Monday - Friday 8:30AM - 4:00PM

Visit us online @ www.swcfcu.org

2018 4th Quarter

Main Office

213 Pine Street Carnegie, PA 15106

Phone: 412.276.5379 Fax: 412.276.9423

Stowe Township Branch Office

720 Broadway Ave McKees Rocks, PA 15136

Phone 412.276.5379

October - December

Tuesdays & Thursdays 10:00AM - 3:00PM

In this Issue: - Get $25 in Free Gas with a New or Used Car

Pre-Approval - now through end of this year! - Credit Union Day & Shred Event Oct 19th

- Holiday Loan Special Starts November 1 - ATM Safety Tips - 52 Week Savings Challenge - Member Only Deals from Enterprise Car Sales - Save the Date! 2019 Annual Meeting

Dear Members,

Fall is such a busy time at SouthWest Communities FCU. We have events & loan specials coming up this quarter to benefit all of our membership community! We hope you will take advantage of all of our great products & rates available exclusively to you!

If you are in the market for a new or used vehicle, we are giving away $25 in free gas for all vehicle loan approvals. Also, our Holiday Loan Special will begin November 1st, which is an excellent way to get ahead for holiday expenses at a low rate. Please apply online or call our offices to get speak to a Loan Specialist today!

We hope you’ll join us for our Credit Union & Shred Day event on October 19. See inside for more details.

Wishing you a Very Happy Fall & Happy Holidays from all of us SWCFCU!

ATTENTION MEMBERS: Christmas Club Checks will no longer be mailed out. Instead, all Christmas Club funds will be auto-transferred to your Shares Account on November 1, 2018. If you would like to still have your check mailed to you, please fill out & return the request form on the back of this newsletter no later than October 21, 2018.

Traveling? Be sure to let us know when & where so we can prevent your

SWCFCU Debit Card from being locked while you’re away and

staying ahead of fraud!

Call us at 412-276-5379 or email bheil@swcfcu.org

ATM Safety Tips to Remember The days are getting shorter and darker earlier, and with crime reports in our communities, we want to share some ATM safety tips to remember when using any ATM.

ATM Safety 101 Stay alert & observe your surroundings before using an ATM. If the machine is obstructed from view or poorly lit, visit another ATM. Your SWCFCU Debit Card can be used at any MoneyPass ATM surcharge free. To protect your PIN, block the keyboard so anyone waiting to use the ATM cannot see which buttons you push. Put your cash, card and receipt away immediately. Count your money later, and always keep your receipt. If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police. Avoid letting strangers follow you inside an enclosed ATM. When using a drive-up ATM, make sure all passenger car doors are locked and windows are up. Do not leave your car unlocked or engine running when you get out to use an ATM.

Protecting Your Card Keep your card in a safe place to avoid damage or theft. Memorize your Personal Identification Number (PIN). Never write the PIN down on anything in your wallet or on the card. When selecting a PIN, avoid numbers & letters that relate to your personal information, such as your initials, birthday, telephone or Social Security number. Immediately report a lost or stolen card to your financial institution. (Call 1-800-264-5578 for Lost or Stolen SWCFCU MasterCard Debit Cards). To help guard against fraud, keep your ATM receipts until you check them against your monthly statement

Starts November 1, 2018!

We hope you’ll join us for our Credit Union Day event in the parking lot of the Main Office. Visit with our vendors, drop off any shredding you've been collecting, and have a snack on us!

Happy Credit Union Day!

w w w . s w c f c u . o r g

Credit Union Day & Shred Event

Join us for a community get-together at our main office! All Are Welcome!

Free shredding! Bring a max of 10lbs Snacks & hot dogs will be available.

Come by & visit with the following vendors:

Get your FREE Annual Credit Report today! We recommend yearly review for accuracy!

Follow us for Realtime

Updates!

Is your Contact Info Up to Date? It is very important that we always have your most

current information, especially:

Address, Phone Number & Email Address Email updates to: mderenzo@swcfcu.org

SAVE THE DATE!

SouthWest Communities FCU's 80th Annual Meeting

Allegheny Room – Second Floor Cocktail & Dinner

Friday, May 10th 2019

The Rivers Casino

52 Week Savings Challenge Want to have almost $1,400 by Christmas next year? Consider doing the 52 Week Savings Challenge!

The idea is simple: start by putting in $1 the first week of the year, and then gradually increase by a dollar per week over the next year (52 weeks). By the end of the year, you will have saved $1,378!!

Savings can be hard, why not make it fun with a game to keep you motivated! You don’t even have to go in order. Say you have a birthday gift of $52, you can cross week 52 off the list!

Member-Only Deals Southwest Communities FCU has partnered with

Enterprise Car Sales to provide our members with great used vehicle pricing below Kelly Blue Book value.

With such a low price on an Enterprise used car along with great financing rates at SWCFCU, as low as 3.25% APR*:

this is an amazing deal, you shouldn’t miss out!

Take a look at Enterprise’s inventory at cuautodeals.com today and ask us how to get started.

Call us at 412.276.5379 today!

Every effort is made to ensure all information included in this newsletter is as current as possible. SWCFCU reserves the right to add, change, or delete services at any time. Rates and terms may also change at any time. Lending products offered by the credit union are subject to credit review and approval.

Your funds are federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Enjoy exclusive discounts & benefits on the things you use every day - offered only to members!

Browse exclusive offers and discounts & earn cash back at over 1,500 online retailers with Love to Shop.

The more offers you take advantage of, the more you save. Start saving today at

LoveMyCreditUnion.org

Members now have the option for additional online shopping security with MasterCard

SecureCode, an additional secure code for your card that merchants will not have access to. Sign

up your MasterCard Secure Code now at:

mastercardsecurecode.com/

SouthWest Communities FCU 2019 Christmas Club Check Request Form

Christmas Club Checks will no longer be automatically mailed, but will instead be automatically transferred to your Shares Account on November 1, 2018. To request your Christmas Club Check be mailed, please fill out & return this form to our Main Office no later than October 21, 2018. Forms received after this date, may not be guaranteed. If you do not receive your Christmas Club Check and believe you should have, please call our office at 412-276-5379.

Account #:_________________________ Name: ____________________________________________________

Address: ______________________________________________________________________________________

Address Line 2: _________________________________________________________________________________

City: ________________________________________ State: _______________ ZIP: ________________________

Phone #: ________________________ Signature: ___________________________________________________