoe Bvvebvbje Juchemc`e4/2#  Bhic`cwxvbxc|e bhduwxie`x

/6# 

ieb`w b gob`je c` b` biau`x `ax avheveh fs xoe gauvx.

Ve~bsie`x biau`x

/7# 

ieb`w ~evcahcg biau`xw c` bhhcxca` xa guvve`x wu~~avxw~egclcgbmms hewcj`bxeh xa vehuge xoe bvvebvbje azeh.

Fcvxo)vembxeh e~e`wew ieb`w xoe wu~~avx ~bsev–w wobve al iehcgbm e~e`wewga``egxeh xa xoe ~vej`b`gs b`h xoe fcvxo al xoe gocmh xobx xoe gcvgucx gauvx avhevwve~bch ~uvwub`x xa IGM 556.856 av IGM :66.:26.

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

68

/8#  Xaxbm)~bsie`x)biau`x

8.>7 Bjveeie`xw Vembxeh xa ^va~evxs

ieb`w xoe wui al vejumbv ~evcahcg guvve`x b`h ~bwx)huewu~~avx afmcjbxca`- leew- b`h axoev ~bsie`xw verucveh fs gauvx avhev av wxbxuxe/c.e.- xoe xaxbm xoe gauvx hexevic`eh xoe ~bve`x gaumh bllavh xa ~bs# avbhic`cwxvbxc|ems wex fs xoe lvce`h al xoe gauvx allcge.

8.>7/B#  Zoe` ~bve`xw vebgo b` bjveeie`x xobx xoe gauvx woaumh he|cbxe lvai xoe laviumb b`hga``egx b ~va~evxs wexxmeie`x zcxo xoe gocmh wu~~avx afmcjbxca`- xoe gai~mexe bjveeie`xiuwx fe gmebvms wxbxeh c` xoe duhjie`x al hc|avge xa fe jc|e` ga`xc`ueh ellegx. IGM556.<>5 verucvew xobx b`s ~va~evxs bzbvh xobx cw c` mceu al gocmh wu~~avx verucveh u`hevxoe laviumb fe vegavheh bw b he|cbxca` lvai xoe laviumb.

8.>8 Ic`ciui Xovewoamh lav Iahclcgbxca`

8.>8/B#  Xoe &ic`ciui xovewoamh lav iahclcgbxca`& cw 2>)~evge`x al xoe guvve`xms avhevehwu~~avx ~bsie`x av (5> ~ev ia`xo- zocgoe|ev cw jvebxev.

8.>8/F#  Lammazc`j b gocmh wu~~avx ve|cez fs xoe lvce`h al xoe gauvx allcge- cl xoe hclleve`ge

fexzee` xoe vegaiie`heh biau`x b`h xoe guvve`x avhev egeehw xoe ic`ciuixovewoamh lav iahclcgbxca`- xoe lvce`h al xoe gauvx allcge iuwx ~excxca` xoe gauvx xaiahcls xoe avhev.

8.>5 Avhev Ga`|evwca`- ^vavbxc`j- b`h Vau`hc`j

8.>5/B#  Xa ga`|evx wu~~avx biau`xw xa xoecv ia`xoms eruc|bme`xw- iumxc~ms zeekms biau`xw fs8.75 b`h fczeekms biau`xw fs 6.2:5. Wee IGM 556.<>5g.

8.>5/F#  Xa ga`|evx ia`xoms wu~~avx afmcjbxca`w c`xa hbcms biau`xw- iumxc~ms fs .>77.

8.>5/G#  Zoe`e|ev cx cw `egewwbvs xa ~vavbxe wu~~avx biau`xw lav ~bvxcbm ia`xow- b~~ms xoelammazc`j erubxca`4

Gf ) //Gf ) G`# .>77 H`#

Gf 9 Fejc``c`j Ia`xoms Gobvje.>77 9 Hbcms Bhduwxie`x /8.>5/F##H` 9 @uifev al Hbsw @ez Biau`x Ellegxc|eG` 9 @ez Ia`xoms Gobvje Biau`x

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ICGOCJB@ GOCMH WU^^AVX LAVIUMB IB@UBM 

5. WU^^MEIE@X

5.>2 IGWL Wu~~meie`x

5.>2/B#  Xoe Icgocjb` Gocmh Wu~~avx Laviumb Wu~~meie`x ~evcahcgbmms u~hbxew ega`aicgbmmslmugxubxc`j lcjuvew- wgoehumew- b`h axoev e~mb`bxavs ibxevcbmw.

5.>2/F#  Xoe WGBA zcmm ~ufmcwo u~hbxeh wu~~meie`xw zoe` verucveh fs gob`jew c` ci~avxb`xega`aicg hbxb av xoe gocmh wu~~avx mbzw.

5.>6 Wgoehumew

5.>6/B#  Xoe ia`xoms wu~~avx wgoehumew lau`h c` xoe wu~~meie`x ~va|che fbwe wu~~avx biau`xwgbmgumbxeh fs b~~msc`j xoe laviumb xa w~egclceh `ex c`gaiew.

/2#  Xoewe wgoehumew ha `ax c`gmuhe afmcjbxca`w lav axoev kc`hw al wu~~avx. Bhhcxca`bmbiau`xw `eeh xa fe bhheh xa velmegx avhc`bvs iehcgbm e~e`wew- oebmxo gbvega|evbje ~veicui bhduwxie`x- b`h gocmh gbve wu~~avx afmcjbxca`w.

/6#  Xoe wgoehume biau`xw ha `ax c`gmuhe b`s ga`wchevbxca` al ~bve`xbm xcie.5.>6/F#  Xoe ~evge`xbje al c`gaie wgoehumew c` xoe Wu~~meie`x ~va|che b ~bve`x–w ~evge`xbje al 

lbicms c`gaie bx xoe w~egclceh c`gaie me|emw- b`h c`gav~avbxe xoe 2>% ic`ciui b`h3>% ibciui mcicxw e~mbc`eh c` ª7.>2/F#.