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    The debates have begun,

    the TV commercials are

    in our faces, the media

    is in its glory increasing ad rev-

    enue after a lackluster year, the

    nation is polarized and the peo-

    ple are tuned-in, eager to seewhat happens!

    What does this all mean to

    you, a resident of North Jersey,

    looking to grow and maintain

    your net-worth and portfolio; to

    preserve your standard of living

    while increasing the quality of

    life for yourself, your spouse and

    your children? Can the elec-

    tion of the President really

    influence any of these factors?

    Does he or will he affect the

    tone of the Nation and the peo-ple who live here? Does the

    winner have the influence to

    really effect change? Can the

    President motivate and manipu-

    late Congress to make effective

    improvements that will have

    both a short term and long-term

    positive effect on your finances

    and bottom line? Does it really

    make a difference who the vic-

    tor is?

    The answer to these ques-tions in this authors opinion is

    a resounding YES. All we need

    to do is look back at the

    Presidencies of Republican

    Ronald Reagan and Democrat

    Bill Clinton who left an indeli-

    ble impression. The country

    prospered under their leader-

    ship and these facts are undeni-

    able. These two leaders had a

    divergently different approach

    to governing and leading, yet,

    both were successful in theirown right. In both cases, their

    actions affected the people

    long after their terms expired,

    in some cases to this very day.

    As an individual and a voter,

    whether you voted for these

    men or not there are some ques-

    tions you should ask yourself.

    Were you proud of the job they

    performed and the legacy they

    left behind? Were you proud to

    be an American while they heldthe highest office in the land?

    Did you personally prosper as a

    result of their actions and

    choices? Did the job market at

    the time benefit your career?

    Did your portfolio grow, was

    money more plentiful then, and

    was the general attitude and

    sentiment of the public, better,

    under their leadership? Were

    you a happier person during the

    Reagan and Clinton years?

    How did these leaders, inyour opinion handle foreign

    affairs? What was the worlds

    opinion of America and

    Americans at the time as com-

    pared to the last few years? Was

    our country a safer place to live

    and raise a family then, when

    weighed against today? What

    happened over the last 12 years

    to change or diminish America

    as we once knew her? In your

    opinion, are prospects for thefuture less or more opportunis-

    tic now, as opposed to then?

    As a financial columnist

    and a Retirement Income and

    Estate Planning Specialist, it

    isnt my job or purpose in this

    column space to campaign for

    Election Day is almost here

    Who should you vote for? By Mark Charnet

    Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

    October 17, 2012

    Zone 3, Vol. 10, No. 20

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    Note: To have your groups

    announcement appear in

    Community Happenings,

    please e-mail the informationin paragraph format to calen-

    [email protected].

    October 20

    Pompton Reformed Church

    Autumn Fest is being held on

    Saturday, October 20 at 59Hamburg Turnpike, Pompton

    Lakes from 10:00a.m-

    4:00p.m. There will be food,

    baked goods, crafts, a farm

    stand, childrens games, holi-

    day shop and much, muchmore come and enjoy the

    day with us. Thank you again

    for your past and continued

    support we couldnt do it

    without you.

    October 21

    Join us for a day of crafts,

    games, food and Fall festivi-

    ties on Sunday, October 21

    from 12-4p.m. at Hershfield

    Park, Pompton Lakes. Come

    paint a pumpkin, win prizes

    at our games booths, shop

    the vendor area or enter our

    pie-eating contest! Crafts

    and activities from $1-5,

    some events free. Open tothe community. Rain or

    shine. This event will be

    run by the Pompton

    Lakes/Riverdale Girl Scouts.

    See you there!

    The Reformed Church in

    Kinnelon offers a monthly

    breakfast and Bible study on

    Sunday, October 21,

    November 18, and December

    16 from 8:45-9:30a.m. The

    months of autumn will fea-ture the video series, That

    the World May Know, fea-

    turing faith lessons filmed in

    Israel and Turkey where bible

    events actually took place.

    The breakfast, which

    includes an egg dish, bagels,

    orange juice, coffee and tea,

    is free of charge. Everyone is

    encouraged to bring their

    own Bibles. Extra Bibles are

    available at the church aswell. Our regular worship

    service begins at 10a.m. in

    the sanctuary. Sunday school

    is available for children, ages

    3-14. Loving childcare is also

    provided during worship.

    The Reformed Church in

    Kinnelon is located at 155

    Kinnelon Road. For more

    information, please call the

    church at 973-838-3113.

    Plenty of parking and handi-capped facilities are avail-

    able.

    October 23

    The Bloomingdale United

    Methodist Church will host a

    Fish n Chips Dinner ( Also

    offering Chicken n Chips)

    on Tuesday, October 23 from

    5:00-7:00p.m. at 65 Main

    Street in Troxler Hall (lift

    accessible). Food providedand prepared by Argyle.

    Adults $13.00 and children

    (under 12) $7.00. Take-out is

    available. For tickets or

    information please call and

    leave a message at 973-838-

    5140 or email bumec65@aol

    or visit our website at

    www.wix.com/bumcpublici-

    ty/churchwebsite.

    October 24There will be an

    Aromatherapy beginners

    workshop at Butler Public

    Library on Wednesday

    October 24 from 6p.m.-7p.m.

    What you need to bring is

    the desire for good health,

    youth, and energy, as well as

    an open mind, curiosity and

    friends. All programs are free

    of charge; however registra-

    tion is required by calling973-838-3262, or by visiting

    the library at 1 Ace Road

    Butler, as space is limited.

    November 4

    The Bloomingdale Fire

    Department Ladies Auxiliary

    is having its 8th Annual

    Vendor/Craft & Bake Sale,

    Sunday, November 4 from

    10a.m.-3p.m. It will be held

    at the Bloomingdale Fire-mens Hall, 101 Hamburg

    Tpke., Bloomingdale. Please

    come out and support the

    Bloomingdale Fire Dept.

    Ladies Auxiliary Fundraiser.

    If you are a vendor and inter-

    ested in participating in this

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 2, Zone 3

    100% mailed twice a month newspaper234 Main Street, 2nd Floor

    Lincoln Park, NJ 07035 973.696.8008

    Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino

    Multimedia: Joe Pellegrino, Jr. Art Director: Robin Banta Graphics: Mary Lalama

    Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifie ds: Kathleen Todd

    Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

    Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 3

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    one candidate or

    another. It is however,

    to help you derive the

    best strategies, plans

    and programs to cir-cumvent any calamity

    in advance, and

    cling to the concept of

    the 7Ps: Prior Proper

    Planning Prevents

    Poor Performance

    Period! regardless of

    the election outcome.

    This is my Pledge of

    Allegiance to my

    clients, constituents

    and colleagues! Agreat financial advisor

    will have a game plan

    and an opinion on

    how to manage client money

    regardless of the political or

    economic environment! If

    you have lost faith in your

    current advisor or have no

    financial advisor, NOW is

    the time to engage one! I

    remind you that the Federal

    deficit exceeds $16 Trillion.This inconceivable number

    will permeate our lives until

    long after we are dead. It will

    affect our children and their

    children and their children.

    You must take action imple-

    menting a portfolio defense

    strategy and plan yet be posi-

    tioned for growth when the

    markets return to prolonged

    profitability (a Bull Run).

    My advice is to vote forastute financial advice, guid-

    ance and preparation so that

    whichever way the political

    tide turns, your fortune will

    be there for you and for

    your family.

    Mark E. Charnet is Presi-

    dent and Founder of Ameri-can Prosperity Group. APG

    is the Premier Retirement and

    Estate Planning Franchise in

    the United States with 18 of-

    fices in 10 states. Mr. Char-

    net is a Certified Annuity

    Specialist and has over thirty

    years of experience in the Re-

    tirement and Estate Planning

    fields. Cr eator of th e Trinity

    Method of Investing,

    Mark encourages your in-quiries and can be reached

    at: 877-885-1APG (1274)

    or 973-831-4424

    or via email, markchar-

    [email protected]

    Check out our website:

    www.1APG.com Interested in

    a career in retirement and

    estate planning?

    Check out this website:

    www.APGFranchise.com

    Securities through: BCG Secu-rities, Inc. Member SIPC,

    FINRA and a Registered

    Investment Advisor.

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 4, Zone 3

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    Election Day is almost here Who should you vote for?

    continued from page 1

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    The 2010 HealthcareAct included several

    significant tax

    changes scheduled to take

    effect next year. Listed below

    is information on two provi-

    sions that could impact

    numerous taxpayers, and

    what you can do before year-

    end to minimize the negative

    impact of these provisions.

    Cap on healthcare flexiblespending account (FSA)

    contributions

    Before the Healthcare

    Act, there was no tax-law

    limit on the amount youcould contribute each year to

    your employer's healthcare

    FSA plan. That said, many

    plans have always imposed

    their own annual limits.

    Amounts you contribute to

    the FSA plan are subtracted

    from your taxable salary.

    Then, you can use the FSA

    funds to reimburse yourself

    tax-free to cover qualified

    medical expenses. Gooddeal! Starting in 2013, how-

    ever, the maximum annual

    FSA contribution for each

    employee will be capped at

    $2,500. An employee

    employed by two or more

    unrelated employers may

    elect up to $2,500 under

    each employer's health FSA.

    Tax planning implica-

    tions: If you have an FSA

    plan, your employer will askyou near the end of the year

    to decide how much you

    want to contribute to your

    healthcare FSA for 2013. At

    that point, the new $2,500contribution limit may affect

    you. Other than that, just

    make sure you use up your

    2012 contribution before thedeadline for doing so.

    Higher threshold for item-

    ized medical expense deduc-tions

    Before the Healthcare

    Act, the allowable itemized

    deduction for unreimbursedmedical expenses paid for

    2013 healthcare provisions and college loan repayment plan application

    are simplified: Noteworthy 2013 healthcare provisions By Robert P. Sokoloff

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 5

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    Tooth sensitivity can be

    caused by a problem

    with the tooths nerve

    and blood supply (pulp), or by

    exposure of dentin, resulting in

    dentin hypersensitivity.

    Dentin is a sponge-like,

    hard layer underneath enamel

    (the outer white, hardest

    layer of a tooth) that containssmall channels that connect

    the pulp to the outside of the

    dentin. When dentin is

    exposed, there can be hyper-

    sensitivity.

    Dentin hypersensitivity is

    a short, sharp pain not caused

    by tooth decay. It can affect up

    to one in every two people at

    sometime in their lives. This

    condition is estimated to affect

    40 million people in the U.S.

    Hypersensitivity mostly

    affects people in their 20s and30s. Age changes dentin and

    decreases tooth sensitivity. Age

    increases gum recession (expos-

    ing dentin), enamel erosion,

    and tooth structure loss.

    Enamels hard texture pro-

    tects the pulp and dentin.

    When it is lost, hypersensitivi-

    ty occurs. The most common

    complaints are caused by cold

    and sweets.The pain from

    enamel loss is caused by:1.Acidic foods and drinks

    (sodas,sports drinks,fruits,etc.)

    2.Vigorous over-brushing, re-

    moving the enamel

    3.Abrasive toothpastes

    4.Using a medium or hard

    toothbrush (not American

    Dental Association approved)

    5.Gum recession

    6.Use or overuse of tooth

    whitening products

    7.Clenching or grinding your

    teeth (bruxism)Part 2 discusses the actual

    reason hypersensivity hurts,

    damaged to the pulp (nerve),

    and available treatments.

    Dr. Brusco is a 1980 graduate of

    The University of Pennsylvania

    and has been practicing in Kin-

    nelon since 1982. Dr. Bruscos

    practice is located at 170 Kin-

    nelon Road, Suite 29A in Kin-

    nelon. You may reach him bycalling 973-838-5862 or

    visiting him on the web at

    www.drbrusco.com.

    Tooth sensitivity a

    common problemThe first of a four-part article

    By Peter Brusco, DMD

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 6, Zone 3

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 7

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    Dressing up and

    engaging in role play

    is an important com-

    ponent of childhood learning

    and having fun. Although

    costumes are regularly used

    in day care centers, schools

    and at home, they become

    the center of attention when

    Halloween arrives.

    The practice of wearing

    costumes dates back at least

    2,000 years to ancient

    Europeans and Celts. These

    cultures celebrated a holiday

    called Samhain, which repre-

    sented their new year.

    Samhain fell on November 1

    and marked the first day of

    winter after the summer har-

    vest. These ancient people

    associated the winter with

    coldness, darkness and death

    and believed the day before

    Samhain October 31

    established a distorted

    boundary between the living

    and the dead. Therefore,

    individuals wore costumes

    and masks to avoid being rec-

    ognized by the ghosts that

    came out on the night of

    Samhain. They would also

    place bowls of food outside of

    their homes to satisfy the

    ghosts and keep them from

    entering the home.

    Although Halloween

    has transformed more into a

    commercial holiday than one

    associated with death and

    the afterworld in the literal

    sense, many adults and chil-

    dren continue to participate

    in the rituals that were set

    forth many years ago, most

    notably wearing costumes.

    Parents may want to ensure

    that the costumes their chil-

    dren wear are safe to help

    make Halloween a day with-

    out injury.

    Create a cape that doesnt

    choke. A long cape can be

    stepped on and then tug at a

    childs neck. Instead, make a

    cape that has arm loops to

    keep it in place instead of a

    tie around the neck. This

    way there never will be a

    choking hazard.

    Check makeup labeling.

    There are many safe

    Halloween cosmetics on the

    market, but some should not

    be used around the eyes or

    mouth because allergic reac-

    tions could occur. Double-

    check all ingredients lists

    and package warnings before

    using makeup on children,

    who tend to have more sensi-

    tive skin than adults. Also, it

    is a good idea to do a test

    patch of the product. Put a

    small dab of the makeup in

    the crook of the inside of the

    childs elbow. Wait 24 hours

    and see if any itching or

    a rash forms. This could

    indicate an allergy to the

    product.

    Keep eyes open. Masks are

    popular components of

    Halloween costumes, but

    some designs can obstruct

    vision or even impair breath-

    ing. Masks always should be

    comfortable to wear and offer

    good forward and peripheral

    views.

    Choose natural materials

    for costumes. Buying a pre-

    made costume at the store

    may save you time and

    money, but there may be

    safer options if you construct

    a costume yourself. Many

    costumes are made overseas

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 8, Zone 3

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    Safety first in kids Halloween costumes

    continued on page 11

  • 7/31/2019 221657_1350295918Oct 17, 2012 Z3_low rez

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    you, your spouse and your

    dependents equaled the

    excess of your qualified med-

    ical expenses over 7.5 per-

    cent of your adjusted gross

    income (AGI). Starting in

    2013, the deduction thresh-

    old will be raised to 10 per-

    cent of AGI for most individ-

    uals. However, if either you

    or your spouse reach age 65

    by Dec. 31, 2013, the new 10

    percent threshold will not

    take effect until 2017. (In

    other words, the long-stand-

    ing 7.5 percent threshold will

    continue to apply to those

    taxpayers for 20132016.)

    Also, if you or your spouse

    turn 65 between 20142016,

    the long-standing 7.5 percent

    threshold will apply for that

    year through 2016. Starting

    in 2017, the 10 percent

    threshold will apply to every-

    one.

    Tax planning implica-

    tions: If you will be affected

    by the new 10 percent

    threshold next year, consider

    accelerating elective qualify-

    ing unreimbursed medical

    expenses into 2012 so that

    your allowable medical

    expense deduction for this

    year will be based on the

    more taxpayer-friendly 7.5

    percent threshold.

    College loan repayment plan

    application is simplified

    Federal college loan bor-

    rowers have several repay-

    ment plan options. One

    option income-based

    repayment (IBR) is about

    to get simpler. Under IBR,

    required monthly payments

    are capped based on income

    and family size. Previously,

    applicants had to enter their

    income tax data onto the

    application. Now, the

    Department of Education is

    collaborating with the IRS so

    applicants can import their

    tax return data directly into

    the IBR application and sub-

    mit it online. This will allow

    borrowers to complete the

    application in one sitting.

    Robert P. Sokoloff and Associ-

    ates, PC, is a year-round full-

    service CPA firm, providing a

    wide range of accounting and

    tax services to both small busi-

    ness and individual clients. They

    are QuickBooks certified pro ad-

    visors and provide new business

    set up, training and support.

    Their office is located at 166

    Main Street in Lincoln Park.

    Their website is www.cpanew-

    jersey.com and their e-mail is

    [email protected]. To con-

    tact them by phone, please call

    973-633-1001.

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 9

    Has your child been diagnosed with... Cerebral Palsy

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    2013 healthcare provisions

    and college loan repayment plancontinued from page 5

  • 7/31/2019 221657_1350295918Oct 17, 2012 Z3_low rez

    10/28

    event, please call Denise at

    862-377-1914.

    November 15

    The Butler Elementary

    Schools PTA presents the

    Harlem Rockets Comedy

    Basketball on Thursday,

    November 15 at 6:30p.m.at

    the Butler High School Gym.

    Advance ticket prices; stu-

    dents-$10.00, adults-$12.00,

    family 4 pack-$40.00. To pur-

    chase tickets please call 973-

    838-1754 or 973-897-7838.

    Join us for a night of fun for

    the whole family and help

    raise funds to support the

    Butler PTA.

    Around theCommunity

    The Pompton Lakes

    Republican Club invites you

    to its monthly meetings on

    the third Thursday of each

    month at the VFW Post 2906

    off Wanaque Avenue in

    What are you doing

    on Tuesday, Nov-

    ember 6? Are you

    one of the millions of

    Americans who will choose

    not to vote? If so, how come?

    If the answer is because youre

    too busy, youre definitely not

    alone. The California Voter

    Foundation found that 28 per-

    cent of infrequent voters (and

    23 percent of unregistered

    voters) said they were just too

    busy to vote. Yet a whopping

    91 percent of infrequent vot-

    ers said that voting is an

    important part of being a good

    citizen!

    So whether you are too

    busy with work or simply dont

    want to waste time waiting in

    line at the polls, there is a sim-

    ple solution fill out an

    absentee ballot!

    Anyone registered to

    vote can now do so by absen-

    tee ballot. You do not need to

    provide a reason! This way you

    can cast your vote easily from

    wherever you are and on

    your own time. To get your

    ballot, go to this website:

    www.state.nj.us/state/elec-

    tions/voting-information-

    vote-by-mail.html. Your ballot

    must be received by the coun-

    ty clerk seven days prior to the

    election.

    In addition to being too

    busy to vote, there are other

    excuses people provide every

    year. However, the answers to

    these excuses may not be quite

    as simple as obtaining an

    absentee ballot.

    Many voters believe their

    vote doesnt truly matter.

    Although the way the

    Electoral College system works

    might make an individual vote

    seem insignificant, its not.

    Each state is deciding which

    candidate its electoral votes

    will go toward. If your vote did

    not count, there wouldnt

    even need to be an election to

    begin with. You have a voice

    and you have the right to be

    heard.

    Even those who know

    their vote counts might be dis-

    appointed with both candi-

    dates. That doesnt mean you

    shouldnt vote; take the lesser-

    of-two-evils approach. Whom

    would you definitely NOT

    want to have in office? Maybe

    youre dissatisfied with

    President Obamas past term

    in office. If thats the case, vote

    for Romney! Do you know for

    sure that you dont want

    Romney in office? Then secure

    President Obamas position for

    a second term! The winner of

    the 2012 Presidential Election

    is going to be leading our

    country for the next four years.

    Even if you absolutely hate the

    candidates, you should choose

    the one whom youd rather

    have lead the country.

    Then again, maybe you

    just dont care. Americans

    have a bad reputation for

    being apathetic and voting is

    one of those areas where this

    apathetic attitude really stands

    out. Many are disinterested in

    politics and would much

    rather hear none of it.

    However, people who claim

    not to care about what goes on

    in our government are often

    the first ones to complain

    when things dont go their

    way. If youre upset with the

    state of the country, but take

    no interest in it and refuse to

    participate in elections, you

    really have no right to com-

    plain. Dont stay home and be

    disinterested whatever the

    results of Tuesday, November 6

    hold, they will have an impact

    on your life for at least the

    next four years.

    Voting is one of the many

    rights that had to be fought for

    so we could enjoy the freedom

    of choosing our future leaders.

    At the birth of our country,

    only white men who owned

    their own property were

    allowed to vote; minorities and

    women, although citizens, were

    denied participation in elec-

    tions. It took years of protesting

    to extend this right to all U.S.

    citizens. If we refuse to exercise

    our rights, we put ourselves in

    danger of forfeiting them. So

    on Election Day, go out and be

    heard. (Or stay in and mail

    your absentee ballot!)

    If you are not yet regis-

    tered, its simple and takes

    about five minutes. Go to

    www.registertovote.org.

    Too-busy-to-vote and other election excuses By Will Brucella

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 10, Zone 3

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    Happeningscontinued from page 2

    continued on next page

  • 7/31/2019 221657_1350295918Oct 17, 2012 Z3_low rez

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    Pompton Lakes. Membership

    is open to the public. Get

    involved with the PLRC and

    participate in informative

    meetings, community out-

    reach, scholarships for youth,

    and social activities.

    Questions? Call 973-835-

    4025 or e-mail kbaig@opton-

    line.net.

    Kinnelons Open Space

    Committee (OSC) and Open

    and may contain materials

    that are toxic or off-gas

    volatile organic chemicals

    (VOCs), particularly plastic

    and vinyl products.

    Breathing in the

    fumes can be

    dangerous to

    young chil-

    dren. By

    m a k i n g

    the cos-

    t u m e

    yourself,

    you can

    c o n t r o l

    what fab-

    rics and

    other materi-

    als are used.

    Go organic.

    There are a number of

    companies that are now mak-

    ing Halloween costumes from

    organic fabrics and recycled

    materials. A simple online

    search can give you a host of

    prospects for purchasing

    these costumes.

    Make it visible. Trick-or-

    treating at night can be, well,

    tricky. Darkness can make it

    hard for drivers and other

    pedestrians to see costume-

    clad children. If going door-

    to-door will be happening at

    night, consider giving chil-

    dren glow sticks or flashlights

    to carry. There also are

    reflective tapes that can be

    attached to costumes that

    make them light up when

    lights shine on the

    tape.

    Avoid choking

    hazards. Many

    c o s t u m e s

    come with

    s m a l l

    d e t a i l i n g

    or acces-

    sories that

    may be

    hazardous

    to young

    c h i l d r e n .

    Youngsters who

    do not yet know

    what items should

    and should not be put in

    their mouths should not wear

    costumes with removable or

    small detailing. Also, avoid

    the use of fake teeth (such as

    vampire fangs) and fake

    blood or goo capsules that are

    meant to be bitten, so they

    wont be swallowed.

    Halloween is meant to

    be a time of fun and adven-

    ture. Ensuring costumes are

    safe for children can help

    make the day even more

    enjoyable for all involved.

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 11

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    Safety first in kids Halloween costumes

    continued from page 8

    Community Happenings

    continued from previous page

    continued on page 13

  • 7/31/2019 221657_1350295918Oct 17, 2012 Z3_low rez

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    Halloween is a fun-

    filled holiday for

    children, as well as

    adults. However, for your pet,

    Halloween can be a stressful,

    frightening and even danger-

    ous holiday. Your pet depends

    on you to protect it, so please

    take a few extra precautions to

    help keep your pet safe during

    this Halloween season.

    Your companion animals

    may look very cute in a cos-

    tume, but make sure that it is

    not annoying or unsafe for

    them. It should not obstruct

    your pets vision, or constrict

    movement, hearing, or its

    ability to breathe or bark.

    Also, check for small, dan-

    gling or easily chewed-off

    pieces on the costume that

    your pets could choke on, or

    that may cause harm to them,

    such as elastic, rubber bands

    or buttons. When buying a

    Halloween costume for your

    pets, its very important to

    select the appropriate size.

    Do not leave your pets

    outside on Halloween.

    Instead, keep your pets safely

    inside, away from trick-or-

    treaters and other Halloween

    activities. Your pets will be

    less frightened and will not

    feel threatened by noisy, cos-

    tumed children. Plus, these

    ghouls and goblins can scare

    pets, causing them to escape

    from the yard. It is a good idea

    to keep your outdoor cat

    inside several days before and

    after Halloween. Black cats in

    particular may be at risk from

    children's pranks.

    Its best not to bring the

    family dog along trick-or-

    treating. Although it is nice

    for them to get out and trick-

    or-treat with the family, dogs

    may become difficult to han-

    dle during the noise and con-

    fusion of the festivities. Some

    children you meet may be

    afraid of dogs, especially in the

    dark. Also, take your dog on

    its walk before the Halloween

    festivities begin. This will

    help keep your dog safe and

    calm.

    Even the most social

    dogs and cats should be kept

    in a separate room, away from

    the front door, during trick-or-

    treat visiting hours. Too many

    strangers can be overwhelm-

    ing for a dog or cat, and some

    children may be afraid of ani-

    mals. Also, you open the door

    many times during the

    evening for trick-or-treaters,

    so be very careful your dog or

    cat does not dart outside.

    Make sure your cat or

    dog wears a current animal

    license tag or ID tag on its col-

    lar or is micro-chipped. If, for

    any reason, a pet does escape

    or become lost, you increase

    the chances that your pet will

    be returned to you if he is

    wearing a collar with an ID

    tag.

    Dont share any

    candy with pets, espe-

    cially chocolate. Tell

    your children not to

    share their candy

    with the family pet

    and make sure that

    candy is put out of

    reach after children

    return from their trick-or-

    treating adventures. Candy

    can be harmful and chocolate

    is toxic for animals, causing

    vomiting, restlessness, heart

    disturbances and even death.

    If you suspect your pet has

    eaten chocolate or other

    candy that causes discomfort,

    consult your veterinarian

    immediately. Throw your

    candy wrappers away, too.

    Wrappers and lollipop sticks

    can be dangerous if your pet

    swallows them.

    Keep your pet away from

    potentially hazardous decora-

    tions. Flames from jack-o-

    lanterns and candles could

    singe or burn your pet. Keep

    small Halloween decorations

    away from your pet, since they

    could cause choking.

    Use these tips to have a

    festive and safe Halloween. For

    more information and tips

    about holiday safety for pets,

    call or visit your family veteri-

    narian. Remember, your veteri-

    narian is your very best source

    for advice on keeping your pet

    safe, healthy and happy!

    Dr. Matthew Krupnick is the

    owner of the Pequannock Animal

    Hospital. He grew up in Kin-

    nelon and is happy to be home

    with his wife, three cats and two

    dogs to provide quality and

    compassionate care for your pets

    in the community. The Pequan-

    nock Animal Hospital is located

    at 591 Newark Pompton Turn-

    pike in Pompton Plains. You may

    reach them by calling

    973-616-0400.

    Halloween safety tips for pets

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 12, Zone 3

    WHERE YOUR

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  • 7/31/2019 221657_1350295918Oct 17, 2012 Z3_low rez

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    Space Advisory Committee

    (OSAC) are inviting mem-

    bers of various organizations

    and committees throughout

    the borough to join them on

    a tour around Kinnelon. The

    Land Conservancy of New

    Jersey will be taking notes

    and gathering information on

    Kinnelons historical, recre-

    ational, and open space facil-

    ities in order to update the

    boroughs open space plan.

    Residents should go to

    www.kinnelonboro.org for

    additional information re-

    garding public meetings in

    which they can participate.

    Comments and suggestions

    are always welcomed at kin-

    [email protected].

    The Circle of Friendship, a

    support group for the separat-

    ed and divorced, meets at

    7:30p.m. every Thursday at

    St. Marys Church, 17

    Pompton Ave. in Pompton

    Lakes. For further informa-

    tion, call Christine at 973-

    335-9880.

    Picasso once said, Art

    washes from the soul

    the dust of everyday

    life. Art therapy is based on

    the idea that art can be heal-

    ing and taps wordlessly into

    the very core of our inner

    lives. It is an established

    mental health profession that

    uses the creative process of

    art-making to improve and

    enhance the physical, mental

    and emotional well-being of

    individuals of all ages. In art

    therapy, people are encour-

    aged to express what they

    cannot say in words through

    a variety of art forms, includ-

    ing painting, collage, draw-

    ing and sculpture.

    The Riverdale Art

    Center (RAC) and Healing

    Arts Family Connection, two

    non-profits dedicated to

    bringing the healing aspects

    of art to all, have combined

    efforts to offer a unique

    workshop: Family Open

    Studio for Children with

    Autism. Children and their

    families will have the oppor-

    tunity to create art together

    and be able to connect with

    other families. Art projects

    will be varied and adapted to

    all abilities, and no prior

    artistic training or ability is

    required to attend. The

    workshop will encourage self-

    expression and provide the

    opportunity to share artwork

    with the group. Most impor-

    tantly, there will be opportu-

    nities for children to work on

    building their social skills.

    Children with autism

    have many challenges to

    overcome, especially those

    that involve communication

    and socialization. It can be

    hard for parents to find

    appropriate activities for

    their autistic children to

    experience joy and self-

    esteem because of behavioral

    challenges. However, chil-

    dren with autism can be

    extremely creative if directed

    and guided in a nurturing

    way that encourages them to

    relate and respond. For indi-

    viduals with autism, Art

    therapy can be beneficial due

    to their intense sensory

    needs; they generally benefit

    from more visual, auditory,

    kinesthetic, concrete and

    hands-on therapies. A

    trained art therapist will be

    able to understand children

    with autism through art

    media and the creative

    process, and help them with

    their behavioral issues.

    Pamela Ullmann, a

    licensed and trained art ther-

    apist with 15 years of experi-

    ence, joins the RAC as the

    Director of Art Therapy. She

    currently serves as the presi-

    dent-elect of the New Jersey

    Art Therapy Association and

    has worked with children

    and families in a variety of

    community and healthcare

    settings. Pamela will be lead-

    ing this workshop and devel-

    oping more unique programs

    for the RAC in the coming

    year. To find out more about

    Pamela and art therapy, visit

    her website at www.colorsof-

    play.com.

    The workshop is sched-

    uled on Wednesdays from

    4:155:30pm at the RAC,

    starting Nov. 7 and running

    through Dec. 12. The RAC

    is located at 5 Mathews Ave.

    in Riverdale. For more infor-

    mation on this event or to

    register, please call the RAC

    at 973-513-9250 or go online

    to www.riverdaleartcenter

    .org. The workshop fee is $20

    per session for an entire

    family and includes all art

    materials.

    Upcoming art therapy workshop helps children with autismBy Pamela Ullmann, MS, ATR-BC, LCAT

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 13

    Lauren M. Salch, D.M.D. & Ryan P. Zlotkowski, D.M.D.

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    Community

    Happeningscontinued from page 11

    continued on page 27

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 14, Zone 3

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 15

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    i it b it t lif dl i jOctober 17 2012 Zone 3 Page 17

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    Raking leaves is an

    annual event for peo-

    ple in many parts of

    the country. Some people

    enjoy getting out in the crisp,

    autumn air and spending a

    day cleaning up the yard.

    Others do not relish the idea

    of hours upon hours of leaf

    removal from their lawns.

    Making the process easier

    and more enjoyable benefits

    all involved.

    The majority of home-

    owners realize that in order

    to keep their lawn pristine,

    leaves and debris must be

    routinely removed from the

    yard. Raking leaves is an

    activity that takes time and

    energy. It also can be strenu-

    ous work. However, by

    employing a few techniques,

    the work doesn't have to be

    that difficult and it might

    even be fun.

    Invest in a quality rake,

    particularly one that bends a

    bit with each stroke. This

    will help maximize the num-

    ber of leaves that will be col-

    lected with each pass.

    If raking routinely causes

    aches and pains in your arms,

    shoulders and wrists, look for

    ergonomic rakes that are the

    proper height for your body.

    Move your legs when you

    are raking instead of remain-

    ing stationary and just using

    your arms. This will help

    reduce your risk of back pain.

    Use smaller passes of the

    rake to collect leaves. This

    method is more efficient and

    less taxing on your muscles.

    * Turn on music while you

    are raking. Sing along to the

    tunes or move with the beat,

    and it just may take your

    mind off of the task at hand.

    Be sure to rake downwind;

    otherwise every pile of leaves

    you collect may end up blow-

    ing around and giving you

    more work.

    Rake leaves in groups.

    Enlist the help of all family

    members so that it will take

    much less time. Plus, every-

    one gets to spend time work-

    ing together. Talking and

    joking around will certainly

    pass the time more quickly.

    Use a leaf blower sparingly.

    It may seem advantageous to

    simply blow the leaves to the

    curb, but this can take more

    time and leaf blowers are

    much noisier. Use the blower

    to dislodge leaves from hard-

    to-reach areas, like behind

    bushes or under decks. Then

    rake the leaves into manage-

    able piles.

    Wait until after the peak

    time for leaves to be falling

    before you do the majority of

    raking. Otherwise, you could

    spend just about every

    Saturday and Sunday clean-

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    Make raking leaves

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    continued on page 18

    visit our website at www lifeandleisurenj com October 17, 2012Page 18, Zone 3

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    ing up leaves.

    Create family-centered

    games while raking. Have

    contests to see who can rake

    the largest pile in the short-

    est amount of time. Take

    breaks so that everyone can

    enjoy jumping in a giant leaf

    pile or horsing around.

    Host a leaf-raking party

    with friends and family mem-

    bers. Tie it into a day when

    there is a football game on

    television, or toss around the

    old pigskin after the job is

    done.

    Use two garbage pail lids to

    pick up leaves and put them

    into disposal bags. You'll grabmore leaves in each pass.

    There are some leaf blowers

    that can vacuum up leaves

    and mulch them at the same

    time. Put a portion of this

    leaf mulch into a compost

    pile or in your garden beds.

    If your town collects leaves

    curbside, be sure to keep

    them in a neat pile to reduce

    the likelihood of leaves mak-

    ing their way into a nearbysewer.

    Leaf cleanup is a neces-

    sary task, but the task doesn't

    have to be tedious and time-

    consuming.

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 18, Zone 3

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    Make raking leaveseasier and maybe funcontinued from page 17

    To Advertise in Life & Leisure Call 973-696-8008

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 19

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    Halloween is a time

    for costumes and

    candy. Americans

    spend roughly $6 billion per

    year on Halloween

    candy. After

    C h r i s t m a s ,

    Halloween is the

    countrys second-

    biggest commercial

    holiday.

    A l t h o u g hmany people like

    the convenience of

    buying bags of pre-

    made candy, they

    will not have con-

    trol over the

    amount of sugar or

    the other ingredi-

    ents that are being

    put into these

    confections. This Halloween,

    celebrants may want to maketheir own sweet treats to

    hand out or share at

    Halloween festivities.

    Chocolate lollipops: All it

    takes is a mold, heating

    device and some chocolate

    candy melts to make delicious

    and eye-catching homemadelollipops. A visit to the craft

    store will probably yield all of

    the ingredients you need.

    Some kits feature squirt bot-

    tles that can be filled with

    chocolate, heated in the

    microwave and

    then easily squirted

    into the candy

    molds.

    Cake pops: A rev-

    olution in dessert,

    cake pops can be

    made in two ways.The first method is

    baking a cake and

    then crumbling it

    up into a bowl.

    Then a container of

    cake frosting is

    added, making the

    mixture moldable.

    The mixture is then

    formed into balls,

    which are put on lollipop

    sticks and dipped into meltedchocolate. The second cake

    Sweet treats for Halloween

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    continued on page 20

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 20, Zone 3

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    Right from Broadway

    to the Rhino stage!

    Dont miss this

    grand scale musical per-

    formed at the Rhino Theatre

    weekends November 2

    through 25 , 2012. Jus t

    recently, this show had its

    second Broadway revival and

    starred Daniel Radcliffe inthe lead role. The Rhino

    Theatres J. Pierrepont Finch

    will be portrayed by Anthony

    Crouchelli of New Milford,

    who boasts impressive

    regional and professional

    credits!

    How to Succeed is the

    story about the triumph of

    the common man. The hero

    is a window washer named J.

    Pierrepont Finch. AfterFinch happens upon a book

    entitled How to Succeed in

    Business Without Really

    Trying, he decides to begin

    his rise up the corporate lad-

    der. Following the instruc-

    tions of the book, Finchlands a job in the mailroom

    at the World Wide Wicket

    Company. With the help of

    his handy book, Finch quick-

    ly gains promotions and out-

    smarts his rival, Frump who

    also happens to be the bossnephew. Finch then gains the

    love of Rosemary, a secretary

    at the company. In the end,

    however, after Finchs ad

    campaign goes awry, the

    book can no longer help him.

    He is forced to rely on his

    own wits and performs so

    admirably that he is promot-

    ed to chairman of the board.

    Show dates are the first

    four weekends in November.Friday and Saturday shows

    are at 8pm and Sunday shows

    are at 2pm Ticket prices are

    $25 for adults, $22 for seniors

    and $20 for children, plus

    tax. Group rates are available

    for 10 or more.

    Rhino Theatre is locat-

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    Pompton Lakes. Call for

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    visit our website atwww.rhinotheatre.com.

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    Rhino Theatre presents... How to

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    Sweet treats for

    Halloween

    pop method is to purchase

    pans or special waffle-iron-

    type devices that turn batter

    into balls while cooking.

    Then the cake balls are put

    on sticks and covered in frost-

    ing or chocolate.

    Candied fruit: Caramel-cov-

    ered apples are an autumn

    tradition, but you also can dip

    bananas into chocolate orpieces of pineapple for a pseu-

    do-healthy treat.

    Chocolate bark: Create a

    healthy and delicious mixture

    of ingredients by melting dark

    chocolate and adding in nuts,

    dried cranberries, raisins, sun-

    flower seeds, or anything else

    you can think off. Pour the

    mixture on a piece of waxed

    paper and allow to harden in

    the refrigerator. Then cutinto chunks and enjoy.

    continued from page 19

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 21

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    Peanut butter is not only

    a staple of childrens

    lunches, but it also is a

    healthy food. While commer-

    cially made peanut butter is

    popular, foodies can also

    make their own homemadepeanut butter.

    Rich in fiber and pro-

    tein, peanut butter makes a

    healthy addition to any diet.

    Fiber helps maintain a

    healthy colon and reduce bad

    cholesterol in the blood and

    also may help to regulate

    blood glucose levels, while

    possibly reducing an individ-

    uals risk of developing col-

    orectal cancer. Individualslooking to eat high protein

    foods can choose peanut but-

    ter as a good protein source

    that can help the body feel

    full longer.

    Peanut butter sometimes

    gets a bad rap because of the

    amount of fat per tablespoon

    of the food. While a serving

    of peanut butter is roughly

    188 calories and may have 16

    grams of fat, the fat is mono-saturated, meaning it is heart-

    healthy. When enjoyed in

    moderation, peanut butter is

    healthy.

    There are several advan-

    tages to making your own

    peanut butter. One of the

    main reasons is you have

    complete control over the

    ingredients. Unlike store-

    bought varieties, your peanut

    butter will not contain extraadditives, such as preserva-

    tives, sugar, salt and oils -- all

    of which can make commer-

    cial peanut butters less

    healthy. Taste is another fac-

    tor in homemade peanut but-

    ter. Many people find the

    taste is more authentic inhomemade peanut butter.

    Plus the saltiness, sweetness

    or roasted flavor can be cus-

    tomized based on preference.

    Heres how to make

    homemade peanut butter.

    (Note: This recipe yields

    roughly 1 quart.)

    1.Purchase 1 bag of unshelled

    peanuts or 1 can (1 pound) of

    shelled, raw or roasted

    peanuts.2.Set aside about a table-

    spoon of vegetable or peanut

    oil.

    3.Shell the peanuts, if neces-

    sary, and put them into a food

    processor.

    4.Pulse the food processor to

    start chopping the peanuts.

    Scrape down the bowl to

    ensure that all of the peanuts

    get finely chopped.

    5.Add the vegetable oil to

    help make a smooth butterand continue to blend until

    smooth.

    6.Taste the peanut butter and

    mix in salt or a small amount

    of sweetener depending on

    personal preference. Honey

    makes a good sweet alterna-

    tive to sugar.

    7.Peanut butter can remain

    fresh in a sealed container for

    roughly one month. It also

    can be frozen.

    Making homemade pea-

    nut butter ensures you have

    control over the ingredients,

    potentially creating a healthi-

    er alternative than store-

    bought varieties. It is anactivity that families can do

    together and youre guaran-

    teed a great-tasting peanut

    butter customized to your

    palate.

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    j

    Making peanut butter at home is easy, and the end product might behealthier than store-bought varieties.

    Homemade peanut butter a healthy snack

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 23

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 24, Zone 3

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    Cindy Gallagher, areal estate profes-

    sional with Coldwell

    Banker Residential Broker-

    age in Kinnelon, has earned

    a spot among the NRT top

    1,000 sales associates for the

    second quarter of 2012. NRT,

    the parent company of

    Coldwell Banker Residential

    Brokerage, is represented by

    more than 41,000 sales asso-ciates across its companies.

    This achievement

    places Cindy in an elite

    group of industry leaders

    whose hard work, dedication

    and unwavering commit-

    ment to service have pro-

    pelled them to an esteemed

    level within our company,

    said Hal Maxwell, president

    of Coldwell BankerResidential Brokerage in

    New Jerse y and Rock land

    County, NY.

    A consistent award win-

    ner for her professional

    excellence during 21 years in

    real estate, Gallaghers sales

    success in 2011 earned her

    membership in the Coldwell

    Banker International

    President's Elite, represent-ing the top two percent of

    85,000 Coldwell Banker

    agents worldwide. Gallagher

    also earned the New Jersey

    Association of Realtors

    Circle of Excellence Sales

    Award at the gold level for

    her outstanding service and

    sales performance in 2011.

    She is a constant top produc-

    er in her Kinnelon office.Gallagher is a previews

    property specialist, expertly

    trained in marketing luxury

    homes. She is also a certified

    new home specialist, residen-

    tial marketing specialist, resi-

    dential specialist and reloca-

    tion professional. Active in

    the real estate industry,

    JEFFERSON $449,000New Const.-C/H Col. 4BRS/3BTHS, FR w/brickFP, H/W Flrs, open front Porch, cul-de-sac loc.KIN2188

    Kinnelon/Smoke Rise 973-838-9300

    RIVERDALE $282,900New construction at The Grande-862sf Dog-wood model w/2 clubhouses, pools, gyms, ten-nis, MORE! 1 & 2BRs also avail. WYN0770

    Wayne 973-694-8000

    WAYNE $279,000Approx 2600sf Luxury HiRise unitw/2BR,2.5Bth,FamRm,EIK,LR/DR. Near NYtrans w/24hr drman & pool.1360 Ham-burgTpk#109. WYN0807

    Wayne 973-694-8000

    FRANKLIN LAKES $1,899,000Beautiful 8BR 6.1Bath home in prestigious

    WestGate w/3 Kit,3 Fplcs,In-law Ste,walk out

    lower level,4GAR&so much more! WYN0803Wayne 973-694-8000

    WAYNE $359,900Lovely 3BR 1.5Bth Packanack Lake Ranchw/open flr plan, LR/fplc, updated Kitchen & Bath+ many more updates! WYN0718

    Wayne 973-694-8000

    GREEN POND $700,000Wonderful oppor. to build your LakefrontDream Home! Prelim. approved plans for a4500SF home w/2C Gar. KIN1982

    Kinnelon/Smoke Rise 973-838-9300

    WAYNE $424,900Lovely Packanack Lake 4BR 3Bath Splitw/FamRm, LR/fplc, FDR, EIK + 2GAR.WYN0587

    Wayne 973-694-8000

    WAYNE $479,000Wonderful well kept 3BR home w/numerous up-dates incl Kitchen & 2.5Bths,FamRm/fpl,2ndKit,beautiful priv yd,CA + 2GAR. WYN0778

    Wayne 973-694-8000

    WAYNE $747,000Newer custom unique 4/5BR 4Bth spectacularColonial w/impressive open fl plan-perfect forentertaining! 2GAR. WYN0757

    Wayne 973-694-8000

    WAYNE $439,000Lg 2900sf 4BR 3Bath Split on .5ac w/open flplan, nwr Kit, HW fls, MBR Ste + MORE inbeautiful area in a conv loc. WYN0567

    Wayne 973-694-8000

    WAYNE $429,900Spacious 3BR 3.5Bth HighPoint twnhme w/EIK,MBR/great MBth, DR, FamRm, Ofc &RecRm/fpl, Patio + GAR. Pool,Tennis,Clbhse.WYN0595

    Wayne 973-694-8000

    KINNELON $425,000Smoke Rise-Perfect entry point into the SRlifestyle. 3BR/2BA Ranch waiting for new own-ers. KIN3333

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $599,000Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,FP, Crown Moldings; 2C Gar.; above groundPool. KIN3094

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $499,000Nestled for privacy-Cust. 4BR/3BA w/Contemp.

    flair./Andersen windows/C/A/2C Gar. KIN1996

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $999,000Ests of Kinnelon-5BR/3.1BA CH Col.features 2Story Grand Ent.w/open bridge 2nd level/Chef'sKit./top of the line Appl. KIN1994

    Kinnelon/Smoke Rise 973-838-9300

    BUTLER $269,500Great 2BR 2Bth unit-custom Kit,HW fls,gated

    comm w/pool,clbhse,gym. Quick closing poss.

    CambridgeHts,134 Barrister. WYN0473Wayne 973-694-8000

    KINNELON $899,000Smoke Rise-New Const. being blt. 4BRS3.1BTHS w/finest quality. Enjoy boating/swim-ming in this premier gated Comm. KIN3031

    Kinnelon/Smoke Rise 973-838-8400

    POMPTON LAKES $279,999Perfection best describes this 3BR/2BA Bi-Level. An opportunity that does not come alongevery day, so hurry in! KIN1304

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $699,000Smoke Rise-Impressive 4BR/3.1BA Cust. TudorRanch/priv. setting on quiet cul-de-sac w/spect.Mtn. views/3C.Gar. KIN6000

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $750,000Smoke Rise-5BR/4.1BA Contemp. on 3.32Acs@ end of culdesac, 3C.Gar., newly stagedpool/patio/deck. KIN1940

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $999,000Smoke Rise: Lakefront luxury-exquisite 6,000SF Georgian Col. on 3Acs. in the prestigiousSmoke Rise Comm. KIN9352

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $259,000Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quietneighborhood/only mins. to transp/shopping.Original owner. Must be 55+. KIN2146

    Kinnelon/Smoke Rise 973-838-9300

    WAYNE $389,000Move-in cond 3BR 2.5Bth BoulderRidge endunit twnhm w/updtd Kit,HW fls,tons of naturallight,priv backyd/lg deck. WYN0311

    Wayne 973-694-8000

    WAYNE $549,900Lush priv CedarHill 5BR 2Bth Col w/1st fl MBRSte/priv terrace & vault ceil + 2nd fl MBR,updtdKit,FamRm/fpl, fin bsmt. WYN0758

    Wayne 973-694-8000

    Cindy Gallagher of Coldwell Banker Kinnelon earns spot in top 1,000

    continued on next page

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 3, Page 25

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    Gallagher is a member of the

    Natio nal Associat ion ofRealtors, the New Jersey

    Association of Realtors and

    the Passaic County Board of

    Realtors.

    For more information

    about buying or selling a

    home in Morris and Passaic

    County, contact Cindy

    Gallagher with Coldwell

    Banker Residential Broker-age in Kinnelon at the office

    at 973-283-7725, on her cell

    at 973-714-3897 or by e-mail

    at cgallaghercoldwell-

    [email protected].

    The office is located at

    1450 Route 23 North in

    Butler. Area listings can be

    viewed at www.coldwell-

    bankermoves.com/kinnelon.

    MARIA FERRITO

    973-986-6914 Cell

    !!!""#!&

    NJAR MILLION DOLLARSALES CLUB 2001

    NJ CIRCLE OF EXCELLENCE2002-2011

    ConsistentTOP PRODUCERin the WAYNE area.

    "&%!$&

    Townhome SpecialistRelocation Agent

    CallMARIA FERRITOfor CURRENT MARKET

    VALUE OF YOUR HOME

    WOODLAND PARK$229,900

    4BR Colonial, FDR, EIK,2 Car Garage. Great potential!

    Wayne Office #1 Listing Agent

    SHORT SALE AGENTOwe more than your

    home is worth?

    973-838-10011333 Route 23 South BUTLER

    www.c21preferredrealty.com

    Jeff MontemaranoMaryann Brown

    Brokers/OwnersPREFERRED REALTY, INC.Each office is independently owned and operated.

    PEQUANNOCK$469,900

    ONE OF A KINDLarge 4BR, 2.1BA Bi-Level w/2 car gar.on 1.5 acres. Fea: newer siding, win-dows, porch, bath, gar drs. & front dr.,new alarm syst., freshly painted plusHW flrs. Great loc. w/lots of priv.

    BUTLER$429,000

    CUSTOM HOMECustom 4BR/ 3BA. Beautiful hdwd-floors. Kit w/ center island.Uniquecustom fireplace. Easy access toroutes 23&287. Convenient to NYCtransportation and shopping.

    JEFFERSON$159,900

    LAKE HOPATCONG2 BR ranch home in a charming lakecommunity. Close to shopping, dining,and major road ways. Lake view. Callfor more details!

    BLOOMINGDALE$134,750

    IMMACULATE CONDOSpacious/clean/quiet 2 BR condo.Newer KIT & BA, granite counters/ssappls, on-site laundry, playground &assigned parking.

    WAYNE$559,000

    CUSTOM COLONIALHome for all seasons! 4 BR 2.5 Ba

    w/attached gar. Cherry cab, granitecounters, wood burning fpl. Office looks

    out to greenery and in ground pool. Privbalcony. Great schools and minutes awayfrom shopping and trans.

    BUTLER$339,900

    EXPANDED RANCHUpdated 3BR ranch. Lge Great Room w/vaulted ceiling & French doors to lg.deck. FLR w/ fpl, Kit has separate diningarea tiled floor. L:ower level is finishedas a very lge Rec Room w/full bath,Laundry room & storage room.

    RINGWOOD$360,900

    CUPSAW LAKE3 BR Raised Ranch w/ open flr plan. LrgFR w/ FP, updated kit, sliders to patio.

    Very neat, clean, & well maintained.Located on a cul-de-sac.

    BUTLER$429,000

    NEW CONSTRUCTIONColonial 4BR, 2.1 BA, 2 car gar., cust Kit

    w/si