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Page 1 of 19 3rd30.com with Dug Barnett
3rd30 #007
My most recommended
resources, tools, products, and services.
How to avoid the biggest, most common mistakes people make with their MONEY before and during retirement.
By Dug Barnett on August 08, 2018
Podcast: https://3rd30.com/2018/08/08/episode007
Hi everybody? I hope you are having a great day. This is Dug Barnett and
welcome to Episode #007 of my 3rd30 podcasts; the best years of your life.
This episode is part of a series on “How to avoid the biggest, most common
mistakes people make with their MONEY before and during retirement.
Specifically, this episode shares with you a list of my most recommended
resources, tools, products, and services and why they are so important and
valuable. Thanks so much for joining me today.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Remember: The purpose of 3rd30 is to help people learn how to plan for and
enjoy the best 30 years of their life.
What’s In It For You?
Q1. How do you know what the best resources, tools, products, and
services are?
Q2. How do you find the best resources, tools, products, and
services?
Q3. How do you find these resources quickly, without wasting a lot
of time searching the internet?
Q3. How do you get a recommendation from someone who has
actually reviewed and used them, who shares what their
research says and why it helped them to decide to buy it and
recommend it?
Podcast: https://3rd30.com/2018/08/08/episode007/
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Q5. How do you get the best price?
Q6. How do you assemble it and use it - with free videos?
My Most Recommended Resources.
MY FAVORITE TOOLS, PRODUCTS, AND SERVICES.
Either Debbie or I have tested each one of these recommendations. They
are very important in many different areas of our life; especially when
building an online business. They come from all four foundational areas of
3rd30.com: Happy, Healthy, Wealthy, and Wise.
However, before listing my most recommended resources, tools, and
services, I want you to have full disclosure about Affiliate Marketing and
how this website and I benefit from it.
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There are several different ways to fund websites, including crowd funding,
asking for donations, charging for my material, letting others advertise on
my pages, etc.
I would like almost everything on 3rd30 to be FREE to you, my listeners
and readers, so I am hoping to fund most of my website and research
through Affiliate Marketing.
Q7. WHAT IS AFFILIATE MARKETING?
Affiliate Marketing (#006) is the most flexible of online businesses. A brief
definition is to align/affiliate with a company or organization to market its
products or services for compensation. It is symbiotic because all parties
benefit: the merchant, the affiliate, and the consumer. We are going to
learn more about Affiliate Marketing in another episode.
FULL DISCLOSURE
Some of the links listed on the Resource Tab and in other places of my
3rd30.com website are affiliate links. This is important to you because,
if you choose to make a purchase using an affiliate link, I will earn a
commission. There is no additional cost to you and you can click on a
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link, to learn about the product or service, and do not have to buy
anything. Either Debbie or I have experience with all of these products
and services, and we are recommending them because we have found
them valuable and helpful; not just to earn the small commissions we
make if you buy something.
You do not have to buy anything from 3rd30.com to use this
website.
You do not have to purchase something just because you
click on an affiliate link.
You should not purchase any of these products or services
unless you feel you need them and believe they will help you
achieve your goals.
Every link on 3rd30.com is to benefit you and to help you have the
best 30 years of your life by being Happy, Healthy, Wealthy, and
Wise.
Q8. WHY IS THIS IMPORTANT FOR YOU?
Podcast: https://3rd30.com/2018/08/08/episode007/
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By doing the research for you, eliminating the not so valuable products,
and giving you our honest opinion, you may find it much quicker to find
quality products and services by starting with 3rd30.com. What to look for
and what to beware of including those I use and recommend.
To start with, I want to review products, tools, and services for our four
main categories: Healthy, Happy, Wealthy and Wise.
Happiness.
“Happiness is the object and design of our existence; and will be the end
thereof, if we pursue the path that leads to it; … Our Search for Happiness - ensign,” n.d.)
Some of the products I will be reviewing can crossover into the other
categories, because in addition to bringing happiness, they also bring
health, wealth, and wisdom.
For example, exercise brings happiness, having enough money can help
with happiness. I'll be reviewing these as well.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Music.
I know that all of us are different. However, music is one of the things that
brings me great happiness. Both my parents were musically trained and my
Dad was a music teacher all of his life. They shared a love for music with
me, which in turn, has brought much happiness into my life. I like all kinds
of music. Well, almost all kinds.
We will talk about improved ways to listen to music using the internet,
Bluetooth, which apps to use on your phone to listen to music, and how to
use:
Bluetooth,
Amazon Prime,
Roku,
Hulu,
Pandora,
and many other technologies to improve our lives.
Service.
“We make a living by what we get; we make a life by what we give.” — Winston
Churchill (“Winston Churchill Quotes,” n.d.)
Podcast: https://3rd30.com/2018/08/08/episode007/
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Few things bring more happiness than helping others.
Scientific research provides compelling data to support the anecdotal
evidence that giving is a powerful pathway to personal growth and lasting
happiness. (“The Secret to Happiness Is Helping Others,” n.d.)
Americans who actively work to better their communities have higher
overall well-being than those who do not. (Inc, n.d.)
“I tell you these things that ye may learn wisdom; that ye may learn that
when ye are in the service of your fellow beings ye are only in the service of
your God.” – Mosiah 2: 17
For Example:
Giving your MONEY
Giving your TIME
Giving your ADVICE
Giving your LOVE
Giving your TRUST
Giving your UNDERSTANDING
Giving your DEPENDABILITY, and
Giving your PROTECTION.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Healthy.
Staying healthy is always important. As we grow older, it becomes even
more important, a necessity.
My family and I have many health issues that I will talk about in hopes of
bringing benefit to you. All of us do not need to reinvent the wheel every
time.
I have found books, vitamins, diets, and exercises that make a difference;
even reducing my need for medications for diabetes, blood pressure,
cholesterol, triglycerides, eczema, poor eyesight, and many others.
I will be reviewing:
a treadmill that I've used for years and love.
different shoes that I have worn that I have really come to love,
that reduce pain, and want to recommend.
The type of workouts I do and how to do them as we get older to
keep yourself safe; but still in shape.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Diets, foods, the importance of staying hydrated, and behavior.
Wealthy.
You don't have to be rich to be happy. As I've stated throughout my
website, on my Facebook pages, and my Twitter site: “Happiness is a
choice and can be shared with others”. I believe this with all my heart;
that happiness is a choice.
We will learn about books I have read, lessons I learned from helping my
clients over 20 years in the financial services industry, and actions I have
taken that have helped me find wealth as well as happiness, health, and
wisdom.
In previous episodes ( #004, 005 ), I talked about a way to create wealth by
accelerating your mortgage payments, understanding the time value of
money, and how time can be your friend or enemy, Etc.
We will also review other products so that you'll know what's involved
when you look at:
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stocks, bonds, mutual funds, no-load funds
ETFs, REITs
Annuities, Insurance (Term, Whole Life, Universal, etc.)
Commodities (precious metals, pork bellies, etc.)
Master limited partnerships (MLPs)
Family limited liability company (FLLC)
Trusts, estates, and financial planning
Qualified and Non-qualified retirement plans (IRAs, 401ks, HR 10-
Keoghs)
Charitable contributions
and many other investments and tools.
Wise or Wisdom.
“Where is the wisdom we have lost in knowledge? Where is the knowledge
we have lost in information?”- T. S. Eliot, “Choruses from ‘The Rock,’” The Complete Poems
and Plays (New York: Harcourt, Brace & World, 1971), p. 96.
“Where shall wisdom be found?” (Job 28:12.)
I believe the more we know the more opportunities can come our
way. Hence, why I am writing this blog about my Top Resources.
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I believe knowledge can be power. We should ask ourselves what is the
difference between learning, knowledge, truth, and wisdom.
I believe the more truth we know the fewer mistakes we make and the
greater the probability we will obtain our objectives in life.
Also, I believe in Faith. Believing in things we hope to be true but don't
know them to be can take us to new and greater heights.
Many of us have learned from the School of Hard Knocks. This can bring
knowledge and wisdom, however, the School of Hard Knocks is not always
the best way to gain an education, experience, or wisdom.
Having a mentor, following a good example, studying those who have gone
before, and seeking knowledge from the best books is a more sure and safer
way to gain knowledge, truth, experience, and wisdom.
Here are a some of my favorite quotes:
“Opportunity is missed by most people because it dresses in overalls and looks
like work.” (“Thomas A. Edison Quotes,” n.d.)
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“I find the harder I work the more luck I seem to have.” (“A quote by Thomas
Jefferson,” n.d.)
“It doesn't matter how many times we fall but how many times we get up. “
(“‘It’s not how many times you get knocked down that count, it’s how many times you get back up. ,’”
n.d.)
“Never give up.”
“Helping others is the surest way of helping ourselves.”
“That which we persist in doing becomes easier for us to do—not that the
nature of the thing is changed, but that our power to do is increased.” – (“A
quote by Ralph Waldo Emerson,” n.d.)
Religion teaches us things I have found to be true:
“… the glory of God is intelligence.” - D&C 93:36
“Seek ye diligently and teach one another words of wisdom; yea, seek ye
out of the best books words of wisdom; seek learning, even by study and
also by faith.” - D&C 88:118
Podcast: https://3rd30.com/2018/08/08/episode007/
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“Ever learning, and never able to come to the knowledge of the truth.” - 2
Tim. 3:1–5, 7
I have researched these areas and we're going to study them, look at them,
learn from them and use them to make our next 30 years the best years of
our life.
The purpose of my Resource page is to help each of you find the quickest
path to valuable tools and resources. So, at the end of this podcast, take
some time to look at the Resource Tab on 3rd30.com and see if any of them
can be of help to you.
References
A quote by Ralph Waldo Emerson. (n.d.). Retrieved March 30, 2018, from https://www.goodreads.com/quotes/19755-that-which-we-persist-in-doing-becomes-easier-to-do
A quote by Thomas Jefferson. (n.d.). Retrieved March 30, 2018, from https://www.goodreads.com/quotes/693932-i-find-that-the-harder-i-work-the-more-luck
Inc, G. (n.d.). Americans Serving Their Communities Gain Well-Being Edge. Retrieved March 30, 2018, from http://news.gallup.com/poll/174785/americans-serving-communities-gain-edge.aspx
“It’s not how many times you get knocked down that count, it’s how many times you get back up. .” (n.d.). Retrieved March 30, 2018, from https://www.passiton.com/inspirational-quotes/3274-its-not-how-many-times-you-get-knocked-down
Our Search for Happiness - ensign. (n.d.). Retrieved March 31, 2018, from
https://www.lds.org/ensign/2000/10/our-search-for-happiness?lang=eng
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The Secret to Happiness Is Helping Others. (n.d.). Retrieved March 30, 2018, from
http://time.com/collection-post/4070299/secret-to-happiness/
Thomas A. Edison Quotes. (n.d.). Retrieved March 30, 2018, from
https://www.brainyquote.com/quotes/thomas_a_edison_104931
Winston Churchill Quotes. (n.d.). Retrieved March 30, 2018, from
https://www.brainyquote.com/quotes/winston_churchill_131192
In summary, this podcast covered my 3rd30.com Resource Tab. The
purpose of this tab is to help you quickly find those resources, tools,
products, and services I use and recommend highly. We will start with
items I currently use and recommend in the four foundational categories:
Happiness, Health, Wealth, and Wise(Wisdom).
You now know where to begin, where to find step-by-step help with what
to do next and to have the best years of your life. Together, we will truly be
Happy, Healthy, Wealthy and Wise for the next 30 years.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Future posts will cover:
Specific tools, products, and services I use.
Specific things that bring happiness into my life.
Specific things that create wealth now and in retirement.
Specific things to increase your wisdom and opportunities.
How do I avoid the biggest mistakes people make with their
wealth, health and their happiness before and during retirement?
How do I to use (and shop) the internet safely?
How do I protect myself, my family, and my business from the
fastest growing crime in America?
Why are so many jobs going online and how do I benefit from it
now and in retirement?
Check out my 3rd30.com Resources Tab now.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Thanks for Listening!
If you enjoyed this episode or know anyone who can benefit from it,
please share it on Facebook, Twitter, or Pinterest.
Also, leave an honest review for The 3rd30 podcast on iTunes. Ratings and
reviews are extremely helpful and greatly appreciated! I use them to
focus in on what is most important to you. They affect the rankings of the
show, and I can’t read your mind. Please tell me what you would like to see
and what I can improve.
Click here to learn more about these four foundational steps and never
miss an episode.
SUBSCRIBE NOW To get started with my help and to join the 3rd30
Community (It’s FREE).
And finally, don’t forget to subscribe to iTunes to get automatic updates.
Podcast: https://3rd30.com/2018/08/08/episode007/
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Downloads
DOWNLOAD THE TRANSCRIPT – Read the entire episode at your convenience.
DOWNLOAD THE MP3 FILE
– Listen to the entire episode from anywhere.
What my Resources Tab is.
Why it can benefit you.
Some specific things I have researched, used, and highly
recommend.
It’s not too late.
The steps you should start taking today
What the next episodes will be.
What You’ll Learn
Podcast: https://3rd30.com/2018/08/08/episode007/
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Note: some of the resources below may be affiliate links, meaning I get paid a commission (at no extra cost to you) if you use that link to make a purchase.
Check out my 3rd30.com Resources Tab.
Resources
