2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Source: NAIC Database

California Department of Insurance Page 1 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2018

Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio

1 176 STATE FARM GRP 6,110,875,916 8.6003% 8.6003% 7,431,903,974 122.40%2 69 FARMERS INS GRP 5,901,437,822 8.3056% 8.3056% 5,108,618,097 86.79%3 31 BERKSHIRE HATHAWAY GRP 4,291,149,385 6.0393% 6.0393% 2,817,220,091 68.01%4 111 LIBERTY MUT GRP 3,375,933,204 4.7512% 4.7512% 3,022,417,228 91.49%5 8 ALLSTATE INS GRP 3,128,572,164 4.4031% 4.4031% 2,320,318,054 75.57%6 1318 Auto Club Enterprises Ins Grp 2,852,536,327 4.0146% 4.0146% 1,797,121,309 66.47%7 660 MERCURY GEN GRP 2,708,254,369 3.8116% 3.8116% 1,794,536,856 67.43%8 3548 Travelers Grp 2,630,401,521 3.7020% 3.7020% 1,896,744,042 74.21%9 626 Chubb Ltd Grp 2,580,574,821 3.6319% 3.6319% 1,973,031,871 76.79%10 1278 CSAA Ins Grp 2,575,697,111 3.6250% 3.6250% 2,553,824,100 104.23%11 140 NATIONWIDE CORP GRP 2,039,381,291 2.8702% 2.8702% 2,883,002,052 142.32%12 2538 AmTrust NGH Grp 1,858,029,834 2.6150% 2.6150% 1,384,260,118 74.28%13 200 UNITED SERV AUTOMOBILE ASSN GRP 1,720,826,713 2.4219% 2.4219% 1,739,296,086 103.66%14 91 HARTFORD FIRE & CAS GRP 1,678,801,349 2.3627% 2.3627% 1,206,500,439 73.01%15 12 AMERICAN INTL GRP 1,624,283,407 2.2860% 2.2860% 1,805,937,509 110.51%16 155 PROGRESSIVE GRP 1,546,049,251 2.1759% 2.1759% 914,406,170 63.66%17 212 ZURICH INS GRP 1,512,316,932 2.1284% 2.1284% 840,917,021 55.82%18 35076 State Compensation Ins Fund 1,360,106,028 1.9142% 1.9142% 519,042,789 39.18%19 218 CNA INS GRP 1,020,807,121 1.4367% 1.4367% 659,814,657 67.92%20 215 Kemper Corp Grp 1,015,873,293 1.4297% 1.4297% 720,934,555 74.02%21 158 FAIRFAX FIN GRP 871,632,544 1.2267% 1.2267% 487,911,917 56.58%22 3098 Tokio Marine Holdings Inc GRP 857,053,760 1.2062% 1.2062% 630,806,925 72.60%23 922 ICW Grp Assets Inc Grp 819,058,228 1.1527% 1.1527% 412,742,099 50.25%24 3495 Infinity Prop & Cas Ins Grp 720,127,700 1.0135% 1.0135% 460,452,825 64.18%25 10779 CALIFORNIA EARTHQUAKE AUTHORITY 690,221,789 0.9714% 0.9714% -77,903 -0.01%

Sub Total - Top 25: 55,490,001,880 78.0957% 0.9714% 45,381,682,881 83.42%

26 84 American Financial Grp 683,153,596 0.9615% 0.9615% 460,770,926 68.27%27 150 OLD REPUBLIC GRP 591,951,136 0.8331% 0.8331% 370,518,412 64.44%28 761 ALLIANZ INS GRP 557,732,970 0.7849% 0.7849% 301,340,507 56.10%29 1279 Arch Ins Grp 506,227,421 0.7125% 0.7125% 253,864,746 52.78%30 1285 XL AMER GRP 482,604,238 0.6792% 0.6792% 315,874,222 64.41%31 98 WR Berkley Corp GRP 480,305,116 0.6760% 0.6760% 222,933,511 47.38%32 65 FM GLOBAL GRP 453,868,545 0.6388% 0.6388% 157,377,378 33.46%33 1120 EVEREST REINS HOLDINGS GRP 443,126,903 0.6236% 0.6236% 198,919,027 46.93%34 785 MARKEL CORP GRP 420,370,335 0.5916% 0.5916% 200,916,109 49.70%35 3363 Employers Holdings Grp 419,987,017 0.5911% 0.5911% 171,752,703 41.14%36 10683 Wawanesa Gen Ins Co 399,658,045 0.5625% 0.5625% 327,358,297 75.70%37 4 Ameriprise Fin Grp 377,389,674 0.5311% 0.5311% 329,650,924 90.18%38 88 The Hanover Ins Grp 365,173,426 0.5139% 0.5139% 186,967,493 51.84%39 796 QBE INS GRP 340,329,329 0.4790% 0.4790% 358,297,471 95.35%40 802 Capital Ins Grp 319,702,743 0.4499% 0.4499% 490,806,669 154.75%41 169 SENTRY INS GRP 283,685,076 0.3993% 0.3993% 169,100,693 59.66%42 4670 Starr Grp 266,189,538 0.3746% 0.3746% 175,358,074 68.77%43 19 Assurant Inc Grp 254,457,961 0.3581% 0.3581% 138,537,341 54.93%44 361 Munich Re Grp 224,750,137 0.3163% 0.3163% 175,286,378 78.82%45 748 AmeriTrust Grp Inc Grp 204,792,748 0.2882% 0.2882% 96,111,166 45.80%46 2898 Western Serv Contract Grp 189,763,114 0.2671% 0.2671% 116,819,550 64.58%47 4904 Intact Financial Grp 186,346,225 0.2623% 0.2623% 102,077,066 57.29%48 3494 James River Grp 180,863,698 0.2545% 0.2545% 99,977,614 54.95%49 831 DOCTORS CO GRP 180,257,166 0.2537% 0.2537% 41,394,015 23.27%50 241 METROPOLITAN GRP 178,158,682 0.2507% 0.2507% 122,783,668 69.39%

2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Source: NAIC Database

California Department of Insurance Page 2 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2018

Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio

51 33 CALIFORNIA CAS MGMT GRP 175,551,357 0.2471% 0.2471% 130,355,663 76.80%52 256 ProSight GRP 172,891,883 0.2433% 0.2433% 68,882,002 39.04%53 473 AMERICAN FAMILY INS GRP 171,953,387 0.2420% 0.2420% 174,445,397 111.32%54 572 BCBS OF MI GRP 167,323,968 0.2355% 0.2355% 66,562,808 43.37%55 4485 Copperpoint Grp 164,617,469 0.2317% 0.2317% 96,315,532 58.20%56 3219 Sompo Grp 155,192,003 0.2184% 0.2184% 90,437,232 62.44%57 225 IAT Reins Co Grp 151,748,032 0.2136% 0.2136% 91,967,100 61.17%58 323 CIVIL SERV EMPLOYEE GRP 149,775,778 0.2108% 0.2108% 153,350,000 113.60%59 3702 Loya Grp 140,883,482 0.1983% 0.1983% 86,296,188 62.07%60 28 AMICA MUT GRP 139,216,529 0.1959% 0.1959% 126,061,952 95.43%61 411 MAPFRE INS GRP 129,527,123 0.1823% 0.1823% 124,929,686 99.51%62 766 Radian Grp 126,319,104 0.1778% 0.1778% 1,603,852 1.32%63 181 SWISS RE GRP 124,173,827 0.1748% 0.1748% 4,728,571 3.78%64 4886 Benchmark Holding Grp 119,502,999 0.1682% 0.1682% 49,728,666 42.56%65 7 FEDERATED MUT GRP 108,620,317 0.1529% 0.1529% 47,827,903 45.77%66 27502 Western Gen Ins Co 106,195,637 0.1495% 0.1495% 61,291,936 58.55%67 4715 MS & AD Ins Grp 105,331,897 0.1482% 0.1482% 48,773,890 46.13%68 248 UNITED FIRE & CAS GRP 104,787,313 0.1475% 0.1475% 63,152,364 61.66%69 4725 Enstar Grp 103,126,855 0.1451% 0.1451% 10,316,218 9.92%70 1282 Norcal GRP 103,051,589 0.1450% 0.1450% 25,777,256 25.51%71 457 ARGONAUT GRP 102,942,641 0.1449% 0.1449% 44,271,821 47.95%72 105 MGIC GRP 100,078,780 0.1408% 0.1408% 6,006,829 6.41%73 4256 Anchor Ins Holdings Grp 97,949,864 0.1379% 0.1379% 73,034,992 67.68%74 38733 Alaska Natl Ins Co 96,188,005 0.1354% 0.1354% 32,758,064 36.40%75 4666 Hiscox Ins Grp 94,282,317 0.1327% 0.1327% 58,462,008 68.87%76 4698 Aspen Ins Holding Grp 88,602,576 0.1247% 0.1247% 119,523,026 143.96%77 408 AMERICAN NATL FIN GRP 87,399,813 0.1230% 0.1230% 46,970,255 57.74%78 4851 Church Mut Grp 87,196,253 0.1227% 0.1227% 42,032,533 49.19%79 3416 AXIS Capital Grp 87,150,304 0.1227% 0.1227% 83,882,172 91.15%80 3829 GeoVera Holdings Inc Grp 83,703,542 0.1178% 0.1178% 339,442 0.40%81 501 Alleghany Grp 81,342,389 0.1145% 0.1145% 20,759,979 27.61%82 70 FIRST AMER TITLE GRP 81,146,647 0.1142% 0.1142% 81,042,514 98.72%83 517 HANNOVER GRP 77,974,907 0.1097% 0.1097% 39,660,633 50.15%84 71 UNIVERSAL INS CO GRP 73,320,642 0.1032% 0.1032% 52,990,340 71.37%85 783 RLI INS GRP 72,998,480 0.1027% 0.1027% 32,225,619 45.72%86 300 HORACE MANN GRP 70,645,671 0.0994% 0.0994% 43,939,262 62.97%87 4011 Genworth Fin Grp 68,110,389 0.0959% 0.0959% 2,095,976 3.55%88 20338 Palomar Specialty Ins Co 64,200,817 0.0904% 0.0904% 0 0.00%89 4869 WT Holdings Grp 63,862,274 0.0899% 0.0899% 57,701,986 93.89%90 4891 California Dental Assn Grp 62,628,705 0.0881% 0.0881% 39,741,076 64.08%91 303 GUIDEONE INS GRP 61,716,959 0.0869% 0.0869% 46,662,143 76.21%92 161 TOPA EQUITIES LTD GRP 61,098,673 0.0860% 0.0860% 27,848,641 46.57%93 313 AEGIS GRP 57,984,711 0.0816% 0.0816% 23,448,929 50.76%94 800 WESTERN MUT INS GRP 57,038,381 0.0803% 0.0803% 32,673,640 57.01%95 4664 Pure Companies Grp 54,924,536 0.0773% 0.0773% 39,632,013 87.81%96 468 Aegon US Holding Grp 50,989,671 0.0718% 0.0718% 32,445,576 59.60%97 4694 Essent Grp 50,729,481 0.0714% 0.0714% 2,501,122 5.52%98 4672 Dongbu Ins Grp 48,965,741 0.0689% 0.0689% 28,809,297 59.62%99 12190 American Pet Ins Co 47,782,101 0.0672% 0.0672% 31,825,239 69.24%100 510 NAVIGATORS GRP 47,641,565 0.0670% 0.0670% 18,459,932 37.65%101 175 STATE AUTO MUT GRP 47,543,421 0.0669% 0.0669% 28,838,459 58.85%102 40827 Virginia Surety Co Inc 42,403,122 0.0597% 0.0597% 18,300,173 52.15%103 3483 PartnerRe Grp 40,319,595 0.0567% 0.0567% 47,581,996 119.87%104 39861 Golden Bear Ins Co 40,040,033 0.0564% 0.0564% 6,539,716 16.43%

2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Source: NAIC Database

California Department of Insurance Page 3 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2018

Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio

105 306 CUNA MUT GRP 39,665,667 0.0558% 0.0558% 21,307,147 56.96%106 13127 Nations Ins Co 39,383,169 0.0554% 0.0554% 27,935,329 67.79%107 83 GRANGE INS GRP 39,242,733 0.0552% 0.0552% 47,630,743 128.42%108 36706 Lawyers Mut Ins Co 38,585,362 0.0543% 0.0543% 6,410,976 16.37%109 14010 Crusader Ins Co 38,265,731 0.0539% 0.0539% 36,492,087 93.97%110 4705 IFIC Surety Grp 38,204,869 0.0538% 0.0538% 4,967,549 12.94%111 10520 Care W Ins Co 37,383,360 0.0526% 0.0526% 15,468,172 41.17%112 867 Baldwin & Lyons Grp 36,044,420 0.0507% 0.0507% 19,064,491 69.00%113 13528 Brotherhood Mut Ins Co 35,990,905 0.0507% 0.0507% 17,873,006 52.18%114 62 EMC INS CO GRP 35,256,469 0.0496% 0.0496% 23,066,590 70.85%115 645 OREGON MUT GRP 34,101,699 0.0480% 0.0480% 14,220,676 42.69%116 456 LANCER FINANCIAL GRP 31,417,064 0.0442% 0.0442% 16,657,613 52.81%117 4795 Atlas Financial Holdings Grp 31,027,179 0.0437% 0.0437% 14,732,852 45.32%118 257 SAFEWAY INS GRP 30,031,927 0.0423% 0.0423% 21,547,964 69.71%119 27928 Amex Assur Co 28,687,091 0.0404% 0.0404% 10,841,076 37.68%120 16187 Metromile Ins Co 27,975,462 0.0394% 0.0394% 21,749,924 90.02%121 4051 Ocean Harbor Grp 27,945,075 0.0393% 0.0393% 19,216,017 66.46%122 4760 NMI Holdings Grp 27,764,378 0.0391% 0.0391% 817,554 3.00%123 14133 Qualitas Ins Co 26,900,633 0.0379% 0.0379% 20,926,688 70.31%124 920 Global Ind Grp 26,788,145 0.0377% 0.0377% 28,025,896 105.53%125 11523 Wright Natl Flood Ins Co 26,010,547 0.0366% 0.0366% 3,101,572 11.70%126 194 Assured Guar Grp 25,818,291 0.0363% 0.0363% -1,035,833 -2.32%127 32433 Medical Ins Exch Of CA 24,719,254 0.0348% 0.0348% 8,131,488 32.14%128 34738 Arag Ins Co 24,329,072 0.0342% 0.0342% 11,759,247 48.36%129 4889 Jewelers Mut Grp 22,954,442 0.0323% 0.0323% 6,266,088 28.62%130 37540 Beazley Ins Co Inc 22,834,261 0.0321% 0.0321% 11,660,915 53.65%131 15290 Aspire Gen Ins Co 21,451,891 0.0302% 0.0302% 13,229,546 72.92%132 23 BCS INS GRP 21,315,206 0.0300% 0.0300% 28,148,243 134.70%133 244 CINCINNATI FIN GRP 20,933,476 0.0295% 0.0295% 4,932,087 36.70%134 4381 Houston Intl Ins Grp 20,684,013 0.0291% 0.0291% 10,534,537 50.03%135 37800 Kookmin Best Ins Co Ltd 20,163,851 0.0284% 0.0284% 10,925,338 55.69%136 37621 Toyota Motor Ins Co 19,699,246 0.0277% 0.0277% 15,118,680 80.48%137 32107 Sutter Ins Co 18,348,043 0.0258% 0.0258% 7,777,336 47.57%138 12878 Sterling Cas Ins Co 18,080,868 0.0254% 0.0254% 9,837,623 56.98%139 262 CANAL GRP 17,932,076 0.0252% 0.0252% 9,669,900 57.25%140 36340 Camico Mut Ins Co 17,634,968 0.0248% 0.0248% 4,679,568 26.77%141 869 MINNESOTA MUT GRP 17,360,642 0.0244% 0.0244% 4,833,325 39.64%142 1326 KINGSWAY GRP 16,923,174 0.0238% 0.0238% 15,499,486 96.41%143 450 GENEVE HOLDINGS INC GRP 15,968,757 0.0225% 0.0225% 8,907,173 55.47%144 26492 Courtesy Ins Co 15,131,469 0.0213% 0.0213% 11,830,617 84.29%145 3569 Caterpillar Grp 14,944,115 0.0210% 0.0210% 8,760,543 66.63%146 13714 Pharmacists Mut Ins Co 14,923,512 0.0210% 0.0210% 4,984,591 38.70%147 968 AXA INS GRP 13,624,163 0.0192% 0.0192% 9,440,090 67.35%148 11231 Generali Us Branch 12,613,382 0.0178% 0.0178% 7,972,027 61.84%149 31887 Coface N Amer Ins Co 12,582,221 0.0177% 0.0177% 5,621,500 47.69%150 2638 NCMIC Grp 12,304,403 0.0173% 0.0173% 3,559,745 28.46%151 3479 Merchants Bonding Co Grp 12,079,049 0.0170% 0.0170% 3,046,816 26.37%152 26565 Ohio Ind Co 11,556,982 0.0163% 0.0163% 5,441,866 46.77%153 350 General Electric Grp 11,015,637 0.0155% 0.0155% 17,367,216 157.93%154 309 WESTERN NATL MUT GRP 10,767,303 0.0152% 0.0152% 10,420,671 79.64%155 25405 Safe Auto Ins Co 10,717,059 0.0151% 0.0151% 6,698,692 58.64%156 1135 PMI GRP 10,462,075 0.0147% 0.0147% 2,880,925 27.00%157 79 Ally Ins Holdings Grp 10,427,609 0.0147% 0.0147% 4,748,667 46.71%158 3488 J A Patterson Grp 10,421,443 0.0147% 0.0147% -55,591 -0.55%

2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Source: NAIC Database

California Department of Insurance Page 4 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2018

Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio

159 246 PENNSYLVANIA LUMBERMENS GRP 9,989,887 0.0141% 0.0141% 6,000,613 60.59%160 36650 Guarantee Co Of N Amer USA 9,699,097 0.0137% 0.0137% 2,100,434 22.06%161 2698 ProAssurance Corp Grp 9,616,332 0.0135% 0.0135% 339,741 3.45%162 14380 Build Amer Mut Assur Co 8,839,012 0.0124% 0.0124% 0 0.00%163 19631 American Road Ins Co 8,811,674 0.0124% 0.0124% 8,000,090 90.80%164 124 AMERISURE CO GRP 8,252,821 0.0116% 0.0116% 6,715,469 84.79%165 4718 Tiptree Fin Grp 7,898,025 0.0111% 0.0111% 2,875,806 46.20%166 3179 Home State Ins Grp 7,847,095 0.0110% 0.0110% 7,905,597 72.01%167 25422 Atradius Trade Credit Ins Co 7,411,214 0.0104% 0.0104% 5,188,336 71.42%168 1147 Workers Comp Fund Grp 7,204,222 0.0101% 0.0101% -142,718 -1.97%169 3478 Hallmark Fin Serv Grp 7,067,690 0.0099% 0.0099% 7,868,485 122.13%170 866 WESTERN WORLD GRP 7,048,272 0.0099% 0.0099% 3,343,417 29.96%171 689 BANKERS INS GRP 7,035,864 0.0099% 0.0099% 216,910 2.88%172 10004 Seaview Ins Co 6,824,054 0.0096% 0.0096% -99,067 -1.46%173 4863 China Minsheng Grp 6,823,361 0.0096% 0.0096% 7,710,860 145.92%174 2878 United Heritage Mut Grp 6,781,948 0.0095% 0.0095% 1,595,704 25.73%175 10830 Business Alliance Ins Co 6,664,416 0.0094% 0.0094% 4,102,798 63.97%176 1154 Coverys Grp 6,388,387 0.0090% 0.0090% -552,489 -16.95%177 35009 Financial Cas & Surety Inc 5,918,771 0.0083% 0.0083% -411,491 -6.95%178 458 PROTECTIVE LIFE INS GRP 5,384,515 0.0076% 0.0076% 2,071,645 52.34%179 242 SELECTIVE INS GRP 5,263,353 0.0074% 0.0074% 1,153,387 24.42%180 27480 California Mut Ins Co 4,924,049 0.0069% 0.0069% 1,501,761 31.22%181 41459 Armed Forces Ins Exch 4,918,965 0.0069% 0.0069% 5,392,630 107.03%182 4716 Fortress Grp 4,765,215 0.0067% 0.0067% 687,636 10.70%183 574 AMERCO CORP GRP 4,736,342 0.0067% 0.0067% -307,144 -6.49%184 38300 Samsung Fire & Marine Ins Co Ltd 4,587,257 0.0065% 0.0065% 14,087,727 103.88%185 31380 American Surety Co 4,501,395 0.0063% 0.0063% -58,222 -1.40%186 1248 AMBAC ASSUR CORP GRP 4,497,782 0.0063% 0.0063% 37,497,307 81.83%187 19119 National Unity Ins Co 4,409,554 0.0062% 0.0062% 2,781,248 58.19%188 4359 Housing Authority Prop Grp 4,006,426 0.0056% 0.0056% 1,626,866 43.75%189 594 AMERICAN CONTRACTORS INS GRP 3,980,110 0.0056% 0.0056% 960,338 24.13%190 37940 Lexington Natl Ins Corp 3,653,519 0.0051% 0.0051% -48,215 -1.60%191 23132 RVI Amer Ins Co 3,600,109 0.0051% 0.0051% 0 0.00%192 4234 Randall & Quilter Investment Grp 2,657,846 0.0037% 0.0037% 50,956 2.00%193 40550 Pacific Pioneer Ins Co 2,450,938 0.0034% 0.0034% 4,900,594 80.39%194 10758 Colonial Surety Co 2,450,466 0.0034% 0.0034% 137,555 6.38%195 16705 Dealers Assur Co 2,449,121 0.0034% 0.0034% 651,254 40.24%196 1332 MAINE EMPLOYERS MUT INS GRP 2,446,369 0.0034% 0.0034% -82,111 -4.30%197 569 FARMERS MUT HAIL INS GRP 2,343,499 0.0033% 0.0033% 3,843,488 153.72%198 3362 First Acceptance Ins Grp 2,313,951 0.0033% 0.0033% 1,668,005 93.01%199 1208 GRAY INS GRP 2,235,179 0.0031% 0.0031% 612,316 29.35%200 4850 Clear Blue Financial Grp 2,092,006 0.0029% 0.0029% 335,644 105.79%201 4736 GGC Grp 2,026,552 0.0029% 0.0029% 1,820,121 36.04%202 10642 Cherokee Ins Co 1,981,601 0.0028% 0.0028% 939,603 47.40%203 1316 KnightBrook Ins Grp 1,648,694 0.0023% 0.0023% 3,908,370 187.69%204 12319 Philadelphia Reins Corp 1,509,826 0.0021% 0.0021% 28,737 2.26%205 228 WESTFIELD Grp 1,494,473 0.0021% 0.0021% 0 0.00%206 201 UTICA GRP 1,482,975 0.0021% 0.0021% 957,722 71.67%207 4799 Assure Holding Corp Grp 1,437,566 0.0020% 0.0020% 819,508 44.45%208 3299 AJK Holdings Grp 1,368,432 0.0019% 0.0019% 717,420 51.98%209 10048 Hyundai Marine & Fire Ins Co Ltd 1,364,939 0.0019% 0.0019% 1,317,248 94.54%210 749 SCOR GRP 1,305,631 0.0018% 0.0018% 354,640 29.60%211 20311 Syncora Guar Inc 1,252,730 0.0018% 0.0018% 5,639,659 96.57%212 528 MBIA GRP 1,135,012 0.0016% 0.0016% 111,420 0.20%

2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share

Source: NAIC Database

California Department of Insurance Page 5 of 5

Licensed Companies Only

Rate Specialist Bureau - April 30, 2018

Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio

213 33499 Dorinco Reins Co 1,130,654 0.0016% 0.0016% 0 0.00%214 39551 Continental Heritage Ins Co 594,564 0.0008% 0.0008% -9,103 -1.50%215 24376 Spinnaker Ins Co 590,735 0.0008% 0.0008% 37,000 33.66%216 508 NATIONAL GRP 518,876 0.0007% 0.0007% 217,429 45.69%217 503 LANDCAR INS GRP 434,170 0.0006% 0.0006% 88,291 40.02%218 28497 Usplate Glass Ins Co 415,696 0.0006% 0.0006% 48,656 11.39%219 3485 Rothschild Intl Grp 395,007 0.0006% 0.0006% 281,250 75.43%220 680 AMERISAFE GRP 376,378 0.0005% 0.0005% 312,092 86.60%221 669 ZALE CORP GRP 364,122 0.0005% 0.0005% 7,339 2.02%222 11118 Federated Rural Electric Ins Exch 327,031 0.0005% 0.0005% -97,848 -29.92%223 11445 CGB Ins Co 186,892 0.0003% 0.0003% 28,614 46.90%224 23663 National Amer Ins Co 175,825 0.0002% 0.0002% -5,372 -3.27%225 479 IFG CO GRP 165,066 0.0002% 0.0002% 217,992 148.29%226 10909 Sun Surety Ins Co 90,513 0.0001% 0.0001% 0 0.00%227 34460 Maidstone Ins Co 89,829 0.0001% 0.0001% 55,493 56.96%228 10783 Cornerstone Natl Ins Co 68,465 0.0001% 0.0001% 49,507 53.87%229 4871 Watford Holdings Grp 50,000 0.0001% 0.0001% 101,867 4375.73%230 12297 Petroleum Cas Co 48,859 0.0001% 0.0001% 13,027 27.29%231 22950 Acstar Ins Co 34,761 0.0000% 0.0000% 7,493 20.56%232 1281 BANKAMERICA CORP GRP 20,489 0.0000% 0.0000% 361,784 1044.32%233 4746 Catalina Holdings Grp 19,143 0.0000% 0.0000% 1,764,188 10421.72%234 40150 MGA Ins Co Inc 15,977 0.0000% 0.0000% -2,130 -10.68%235 853 PUBLIC SERV GRP 5,510 0.0000% 0.0000% 17,485 36.39%236 1228 BAR PLAN GRP 5,295 0.0000% 0.0000% 0 0.00%237 12815 Financial Guar Ins Co 1,101 0.0000% 0.0000% 0 0.00%238 4829 Trebuchet Ins Grp 513 0.0000% 0.0000% 6,990,733 1362715.98%239 690 CENTRAL STATES GRP 213 0.0000% 0.0000% -4,209 -1976.06%

Sub Total - 26 Thru 239: 15,563,856,455 21.9043% 0.0000% 9,215,569,809 59.87%

Line Total: 71,053,858,335 100.0000% 0.0000% 54,597,252,690 78.22%

STATE FARM GRP (Group # 176)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 9,508,039 0.16% 9,480,394 2,774,483 29.27% 923,239,252 1.0299%

02.1 ALLIED LINES 1,686,998 0.03% 1,710,291 589,640 34.48% 544,357,763 0.3099%

02.2 MULTIPLE PERIL CROP 833,278 0.01% 862,344 670,902 77.80% 397,004,922 0.2099%

02.4 PRIVATE CROP 12,813 0.00% 12,813 1,370 10.69% 20,965,398 0.0611%

03 FARMOWNERS MULTIPLE PERIL 9,190,892 0.15% 9,665,306 22,837,058 236.28% 208,030,923 4.4180%

04 HOMEOWNERS MULTIPLE PERIL 1,366,762,456 22.37% 1,434,679,272 3,941,676,751 274.74% 7,761,838,919 17.6087%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 202,221,138 3.31% 202,105,638 129,914,847 64.28% 2,801,190,065 7.2191%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 100,958,979 1.65% 100,230,138 35,752,734 35.67% 1,686,070,681 5.9878%

09 INLAND MARINE 51,868,266 0.85% 56,867,236 49,555,025 87.14% 2,605,146,728 1.9910%

11 MEDICAL PROFESSIONAL LIABILITY 583,538 0.01% 581,732 -79,469 -13.66% 444,168,341 0.1314%

12 EARTHQUAKE 13,538,935 0.22% 13,737,433 0 0.00% 1,396,366,358 0.9696%

13 GROUP A AND H 32,358,981 0.53% 32,358,981 33,511,382 103.56% 373,664,553 8.6599%

14 CREDIT A&H(GRP&IND) -42,249 0.00% 242,582 47,697 19.66% 249,604 -16.9264%

15.3 GUARANTEED RENEWABLE A&H 51,206,118 0.84% 19,010,842 42,890,468 225.61% 80,256,683 63.8029%

15.4 NON-RENEWABLE FOR STATED REASONS ONLY 5,660,732 0.09% 5,467,343 2,364,722 43.25% 5,661,837 99.9805%

15.5 OTHER ACCIDENT ONLY 201 0.00% 226 32 14.16% 823,930 0.0244%

15.7 ALL OTHER ACCIDENT AND HEALTH 1,791,124 0.03% 1,744,764 745,252 42.71% 52,597,399 3.4053%

16 WORKERS' COMPENSATION 80,998,895 1.33% 80,404,516 7,986,048 9.93% 12,765,741,989 0.6345%

17.1 OTHER LIABILITY OCCURRENCE 162,814,847 2.66% 158,542,189 159,086,946 100.34% 3,217,065,112 5.0610%

17.2 OTHER LIABILITY CLAIMS MADE 7,269,947 0.12% 7,195,522 1,181,497 16.42% 1,872,514,005 0.3882%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 413,307 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 2,197,158,963 35.95% 2,143,454,967 1,753,059,407 81.79% 15,504,866,901 14.1708%

19.4 COMMERCIAL AUTO LIABILITY 71,281,147 1.17% 66,775,477 60,188,270 90.14% 2,724,495,366 2.6163%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,713,192,456 28.04% 1,698,073,856 1,163,925,748 68.54% 11,755,543,284 14.5735%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 28,492,601 0.47% 27,267,488 22,901,464 83.99% 802,620,947 3.5499%

23 FIDELITY 938,187 0.02% 944,711 9,438 1.00% 123,016,295 0.7627%

24 SURETY 588,635 0.01% 604,012 -101,042 -16.73% 839,984,865 0.0701%

35 TOTALS 6,110,875,916 100.00% 6,072,020,074 7,431,903,974 122.40% 71,049,170,362 8.6009%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

FARMERS INS GRP (Group # 69)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 115,444,979 1.96% 115,199,855 69,438,181 60.28% 923,239,252 12.5043%

02.1 ALLIED LINES 115,779,075 1.96% 118,971,848 50,341,952 42.31% 544,357,763 21.2689%

02.3 FEDERAL FLOOD INSURANCE 31,528,753 0.53% 31,715,047 28,479,460 89.80% 149,940,483 21.0275%

04 HOMEOWNERS MULTIPLE PERIL 1,260,967,737 21.37% 1,247,787,483 1,861,096,810 149.15% 7,761,838,919 16.2457%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 557,027,653 9.44% 504,012,695 372,925,345 73.99% 2,801,190,065 19.8854%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 173,073,059 2.93% 228,076,300 173,572,504 76.10% 1,686,070,681 10.2649%

08 OCEAN MARINE 5,536,111 0.09% 5,421,640 4,178,890 77.08% 279,390,980 1.9815%

09 INLAND MARINE 12,071,788 0.20% 12,196,753 2,687,200 22.03% 2,605,146,728 0.4634%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -572,685 444,168,341

12 EARTHQUAKE 2,755,154 0.05% 2,655,489 61,006 2.30% 1,396,366,358 0.1973%

13 GROUP A AND H 52,629 0.00% 50,499 37,827 74.91% 373,664,553 0.0141%

15.3 GUARANTEED RENEWABLE A&H 3,068 0.00% 2,938 4,835 164.57% 80,256,683 0.0038%

16 WORKERS' COMPENSATION 244,076,803 4.14% 250,665,115 101,488,964 40.49% 12,765,741,989 1.9120%

17.1 OTHER LIABILITY OCCURRENCE 115,369,837 1.95% 112,764,636 212,593,201 188.53% 3,217,065,112 3.5862%

18 PRODUCTS LIABILITY 31,748 0.00% 28,942 -9,977 -34.47% 245,746,611 0.0129%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,917,225,450 32.49% 1,903,959,356 1,359,062,701 71.38% 15,504,866,901 12.3653%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 56 245,615

19.4 COMMERCIAL AUTO LIABILITY 82,892,041 1.40% 79,873,430 69,382,769 86.87% 2,724,495,366 3.0425%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,241,588,889 21.04% 1,247,962,848 792,438,260 63.50% 11,755,543,284 10.5617%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 24,735,770 0.42% 23,835,214 13,065,446 54.82% 802,620,947 3.0819%

23 FIDELITY 911,203 0.02% 947,579 -52,916 -5.58% 123,016,295 0.7407%

24 SURETY 0 0.00% 1,202 103,464 8607.65% 839,984,865

26 BURGLARY & THEFT 208 0.00% 2,272 -1,839 -80.94% 35,578,291 0.0006%

27 BOILER & MACHINERY 365,869 0.01% 384,870 10,444 2.71% 118,203,276 0.3095%

35 TOTALS 5,901,437,822 100.00% 5,886,516,008 5,110,331,891 86.81% 71,049,170,362 8.3061%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

BERKSHIRE HATHAWAY GRP (Group # 31)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 7,030,609 0.16% 6,673,021 2,109,404 31.61% 923,239,252 0.7615%

02.1 ALLIED LINES 38,637 0.00% 12,293 -10,830 -88.10% 544,357,763 0.0071%

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 -7 7,761,838,919

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 20,071,465 0.47% 16,680,830 5,353,024 32.09% 2,801,190,065 0.7165%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 18,804,599 0.44% 16,073,029 13,610,763 84.68% 1,686,070,681 1.1153%

08 OCEAN MARINE 14,391,702 0.34% 12,245,726 10,169,062 83.04% 279,390,980 5.1511%

09 INLAND MARINE 7,451,848 0.17% 7,955,564 5,426,518 68.21% 2,605,146,728 0.2860%

10 FINANCIAL GUARANTY 0 0.00% 0 0 41,543,928

11 MEDICAL PROFESSIONAL LIABILITY 28,527,906 0.66% 28,068,304 21,336,227 76.02% 444,168,341 6.4228%

12 EARTHQUAKE -1,175 0.00% -888 -676 76.13% 1,396,366,358 -0.0001%

13 GROUP A AND H 110,303 0.00% 110,786 25,758 23.25% 373,664,553 0.0295%

14 CREDIT A&H(GRP&IND) 291,853 0.01% 291,853 51,246 17.56% 249,604 116.9264%

15.1 COLLECTIVELY RENEWABLE A&H 340 0.00% 324 -2 -0.62% 79,779 0.4262%

15.2 NON-CANCELLABLE A&H 203,821 0.00% 71,891 5,668 7.88% 207,668 98.1475%

15.3 GUARANTEED RENEWABLE A&H 0 0.00% 0 28,930 80,256,683

15.7 ALL OTHER ACCIDENT AND HEALTH 11,308,187 0.26% 11,296,055 13,899,186 123.04% 52,597,399 21.4995%

16 WORKERS' COMPENSATION 1,424,738,935 33.20% 1,414,049,185 634,910,328 44.90% 12,765,741,989 11.1606%

17.1 OTHER LIABILITY OCCURRENCE 84,055,302 1.96% 75,582,607 37,302,182 49.35% 3,217,065,112 2.6128%

17.2 OTHER LIABILITY CLAIMS MADE 42,236,672 0.98% 40,205,167 8,719,778 21.69% 1,872,514,005 2.2556%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -24,287,848 190,785,537

18 PRODUCTS LIABILITY 584,043 0.01% 578,748 225,124 38.90% 245,746,611 0.2377%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 494,776 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,300,148,013 30.30% 1,233,283,455 1,198,239,805 97.16% 15,504,866,901 8.3854%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 41,346 245,615

19.4 COMMERCIAL AUTO LIABILITY 84,689,661 1.97% 75,493,782 41,750,501 55.30% 2,724,495,366 3.1085%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,202,706,254 28.03% 1,165,735,808 835,177,748 71.64% 11,755,543,284 10.2310%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,663,800 0.41% 15,306,108 14,051,168 91.80% 802,620,947 2.2008%

22 AIRCRAFT 9,770,523 0.23% 9,491,227 5,459,069 57.52% 146,474,529 6.6705%

23 FIDELITY 340,407 0.01% 315,268 159,772 50.68% 123,016,295 0.2767%

24 SURETY 10,766,770 0.25% 7,967,715 1,313,768 16.49% 839,984,865 1.2818%

26 BURGLARY & THEFT 70,350 0.00% 60,876 9,587 15.75% 35,578,291 0.1977%

27 BOILER & MACHINERY 9 0.00% 161 453 281.37% 118,203,276 0.0000%

28 CREDIT 969,870 0.02% 723,552 511,154 70.65% 120,407,911 0.8055%

30 WARRANTY 111,000 0.00% 111,000 100 0.09% 198,335,791 0.0560%

34 AGGREGATE WRITE-INS FOR OTHER LINES 4,067,683 0.09% 4,122,105 -136,084 -3.30% 84,313,180 4.8245%

35 TOTALS 4,291,149,385 100.00% 4,142,505,551 2,825,946,999 68.22% 71,049,170,362 6.0397%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

LIBERTY MUT GRP (Group # 111)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 94,478,191 2.80% 97,906,895 103,967,578 106.19% 923,239,252 10.2333%

02.1 ALLIED LINES 82,731,350 2.45% 77,098,610 47,533,561 61.65% 544,357,763 15.1980%

02.3 FEDERAL FLOOD INSURANCE 2,344,749 0.07% 2,294,139 238,538 10.40% 149,940,483 1.5638%

02.5 PRIVATE FLOOD 781,959 0.02% 719,225 -62,827 -8.74% 64,357,224 1.2150%

03 FARMOWNERS MULTIPLE PERIL 7,589,951 0.22% 7,742,399 22,091,759 285.33% 208,030,923 3.6485%

04 HOMEOWNERS MULTIPLE PERIL 484,288,603 14.35% 467,393,969 1,051,401,262 224.95% 7,761,838,919 6.2394%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 215,746,471 6.39% 215,656,797 184,188,780 85.41% 2,801,190,065 7.7020%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 174,145,441 5.16% 177,468,369 62,316,000 35.11% 1,686,070,681 10.3285%

08 OCEAN MARINE 2,575,089 0.08% 2,461,763 -24,441,850 -992.86% 279,390,980 0.9217%

09 INLAND MARINE 377,859,824 11.19% 375,226,814 257,106,688 68.52% 2,605,146,728 14.5044%

11 MEDICAL PROFESSIONAL LIABILITY 5,310,729 0.16% 5,374,332 1,810,169 33.68% 444,168,341 1.1957%

12 EARTHQUAKE 8,066,633 0.24% 7,927,683 75,000 0.95% 1,396,366,358 0.5777%

13 GROUP A AND H 0 0.00% 0 -12,564 373,664,553

15.2 NON-CANCELLABLE A&H 3,744 0.00% 3,744 2,404 64.21% 207,668 1.8029%

15.3 GUARANTEED RENEWABLE A&H 4,012 0.00% 6,193 1,732 27.97% 80,256,683 0.0050%

15.7 ALL OTHER ACCIDENT AND HEALTH 1,272,850 0.04% 1,254,869 1,732,865 138.09% 52,597,399 2.4200%

16 WORKERS' COMPENSATION 270,673,682 8.02% 271,108,289 152,472,305 56.24% 12,765,741,989 2.1203%

17.1 OTHER LIABILITY OCCURRENCE 218,619,123 6.48% 206,988,019 136,237,306 65.82% 3,217,065,112 6.7956%

17.2 OTHER LIABILITY CLAIMS MADE 50,328,123 1.49% 52,228,422 16,505,620 31.60% 1,872,514,005 2.6877%

17.3 EXCESS WORKERS' COMPENSATION 10,538,847 0.31% 9,924,064 1,577,109 15.89% 190,785,537 5.5239%

18 PRODUCTS LIABILITY 11,806,128 0.35% 10,887,182 6,579,563 60.43% 245,746,611 4.8042%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 2,522,033 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 514,473,952 15.24% 494,682,115 404,609,751 81.79% 15,504,866,901 3.3181%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 10,000 245,615

19.4 COMMERCIAL AUTO LIABILITY 233,895,235 6.93% 228,096,520 239,778,061 105.12% 2,724,495,366 8.5849%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 414,584,442 12.28% 396,409,582 281,287,327 70.96% 11,755,543,284 3.5267%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 79,733,443 2.36% 77,942,904 43,487,879 55.79% 802,620,947 9.9341%

22 AIRCRAFT 4,533,896 0.13% 4,391,011 1,843,972 41.99% 146,474,529 3.0953%

23 FIDELITY 3,829,596 0.11% 3,729,990 2,032,582 54.49% 123,016,295 3.1131%

24 SURETY 102,731,363 3.04% 98,861,735 21,015,904 21.26% 839,984,865 12.2301%

26 BURGLARY & THEFT 219,918 0.01% 174,624 -55,220 -31.62% 35,578,291 0.6181%

27 BOILER & MACHINERY 2,556,582 0.08% 2,582,807 1,668,818 64.61% 118,203,276 2.1629%

35 TOTALS 3,375,723,926 100.00% 3,296,543,065 3,019,522,105 91.60% 71,049,170,362 4.7513%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

ALLSTATE INS GRP (Group # 8)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 5,581,621 0.18% 5,522,955 2,915,148 52.78% 923,239,252 0.6046%

02.1 ALLIED LINES 969,281 0.03% 971,602 -432 -0.04% 544,357,763 0.1781%

02.3 FEDERAL FLOOD INSURANCE 13,720,929 0.44% 14,202,810 2,039,340 14.36% 149,940,483 9.1509%

04 HOMEOWNERS MULTIPLE PERIL 473,729,947 15.14% 476,890,262 650,107,208 136.32% 7,761,838,919 6.1033%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 51,668,378 1.65% 51,851,852 34,618,790 66.76% 2,801,190,065 1.8445%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 13,126,246 0.42% 13,771,027 12,754,382 92.62% 1,686,070,681 0.7785%

09 INLAND MARINE 15,199,087 0.49% 15,470,907 5,796,645 37.47% 2,605,146,728 0.5834%

12 EARTHQUAKE 5,346 0.00% 5,262 10,470 198.97% 1,396,366,358 0.0004%

16 WORKERS' COMPENSATION 10,250 0.00% 10,250 -1,873,629 -18279.31% 12,765,741,989 0.0001%

17.1 OTHER LIABILITY OCCURRENCE 45,510,648 1.45% 42,734,374 30,341,443 71.00% 3,217,065,112 1.4147%

18 PRODUCTS LIABILITY 148,204 0.00% 158,535 -1,183,178 -746.32% 245,746,611 0.0603%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 27,015 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,469,559,169 46.97% 1,422,202,312 940,805,121 66.15% 15,504,866,901 9.4781%

19.4 COMMERCIAL AUTO LIABILITY 40,926,126 1.31% 41,154,427 27,080,333 65.80% 2,724,495,366 1.5022%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 977,004,419 31.23% 963,014,615 602,945,329 62.61% 11,755,543,284 8.3110%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 14,065,754 0.45% 12,986,833 8,320,472 64.07% 802,620,947 1.7525%

23 FIDELITY 992 0.00% 1,183 -241 -20.37% 123,016,295 0.0008%

24 SURETY 0 0.00% 0 0 839,984,865

26 BURGLARY & THEFT 0 0.00% 0 0 35,578,291

27 BOILER & MACHINERY 975,987 0.03% 955,140 310,626 32.52% 118,203,276 0.8257%

28 CREDIT 2,799,644 0.09% 4,872,918 5,304,555 108.86% 120,407,911 2.3251%

30 WARRANTY 1,806 0.00% 31,466 8,819 28.03% 198,335,791 0.0009%

34 AGGREGATE WRITE-INS FOR OTHER LINES 3,568,329 0.11% 3,576,867 4,166 0.12% 84,313,180 4.2322%

35 TOTALS 3,128,572,164 100.00% 3,070,385,597 2,320,332,384 75.57% 71,049,170,362 4.4034%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Auto Club Enterprises Ins Grp (Group # 1318)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 21,992,083 0.77% 22,133,412 12,928,622 58.41% 923,239,252 2.3821%

04 HOMEOWNERS MULTIPLE PERIL 498,859,348 17.49% 491,725,137 362,622,877 73.75% 7,761,838,919 6.4271%

09 INLAND MARINE 5,277,836 0.19% 5,209,582 4,429,653 85.03% 2,605,146,728 0.2026%

17.1 OTHER LIABILITY OCCURRENCE 14,177,503 0.50% 14,046,535 5,716,900 40.70% 3,217,065,112 0.4407%

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,298,092,128 45.51% 1,212,167,735 811,460,824 66.94% 15,504,866,901 8.3722%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,014,137,429 35.55% 958,303,357 599,962,433 62.61% 11,755,543,284 8.6269%

35 TOTALS 2,852,536,327 100.00% 2,703,585,758 1,797,121,309 66.47% 71,049,170,362 4.0149%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

MERCURY GEN GRP (Group # 660)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 14,745,650 0.54% 14,812,557 7,783,632 52.55% 923,239,252 1.5972%

02.1 ALLIED LINES 2,154,862 0.08% 2,181,231 96,640 4.43% 544,357,763 0.3959%

04 HOMEOWNERS MULTIPLE PERIL 387,309,635 14.30% 366,205,616 357,782,502 97.70% 7,761,838,919 4.9899%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 57,036,142 2.11% 55,557,943 38,411,234 69.14% 2,801,190,065 2.0361%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,404,886 0.72% 19,151,202 11,465,615 59.87% 1,686,070,681 1.1509%

12 EARTHQUAKE 844,687 0.03% 881,301 0 0.00% 1,396,366,358 0.0605%

17.1 OTHER LIABILITY OCCURRENCE 10,061,241 0.37% 9,670,120 7,232,347 74.79% 3,217,065,112 0.3127%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 32,764 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,208,933,364 44.64% 1,206,989,450 720,495,712 59.69% 15,504,866,901 7.7971%

19.4 COMMERCIAL AUTO LIABILITY 75,738,475 2.80% 68,968,403 60,062,810 87.09% 2,724,495,366 2.7799%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 886,597,505 32.74% 877,071,886 569,769,358 64.96% 11,755,543,284 7.5420%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 26,043,614 0.96% 24,849,755 15,064,773 60.62% 802,620,947 3.2448%

24 SURETY 1,500 0.00% 1,500 0 0.00% 839,984,865 0.0002%

27 BOILER & MACHINERY 2,676,712 0.10% 2,635,436 270,590 10.27% 118,203,276 2.2645%

30 WARRANTY 16,706,096 0.62% 12,184,660 6,068,879 49.81% 198,335,791 8.4231%

35 TOTALS 2,708,254,369 100.00% 2,661,161,060 1,794,536,856 67.43% 71,049,170,362 3.8118%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Travelers Grp (Group # 3548)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 57,454,390 2.18% 57,701,736 80,723,759 139.90% 923,239,252 6.2231%

02.1 ALLIED LINES 40,217,928 1.53% 40,811,102 58,344,602 142.96% 544,357,763 7.3881%

03 FARMOWNERS MULTIPLE PERIL 36,903,032 1.40% 35,980,526 104,795,544 291.26% 208,030,923 17.7392%

04 HOMEOWNERS MULTIPLE PERIL 250,745,453 9.53% 243,792,390 594,090,124 243.69% 7,761,838,919 3.2305%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 296,187,392 11.26% 296,780,867 189,816,960 63.96% 2,801,190,065 10.5736%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 188,811,430 7.18% 184,006,154 87,292,814 47.44% 1,686,070,681 11.1983%

08 OCEAN MARINE 20,987,334 0.80% 20,173,754 11,426,595 56.64% 279,390,980 7.5118%

09 INLAND MARINE 54,161,235 2.06% 55,764,281 19,513,345 34.99% 2,605,146,728 2.0790%

11 MEDICAL PROFESSIONAL LIABILITY 44,907 0.00% 44,907 529,240 1178.52% 444,168,341 0.0101%

12 EARTHQUAKE 40,606,173 1.54% 39,290,353 55,450 0.14% 1,396,366,358 2.9080%

13 GROUP A AND H 0 0.00% 0 -671,361 373,664,553

15.2 NON-CANCELLABLE A&H 0 0.00% 51 0 0.00% 207,668

15.5 OTHER ACCIDENT ONLY 0 0.00% 0 0 823,930

15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 6,934 52,597,399

16 WORKERS' COMPENSATION 686,627,124 26.10% 693,525,648 234,305,701 33.78% 12,765,741,989 5.3787%

17.1 OTHER LIABILITY OCCURRENCE 205,966,643 7.83% 188,392,082 84,419,651 44.81% 3,217,065,112 6.4023%

17.2 OTHER LIABILITY CLAIMS MADE 112,304,396 4.27% 108,612,467 75,200,758 69.24% 1,872,514,005 5.9975%

17.3 EXCESS WORKERS' COMPENSATION 1,350,005 0.05% 1,464,599 8,973,187 612.67% 190,785,537 0.7076%

18 PRODUCTS LIABILITY 14,635,638 0.56% 15,295,180 11,882,101 77.69% 245,746,611 5.9556%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 1,476 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 149,574,182 5.69% 138,216,577 102,089,531 73.86% 15,504,866,901 0.9647%

19.3 COMMERCIAL AUTO NO-FAULT -52 0.00% -52 -25,940 49884.62% 245,615 -0.0212%

19.4 COMMERCIAL AUTO LIABILITY 176,319,112 6.70% 164,966,772 114,677,697 69.52% 2,724,495,366 6.4716%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 96,841,525 3.68% 88,661,035 65,806,679 74.22% 11,755,543,284 0.8238%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 48,368,564 1.84% 44,740,904 30,923,677 69.12% 802,620,947 6.0263%

22 AIRCRAFT 0 0.00% 0 7,074 146,474,529

23 FIDELITY 14,962,780 0.57% 14,737,671 5,102,695 34.62% 123,016,295 12.1633%

24 SURETY 119,194,688 4.53% 105,567,272 4,750,054 4.50% 839,984,865 14.1901%

26 BURGLARY & THEFT 6,558,719 0.25% 6,121,118 456,432 7.46% 35,578,291 18.4346%

27 BOILER & MACHINERY 11,538,634 0.44% 11,339,557 8,753,666 77.20% 118,203,276 9.7617%

35 TOTALS 2,630,361,231 100.00% 2,555,986,951 1,893,248,449 74.07% 71,049,170,362 3.7022%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Chubb Ltd Grp (Group # 626)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 10,595,442 0.41% 10,199,584 19,083,922 187.10% 923,239,252 1.1476%

02.1 ALLIED LINES 6,730,790 0.26% 6,717,579 11,675,977 173.81% 544,357,763 1.2365%

02.2 MULTIPLE PERIL CROP 80,904,502 3.14% 87,981,315 67,002,882 76.16% 397,004,922 20.3787%

02.4 PRIVATE CROP 893,824 0.03% 902,726 -430,313 -47.67% 20,965,398 4.2633%

02.5 PRIVATE FLOOD 649,169 0.03% 656,996 342,229 52.09% 64,357,224 1.0087%

03 FARMOWNERS MULTIPLE PERIL 3,566,894 0.14% 3,585,211 2,276,279 63.49% 208,030,923 1.7146%

04 HOMEOWNERS MULTIPLE PERIL 230,147,724 8.92% 228,842,082 771,048,908 336.93% 7,761,838,919 2.9651%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 204,892,012 7.94% 211,109,908 118,951,625 56.35% 2,801,190,065 7.3145%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 72,586,760 2.81% 72,284,831 6,982,253 9.66% 1,686,070,681 4.3051%

06 MORTGAGE GUARANTY 0 0.00% 0 0 466,077,590

08 OCEAN MARINE 9,017,564 0.35% 9,511,558 4,426,158 46.53% 279,390,980 3.2276%

09 INLAND MARINE 133,694,120 5.18% 131,327,681 76,911,915 58.56% 2,605,146,728 5.1319%

11 MEDICAL PROFESSIONAL LIABILITY 7,848,710 0.30% 7,532,988 1,985,610 26.36% 444,168,341 1.7671%

12 EARTHQUAKE 76,862,849 2.98% 75,509,989 -13 0.00% 1,396,366,358 5.5045%

13 GROUP A AND H 54,436,956 2.11% 53,943,461 9,805,443 18.18% 373,664,553 14.5684%

15.5 OTHER ACCIDENT ONLY 642,737 0.02% 622,368 240,137 38.58% 823,930 78.0087%

15.7 ALL OTHER ACCIDENT AND HEALTH 102,108 0.00% 103,503 32,443 31.34% 52,597,399 0.1941%

16 WORKERS' COMPENSATION 635,223,881 24.62% 647,124,142 328,011,835 50.69% 12,765,741,989 4.9760%

17.1 OTHER LIABILITY OCCURRENCE 436,228,043 16.90% 408,491,008 216,246,324 52.94% 3,217,065,112 13.5598%

17.2 OTHER LIABILITY CLAIMS MADE 222,337,361 8.62% 228,517,225 120,113,718 52.56% 1,872,514,005 11.8737%

17.3 EXCESS WORKERS' COMPENSATION 29,961,317 1.16% 24,584,928 28,658,127 116.57% 190,785,537 15.7042%

18 PRODUCTS LIABILITY 59,136,939 2.29% 58,821,860 56,608,785 96.24% 245,746,611 24.0642%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 28,974,132 1.12% 28,907,444 21,713,619 75.11% 15,504,866,901 0.1869%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615

19.4 COMMERCIAL AUTO LIABILITY 89,513,715 3.47% 82,047,489 55,699,395 67.89% 2,724,495,366 3.2855%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 44,256,682 1.71% 42,728,151 24,102,159 56.41% 11,755,543,284 0.3765%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 16,278,078 0.63% 14,800,257 9,079,321 61.35% 802,620,947 2.0281%

22 AIRCRAFT 6,386,255 0.25% 6,558,193 2,303,326 35.12% 146,474,529 4.3600%

23 FIDELITY 31,977,588 1.24% 32,748,324 17,707,586 54.07% 123,016,295 25.9946%

24 SURETY 62,537,813 2.42% 59,814,160 -3,779,789 -6.32% 839,984,865 7.4451%

26 BURGLARY & THEFT 5,347,398 0.21% 5,510,788 65,413 1.19% 35,578,291 15.0299%

27 BOILER & MACHINERY 12,480,526 0.48% 12,816,078 6,514,820 50.83% 118,203,276 10.5585%

28 CREDIT 5,171,312 0.20% 13,835,409 6,596,700 47.68% 120,407,911 4.2948%

30 WARRANTY 0 0.00% 0 0 198,335,791

34 AGGREGATE WRITE-INS FOR OTHER LINES 1,191,620 0.05% 1,191,620 2,700,453 226.62% 84,313,180 1.4133%

35 TOTALS 2,580,574,821 100.00% 2,569,328,856 1,982,677,247 77.17% 71,049,170,362 3.6321%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

CSAA Ins Grp (Group # 1278)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 56,013,713 2.17% 55,792,814 80,383,032 144.07% 923,239,252 6.0671%

02.1 ALLIED LINES 503,427 0.02% 491,157 173,681 35.36% 544,357,763 0.0925%

02.3 FEDERAL FLOOD INSURANCE 9,561,268 0.37% 9,349,141 2,198,523 23.52% 149,940,483 6.3767%

04 HOMEOWNERS MULTIPLE PERIL 520,103,096 20.19% 520,019,788 1,279,048,401 245.96% 7,761,838,919 6.7008%

09 INLAND MARINE 6,436,790 0.25% 7,372,805 2,080,960 28.22% 2,605,146,728 0.2471%

17.1 OTHER LIABILITY OCCURRENCE 32,821,589 1.27% 32,140,388 16,508,957 51.37% 3,217,065,112 1.0202%

19.2 PRIVATE PASSENGER AUTO LIABILITY 1,013,218,743 39.34% 948,131,040 627,382,229 66.17% 15,504,866,901 6.5348%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 937,038,488 36.38% 876,795,910 546,048,316 62.28% 11,755,543,284 7.9710%

35 TOTALS 2,575,697,111 100.00% 2,450,093,044 2,553,824,100 104.23% 71,049,170,362 3.6252%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

NATIONWIDE CORP GRP (Group # 140)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 58,835,551 2.88% 62,580,748 89,218,488 142.57% 923,239,252 6.3727%

02.1 ALLIED LINES 32,466,272 1.59% 33,858,042 51,528,039 152.19% 544,357,763 5.9641%

02.3 FEDERAL FLOOD INSURANCE -71,004 0.00% 623,589 437,967 70.23% 149,940,483 -0.0474%

02.5 PRIVATE FLOOD 214,090 0.01% 6,229 0 0.00% 64,357,224 0.3327%

03 FARMOWNERS MULTIPLE PERIL 104,359,734 5.12% 103,393,345 203,636,370 196.95% 208,030,923 50.1655%

04 HOMEOWNERS MULTIPLE PERIL 328,862,578 16.13% 321,311,655 1,351,206,232 420.53% 7,761,838,919 4.2369%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 160,385,947 7.86% 163,443,198 246,789,228 150.99% 2,801,190,065 5.7256%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 127,711,778 6.26% 126,771,468 89,277,243 70.42% 1,686,070,681 7.5745%

08 OCEAN MARINE 2,687,178 0.13% 2,359,545 807,739 34.23% 279,390,980 0.9618%

09 INLAND MARINE 103,784,722 5.09% 97,506,519 62,486,194 64.08% 2,605,146,728 3.9838%

11 MEDICAL PROFESSIONAL LIABILITY 326,313 0.02% 927,750 -1,633,153 -176.03% 444,168,341 0.0735%

12 EARTHQUAKE 3,167,384 0.16% 3,101,305 1,104 0.04% 1,396,366,358 0.2268%

13 GROUP A AND H 3,103,873 0.15% 2,859,919 2,797,031 97.80% 373,664,553 0.8307%

15.1 COLLECTIVELY RENEWABLE A&H 79,439 0.00% 82,970 63,759 76.85% 79,779 99.5738%

15.5 OTHER ACCIDENT ONLY 6,012 0.00% 6,486 -450 -6.94% 823,930 0.7297%

16 WORKERS' COMPENSATION 40,818,116 2.00% 34,048,078 10,379,234 30.48% 12,765,741,989 0.3197%

17.1 OTHER LIABILITY OCCURRENCE 120,644,131 5.92% 122,253,685 100,328,620 82.07% 3,217,065,112 3.7501%

17.2 OTHER LIABILITY CLAIMS MADE 38,107,695 1.87% 35,622,659 12,742,085 35.77% 1,872,514,005 2.0351%

18 PRODUCTS LIABILITY 11,529,501 0.57% 12,221,749 2,502,714 20.48% 245,746,611 4.6916%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -250,000 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 385,481,771 18.90% 381,788,420 251,462,455 65.86% 15,504,866,901 2.4862%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615

19.4 COMMERCIAL AUTO LIABILITY 179,851,005 8.82% 186,115,720 163,518,387 87.86% 2,724,495,366 6.6013%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 263,928,323 12.94% 259,232,004 190,369,726 73.44% 11,755,543,284 2.2451%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 52,999,105 2.60% 56,107,270 39,989,204 71.27% 802,620,947 6.6033%

23 FIDELITY 610,487 0.03% 640,867 526,142 82.10% 123,016,295 0.4963%

24 SURETY 5,594,510 0.27% 5,001,110 -1,111,144 -22.22% 839,984,865 0.6660%

26 BURGLARY & THEFT 758,761 0.04% 739,963 -99,665 -13.47% 35,578,291 2.1327%

27 BOILER & MACHINERY 11,592,910 0.57% 12,065,547 15,278,623 126.63% 118,203,276 9.8076%

30 WARRANTY 1,545,109 0.08% 1,005,814 780,239 77.57% 198,335,791 0.7790%

35 TOTALS 2,039,381,291 100.00% 2,025,675,654 2,883,032,411 142.32% 71,049,170,362 2.8704%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

AmTrust NGH Grp (Group # 2538)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 7,887,385 0.42% 8,539,900 5,224,502 61.18% 923,239,252 0.8543%

02.1 ALLIED LINES 4,956,215 0.27% 6,302,954 2,620,939 41.58% 544,357,763 0.9105%

02.2 MULTIPLE PERIL CROP -202 0.00% -202 0 0.00% 397,004,922 -0.0001%

02.3 FEDERAL FLOOD INSURANCE 1,006,547 0.05% 1,336,605 3,419 0.26% 149,940,483 0.6713%

02.5 PRIVATE FLOOD 58,340 0.00% 58,340 0 0.00% 64,357,224 0.0907%

03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 68,306 208,030,923

04 HOMEOWNERS MULTIPLE PERIL 148,874,687 8.01% 117,989,933 244,668,956 207.36% 7,761,838,919 1.9180%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 59,885,037 3.22% 52,704,161 29,973,444 56.87% 2,801,190,065 2.1378%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 35,561,827 1.91% 31,762,336 16,457,650 51.81% 1,686,070,681 2.1092%

09 INLAND MARINE 5,027,150 0.27% 4,928,105 1,447,518 29.37% 2,605,146,728 0.1930%

12 EARTHQUAKE 6,928,567 0.37% 6,876,521 -33,301 -0.48% 1,396,366,358 0.4962%

13 GROUP A AND H 0 0.00% 0 52,809 373,664,553

15.3 GUARANTEED RENEWABLE A&H 0 0.00% 0 0 80,256,683

15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 -50 52,597,399

16 WORKERS' COMPENSATION 901,125,321 48.50% 936,929,235 597,986,401 63.82% 12,765,741,989 7.0589%

17.1 OTHER LIABILITY OCCURRENCE 43,957,663 2.37% 48,386,642 52,312,232 108.11% 3,217,065,112 1.3664%

17.2 OTHER LIABILITY CLAIMS MADE 15,655,968 0.84% 15,116,486 3,734,087 24.70% 1,872,514,005 0.8361%

17.3 EXCESS WORKERS' COMPENSATION -3,191,848 -0.17% 22,840,969 45,274,937 198.22% 190,785,537 -1.6730%

18 PRODUCTS LIABILITY 1,418,934 0.08% 2,582,878 8,483,245 328.44% 245,746,611 0.5774%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% -144,077 -251,291 174.41% -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 204,358,142 11.00% 192,868,714 164,920,450 85.51% 15,504,866,901 1.3180%

19.3 COMMERCIAL AUTO NO-FAULT 3,187 0.00% 5,862 351 5.99% 245,615 1.2976%

19.4 COMMERCIAL AUTO LIABILITY 127,754,486 6.88% 124,763,425 63,303,490 50.74% 2,724,495,366 4.6891%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 163,205,245 8.78% 161,542,047 91,701,841 56.77% 11,755,543,284 1.3883%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 40,919,260 2.20% 37,081,729 25,574,864 68.97% 802,620,947 5.0982%

23 FIDELITY 417,855 0.02% 388,635 -101,912 -26.22% 123,016,295 0.3397%

24 SURETY 23,025,265 1.24% 22,047,624 1,427,019 6.47% 839,984,865 2.7412%

26 BURGLARY & THEFT 8,023 0.00% 110,545 328,541 297.20% 35,578,291 0.0226%

27 BOILER & MACHINERY 0 0.00% 231 -18 -7.79% 118,203,276

28 CREDIT 280,415 0.02% 270,964 122,836 45.33% 120,407,911 0.2329%

30 WARRANTY 68,906,369 3.71% 68,332,030 28,958,849 42.38% 198,335,791 34.7423%

35 TOTALS 1,858,029,834 100.00% 1,863,622,590 1,384,260,118 74.28% 71,049,170,362 2.6151%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

UNITED SERV AUTOMOBILE ASSN GRP (Group # 200)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 25,861,733 1.50% 25,363,466 28,840,927 113.71% 923,239,252 2.8012%

02.1 ALLIED LINES 19,887,765 1.16% 19,603,094 25,370,598 129.42% 544,357,763 3.6534%

02.3 FEDERAL FLOOD INSURANCE 7,429,554 0.43% 7,456,412 923,022 12.38% 149,940,483 4.9550%

04 HOMEOWNERS MULTIPLE PERIL 392,374,175 22.80% 375,510,642 789,829,181 210.33% 7,761,838,919 5.0552%

08 OCEAN MARINE 575,828 0.03% 604,534 81,619 13.50% 279,390,980 0.2061%

09 INLAND MARINE 27,718,409 1.61% 27,028,628 11,414,907 42.23% 2,605,146,728 1.0640%

12 EARTHQUAKE 0 0.00% 0 7,648 1,396,366,358

17.1 OTHER LIABILITY OCCURRENCE 28,186,949 1.64% 27,299,544 10,800,247 39.56% 3,217,065,112 0.8762%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 280,929 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 599,186,399 34.82% 589,593,031 478,776,176 81.20% 15,504,866,901 3.8645%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 619,605,901 36.01% 605,351,379 392,970,833 64.92% 11,755,543,284 5.2708%

35 TOTALS 1,720,826,713 100.00% 1,677,810,728 1,739,296,086 103.66% 71,049,170,362 2.4220%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

HARTFORD FIRE & CAS GRP (Group # 91)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 5,130,712 0.31% 5,328,627 2,155,616 40.45% 923,239,252 0.5557%

02.1 ALLIED LINES 1,383,204 0.08% 1,491,823 4,235,964 283.95% 544,357,763 0.2541%

02.3 FEDERAL FLOOD INSURANCE 26,533,114 1.58% 26,974,503 3,802,962 14.10% 149,940,483 17.6958%

02.5 PRIVATE FLOOD 17,824 0.00% 15,517 0 0.00% 64,357,224 0.0277%

03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 0 208,030,923

04 HOMEOWNERS MULTIPLE PERIL 121,155,572 7.22% 125,416,208 318,493,254 253.95% 7,761,838,919 1.5609%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 153,623,537 9.15% 147,623,376 122,704,008 83.12% 2,801,190,065 5.4842%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 115,563,827 6.88% 112,399,934 43,856,380 39.02% 1,686,070,681 6.8540%

08 OCEAN MARINE 3,598,208 0.21% 3,246,488 767,619 23.64% 279,390,980 1.2879%

09 INLAND MARINE 22,869,400 1.36% 22,278,752 7,253,499 32.56% 2,605,146,728 0.8779%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 0 444,168,341

12 EARTHQUAKE 13,338,377 0.79% 13,988,842 -7,915 -0.06% 1,396,366,358 0.9552%

13 GROUP A AND H 150,464 0.01% 71,110 22,850 32.13% 373,664,553 0.0403%

16 WORKERS' COMPENSATION 720,646,755 42.93% 696,395,378 328,301,613 47.14% 12,765,741,989 5.6452%

17.1 OTHER LIABILITY OCCURRENCE 87,791,806 5.23% 84,645,925 51,879,143 61.29% 3,217,065,112 2.7289%

17.2 OTHER LIABILITY CLAIMS MADE 31,214,712 1.86% 31,767,541 -1,767,314 -5.56% 1,872,514,005 1.6670%

17.3 EXCESS WORKERS' COMPENSATION 701,530 0.04% 411,217 4,530,140 1101.64% 190,785,537 0.3677%

18 PRODUCTS LIABILITY 19,229,797 1.15% 18,307,905 3,357,996 18.34% 245,746,611 7.8251%

19.1 PRIVATE PASSENGER AUTO NO-FAULT -120 0.00% -120 -538 448.33% -120 100.0000%

19.2 PRIVATE PASSENGER AUTO LIABILITY 163,318,227 9.73% 166,543,725 129,326,940 77.65% 15,504,866,901 1.0533%

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615

19.4 COMMERCIAL AUTO LIABILITY 54,194,275 3.23% 54,553,825 45,375,773 83.18% 2,724,495,366 1.9891%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 98,149,386 5.85% 101,707,812 73,184,780 71.96% 11,755,543,284 0.8349%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,983,601 0.77% 13,683,273 12,332,339 90.13% 802,620,947 1.6177%

22 AIRCRAFT 0 0.00% 0 -22 146,474,529

23 FIDELITY 6,652,244 0.40% 6,613,839 2,863,669 43.30% 123,016,295 5.4076%

24 SURETY 19,485,920 1.16% 18,107,517 24,529,331 135.46% 839,984,865 2.3198%

26 BURGLARY & THEFT 859,889 0.05% 800,659 656,679 82.02% 35,578,291 2.4169%

27 BOILER & MACHINERY 209,092 0.01% 204,275 -491 -0.24% 118,203,276 0.1769%

35 TOTALS 1,678,801,349 100.00% 1,652,577,946 1,177,854,268 71.27% 71,049,170,362 2.3629%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

AMERICAN INTL GRP (Group # 12)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 55,230,103 3.40% 46,301,783 6,126,148 13.23% 923,239,252 5.9822%

02.1 ALLIED LINES 6,313,989 0.39% 5,644,894 17,859,860 316.39% 544,357,763 1.1599%

02.3 FEDERAL FLOOD INSURANCE 419,405 0.03% 419,405 89,048 21.23% 149,940,483 0.2797%

02.5 PRIVATE FLOOD 8,167,445 0.50% 8,516,665 2,147,178 25.21% 64,357,224 12.6908%

04 HOMEOWNERS MULTIPLE PERIL 145,407,751 8.95% 141,953,407 439,783,644 309.81% 7,761,838,919 1.8734%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 17,766,467 1.09% 18,334,502 20,495,006 111.78% 2,801,190,065 0.6342%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 12,572,196 0.77% 13,729,193 11,191,167 81.51% 1,686,070,681 0.7457%

08 OCEAN MARINE 50,130,328 3.09% 50,484,200 14,227,508 28.18% 279,390,980 17.9427%

09 INLAND MARINE 159,218,746 9.80% 150,593,969 79,000,264 52.46% 2,605,146,728 6.1117%

11 MEDICAL PROFESSIONAL LIABILITY 13,149,955 0.81% 14,124,554 42,668,481 302.09% 444,168,341 2.9606%

12 EARTHQUAKE 68,210,391 4.20% 66,542,550 0 0.00% 1,396,366,358 4.8848%

13 GROUP A AND H 100,116,534 6.16% 99,693,266 82,988,073 83.24% 373,664,553 26.7932%

15.3 GUARANTEED RENEWABLE A&H 47,477 0.00% 47,477 9,264 19.51% 80,256,683 0.0592%

15.5 OTHER ACCIDENT ONLY 151,858 0.01% 139,163 10,488 7.54% 823,930 18.4309%

16 WORKERS' COMPENSATION 353,166,198 21.74% 377,124,521 584,741,157 155.05% 12,765,741,989 2.7665%

17.1 OTHER LIABILITY OCCURRENCE 213,569,419 13.15% 204,350,496 123,739,081 60.55% 3,217,065,112 6.6386%

17.2 OTHER LIABILITY CLAIMS MADE 171,677,011 10.57% 185,559,203 188,282,842 101.47% 1,872,514,005 9.1683%

17.3 EXCESS WORKERS' COMPENSATION -63,221 0.00% 724,994 10,097,684 1392.80% 190,785,537 -0.0331%

18 PRODUCTS LIABILITY 20,381,904 1.25% 19,943,582 -9,361,678 -46.94% 245,746,611 8.2939%

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 22,856,553 1.41% 22,665,939 13,991,131 61.73% 15,504,866,901 0.1474%

19.3 COMMERCIAL AUTO NO-FAULT -56 0.00% -71 40,045 -56401.41% 245,615 -0.0228%

19.4 COMMERCIAL AUTO LIABILITY 84,944,003 5.23% 92,502,015 89,130,314 96.35% 2,724,495,366 3.1178%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 27,630,647 1.70% 27,570,800 19,715,895 71.51% 11,755,543,284 0.2350%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 9,414,328 0.58% 9,982,851 7,143,518 71.56% 802,620,947 1.1729%

22 AIRCRAFT 19,569,291 1.20% 21,571,730 7,417,670 34.39% 146,474,529 13.3602%

23 FIDELITY 10,272,054 0.63% 10,649,055 8,155,691 76.59% 123,016,295 8.3502%

24 SURETY 10,401,979 0.64% 9,352,316 1,594,764 17.05% 839,984,865 1.2384%

26 BURGLARY & THEFT 4,057,793 0.25% 3,860,043 529,995 13.73% 35,578,291 11.4052%

27 BOILER & MACHINERY 9,373,902 0.58% 9,508,749 2,106,828 22.16% 118,203,276 7.9303%

30 WARRANTY 30,128,957 1.85% 22,306,905 19,374,941 86.86% 198,335,791 15.1909%

35 TOTALS 1,624,283,407 100.00% 1,634,198,159 1,783,296,006 109.12% 71,049,170,362 2.2861%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

PROGRESSIVE GRP (Group # 155)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 434,962 0.03% 207,915 1,823,805 877.19% 923,239,252 0.0471%

02.1 ALLIED LINES 529,885 0.03% 261,267 172,985 66.21% 544,357,763 0.0973%

02.3 FEDERAL FLOOD INSURANCE 199,275 0.01% 127,894 0 0.00% 149,940,483 0.1329%

04 HOMEOWNERS MULTIPLE PERIL 7,043,721 0.46% 3,545,710 10,353,614 292.00% 7,761,838,919 0.0907%

09 INLAND MARINE 25,420,646 1.64% 22,287,328 10,658,278 47.82% 2,605,146,728 0.9758%

17.1 OTHER LIABILITY OCCURRENCE 7,712,249 0.50% 7,365,738 3,087,804 41.92% 3,217,065,112 0.2397%

17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 -5,737 1,872,514,005

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 105,230 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 645,290,557 41.74% 617,624,934 371,228,564 60.11% 15,504,866,901 4.1619%

19.3 COMMERCIAL AUTO NO-FAULT 12 0.00% 12 -3,053 -25441.67% 245,615 0.0049%

19.4 COMMERCIAL AUTO LIABILITY 267,126,585 17.28% 227,133,505 152,816,485 67.28% 2,724,495,366 9.8046%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 501,895,136 32.46% 484,584,308 320,618,420 66.16% 11,755,543,284 4.2694%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 90,396,224 5.85% 73,276,379 43,554,289 59.44% 802,620,947 11.2626%

23 FIDELITY 0 0.00% 0 -4,285 123,016,295

24 SURETY 0 0.00% 0 -229 839,984,865

35 TOTALS 1,546,049,251 100.00% 1,436,414,990 914,406,170 63.66% 71,049,170,362 2.1760%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

ZURICH INS GRP (Group # 212)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 49,073,089 3.24% 50,182,642 46,073,837 91.81% 923,239,252 5.3153%

02.1 ALLIED LINES 26,734,986 1.77% 31,894,412 45,987,738 144.19% 544,357,763 4.9113%

02.2 MULTIPLE PERIL CROP 30,700,641 2.03% 28,648,331 15,136,699 52.84% 397,004,922 7.7331%

02.3 FEDERAL FLOOD INSURANCE -1,280 0.00% -1,279 -60 4.69% 149,940,483 -0.0009%

02.4 PRIVATE CROP 2,233,536 0.15% 2,233,536 4,295,161 192.30% 20,965,398 10.6534%

02.5 PRIVATE FLOOD 5,687,528 0.38% 3,041,378 1,957,365 64.36% 64,357,224 8.8374%

04 HOMEOWNERS MULTIPLE PERIL 248,522 0.02% 233,773 -53,957 -23.08% 7,761,838,919 0.0032%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 31,872,545 2.11% 31,044,580 31,747,861 102.27% 2,801,190,065 1.1378%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,872,536 1.31% 18,513,383 11,559,616 62.44% 1,686,070,681 1.1786%

08 OCEAN MARINE 10,400,580 0.69% 10,133,669 5,053,850 49.87% 279,390,980 3.7226%

09 INLAND MARINE 84,254,060 5.57% 86,350,338 41,847,796 48.46% 2,605,146,728 3.2341%

11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -240,518 444,168,341

12 EARTHQUAKE 85,777,346 5.67% 84,976,335 -76,979 -0.09% 1,396,366,358 6.1429%

13 GROUP A AND H 13,447,625 0.89% 12,579,000 11,983,196 95.26% 373,664,553 3.5988%

16 WORKERS' COMPENSATION 655,143,869 43.32% 669,112,005 282,699,207 42.25% 12,765,741,989 5.1320%

17.1 OTHER LIABILITY OCCURRENCE 145,193,277 9.60% 139,392,568 106,505,321 76.41% 3,217,065,112 4.5132%

17.2 OTHER LIABILITY CLAIMS MADE 46,586,132 3.08% 45,229,281 78,280,116 173.07% 1,872,514,005 2.4879%

17.3 EXCESS WORKERS' COMPENSATION 5,692,520 0.38% 4,690,404 -1,290,765 -27.52% 190,785,537 2.9837%

18 PRODUCTS LIABILITY 16,281,308 1.08% 17,184,884 30,283,535 176.22% 245,746,611 6.6252%

19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 -545,734 15,504,866,901

19.3 COMMERCIAL AUTO NO-FAULT 177,743 0.01% 139,595 34,749 24.89% 245,615 72.3665%

19.4 COMMERCIAL AUTO LIABILITY 139,780,529 9.24% 140,156,998 85,489,480 61.00% 2,724,495,366 5.1305%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -32,752 11,755,543,284

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 30,606,728 2.02% 30,355,162 28,819,198 94.94% 802,620,947 3.8133%

22 AIRCRAFT 0 0.00% 0 -4 146,474,529

23 FIDELITY 6,062,670 0.40% 5,540,816 3,886,958 70.15% 123,016,295 4.9283%

24 SURETY 79,494,384 5.26% 72,319,561 -793,151 -1.10% 839,984,865 9.4638%

26 BURGLARY & THEFT 1,851,916 0.12% 1,973,604 88,236 4.47% 35,578,291 5.2052%

27 BOILER & MACHINERY 6,795,174 0.45% 6,988,199 1,780,740 25.48% 118,203,276 5.7487%

28 CREDIT 1,290,744 0.09% 748,506 424,412 56.70% 120,407,911 1.0720%

30 WARRANTY 17,058,218 1.13% 12,766,536 7,512,717 58.85% 198,335,791 8.6007%

35 TOTALS 1,512,316,932 100.00% 1,506,428,214 838,413,871 55.66% 71,049,170,362 2.1285%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

State Compensation Ins Fund (NAIC # 35076)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concen- Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Share

tration Level By Line

16 WORKERS' COMPENSATION 1,360,106,028 100.00% 1,324,379,788 518,602,789 39.16% 12,765,741,989 10.6543%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 550,563 440,000 79.92% 190,785,537

35 TOTALS 1,360,106,028 100.00% 1,324,930,351 519,042,789 39.18% 71,049,170,362 1.9143%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

CNA INS GRP (Group # 218)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 7,166,100 0.70% 6,669,048 60,767,631 911.19% 923,239,252 0.7762%

02.1 ALLIED LINES 2,644,399 0.26% 2,758,540 -572,304 -20.75% 544,357,763 0.4858%

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 253,082 7,761,838,919

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 57,943,865 5.68% 58,793,558 24,046,206 40.90% 2,801,190,065 2.0685%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 39,430,871 3.86% 39,798,112 18,900,497 47.49% 1,686,070,681 2.3386%

08 OCEAN MARINE 11,859,258 1.16% 11,478,734 10,805,342 94.13% 279,390,980 4.2447%

09 INLAND MARINE 450,699,777 44.15% 454,499,981 305,591,075 67.24% 2,605,146,728 17.3004%

10 FINANCIAL GUARANTY 0 0.00% 0 0 41,543,928

11 MEDICAL PROFESSIONAL LIABILITY 24,659,013 2.42% 24,344,068 6,173,019 25.36% 444,168,341 5.5517%

12 EARTHQUAKE 6,462,123 0.63% 5,482,170 0 0.00% 1,396,366,358 0.4628%

13 GROUP A AND H 20,172,003 1.98% 2,866,741 18,720,979 653.04% 373,664,553 5.3984%

15.1 COLLECTIVELY RENEWABLE A&H 0 0.00% 0 0 79,779

15.2 NON-CANCELLABLE A&H 0 0.00% 0 0 207,668

15.3 GUARANTEED RENEWABLE A&H 28,984,046 2.84% 4,262,666 70,154,603 1645.79% 80,256,683 36.1142%

15.4 NON-RENEWABLE FOR STATED REASONS ONLY 1,105 0.00% 1,105 167 15.11% 5,661,837 0.0195%

16 WORKERS' COMPENSATION 90,059,639 8.82% 90,459,688 14,588,701 16.13% 12,765,741,989 0.7055%

17.1 OTHER LIABILITY OCCURRENCE 77,926,063 7.63% 72,843,641 37,823,175 51.92% 3,217,065,112 2.4223%

17.2 OTHER LIABILITY CLAIMS MADE 101,547,379 9.95% 101,739,927 61,699,832 60.64% 1,872,514,005 5.4231%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -8,749,605 190,785,537

18 PRODUCTS LIABILITY 8,773,779 0.86% 8,787,668 5,228,334 59.50% 245,746,611 3.5703%

19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 14,179 15,504,866,901

19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615

19.4 COMMERCIAL AUTO LIABILITY 27,411,295 2.69% 25,032,166 5,744,243 22.95% 2,724,495,366 1.0061%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -976 11,755,543,284

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 5,809,706 0.57% 5,183,850 4,015,998 77.47% 802,620,947 0.7238%

22 AIRCRAFT 0 0.00% 0 -184,579 146,474,529

23 FIDELITY 6,580,840 0.64% 6,628,412 3,421,955 51.63% 123,016,295 5.3496%

24 SURETY 48,323,406 4.73% 45,984,620 20,330,741 44.21% 839,984,865 5.7529%

26 BURGLARY & THEFT 491,207 0.05% 482,584 -29,290 -6.07% 35,578,291 1.3806%

27 BOILER & MACHINERY 3,495,409 0.34% 3,131,616 1,006,611 32.14% 118,203,276 2.9571%

30 WARRANTY 365,838 0.04% 247,780 65,039 26.25% 198,335,791 0.1845%

35 TOTALS 1,020,807,121 100.00% 971,476,672 659,814,657 67.92% 71,049,170,362 1.4368%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Kemper Corp Grp (Group # 215)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 5,047,987 0.50% 5,075,643 4,501,269 88.68% 923,239,252 0.5468%

02.1 ALLIED LINES 2,779,056 0.27% 2,802,225 3,542,948 126.43% 544,357,763 0.5105%

04 HOMEOWNERS MULTIPLE PERIL 58,604,325 5.77% 57,071,208 99,069,114 173.59% 7,761,838,919 0.7550%

09 INLAND MARINE 1,995,957 0.20% 2,033,600 576,861 28.37% 2,605,146,728 0.0766%

12 EARTHQUAKE 2,273,104 0.22% 2,350,379 -17,999 -0.77% 1,396,366,358 0.1628%

16 WORKERS' COMPENSATION 0 0.00% 0 21,821 12,765,741,989

17.1 OTHER LIABILITY OCCURRENCE 4,019,833 0.40% 3,974,915 1,316,609 33.12% 3,217,065,112 0.1250%

18 PRODUCTS LIABILITY 0 0.00% 0 -4 245,746,611

19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -15,243 -120

19.2 PRIVATE PASSENGER AUTO LIABILITY 595,330,625 58.60% 567,354,112 393,181,449 69.30% 15,504,866,901 3.8396%

19.4 COMMERCIAL AUTO LIABILITY 22,348,571 2.20% 22,668,658 18,137,276 80.01% 2,724,495,366 0.8203%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 317,409,859 31.25% 304,050,928 197,196,687 64.86% 11,755,543,284 2.7001%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 5,727,883 0.56% 6,201,512 3,439,842 55.47% 802,620,947 0.7136%

26 BURGLARY & THEFT 336,093 0.03% 336,145 9,766 2.91% 35,578,291 0.9447%

35 TOTALS 1,015,873,293 100.00% 973,919,325 720,960,396 74.03% 71,049,170,362 1.4298%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

FAIRFAX FIN GRP (Group # 158)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 7,245,035 0.83% 7,602,205 5,152,927 67.78% 923,239,252 0.7847%

02.1 ALLIED LINES 796,755 0.09% 1,183,016 3,179,360 268.75% 544,357,763 0.1464%

02.4 PRIVATE CROP 20,397 0.00% 20,397 -392 -1.92% 20,965,398 0.0973%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 39,880,110 4.58% 39,407,057 53,851,098 136.65% 2,801,190,065 1.4237%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 21,438,080 2.46% 20,768,868 11,864,916 57.13% 1,686,070,681 1.2715%

08 OCEAN MARINE 2,190,844 0.25% 2,556,881 4,205,463 164.48% 279,390,980 0.7841%

09 INLAND MARINE 37,772,215 4.33% 37,625,340 24,478,666 65.06% 2,605,146,728 1.4499%

11 MEDICAL PROFESSIONAL LIABILITY 1,505,732 0.17% 1,375,384 -82,830 -6.02% 444,168,341 0.3390%

12 EARTHQUAKE 299,447 0.03% 311,665 2,202 0.71% 1,396,366,358 0.0214%

13 GROUP A AND H 26,068,111 2.99% 26,068,111 13,216,902 50.70% 373,664,553 6.9763%

16 WORKERS' COMPENSATION 472,848,384 54.25% 475,820,792 131,980,608 27.74% 12,765,741,989 3.7040%

17.1 OTHER LIABILITY OCCURRENCE 95,903,540 11.00% 94,162,743 139,488,724 148.14% 3,217,065,112 2.9811%

17.2 OTHER LIABILITY CLAIMS MADE 70,581,967 8.10% 68,216,536 39,756,868 58.28% 1,872,514,005 3.7694%

17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 4,174,569 190,785,537

18 PRODUCTS LIABILITY 774,823 0.09% 788,227 31,343,755 3976.49% 245,746,611 0.3153%

19.2 PRIVATE PASSENGER AUTO LIABILITY 5,073 0.00% 5,648 -139,534 -2470.50% 15,504,866,901 0.0000%

19.3 COMMERCIAL AUTO NO-FAULT -37,901 0.00% -37,901 6,896 -18.19% 245,615 -15.4311%

19.4 COMMERCIAL AUTO LIABILITY 55,029,850 6.31% 50,475,954 32,482,892 64.35% 2,724,495,366 2.0198%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 2,343 0.00% 3,355 -69,549 -2073.00% 11,755,543,284 0.0000%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,842,734 2.05% 16,451,538 10,645,214 64.71% 802,620,947 2.2231%

22 AIRCRAFT 0 0.00% 0 135,505 146,474,529

23 FIDELITY 1,276,954 0.15% 1,323,234 572,420 43.26% 123,016,295 1.0380%

24 SURETY 19,074,800 2.19% 17,364,632 1,010,088 5.82% 839,984,865 2.2709%

26 BURGLARY & THEFT 95,540 0.01% 91,476 -14,193 -15.52% 35,578,291 0.2685%

27 BOILER & MACHINERY 105 0.00% 105 -75,664 -72060.95% 118,203,276 0.0001%

28 CREDIT 1,013,731 0.12% 724,325 887,746 122.56% 120,407,911 0.8419%

30 WARRANTY 0 0.00% 0 99 198,335,791

35 TOTALS 871,628,669 100.00% 862,309,589 508,054,757 58.92% 71,049,170,362 1.2268%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Tokio Marine Holdings Inc GRP (Group # 3098)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

01 FIRE 6,818,590 0.80% 6,630,460 4,348,857 65.59% 923,239,252 0.7386%

02.1 ALLIED LINES 10,927,798 1.28% 10,594,029 4,363,536 41.19% 544,357,763 2.0075%

02.2 MULTIPLE PERIL CROP 51,410,301 6.00% 51,804,139 37,912,468 73.18% 397,004,922 12.9495%

02.3 FEDERAL FLOOD INSURANCE 2,062,020 0.24% 1,997,801 1,395,028 69.83% 149,940,483 1.3752%

02.4 PRIVATE CROP 3,516,550 0.41% 3,516,550 1,861,296 52.93% 20,965,398 16.7731%

04 HOMEOWNERS MULTIPLE PERIL 10,519,490 1.23% 10,404,131 3,142,394 30.20% 7,761,838,919 0.1355%

05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 113,810,631 13.28% 110,884,135 97,169,136 87.63% 2,801,190,065 4.0629%

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 104,641,337 12.21% 102,955,305 73,534,777 71.42% 1,686,070,681 6.2062%

08 OCEAN MARINE 25,557,196 2.98% 24,302,302 20,236,302 83.27% 279,390,980 9.1475%

09 INLAND MARINE 10,722,107 1.25% 10,858,556 7,440,040 68.52% 2,605,146,728 0.4116%

11 MEDICAL PROFESSIONAL LIABILITY 1,838,187 0.21% 1,870,002 -356,095 -19.04% 444,168,341 0.4138%

13 GROUP A AND H 343,433 0.04% 105,262 55,570 52.79% 373,664,553 0.0919%

15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 0 52,597,399

16 WORKERS' COMPENSATION 73,750,717 8.61% 95,726,854 57,216,872 59.77% 12,765,741,989 0.5777%

17.1 OTHER LIABILITY OCCURRENCE 68,519,510 7.99% 66,996,752 45,415,445 67.79% 3,217,065,112 2.1299%

17.2 OTHER LIABILITY CLAIMS MADE 77,079,190 8.99% 79,627,881 151,796,377 190.63% 1,872,514,005 4.1163%

17.3 EXCESS WORKERS' COMPENSATION 89,645,486 10.46% 89,629,624 25,529,956 28.48% 190,785,537 46.9876%

18 PRODUCTS LIABILITY 2,861,722 0.33% 2,780,525 1,107,638 39.84% 245,746,611 1.1645%

19.2 PRIVATE PASSENGER AUTO LIABILITY 8,992,406 1.05% 8,958,084 9,547,134 106.58% 15,424,260,176 0.0583%

19.3 COMMERCIAL AUTO NO-FAULT 7,071 0.00% 72,696 40,975 56.36% 245,615 2.8789%

19.4 COMMERCIAL AUTO LIABILITY 74,657,377 8.71% 73,377,235 56,630,296 77.18% 2,724,495,366 2.7402%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 12,333,932 1.44% 11,900,527 7,070,102 59.41% 11,755,543,284 0.1049%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,868,297 1.85% 15,017,787 10,668,235 71.04% 802,620,947 1.9771%

22 AIRCRAFT 10,002,123 1.17% 10,297,556 6,302,226 61.20% 146,474,529 6.8286%

23 FIDELITY 2,356,398 0.27% 2,038,456 2,175,907 106.74% 123,016,295 1.9155%

24 SURETY 74,852,480 8.73% 73,137,255 4,270,132 5.84% 839,984,865 8.9112%

26 BURGLARY & THEFT 1,238,380 0.14% 1,179,592 1,501,809 127.32% 35,578,291 3.4807%

27 BOILER & MACHINERY 1,100,357 0.13% 839,510 103,152 12.29% 118,203,276 0.9309%

28 CREDIT 1,620,675 0.19% 1,433,080 327,359 22.84% 120,407,911 1.3460%

35 TOTALS 857,053,760 100.00% 868,936,086 630,806,925 72.60% 71,049,170,362 1.2063%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

ICW Grp Assets Inc Grp (Group # 922)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

02.1 ALLIED LINES 0 0.00% 0 237 544,357,763

04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 0 7,761,838,919

05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 0 0.00% 0 5,157,806 1,686,070,681

09 INLAND MARINE 6,065,389 0.74% 5,027,568 1,089,671 21.67% 2,605,146,728 0.2328%

12 EARTHQUAKE 29,048,708 3.55% 28,755,417 -10 0.00% 1,396,366,358 2.0803%

16 WORKERS' COMPENSATION 765,530,345 93.46% 765,098,847 395,700,683 51.72% 12,765,741,989 5.9968%

17.1 OTHER LIABILITY OCCURRENCE 0 0.00% 0 -1,000,000 3,217,065,112

17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 0 1,872,514,005

19.2 PRIVATE PASSENGER AUTO LIABILITY 10,572,960 1.29% 12,814,326 9,408,331 73.42% 15,424,260,176 0.0685%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 7,641,796 0.93% 9,381,073 4,539,481 48.39% 11,755,543,284 0.0650%

22 AIRCRAFT 15,727 0.00% 22,927 0 0.00% 146,474,529 0.0107%

24 SURETY 183,304 0.02% 282,538 -2,154,100 -762.41% 839,984,865 0.0218%

35 TOTALS 819,058,228 100.00% 821,382,695 412,742,099 50.25% 71,049,170,362 1.1528%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

Infinity Prop & Cas Ins Grp (Group # 3495)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line

Level

17.2 OTHER LIABILITY CLAIMS MADE 66,272 0.01% 33,332 23,332 70.00% 1,872,514,005 0.0035%

19.2 PRIVATE PASSENGER AUTO LIABILITY 405,571,693 56.32% 406,060,917 252,098,797 62.08% 15,424,260,176 2.6294%

19.4 COMMERCIAL AUTO LIABILITY 58,106,477 8.07% 55,271,405 42,184,136 76.32% 2,724,495,366 2.1327%

21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 240,387,773 33.38% 240,733,489 157,732,038 65.52% 11,755,543,284 2.0449%

21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,995,485 2.22% 15,352,191 8,414,522 54.81% 802,620,947 1.9929%

35 TOTALS 720,127,700 100.00% 717,451,334 460,452,825 64.18% 71,049,170,362 1.0136%

California Department of Insurance Rate Specialist Bureau - 4/30/2018

CALIFORNIA EARTHQUAKE AUTHORITY (NAIC # 10779)

2017 California State Page By Line Market Share Information

Source: NAIC Database Licensed Company only

Line # Line of Business Written Premium Concen- Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Share

tration Level By Line

12 EARTHQUAKE 690,221,789 100.00% 650,559,666 -77,903 -0.01% 1,396,366,358 49.4298%

35 TOTALS 690,221,789 100.00% 650,559,666 -77,903 -0.01% 71,049,170,362 0.9715%

California Department of Insurance Rate Specialist Bureau - 4/30/2018