2019 Allwell Medicare Essentials II (HMO) H0351: 050 Maricopa and Pinal counties, AZ

H0351_19_7906SB_050_M_Accepted 09072018

This booklet provides you with a summary of what we cover and your cost-sharing responsibilities. It doesn’t list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, please call us at the number listed on the last page, and ask for the ‘‘Evidence of Coverage’’ (EOC), or you may access the EOC on our website at allwell.azcompletehealth.com.

You are eligible to enroll in Allwell Medicare Essentials II (HMO) if:

• You are entitled to Medicare Part A and enrolled in Medicare Part B. Members must continue to pay their Medicare Part B premium if not otherwise paid for under Medicaid or by another third party.

• You must be a United States citizen, or are lawfully present in the United States and permanently reside in the service area of the plan (in other words, your permanent residence is within the Allwell Medicare Essentials II (HMO) service area counties). Our service area includes the following counties in Arizona: Maricopa and Pinal.

• You do not have end-stage renal disease (ESRD). (Exceptions may apply for individuals who develop ESRD while enrolled in an Allwell commercial or group health plan, or a Medicaid plan.)

The Allwell Medicare Essentials II (HMO) plan gives you access to our network of highly skilled medical providers in your area. You can look forward to choosing a primary care provider (PCP) to work with you and coordinate your care. You can ask for a current provider directory or, for an up-to-date list of network providers, visit allwell.azcompletehealth.com. (Please note that, except for emergency care, urgently needed care when you are out of the network, out-of-area dialysis services, and cases in which our plan authorizes use of out-of-network providers, if you obtain medical care from out-of-plan providers, neither Medicare nor Allwell Medicare Essentials II (HMO) will be responsible for the costs.)

This Allwell Medicare Essentials II (HMO) plan also includes Part D coverage, which provides you with the ease of having both your medical and prescription drug needs coordinated through a single convenient source.

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Summary of BenefitsJANUARY 1, 2019--DECEMBER 31, 2019 ­Benefits Allwell Medicare Essentials II (HMO) H0351-050

Premiums / Copays / Coinsurance Monthly Plan Premium $0

You must continue to pay your Medicare Part B premium.

Deductible • $0 deductible for medical services • $50 deductible for Part D prescription drugs (applies to drugs on

Tiers 3, 4 and 5)

Maximum Out-of-Pocket Responsibility(does not includeprescription drugs)

$4,500 annually This is the most you will pay in copays and coinsurance for medical services for the year.

Inpatient Hospital Coverage*

$295 copay per day, days 1 through 6 $0 copay per day, days 7 and beyond

Outpatient Hospital* • Outpatient Hospital (includes observation services): $195 copay per visit

• Ambulatory Surgical Center: $100 copay per visit

Doctor Visits* • Primary Care: $0 copay per visit • Specialist: $35 copay per visit

Preventive Care (e.g. flu vaccine, diabetic screening)

$0 copay Other preventive services are available.

Emergency Care $90 copay per visit You do not have to pay the copay if admitted to the hospital immediately.

Urgently Needed Services

$20 copay per visit

Diagnostic Services/ Labs/Imaging*

• Lab services: $10 to $25 copay • Diagnostic tests and procedures: $0 copay • X-ray services: $10 to $75 copay • Diagnostic radiological services (such as MRI, MRA, CT, PET):

$125 - $200 copay

Services with an * (asterisk) may require prior authorization and / or a referral from your doctor. 3

Benefits Allwell Medicare Essentials II (HMO) H0351-050 Premiums / Copays / Coinsurance

Hearing Services • Hearing exam (Medicare-covered): $30 copay • Routine hearing exam: $0 copay (1 every calendar year) • Hearing Aids: $0 - $995 copay (2 hearing aids every year)

Dental Services Dental services (Medicare-care covered): $35 copay per visit

Additional preventive and comprehensive dental benefits are available for an extra premium. See optional supplemental benefits section.

Vision Services Vision exam (Medicare-covered): $0 copay per visit Routine eye exam and eyewear available for an additional premium. See optional supplemental benefits section.

Mental Health Services* Individual and group therapy: $35 copay per visit

Skilled Nursing Facility* For each benefit period, you pay: $0 copay per day, days 1 through 20 $170 copay per day, days 21 through 100

Physical Therapy* $30 copay per visit

Ambulance* $325 copay (per one-way trip)

Transportation Not Covered

Medicare Part B Drugs* • Chemotherapy drugs: 20% coinsurance • Other Part B drugs: 20% coinsurance

Services with an * (asterisk) may require prior authorization and / or a referral from your doctor.

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Part D Prescription Drugs Deductible Phase $50 deductible

(Deductible does not apply to Tiers 1, 2 and 6.)

Initial Coverage Phase(after you pay yourdeductible, if applicable)

Preferred Retail Rx 30-day supply

Standard Retail Rx 30-day supply

Mail-Order Rx 90-day supply

Tier 1: Preferred Generic $5 copay $10 copay $12 copay

Tier 2: Generic $15 copay $20 copay $42 copay

Tier 3: Preferred Brand $37 copay $47 copay $101 copay

Tier 4: Non-Preferred Drug

$90 copay $100 copay $260 copay

Tier 5: Specialty 32% coinsurance

32% coinsurance Not available

Tier 6: Select Care Drugs $0 copay $0 copay $0 copay

Important Info: Cost-sharing may change depending on the level of help you receive, the pharmacy you choose (such as Standard Retail, Mail-Order, Long-Term Care or Home Infusion) and when you enter another of the four phases of the Part D benefit.

For more information about the costs for Long-Term Supply, Home Infusion, or additional pharmacy-specific cost-sharing and the phases of the benefit, please call us or access our EOC online.

Low income subsidy (LIS) is extra help you receive from Medicare. To find out if you qualify, visit Medicare.gov or call Member Services at 1-800-977-7522 (TTY: 711).

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Additional Covered Benefits Benefits Allwell Medicare Essentials II (HMO) H0351-050

Premiums / Copays / Coinsurance Over-the-Counter (OTC) Items

$0 copay $75 max plan benefit every three months. Limited to one order per benefit period (quarter). Unused balances at the end of each period will not carry over.

Please visit the plan’s website to see the list of covered over-the­counter items.

Meals* $0 copay Plan covers home-delivered meals (up to 2 meals per day for 14 days) following discharge from an inpatient facility or skilled nursing facility provided the meals are medically necessary and ordered by a physician or practitioner.

Chiropractic Care* Chiropractic services (Medicare-covered): $20 copay per visit

Medical Equipment/ Supplies*

• Durable Medical Equipment (e.g., wheelchairs, oxygen):20% coinsurance

• Prosthetics (e.g., braces, artificial limbs): 20% coinsurance• Diabetic supplies: $0 copay

Foot Care* (Podiatry Services)

Foot exams and treatment (Medicare-covered): $35 copay per visit

Virtual Visit Teladoc offers 24 hours a day/7days a week/365 days a year virtual visit access to board certified doctors to help address a wide variety of health concerns/questions.

Wellness Programs • Fitness program: $0 copay• 24-hour nurse advice line: $0 copay• Supplemental smoking and tobacco use cessation (counseling to

stop smoking or tobacco use): $0 copay For a detailed list of wellness program benefits offered, please referto the EOC.

Worldwide Emergency Care

$50,000 plan coverage limit for supplemental urgent/emergent services outside the U.S. and its territories every year.

Routine Annual Exam $0 Copay

Services with an * (asterisk) may require prior authorization and / or a referral from your doctor.

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Optional Supplemental Benefits (you must pay an extra premium each month for these benefits)

Gold Package 1 Monthly Premium This additional monthly premium is in addition to your monthly plan premium and the monthly Medicare Part B premium.

$49 per month

Preventive/Comprehensive dental care You can see any licensed dentist to receive covered preventive and/or comprehensive services with minor restorative and non-surgical periodontics; however, you pay a little more to use providers who are out-of-network. Dental Care Benefits Preventive & Comprehensive Dental PPO

In-network Out-of-network

Annual deductible (applies to all dental services)

$50 $100

Annual benefit maximum $1,000 in- and out-of-network combined

Preventive and diagnostic services: oral exams, cleanings (prophylaxis), fluoride treatment, dental x-rays, emergency exam

Covered at 100% You pay 20%

General services: fillings, general anesthetics You pay 20% You pay 40% Major services: crowns, removable & fixed bridges, complete, & partial dentures, oral surgery, periodontics, endodontics

You pay 30% You pay 50%

Vision Care Benefits Multiyear benefits may not be available in subsequent years. Vision hardware (eyeglasses or contact lenses) are limited to 1 purchase every 24 months. Amounts left over the benefit limit after purchase are forfeited.

In-network Out-of-network

Eye exam (available once every year) $0 copay $0 copay

Annual benefit maximum $250 combined benefit maximum for eyeglasses (frames and lenses) or contacts.

Chiropractic and Acupuncture ServicesChiropractic $15 copay per visit Acupuncture $15 copay per visit Annual visit limit - 24 visits per year (acupuncture and chiropractic visits combined)

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Optional Supplemental Benefits (you must pay an extra premium each month for these benefits)

Gold Package 2 Monthly Premium This additional monthly premium is in addition to your monthly plan premium and the monthly Medicare Part B premium.

$24 per month

Preventive/Comprehensive Dental Care You can see any licensed dentist to receive covered preventive and/or comprehensive services with minor restorative and non-surgical periodontics; however, you pay a little more to use providers who are out-of-network. Dental Care Benefits Preventive and Diagnostic Step-Up

Dental PPO Services In-network Out-of-network

Annual deductible (deductible applies to all services)

$50 in- and out-of-network (applies to all dental services)

Annual benefit maximum $1,000 in-and out-of-network combined Preventive services: oral exams, cleanings (prophylaxis), fluoride treatment, dental x-rays --- 1 set of preventive x-rays (up to 4 bitewing x-rays)

Covered at 100% You pay 20%

General services: Fillings You pay 20% You pay 40% Major services: periodontal scaling & root planning, periodontal maintenance

You pay 20% You pay 40%

Vision Care Benefits Multiyear benefits may not be available in subsequent years. Vision hardware (eyeglasses or contact lenses) are limited to 1 purchase every 24 months. Amounts left over the benefit limit after purchase are forfeited.

In-network Out-of-network

Eye exam (available once every year) $0 copay $0 copay Annual benefit maximum $100 combined benefit maximum for

eyeglasses (frames and lenses) or contacts.

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For more information, please contact: Allwell Medicare Essentials II (HMO) PO Box 10420 Van Nuys, CA 91410-0420

allwell.azcompletehealth.com

Current members should call: 1-800-977-7522 (TTY: 711)

Prospective members should call: 1-800-333-3930 (TTY: 711)

From October 1 to March 31, you can call us 7 days a week from 8 a.m. to 8 p.m. From April 1 to September 30, you can call us Monday through Friday from 8 a.m. to 8 p.m. A messaging system is used after hours, weekends, and on federal holidays.

If you want to know more about the coverage and costs of Original Medicare, look in your current ‘‘Medicare & You’’ handbook. View it online at www.medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.

This information is not a complete description of benefits. Call 1-800-977-7522 (TTY: 711) for more information.

‘‘Coinsurance’’ is the percentage you pay of the total cost of certain medical services.

The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

This document is available in other formats such as Braille, large print or audio.

Allwell is contracted with Medicare for HMO, HMO SNP and PPO plans, and with some state Medicaid programs. Enrollment in Allwell depends on contract renewal.

SBS029014EK00 (3/19)

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