Inside this Issue:

Georgia Residential

Mortgage Act Fee Reporting and

Payment Process

2

Mortgage Call Report Reminder

2

Fine Information 3

Appendices:

Mortgage Company

Activity by License Status

Mortgage Loan

Originator Activity by License Status

Georgia Department of Banking & Finance ~ Non -Depository Financial Institutions Divis ion

Monthly Summary of Mortgage Activities for the Period Ending December 2015

The Annual License/Registration Renewal Period for 2016 has ended. A licensee/

registrant that has a complete renewal application (i.e., renewal application filed, and all

fines and renewal fees paid) pending through the Nationwide Mortgage Licensing

System as of December 31, 2015, can continue to work as a mortgage loan originator,

mortgage broker or mortgage lender unless and until there is a surrender/withdrawal of

the license/registration or a final order of denial or revocation is issued by the

Department.

If a mortgage licensee/registrant did not file an application for renewal by December 31,

2015, the license/registration expired by operation of law effective January 1, 2016, and

the licensee/registrant must reapply through the NMLS. Renewal applicants with

incomplete applications (e.g., unpaid fines or fees) will be expired during the month of

January 2016. Broker and Lender licensees in an expired status may not conduct

Georgia mortgage activity. Mortgage Loan Originators in an expired status may not

conduct origination activity for Georgia loans.

2016 License/Registration Period Has Ended

RENEWAL REQUEST PENDING

— COMPANIES AND INDIVIDUALS —

Does your license have a renewal request pending? If so, please check your NMLS record

for any deficiencies or license items placed by the Department. No renewal request will be

approved with outstanding license items. Many licensees that have not yet been approved

owe fines and fees – check your NMLS record to see if your renewal is being delayed due

to unpaid fines and fees.

Fines and fees must be paid through the NMLS Agency Fee Invoice

Please see the following links for information on how to pay the Agency Fee Invoice in

NMLS.

For an Individual:

http://mortgage.nationwidelicensingsystem.org/licensees/resources/LicenseeResources/

Paying%20an%20Invoice_I.pdf

For a Company:

http://mortgage.nationwidelicensingsystem.org/licensees/resources/LicenseeResources/

Paying%20an%20Invoice_C.pdf

Page 2 December 2015

COMMONLY USED ACRONYMS

CE — Continuing Education

Department — Georgia Department of Banking and

Finance

GRMA — Georgia Residential Mortgage Act

MCR — Mortgage Call Report

MLO — Mortgage Loan Originator

NMLS or NMLSR — Nationwide Mortgage Licensing

System & Registry

O.C.G.A. — Official Code of Georgia Annotated

Georgia Residential Mortgage Act Fee (“GRMA”)

Reporting and Payment Process

GRMA Per Loan Fees - The $10.00 per loan fees

required by O.C.G.A. § 7-1-1011(b)(2) and

Department Rule 80-5-1-.04 are due no later than

March 1, 2016, for mortgage loans closed during the

period July 1, 2015, through December 31, 2015.

On December 29, 2015, the Department sent an e-

mail reminder notice to the contact person that

submitted the prior semi-annual report through the

Department’s online reporting and payment site. For

state-chartered institutions and Georgia mortgage

licensees, the Department also sent a similar

notification to the primary institution/licensee contact.

To avoid fines for failure to remit GRMA fees when

due, reporting and payment must be completed online

at https://bkgfin.dbf.state.ga.us/GRMAFee.html by the

deadlines established in Rule 80-5-1-.04. Refer to the

Department’s Frequently Asked Questions document

for further information about GRMA $10.00 per loan

fees reporting and remittance requirements.

Collecting agents submitting GRMA Fees after the due

date referenced above or for prior semiannual periods

must complete and mail a paper form, along with their

payment, to the Department. The fillable PDF form

can be downloaded from https://bkgfin.dbf.state.ga.us/

MortgageDocs/GRMAFeeStatement.pdf.

Mortgage Call Report Reminder

This is a reminder that the Mortgage Call Report

required by O.C.G.A. § 7-1-1004.1 is due within 45 days

of the end of every calendar quarter. Fourth quarter

data (October 1 – December 31, 2015) must be filed

through the NMLSR by February 14, 2016.

Companies that fail to file quarterly MCRs prior to the

deadline will be assessed a fine and may subject their

Georgia license to revocation.

Failure to file a timely MCR will also delay the

processing of your renewal application.

For more information about the requirements

surrounding the MCR, please refer to the NMLSR

website at:

http://mortgage.nationwidelicensingsystem.org/slr/

common/mcr/Pages/default.aspx

December 2015 Page 3

Fine Summary Information

FINE REASON COUNT

Advertising 1

Background Checks 1

Continuing Education data filed late 218

Doing business w/ unlicensed entity 1

Failure to report violations/discharges 1

Failure to Update NMLS 1

GRMA fees paid late 5

Renewal Filed Late 932

Grand Total 1,160

Page 4 December 2015

2990 Brandywine Road

Suite 200

Atlanta, Georgia 30341-5565

Phone: (770) 986-1269

Fax: (770) 986-1029 or 1655

Email:

dbfmort@dbf.state.ga.us

Georgia Department of

Banking and Finance

Visit us on the Web:

dbf.georgia.gov

Sign-up to Receive this Publication

This monthly publication highlights topics and

activities pertaining to the Department’s regulation of

state-licensed or registered mortgage brokers,

lenders and loan originators. It is delivered to

interested parties via e-mail and is also available

from the Department’s website at: http://

dbf.georgia.gov under Publications, Mortgage

Summary.

If you would like to be added to our distribution list,

send an e-mail to dbfpress@dbf.state.ga.us stating

your name and e-mail address. Please be sure to include “Subscribe to Monthly Mortgage

Summary”

The Department is the state agency that regulates and examines Georgia state-

chartered banks, state-chartered credit unions, and state-chartered trust companies.

The Department also has responsibility for the supervision, regulation, and

examination of Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in

Georgia.

In addition, the Department has regulatory and/or licensing authority over mortgage

brokers, lenders and processors, mortgage loan originators, check cashers, sellers-

issuers of payment instruments, money transmitters, international banking

organizations, and bank holding companies conducting business in Georgia.

Our Mission is to promote safe, sound, competitive financial services in Georgia

through innovative, responsive regulation and supervision.

Our Vision is to be a willing and able partner with our regulated entities in

order to support vibrant and economic growth and prosperity in Georgia.

MORTGAGE COMPANY ACTIVITY BY CURRENT LICENSE STATUS

License Status Definition

Approved The entity has an Approved license.

Denied The entity applied for a license and the request was Denied.

RevokedThe entity’s license was Revoked and the entity is no longer authorized to

conduct business.

Terminated – Expired

The entity failed to renew. Alternatively, this license status is also used

for MLOs that were suspended by administrative action for failing to meet

Georgia’s sponsorship requirement.

Terminated – Ordered to SurrenderAn entity has been ordered to surrender their approved license. The entity

is not authorized to conduct business.

Terminated – Surrendered/CancelledThe entity has requested a surrender/cancelation of their license and the

regulator has granted this surrender/ cancelation request.

MORTGAGE COMPANY APPENDIX

NMLS# Company Name City StateLicense NameGRMA# Date

10Approved

30336 Paramount Equity Mortgage, LLC Roseville CAGA Mortgage Lender License42733 12/04/2015

1136148 Intuit Financing Inc. Mountain View CAGA Mortgage Broker/Processor License45833 12/07/2015

1286165 Matrix Financial Services Corporation Minnetonka MNGA Mortgage Lender License47182 12/11/2015

1359687 Nudge Funding, LLC Lindon UTGA Mortgage Lender License47332 12/10/2015

192116 U S Wide Financial LLC St. Louis MOGA Mortgage Lender License47796 12/31/2015

1301039 Ellington Financial REIT Lending Corp. Old Greenwich CTGA Mortgage Lender License47887 12/08/2015

1404296 Georgia Residential Investment Group,

Inc.

Stone Mountain GAGA Mortgage Broker/Processor License48005 12/10/2015

39610 Bay Capital Mortgage Corporation Annapolis MDGA Mortgage Lender License48007 12/17/2015

1415896 Charmaine Roberts & Associates, LLC Atlanta GAGA Mortgage Broker/Processor License48091 12/16/2015

1412108 Equitable Consulting, Inc. Sandy Springs GAGA Mortgage Broker/Processor License48165 12/31/2015

8Terminated - Surrendered/Cancelled

1127 NVR Mortgage Finance, Inc. Canonsburg PAGA Mortgage Lender License6759 12/28/2015

12320 GE Money Mortgage Holding

Company, LLC

Woodland Hills CAGA Mortgage Lender Registration23096 12/28/2015

160719 McGlone Mortgage Company, Inc. Appleton WIGA Mortgage Lender License24201 12/28/2015

886839 U.S. Home Ownership, LLC Morgan Hill CAGA Mortgage Lender License34247 12/28/2015

1050560 Towd Point Loan Servicing, LLC New York NYGA Mortgage Lender License37256 12/28/2015

1167102 HS Property Owner, LLC Baton Rouge LAGA Mortgage Lender License41509 12/28/2015

648969 TRAX Financial LLC. Orlando FLGA Mortgage Lender License44286 12/28/2015

1124970 Buckingham Financial Group LLC potomac MDGA Mortgage Lender License44419 12/14/2015

Mortgage Company Appendix 1 of 1

MORTGAGE LOAN ORIGINATOR APPENDIX

MLO ACTIVITY BY CURRENT LICENSE STATUS

License Status Definition

Approved The entity has an Approved license.

Denied The entity applied for a license and the request was Denied.

RevokedThe entity’s license was Revoked and the entity is no longer authorized to

conduct business.

Terminated – Expired

The entity failed to renew. Alternatively, this license status is also used

for MLOs that were suspended by administrative action for failing to meet

Georgia’s sponsorship requirement.

Terminated – Ordered to SurrenderAn entity has been ordered to surrender their approved license. The entity

is not authorized to conduct business.

Terminated – Surrendered/CancelledThe entity has requested a surrender/cancelation of their license and the

regulator has granted this surrender/ cancelation request.

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

293Approved

200867 Fairway Independent Mortgage Corporation24354 Charles Bruce Grant Jr 12/10/2015

167565 Fairway Independent Mortgage Corporation24809 Sandra Lynn Hill 12/01/2015

210520 Shelter Lending Services, L.L.C.25417 Debra Winkler Saulsberry 12/04/2015

243154 Homestar Financial Corporation25548 Christina K Chapman 12/04/2015

196341 DHI MORTGAGE COMPANY, LTD.26140 Daniel James Iasbarrone 12/07/2015

161968 FBC Mortgage, LLC26181 Michael J Malloy 12/07/2015

208670 Capital City Mortgage Corporation27319 Saundra St. John Hippeli 12/21/2015

233771 Silverton Mortgage Specialists, Inc.28110 Joann Smith 12/30/2015

493373 Freedom Mortgage Corporation32243 Brandon Lee Kurtz 12/17/2015

294355 Carrington Mortgage Services, LLC34219 Tammy Lee McDaniels 12/08/2015

871974 Ditech Financial LLC34465 Patrick Robert Stoner 12/11/2015

809868 Carrington Mortgage Services, LLC35349 Daniel William Lawson Arnold 12/22/2015

939630 Carrington Mortgage Services, LLC35604 Andrew Henderson Traylor 12/22/2015

621485 Nationstar Mortgage LLC37164 Michael William DeBacker 12/14/2015

301546 gotmortgage.com38270 GINA DACAYANAN DANIELS 12/18/2015

1049418 Homeward Residential, Inc.38290 Cristobal Lara Garcia 12/07/2015

853612 Carrington Mortgage Services, LLC39289 Christopher Brian Koss 12/23/2015

993303 Dovenmuehle Mortgage, Inc.40547 Debora Ann Olson 12/07/2015

998805 Quicken Loans Inc.42133 Alejandro Ignacio Capdevielle Car 12/08/2015

1174231 Carrington Mortgage Services, LLC42187 Nicholas Troy Nahrwold 12/14/2015

55028 U S Wide Financial LLC47552 Vibhu Grover 12/31/2015

1393169 LendingHome Funding Corporation47708 Guliette Ida Bernard 12/07/2015

MLO Appendix 1 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1396516 Freedom Mortgage Corporation47758 Michael Thomas Buerster 12/30/2015

180842 Home Point Financial Corporation47789 Samuel Seth Millman 12/29/2015

1399413 Quicken Loans Inc.47841 Mark Steven Hondzinski 12/01/2015

1407055 Mortgage Research Center, LLC47847 Carter Anthony Arey 12/10/2015

1358191 Ark-La-Tex Financial Services, LLC47919 Andrew Scott Markley 12/01/2015

1393193 Alliance Financial Resources, LLC47929 Derek Richard Braley 12/28/2015

1237424 Montage Mortgage, LLC47955 Taisha Dominique Ferrendelli 12/11/2015

1416026 Credence Funding Corporation47958 Derek Patrick Hackney 12/01/2015

1414222 Homeland Financial, LLC47975 Kuan W Cheong 12/07/2015

1393942 Ivy Mortgage, Inc.47991 Fang Fan 12/07/2015

1411566 MiLend, Inc.48015 Eric S Miller 12/16/2015

1414492 Academy Mortgage Corporation48017 Sean Elliott Rasin 12/04/2015

687597 Mortgage Research Center, LLC48018 Aaron Michael Sharp 12/10/2015

1394029 Mortgage Lenders of America, LLC48029 Mitzi Rene Brown 12/21/2015

1376319 Freedom Mortgage Corporation48040 Justin Scott Thompson 12/11/2015

1312498 One Reverse Mortgage, LLC48050 Kelsey Rae Guyot 12/15/2015

1013591 Nationstar Mortgage LLC48052 John Aaron Henkel 12/04/2015

717928 Red Rock Home Loans, Inc.48062 John Wesley Burleson 12/11/2015

1409243 Freedom Mortgage Corporation48069 Gayneta M Holly 12/07/2015

1409087 Freedom Mortgage Corporation48071 William Michael Hutchinson Jr 12/16/2015

1409090 Freedom Mortgage Corporation48075 Nicholas Joseph Petitte 12/16/2015

1409082 Freedom Mortgage Corporation48076 Valerie Crystal Roberts 12/15/2015

1409089 Freedom Mortgage Corporation48086 Brandon Michael White 12/15/2015

1405804 WR Starkey Mortgage, LLP48092 Susan Marie Bush 12/07/2015

1399133 Quicken Loans Inc.48094 Ali M Charafeddine 12/07/2015

648934 Movement Mortgage, LLC48097 Marc Harris Garfinkel 12/07/2015

1416863 Charmaine Roberts & Associates, LLC48105 Charmaine LaShawn Roberts 12/16/2015

1415527 American Advisors Group48124 Velvet Lauren Mooney 12/10/2015

323618 Swan Financial Corporation48136 Charles DeLangis 12/07/2015

1169338 1st Franklin Financial Corporation48137 Crystal Gentry 12/07/2015

1375017 NATIONS LENDING CORPORATION48144 Jimmy Lee Pittman Jr 12/07/2015

35178 FBC Mortgage, LLC48147 Joseph Sheriff 12/07/2015

279657 SoFI Lending Corp.48154 Gloria Antoinette Dellepere 12/21/2015

1409203 Quicken Loans Inc.48162 Matthew Thomas Victor 12/02/2015

1412890 THE MORTGAGE HOUSE, LLC48178 Lana Denise Ruppert 12/07/2015

1411155 Freedom Mortgage Corporation48183 Omar Alexander Bahour 12/17/2015

MLO Appendix 2 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1417584 Freedom Mortgage Corporation48184 Kristen Jeane Baker 12/14/2015

1418983 Quicken Loans Inc.48185 Benjamin Joseph Belloli 12/07/2015

1375318 Quicken Loans Inc.48187 Thomas Shawn Fetterley Jr 12/07/2015

1052891 Freedom Mortgage Corporation48189 Jeremy Daniel Hammer 12/15/2015

1421072 American Advisors Group48193 David Peter Lostaglio 12/14/2015

1417580 Freedom Mortgage Corporation48197 Kimberly Anne Orchowski 12/17/2015

1415067 Reverse Mortgage Solutions, Inc.48206 Mia Lynn Brown 12/21/2015

1399468 Quicken Loans Inc.48210 Anthony James Larkins 12/07/2015

1275877 Mortgage Research Center, LLC48213 Joseph Scott Peterson 12/07/2015

1247737 Quicken Loans Inc.48214 Thomas Joseph Puwal Jr. 12/28/2015

1418008 Movement Mortgage, LLC48218 Michael Glenn Palmer 12/15/2015

1409212 Quicken Loans Inc.48223 Steven Matthew Cline 12/31/2015

3573 Reverse Mortgage Funding LLC48225 Freya Louise DeNitto 12/15/2015

1421297 Homeward Residential, Inc.48227 Clay Garrison Hagler 12/03/2015

1211967 Quicken Loans Inc.48228 Naramson Abarham Hidou 12/22/2015

394036 Mortgage Research Center, LLC48231 Ryan Thomas Keating 12/01/2015

1398918 Mortgage Lenders of America, LLC48232 Andrea Diane Kidd 12/16/2015

1377558 Nationstar Mortgage LLC48233 Shannon Grace Kinney 12/03/2015

1408637 Montage Mortgage, LLC48234 Stevie Marilynn Koller 12/08/2015

1420585 WR Starkey Mortgage, LLP48236 Matthew Keaton Lipp 12/04/2015

1276073 Montage Mortgage, LLC48237 Mahmoud A Mahdawi 12/03/2015

1212080 Quicken Loans Inc.48241 Gregory Alexander Posada 12/16/2015

1412291 United Military Mortgage, LLC48243 Jeffery Clair Semrad 12/03/2015

735646 Homeward Residential, Inc.48245 VICTOR EDWARD TOBIN 12/03/2015

1294894 Digital Risk Mortgage Services, LLC48246 Priscilla Vasquez 12/21/2015

1421342 Homeward Residential, Inc.48247 Phillip Allen Ward Jr. 12/03/2015

1409098 Quicken Loans Inc.48248 Robert Michael Witgen 12/07/2015

1177991 Quicken Loans Inc.48249 Ramy Anwar Zora 12/15/2015

1419177 Quicken Loans Inc.48256 Garrett John Goddard 12/02/2015

1419156 Quicken Loans Inc.48257 Tyler John Hampton 12/02/2015

1425506 Movement Mortgage, LLC48261 CHRISTY WRIGHT MASSEY 12/30/2015

1418993 Quicken Loans Inc.48262 George Edward Petersmarck III 12/07/2015

1418991 Quicken Loans Inc.48263 Alena Georgia Piwonski 12/02/2015

1418819 Quicken Loans Inc.48264 Melissa Kelly Sauter 12/02/2015

200569 PHH Home Loans, LLC48265 David Sayers 12/30/2015

1418582 Quicken Loans Inc.48266 Brianne Marie Vossen 12/17/2015

MLO Appendix 3 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1247495 Quicken Loans Inc.48267 Cindy Louise Bielski 12/03/2015

1237676 Quicken Loans Inc.48268 Donald Scott Bowersox 12/03/2015

1420060 Mortgage Research Center, LLC48269 Ehrich Keith Chick 12/02/2015

1273405 Quicken Loans Inc.48270 Tiffany Lugene Espie 12/03/2015

1376715 iFreedom Direct Corporation48271 Alek Ryan Franks 12/03/2015

1409372 Quicken Loans Inc.48272 John Maxwell Frietch 12/03/2015

1127385 Quicken Loans Inc.48275 Dana Lynn McNabb 12/03/2015

1424625 Movement Mortgage, LLC48276 Neva Michele Schilling 12/18/2015

1409359 Quicken Loans Inc.48277 Austin Danil Shaw 12/03/2015

1407387 loanDepot.com, LLC48278 Jonathan Jason Armbrust 12/07/2015

1295328 Quicken Loans Inc.48279 Anthony John Fontana 12/17/2015

15421 Century Mortgage Company48280 Tiffany Faith Garrard 12/10/2015

1262615 Quicken Loans Inc.48282 Alexandria Caitlin Marsh 12/07/2015

1117478 Quicken Loans Inc.48283 Kory James Nicholoff 12/07/2015

1228974 Quicken Loans Inc.48284 Elizabeth Patricia Rosepal 12/04/2015

488124 Carrington Mortgage Services, LLC48285 Abdimajeed Talal Saleh 12/08/2015

1425132 Mortgage Research Center, LLC48286 Ashleigh Nicole Stundebeck 12/03/2015

1409240 Quicken Loans Inc.48287 Shaun Douglas Sturdavant 12/29/2015

1409123 Quicken Loans Inc.48288 Alexis Elvira-Gayle Williams 12/07/2015

1420311 SWBC Mortgage Corporation48289 Katherine Ann Williams 12/30/2015

749833 Quicken Loans Inc.48290 Walter Conrad Williams 12/18/2015

1283552 Quicken Loans Inc.48291 Jeffry Richard Wood 12/04/2015

1228379 Quicken Loans Inc.48297 Lubna Ashkar 12/09/2015

1247629 Quicken Loans Inc.48298 Deryk Keith Bomar 12/04/2015

1072793 Carrington Mortgage Services, LLC48299 Carlos Enrique Caceres 12/08/2015

1387665 Quicken Loans Inc.48300 Elizabeth Eilene Frizzell 12/04/2015

198517 Quicken Loans Inc.48301 James Michael Grahek 12/04/2015

1282248 Forthright Funding Corporation48302 Justin Lee Gustafson 12/22/2015

1411040 Carrington Mortgage Services, LLC48303 Whitney Blair Hazard 12/08/2015

1231649 United Military Mortgage, LLC48304 Corey Leon Higgins 12/07/2015

1407413 loanDepot.com, LLC48305 Adrian Macias 12/07/2015

1028826 Cardinal Financial Company, Limited Partnership48306 Kevin Michael Malinowski 12/03/2015

785587 Carrington Mortgage Services, LLC48308 Analise Nicole Navia 12/08/2015

565680 United Military Mortgage, LLC48310 Daniel Brian Rogers 12/30/2015

1275154 Quicken Loans Inc.48311 Brian Allen Schmidt 12/04/2015

1416141 Homeside Financial, LLC48315 Nicholas Amodeo Caravana 12/10/2015

MLO Appendix 4 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1368552 Carrington Mortgage Services, LLC48316 Lisa Marie Cervantes 12/08/2015

1424328 Mortgage Research Center, LLC48317 Keri Ann Dyer 12/09/2015

1398383 Freedom Mortgage Corporation48319 Tyrone Francis Hines Jr 12/16/2015

1418973 Primary Residential Mortgage, Inc.48320 Lisa Michelle Hostetler 12/17/2015

1425880 Mortgage Lenders of America, LLC48322 Paul Vincent LeVota 12/17/2015

415683 Atlantic Bay Mortgage Group, L.L.C.48325 Robert Guy Ward III 12/14/2015

1135984 Cardinal Financial Company, Limited Partnership48327 Shamar Tashawn Allen 12/18/2015

666680 Nationstar Mortgage LLC48329 Craig Ryan Collins 12/09/2015

1421194 Mortgage Research Center, LLC48331 Stephen Wyatt Erickson 12/09/2015

1331737 One Reverse Mortgage, LLC48333 Meghan Elizabeth Hilden 12/29/2015

1408199 American Financial Resources, Inc.48334 Karen May McConnell 12/29/2015

1357435 Prospect Mortgage, LLC48335 David Jordan Parker 12/18/2015

1079874 Semper Home Loans, Inc.48336 Jason R Pinheiro 12/18/2015

1416759 Reverse Mortgage Solutions, Inc.48341 Saher Bawany 12/29/2015

1309919 Broker Solutions, Inc.48342 Krisztian Bocs 12/11/2015

1417086 Reverse Mortgage Solutions, Inc.48344 Russell Neil Brock Jr 12/10/2015

1272493 Quicken Loans Inc.48347 Stephen Arthur Elliott 12/10/2015

1423909 Homestar Financial Corporation48348 Johnathan Harris Floyd 12/14/2015

1372978 Freedom Mortgage Corporation48350 Timothy Charles Gates 12/11/2015

1001093 Homeward Residential, Inc.48352 Scott Gregory Heaton 12/11/2015

1367315 Quicken Loans Inc.48354 Alexander Dean Scheske 12/29/2015

972725 Nationstar Mortgage LLC48356 Naomi Isha Vann 12/28/2015

1398850 Quicken Loans Inc.48359 Jordan Elliott Abbott 12/11/2015

1312209 Quicken Loans Inc.48360 Khalid Asad Abuali 12/11/2015

1398858 Quicken Loans Inc.48361 Hassan Nabil Ajami 12/11/2015

1409030 Quicken Loans Inc.48364 Michael Aaron Burgher 12/11/2015

1403243 American Financial Resources, Inc.48365 Brendan James Canning Mr. 12/11/2015

478125 Carrington Mortgage Services, LLC48366 Jeffrey Alan Crabtree 12/11/2015

1220075 Quicken Loans Inc.48368 Kody Lee David 12/29/2015

1237697 Quicken Loans Inc.48369 Peter David Elia 12/11/2015

1408758 One Reverse Mortgage, LLC48370 Jonathan Harry Hartsfield 12/11/2015

1425638 New Penn Financial, LLC48371 Jeffrey M Johnson 12/11/2015

1250986 Quicken Loans Inc.48372 Successful Adel Khashola 12/11/2015

1237727 Quicken Loans Inc.48373 Brandon Lawrence LaCarter 12/11/2015

648846 Carrington Mortgage Services, LLC48374 Elvis Lazri 12/11/2015

1312156 Quicken Loans Inc.48377 Leopoldo Olaiz-Saldivar 12/11/2015

MLO Appendix 5 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1398598 One Reverse Mortgage, LLC48378 Dardan Palaska 12/29/2015

1416672 Mortgage Research Center, LLC48379 Melissa Alexandra Quinones 12/14/2015

1421967 Security America Mortgage, Inc.48381 Leigh Denise Slavinski 12/15/2015

1237815 Quicken Loans Inc.48384 Kody Kaitlin Speirs 12/11/2015

1262820 Quicken Loans Inc.48387 NaTasha Lee Gomez 12/14/2015

1082418 United Military Mortgage, LLC48388 Ryan Michel Goyette 12/29/2015

1230089 Quicken Loans Inc.48389 John Anthony Maguire 12/14/2015

1387041 Mortgage Research Center, LLC48390 Marnie Nicole Matthews 12/15/2015

1391604 Selene Finance LP48391 Jason Jay Middle 12/11/2015

1273516 Quicken Loans Inc.48392 Scott Raymond Oberto 12/14/2015

474281 Citywide Home Loans, a Utah Corporation48393 Camille Olson 12/11/2015

1283479 Quicken Loans Inc.48395 Gregory Thomas Solman 12/31/2015

1409084 Freedom Mortgage Corporation48396 Anthony Michael Torres 12/30/2015

172704 Universal Mortgage & Finance, Inc.48397 David Dwight Win 12/14/2015

1296126 Quicken Loans Inc.48398 Alexander Scot Yoas 12/14/2015

1104148 Nationstar Mortgage LLC48403 Carlos Rahi Becerra 12/15/2015

210821 Mariner Finance, LLC48404 Nicole Johnson Bookout 12/14/2015

1206672 Ditech Financial LLC48405 Thomas Edward Boyes Jr 12/18/2015

1083267 Freedom Mortgage Corporation48406 Andrea Buczkowski 12/22/2015

1168786 Quicken Loans Inc.48407 Scott Andrew Camara 12/15/2015

1247494 Quicken Loans Inc.48408 Brian Robert Carr 12/15/2015

946426 Mariner Finance, LLC48409 Kathryn Fitzmaurice 12/14/2015

1116809 Mortgage Research Center, LLC48410 Jeffrey Charles Goodman 12/15/2015

221278 First Home Mortgage Corporation48411 Jackie W Graham 12/16/2015

1409396 Quicken Loans Inc.48412 Joseph Faraj Hanna 12/15/2015

1032090 Nationstar Mortgage LLC48418 Ryan Fitzgerald Monahan 12/29/2015

1404939 New Penn Financial, LLC48420 Alexander Paul Nordin 12/14/2015

1429572 First Direct Lending, LLC48423 Michael Thomas Roe 12/31/2015

457721 Homestar Financial Corporation48425 Kevin Slade Stanley 12/17/2015

1379807 New Day Financial, LLC48427 Coleman Paul Ueltschy 12/16/2015

1272583 Quicken Loans Inc.48428 Cody Clayton Yount 12/15/2015

1289780 New Day Financial, LLC48430 Paul Steven Berryman 12/16/2015

1375142 New Day Financial, LLC48432 Christopher Paul Brady 12/16/2015

1375150 New Day Financial, LLC48434 Eugene Bernard Davis III 12/29/2015

35341 SecurityNational Mortgage Company48437 CHRISTOPHER DAVID GREENE 12/18/2015

1295268 Quicken Loans Inc.48439 Dana Christopher Johnson 12/15/2015

MLO Appendix 6 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1422216 CrossCountry Mortgage, Inc.48440 ROBERT JAMES KANE JR 12/29/2015

40222 Churchill Mortgage Corporation48441 Daniel J Kraus 12/15/2015

488367 Nationstar Mortgage LLC48442 Catherine Le 12/15/2015

999038 NATIONS LENDING CORPORATION48443 Scott Daniel Martin 12/15/2015

1404918 Cardinal Financial Company, Limited Partnership48444 Lum Mati 12/15/2015

1408760 One Reverse Mortgage, LLC48445 Vesa Pallaska 12/15/2015

1375173 New Day Financial, LLC48446 Stephen James Poorman 12/16/2015

203704 American Neighborhood Mortgage Acceptance Company LLC48448 William Joseph Rich 12/15/2015

95025 American Financial Resources, Inc.48450 Elvis Santana 12/15/2015

1015237 Cardinal Financial Company, Limited Partnership48451 Ross Tyler Shaffer 12/15/2015

1329937 New Day Financial, LLC48454 Philip Joseph Snyder 12/29/2015

905315 PHH Home Loans, LLC48456 Carolina Anna Wilkes 12/30/2015

1295378 Quicken Loans Inc.48461 Alan John Bashi 12/17/2015

1273377 Quicken Loans Inc.48462 Jozefina Bibashani 12/17/2015

1418169 Freedom Mortgage Corporation48463 Jessica Lynne deRivera 12/18/2015

1199092 Churchill Mortgage Corporation48465 PAUL SAMIR FARAG 12/18/2015

1351180 Quicken Loans Inc.48466 Jennifer Lynn Fuller 12/17/2015

17758 Amerisave Mortgage Corporation48470 William Jeffrey Jackson 12/31/2015

1418178 Freedom Mortgage Corporation48473 Mitchell Christopher Kearns 12/31/2015

1409500 Quicken Loans Inc.48474 Donald Loren LaFleure 12/17/2015

1329925 New Day Financial, LLC48475 Nathan Joseph Majcher 12/22/2015

1409086 Freedom Mortgage Corporation48477 Colin John McManimon 12/11/2015

1418174 Freedom Mortgage Corporation48480 Carl Christopher Padavano 12/18/2015

1418184 Freedom Mortgage Corporation48482 Joshua Eric Swanson 12/18/2015

1424738 Homestar Financial Corporation48485 William John Britton 12/21/2015

1411756 Nationstar Mortgage LLC48488 Marcus Tyler Dowling 12/17/2015

1264062 Freedom Mortgage Corporation48491 Kalev Jung Saarna 12/31/2015

1409360 Quicken Loans Inc.48492 Kyle Joseph Sears 12/31/2015

1409234 Quicken Loans Inc.48493 Christopher Lee Swauger 12/31/2015

1237667 Quicken Loans Inc.48497 Michael Olsson Ambrozy 12/18/2015

1014574 Reverse Mortgages.com, Inc.48498 Harry Raymond Castilow 12/18/2015

1430853 Caliber Home Loans, Inc.48499 Lauren Michelle DeLauter 12/23/2015

1428211 Angel Oak Home Loans LLC48503 John Harris Watkins 12/22/2015

1220586 Quicken Loans Inc.48504 Megan Day Wright 12/18/2015

1374111 Mortgage Research Center, LLC48505 Aaron Michael Boner 12/18/2015

1400729 Carrington Mortgage Services, LLC48506 Kyle Nathan Campbell 12/31/2015

MLO Appendix 7 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

915020 Carrington Mortgage Services, LLC48507 Christopher I Crenshaw 12/28/2015

262064 Luxury Mortgage Corp.48508 Rita Ann Driscoll 12/18/2015

1385545 Nationstar Mortgage LLC48510 Douglas Francisco Hernandez 12/18/2015

348571 Carrington Mortgage Services, LLC48511 Eric Ernest Horn 12/18/2015

1313019 Mortgage Research Center, LLC48513 Nicholas Alan Littrell 12/18/2015

1420830 iFreedom Direct Corporation48518 Steven Marshall Albert Young 12/18/2015

1409472 Mortgage Research Center, LLC48524 Garet Sullivan Barry 12/18/2015

1413563 CrossCountry Mortgage, Inc.48525 Kimberly Renee Curry 12/23/2015

1416588 NATIONS LENDING CORPORATION48527 Brett J Kerver 12/18/2015

1406053 CityWorth Mortgage LLC48531 Cameron Esau Wallace 12/30/2015

832413 Freedom Mortgage Corporation48537 CLAIRE ALEXIS PADGETT 12/18/2015

821183 Mortgage Research Center, LLC48538 Stephanie Martin Steward 12/18/2015

1206589 Ditech Financial LLC48539 Steven Thomas Zaleski 12/31/2015

1432506 New Day Financial, LLC48541 William Taylor Thomas Boyd 12/30/2015

1432509 New Day Financial, LLC48544 John William Doyle 12/30/2015

197337 Southern Trust Mortgage, LLC48545 William Brewster Evans 12/30/2015

1430196 Homestar Financial Corporation48547 Jessica Hampton 12/23/2015

940847 Carrington Mortgage Services, LLC48549 Christopher Bradley Oswald 12/30/2015

1076909 Carrington Mortgage Services, LLC48551 Aurel Pjepi 12/30/2015

1432512 New Day Financial, LLC48553 William Richard Scott 12/30/2015

1387466 Quicken Loans Inc.48558 Jack Harbi Allos 12/30/2015

1261554 Quicken Loans Inc.48559 Michael John Arcangeli 12/30/2015

90086 Freedom Mortgage Corporation48564 Edward D'Anna 12/30/2015

1409236 Quicken Loans Inc.48565 Joseph Parick Davey 12/30/2015

1312313 Quicken Loans Inc.48570 Nicholas Edward Koszewski 12/30/2015

1429074 Quicken Loans Inc.48571 Paul Yuneho Lee 12/30/2015

1396532 Freedom Mortgage Corporation48572 Unique Shantae Lewis 12/31/2015

173054 Freedom Mortgage Corporation48573 Tracey Lynne Lynde 12/31/2015

1409446 Quicken Loans Inc.48574 Richard Lawrence Maldonado 12/30/2015

1429111 Quicken Loans Inc.48578 Ryan David Reineck 12/30/2015

1410923 NATIONS LENDING CORPORATION48579 MIchael William Roach 12/30/2015

1262807 Quicken Loans Inc.48583 Chanttelle Jeanne St.Onge 12/30/2015

1220574 Quicken Loans Inc.48584 Cutter Oakes Tews 12/30/2015

1408987 Quicken Loans Inc.48592 Bentzion Belen 12/30/2015

89735 Cardinal Financial Company, Limited Partnership48593 Gabriel Noel Blythe 12/30/2015

1419029 Quicken Loans Inc.48594 Brittany Marie Cochiaosue 12/30/2015

MLO Appendix 8 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

1159792 Quicken Loans Inc.48597 Michael Lee Fick II 12/30/2015

1333689 Quicken Loans Inc.48601 Charles Theodore Meadows III 12/30/2015

1399411 Quicken Loans Inc.48602 Michael Gerard Mlot 12/31/2015

1262803 Quicken Loans Inc.48608 Sameer Siddiqui 12/30/2015

1396515 Freedom Mortgage Corporation48610 Hychia Troutt 12/31/2015

1418279 Quicken Loans Inc.48615 Andrew David Brown 12/31/2015

1037380 loanDepot.com, LLC48617 Justin Howard Caruso 12/30/2015

1295942 Quicken Loans Inc.48623 Angelica Leah Martin 12/31/2015

1409376 Quicken Loans Inc.48626 Michael Robert Palo 12/31/2015

1032781 Alliance Financial Resources, LLC48635 Victoria Lynne Parks 12/31/2015

968902 Stonegate Mortgage Corporation48637 Gillian Elizabeth Rodgers 12/30/2015

1408944 Quicken Loans Inc.48638 Chez James Santa Maria 12/31/2015

1077424 Quicken Loans Inc.48641 Michael Victor Yaldoo 12/31/2015

1418361 One Reverse Mortgage, LLC48642 Preston Anthony Beard 12/31/2015

1408756 One Reverse Mortgage, LLC48643 Movelette Sharon Edwards 12/31/2015

397532 Broker Solutions, Inc.48644 Kevin Christopher Kennedy-Brand 12/31/2015

1419000 Quicken Loans Inc.48656 Anthony Joseph Cangialosi 12/31/2015

1418317 Quicken Loans Inc.48668 Felicia Marie Massey 12/31/2015

1262625 Quicken Loans Inc.48669 Alicia Marie McClenathen 12/31/2015

2Denied

3546039011 Damion Andrew Balog 12/17/2015

28788946150 Jonathan Michael Parrill 12/17/2015

MLO Appendix 9 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

49Terminated - Surrendered/Cancelled

4424125042 Jacob Richard Vehige 12/28/2015

20859725089 Carey Mayfield Cox 12/03/2015

11621627730 Jasmina Krnjetin 12/28/2015

3005128394 Kirk Allen Yates 12/28/2015

17742331144 Lindsey Danielle Allen 12/28/2015

25784131458 Holly Marie St. Germain 12/22/2015

38641031940 Matthew Nelvin Amberson 12/07/2015

21686032564 Justin Edward Meier 12/31/2015

9016533637 Kerry Lynn Cole 12/29/2015

82680635279 Thomas Aloysius Clark Jr 12/29/2015

23196435428 William Clifford Dunn III 12/22/2015

20828935441 Debra Ann Forssander 12/22/2015

93601335533 Matthew Wayne Barker 12/22/2015

2012335719 Brian Michael Wolnik 12/31/2015

85142935888 John Michael Vartanian 12/30/2015

884735906 John David Lundstrom Jr 12/28/2015

22432635960 Salvatore Militello 12/22/2015

77461436027 Cheryl Lou Bacon 12/22/2015

64048436303 Bridgette Althen Sweet 12/31/2015

99354236324 Patrick Michael Decker 12/28/2015

42621536822 Kevin Richardson Wade 12/22/2015

85052237183 Lisa Marie Billings 12/02/2015

16898437417 Jason Warren Thomas 12/02/2015

102744337532 Michael Andrew Gajda 12/22/2015

84528237806 Luis Alberto Vera 12/29/2015

14760638039 Pamela Sue Vroman 12/30/2015

104920038507 Todd Steven Griglin 12/22/2015

25304639006 Jeffrey Brian Stephenson 12/31/2015

91707039083 Donna S Archer 12/15/2015

112027040260 Shannon Marie Schaefer 12/08/2015

102367040898 Ja Lisia Monique Melendez 12/29/2015

15091440990 Mark Jost 12/28/2015

112503341352 Amy Ravelo 12/10/2015

102359041673 John Michael Glandon 12/09/2015

119256343450 Gabriel Eugene Anastasio 12/04/2015

MLO Appendix 10 of 11

Current Sponsoring Company Name

(As of 12/31/2015)

License

Status

Date

Entity NameNMLS#GRMA#

99983243609 Sandra Harvey Marshall 12/28/2015

120648843808 Travis Wayne Carr 12/28/2015

113996944038 Amy Elizabeth Hablitzel 12/30/2015

124152244211 Brett Taylor Honeycutt 12/29/2015

87425344278 Eyal Tropen 12/28/2015

123781344669 Bharat Srivastav Saran 12/28/2015

126280444907 Nicholas David Sissen 12/28/2015

120147745233 Hugh Angus Harvey 12/29/2015

120336845487 Dennis Ray Price II 12/08/2015

129493545536 Timothy Ray Oster 12/04/2015

128960845891 Darren Matthew Carlyle 12/16/2015

132612446195 Maureen Deirdre Miller 12/02/2015

81472647049 Avenia Koutsohilis 12/31/2015

128935947174 Thressa J. Goodrum 12/29/2015

MLO Appendix 11 of 11