2016 Vendor Directory

2016Vendor Directory

League of Southeastern Credit Unions & Affiliates

Welcome to LSCU’s Vendor Directory – a valuable resource to assist credit union executives in identifying, locating and sourcing credit union supplies and their products and services.

To locate vendors of a specific product or service, refer to the PRODUCT CATEGORIES.

Each product category identifies a list of suppliers. To obtain a specific company’s contact information, including website, turn to the VENDOR DIRECTORY on pages 8-44.

Please note: LEVERAGE Preferred Partners can be easily identified by the Preferred Partner logo next to each of their listings.

AUDIT & CONSULTINGAbsolute Financial Equipment ..............................8 CashTrans ...............................12Castlegarde, Inc. ....................12Complete Security Service, LLC .........................13CU Engage .............................17CU*Answers ...........................18Doeren Mayhew .....................22EastPay Advisory Services .....22Hutto & Carver, P.A. ...............28Nearman, Maynard, Vallez, CPAS, P.A. ...........................33 O’Rourke & Associates ..........36Pearce, Bevill, Leesburg, Moore, P.C. Certified Public Accounts .............................37Porter Keadle Moore LLC .....37Saltmarsh, Cleaveland & Gund ...............................40

AUTOMOBILE SOLUTIONSAllied Solutions ......................8 CRIF Lending Solutions .........16CU Direct ................................17CU*Answers ...........................18Groovecar ...............................27Integrated Lending Technologies, LLC ..............28IWS ..........................................29NADA Used Car Guide .........33Remarketing Solutions by Element .........................40Strategic Remarketing Solutions LLC .....................43The Assurance Group ............43Van Wagenen .........................44

COLLECTIONSAllied Solutions ......................8 ConServe ................................13CU Recovery and the Loan Service Center .....................18

CU*Answers ...........................18CU*South................................18Fiserv .......................................26Trimmier, Kudulis & Reisinger, LLC .....................43United Solutions Company ...44

COMPLIANCE & RISK MANAGEMENTAbsolute Financial Equipment ..............................8 Accolade Asset Liability Advisory Services ...............8 Allied Solutions ......................8 Ascensus .................................9BAE Systems ..........................9Castlegarde, Inc. ....................12Complete Security Service, LLC .........................13ConServe ................................13 Credit Union Vendor Management .......................16CRIF Lending Solutions .........16CU Engage .............................17CU*Answers ...........................18CU*South................................18CUNA Mutual Group .............19CUNA Strategic Services ......19Doeren Mayhew .....................22Dolphin Debit Access ............22EastPay Advisory Services .....22EPL ..........................................23Fiserv .......................................26Integrated Lending Technologies, LLC ..............28NADA Used Car Guide .........33PDP Group, Inc. .....................36Pearce, Bevill, Leesburg, Moore, P.C. Certified Public Accounts .............................37 Pivot Group LLC.....................37Porter Keadle Moore LLC .....37Saltmarsh, Cleaveland & Gund ...............................40The Assurance Group ............43Trimmier, Kudulis & Reisinger, LLC .....................43

United Solutions Company ...44 Van Wagenen .........................44

DATA PROCESSINGAscensus .................................9CheckAlt .................................12CU Engage .............................17CU*Answers ...........................18CU*South................................18CUTOPIA ................................19Enhanced Software Products, Inc. .......................23EPL ..........................................23Fiserv .......................................26Nymbus ..................................33Palmetto Cooperative ...........36 Sage Direct, Inc. .....................40 Share One, Inc .......................41Sharetec ..................................41The Members Group .............43United Solutions Company ...44VSoft Corporation ..................44

EFT SERVICESAllied Solutions ......................8 CashTrans ...............................12CU Engage .............................17CU*Answers ...........................18CU24 .......................................19 Dolphin Debit Access ............22EPL ..........................................23Fiserv .......................................26LEVERAGE Card Services .....29Palmetto Cooperative ...........36

FACILITY DESIGNCashTrans ...............................12Complete Security Service, LLC .........................13Consultants & Builders, Inc. ..13Eclipse Brand Builders ..........23Financial Facilities Inc. ...........26LaBarre Associates .................29Malibu Construction LLC ......32

FINANCIAL SERVICESAbsolute Financial Equipment ...........................8 Accolade Asset Liability Advisory Services ...............8Allied Solutions ......................8American Share Insurance. ...8 Ascensus .................................9BBVA Compass ......................9BFB Gallagher ........................12 CashTrans ...............................12CheckAlt .................................12Coastal Securities, Inc. ..........13 Complete Data Products ......13Complete Security Service, LLC .........................13ConServe ................................13 Co-Op Financial Services ......16Corporate One Federal Credit Union .......................16 CRIF Lending Solutions .........16CSCU ......................................17 CU Engage .............................17CUNA Mutual Group .............19EPL ..........................................23ESI ...........................................23Fiserv .......................................26Info-Pro Lender Services ...............................28Insurance System Inc .............28IWS ..........................................29LEVERAGE Card Services .....29Members Trust Company ......32New Wave Market Makers ....33O.M. Financial Group ............36O’Rourke & Associates ..........36Palmetto Cooperative ...........36Porter Keadle Moore LLC .....37PSCU .......................................37Raymond James.....................37Sage Direct, Inc. .....................40Saltmarsh, Cleaveland & Gund ...............................40The Members Group .............43Vining Sparks..........................44VSoft Corporation ..................44

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Product Categories

VENDOR DIRECTORY

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ISI KNOWS.One size does

not fit allin CPI

ISI offers personalized solutionsand the best customer service

in the business.

HUMAN RESOURCESAllied Solutions ......................8 BFB Gallagher ........................12 CU*Answers ...........................18 Executive Benefits Solutions .................................26 HRx ..........................................27O’Rourke & Associates ..........36

LEGAL SERVICESHoward & Howard Attorneys ............................27Trimmier, Kudulis & Reisinger, LLC .....................43

LENDING SERVICESAllied Solutions ......................8 CheckAlt .................................12Complete Data Products ......13CRIF Lending Solutions .........16CU Direct ................................17CU*Answers ...........................18CU*South................................18CUNA Mutual Group .............19CUNA Strategic Services ......19EPL ..........................................23Fiserv .......................................26Info-Pro Lender Services ...............................28Integrated Lending Technologies, LLC ..............28IWS ..........................................29LEVERAGE Business Lending ...............................29NADA Used Car Guide .........33The Assurance Group ............43

MARKETINGAllied Solutions ......................8 CashTrans ...............................12Complete Data Products ......13CSCU ......................................17 CU Engage .............................17CU*Answers ...........................18CU*South................................18CUNA Mutual Group .............19Curtis1000 ...............................19Data Equipment, Inc. .............22Flexdigital ...............................26Harland Clarke .......................27Nymbus ..................................33Palmetto Cooperative ...........36Print Resources ......................37Sage Direct, Inc. .....................40Zero-In ....................................44

MEMBER SERVICE SOLUTIONSAdapt Telephony Services, LLC ......................8Allied Solutions ......................8

Breakaway Loyalty, LLC .........12CheckAlt .................................12Complete Data Products ......13CSCU ......................................17CU Engage .............................17CU Servnet .............................18CU Solutions Group ..............18CU*Answers ...........................18 CU*South................................18CUNA Strategic Services ......19CUTOPIA ................................19Data Equipment, Inc. .............22 Fiserv .......................................26Harland Clarke .......................27 IWS ..........................................29LEVERAGE Rewards ..............32Member Security Center .......32Palmetto Cooperative ...........36Sage Direct, Inc. .....................40Share One, Inc .......................41Shared Services for Credit Unions .....................41Sharetec ..................................41

MORTGAGE SERVICESAllied Solutions ......................8 AmeriCU Mortgage ...............9 CheckAlt .................................12CRIF Lending Solutions .........16CU Members Mortgage ........17CU Servnet .............................18CU*Answers ...........................18CU*South................................18CUNA Mutual Group .............19Global DMS ............................26Info-Pro Lender Services ...............................28Saltmarsh, Cleaveland & Gund ...............................40The Assurance Group ............43Van Wagenen .........................44

NETWORK SECURITY SERVICESBAE Systems ..........................9Complete Security Service, LLC .........................13CU*Answers ...........................18CU*South................................18CUNA Strategic Services ......19Data Equipment, Inc. .............22 Porter Keadle Moore LLC .....37Saltmarsh, Cleaveland & Gund ...............................40United Solutions Company ...44

OPERATIONAL SOLUTIONSAbsolute Financial Equipment ..............................8

Adapt Telephony Services, LLC ......................8Allied Solutions ......................8 Ascensus .................................9BFB Gallagher ........................12 CashTrans ...............................12CheckAlt .................................12Complete Data Products ......13Complete Security Service, LLC .........................13Co-Op Financial Services ......16CPI Card Group .....................16Credit Union Vendor Management .......................16CU Servnet .............................18CU*Answers ...........................18CU*South................................18CUNA Strategic Services ......19Curtis1000 ...............................19CUTOPIA ................................19Dolphin Debit Access ............22EPL ..........................................23 Fiserv .......................................26Glory Global Solutions ..........27Harland Clarke .......................27HRx ..........................................27

Integra Business Systems, Inc ........................28LEVERAGE Card Services .....29Main Street Member Services ...............................32Nymbus ..................................33Palmetto Cooperative ...........36Sage Direct, Inc. .....................40Saltmarsh, Cleaveland & Gund ...............................40Seibold Security, Inc ..............40Shared Services for Credit Unions .....................41Sharetec ..................................41The Assurance Group ............43United Solutions Company ...44VSoft Corporation ..................44Zero-In ....................................44

PURCHASING STRATEGIESStrategic Purchasing ..............41

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A

ABSOLUTE FINANCIAL EQUIPMENT

Carl B. Schriber2251 Destiny Way, Unit #2Odessa, FL 33556Phone: [email protected]

Absolute Financial Services is a full- service provider of banking equipment, specializing in fully refurbished and new ATMs. We provide your financial institution with complete solutions for all your ATM projects from recommending the appropriate unit, providing the hardware, delivery, coordinating the installation, set-up and bring live, to on-going 1st and 2nd line maintenance. We also provide teller cash recyclers, self-service coin counters, kiosks, surrounds, encoders, interactive teller ATMs and other associated financial equipment and services. Let us help you with your ADA, PCI, and EMV compliance needs at your ATMs. More than An ATM Source...A Solution.

ACCOLADE ASSET/ LIABILITY ADVISORY SERVICES

Aaron Rouse3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

Accolade, a (CUSO), offers guidance and support through our Asset/ Liability (ALM), Investment, Loan Advisory, and Strategic Services to credit unions nationwide. Leveraging our core competencies in these areas, Accolade helps credit unions with varying balance sheet complexities optimize their financial performance, while mitigating and managing the associated risks.

ADAPT TELEPHONY SERVICES, LLC

Jerry Brown600 Enterprise Drive Suite 204Oak Brook, IL 60523Phone: 630-468-7500 press [email protected]

Adapt is one of the most highly respected resellers and systems integrators in the United States. Adapt provides the Interactive Intelligence all-in-one VoIP communication system with complete disaster recovery. Extensive core integration provides more than 130 credit unions nationwide with screen pops, bank by phone, in-queue balance announcements, IVR with speech, multimedia contact

center, enterprise IP telephony and voicemail. Adapt’s Smart applications for credit unions have grown to become industry-leading solutions for enhancing the member experience. Financial customers range from $100M to $9B+.

ALLIED SOLUTIONS

Mark Bugalski6111 Broken Sound ParkwaySuite 120Boca Raton, FL 33487Phone: 561-999-5598 ext. [email protected]

Allied Solutions is proud to be one of the largest providers of insurance, lending and marketing products and services to credit unions nationwide. We provide access to “best in class” products, combined with unparalleled customer service. Core products include AD&D, Credit Life/Credit Disability, Debt Protection, GAP and MBP. Visit us online at www.alliedsolutions.net.

AMERICAN SHARE INSURANCE

5656 Frantz RoadDublin, OH 43017 Phone: 800-521-6342 ext [email protected]

American Share provides a private alter-native to federal deposit insurance for state-chartered credit unions in

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Alabama. We cover up to $250,000 per account—not per member—with no limit to the number of accounts that can be insured. Unlike NCUA, American Share’s purpose is to insure the consumer funds on deposit at our member credit unions—without adding another layer of regulatory burden.

AMERICU MORTGAGE

Gary Mitchell2170 E. Big Beaver RoadTroy, MI 48083Phone: [email protected]

AmeriCU Mortgage is recognized as a leading provider of mortgage services to Credit Union’s nationwide since 1993. We offer competitive mortgage products to meet the specific needs of your members. AmeriCU strives to provide superior member service, as well as, innovative marketing and compliance support to our credit union partners.

ASCENSUS

Jane WeizeneggerPO Box 979Brainerd, MN 56401 Phone: [email protected]

As the nation’s leading provider of retirement plan expertise, Ascensus delivers a full range of comprehensive solutions for organizations seeking to achieve and maintain operational compliance and market share in the IRA, HSA, ESA, and retirement plans

industry. Comprised of two main branches of service (Plan Services Group and Retirement Products and Solutions) and three subsidiary companies, Ascensus’ core capabilities encompass every component of the retirement infrastructure, including third-party plan administration, ERISA consulting, web-based service solutions, trust and custody services, multilingual participant education programs, staff training, and documentation. Ascensus solutions are targeted, customizable, and designed to surpass our clients’ needs with industry-leading results. Combined with over 40 years of retirement industry experience, it is this distinction that sets Ascensus apart and makes us a premier whole service retirement solutions provider and partner of choice for financial institutions nationwide.

B

BAE SYSTEMS

Todd Hinesley550 West Cypress RoadFort Lauderdale, FL 33324Phone: [email protected]/businessdefense

BAE Systems is the trusted market leader of information security services that delivers enterprise-class protection and compliance for businesses of any size, including nearly 400 credit unions. Through its security-as-a-service platform, BAE Systems delivers comprehensive network security, email security, managed security, and incident response services. BAE Systems undergoes rigorous, periodic examinations by the FFIEC,

as well as annual SOC II Type II and Cybertrust security audits. CUNA Strategic Services has recognized BAE Systems, with its proven track record in the financial services industry, as the clear choice for the best compliance, security and messaging services available in the market today.

BBVA COMPASS

Jim Park15 South 20th StreetSuite 1002Birmingham, AL 35233Phone: [email protected]/correspondent

We had serviced credit union clients for over 45 years. Leadership, experience, technology, innovation, strength, and satisfaction…these are the expectations of our financial institution clients. As one of the leading correspondent banks in the country, we are uniquely qualified to deliver on these expectations. We understand this business. We know where it’s been, and where it’s going. Let us put our expertise to work for your credit union today.


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BFB GALLAGHER

Liz Santos4600 Park RoadSuite 200Charlotte, NC 28209Phone: [email protected]

BFB consults on executive benefits, benefit liability management, and institutional asset management. We provide credit unions with solutions for recruiting, rewarding, and retaining executives. Our customized solutions ensure regulatory compliance with an emphasis on board education as well as safety and soundness. BFB is a division of Gallagher Benefit Services.

BREAKAWAY LOYALTY, LLC

Greg Trzaska555 North Point Center EastSuite 230Alpharetta, GA 30022Phone: 678-893-8210gtrzaska@breakawayloyalty.comwww.breakawayloyalty.com

BreakAway Loyalty is a leading provider of innovative credit, debit and enterprise loyalty rewards for credit unions. BreakAway designs, implements and manages solutions that increase member frequency, acquisition, and retention. BreakAway helps credit unions identify, motivate, and retain their best members with customized solutions that create an appealing member experience.

C

CASHTRANS

Nick Schuster3286 Humphries Hill RoadAustell, GA 30106Phone: 770-941-6680 x [email protected]

Serving over 900 financial institutions, retailers and city/county governments since 1996, we provide exceptional products/service, plus cost efficient high quality branch and ATM equipment, ATM turn-key outsourcing, ATM driving/processing, consulting and a full range of merchant payment services. As a Diebold Certified Dealer, we also offer a full range of Integrated Services, branch equipment, cash recyclers, safes, security systems, VAT Systems, custom solutions and much more. Our Credit Union clients deserve and expect only the best and we commit that we will earn your business every day!

CASTLEGARDE, INC.

Alan W. Ropes4911 S. West Shore Blvd.Tampa, FL 33611Phone: [email protected]

CastleGarde, Inc. is an established provider of information security services focused primarily on Gramm-Leach-Bliley (GLBA), National Credit Union Association (NCUA) Reg. 748 Ap-pendix A and B, Bank Secrecy Act (BSA)

components. Identity Theft (NCUA in 12 CPR Part 717.82, Part 717.90) and other industry related regulatory concerns. Services include development and support of information security program and performance of information security risk assessments as called for by the NCUA and meeting the most recent and stringent Cyber-Security requirements. CastleGarde is dedicated to serving the credit union industry with 99% of our client being credit unions.

CHECKALT

Shai Stern13851 SW 119 AvenueMiami, FL 33186Phone: [email protected]

CheckAlt delivers innovative solutions that help financial institutions expand their capabilities, deepen their business account relationships and remain agile in the face of rapidly changing client needs and behaviors. These solutions include consolidated, advanced item processing and white label payment solutions, such as CheckAlt Remit, LoanPay and Mobile Business Capture. And through the CheckAlt Portfolio Companies Bankjoy, Fundomate, Street Invoice and Zipmark we are able to deliver a branded, modern mobile banking app and API, quick access to competitively priced alternative business financing, an enterprise quality mobile invoicing and payment app and the ability to choose better payouts and better collections for your business.

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COASTAL SECURITIES, INC.

D. Ann Komar920 Memorial City Way11th FloorHouston, TX 77024Phone: [email protected]

Coastal Securities is a full-service institutional fixed income broker/dealer celebrating its 25th year in 2016. Coastal is one of the oldest and most active market makers in government guaranteed loans and SBA pool securities. We offer comprehensive expertise in the sale and trading of tax exempt and traditional taxable fixed-income securities.

COMPLETE DATA PRODUCTS

Nirav Doshi5755 New King Suite 210Troy, MI 48098Phone: [email protected]

Complete Data Products helps attract new members and improve the retention rate of existing members. CDP’s solutions allows each member to have a personalized experience at your credit union or away from the branch. Offer them three different receipt delivery options: email, text or paper. Allow them to sign documents in the branch or from home with an electronic signature solution. Maximize your contact by asking them marketing or cross-sell questions during their transaction. Communicate securely with an email encryption solution. Your

success is our success so we take the time to completely understand and track your goals.

COMPLETE SECURITYSERVICE, LLC

Bradley Crow2601 NW 55 CourtFort Lauderdale, FL 33309Phone: [email protected]

CSS is a security integrator focused on quality, reliability and technology. We are your company for electronic and physical security equipment. CSS has over 100 years of experience in the security industry. We sell, install and service all makes and models whether it is cameras, DVRs, NVRs, drive up equipment, safes, teller pedestals, etc. We resolve camera networking issues, drill sage deposit boxes, change combinations, and retrieve stuck carriers. We also install ATMs and do various types of rigging. We perform ATM Candle foot Surveys, ATM Standards and Compliance Audits. Our business is security. We safeguard people and property.

CONSERVE

Manny Cardozo200 CrossKeys Office ParkFairpoint, NY 14450Phone: [email protected]

ConServe is a nationally accredited receivable management leader specializing in meeting the needs of

credit unions and their members. ConServe’s innovative recovery solutions and our commitment to ethics and compliance are the cornerstones of our success. We pride ourselves on doing the right thing, at the right time, the right way. As an extension of your brand, ConServe implements the highest measures of quality, consistency and performance standards. Our Clients rank us #1 because we leverage performance data analytics with state-of-the-art technology. Our passion for compliance, data security, ethics, client satisfaction, and our people is the ConServe Advantage®.

CONSULTANTS & BUILDERS,INC.

Anne Anderson3100 Medlock Poridge RoadSuite 420Norcross, GA 30071Phone: 770-729-8183anne.anderson@ consultantsandbuild-ers.comwww.consultantsandbuilders.com

Consultants & Builders, Inc. (CBI) is a full-service design-build firm providing the most creative and cost-efficient solutions for our clients’ facility needs. Established in 1986, the company is located in Peachtree Corners, GA, and offers a complete portfolio of integrated services including consulting, design, construction, branding and retail delivery, furniture procurement and facility management services. Value-oriented and time-tested, our seamless, single-source model consistently earns the highest level of client satisfaction. For more information, visit www.consultantsandbuilders.com


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CO-OP FINANCIAL SERVICES

David Newman9692 Haven Ave.Rancho Cucamonga, CA 91730Phone: 800-782-9042 [email protected]

CO-OP is the ultimate resource for technology, services and ideas that empower credit unions. Convenient, nationwide touchpoints. Completepayment solutions. The latest in mobile and virtual tools for self-service transactions. CO-OP’s financial technologies strengthen member relationships by making it easier to access accounts. Created to service credit unions exclusively, we offer more products to more credit unions – and ultimately serve more members – than any other organization. CO-OP delivers what credit unions need to be the most convenient option among competing financial services providers.

CORPORATE ONE FEDERAL CREDIT UNION

Toby Thomas8700 Orion PlaceColumbus, OH 43240Phone: [email protected]

Corporate One Federal Credit Union is one of the nation’s largest and most

progressive corporate credit unions, with more than $5 billion in assets under management. In addition to helping credit unions add new members with our state-of-the-art mobile acquisition experience platform (MAX), we offer correspondent solutions, including debit and credit cards, ACH, and check processing, as well as on- and off-balance sheet investment services. Throughout our history, Corporate One has developed innovative solutions such as SimpliCD, the turnkey CD program now marketed by corporate credit unions nationwide; and, Alliance One, one of the nation’s largest universal selective surcharge groups.

CPI CARD GROUP

Teddy Dinker556 Metroplex DriveNashville, TN 37211Phone: [email protected]. cpicardgroup.com

CPI Card Group is a leading provider in payment card production and related services, offering a single source for financial and prepaid debit cards, includ-ing EMV chip, personalization, instant issuance, fulfillment and mobile payment services. With more than 30 years of experience in the payments market and as a trusted partner, CPI’s solid reputa-tion of product consistency, quality and outstanding customer service supports our position as a leader in the market. We serve our customers from nine loca-tions throughout the U.S., Canada and the U.K., and have the largest network of high-security facilities in North America.

CREDIT UNION VENDOR MANAGEMENT

Kelli Silvernale3692 Coolidge Court Tallahassee, FL 32311Phone: 303-502-2333 x [email protected]

CUVM (Credit Union Vendor Management), created by credit unions for credit unions, provides vendor management services for credit unions. Credit unions often share many common vendor partners. Our solution provides cloud-based technology to efficiently collect and distribute due diligence documentation, and manage vendor relationships. We provide a dedicated analyst and a team of support staff to ensure the success of your Vendor Management program. Services Include: Free Sample Board Policy, Risk Assessment, Assistance Limited Reviews, Vendor Document Repository, Archived Documents, Permission based access to the CUVM Contract Management System, Disaster Recovery Tool.

CRIF LENDING SOLUTIONS

Kyle Kehoe280 Interstate N. CircleSuite 400 Atlanta, GA 30339Phone: [email protected]

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With over 30 years of expertise, CRIF Lending Solutions is the nation’s largest provider of direct and indirect lending solutions. We give credit unions of all sizes the tools they need to succeed. Our innovative suite of products and services includes CRIF Achieve marketing and lending analytics, CRIF ACTion loan and account origination systems, and CRIF Select outsourced loan processing, underwriting and dealer management services.

CSCU

Steven Infield3031 N. Rocky Point Drive WestSuite 750Tampa, FL 33607Phone: [email protected]

CSCU enables credit unions to build long-term relationships by being a trusted, single-source provider of best-in-class electronic payments products and services. CSCU offers a complete suite of electronic payments solutions including credit, debit, ATM driving, merchant, prepaid, and commercial card processing as well as the latest innova-tions usca as EMV (chip) credit and debit cards, mobile payments and mobile banking. Furthermore, a complete suite of comprehensive marketing resources is available to reach cardholders at every stage of the member life cycle.

CU DIRECT

Ken Palmer7780 Briar Creek ParkwaySuite 220Raleigh, NC 27617Phone: [email protected]

CU Direct helps credit unions increase loan volume and income, create efficiencies, and grow membership through its automotive, lending, and strategic solutions. CU Direct offers an extensive suite of products and services designed to help credit unions advance their lending programs. while managing risk. For more information, visit www.cudirect.com

CU ENGAGE

Jennifer Addabbo300 4th Ave SouthSuite 200St. Petersburg, FL 33701Phone: [email protected]

CU Engage is a consulting firm that helps credit unions align the needs of their members with the appropriate vendors needs related to Credit Card & Debit Card Processing, Network Analysis, VISA and MasterCard, Online Mobile and Bill Pay and Loyalty services. We have over 100 years of experience working in financial services and in 2015 alone helped our credit unions find the best vendors to fit the needs of their members while negotiating over $125 Million in savings. We lead a proven,

concise vendor selection process, taking a very complex, time-consuming project and become extensions of our credit unions.

CU MEMBERS MORTGAGE

Linda Clampitt15455 Dallas Parkway Suite 900Addison, TX 75001Phone: [email protected]

Since 1982, CU Members Mortgage has provided mortgage lending solutions to credit unions, CUSOs, leagues and their members across the country. Today, we are the chosen provider for more than 1,000 credit unions. Our customized participation levels provide ample opportunities to earn income for your credit union, while providing the most popular loan programs for members. Advanced technology, specialized training, and professional marketing support help you build a strong and secure mortgage department. Call today to find out how CU Members Mortgage can support your mortgage program, or for more information visit our website www.cumembers.com. Equal Housing Lender. CU Members Mortgage is a division of Colonial Savings, F.A. NMLS 401285.


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CU RECOVERY AND THE LOAN SERVICE CENTER

Bryan Moffitt26263 Forest Blvd.Wyoming, MN 55092Phone: [email protected]

Serving over 2,500 Credit Unions nationwide since 1990, we know credit union collections, it’s all we do. We are soft-touch and member-focused with results that credit unions of all sizes can count on. CU Recovery is a full service collection agency exclusively for credit unions. Our collection solutions can promise you a thorough approach to maximizing recoveries from your placements. The Loan Service Center provides 1st party collection services to minimize loan loss by managing early stage delinquent accounts. Custom collection training is also available as a new service. We are the #1 resource for credit union collection departments.

CU SERVNET

Lori J. Pinto, CMB425 Philips BoulevardEwing, NJ 08618Phone: [email protected]

CU Servnet, a credit union service organization, has been helping credit unions gain mortgage servicing

advantages for years. CU Servnet delivers fully customizable solutions that can help ease compliance, risk and regulatory burdens and help credit unions focus more on their core business, member service, and efficient workflow. CU Servnet partners with Cenlar, the nation’s leading loan servicing organization, to deliver mortgage loan servicing solutions to credit unions. The overriding goal of the organization is to help credit unions compete more effectively in the mortgage space and in turn help their members thrive.

CU SOLUTIONS GROUP

Mary Elicia DelSanto38695 W Seven MileSuite 200Livonia, MI 48152Phone: 800-262-6285 [email protected]

CU Solutions Group is a national CUSO, serving the credit union industry, offering essential solutions in five key areas; marketing, technology, membership enhancements, performance management and lending & operations. Our divisions work together helping your credit unions grow. expand and serve your members with the latest technology and most innovative ideas.

CU*ANSWERS

Scott Page6000 28th Street SEGrand Rapids, MI 49546Phone: [email protected]

CU*Answers is a 100% credit union-owned Cooperative CUSO, providing technology solutions for credit unions to grown and aggressively compete. This includes its flagship CU*Base processing system, available in either a SaaS or an in-house environment, leading edge self-service products, imagining and archival solutions, strategic planning, management consulting services, and much more. CU*Answers offers expertise in implementing technical solutions to operational needs, and is a leader in helping credit unions develop strategic business alliances, and integrate and deliver new products to market faster.

CU*SOUTH

Starla Honea23210 US Hwy 98Fairhope, AL 36532Phone: [email protected]

Your members deserve the best. Our core software has it all, at a price that’s 42% below the banking software vendors. As a credit union owned CUSO, CU*SOUTH was built by credit unions, with leading-edge features that attract Gen-Y and Millennials. We partner with you to grow in membership, improve operational efficiencies, and deliver the latest technology focused on enhancing the member experience as they connect with your credit union. CU*SOUTH and the cuasterisk.com network serve over 260 credit unions in 36 states using the fully-integrated core software, CU*BASE.

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CU24

Lauren Giannini2252 Killearn Center Blvd.Tallahassee, FL 32309Phone: [email protected]

CU24 operates the largest credit union-owned ATM and POS network, including access to the most surcharge -free ATMs in the nation. CU24 offers a range of payment-related programs and services that can be tailored to meet the objectives of individual credit unions to meet the demands of an ever-changing financial services industry. CU24 is committed to providing the expertise and services that help credit unions compete and improve their members’ lives. CU24 we know you, we know your credit union. For more information, visit www. CU24.com.

CUNA MUTUAL GROUP

Todd Hoepker5910 Mineral Point RoadMadison, WI 53705Phone: [email protected]

CUNA Mutual Group was founded in 1935 by credit union pioneers and our commitment to their vision continues today. We offer insurance and protection for credit unions and members; lending solutions and marketing programs; TruStage™ branded consumer insurance products; and

investment and retirement services to help our customers succeed.

CUNA STRATEGIC SERVICES

Jessica Hrubes5710 Mineral Point RoadMadison, WI 53705Phone: 800-356-9655 [email protected]

CUNA Strategic Services and our carefully chosen providers save your credit union money and time by providing the products, services and technologies you need to be competitive in the financial marketplace. We are: • Contributing to your bottom line with expense reduction and revenue generation programs • Adding to your peace of mind with solutions that address security and compliance needs• Enhancing member relationships with products and services that strengthen the ties between your credit union and its members Find out how your credit union can benefit from our strategic relationships at www.cunastrategicservices.com.

CURTIS 1000

Steve Lawrence1725 Breckinridge ParkwaySuite 500Duluth, GA 30096Phone: [email protected]

Curtis 1000 delivers innovative marketing and print management solutions tailored to the unique needs of credit unions. Our direct mail, email and web-based campaigns are designed to generate more accounts, members and revenue for your organization, while our print management tools are built to control inventory, manage your supply chain and eliminate expense from your print communications. Call your local Curtis 1000 representative or visit us at www.curtis1000.com today to learn how we can be your single source for business communications products, services and expertise.

CUTOPIA

John Pantaleon6900 S. Orange Blossom TrailOrlando, FL 32809Phone: 888-596-4947www.cutopiasolutions.com

Cutopia, a division of Worldwide Interactive Services, LLC develops products inspired by the credit unions we serve. Flexibility offered to credit unions with an on-premise or “in the cloud” solution for core data processing integrated with feature rich member services, CUtopia interfaces with over 35 data processors to provide hosted audio response, internet, and mobile banking solutions.

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DATA EQUIPMENT, INC.

Bill Scott945 W. Michigan AveSuite 10BPensacola, FL 32505Phone: [email protected]

Data Equipment is an ESP partner of Entrust Datacard® solutions for instant and central EMV financial card issuance, along with security solutions for au-thentication. Deliver instant purchasing power, create an optimal in-branch ex-perience for your members! Datacard® CardWizard® issuance software is the world’s best-selling solution for Visa® and MasterCard® credit and debit cards. Add Datacard® hardware suited to your marketing strategy and you create the perfect combination of security and reliability. We provide on- site service, on all Datacard printers, and embossers. Whether you have a single branch or many, you can rely on your local experts at DEI.

DOEREN MAYHEW

Douglas J. Orth12060 SW 129th CourtSuite 201Miami, FL 33186Phone: [email protected]

Doeren Mayhew is a leading creditunion CPA firm providing audit, internal

audit, regulatory compliance, IT assurance, merger advisory and much more to the industry. As a top-two credit union auditor in the nation, Doeren Mayhew services nearly 350 credit unions and CUSOs in 40 states across the nation. Combining a leadership team averaging more than 25 years of credit union knowledge with more than 80 highly-skilled credit union dedicated professionals located in 12 cities across the nation, our team is able to deliver tailored support effectively from coast to coast. To learn more about our firm’s capabilities contact us today at 888.433.4839.

DOLPHIN DEBIT ACCESS

Christina Allen820 Julia Street New Orleans, LA 70113Phone: 281-516-4754 ext. [email protected]

Dolphin Debit Access is a full-service ATM management company that owns and operates ATMs for financial institutions. Dolphin’s turnkey ATM service includes deployment of new ATM equipment combined with terminal driving, ATM maintenance, armored car service, communications, monitoring and dispatch, and cash management. Dolphin Debit operates all types of equipment in various on-premises and off-premises venues. In addition, Dolphin Debit has the rights to install and operate drive-up ATMs at Walmart/Murphy USA locations in multiple states. Dolphin Debit customizes solutions to the specific needs of clients with a flexible cost-saving approach that enables redeployment of company assets to improve the bottom line.

E

EASTPAY ADVISORY SERVICES

Pam Rodriguez, AAP, CIA, CISAOne Perimeter Park SouthSuite 100 NBirmingham, AL 35243Phone: 800-681-4224 [email protected]

EastPay is a trade association providing payments expertise to financial institutions and businesses through education, compliance support, risk management, and publications. Our expert staff includes nine Accredited ACH Professionals and three National Check Professionals who can answer your questions on our toll-free Payments Hotline™. Our best-selling products include the ProceduresNow! ACH Policies & Procedures; Written Statements of Unauthorized Debit; and Stop Payment Request Forms. We host the annual Information Interchange conference In Orlando, March 1-3, 2016. EastPay is a Regional Payments Association member of NACHA – The Electronic Payments Association. We have offices in Virginia, North Carolina, Florida, and Alabama. Follow us on Facebook, Twitter, LinkedIn, YouTube, and Instagram.

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ECLIPSE BRAND BUILDERS

Sharon Morris5050 Research CourtSuite 600Suwanee, GA 30024Phone: 678-894-6361smorris@eclipsebrandbuilders.comwww.eclipsebrandbuilders.com

Eclipse Brand Builders provides a fresh perspective on facility consulting, branding, architecture, interior design, construction, and design-build services. With over 100 years of combined experience and the completion of more than 500 financial facility programs, the Eclipse team has the expertise to deliver innovative retail designs and optimized administrative centers. Eclipse excels at branch transformations and flexible small footprint branches. Eclipse’s consulting services include branding/ prototype design, strategic growth analyses; renovation studies, and market/ site selection services. Best of all, Eclipse offers a transparent construction process, bids locally, and maintains the construction account at your institution. Eclipse your competition!

ENHANCED SOFTWAREPRODUCTS, INC. (ESP)

Shaun Murray1811 N Hutchinson RoadSpokane Valley, WA 99212 Phone: [email protected]

ESP offers state-of-the-art core processing technology backed by customer service focused professionals available by phone - 24/7/365. The FORZA³™ core solution combined with the robust ancillary services makes it the best solution for your credit union. You should have a “relationship” with your data processor, let us show you what that is like. 100% renewal rate, 100% satisfaction; can your current processor say that?

EPL

Robin Kolvek22 Inverness Center ParkwaySuite 400Birmingham, AL 35242Phone: [email protected]

EPL has served credit unions’ technology needs exclusively for 38 years. As a core solutions provider, EPL empowers credit unions by tailoring solutions to fit their needs and leveraging member data into

knowledge, helping foster growth and build lasting member relationships. EPL’s core delivers an open system Connection Suite of solutions including lending, collections, robust online relationship banking, CRM, debit cards, document imaging, fraud detection, shared branching, and much more. We align with credit unions for a common purpose-to provide technology solutions that provide differentiation in an increasingly competitive financial services market. Get Connect Today at www.eplinc.com!

EXCESS SHARE INSURANCE

5656 Frantz RoadDublin, OH 43017Phone: 800-521-6342 [email protected]

Protect your members with coverage of up to $500,000 when you pair ESI’s excess share insurance with your primary share insurance coverage—whether your primary insurance is provided by NCUA or ESI’s parent company, American Share Insurance. ESI’s excess insurance is available exclusively to credit unions, and is one of the easiest and most powerful ways to increase your credit union member benefits while giving you a market advantage over other financial institutions. This service is available to both state-chartered and federally chartered credit unions in Alabama and Florida.

Custom Design, Contracting & Construction Management of Financial Facilities

Our hands-on design/build process will assure you that

customers about our truly personal service.

Learn more at www.malibuconstruct.com or call Chris Minnich 386-547-9009

• Space Planning & Interior Design• Site Selection & Permitting• Integrated Brand Design• Design/Build Construction & Management• New Construction & Renovations

Designers Builders Developers


VENDOR DIRECTORY

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EXECUTIVE BENEFITSSOLUTIONS

Christian Zernich1603 Carmondy CourtSuite 300Sewickley, PA 15143Phone: [email protected]

As financial representatives of LPL Financial, Executive Benefits Solutions (EBS) specializes in developing investment strategies exclusively for credit unions. EBS helps credit unions control employee benefit expenses and retain key executives who implement and manage those strategies.

F

FINANCIAL FACILITIES INC.

Michael Wood8370 W. Hillsborough Ave.Suite 203Tampa, FL 33615Phone: 813-374-9401mwood@financialfacilitiesinc.comwww.financialfacilitiesinc.com

Financial Facilities Inc. was founded specifically to assist financial institutions in Florida and Alabama design and build better, more efficient and profitable facilities. From discrete site identification and evaluation thru effective design and construction, Financial Facilities Inc. will partner with you to deliver a new approach to the member experience.

FISERV

255 Fiserv DriveBrookfield, WI 53045Phone: [email protected]

Fiserv Inc. (NASDAQ: FISV) is a leader in financial services technology. As one of FORTUNE® magazine’s World’s Most Admired Companies and one of America’s Best Employers according to Forbes, Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry. Fiserv drives innovation that transforms experiences for more than 13,000 clients worldwide, including banks, credit unions and thrifts, billers, mortgage lenders and leasing companies, brokerage and investment firms and other business clients. We help our clients solve complex business challenges. Whether they want to grow deposits, do a better job of attracting and retaining customers, get a handle on regulatory compliance, or focus on a myriad of other issues, we provide the expertise and tools to help them succeed. Fiserv delivers financial services technology solutions in five areas: Payments, Insights & Optimization, Customer & Channel Management, Processing Services and Risk & Compliance. It is the mission of Fiserv to provide integrated technology and service solutions that enable best-in-class results for clients.

FLEXDIGITAL

Bobby Coe5330 Technology LaneBirmingham, AL 35217 Phone: [email protected]

FlexDigital provides strategic marketing solutions to our clients across all media platforms; digital, web, and print. Our creative software development, production and mailing teams allow for a one stop shop.

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GLOBAL DMS

Jody Collup1555 Bustard Road Suite 300Lansdale, PA [email protected]

Global DMS’s flagship product, eTrac®, is a web-based, single-source valuation management platform that centralizes and compliantly automates all aspects of the valuation process from vendor management to orders, assignments, tracking, accounting, delivery, reviews and sells. Our companion products include MARS®, Global DMS’ proprietary automated review system, Global Kinex®, Global Communicator, AMCmatch.com, AMC State Regulations, AVM/data analytics products, BPO management solutions, eTrac ATOM mobile applications and more.

Created: 102511Font: Trajan Pro RegKey Caps 51/36PMS: 647CMYK: 100-56-0-23

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GLORY GLOBAL SOLUTIONS

Guthrie Nelson6604 Maybole PlaceTampa, FL, 33617Phone: 813-334-5736guthrie.nelson@us.glory-global.comwww.gloryglobalsolutions.com

World experts in cash handling solutions with local company-direct, factory-trained service and sales in the southeast providing Cash Recyclers, Cash Dispensers, and Loccy Slef Service Coin Counters. Long heritage of teller automation in the branch which improves member experience, increase employee efficiency, increases security, and reduces operational costs.

GROOVECAR

Robert O’Hara200 Motor ParkwaySuite B-10Hauppauge, NY 11788Phone: [email protected]

GrooveCar provides online automotive buying and leasing solutions for credit unions. Since 1999, credit union members utilize our customized mobile responsive vehicle search service that features resources, tools and inventory that consumers are actively seeking before they purchase their vehicle. Platform helps credit unions looking to diversify their auto loan portfolio while driving incremental loan growth.

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HARLAND CLARKE

David Good15955 La Cantera ParkwaySan Antonio, TX 78256Phone: [email protected]

To help financial institutions grow business and become the financial institution of choice, Harland Clarke provides high-performance marketing solutions, payment solutions and operational support that enhances the customer experience and encourages customer engagement. For more than 140 years, we’ve been proud to work with financial institutions to help them build loyal, profitable relationships with their account holders. From industry-leading check programs to technology-driven, data-informed marketing programs, we have a singular focus: improving business outcomes for financial institutions. We’ve invested in leading-edge technology to deliver an exceptional customer experience, and apply rigorous data security protocols to everything we do.

HOWARD & HOWARD ATTORNEYS

Michael M. Bell, Esq.450 West Fourth StreetRoyal Oaks, MI 48067Phone: [email protected]

Howard & Howard attorneys provide legal services nationally to state and federally-chartered credit unions as they navigate the complex regulatory environment. Our attorneys have extensive experience analyzing both existing and new regulatory requirements and providing clients with proven solutions to their needs. Our attorneys provide strategic guidance and advice for clients in the following areas: Merger & Acquisitions with a Specialty in Credit Unions Buying Banks, Strategic Planning and Board Governance Federal and State Regulatory Compliance, Vendor Due Diligence and Contract Reviews Employment Law, Executive Compensation & HR Support Advertising and Website Review, Loan Documentation & MBL Support.

HRx

Leia White3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

HRx exists to provide several cost- effective human resource products and services for credit unions, offering solutions to everyday issues in the workplace, including recruiting/place-ment services and employee surveys. Additionally, we work with partners to offer Professional Employer Organization (PEO) services, background searches, pre-employment testing, and guidance with salary administration.

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HUTTO & CARVER, P.A.

Ann Carver, CPA200 E Government StreetSuite 110Pensacola, FL 32502Phone: [email protected]

Hutto & Carver, P.A. specializes in providing audit & related services to the credit union industry since our inception in 1990. Our mission is to meet the auditing & consulting needs of credit unions with exceptional client services. We are structed and staffed to provide audit services which are efficient, cost effective, and provide prompt results. We accomplish this by tailoring our audit approach to each credit union’s size & complexity & consistency of audit staff. We currently perform over fifty five credit union certified audits a year in addition to varying required compliance reviews.

I

INFO-PRO LENDERSERVICES

Brian Carmody1325 S. Main StreetFond du Lac, WI 54935Phone: [email protected]

Info-Pro Lender Services provides real estate tax tracking, escrow processing, flood determination services, and

home owners insurance monitoring services to over 300 financial institutions across the US. Info-Pro’s 3 on 3 match system verifies each property via borrower name, borrower address and parcel identification number or tax identification number, ensuring data integrity. Info-Pro delivers reports faster than any other provider to ensure its customers can maximize the time available to process escrow payments, notify borrowers about delinquencies, and start the remediation process sooner. They also provide a free re-check for all tax delinquencies within 4-6 months of the initial check.

INSURANCE SYSTEM INC.

Josh BoazPO Box 5700Knoxville, TN 37928Phone: [email protected]

Since 1992 Insurance Systems Incorporated has pioneered the development of products and services to ensure lenders will receive the proper protection they need, specializing in Collateral Protection Insurance. From cutting-edge technology to superior customer service, ISI offers clients, seasoned expertise in all areas of this highly specialized insurance.

INTEGRA BUSINESSSYSTEMS, INC.

Abby Ross701 Enterprise Road E Building 800Safety Harbor, FL 34695Phone: 727-725-4507 [email protected]

iDentifi.NET ECM Suite from Integra Business Systems, Inc. provides document management solutions addressing today’s financial institutions challenging needs for ROI, secure storage of documents and information; while aiding in regulatory and compliance issues including automated document retention. Our Web centric iDentifi.NET product line is seamlessly integrated repository that is available in-house or in a SASS environment. iDentifi.Trak offers reminder notices, status and exception reporting. identifi.esign electronically signs loans, new accounts, contracts etc. Core integration with iDentifi.E-Receipt

INTEGRATED LENDING TECHNOLOGIES

William C. McGregor1400 Foothill DriveSuite 46Salt Lake City, UT 84108 Phone: 801-581-9500 [email protected]

Integrated Lending Technologies, LLC offers innovative technology solutions and consulting services for the lending

Lender Services

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industry. Its most popular product is Dealer Indirect Lending and Leasing System™ or DILLS™, a complete web-based system for managing the automotive indirect lending process. DILLS™ is integrated with DealerTrack, RouteOne and AppOne, or dealers may use the DILLS™ application which accommodates all kinds of equipment. ILT also offers Professional Indirect Lending System™, or PILS®, another web-based solution that automates and simplifies “lifestyle” and other types of unsecured lending. The PILS® application can be completed by a healthcare provider (or other vendor) or by the consumer in the provider’s place of business or from anywhere with the use of a secured website link. Both ILT systems include the most versatile automated decisioning system in the industry, regulatory compliance tools, management reports and integrations with most core management systems.

IWS

Mike Leon5901 Broken Sound Parkway NWS400Boca Raton, FL 33445Phone: [email protected]

For over 25 years IWS has been a leading provider of auto lending, non-interest income VSA/MBI/GAP protection solutions to credit unions nationwide, offering members’ peace of mind that goes beyond the actual products to include service after the sale. Our proprietary Product Information Center and professionally designed Value Based Training programs can help our credit union partners become successful in all areas of their business.

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LABARRE ASSOCIATES

Phillip Kern8385 Rushing RoadDenham Springs, LA 70726Phone: [email protected]

Labarre Associates, Inc. has been providing Architecture, Construction, Facility Management, and Real Estate services to banks and credit unions for over 30 years. We uniquely provide clients with practical, high-quality and cost-effective services from site acquisition to design to construction to facility maintenance management. Our four divisions operate together as well as independently to provide clients with “One Source, One Solution” for their building needs. With its headquarters in Denham Springs, LA and branch offices in Tallahassee, FL and Gulfport, MS, Labarre Associates, Inc. services the Gulf Region from Texas to Florida.

LEVERAGE BUSINESS LENDING

Keith Hopkins3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

LEVERAGE Business Lending provides credit unions with a Lender Service

Provider (LSP) solution, to assist with SBA loan production. Our suite of services is designed to allow credit unions to offer SBA loans, providing back office support that includes; assistance with SBA certification, marketing and business development assistance, underwriting/packaging for SBA approval, and servicing to meet the requirements of maintaining SBA loan guarantees. Our team of experts allows your credit union the opportunity to add SBA lending options to your existing commercial loan products, while minimizing the costs associated with small business lending. For more information contact Keith Hopkins at 866.231.0545 ext. 1170.

LEVERAGE CARD SERVICES

Jay Brady3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

LEVERAGE Card Services provides a comprehensive array of services for credit unions. These services include debit and credit card processing, surcharge free network access, rewards, and consultative support. Our approach is to partner with our credit unions in developing an overall card strategy with the purpose of maximizing the relationship between the credit union and their members. These strategies and the corresponding solutions are tailored to meet the specific needs of each credit union we work with, regardless of size.

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Listening. Lending. Leadership.

You. Keeping in mind the reason we exist,

CU Members Mortgage is a division of Colonial Savings, F.A. NMLS #401285

800.607.3474 ext.3225 [email protected]

Trusted by Credit Unions nationwide to handle Title, Settlement andValuation services under one roof for over 25 years

EXPERIENCE THE DIFFERENCE

www.mtginfo.com • 800-877-7557 • [email protected]

Fast Turnaround Time on Title Searches,Commitments & Policies

E-recordings

Internal Quality Control

Efficient Title Clearing

Quick Resolution of Complex Title Issues

Integrated with Encompass & Accenture systems

State Registered AMC

In-House Appraisal Examination Teamcomprised of Licensed, Certified Appraisers

Darryl WorrellCEO of Envision Credit Union

Jim GiacobbePresident/CEO of United Solutions

CREDIT UNIONS

CORE DATAPROCESSING

CUSO

1 IN 10

like Envision Credit Union

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LEVERAGE REWARDS

Alicia Haskew3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

Credit unions are always looking for ways to enhance their engagement with members. LEVERAGE Rewards is a valuable program that not only increas-es loyalty, but also transaction volume. What makes LEVERAGE Rewards unique is that it can be used on a variety of products and programs for members as well as employees. The program links multiple accounts to an individual, along with family members, to help the member earn points quicker. The pro-gram also offers a customizable website, marketing and performance consulting, and a dynamic suite of administration tools for a turnkey program.

M

MAIN STREET MEMBERSERVICES

Lisa Beck 920 19th Street NBirmingham, AL 35203Phone: [email protected]

Since 1997, Main Street Member Services has provided checks and accessories, including covers, registers,

stamps, and labels, to financial institutions nationwide. We are a family owned company founded in simplicity and sincerity, and we strive to provide you with everything your account holders need to better manage their banking accounts. We offer products and competitive prices and a seamless level of service. Each of our customers receives a personalized experience, from our customized check programs to our dedicated client services teams.

MALIBU CONSTRUCTION LLC

Christine Minnich1645 Taylor Road #455 Port Orange, FL 32128 Phone: 386-322-4890christine@malibuconstruction.comwww.malibuconstruction.com

Design/Build new construction, fit-out branch renovations and space planning. We specialize in credit unions only! We provide exceptional results, at a cost you can afford. Unlike many of the larger design/build firms, we give you the personal service that allows us to make your next project easier for you.

MEMBER SECURITY CENTER

Rhea Oaks3692 Coolidge CourtTallahassee, FL 32311 Phone: [email protected]

The threat of identity theft is real, and consumers now have a fundamental need for protection. Member Security Center adds value to your credit union by enabling you to bring innovative identity protection and fraud detection products to your credit union members. Member Security Center coverage offers members three tiers of service: Basic, Gold and Platinum. Basic coverage offers members 24/7 ID Cyber Watch Monitoring including, social security number, financial institution accounts, debit/credit cards, driver’s license, email addresses, medical IDs, passport, and phone numbers for only $1.95 per month. To learn more about Member Security Center contact a Business Development Consultant at [email protected].

MEMBERS TRUST COMPANY

Sheldon Reynolds14025 Riverside Drive Suite 280Tampa, FL 33637 Phone: 813-600-5245sheldon.reynolds@memberstrust.comwww.memberstrust.com

Members Trust Company, with nearly $2 billion in AUM, provides trust services, investment management services and charitable gifting solutions to credit unions and their members throughout the country.

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NADA USED CAR GUIDE

Doug Ott8400 Westpark Drive6th FloorMcLean, VA 22102Phone: 800-248-6232 [email protected]/b2b

NADA Used Car Guide, a division of J.D. Power, is a leading provider of vehicle valuation products and services to businesses. Its team of experts collects and analyzes more than 1 million automotive and truck wholesale and retail transactions per month and provides business solutions in a variety of delivery types, including online and mobile, developer tools, software and print. The team uses history’s trends and today’s events to define tomorrow’s outlook, providing data and insight through a range of timely, reliable solutions. Ask about our Lender Advantage vehicle analysis services for lenders and remarketers, including vehicle risk analysis, remarketing planning, portfolio analysis and stress testing.

NEARMAN, MAYNARD, VALLEZ, CPAS, P.A.

Chris Vallez, CPA, MBA, CICA 10621 N. Kendall Drive Suite 219Miami, FL 33176Phone: [email protected]

Established in 1979, Nearman, Maynard, Vallez, CPAs has provided auditing and consulting services exclusively to credit unions throughout the United States. Our dedication to credit unions has given us the unique ability to provide exceptional service at a reasonable price. Our primary objective is to assist our clients in accomplishing their goal of being the best financial institution for their members. This objective is achieved through the quality of our audits, an excellent level of client service, and the overall value we provide. Our services include certified audits, Supervisory Committee Guide audits, pension audits, internal audit, compliance, and much more!

NEW WAVE MARKETMAKERS

Walter Roder2330 Black Rock Drive#101Duluth, GA 30097Phone: [email protected]

New Wave Market Makers™ is the leading provider of unique loan participations for credit unions and banks. New Wave Market Makers™ offers three products, and we have the only Pricing Calculator© that assures the buyers receive each product’s target return. The products are: 7a SBA Loans – Primarily commercial real estate loans. We call these loan participations SBA Tails™, 504 Commercial First Mortgages, based on 50% LTVs, and Medical Student Loans, primarily to finance the education of future physicians and other medical professionals, and the medical student loans have a surety bond to guarantee payment of all principal and accrued interest.

NYMBUS

Steve Lucas1000 5th StreetMiami Beach, FL 33139Phone: [email protected]

NYMBUS is transforming the way traditional financial institutions support and interact with their customers. We offer a modern, holistic software system that includes core processing functionality and an impressive suite of applications for automating many workflows and improving productivity by more than 50% – all in an environment that reduces technology challenges and nurtures constant innovation.

NYMBUS

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04 : 47 : 00 PMI keep forgetting to pay my credit card bill.

04 : 48 : 00 PMI paid my credit card bill.

Think it. Do it. Money movement at the point of thought.

fiserv.com /speed

© 2016 Fiserv, Inc. or its affiliates. All rights reserved.

financial services the speed of lifeSM

414-15-28672-AD_v02mk.indd 1 12/7/15 3:48 PM

3 High Yield, Low Risk Loan Partcipation Programsengineered specifically for

Credit Unions

Increase Returns

SBA 7(a) Tails – Loan Participations for SBA 7(a) Loans

n Lifetime Yield – At least 3.50%

SBA 504 – First Mortgage Loan Participations

n Lifetime Yield – At least 4.00%

Medical Student Loan Participations

n Lifetime Yield – at least 7.00%

www.sbatails.vpweb.comContact: Richard Furlong, Managing Director , [email protected]

Dick Ad.indd 1 12/15/2015 9:32:22 AM


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O.M. FINANCIAL GROUP

Bill O’Connell; Joe Malouf95 Sockanosset Cross Road Suite 209Cranston, RI 02920Phone: [email protected]

O.M. Financial is a leading provider of funding solutions for credit union retirement and employee benefit programs. Our executive benefits program can help you: Create tax-free retirement income for your executives, Attract and retain top executive talent, and Take advantage of an outstanding permissible investment opportunity. With O.M. Financial on your side, you benefit from years of financial services experience and expertise. Contact us today to lean more and schedule a consultation. Ask for a comparison of our plans to any options you’re considering so you can be sure you choose the best program for your credit union.

O’ROURKE & ASSOCIATES

Mike Juratovac395 Oyster Point Blvd.Suite 405South San Francisco, CA 94080Phone: [email protected]

O’Rourke & Associates offers a wide range of professional consulting services

exclusively to the credit union industry. Specializing in executive recruitment and talent management, we have assisted credit unions across the country in attracting high-performing leaders. Our executive search process is based on a thorough understanding of the strategic, financial and operational issues impacting your organization. Credit unions value us for our deep expertise, valuable insight, honest advice and commitment to the success of clients and candidates. We are also able to bring our depth of experience to assist with succession planning, leadership development, compensation analysis and HR consulting.

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PALMETTO COOPERATIVE

Brad MillerPO Box 1787 Columbia, SC 29202Phone: [email protected]

Palmetto Cooperative is a credit union service organization (CUSO) specializing in payment services, member communications and business process outsourcing. For nearly 50 years, we’ve provided accurate, trustworthy service, and we continue to pioneer changes that shape the financial services industry. We help you do more than just keep up with the latest in digital, print, and operations-we help you lead the way. We are the connectors, bringing you innovative products and more advanced solutions to help you better serve your members.

PDP GROUP, INC.

John Yarbrough10909 McCormick RoadHunt Valley, MD 21031Phone: [email protected]

PDP Group offers tailored automotive risk solutions for dealers and lenders. PDP Group’s services include retail and lease insurance tracking,comprehensive nationwide paper title administration, and electronic lien and title (ELT) processing. PDP Group’s Simply ELT® program is a web based electronic title solution enabling financial institutions of all sizes to participate in state programs. In addition, PDP Group is nationally known for providing insurance products for service rental programs, floor plan inventory, and dealer property and casualty coverage. These programs allow clients to retain and strengthen relationships with their customers. PDP Group has offices in Maryland and Canada.

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PEARCE, BEVILL, LEESBURG, MOORE, P.C. CERTIFIED PUBLIC ACCOUNTANTS

Glenn Bridges110 Office Park DriveSuite 100Birmingham, AL 35223Phone: [email protected]

PBLM is a Birmingham based accounting firm established in 1981. With approximately 100 employees, we provide services to a wide array of clients. We have been serving the credit union industry for 30+ years. Our credit union clients have ranged in size from $1 million in assets to $2 billion in assets. Our services include: Opinion Audits; Interim/Internal Audits; Supervisory Committee Audits; 401k/Retirement Plan Audits; BSA/AML/OFAC audits; Merger & Acquisition Assistance; Member Account Verifications; Branch Audits; Security Audits; Strategic Planning/Facilitation Consulting; Tax Preparation-Form 990, 990T, 1120 Excise Tax, Tax Returns for CUSO’s and Tax Planning/Analysis.

PIVOT GROUP LLC

Jim Soenksen5555 Glenridge Connector Suite 200Atlanta, GA 30342Phone: [email protected]

PIVOT Group is an information security and data privacy assessment, audit and

compliance firm. Our independent and objective practice provides the complete life cycle of services which meet the specific business, regulatory and resource requirements for credit unions.

PORTER KEADLE MOORE, LLC

Erin Churchill235 Peachtree Street NE Suite 1800Atlanta, GA 30303Phone: [email protected]

At Porter Keadle Moore, (PKM), we have served the needs of financial institutions since our inception in 1977, and today work with leading community banks and credit unions across the country. From external and internal audits, to IT audits and compliance reviews, we have the right team of experts to meet your credit unions needs.

PRINT RESOURCES, INC.

Rocky Stewart2720 19th Street SouthBirmingham, AL 35209Phone: [email protected]

Print Resources…your credit union partner for traditional print collateral and integrated cross-media marketing solutions….Operational Forms/ Commercial Printing/Variable Data Print & Mail/Graphic Design/Member Communications/Credit Union Marketing.

PSCU

Glynn Frechette560 Carillon ParkwaySt. Peterburg, FL 33716Phone: 800-443-PSCU [email protected]

PSCU provides a broad set of cost- effective, high quality financial services that include credit, debit, ATM, prepaid, bill payment, mobile financial services, digital wallets, electronic banking, lending, and contact center solutions. The combination of payments experience and leadership, commitment to ongoing investment in technology and talent, and industry leading card processing platforms makes PSCU an ideal partner for credit unions.

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RAYMOND JAMES

Johnny Wyse; Jake Pettit120 East Main Street Suite B Pensacola, FL 32502 2801 Via Fortuna Suite 650 Austin, TX 78746Phone: Johnny Wyse: 888-957-2658; Jake Pettit: [email protected]; [email protected]/ capitalmarkets/fixedincome

convenience

relevance

security

network

scalability

locations

accessibilityrevenue

innovation

MAKING

SIMPLE

© 2016 CO-OP Financial Services

Greater convenience. Enhanced security. The latest technology.One partner empowers you to deliver it seamlessly. Shaped by an unmatched level of consumer insights, every CO-OP solution lets you deliver relevant, timely products and services, many conveniently linked through CO-OP Connect—the only credit union owned, real-time good funds network. Simplicity starts here—CO-OPfs.org/solutions

ATM

Connect

CO-OP Member Center

Card Payments

Engagement

Security Innovations

1/13/16 CF-15-156 Seasonal Brand Trade Ad 2016 LSCU Vendor Directory 1/13 r0

8" x 10.5" 8.5" x11" 8.75" x 11.25" CMYK 100% 100%


VENDOR DIRECTORY

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With more than 40 years of proven performance, Raymond James (NYSE: RJF) is well-respected for our full-service fixed-income expertise, conservative management and financial strength. We offer the strength and resources clients require and deliver skillful guidance, unparalleled service, superior prod-ucts, innovative strategies and in-depth research. We offer solutions that make sense for your company’s needs as well as a wide range of services to complement our efforts, including market strategies, diverse product offerings and reporting. Simply think of us as your go-to guide as you navigate the fixed income capital markets.

REMARKETING BY ELEMENT

Jay Watson5595 Trillium Blvd.1st FloorHoffman Estates, IL 60192Phone: [email protected]

With over 100,000 used vehicles sold annually at auctions throughout North America, Remarketing by Element is a recognized leader in time-and cost- efficient asset disposition with unparalleled experience, intelligence, technology and resale network relationships. Now these unique asset disposition capabilities are being made available to financial institutions through our Consultative Services offering that is delivered with credibility, integrity & “plain speak” that only Element can provide.

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SAGE DIRECT, INC.

Steve DeNolf3400 Raleigh Ave., SEGrand Rapids, MI 49512Phone: [email protected]

STATEMENT PROCESSING with 100% Accuracy and Security!! Credit Unions choose SAGE DIRECT for accurate, expedient and affordable statement processing, daily notices, tax forms and electronic data services. We provide electronic and mailed solutions to your credit union membership with VARIABLE COLOR statements, Onset advertising, select messaging and full-service marketing. For almost 30 years, Sage Direct has served credit unions across the country with impressive customer service and dependable statement processing. Contact us today for a FREE quotation and comprehensive review at 616-808-7584, or 800-729-8310 extension 211. Visit us online at: www.sagedirect.com

SALTMARSH, CLEAVELAND& GUND

Bill Massey900 N. 12th AvenuePensacola, FL 32501Phone: 800-477-7458bill.massey@saltmarshcpa.comwww.thecreditunionadvisors.com

The Credit Union Advisory Group at Saltmarsh, Cleaveland & Gund, one of the largest locally-owned certified public accounting firms in the Southeast, has been providing auditing and consulting services to financial intuitions for over 60 years. Our team members are industry leaders who have the knowledge and experience to provide you with unparalleled service and guidance. Today, Saltmarsh serves approximately 120 financial institutions ranging in size from $30 million to more than $3 billion in assets from our offices in Pensacola, Tampa, Orlando and Fort Walton Beach, Florida.

SEIBOLD SECURITY, INC.

T.J. DeVlieger5511 Pioneer Park Blvd. Tampa, FL 33634Phone: 813-920-0055tj.devlieger@seiboldsecurity.comwww.seiboldsecurity.com

Seibold Security provides state of the art physical and electronic security solutions for credit unions as well as museums across the Eastern U.S. Providing non-proprietary products from

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OF FLORIDA INC.

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a host of manufacturers allows Siebold to fit the correct security product to the institutions needs while reducing future service costs. Seibold provides industry leading ATM and TCR products as well as full branch transformations with out in house design team. With over 35 years of industry experience Seibold provides excellent sales and service support with alarm, CCTV, safes, vaults and drive in equipment.

SHARE ONE, INC.

Donald Conrad2650 Thousand Oaks Blvd. Suite 1120Memphis, TN 38118Phone: [email protected]

Share One, a CUSO, offers over three decades of reliable core/data processing experience serving the credit union industry. Our core processing system, NewSolutions, a highly flexible, user-friendly system, is a collaborative design created by credit union professionals and our expert programmers. NewSolutions is Windows-based, uses MS-SQL server, and is supported by an experienced staff. The robust system offers many fully integrated modules including: NS Query Reporting System, Relationship, Cross-Sell, Collections, General Ledger, Mortgage/Business/Participation Lending, Home Branch, and Disaster Recovery with real-time redundancy and so much more. Delivery options include: In-House, Service Center, and Hosted In-House. Visit www.shareone.com for more information.

SHARED SERVICES FOR CREDIT UNIONS

Joan Nolan Lyons8895 N Military Trail Suite 104DPalm Beach Gardens, FL 33410Phone: [email protected]

Shared Services for Credit Unions connects Florida credit unions to the national branch network, CO-OP, for access to over 5,000 credit unionbranches, nearly 2,000 self service locations, as well as by mobile for anytime, anywhere access. Shared branching provides credit unions with a cost effective disaster recovery and business continuity plan in times of an unforeseen disaster. Did you know that shared branching puts your credit union in the top 5 in number of branches compared to the largest banks. Why build a branch when you can Share a Branch?

SHARETEC SYSTEM

Keane Kulak1001 Chestnut Hills Parkway Suite 1Fort Wayne, IN 46814Phone: [email protected]

The Sharetec System is one of the most widely installed data processing systems nationwide. For over 20 years, Sharetec has helped credit unions leverage its powerful core to increase efficiency for the staff and services for members. Sharetec customers share amazing stories how the system provides an advanced user interface across the entire platform while helping them reduce costs with tools such as Auto-Enrollment and a full suite of eService products. Other have shared how solutions like Cross-Selling, Tiered Courtesy Pay and Online Member Services have allowed the credit union to grow their loan portfolio or increase non-interest income.

STRATEGIC PURCHASING

Alicia Haskew3692 Coolidge CourtTallahassee, FL 32311Phone: [email protected]

Credit Unions are leveraging their buying power and seeing real savings on everyday products like ATMs, armored cars and more through LEVERAGE strategic buying events. LEVERAGE staff manages the

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Your Advantage

Fast, convenient, and secure access to money is important to members. LEVERAGE Card Services’ debit solution offers cardholders secure and seamless transactions every time they swipe. Our processing platform features a single, streamlined interface/settlement point to numerous regional and nationwide networks, maximizing efficiency and security.

Debit Solution Features

• Efficient use of credit union resources with full implementation• Cost-effective training through extensive library of training webinars• Updates on critical regulatory & operational issues for informed staff

• Real-time fraud protection with Falcon• Optional access to more than 30,000 surcharge-free ATMs, including 9,000 deposit-taking.• Time-saving, Online research tool through data navigator• Dashboard reporting with profitability analysis• Brand continuity with Credit Union Logo on cards• Optional chargeback services

Management Consulting

• Toll-free access to support specialists located in the United States.• Ability to join member list on more than 30,000 surcharge-free ATMs, including 9,000 deposit-taking, in 50 states and 13 countries.• Turnkey Rewards Program

We make developing and managing a successful debit program simple. One comprehensive platform provides secure and easy transaction for your members while giving you cost-saving benefits.

For more information about how your creditunion can save money on debit card solutions, email [email protected]

Collective Debit Processing GeneratesLow Pricing

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complete process by sourcing new vendors and collecting due diligence, creating and customizing the RFP process, and coordinating and reviewing bid activity. There is no long-term contact or cost to participate in an event of try the service, and you remain in charge of making decisions on the business throughout every step of the process. For more information on how you can reduce expenses on almost anything you buy, email [email protected]

STRATEGIC REMARKETING SOLUTIONS LLC

Jeff Bescher780 Army Trail Road #304Carol Stream, IL 60188Phone: 630-384-9804jeff.bescher@srsadvantage.comwww.strategicmarketingsolutions.com

Strategic Remarketing Solutions (SRS) provides a single source to efficiently manager your repossession needs and maximize the remarketing of your vehicles through our exclusive agreement with Remarketing by Element. Working as an extension of your staff, we secure and sell vehicles in a manner that saves you time, money and worry.

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THE ASSURANCE GROUP

Tim Perkins, Glenn Harscheid, Bo OsbornPO Box 160Florence, AL 35631Phone: 800-942-3302, [email protected]

Design, delivery, and administration of risk/loss reduction programs. Primary services include: consumer, commercial, HELOC, and mortgage loan insurance placement and monitoring systems for hazard, windstorm, and collateral insurance coverage. Flood insurance compliance services including flood zone determinations, flood insurance placement and flood insurance monitoring.

THE MEMBERS GROUP

Steve Crucq1500 NW 118th StreetDes Moines, IA 50325 Phone: 800-268-1884 [email protected]

TMG is dedicated to creating customized, technology-driven card processing and payment solutions for financial institutions and the customers they serve. TMG’s tenured team has created an end-to-end array of product and service offerings to deliver

exceptional client and consumer experiences. A state-of-the-art suite of products and services provides tailored solutions to better serve consumers. Cutting-edge credit, debit, ATM, prepaid and mobile payment solutions offer flexible and convenient options for moving money. Intuitive web-based applications and innovations in fraud management, loyalty programs, alternative payment systems and portfolio analytics create competitive advantages for financial institutions.

TRIMMIER, KUDULIS, & REISINGER, LLC

Jonathan Kudulis; Ed Reisinger17 North 20th StreetSuite 350Birmingham, AL 35203Phone: 205-251-3151/[email protected]

Trimmier, Kudulis, Reisinger, LLC represents credit unions and credit union associations across the Southeast. The Firm serves as general counsel to more credit unions than any other firm in the country, and specializes in all aspects of credit union operations, including regulatory compliance, employment, bond & insurance issues, credit union governance, and litigation. The firm’s flat-fee, retainer based service offers unlimited comprehensive legal consultation, periodic legal audit, and discounted rates for non-retainer services. A full array of creditor’s rights services, including bankruptcy, collections representation, and general litigation are offered.

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UNITED SOLUTIONS COMPANY

Jim Giacobbe1585 Summit Lake DriveTallahassee, FL 32317Phone: [email protected]

The United Solutions Company is a technology service provider serving the credit union industry for over 30 years. Started by Ray Cromer Jr. in 1983, United Solutions has grown into a full-service technology Credit Union Service Organization (CUSO), and Application Service Provider (ASP). Our headquarters are in Tallahassee, Florida, but we are a national company, service credit unions in Alaska, New York, and Hawaii. United Solutions provides a comprehensive menu of products and services from core data processing and check 21 services, to collections and network management. Our exceptional service and commitment to innovation is what truly sets us apart.

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VAN WAGENEN

Jim Slowinski6483 City West ParkwayEden Prairie, MN 55344Phone: [email protected]

van Wagenen is your business solution to increasing loan volume while protecting you and your members from the risk of loss due to uninsured collateral damage. Partnering with van Wagenen offers state-of-the-art auto and mortgage tracking services, lender placed insurance programs (CPI/LPI) and home equity credit default insurance (EPP). Take your business to the next level in member services and increased profit by contacting us today!

VINING SPARKS

Bill Ogles; Lee Chandler775 Ridge Lake Blvd.Memphis, TN 38120Phone: [email protected]@viningsparks.comwww.viningsparks.com

Vining Sparks is nationally recognized as a leading broker/dealer serving the investment needs of institutional investors. The firm also specializes in asset/liability management solutions and conducts educational seminars nationwide.

VSOFT CORPORATION

Hillary Millard6455 East Johns CrossingSuite 450Duluth, GA 30097Phone: [email protected]

VSoft Corporation offers platform- based services for the banking, financial

services and insurance (BFSI) industry. Its core, payment and digital banking solutions reduce cost and maximize efficiency while providing seamless, real-time, high-volume and high- performance transactions across multiple channels. The VSoft platform can be delived in-house or as an outsourced ASP or SaaS model to best meet the needs of individual financial institutions. VSoft’s services have been trusted by more than 2,600 financial institutions worldwide.

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ZERO-IN

Mitchell Goss1123 BroadwaySuite 704 New York, NY 10010Phone: [email protected]

Zero-In provides a suite of in-branch digital media marketing solutions that allow banks to communicate with customers about products, services, rates and community events in places like teller lines, drive-thru lanes and waiting areas. Digital Signage: Video Screens & Digital Rate Boards, Ad-Free Bloomberg TV: Financial TV Content Without 3rd Party Ads, Interactive Displays: Self-Service Information Displays & Tablets, Audio Messaging & Music: On-Hold Phone Messaging and In-Branch Music, Mobile Marketing: Messaging to Customer Smart Phones

vsoftingenuity at work

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Your Advantage

Consumers have spoken loudly that rewards programs are a major factor when selecting a primary financial institution. LEVERAGE Rewards is a valuable solution for increasing loyalty and achieving strategic objectives such as driving revenue, enhancing member experience, and increasing transaction volume. Our program offers robust redemption options for members in the areas of merchandise, travel, and gift cards and a unique loyalty platform for deepening relationships.

LEVERAGE Rewards is not only able to provide your members with points for debit and credit card usage but also for key product adoption such as auto loans, home equity loans or lines of credit, and other consumer loans.

Program Features:• Customized program parameters to meet member needs• Customized website with single sign-on capabilities• Marketing and program performance consulting• Dynamic program administration tool• Comprehensive analytics and reporting

LEVERAGE Rewards has perfected the process for householding accounts. We can link multiple accounts to an individual, as well as linking family members, giving members the ability to combine points and earn rewards faster. We also have the option for point gifting.

For more information about how LEVERAGE Rewards can help retain your most profitable member relationships, email [email protected]

Live Life. Love Rewards.


Left unattended, that little construction project can get out of control, quick!

We’ll keep it from going to piecesand be your Loyal Partners for Growth.

Chew on this! Hiring the right project manager does more than reduce stress levels, it also reduces overall project costs, usually well in excess of fees charged. Partnering with Financial Facilities Inc. to manage your construction or renovation project eliminates miscommunications and ensures that everyone is working toward the same objective.

8370 W. Hillsborough Ave.Suite 203 • Tampa, FL 33615

813-374-9401www.fi nancialfacilitiesinc.com

Consulting Services • Project Management • Construction

Vining Sparks Services for Credit Unions

Bond Accounting

Services

Asset/Liability Reporting &

Strategy

Investment Strategies

Department

Web-based Portfolio

Management

Total Return, Bond Swap, &

Leverage Analytics

Board & Management

Education

Policy Reviews

Safekeeping

Loan Trading Solutions

For More Information Contact Randy Wade

800-829-0321 [email protected]


Left unattended, that little construction project can get out of control, quick!

We’ll keep it from going to piecesand be your Loyal Partners for Growth.

Chew on this! Hiring the right project manager does more than reduce stress levels, it also reduces overall project costs, usually well in excess of fees charged. Partnering with Financial Facilities Inc. to manage your construction or renovation project eliminates miscommunications and ensures that everyone is working toward the same objective.

8370 W. Hillsborough Ave.Suite 203 • Tampa, FL 33615

813-374-9401www.fi nancialfacilitiesinc.com

Consulting Services • Project Management • Construction