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FS bull 1 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

e Pro

fession

als

bull The 2014 Five Star Real Estate Agents Mortgage Professionals and HomeAuto Insurance Professionals do not pay a fee to be included in the research or the final list

bull Each professional is screened against state governing bodies to verify that licenses are current and no disciplinary actions are pending

bull The inclusion of a real estate agent mortgage professional or insurance professional on the final lists should not be construed as an endorsement by Five Star Professional or Rhode Island Monthly

bull The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction These professionals are not included on the list unless their score is statistically valid

For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom

DISCLOSURESResearch

2014 Rhode Island Five Star Home Professionals

Real Estate Agents

Mortgage Professionals

HomeAuto Insurance Professionals

Five Star Professional partnered with Rhode Island Monthly to identify real estate mortgage and insurance professionals in the Rhode Island area who deliver outstanding service and client satisfaction The Five Star Professional research team contacted thousands of recent homebuyers as well as other consumers Clients may also submit evaluations online Phone mail and online respondents rated their service professional on criteria such as overall satisfaction and whether they would recommend the provider to a friend The research methodology allows no more than 7 percent of professionals in each category to receive the award This yearrsquos winners are listed and profiled in the following pages (see each award winnerrsquos listing for more details)

Professionals who satisfied each of the following objective criteria were named a 2014 Rhode Island Five Star Real Estate Agent Five Star Mortgage Professional or Five Star HomeAuto Insurance Professional

1 Received a qualifying client satisfaction rating

2 Satisfied the applicable state licensing requirements

3 Actively employed as a licensed professional for a minimum of three years

4 Favorable regulatory and complaint history review

5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

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FS bull 2 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

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Kathleen Odell

DiSpirito Team461 Main St East Greenwich RI 02818 Cell 401-486-2832 kodellsellsmsncom Mydreamhomenowcom

Years of Experience Moving You to Sold

bull Broker associate bull Residential specialist bull Platinum award winner 2002 ndash 2010 bull Recipient of Circle of Sales Excellence award bull Holds a degree in business administration

I am very proud that my customers and clients have acknowledged me for the second year in a row as a Five Star Real Estate Agent Their trust and confidence in me results in my success My business for the most part is referral based

Sue SilvaREMAX Central37 Sandy Bottom RdCoventry RI 02816

Cell 401-529-9259Office 401-823-7600 Ext 390

susansusansilvanetwwwsuesilvacom

Results That Move You

bull Residential and waterfront properties bull Twenty -plus years of industry experience bull REMAX 100 Club and Executive Club bull A REMAX top agent in 2012 and 2013 bull Full-time committed and love what I do

I would first like to thank my clients for nominating me for this honor Without them I would not be here I am so thankful I sell real estate because I truly love what I do and I am good at it This is more than a job to me it is my career and it along with its success are very important to me I look forward to working with buyers and sellers every day to meet their goals So if you are looking for a name you can count on itrsquos me

Two-year winner Alex Biliouris

1170 Pontiac Ave nueCranston RI 02914

Office 401-769-4333 Cell 401-529-6300

Alexnextmoverealtynetwwwnextmoverealtynet

wwwAlexthedealmakercom

KW Next Move Realty Team

Experience Is the Diff erence

bull Commercial and residential properties

bull Real estate investment opportunities

bull Real estate development and management

bull Short-sale and foreclosure certifi ed

bull Multifamily and condo specialists

I would like to extend my sincerest appreciation to all of my clients who felt I was deserving of this prestigious award for a second time In the past year my company has joined the Keller Williams Realty franchise as the KW Next Move Realty Team As the real estate market continues to recover I feel Keller Williams one of the best real estate agent companies in the United States embodies the ideals principles and business philosophy best suited to serve my present and future clientsrsquo needs Whether it is commercial or residential real estate our team of specialists are ready to help you achieve your goals and maximize your value in the market copy Fi

ve St

ar Professi

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Five Star Real Estate Agents 2014 Fiv

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eal Estate A

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Karl Martone

696 Douglas Pike Smithfield RI 02917 Office 401-232-7900 Cell 401-439-1669 karlmartonegroupcom wwwmartonegroupcom

ldquoWhere the Client Comes Firstrdquo

bull Award-winning service bull REMAX mdash No 1 name in real estate bull High-tech innovative real estate tools bull Personal service beyond expectation bull Thirty years of full-time experience

Irsquom Karl Martone and I have been a real estate professional in Rhode Island since 1985 My focus is to provide my clients with service beyond their expectations Itrsquos this commitment to customer service that has been responsible for the success of the Martone Group

MMR Stradely Group

Rita Wright and Tina Hartley

Three-year winners Rita Wright and Tina Hartley

bull Top 10 REMAX teambull Over $230 million soldbull REMAX 100 Club for outstanding salesbull Member of REMAX International Executive Clubbull Licensed in Rhode Island and Massachusetts

REMAX Professionals East Greenwich RI 02818 bull wwwrwrightconnectioncom

Rita 401-480-3113 bull Tina 401-644-6704rwrightsellricom bull thartleysellricom

Never Too Busy for Your Referrals

I am honored once again to be the proud recipient of the Five Star Real Estate Agent award Thank you to all my clients for giving me the opportunity to provide you with years of experience integrity and personal service It is always a pleasure to be there for you REMAX Hall of Fame member

REMAX Flagship 140 Pt Judith Rd Narragansett RI 02882 Cell 401-440-2954 Office 401-789-2255 sfordrihomesearchcom wwwSharonFordinfo

SharonRemington Ford

Growing up in a real estate family my love for this business started at an early age My father taught me the importance of treating people fairly and honestly I have always followed that advice and enjoy a career of helping clients buy and sell their homes My thanks and gratitude to all of you who have entrusted me with this journey

461 Main StEast Greenwich RI 02818 Office 401-886-6100Cell 401-374-3774 carols1949coxnet

Carol Schneider

It has been an honor to provide real estate service to my buyers and sellers From first-time homebuyers to families moving up to retirees downsizing or moving to that perfect weather destination I have had the good fortune of working for outstanding people Helping them with this big transition and to realize their dreams with minimal stress has been my mission and most importantly my pleasure

144 Wayland AveProvidence RI 02906Phone 401-714-1644marianmarianevansrealtycommariansellsrhodeislandcom

Marian Evans

Your heart has to be in the right place mdash you have to genuinely desire to make a difference in your clientsrsquo lives

mdash Five Star award winner

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Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

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Once again Julie is grateful for being recognized by her buyers and sellers for the Five Star Real Estate Agent award Since 1988 she has been dedicated to fulfilling all of her clientsrsquo real estate needs and goals She would like to say ldquothank yourdquo for everyonersquos continued trust support and referrals

REMAX Advantage652 East AveWarwick RI 02886Direct 401-487-3551juliepettigrewymailcom

Julie Pettigrew

Teri DegnanTeri Degnan Real Estate amp Consulting Ltd401-474-9191teriteridegnancomwwwteridegnancom

Ryan M FonsecaCENTURY 21 Topsail Realty401-489-0065rfonsecac21bristolcomwwwsellingwithryancomYour Goals My Passion Letrsquos Talk

Nick SlocumSlocum Realty401-862-7012nickrihomesalescomwwwNickSlocumcomModern Marketing Traditional Service

Susan ShoreREMAX Riverrsquos Edge401-580-9486SusanshorecoxnetwwwsueshorecomLicensed in Rhode Island and Massachusetts

Linda McMillenLila Delman Real Estate401-284-4810LindaMcMillenLilaDelmancomwwwLilaDelmancomYour Satisfaction Is My Reward

A sincere thank you to my loyal clients who recognize me for my dedication to customer service honesty knowledge and ability to assist them with all their real estate needs As a multimillion-dollar producer I am a proud recipient of the Circle of Excellence award from the Greater Board of Providence for the past seven years As a co-owner of Prime Realty I also focus on real estate investing and property management

Prime Realty 255 Quaker Ln West Warwick RI 02893 Direct 401-787-0512 terrycipollacoxnet

Terry Cipolla

Once again I am honored to receive this award in recognition of my 247 dedication to my clients and the real estate profession With more than $120 million in sales and experience since 1999 I continue to serve my clients with continued education exceptional service superior marketing and results hellip sold Janis Cappello Realtor ABRreg CNS e-Proreg SRES SRS Relocation

Specialist Previews Specialist Seller and Buyer Specialist

Coldwell Banker 527 Main St East Greenwich RI 02818 Direct 401-578-6656 janiscappellonemovescom wwwjaniscappellocom

Janis Cappello

Stella excels as a real estate consultant Providing thorough and exceptional service to her clients has earned her a sterling reputation in the real estate industry as one of the top salespersons throughout Rhode Island She has achieved a multimillion-dollar sales record for the past 31 years

Executive Realty 118 Point Judith RdNarragansett RI 02882Cell 401-639-4455Office 401-783-9000 Ext 107stellafitzverizonnet wwwexecrealtynet

Stella Fitzsimmons

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winnercopy Fi

ve St

ar Professi

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Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

tsLinda L DrainvilleColdwell Banker Residential BrokerageABRreg ASP CNS CRS401-474-8073 LindaDrainvilleNEMovescomLet Me Help You Achieve Your Goal of Sold

Helen R CoupeREMAX Metro401-736-6100 Ext 15HelenHelenRCoupecomwwwHelenRCoupecomldquoExperience Service Beyond the Expectedrdquo

Sandy McNamaraREMAX Preferred401-300-2289SandyMcNamara11gmailcomSandySellsRIcomDedicated to Results

John D MorettiWilliams amp Stuart Real EstateABRreg ESRES e-Proreg

401-464-2162johnwilliamsandstuartcomwwwwilliamsandstuartcom

Mary Jo Fidalgo-TavaresCENTURY 21 Topsail Realty401-297-1399mjtavaresc21bristolcomwwwmaryjotavarescomFinding You the Perfect Fit

Michael FeilerKeller Williams Realty Leading EdgeAssociate Broker CDPEOffi ce 401-454-4900Cell 401-300-2983 I Am Never Too Busy for Your Referrals

Jane MarshallREMAX Riverrsquos EdgeOffi ce 401-245-2000Cell 401-486-4847janemarshallcoxnetThank You to My Clients for Their Support

Abby AshleyThe Mello Group Inc Real Estate Sales amp DevelopmentGRI ABRreg

401-439-1700wwwmellogroupcom

Lisa FioreFiore Realty Corp401-792-7107Lisafi orerealtycomwwwFioreRealtycomService You Deserve People You Trust

Amy I Doorley Doorley Real Estate Inc 401-935-7117 amyidoorleyhotmailcom wwwdoorleycom

Rosemary C Simpson Mott and Chace Sothebyrsquos International Realty401-255-0444 rosemarymottandchacecom wwwmottandchacecom

Bob DeGregorio Slocum Realty401-497-6585 BobDhomesgmailcom wwwBobDhomescom Serving Rhode Island Over 25 Years

Jean Allard Keystone Real Estate Group 401-783-1699 jallardkeystoneregroupcom wwwkeystoneregroupcom Compassion Guidance and Results

Emily KheradiKeller Williams401-243-5520emilyemilygetsyouhomecomwwwemilygetsyouhomecomExperience You Can Trust Results You Can See

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SPECIAL ADVERTISING SECTION

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Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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Star

Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

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Star

Professional

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Star

Professional

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Professional

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Professional

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Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 2 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Kathleen Odell

DiSpirito Team461 Main St East Greenwich RI 02818 Cell 401-486-2832 kodellsellsmsncom Mydreamhomenowcom

Years of Experience Moving You to Sold

bull Broker associate bull Residential specialist bull Platinum award winner 2002 ndash 2010 bull Recipient of Circle of Sales Excellence award bull Holds a degree in business administration

I am very proud that my customers and clients have acknowledged me for the second year in a row as a Five Star Real Estate Agent Their trust and confidence in me results in my success My business for the most part is referral based

Sue SilvaREMAX Central37 Sandy Bottom RdCoventry RI 02816

Cell 401-529-9259Office 401-823-7600 Ext 390

susansusansilvanetwwwsuesilvacom

Results That Move You

bull Residential and waterfront properties bull Twenty -plus years of industry experience bull REMAX 100 Club and Executive Club bull A REMAX top agent in 2012 and 2013 bull Full-time committed and love what I do

I would first like to thank my clients for nominating me for this honor Without them I would not be here I am so thankful I sell real estate because I truly love what I do and I am good at it This is more than a job to me it is my career and it along with its success are very important to me I look forward to working with buyers and sellers every day to meet their goals So if you are looking for a name you can count on itrsquos me

Two-year winner Alex Biliouris

1170 Pontiac Ave nueCranston RI 02914

Office 401-769-4333 Cell 401-529-6300

Alexnextmoverealtynetwwwnextmoverealtynet

wwwAlexthedealmakercom

KW Next Move Realty Team

Experience Is the Diff erence

bull Commercial and residential properties

bull Real estate investment opportunities

bull Real estate development and management

bull Short-sale and foreclosure certifi ed

bull Multifamily and condo specialists

I would like to extend my sincerest appreciation to all of my clients who felt I was deserving of this prestigious award for a second time In the past year my company has joined the Keller Williams Realty franchise as the KW Next Move Realty Team As the real estate market continues to recover I feel Keller Williams one of the best real estate agent companies in the United States embodies the ideals principles and business philosophy best suited to serve my present and future clientsrsquo needs Whether it is commercial or residential real estate our team of specialists are ready to help you achieve your goals and maximize your value in the market copy Fi

ve St

ar Professi

onal

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Star

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SPECIAL ADVERTISING SECTION

FS bull 3 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Karl Martone

696 Douglas Pike Smithfield RI 02917 Office 401-232-7900 Cell 401-439-1669 karlmartonegroupcom wwwmartonegroupcom

ldquoWhere the Client Comes Firstrdquo

bull Award-winning service bull REMAX mdash No 1 name in real estate bull High-tech innovative real estate tools bull Personal service beyond expectation bull Thirty years of full-time experience

Irsquom Karl Martone and I have been a real estate professional in Rhode Island since 1985 My focus is to provide my clients with service beyond their expectations Itrsquos this commitment to customer service that has been responsible for the success of the Martone Group

MMR Stradely Group

Rita Wright and Tina Hartley

Three-year winners Rita Wright and Tina Hartley

bull Top 10 REMAX teambull Over $230 million soldbull REMAX 100 Club for outstanding salesbull Member of REMAX International Executive Clubbull Licensed in Rhode Island and Massachusetts

REMAX Professionals East Greenwich RI 02818 bull wwwrwrightconnectioncom

Rita 401-480-3113 bull Tina 401-644-6704rwrightsellricom bull thartleysellricom

Never Too Busy for Your Referrals

I am honored once again to be the proud recipient of the Five Star Real Estate Agent award Thank you to all my clients for giving me the opportunity to provide you with years of experience integrity and personal service It is always a pleasure to be there for you REMAX Hall of Fame member

REMAX Flagship 140 Pt Judith Rd Narragansett RI 02882 Cell 401-440-2954 Office 401-789-2255 sfordrihomesearchcom wwwSharonFordinfo

SharonRemington Ford

Growing up in a real estate family my love for this business started at an early age My father taught me the importance of treating people fairly and honestly I have always followed that advice and enjoy a career of helping clients buy and sell their homes My thanks and gratitude to all of you who have entrusted me with this journey

461 Main StEast Greenwich RI 02818 Office 401-886-6100Cell 401-374-3774 carols1949coxnet

Carol Schneider

It has been an honor to provide real estate service to my buyers and sellers From first-time homebuyers to families moving up to retirees downsizing or moving to that perfect weather destination I have had the good fortune of working for outstanding people Helping them with this big transition and to realize their dreams with minimal stress has been my mission and most importantly my pleasure

144 Wayland AveProvidence RI 02906Phone 401-714-1644marianmarianevansrealtycommariansellsrhodeislandcom

Marian Evans

Your heart has to be in the right place mdash you have to genuinely desire to make a difference in your clientsrsquo lives

mdash Five Star award winner

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Once again Julie is grateful for being recognized by her buyers and sellers for the Five Star Real Estate Agent award Since 1988 she has been dedicated to fulfilling all of her clientsrsquo real estate needs and goals She would like to say ldquothank yourdquo for everyonersquos continued trust support and referrals

REMAX Advantage652 East AveWarwick RI 02886Direct 401-487-3551juliepettigrewymailcom

Julie Pettigrew

Teri DegnanTeri Degnan Real Estate amp Consulting Ltd401-474-9191teriteridegnancomwwwteridegnancom

Ryan M FonsecaCENTURY 21 Topsail Realty401-489-0065rfonsecac21bristolcomwwwsellingwithryancomYour Goals My Passion Letrsquos Talk

Nick SlocumSlocum Realty401-862-7012nickrihomesalescomwwwNickSlocumcomModern Marketing Traditional Service

Susan ShoreREMAX Riverrsquos Edge401-580-9486SusanshorecoxnetwwwsueshorecomLicensed in Rhode Island and Massachusetts

Linda McMillenLila Delman Real Estate401-284-4810LindaMcMillenLilaDelmancomwwwLilaDelmancomYour Satisfaction Is My Reward

A sincere thank you to my loyal clients who recognize me for my dedication to customer service honesty knowledge and ability to assist them with all their real estate needs As a multimillion-dollar producer I am a proud recipient of the Circle of Excellence award from the Greater Board of Providence for the past seven years As a co-owner of Prime Realty I also focus on real estate investing and property management

Prime Realty 255 Quaker Ln West Warwick RI 02893 Direct 401-787-0512 terrycipollacoxnet

Terry Cipolla

Once again I am honored to receive this award in recognition of my 247 dedication to my clients and the real estate profession With more than $120 million in sales and experience since 1999 I continue to serve my clients with continued education exceptional service superior marketing and results hellip sold Janis Cappello Realtor ABRreg CNS e-Proreg SRES SRS Relocation

Specialist Previews Specialist Seller and Buyer Specialist

Coldwell Banker 527 Main St East Greenwich RI 02818 Direct 401-578-6656 janiscappellonemovescom wwwjaniscappellocom

Janis Cappello

Stella excels as a real estate consultant Providing thorough and exceptional service to her clients has earned her a sterling reputation in the real estate industry as one of the top salespersons throughout Rhode Island She has achieved a multimillion-dollar sales record for the past 31 years

Executive Realty 118 Point Judith RdNarragansett RI 02882Cell 401-639-4455Office 401-783-9000 Ext 107stellafitzverizonnet wwwexecrealtynet

Stella Fitzsimmons

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winnercopy Fi

ve St

ar Professi

onal

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

tsLinda L DrainvilleColdwell Banker Residential BrokerageABRreg ASP CNS CRS401-474-8073 LindaDrainvilleNEMovescomLet Me Help You Achieve Your Goal of Sold

Helen R CoupeREMAX Metro401-736-6100 Ext 15HelenHelenRCoupecomwwwHelenRCoupecomldquoExperience Service Beyond the Expectedrdquo

Sandy McNamaraREMAX Preferred401-300-2289SandyMcNamara11gmailcomSandySellsRIcomDedicated to Results

John D MorettiWilliams amp Stuart Real EstateABRreg ESRES e-Proreg

401-464-2162johnwilliamsandstuartcomwwwwilliamsandstuartcom

Mary Jo Fidalgo-TavaresCENTURY 21 Topsail Realty401-297-1399mjtavaresc21bristolcomwwwmaryjotavarescomFinding You the Perfect Fit

Michael FeilerKeller Williams Realty Leading EdgeAssociate Broker CDPEOffi ce 401-454-4900Cell 401-300-2983 I Am Never Too Busy for Your Referrals

Jane MarshallREMAX Riverrsquos EdgeOffi ce 401-245-2000Cell 401-486-4847janemarshallcoxnetThank You to My Clients for Their Support

Abby AshleyThe Mello Group Inc Real Estate Sales amp DevelopmentGRI ABRreg

401-439-1700wwwmellogroupcom

Lisa FioreFiore Realty Corp401-792-7107Lisafi orerealtycomwwwFioreRealtycomService You Deserve People You Trust

Amy I Doorley Doorley Real Estate Inc 401-935-7117 amyidoorleyhotmailcom wwwdoorleycom

Rosemary C Simpson Mott and Chace Sothebyrsquos International Realty401-255-0444 rosemarymottandchacecom wwwmottandchacecom

Bob DeGregorio Slocum Realty401-497-6585 BobDhomesgmailcom wwwBobDhomescom Serving Rhode Island Over 25 Years

Jean Allard Keystone Real Estate Group 401-783-1699 jallardkeystoneregroupcom wwwkeystoneregroupcom Compassion Guidance and Results

Emily KheradiKeller Williams401-243-5520emilyemilygetsyouhomecomwwwemilygetsyouhomecomExperience You Can Trust Results You Can See

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

Professional

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Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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Star

Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Star

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

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nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 3 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

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Karl Martone

696 Douglas Pike Smithfield RI 02917 Office 401-232-7900 Cell 401-439-1669 karlmartonegroupcom wwwmartonegroupcom

ldquoWhere the Client Comes Firstrdquo

bull Award-winning service bull REMAX mdash No 1 name in real estate bull High-tech innovative real estate tools bull Personal service beyond expectation bull Thirty years of full-time experience

Irsquom Karl Martone and I have been a real estate professional in Rhode Island since 1985 My focus is to provide my clients with service beyond their expectations Itrsquos this commitment to customer service that has been responsible for the success of the Martone Group

MMR Stradely Group

Rita Wright and Tina Hartley

Three-year winners Rita Wright and Tina Hartley

bull Top 10 REMAX teambull Over $230 million soldbull REMAX 100 Club for outstanding salesbull Member of REMAX International Executive Clubbull Licensed in Rhode Island and Massachusetts

REMAX Professionals East Greenwich RI 02818 bull wwwrwrightconnectioncom

Rita 401-480-3113 bull Tina 401-644-6704rwrightsellricom bull thartleysellricom

Never Too Busy for Your Referrals

I am honored once again to be the proud recipient of the Five Star Real Estate Agent award Thank you to all my clients for giving me the opportunity to provide you with years of experience integrity and personal service It is always a pleasure to be there for you REMAX Hall of Fame member

REMAX Flagship 140 Pt Judith Rd Narragansett RI 02882 Cell 401-440-2954 Office 401-789-2255 sfordrihomesearchcom wwwSharonFordinfo

SharonRemington Ford

Growing up in a real estate family my love for this business started at an early age My father taught me the importance of treating people fairly and honestly I have always followed that advice and enjoy a career of helping clients buy and sell their homes My thanks and gratitude to all of you who have entrusted me with this journey

461 Main StEast Greenwich RI 02818 Office 401-886-6100Cell 401-374-3774 carols1949coxnet

Carol Schneider

It has been an honor to provide real estate service to my buyers and sellers From first-time homebuyers to families moving up to retirees downsizing or moving to that perfect weather destination I have had the good fortune of working for outstanding people Helping them with this big transition and to realize their dreams with minimal stress has been my mission and most importantly my pleasure

144 Wayland AveProvidence RI 02906Phone 401-714-1644marianmarianevansrealtycommariansellsrhodeislandcom

Marian Evans

Your heart has to be in the right place mdash you have to genuinely desire to make a difference in your clientsrsquo lives

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

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Once again Julie is grateful for being recognized by her buyers and sellers for the Five Star Real Estate Agent award Since 1988 she has been dedicated to fulfilling all of her clientsrsquo real estate needs and goals She would like to say ldquothank yourdquo for everyonersquos continued trust support and referrals

REMAX Advantage652 East AveWarwick RI 02886Direct 401-487-3551juliepettigrewymailcom

Julie Pettigrew

Teri DegnanTeri Degnan Real Estate amp Consulting Ltd401-474-9191teriteridegnancomwwwteridegnancom

Ryan M FonsecaCENTURY 21 Topsail Realty401-489-0065rfonsecac21bristolcomwwwsellingwithryancomYour Goals My Passion Letrsquos Talk

Nick SlocumSlocum Realty401-862-7012nickrihomesalescomwwwNickSlocumcomModern Marketing Traditional Service

Susan ShoreREMAX Riverrsquos Edge401-580-9486SusanshorecoxnetwwwsueshorecomLicensed in Rhode Island and Massachusetts

Linda McMillenLila Delman Real Estate401-284-4810LindaMcMillenLilaDelmancomwwwLilaDelmancomYour Satisfaction Is My Reward

A sincere thank you to my loyal clients who recognize me for my dedication to customer service honesty knowledge and ability to assist them with all their real estate needs As a multimillion-dollar producer I am a proud recipient of the Circle of Excellence award from the Greater Board of Providence for the past seven years As a co-owner of Prime Realty I also focus on real estate investing and property management

Prime Realty 255 Quaker Ln West Warwick RI 02893 Direct 401-787-0512 terrycipollacoxnet

Terry Cipolla

Once again I am honored to receive this award in recognition of my 247 dedication to my clients and the real estate profession With more than $120 million in sales and experience since 1999 I continue to serve my clients with continued education exceptional service superior marketing and results hellip sold Janis Cappello Realtor ABRreg CNS e-Proreg SRES SRS Relocation

Specialist Previews Specialist Seller and Buyer Specialist

Coldwell Banker 527 Main St East Greenwich RI 02818 Direct 401-578-6656 janiscappellonemovescom wwwjaniscappellocom

Janis Cappello

Stella excels as a real estate consultant Providing thorough and exceptional service to her clients has earned her a sterling reputation in the real estate industry as one of the top salespersons throughout Rhode Island She has achieved a multimillion-dollar sales record for the past 31 years

Executive Realty 118 Point Judith RdNarragansett RI 02882Cell 401-639-4455Office 401-783-9000 Ext 107stellafitzverizonnet wwwexecrealtynet

Stella Fitzsimmons

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winnercopy Fi

ve St

ar Professi

onal

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SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

tsLinda L DrainvilleColdwell Banker Residential BrokerageABRreg ASP CNS CRS401-474-8073 LindaDrainvilleNEMovescomLet Me Help You Achieve Your Goal of Sold

Helen R CoupeREMAX Metro401-736-6100 Ext 15HelenHelenRCoupecomwwwHelenRCoupecomldquoExperience Service Beyond the Expectedrdquo

Sandy McNamaraREMAX Preferred401-300-2289SandyMcNamara11gmailcomSandySellsRIcomDedicated to Results

John D MorettiWilliams amp Stuart Real EstateABRreg ESRES e-Proreg

401-464-2162johnwilliamsandstuartcomwwwwilliamsandstuartcom

Mary Jo Fidalgo-TavaresCENTURY 21 Topsail Realty401-297-1399mjtavaresc21bristolcomwwwmaryjotavarescomFinding You the Perfect Fit

Michael FeilerKeller Williams Realty Leading EdgeAssociate Broker CDPEOffi ce 401-454-4900Cell 401-300-2983 I Am Never Too Busy for Your Referrals

Jane MarshallREMAX Riverrsquos EdgeOffi ce 401-245-2000Cell 401-486-4847janemarshallcoxnetThank You to My Clients for Their Support

Abby AshleyThe Mello Group Inc Real Estate Sales amp DevelopmentGRI ABRreg

401-439-1700wwwmellogroupcom

Lisa FioreFiore Realty Corp401-792-7107Lisafi orerealtycomwwwFioreRealtycomService You Deserve People You Trust

Amy I Doorley Doorley Real Estate Inc 401-935-7117 amyidoorleyhotmailcom wwwdoorleycom

Rosemary C Simpson Mott and Chace Sothebyrsquos International Realty401-255-0444 rosemarymottandchacecom wwwmottandchacecom

Bob DeGregorio Slocum Realty401-497-6585 BobDhomesgmailcom wwwBobDhomescom Serving Rhode Island Over 25 Years

Jean Allard Keystone Real Estate Group 401-783-1699 jallardkeystoneregroupcom wwwkeystoneregroupcom Compassion Guidance and Results

Emily KheradiKeller Williams401-243-5520emilyemilygetsyouhomecomwwwemilygetsyouhomecomExperience You Can Trust Results You Can See

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SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

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Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

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All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

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eal Estate A

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All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

Professional

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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Star

Professional

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

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Star

Professional

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Star

Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Once again Julie is grateful for being recognized by her buyers and sellers for the Five Star Real Estate Agent award Since 1988 she has been dedicated to fulfilling all of her clientsrsquo real estate needs and goals She would like to say ldquothank yourdquo for everyonersquos continued trust support and referrals

REMAX Advantage652 East AveWarwick RI 02886Direct 401-487-3551juliepettigrewymailcom

Julie Pettigrew

Teri DegnanTeri Degnan Real Estate amp Consulting Ltd401-474-9191teriteridegnancomwwwteridegnancom

Ryan M FonsecaCENTURY 21 Topsail Realty401-489-0065rfonsecac21bristolcomwwwsellingwithryancomYour Goals My Passion Letrsquos Talk

Nick SlocumSlocum Realty401-862-7012nickrihomesalescomwwwNickSlocumcomModern Marketing Traditional Service

Susan ShoreREMAX Riverrsquos Edge401-580-9486SusanshorecoxnetwwwsueshorecomLicensed in Rhode Island and Massachusetts

Linda McMillenLila Delman Real Estate401-284-4810LindaMcMillenLilaDelmancomwwwLilaDelmancomYour Satisfaction Is My Reward

A sincere thank you to my loyal clients who recognize me for my dedication to customer service honesty knowledge and ability to assist them with all their real estate needs As a multimillion-dollar producer I am a proud recipient of the Circle of Excellence award from the Greater Board of Providence for the past seven years As a co-owner of Prime Realty I also focus on real estate investing and property management

Prime Realty 255 Quaker Ln West Warwick RI 02893 Direct 401-787-0512 terrycipollacoxnet

Terry Cipolla

Once again I am honored to receive this award in recognition of my 247 dedication to my clients and the real estate profession With more than $120 million in sales and experience since 1999 I continue to serve my clients with continued education exceptional service superior marketing and results hellip sold Janis Cappello Realtor ABRreg CNS e-Proreg SRES SRS Relocation

Specialist Previews Specialist Seller and Buyer Specialist

Coldwell Banker 527 Main St East Greenwich RI 02818 Direct 401-578-6656 janiscappellonemovescom wwwjaniscappellocom

Janis Cappello

Stella excels as a real estate consultant Providing thorough and exceptional service to her clients has earned her a sterling reputation in the real estate industry as one of the top salespersons throughout Rhode Island She has achieved a multimillion-dollar sales record for the past 31 years

Executive Realty 118 Point Judith RdNarragansett RI 02882Cell 401-639-4455Office 401-783-9000 Ext 107stellafitzverizonnet wwwexecrealtynet

Stella Fitzsimmons

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winnercopy Fi

ve St

ar Professi

onal

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Star

Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

tsLinda L DrainvilleColdwell Banker Residential BrokerageABRreg ASP CNS CRS401-474-8073 LindaDrainvilleNEMovescomLet Me Help You Achieve Your Goal of Sold

Helen R CoupeREMAX Metro401-736-6100 Ext 15HelenHelenRCoupecomwwwHelenRCoupecomldquoExperience Service Beyond the Expectedrdquo

Sandy McNamaraREMAX Preferred401-300-2289SandyMcNamara11gmailcomSandySellsRIcomDedicated to Results

John D MorettiWilliams amp Stuart Real EstateABRreg ESRES e-Proreg

401-464-2162johnwilliamsandstuartcomwwwwilliamsandstuartcom

Mary Jo Fidalgo-TavaresCENTURY 21 Topsail Realty401-297-1399mjtavaresc21bristolcomwwwmaryjotavarescomFinding You the Perfect Fit

Michael FeilerKeller Williams Realty Leading EdgeAssociate Broker CDPEOffi ce 401-454-4900Cell 401-300-2983 I Am Never Too Busy for Your Referrals

Jane MarshallREMAX Riverrsquos EdgeOffi ce 401-245-2000Cell 401-486-4847janemarshallcoxnetThank You to My Clients for Their Support

Abby AshleyThe Mello Group Inc Real Estate Sales amp DevelopmentGRI ABRreg

401-439-1700wwwmellogroupcom

Lisa FioreFiore Realty Corp401-792-7107Lisafi orerealtycomwwwFioreRealtycomService You Deserve People You Trust

Amy I Doorley Doorley Real Estate Inc 401-935-7117 amyidoorleyhotmailcom wwwdoorleycom

Rosemary C Simpson Mott and Chace Sothebyrsquos International Realty401-255-0444 rosemarymottandchacecom wwwmottandchacecom

Bob DeGregorio Slocum Realty401-497-6585 BobDhomesgmailcom wwwBobDhomescom Serving Rhode Island Over 25 Years

Jean Allard Keystone Real Estate Group 401-783-1699 jallardkeystoneregroupcom wwwkeystoneregroupcom Compassion Guidance and Results

Emily KheradiKeller Williams401-243-5520emilyemilygetsyouhomecomwwwemilygetsyouhomecomExperience You Can Trust Results You Can See

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Star

Professional

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Star

Professional

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Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Professional

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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Star

Professional

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Star

Professional

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Star

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Star

Professional

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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Star

Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

tsLinda L DrainvilleColdwell Banker Residential BrokerageABRreg ASP CNS CRS401-474-8073 LindaDrainvilleNEMovescomLet Me Help You Achieve Your Goal of Sold

Helen R CoupeREMAX Metro401-736-6100 Ext 15HelenHelenRCoupecomwwwHelenRCoupecomldquoExperience Service Beyond the Expectedrdquo

Sandy McNamaraREMAX Preferred401-300-2289SandyMcNamara11gmailcomSandySellsRIcomDedicated to Results

John D MorettiWilliams amp Stuart Real EstateABRreg ESRES e-Proreg

401-464-2162johnwilliamsandstuartcomwwwwilliamsandstuartcom

Mary Jo Fidalgo-TavaresCENTURY 21 Topsail Realty401-297-1399mjtavaresc21bristolcomwwwmaryjotavarescomFinding You the Perfect Fit

Michael FeilerKeller Williams Realty Leading EdgeAssociate Broker CDPEOffi ce 401-454-4900Cell 401-300-2983 I Am Never Too Busy for Your Referrals

Jane MarshallREMAX Riverrsquos EdgeOffi ce 401-245-2000Cell 401-486-4847janemarshallcoxnetThank You to My Clients for Their Support

Abby AshleyThe Mello Group Inc Real Estate Sales amp DevelopmentGRI ABRreg

401-439-1700wwwmellogroupcom

Lisa FioreFiore Realty Corp401-792-7107Lisafi orerealtycomwwwFioreRealtycomService You Deserve People You Trust

Amy I Doorley Doorley Real Estate Inc 401-935-7117 amyidoorleyhotmailcom wwwdoorleycom

Rosemary C Simpson Mott and Chace Sothebyrsquos International Realty401-255-0444 rosemarymottandchacecom wwwmottandchacecom

Bob DeGregorio Slocum Realty401-497-6585 BobDhomesgmailcom wwwBobDhomescom Serving Rhode Island Over 25 Years

Jean Allard Keystone Real Estate Group 401-783-1699 jallardkeystoneregroupcom wwwkeystoneregroupcom Compassion Guidance and Results

Emily KheradiKeller Williams401-243-5520emilyemilygetsyouhomecomwwwemilygetsyouhomecomExperience You Can Trust Results You Can See

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Star

Professional

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Star

Professional

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Star

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Star

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Star

Professional

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Star

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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Star

Professional

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Star

Professional

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Professional

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Star

Professional

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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Star

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

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nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Mary Ellen Rose Fontaine Real Estate LLC 401-651-2254maryellenfontainerealestatecomwwwmaryellenrosecomI Look Forward to Assisting You

Kerri GemmaThe GEM TeamREMAX Properties401-480-4983KerrigemteamnetwwwTheGEMTeamnet

Kara MalkovichGustave White Sothebyrsquos Realty401-714-6600kmalkovichgustavewhitecomwwwGustaveWhitecomRhode Island State of Mind

Judith AlbaneseREMAX 1st Choice401-529-2726judyalbaneseremaxnetwwwjudyalbanesecomREMAX Top Agent 2012 2013

Emmy DwyerCENTURY 21 Access America401-864-1234dwyer21coxnet

Attention to Detail With Results

Janet ScaraliaAlbert Realtors 401-499-8046janetalbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

Lori GardinerREMAX Riverrsquos Edge401-265-2594lorigardinerremaxnetwwwlorigardinerremax-newenglandcomLicensed in Rhode Island and Massachusetts

Carole Scaralia Albert Realtors 401-451-3598 carolealbertrealtorscomwwwalbertrealtorscomOur Promise We Deliver Results

CC Wall Residential Properties LTD 401-965-2005ccwallresidentialpropertiescom wwwwall2wallrealestatecomYour Partners for Fine Homes in Rhode Island

Sheila LandColdwell Banker401-884-8050 Ext 124sheilalandnemovescomsheilalandcom

Belinda NattressKeller Williams Realty Newport809 Aquidneck Ave bull Middletown RI 02842 401-487-2279BelindaNattresscoxnetResidential Specialist

JoAnn MolinaroREMAX Professionals 401-529-8228jrm6coxnet

Named a REMAX Top Producer Since 2001

Christina West Gustave White Sothebyrsquos Intrsquol Realty 401-848-6716 cwestgustavewhitecom wwwGustaveWhitecom Professional Service

Kathy Bain FarrellThe Hometown Experts Team REMAX Town amp Country 401-374-1211wwwthehometownexpertscom

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Star

Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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Star

Professional

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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Star

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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Star

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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Star

Professional

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Star

Professional

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Star

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Star

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Star

Professional

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Star

Professional

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Five Star Professional surveyed Rhode Island-area residents who purchased a home priced at more than $150000 within a 6-month period (June 2013 to December 2013) The final list of 2014 Rhode Island Five Star Real Estate Agents is a select group representing less than 6 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

All AreasNick Acquaviva Coldwell Banker

Judith Albanese REMAX Page 6

Elizabeth Alexander RI Real Estate Services

Jean Allard Keystone Real Estate Group Page 5

Sandra Andrade William Raveis Real Estate

Victoria Antonelli EXIT Realty

Lisa Avedisian Real Estate One

Bob Bailey Lila Delman Real Estate

Patricia Bain REMAX

Stephanie Basile REMAX

William Bell REMAX

Alex Biliouris Next Move Realty Page 2

Melinda Birs William Raveis Real Estate

Laura Bittinger Keller Williams

Debra Blanchet REMAX

Renee Boiteau EXIT Realty

Duane Boucher Boucher Real Estate

Marilyn Boyce Keller Williams

Ellen Brady Scituate Realty Company

Beth Brucker Coldwell Banker

Alan Brunelle CENTURY 21

Michelle Bruning Coldwell Banker

Jack Bullock Sr Residential Properties

Ralph Buontempo REMAX

Beverly Burgess EXIT Realty

Caroline Butterfield Residential Properties

Noemi Cardoso William Raveis Real Estate

Mary Carocci REMAX

Sandra Catanzaro Residential Properties

Judith Chace Sothebyrsquos International Realty

Laurie Cianci REMAX

Terry Cipolla Prime Realty Page 4

Donna Conway Coleman Realtors

Susan Cory Coldwell Banker

Helen R Coupe REMAX Page 5

Kathleen Coutu CENTURY 21

Jackie Cranwell William Raveis Real Estate

Nancy Crawley Albert Realtors Page 7

Lynn Creighton-Freeland Prudential

Robert Crudale REMAX

Joshua Cullion REMAX

Ed DrsquoAgostino New Market Realty

Diane Dailey Keller Williams

Gregory Dantas RI Real Estate Services

Cheryl Davis Residential Properties

Dean de Tonnancourt HomeSmart Professionals Real Estate

Robert DeGregorio Slocum Realty Page 5

Joseph Del Sesto Keller Williams

Linda Delach Boucher Real Estate

Donna DeLauro Keller Williams

Carole DelBonis REMAX

Jeanne Derham REMAX

Joseph Dias Keller Williams

Bethanie DiMeo RI Real Estate Services

Amy Dixon Keller Williams

Debra Donahue REMAX

Amy Doorley Doorley Real Estate Page 5

Victoria Doran Coldwell Banker

Linda Drainville Coldwell Banker Page 5

Lana Drew Lila Delman Real Estate

Ronald Duquette CENTURY 21

Emmy Dwyer CENTURY 21 Page 6

Kristina Dwyer Experience Real Estate

Domique Eccleston REMAX

Gregory Eccleston CENTURY 21

Linda Eichenfeldt REMAX

Fran English REMAX

Wayne Farina State Properties

Jo-Anne Feeney Randall Realtors

Michael Feiler Keller Williams Page 5

Patrice Fenton Randall Realtors

Stella Fitzsimmons Executive Realty Page 4

Marie Puleo Flaherty REMAX

Arthur Fluette REMAX

Anna Foncellino Coldwell Banker

Sharon Remington Ford REMAX Page 3

Byron Ford Jr Weichert Realtors

Lynn Forlini CENTURY 21

Celeste Fournier Blu Sky Real Estate

Bill Freeman REMAX

Bill Friedman REMAX

Cathy Furtado REMAX

Lisa Gagnon EXIT Realty

Allen Gammons Jr Prudential

Lori Gardiner REMAX Page 6

Kerri Gemma REMAX Page 6

Joy Gilkeson East Shore Properties

Suann Gleckman REMAX

Guy Glennon REMAX

Elizabeth Goor Coldwell Banker

Nancy A CrawleyAlbert Realtors401-258-0852 nancecrawleyverizonnet AlbertRealtyyahoocomA Name You Can Trust

Jeanie GorrieResidential Properties Ltd 401-265-5915 jgorrieresidentialpropertiescomjeaniegorriecom Your Real Estate Connection

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Professional

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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Star

Professional

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Star

Professional

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Professional

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Star

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Star

Professional

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Star

Professional

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Star

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Jeanie Gorrie Residential Properties Page 7

Lisa Goulet RI Real Estate Services

Susan Gower Residential Properties

Carol Guimond Coldwell Banker

Deb Hackett REMAX

Roseann Halladay REMAX

Tina Hartley REMAX Page 3

Kim Hawthorne Coldwell Banker

Jodi Hedrick Blu Sky Real Estate

Lucy Heelon REMAX

Janice Henry Coldwell Banker

Lisbeth Cotter Herbst Residential Properties

Sally Hersey Williams amp Stuart Real Estate

Michele Hogan Coldwell Banker

Leslie Ingalls Jr CENTURY 21

Joseph Jacobs REMAX

Claire Jubb REMAX

Dina Karousos Prudential

Anne Kellerman REMAX

Liz Kettelle REMAX

Alyce Kleczek Bay Realty

Chad Kritzas Keller Williams

Jean Kusiak REMAX

Patricia Lally REMAX

Louanne Lambert Bay View Realty

Sheila Land Coldwell Banker Page 6

Bruce Lane Williams amp Stuart Real Estate

Diane Lazarus Coldwell Banker

Patricia Ledoux Residential Properties

Rick Lemek CENTURY 21

Kristen Lenzner Randall Realtors

Mary Levasseur Aubin Realty

Luisa Lopes REMAX

Marian Evans Keller Williams Page 3

Maryann Maggiacomo-Crudale REMAX

Dan Marantz Berkshire Hathaway HomeServices

Liz Marchi Lila Delman Real Estate

Brenda Marchwicki BisMarc Properties

Patricia Marrapese MGM Realty Corporation

Augustus Marsella REMAX

Stephen Marsocci Coldwell Banker

Susan Martins-Phipps Phipps Realty

Liz Mastin Sothebyrsquos International Realty

Ann McCrory Randall Realtors

Daniel McCusker REMAX

Linda McMillen Lila Delman Real Estate Page 4

Sandra McNamara REMAX Page 5

Larry McNulty REMAX

Patricia Melucci REMAX

Sherri Mercurio REMAX

Benjamin Mesiti Benjamin Mesiti amp Associates

Steven Miller Coldwell Banker

Meredith Milner Prudential

Mike Mita Keller Williams

Joann Molinaro REMAX Page 6

Bettina Monaco Residential Properties

Mary Moniz REMAX

Gayle Moone Real Estate Masters

Kristen Moore REMAX

Karen Moreau Coldwell Banker

John Moretti Williams amp Stuart Real Estate Page 5

Sharon Moskwa Coldwell Banker

Sharon Moylan Coldwell Banker

Elizabeth Murray REMAX

Norman Murtha William Raveis Real Estate

Rosalind Newton Hewitt Newton Associates

Paul Nolan Weichert Realtors

Linda OrsquoRourke Coldwell Banker

JP Pagano Residential Properties

Heidi Panciera Berkshire Hathaway HomeServices

Elise Penn Pansey CENTURY 21

Sandy Pellegrino Coldwell Banker

Tonya Peluso Peluso Properties

Carolyn Petreccia REMAX

Sue Powers Residential Properties

Joseph Pytka REMAX

Chris Randall Randall Realtors

Heather Realejo Keller Williams

Steven Rei Randall Realtors

Tony Ricci Abbott Properties

Maureen Ridgely REMAX

Mary Ellen Rose Fontaine Real Estate Page 6

Joanne Rossi Residential Properties

Lori Rossi Coldwell Banker

Nancy Rossi Keller Williams

Lisa Russo REMAX

Nancy Ryan Residential Properties

Cheryl Sampson Prudential

Geri Santagata Premiere Real Estate Group

Barbara Scanlon REMAX

Andrew Schilke Randall Realtors

Carol Schneider Prudential Page 3

Kenneth Scotti REMAX

Joseph Sekac William Raveis Real Estate

Dave Serpa Coldwell Banker

Paula Silva William Raveis Real Estate

Susan Silva REMAX Page 2

JoAnn Silvia REMAX

Maria Sion Prime Realty

Sandra Soares Residential Properties

Pamela Soule Coldwell Banker

Mary Ann Sousa Coldwell Banker

Dee Southerland Williams amp Stuart Real Estate

George Stansfield Hanaway Real Estate

Richard Stublarec Coldwell Banker

Alisha Tafuri Prudential

Roxanne Tafuri Prudential

Mary Jo Tavares CENTURY 21 Page 5

Jack Teeden Bay Realty

Nancy Tobias Residential Properties

Norman Tobin Real Estate Masters

Ronnie Tosoni REMAX

Jim Travassos REMAX

John Tripodi REMAX

Elizabeth Vars Doorley Real Estate

Tony Vecchiarelli Coldwell Banker

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Star

Professional

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Star

Professional

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Star

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Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

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Professional

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Professional

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Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

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Star

Professional

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Star

Professional

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Star

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SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Michelle Verry REMAX

Patty Wash By RE-Quest Realty

Renee M Welchman Keller Williams

Christina West Sothebyrsquos International Realty Page 6

Christopher Woodard Keller Williams

Cheryl Woodmansee REMAX

Rita Wright REMAX Page 3

Paul Zarrella Williams amp Stuart Real Estate

Neil Zartarian Greater RI Properties

BarringtonAbby Ashley The Mello Group Realtors

Page 5

Michelle Cartwright REMAX

Laurie Fletcher Residential Properties

Ted Friedman REMAX

MaryBeth Frye Coleman Realtors

Joyce Hughes Residential Properties

Elizabeth Kirk Residential Properties

Jane Marshall REMAX Page 5

Todd Mosher REMAX

Lisa Schryver Residential Properties

Barbara Stamp Residential Properties

Wanda Vanier Residential Properties

Nancy Weaver Residential Properties

BristolDebra Almeida REMAX

Ryan Fonseca CENTURY 21 Page 4

Debra Jobin REMAX

Dawne Nordstrom Residential Properties

Tery Pedro-Matrone William Raveis Real Estate

Sarah Principe Keller Williams

Julie Vargas CENTURY 21

BurrillvilleMichael Stearns REMAX

CharlestownErin Diaz Beaches amp Backroads Realty

James Duckworth Windswept Properties

Jean Fournier Randall Realtors

Cely OrsquoBrien Randall Realtors

CoventryDavid Colardo REMAX

Sandra Deignan REMAX

Emily Kheradi Keller Williams Page 5

Raquel Storti Keller Williams

CranstonPam Anderson Keller Williams

Michael Behm Premier Homes Realty RI

Kevin Cooney EXIT Realty

Robin Mott CENTURY 21

Matthew Patty Keller Williams

Tammy Pelletier REMAX

Richard Perelman REMAX

Melissa Perrille EXIT Realty

Verna Pezzullo Independent Brokers Realty

James San Giovanni Williams amp Stuart Real Estate

Carole Scaralia Albert Realtors Page 6

Janet Scaralia Albert Realtors Page 6

Shari Ann Soucy Williams amp Stuart Real Estate

CumberlandJohn Bessette Jr Residential Properties

Nancy Casimiro Coldwell Banker

Peter Dandurand Dandurand Real Estate

Pete Dufresne Keller Williams

Kathy Bain Farrell REMAX Page 6

Patricia Murphy Residential Properties

East GreenwichJudy Brady Coldwell Banker

Janis Cappello Coldwell Banker Page 4

John Chapski Coldwell Banker

Sally Corbin Residential Properties

Denise DrsquoAmico Residential Properties

Jayne Furlong REMAX

Bonnie Kaplan Coldwell Banker

Debra Mann Residential Properties

Kathleen Odell Prudential Gammons RealtyDiSpirito Team Page 2

Matt Phipps Phipps Realty

Paula Pinelli REMAX

Jackie Russell-Merriam Prudential

David Splaine REMAX

Lauren Ridgely Swanson REMAX

East ProvidenceJean Clarke REMAX

Robin Lozito REMAX

Rosamaria Pereira Weichert Realtors

Susan Shore REMAX Page 4

ExeterJohnna Devereaux Devereaux Group

GlocesterMargo OrsquoMalley EXIT Realty

GreenvilleNathan Clark Nathan Clark amp Associates

JamestownFrances Bidell REMAX

Joan McCauley Island Realty

Allie Sabalis Lila Delman Real Estate

JohnstonMichael Veltri EXIT Realty

LincolnMonalisa Aguiar Reliable Realty Group

Carol LaMontagne LaMontagne Real Estate

Michael Zompa REMAX

Little ComptonJain Cern Shethar Real Estate

MiddletownBarbara Jagolinzer Nunes Realty

Belinda Nattress Keller Williams Realty Page 6

NarragansettGladys Barbosa Lila Delman Real Estate

Ruth Bellino Lila Delman Real Estate

Marnee Grzebien Bay Realty

Daniel Harding Lila Delman Real Estate

Nicole Harding Lila Delman Real Estate

Ray Kenyon REMAX

Janet Kermes Lila Delman Real Estate

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Kathy Kourakis Bay Realty

John Krekorian REMAX

Jill McGuire Lila Delman Real Estate

Jennifer Moretti Experience Real Estate

Joe Robenhymer Ann OrsquoBrien Realty

Rosemary Simpson Mott amp Chace Sothebyrsquos International Realty Page 5

NewportStephen Antoni Lila Delman Real Estate

Annie Becker Lila Delman Real Estate

Genny Croll REMAX

Edith Cushing REMAX

Teri Degnan Teri Degnan Real Estate amp Consulting Page 4

Kathryn Donovan Keller Williams

Connor Dowd Keller Williams

Stephanie Guinan REMAX

Eric Kirton Hogan Associates

Betsy Leerssen REMAX

Kara Malkovich Sothebyrsquos International Realty Page 6

Maureen Mills Keller Williams

Ann Ritterbusch REMAX

William Sizeland REMAX

John Utz Prudential

Elena Wilcox Lila Delman Real Estate

North AttleboroKenneth Farrow REMAX

North KingstownChristopher Cote Phillips Post Road Realty

Rebecca Moniz Weichert Realtors

Sue Moore Randall Realtors

Heather Quimby Randall Realtors

Garret Roberts Residential Properties

Mary Stevens-Young Weichert Realtors

Sheila Verdi Phillips Post Road Realty

North SmithfieldScott McGee REMAX

PortsmouthJeff Brooks Hogan Associates

Patricia Gray CENTURY 21

Wendy Lord Harvey CENTURY 21

Elaine Southwick Keller Williams

ProvidenceMary Bruni Samson Realty

Susan Dando Lila Delman Real Estate

James DeRentis Residential Properties

Jane Driver The Armory Properties

Sue Erkkinen Coleman Realtors

Thom Hammond Coleman Realtors

Gerri Schiffman Residential Properties

Benjamin Scungio Lila Delman Real Estate

Rita Steele Geo Properties

Rani Vails Divine Investments

CC Wall Residential Properties Page 6

RehobothMary Pugliese CENTURY 21

Ron Rupp CENTURY 21

SmithfieldEd Duffy REMAX

Karl Martone REMAX Page 3

South KingstownMarc Archambault Randall Realtors

David Binns REMAX

George Daglieri REMAX

Lisa Fiore Fiore Realty Page 5

Paul Gunning Randall Realtors

Eugene Kincaid Coldwell Banker

Jonathan Labelle Residential Properties

Teresa Tiernan Randall Realtors

TivertonJames Holland TL Holland Real Estate

WarrenThomas Jordan Massasoit Realty

WarwickPeter Almonte REMAX

Cheryl Lee Brill REMAX

Victoria Calabro REMAX

Brian Dupont Real Estate Masters

William Fooks Coldwell Banker

Nicholas Giesinger Keller Williams

Cheryl Henshall EXIT Realty

Karen Hurst Stonehurst Realty

Peter Izzi DeFelice Realtors

Bernard Larivee Coldwell Banker

AJ Lussier Abbott Properties

Mark McHugh Clearmark Real Estate

Don Morash Abbott Properties

Julie Pettigrew REMAX Page 4

Timothy Silvia Williams amp Stuart Real Estate

Nicholas Slocum Slocum Realty Page 4

Philip Slocum Slocum Realty

Linda Traversie Real Estate One

Warren Wright REMAX

West WarwickDeborah Ann Lessard REMAX

WesterlyJames Abbott Randall Realtors

Lynn Azzinaro REMAX

Dennis Billias REMAX

Pat Bricault Coldwell Banker

Desa Buffum Sothebyrsquos International Realty

Jean Crowley Coldwell Banker

Ben Faubert Onshore Realtors

Annie Fox Coldwell Banker

Roberta Huntington Randall Realtors

Joyce Leone Coldwell Banker

Dan Liese REMAX

Kimberly Pope-Kettlety Coldwell Banker

Lorraine Randall Randall Realtors

Leo Richer Weichert Realtors

WestportLouise Hill Equity Real Estate

WickfordJennifer Bove Keller Williams

WoonsocketPaul Martin CENTURY 21

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

Pier-Mari Toledo

480 Greenwich AveWarwick RI 02886Office 401-562-1238Fax 401-562-1290ptoledowavefcuorg

Home Financing Made Easy

bull Personalized home fi nancingbull Experiencebull Trust bull Knowledge

As a senior mortgage lending professional with over 26 years of experience I have always felt that honesty truly is the best policy I take a realistic approach to find the best financing options for my clients Thank you all I am honored to once again be recognized as a Five Star Mortgage Professional

NMLS 22947

Three-year winner Dave Licciardi

100 Medway Road Suite 202 Milford MA 01757

Office 508-422-8835 Cell 401-487-7691

dlicciardigofirsthomecom dlicciardigofirsthomecom

Dave Licciardi

We Do It Right the First Time Every Time

bull Impeccable service is our highest priority

bull Experience you can count on and trust

bull Our mortgage model simplifi es a potentially overwhelming process

bull We strive for excellence and integrity in everything we do

At First Home Mortgage we are committed to improving the quality of life for all our customers and our employees We do it right the fi rst time every time From our CEO and president to branch support staff we are here to create an outstanding experience for our customers I recognize the homebuying experience can be an intimidating one Thatrsquos why itrsquos my mission to focus on your fi nancing needs so you can focus on the excitement of your new home We specialize in conventional FHA VA jumbos USDA and 203(k) Call me today and see why so many other homeowners and new buyers have made the choice to work with me

This is not an advertisement to guarantee consumer credit as defined by Section 2262 of Regulation Z Rhode Island Licensed Lender and Broker Massachusetts Mortgage Lender and Broker License MC71603

Dave Licciardi NMLS ID 212449

ldquoTell clients what they need to hear

not what they want to hearrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 12 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star M

ortg

age P

rofessio

nals

Five Star Mortgage Professionals

I would l ike to thank my c l ients for recognizing me as a Five Star Mortgage Professional After 12 years I enjoy more than ever the tasks of simplifying the mortgage process searching for the smartest solutions and most of all keeping customers smiling along the way Cheers

Bank of Rhode Island 625 George Washington HwyLincoln RI 02865 Office 401-574-1399 Cell 401-419-6534 KGalipeaubankricom BankRhodeIslandcom

Kathy D Galipeau

NMLS 23224

Having served more than 20 years as a mortgage loan officer at BayCoast Bank Richard is an expert at originating mortgages and equity loans In addition to his extensive knowledge of the industry Richard is fluent in Portuguese Most importantly he prides himself on providing exceptional service

Equal Housing LenderMember FDICMember DIF NMLS ID 403238

330 Swansea Mall DrSwansea MA 02777Office 508-675-4410Cell 508-642-4511rdealmeidaBayCoastBankcomwwwBayCoastBankcom

Richard De Almeida

NMLS 441450

Ann loves her occupation because she is able to help borrowers achieve their home for their families with the best mortgage product As a licensed financial adviser Ann also educates on how to be financially strong in order to meet housing payments and future needs

267 Newport AvePawtucket RI 02861 Phone 401-475-1600 Ext 306 asabbaghseacoastmortgagecom wwwannsabbaghcom

Ann M Sabbagh

NMLS 10920

Joyce R ColalucaFranklin Mortgage Corp401-886-4261 wwwfranklinmtgcorpcomPresident

NMLS 17349Rhode Island Licensed Lender and Loan Broker

Mark CarnevaleBankNewport401-845-8706Markcarnevalebanknewportcomwwwbanknewportcom

NMLS 574369Member FDIC | Equal Housing Lender

Daniel SilvermanBankNewport401-845-8757Danielsilvermanbanknewportcomwwwbanknewportcom

NMLS 574374Member FDIC | Equal Housing Lender

Jeffrey FlowersHome Loan Investment Bank FSB401-398-1013 Ext 101jfl owershomeloanbankcomwwwhomeloanbankcomSenior Mortgage Banker

NMLS 20888

Lisa TopakianHome Loan Investment Bank401-523-1938LTopakianhomeloanbankcomwwwhomeloanbankcomLisaTopakianaspxMortgage Banker

NMLS 704480

Bruce C WilksEastern BankDirect 401-781-2820Toll-free 800-234-9800bwilkseasternbankcom

NMLS 761794 Equal Housing Lender

ldquoMake sure yoursquore dealing with someone who is

knowledgeable and ethicalrdquomdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

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copy Five

Star

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Star

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 13 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals 2014 Fiv

e Star M

ortg

age P

rofessio

nals

All award winners are listed alphabetically by last name

Charles Adams Homestar Mortgage

John Allen Citizens Bank

Karen Ballou-Murray Shamrock Financial

Charles Barrett Wells Fargo Home Mortgage

Johnathon Birs Capital City Financial Corporation

Corliss Blanchard Santander Bank

Christian Blaney Coastway Community Bank

Ashley Borden Guaranteed Rate

David Bottone Mortgage Master

Jeff Bowden Homestar Mortgage

Kimberly Brillo Santander Bank

Pamela Britt Shamrock Financial

Margaret Burbank NorthPoint Mortgage

Suzanne Caldeira Shamrock Financial

Mark Carnevale BankNewport Page 12

Joyce Colaluca Franklin Mortgage Page 12

Ed Collins Province Mortgage Associates

George Cooper Coastway Community Bank

Carol Croce Wells Fargo Home Mortgage

Patrick Deady Home Loan Investment Bank

Richard De Almeida BayCoast Bank Page 12

Peter DeFusco First Eastern Mortgage

Rhonda DelSignore-Mulligan Province Mortgage Associates

Mike Demarse NorthPoint Mortgage

Jeffrey Desrosiers The Mortgage Corner of New England

George DeVine Atlantic Home Loans

John Dionne Equity Loans

Keith Dulude First Home Mortgage

Adam Ethier Homestar Mortgage

Paul Faggioli Residential Mortgage Services

Victoria Faunce Bristol County Savings Bank

Alan Finer Homestar Mortgage

Jeff Flowers Home Loan Investment Bank Page 12

Karen Flynn Centreville Bank

Thomas Foley The Mortgage Corner of New England

Kathy Galipeau Bank of Rhode Island Page 12

Paul Gay Admirals Bank

Sandra Gouveia Citizens Bank

Alfred Grant The Washington Trust Company

Dan Hartman Province Mortgage Associates

Stephen Hassett Coastway Community Bank

Janell Hayes-Bruno The Washington Trust Company

William Huggins Residential Mortgage Services

Dennis Hughes Homestar Mortgage

Raymond Isacco Citizens Bank

Kim Jillson Residential Mortgage Services

Jesse Kenner Mortgage Network

Violet Krikorian Coastway Community Bank

Scott Lacey Mortgage Access

Raymond Lambert Mortgage Network

Jennifer Larson The Washington Trust Company

Steven Larson The Washington Trust Company

Samantha LeDuc Province Mortgage Associates

Joanne Lefevre Village Mortgage Company

Gary Leveillee Webster Bank

Bethany Levin NorthPoint Mortgage

David Licciardi First Home Mortgage Page 11

William Mallinson Atlantic Home Loans

Paul Matos Residential Mortgage Services

Sandra Mazo Rhode Island Housing

Meghan McLaughlin Seacoast Mortgage

Gina Mead The Washington Trust Company

Cara Millett Home Loan Investment Bank

John Mohan The Washington Trust Company

Angela Moon Province Mortgage Associates

Mary OrsquoDonnell Prospect Mortgage

John Olson Province Mortgage Associates

Lorna Orabona-Eunis Santander Bank

Ann Palmisciano Rhode Island Housing

George Pedro Mortgage Master

Michael Pelosi Citizens Bank

Cherie Roach Citizens Bank

Robert Rocchio Rhode Island Housing

Kevin Roche Citizens Bank

Mary Roughan TD Bank

Joseph Roumelis Guaranteed Rate

Ann Sabbagh Seacoast Mortgage Page 12

Deb Saccoccio RMS Mortage Services

John Savastano First Home Mortgage

Sal Savastano First Home Mortgage

T Luke Scaramella Family Financial Group

Dulce Serpa TD Bank

Andrew Shartenberg Home Loan Investment Bank

Erin Shone Coastway Community Bank

Daniel Silverman BankNewport Page 12

Cynthia Valenti Smith The Washington Trust Company

Jack Sommer Wells Fargo Home Mortgage

Robert Spaight Homestar Mortgage

Cathleen Studley The Washington Trust Company

Steve Sullivan Province Mortgage Associates

Brian Tata Advanced Mortgage Corporation

David Tetreault Citizens Bank

Stephen Tetzner Homestar Mortgage

Pier-Mari Toledo Wave Federal Credit Union Page 11

Lisa Topakian Home Loan Investment Bank Page 12

Rita Valcorba Prospect Mortgage

Karen Vebber Peoples Credit Union

Denise Warburton Coventry Credit Union

Bruce Wilks Eastern Bank Page 12

Kathy Woodward Coastway Community Bank

Raymond Zanni A-Plus Mortgage

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star Mortgage Professionals is a select group representing less than 3 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 14 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Capuano Insurance Inc is a family-run Rhode Island business that has been serving customers since 1954 We stress old-fashioned personalized customer service that includes providing quotes over the phone and Internet Bill Capuano Jr CIC has been in the insurance business since 1983 and is co-owner of Capuano Insurance You can always speak with an owner to help you We only write Rhode Island policies and are 100 percent committed to serving our friends and neighbors

Capuano Insurance 1020 Park AveCranston RI 02910Phone 401-943-0550 Ext 128bccapuanoinsurancecomcapuanoinsurancecom

William A Capuano Jr

Maurice J Bessette JrBessette Insurance Agency401-683-0177 RickBessetteInsurancecom BessetteInsurancecomTrusted Choice Agency

Robert RochaLiberty Mutual Insurance Group401-946-8600 Ext 50153robertrochalibertymutualcom

All award winners are listed alphabetically by last name

Milton Abrams Allstate

Arthur Aloisio Aloisio Insurance Associates

Matthew Amaral Ocean Point Insurance

Dina Azevedo Amica

Cara Benjamin Allstate

Maurice J Bessette Jr Bessette Insurance

Edward Bishop EF Bishop Agency

William Capuano Jr Capuano Insurance

Cheryl Chmura iConneixon

Michael Cirillo John Andrade Insurance

David Costa Allstate

Melanie Flamand Flamand amp Associates

James Ford AAA

Jay Frechette Starkweather amp Shepley Insurance

Matthew Gilson MetLife

Stephen Hickey Hickey amp Associates

Melissa Kaiser Blaeser Insurance Agency

Robert Koehler BK Agency

Debra Laduke Amica

John Lathrop Lathrop Insurance Agency

Russell Lemoi AAA

Sean Lennon Nationwide Insurance

David Markell Triton Insurance Agency

Walter McPherson John J Clarke Insurance

Robert OrsquoConnell Allstate

Dawn Pater Rose amp Kiernan

Anthony Quetta Quetta Insurance

Robert Rocha Liberty Mutual Group

Ted Shannon The Shannon Agency

Mario Silva John Andrade Insurance

Philip Slocum The Slocum Agency

James Stein Liberty Mutual Insurance

George Tager Liberty Mutual Insurance

Kelly Townsend Thorp and Trainer

Nancy Vaillancourt Allstate

William Warburton Rose amp Kiernan

David Zelano Zelano Insurance Agency

Five Star Professional surveyed more than 9700 Rhode Island homeowners The final list of 2014 Rhode Island Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

After 29 years I still love what I do I save people money on their auto home and business insurance while educating them on their coverages I also sell life insurance as well as offering AFLAC benefits to employees We have a great team in place to service and shop for you

55 Jefferson Blvd Warwick RI 02888 Phone 401-228-3500 Fax 401-228-3501 melanieflamandinsurancecom wwwflamandinsurancecom

Melanie Flamand

Remember your goals and donrsquot let

emotions make the decisions

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional