aFForDing calDWEllstUdent loans Can Be a manaGeaBle oPtionLet’s say you borrow the maximum subsidized loan amount all four years, you would borrow a total of $19,000 as follows:

freshman $3,500 Sophomore 4,500 Junior 5,500 Senior 5,500 ToTAl $19,000

Assuming repayment at 6% over 10 years, your monthly payment would be approximately $200 per month.

If you selected a 20-year repayment, you would pay approximately $136 per month and if you selected a 25-year repayment, you would pay approximately $122 per month.

Considering that as you begin your employment after graduation you could be earning monthly net income after taxes between $2,000 and $2,700 per month, borrowing could be an affordable option for you.

Also consider controlling costs in addition to seeking fi nancial aid. Give careful consideration to items such as housing costs when making your decision. Consider payment plans that allow you to spread your cost over a 10-month period of time.

full Time CommuTeR STudeNTTuition $33,990.00Comprehensive fee 1,750.00Technology fee 200.000

ToTAl $35,940.00

let’s eXPlain how

full Time ReSideNT STudeNTTuition 33,990.00 **Room Charge, mJRH 6,515.00meal plan 5,900.00Comprehensive fee 1,750.00Technology fee 200.00

ToTAl $48,355.00** Actual Room Fees are charged based on the building and room assigned.

The price quoted is for a double in Mother Joseph Residence Hall.The room fee for Rosary Hall is $7,830.00. The room fee for Dominican Hall is $9,320.00

* Tuition, fees, room and board fi gures are from the University’s Web sites for the 2019-2020 year

2019 – 2020

* Tuition, fees, room and board fi gures are from the University’s Web sites for the 2019-2020 year

tUition, Fees, room & Board ComParisonamonG similar institUtions in the northeast

0 10000 20000 30000 40000 50000 60000 70000

$61,100 $58,420 $58,340 $57,842 $57,800 $55,908 $53,885 $53,316 $51,764 $48,355

ScrantonMarist ArcadiaSeton HallSacred HeartIonaSienaSt. Peter’sKings College (PA)Caldwell University

CALDWELL UNIVERSITY

Kings College (PA)

St. Peter’s

Siena

Iona

Sacred Heart

Seton Hall

Arcadia

Marist

Scranton

scholarships & grantsType HS GpA SAT RANGe ACT RANGe AddiTioNAl RequiRemeNTS AmouNTSPresidential Scholarship 3.3 1270+ 27+ $18,000 – Full TuitionCaldwell Scholarship 3.0 1080 – 1260 20 – 26 $13,000 – $20,000High School 3.5+ N/A N/A Only if not awarded Caldwell, $8,000 – $12,000 Achievement Award Nursing, or Presidential ScholarshipsCatholic High School First time, full-time freshman $2,000 Scholarship who will be graduating from a Catholic High School Nursing Grant 3.3 1080+ 21+ For Nursing majors only, $5,000 – Full Tuition Nursing majors are not eligible for other Academic Scholarships Recognition Award Based on Community Service $1,000 – $5,000 and Leadership Experience Talent Scholarships Awarded to students with $500 – $5,000 interest in art or music; portfolio or audition required

I n com Ing Fr e shmen s cholarsh I p s

Type TRANSfeR GpA AddiTioNAl RequiRemeNTS AmouNTSCaldwell Scholarship 3.5 – 4.0 $12,000 – $20,000Caldwell Scholarship 2.8 – 3.49 $8,000 – $12,000Nursing Grant 3.3+ For Nursing majors only, Nursing majors not eligible $5,000 – $15,000 for other Academic Scholarships Phi Theta Kappa Scholarship Awarded to transfer students who demonstrate membership $2,000 in the Phi Theta Kappa Honor Society NJSTARS II Scholarship Students Transferring from a NJ Community College $2,500 and met all requirements of NJSTARS programRecognition Award Based on Community Service and Leadership Experience $1,000 – $5,000Talent Scholarships Awarded to students with interest in art or music; portfolio $500 – $5,000 or audition required

I n com Ing TransF er s cholarsh I p s

2019 – 2020

Caldwell Grants Awarded to full-time freshmen and transfer students who submit a completed FAFSA and demonstrate financial need. Grants range from $1,000 to $25,000 and are reviewed annually based on your family’s financial need.

athletiC Grants Awarded to full-time students with exceptional athletic ability. Athletic awards vary and may be used for tuition and room and board.

Federal Grants A federal pell Grant is awarded to students who qualify, based on your family’s income, assets and other data you provided when filing the FAFSA. Federal Pell grants range up to a maximum of $6,095 per year.

The federal Supplemental educational opportunity Grant (SeoG) is for students with exceptional financial need to assist them with the costs of education. This grant is only available to students who are eligible to receive a Pell grant. SEOG awards range up to $1,000 per year.

new Jersey state ProGramsStudents who are residents of the State of New Jersey for a minimum of 12 consecutive months may be eligible for Tuition Aid Grants (TAG) or Educational Opportunity Fund Grants (EOF) based on need as determined by filing the FAFSA. Dreamers who meet eligibility requirements may also be eligible for state aid. Visit www.hesaa.org for more information and to apply for these programs.

office of financial Aid 973-618-3221 • financialAid@caldwell.edu • office of Admissions 973-618-3500 • Admissions@caldwell.edu