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In like a lion, out like a lamb, isn’t that the old saying? I hope so,since this has felt like the longest winter in history to me! Even thoughspring doesn’t officially start until March 20th, I can feel it coming and I’mlooking forward to the warmer weather. As the flowers bud and we start toremove our thick winter coats, I’m reminded that we should enjoy everymoment we have. I plan on visiting a warmer climate during Spring Breakand possibly checking out what the Nashville Symphony has to offer thisyear. Live life simpler and fuller as the year passes and we can make wonderful memories with our friends and Families!

EditorsTara GoodsonCynDe Clack

ContributorsKari BurgessCharlene FrasherRamon M. MaisonetZach McDonaldRebecca MinesBarbara RobinsonJessica RyanCatherine WalkerJennifer Wick

PublisherCreative ink

Creative DirectorSears Hallett

Advertising931-801-4531sales@creativeinktn.com

PhotographyCynDe ClackTara GoodsonPaula Hallett Keri McPeakBarbara RobinsonTennessee Department of Tourism

Thinkstockpg 18, 23, 24

Shutterstockpg 21, 24, 27, 28

Disclaimers:Fort Campbell’s MWR Life Magazine is a monthly magazine produced by the Fort Campbell MWR Marketing Department under the authority of AR 215-1. Facilities and activities publicized are open to authorized patrons.The mention or appearance of commercial advertisers, commercial sponsors and/or their logos does not constitute endorsement by the Federal Government. The information in this issue is current at the time of publication; activities and events are subject to change.

MWR Marketing is located at 5663 Screaming Eagle Blvd, Fort Campbell, Kentucky. For more information, call 270-798-7535 or log on to www.fortcampbellmwr.com.24hr. event line - 270-798-3172 www.facebook.com/fortcampbellmwr

Inside this issue3 Behind the Scenes

The Special Events team.

6 Family Child Care Alternative to Child Development Centers.

7 2014 Fort Campbell Fashion Show The latest styles.

10 USO Ten Miler Second 2014 ECFT event.

10 Nashville Symphony Not just for Beethoven lovers.

12 Donating Hair Jessica makes the cut!

14 Lift Like a Girl Strength training for women.

18 Irish Food Recipes Tasty comfort food.

21 Green Living Simple changes lead to an eco-friendly life.

24 What’s Luck Got To Do With It?Can you turn your luck around?

27 Spring Break Plan a get-a-way to remember.

27 Lozada PFCTime to get your sweat on!

28 11 Tax Tips Tips for Military Families.

29 That Guy Arrest Guy.

Tara Goodson and CynDe Clack, Editorsmwrlifeeditor@fortcampbellmwr.com

2

Looking forward to Spring!

Super Bowl Parties, Family Events,Dances, 5K/10K/Fun Runs, Carnivals, OperationRising Star, Oktoberfest, Concerts, HalloweenEvents, Fireworks Shows, Stage Shows, Comedy Shows, Car Shows, Community Fairs,Air Shows and Fashion Shows are all in a year’swork for the Directorate of Family and MWR(DFMWR) Installation Wide Recreation EventsTeam, better known as Fort Campbell Special Events.

The Fort Campbell Special EventsTeam works hard to provide quality events forour Fort Campbell Soldiers, Families and localcommunities. Between 25,000 and 100,000people experience the team’s hard work, dedication, creativity, and professionalism eachyear. Yet, most people have no idea who makesup this exceptional team or what exactly theydo. Currently, the team consists of CatherineWalker (Manager), Mary Negron (Special EventsCoordinator), Stephen Connolly (Theater Specialist), and six Recreation Specialists (the heart and soul of each event) – ShakyliaCameron, Katie Filipowski, Carol Franco, AlbertoHinojos, Al Jimenez, and Brittany Kluck.

What exactly does the team do, youmay ask? Well, most people think the team isthere to ensure our guests have a good time.What most do not know is that the team creates,coordinates, sets up, executes and tears downeach event. For a small, four hour event, there

are weeks of coordination and planning and twodays of set up/tear down. For large events, suchas concerts, the planning and coordination canentail up to 15 months of planning and twoweeks for set up/tear down.

Usually, when I am interviewing for future team members, I will start out by askingthe candidate to think of an event they have recently attended. Then I explain that the FortCampbell Special Events Team is responsible forevery single element involved in the events wehost. From trash cans and latrines to VIP areas

and security, it is the Special Events team that willplan, coordinate, and/or execute each aspecteach event we host. We, as a team, love taking aconcept and working it through so the final product is enjoyed by as many people as possible.

For Alberto, seeing and hearing howpeople enjoy the events is the biggest satisfaction he gets while working on the SpecialEvents Team. He knows they all work hard tomake events memorable and no challenge is toobig for the team. Stephen points out “we are theshadows; we are there to make the events outstanding but are rarely noticed unless we getin the way of the sun.”

What is a typical day for a SpecialEvents team member? Well, there really is not“typical” day. For Mary, Stephen and I, the typi-cal work week involves planning /coordinating meetings, tons of emails, a multitude of phonecalls and completing all of the administrative paperwork. For the Recreation Specialists, somedays are truck loads for an upcoming event (orun-loads after the event), others are setting upthe tables, chairs, tents, and anything elseneeded for an event. Other days may see theteam building a tiki bar or putting lights on theDivision Holiday Tree. Flexibility is definitely a required trait to succeed on this team! Al acknowledges the team works extremely hard tomake each event a success. His favorite eventfrom last year was the Fashion Show duringMonth of the Military Child in April. “No matterhow hard we work to put an event together, wealways have fun! Being on a small team meanseveryone has to be able to do everything.”

3

Behind the Scenesby Catherine Walker

Spotlight on MWR

Another interesting aspect that mostpeople do not realize is the partnering involvedwith putting on an event. For a large event, suchas a concert, the Special Events Team will workwith nearly every Directorate on Fort Campbell.There will be coordination with DPW, DES/MPs,Protocol, the Fire Department, individualBrigades, Division Chaplain, Safety Office, Public Affairs Office, DPTMS, MVISC, Gate Access, Preventive Medicine, and the list goeson. Additionally, the Special Events Team willpartner within DFMWR with the Marketing team,Commercial Sponsorship and Advertising, Automation/IT, Maintenance, Accounting, Supply, our Food and Beverage establishmentsand Gear to Go Equipment Rentals. The SpecialEvents Team definitely grows from nine peopleto hundreds for large events.

You may ask, “What are some of thechallenges the Special Events Team face?” Themost humorous is the team often times will notknow what day or even month it is! This is due tothe team working on events three to six monthsout. While most people are focused on St.Patrick’s Day right now, the Special Events teamis working May’s Week of The Eagles events and4th of July activities. Another funny challenge,due to working several events at a time, is keeping a conversation to one topic. The team,so often is multitasking that a five minute conversation can cover five different events. Thiscan become very confusing to an onlooker.

A serious challenge the team faces isensuring the event concepts and themes theychoose to execute are ones our Soldiers andFamilies will enjoy. This small element is one

many event planners will overlook. Have youever answered our surveys on the Fort Campbell MWR Facebook page? Your input isconsidered! The team often has to put their ownpersonal preference aside and work on what thegeneral population wants instead. An exampleof this can be seen in the concert artists chosen.The team’s tastes in music runs the gamut from

Rock to Latin to Jazz but themajority of artists we have seenperform at Fort Campbell fall inthe Country genre’. Marypoints out the team are part ofthe backstage crew and makethe talent on stage look good.

We actively seek and welcome all suggestions and ideas for events. It is throughreceiving constructive feed-back and suggestions that wecan continue to provide theproducts our communitywants. An example of utilizingconstructive feedback is the Father and Daughter andMother and Son dances wehost in April. It was a Facebook

fan that originally sent us the idea. Now, thesetwo events are among the most anticipatedevents of the year.

If you have an idea or there is an eventyou would like to see, please let us know via www.facebook.com/FortCampbellMWR or viaemail at events@fortcampbell.com.

www.fortcampbellmwr.com 4

Family Child Care (FCC) is one ofthe best options for parents looking for aloving and nurturing environment thatmirrors the home. By offering continuityof care for children ages four weeksthrough 12 years of age in a home basedenvironment, children and parents thrive.One of the advantages of having childcare in a home is a small ratio of caregivers to children, to provide individualized care for each child. FCCProviders learn about creative curriculumduring their training to assist them in becoming successful in implementing lesson plans, which helps children reachtheir greatest potential through the delivery of quality care.

Parents are reassured of the quality of care through the many inspections that each certified child carehome is required to have each month.Each home is inspected annually by Fire,Health and Safety inspectors in additionto the required monthly inspections bythe FCC Director, Mentor and Trainer toensure FCC providers are in compliancewith the mandated Child, Youth andSchool Services standards required by the

Department of Defense. Becoming a FCC provider is an

excellent way to supplement your household income! We are seeking applicants that can offer non-traditionalhours of childcare to parents thatwork hours outside of a traditional workday. We are alsoseeking applicants who are interested in providing hourly childcare to parents that need occasional care. With the continued growth of our commu-nity, we are always searching forhourly care FCC providers. Are youinterested in working in a homeenvironment but not your own?FCC is also in need of substitutechild care providers. As a substi-tute FCC child care provider, youare contacted to provide relief tothe FCC provider so they may attend training or appointments oftheir own. Becoming a FCCprovider is a wonderful way towork within your home while earning an income and can evenmove with you when you PCS!

For additional information aboutFamily Child Care, please contact us at(270) 798-4959.

CYSS

6

Family Child CareBy Barbara Robinson and Rebecca Mines

When beauty, music and fashion ownthe runway! Join USAA, the University ofPhoenix, The Academy of Make Up Arts andFamily & MWR for the most anticipated fashion event of the year. The Fashion Showfeaturing several international designers willbe held at the Family Readiness Center (FRC)on March 15 beginning at 7 p.m. This show willfeature fashion designers and models fromsome of the biggest cities in America. Last year

Fort Campbell hosted its first runway fashionshow during April and true to form, this year’swill be bigger and better!

Last year we featured designers fromMiami, Puerto Rico and Nashville focusing onwomen’s and girls’ clothing. This year, we haveadded lines featuring menswear. You won’thave to travel to Paris or Milan to see what willbe in the magazines, we will bring the latestfashion to you. From men’s wear to evening

attire, you will be treated to the entire experience, just as if you were seated next to your favorite celebrity. Music, models andgreat fashion will make this an evening to remember!

Ticket sales are March 3 through 14at Leisure Travel Services – $5 for general admission and $10 for VIP seating. If tickets remain on the day of the event, you can pur-chase them at the door fo $10 general admission and $15 VIP.

By Tara Goodson2014 Fort Campbell Fashion ShowTrends

For the third year in a row, the USOFort Campbell is hosting the USO Ten Miler. Thesecond event of this year’s Eagle Challenge Fitness Tour includes a ten mile race, a 5K, anda one mile fun run, and is open to the entirecommunity. The 2014 race will be held on Saturday, March 15 and will start and finish at thenew physical fitness center on Thunder Roadnear Gate 10.

“The attractive part about using thenew PFC is that runners, families, and volunteerswill have a place to warm up if we have anothercold race day like we did in 2013. Also, the newlocation gives us a chance to show off a differentpiece of Fort Campbell to some of our runnersthat don’t get many opportunities to visit the installation,” says Kari Burgess, Center Directorfor USO Fort Campbell and USO Nashville.

Like 2013, the USO Ten Miler eventsare stroller and recumbent bicycle friendly. Onebig change in 2014 is the addition of a 5K optionfor runners that aren’t ready for or interested inten miles. Also, runners from previous years willnotice the 2014 event sport has a less expensiveregistration fee. Registration is only $20 this year

and participants have the option to purchase ashirt separately.

Runners and walkers can register atwww.active.com/fort-campbellky/running/distance-running-races/uso-ten-miler-5k-and-1-miler-2014. Anyone wishing to participate inthe free 1-mile fun run must also register. The2014 USO Ten Miler is part of the Eagle Challenge Fitness Tour; more information canbe found atwww.fortcampbellmwr.com/ECFT/.

The USO Ten Miler event is afundraiser to support programs and services fortroops and families at Fort Campbell. The mission of the USO is to lift the spirits of America’s troops and their Families. The USOFort Campbell offers programming and servicessuch as computers, free Wi-Fi, theater, gamingstations, snacks and beverages, a 12-seat conference room, and United Through Reading’s® Military Program.

For more information about the USOor about the USO Ten Miler event, please contact Kari Burgess at kburgess@uso.org or(270) 660-9068.

Did you know that the Nashville Symphonyperforms more than just classical music? As the largestperforming arts nonprofit in Tennessee, the 85-member orchestra performs a diverse mix of classical, pop and jazz music. Its home, the Schermerhorn Symphony Center, also brings Familyprograms, world renowned musicians and notable co-medians to its stage.

The Nashville Symphony’s history datesback to 1945. World War II veteran and Nashville native Walter Sharp wanted to establish a new symphony orchestra for Middle Tennessee. From earlyon, the symphony’s first conductor and Music Director William Strickland set high performance standards which have been maintained to this day.Throughout the years, the orchestra performed at thehistoric War Memorial Auditorium and Tennessee

Performing Arts Center in downtown Nashville. In September 2006, the Schermerhorn SymphonyCenter became the symphony’s new home. The center was named after the dynamic Music Directorand Principal Conductor Kenneth Schermerhorn - whoserved this position from 1983 -2005. The center is regarded as one of the finest concert halls in the country.

Today, the orchestra, led by Music DirectorGiancarlo Guerrero, has 140 performances annually.The orchestra is also one of the most active recordingorchestras in the country. Most notably, the NashvilleSymphony released 19 recordings on Naxos, the leading classical music recording label. To date, theNashville Symphony has received 14 GRAMMY nominations and seven GRAMMY wins.

This March, the Schermerhorn SymphonyCenter’s concert calendar includesa diverse lineup. Special acts willperform with the symphonyincluding piano rock singer BenFolds (March 13-15) and softpop/rock singer Kenny Loggins(March 20-22). There are also classical music events includingItzhak Perlman (March 18) and theAEGIS Sciences Classical Series

featuring Sibelius & Elgar (March 27-29). April also hasan exciting lineup including The Midtown Men (April3-5), B.B. King with the Robert Cray Band (April 7), Distant Worlds: Music from Final Fantasy (April 10) andWhoopi Goldberg (April 11). AEGIS Sciences Classical Series will have performances featuringBeethoven’s Third Piano Concerto (April 18-19) andMozart Masterpieces (April 25-26).

The Nashville Symphony offers a 20% discount for Active Duty military members with ID. Formore information about the Nashville Symphony,please call (615) 687-6500 or visitwww.nashvillesymphony.org.

10

ECFT

By Kari Burgess

By Jessica Ryan

USO 10 Miler

Nashville Symphony Tempo

12

In late 2010,I decided to donate my hair. It was quite an ambitious idea especially since I rocked a choppy bob at the time.I remember telling my friend about this goal. She asked me how long it would take to growenough hair. I replied, “I guess maybe a year or two?”

Well, in reality, it took me about threeyears to grow out my choppy bob and reach theminimum hair donation requirements. While

growing out hair seems effortless, it can be a detailed process. Before I made the decision to donate my hair, I researched organizations whichaccept hair donations. There are many organiza-tions including Locks of Love(www.locksoflove.org),Wigs for Kids (www.wigsforkids.org) and ChildrenWith Hair Loss (www.childrenwithhairloss.us). I strongly advise everyone to do this step first, because each organization has certain hair requirements. For instance, the minimum hairlength can range from 8-12 inches and gray hairmay be accepted at some organizations. I decidedto donate my hair to Pantene’s Beautiful Lengths(www.pantene.com/en-US/PanteneBeautiful-Lengths/Pages/default.aspx). Beautiful Lengthspartners with the American Cancer Society to givefree, real-hair wigs for women with cancer. My momhad lung cancer, and I thought this was a great wayto do something in her memory.

Preparing my hair for donation involvedchanging my hair care routine. My main objective

was to keep my hair healthy even though I’m guiltyof doing some hair care no-no’s. For example, I typically brushed and dried my hair, using a blowdryer, soon after I get out of the shower. I also neverused leave-in conditioners. Both practices can lead to split ends! I made the conscious decision to refrain from using heated hair appliances asmuch as possible. I also started using a good leave-in conditioner to keep my hair moisturized

and protected against heat damage. Deep-conditioning hair once a week is also a goodway to maintain healthy hair.

Another new practice for me was gettingmore frequent haircuts. While it sounds a little bitsilly to cut your hair while you are trying to grow itout, it is essential to trim hair regularly. The rule ofthumb for women is to get a haircut every six toeight weeks. Choose your hair stylist wisely. I highlyrecommend informing your stylist about your hairdonation goal even if you are not close to the minimum requirements. An experienced stylist willtrim your hair appropriately. My hair is layered so I was always made sure my stylists did not cut mylayers too short. For the most part, my haircutswere just for maintenance. A light trim kept the splitends away and my hair remained beautiful and healthy.

After three years of “maintenance cuts,”my hair was at the right length for the “big cut.”The night before my hair appointment, I re-read the

donation instructions and made sure I met the requirements. During my appointment, I went tomy regular salon and told my hairstylist I was readyto make the big cut. Hair must be clean, dry andfree of styling products for donation, so make sureyour stylist does the cut first. My stylist put my thickhair into two ponytails and precisely cut my hair sothe longest layer fell right below my chin. We immediately put the 12 inch long ponytails in a Ziploc bag and placed the bag into a padded envelope. From there, it was like any other hair

appointment. My stylist cut my hair into a cute angled bob. Leaving the salon, I felt so proudknowing that I was giving my hair to a good cause.

The next day, I mailed the padded envelope to Beautiful Lengths. While reading theirwebsite, I learned that it takes about eight to fifteen ponytails to make one wig. Since its inception in 2006, Beautiful Lengths received morethan 400,000 donated ponytails. In return, the organization donated 24,000 free real-hair wigs tothe American Cancer Society’s wig banks. I felt soexcited knowing that I am now part of the something so important to cancer patients.

Donating hair is a great way to support agood cause. Whether you already have long hair oryou are purposely growing it out like me, your donation can make a big difference in a hair losspatient’s life. Even though I just donated my hair,I’m already planning on growing it out again for another donation. Hopefully, it will not take as longto make the big cut again.

This ‘n That

Making the CutBy Jessica Ryan

www.fortcampbellmwr.com

Healthy Habits by Char

Want sensual curves or sexylean legs? Then it’s time to lift like agirl! I’m not telling you it’s going to beeasy…but you will never know yourlimits unless you push yourself tothem. There are so many women whodon’t seem to be lifting properly. Lifting light dumbbells improperlywon’t get you the body orstrength you desire. Women needto dig deep and lift heavy in orderto break down the muscle tissue,rebuild the muscle and burn thefat hiding their amazing quadsand biceps. So many women havecome to believe the myth that lifting heavy will simply bulk themup like the Hulk. Did you noticethat I said it was a myth? Womensimply cannot build large muscleslike a man; we are not designed

to build muscle mass the same way. Because you want to tone

and strengthen, you will need to pickthe right intensity. Without intensityyou simply won't get a great trainingeffect. If you're going to do a set ofeight reps, then the last rep shouldbe tough and you should only beable to complete one more rep(maybe two) but absolutely no more.If you do eight reps on a set ofsquats but you know you could have done 12 or more, that is not intensity. It is that intensity that willactually challenge your muscles andhelp you build a lean and fit body. Tolift with even more intensity, you simply train in a lower rep range.

It is necessary to train in a splitto get the desired effect in the leastamount of time, although there are really only two to choose from: totalbody or upper/lower splits. Total bodymeans to train entire body on averageof three to four times per week andupper/lower body split means to trainupper body day 1, lower body day 2 and repeat for the week taking oneor two days of rest depending on yourtraining program. These splits willallow you to train your muscles withenough frequency, plus you will be

stimulating a lot of muscle masseach training session so your me-tabolism with be elevated longer.

You can also save time andkeep your heart rate up by incorporating shorter rest periodsbetween sets or by pairing exer-cises such as performing bicepcurls while in a lunge position.Want to increase the intensity?Simply add on by moving into astanding overhead press from theup position of the bicep curl.

Training heavy and with properform will help you achieve the lean,sexy legs and sensual curves that willset you apart in your pretty polka dot bikini. There are basic training programs that hit a variety of primaryand secondary muscles. You can findstrength training books at the library,bookstore and online that will educateyou on the exercise, the muscles usedand to how to stretch them out.YouTube and other websites offervideos, tutorials and training programsthat will offer more information onproper technique and nutrition as well.

by Charlene Frasher

“The emerging woman…will be strong-minded, strong-hearted,

strong-souled, and strong-bodied…strength

and beauty must go together”-

Louisa May Alcott

Lif t Like a Girl

14

1. 101st Airborne Division Headquarters2. 19th Hole (Cole Park)3. Army Community Service (ACS) & ACS Director4. Army Education Center5. Arts and Crafts Center, Guenette6. ASYMCA Backdoor Boutique7. ASYMCA Family Center8. Auto Service Center, Air Assault Auto9. Better Opportunities for Single Soldiers Program (BOSS)10. Blanch�eld Army Community Hospital11. Bowling Center, Hooper12. Civilian Personnel Advisory Center13. Commissary2. Community Activities Center (Cole Park)30. CYSS, Parent Central Services (Central Registration)30. CYSS, School Liaison38. CYSS, SKIESUnlimited Center14. Dog Kennels17. Dawg Haus (Dining)18. Estep Wellness Center19. Equipment Rental (Gear-to-Go)20. Exchange/Food Court/Mall21. Family Resource Center (FRC)22. Financial Readiness (Army Emergency Relief)

23. Fryar Stadium, Sports Admin Of�ce2. Golf Course (Cole Park)15. Joe Swing (Rental Recreation Facility)20. Leisure Travel Services 26. Library, R.F. Sink Memorial27. MWR Director28. Museum, Don F. Pratt29. Outdoor Recreation Main Building31. Pool, Baldonado32. Pool, Dolan33. Pool, Gardner Indoor34. Pool, Single9. Recreation Center, Dale Wayrynen14. Riding Stables39. Soldier and Family Assistance Center (SFAC)2. Southern Buffet (Cole Park)41. Sportsman’s Lodge (Dining)42. Teen Club 24/743. The Zone44. Tricare 45. Veterinary Services46. Wilson Theater42. Youth Center (Taylor)42. Youth Sports

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Guinness® Corned Beef**recipe courtesy of allrecipes.com

Ingredients 1 cup brown sugar • 4 pounds corned beef brisket 1 (12 fluid ounce) can or bottle Irish stout beer (e.g. Guinness®)

Directions1. Preheat oven to 300 degrees F (150 degrees C). Rinse the beef completely and pat dry. 2. Place the brisket on rack in a roasting panor Dutch oven. Rub the brown sugar on the corned beef to coat entire piece, including the bottom. Pour the bottle of stout beeraround and gently over the beef to wet the sugar. 3. Cover and placein preheated oven. Bake for 2 1/2 hours. 4. Optional: Add vegetables in the last hour. Try cabbage, carrots, onion, and new potatoes. Add additional beer if you add veggies. 5. Allow to rest 5minutes before slicing.

Old Irish Scalloped Potatoes**recipe courtesy of allrecipes.com

Ingredients6 potatoes, peeled and thinly sliced • 1⁄2 cup butter, cut into thin slicesSalt and ground black pepper to taste • 1 pint half-and-half

Directions1. Preheat oven to 325 degrees F (165 degrees C). 2. Arrange thinlysliced potatoes in a 9x13-inch baking dish. 3. Layer butter slices ontop of potatoes. Season with salt and black pepper. 4. Pour half-and-half evenly over potato mixture. 5. Bake in preheated ovenuntil sauce has thickened and potatoes are tender, 45 to 60 minutes.

Brown Soda Bread**recipe courtesy of epicurious.com

Ingredients1 3⁄4 cups all purpose flour • 1 3⁄4 cups whole wheat flour • 3 tablespoonstoasted wheat bran • 3 tablespoons toasted wheat germ2 tablespoons old-fashioned oats • 2 tablespoons (packed) dark brown sugar• 1 teaspoon baking soda • 1⁄2 teaspoon salt • 2 cups (about) buttermilk2 tablespoons (1⁄4 stick) chilled unsalted butter, cut into pieces

Directions1. Preheat oven to 425°F. Butter 9x5x3-inch loaf pan. 2.Combine first 8 ingredients in large bowl and mix well. Add butter; rub in with fingertips untilmixture resembles fine meal. Stir in enough buttermilk to form soft dough. 3. Transfer dough to prepared loaf pan. Bake until bread is dark brown andtester inserted into center comes out clean, about 40 minutes. 4. Turn breadout onto rack. Turn right side up and cool on rack.

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In the Kitchen

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What is Green Living? Green Living (akaSustainable Living) is a lifestyle that attempts to reduce an individual’s use ofnatural and personal resources. You maythink that you can’t live green because yourent your home, live in on-post housing, orthe cost is prohibitive - but there are waysyou can “green up” your lifestyle withouthaving to spend a lot of money you don’thave or live off the grid.

One of the first and easiest thingsto do is to stop your junk mail. Did youknow that the average amount of junk mailsent to your home each year can be asmuch as 69 pounds? Opt for e-newsletters,online catalogs and paperless billing whenever possible. Visitwww.DMAchoice.org for details on how tostop receiving direct marketing junk mail;www.optoutprescreen.com to stop receiv-ing pre-approved offers from credit cardcompanies; email: abacusoptout@epsilon.com and includeyour full name and current address to helpcontrol the number of retail catalogs you receive; and for all others, simply contactthe company. So, until your opt-out choicesstart working, what can you do with all thejunk mail? Recycle it, compost it (avoid the

glossy stuff and any envelopes with plastic)by putting it through the shredder first,mulch it and use around plants, use it aspackaging material by crumbling or shredding, use it on the bottom of your birdcage or as bedding for your hamster, or letyour kids use it for craft projects.

Another easy thing to do is drinktap water. Did you know that bottled wateris not required to meet the same standardsas municipal water? When you buy bottledwater – you don’t really know what you’regetting. Nearly 30 billion plastic water bottles are sold annually in the U.S. withless than 20% of them being recycled.Choose a safe stainless steel refillable waterbottle instead. Be sure to select a stainlesssteel bottle and not an aluminum one. Lookon the inside. If it’s aluminum, it will have aplastic liner. If it’s stainless steel, the insidewill be smooth metal.

“Reduce, Reuse, Recycle” is a termthat we’ve all heard but what does it reallymean? Reducing the amount of waste youbring in and the amount of trash that goesto the landfill is an important part of anygreen lifestyle. Eliminating waste usuallyleads to an elimination of harmful chemicalsas well. Reusable items save us money -

constantly replacing disposable items costsmoney! Besides cans and glass bottles,there are all kinds of items that can be recycled. Now that we know what the termsmean, how do we do it? A couple of easyways you can reduce your waste productsare first by purchasing reusable items, thenby purchasing items that contain less packaging. When you purchase a smallnumber of items or large bulky items – tellthe cashier that you don’t need a shoppingbag. You already know how about reusablebags and refillable bottles, but have youthought about “Upcycling”? Upcycling istaking something old and crafting it intosomething new that can be enjoyed againand again. When you plan for recycling,don’t forget about things like books (youcan sell, donate or shred and compost), anditems like furniture, shoes, clothing, andbaby gear can be recycled through organizations such as the Fort CampbellArmed Services YMCA Backdoor Boutique,Officers Spouses’ Club Thrift Shop or localshelters. Don’t forget to recycle your electronic items that you no longer use.This is known as “e-cycling”. Products suchas computers, cell phones and other electronics are made from valuable

By CynDe Clack

Style Your Life

resources and materials, including metals,plastics, and glass – all of which require energy to mine and manufacture. In theU.S., mobile phones account for the largestquantity of used electronics. For every onemillion cell phones we recycle, 35 thousandpounds of copper, 772 pounds of silver, 75 pounds of gold, and 33 pounds of palladium can be recovered.

Growing your own vegetables andbuying organic products is another optionthat is always mentioned when talkingabout Green Living. Gardening gives you achance to consume healthier foods, spendtime outdoors (alone or as a Family), getsome exercise, and reuse items that mostpeople simply throw away. There are a number of ways that you can repurposeitems as alternative garden pest controlmethods.

• Create a garden slug trap by taking an old aluminum pie tin and bury it up to its lip in the garden. Fill it with stale beer (which the slugs love). The slugs will crawl in for a drink and never crawl out.

• Garden slugs, snails, cutworms, caterpillars and other types of crawling garden pests can also be kept away by spreading crushed eggshells, nut shells,

or even used coffee grounds on the surface of the soil surrounding the plants. In addition to keeping the creepy crawlers away, all of these items add nutrients to the soil and naturally decompose.

• Protect young stems such as tomatoes from pests by making a collar to place around them. You can use repurposed aluminum foil, newspaper, a cardboard toilet paper tube, or even a tin/aluminum can with both ends opened. The collar should not be touching the stem so it can grow freely.

• Anyone who has ever had aphids attack their plants will know that they can kill a plant quickly. Chopping up banana peels and mixing them into the soil around the plants will deter aphids and add potassium to the soil.

• You no longer have to sacrifice your most comfortable pair of jeans and favorite shirt in order to make a scarecrow. Anything that will flash and flutter in the breeze will do the job. Try strips of repurposed aluminum foil, strands of old video/audio tapes, aluminum cans or pie plates, or even old CD’s. Just string them together and fasten them where they can catch the breeze.

• Old pantyhose can be repurposed to cover fruits and vegetables – like melons, apples, pears, cucumbers, and zucchini. It keeps insects and birds away from your produce. Just cut an appropriate length of pantyhose, tie it at one end and slip it over the fruits and veggies while they grow.

• Many areas have a healthy deer population. How do you keep the deer away from your garden? Human and pet hair scattered around the plants will help. Or you can tie slivers of soap in a worn out length of pantyhose and hang it from trees and shrubs.

These are just a few of the tips thatI found for Green Living. Many thanks tothese websites for the information I found - check them out: www.epa.gov,www.sustainablebabysteps.com, andwww.thedailygreen.com.

We would love to hear from youabout what you do to live green. Send yourGreen Living ideas towww.mwrlifeeditor@fortcampbellmwr.comand you might see your information in a future issue of this magazine.

22www.fortcampbellmwr.com

24

“Everything in life,” once said DonaldTrump “is luck.” It explains a lot, doesn’t it? I mean,why does one person always get sick while anotherstays healthy? Why does one person seem to findwealth and prosperity everywhere, while anothernever succeeds at anything? Many believe that theanswer is luck. Luck, as defined by Webster, is anevent, which occurs beyond one's control, withoutregard to one's will, intention, or desired result. Sonaturally, one may ask, “if something is going tohappen beyond my own control then how in theworld can I change it?” In other words, what’s luckgot to do with it, right?

Here’s a better question I ask you to ponder…what if?

What if the random relationships and activities in your life all of the sudden made senseand felt intentional and meaningful? What if youcould have more control over the things that youbelieve happen “by chance?” A rabbit’s foot in yourpocket, you say? Hardly. You don’tbreak mirrors, you say? That’s agreat way of avoiding a 7 year sentence…not. You avoid walkingunder ladders? That’s wise whenwalking into a room full of painters.A pocket full of shamrock petals?Well, that’s more like a handful ofhope. Wishbone? It makes awesome salad dressing!

Call me crazy, but I believe that there are ways inwhich we can tap into thoughtprocesses and habits that can improve your luck. Let me go a little bit deeper. You see, the waythat you and I see luck, or chanceas some would call it, is really justthe product of where we place ourfocus as well as how positive wemake our attitudes. By simplychanging your focus, what you giveyour attention to, you can

purposely increase the amount of luck you experience in every area of your life.

First, maximize your chances (in anythingthat you do). I believe that luck is a matter of preparation meeting opportunity. You want to graduate from school, then show up to class andstudy. You want to get a job, then flood the marketwith applications. To be more available is to increasethe chances that what you are looking to accomplish, you can…well, accomplish.

Second, tap into the topside of karma.You have heard the saying, “whatgoes around, comes around.” Inmost situations, we tend to attribute karma to the revenge thatpeople deserve for being evil. Theflipside to that, however, is that if you purposely and continuously engage in gooddeeds and do positive things for others, betterdeeds and things will happen to you while increasing the odds of them happening to you inthe process.

Third, expect to be lucky. My good friendStacy Bryant is notorious for starting her day withthe following Facebook status, “Something good isabout to happen today!” I thought it to be thestrangest thing until I began doing it, and believe it

or not, it works. I have developed an expectationthat every single day, something good that I am notexpecting is going to happen—and it usually does.

Finally, keep your glass half-full. Or, saidanother way, look on the bright side. It was RayCharles, who in his hit song “If It Wasn't For BadLuck,” famously said that if it weren’t for bad luck,he’d have none at all. This is a great song, but a horrible life philosophy.

Sometimes I think our culture has taughtus to focus on those things that aren’t happening in

our lives, or worse, focus on those things that gowrong along with the accompanying misery. In every problem, however, lies a promise. In fact,mastermind and marketing maverick Joe Sugarmanonce said, “Each problem has hidden in it an opportunity so powerful that it literally dwarfs theproblem. The greatest success stories were created

by people who recognized aproblem and turned it into anopportunity.” Opportunities areeverywhere. Remember, your attitude affects the energy signals that you send out, andyou never know when you couldbe at the right place, at the righttime and say the wrong thing.Therefore, a wonderful attitudeis a surefire way to increase yourluck. Take a cue from the movieEvan Almighty whose main character began every morningby looking in the mirror and saying, “I am smart, I am successful, I am happy.” I wouldadd, “I am lucky.”

So, what’s luck got to dowith it? Apparently…everything.

What’s Luck Got

to Do With It? By Ramon M. Maisonet

Perspective Management

www.fortcampbellmwr.com

Spring Break on a Budget

Down the Block

Off the Beaten Path

Ahh, spring break. For college students, spring break is a legendary event,filled with misuses and abuses of the hard-earned money their parents spentyears saving and believe is paying for booksand classes. For those of us who work, it's asomewhat different story. To join thethrongs on the beaches of the Redneck Riviera, some changes need to bemade if you want to keep your car pay-ments on time.

For starters, don't go alone.Splitting gas costs can be a huge savings by itself, not to mention limiting wear and tear on vehicles.Splitting a hotel room means you canget a better hotel within walking distance of your destination for less.Sure, you might not want to pack sixpeople to a bed, but there's no reason to get a penthouse suite toyourself, either.

Another option for cuttingcosts is to skip the beach destinations.Margaritas on the beach are a nicemental image, but if you're stuck

eating ramen noodles for every meal whileyou're there in order to afford it, you mighthave a life choice that needs reassessed.Spend a long weekend visiting another city:Chicago, St. Louis, New Orleans, and Memphis are all close enough for a tripwithout breaking the bank on flights.There's no need to fly to Vegas, LongBeach, or Miami if you'll be counting nickelsonce you get there.

Lastly, understand that the simplefact that you're taking a trip is more important than the destination. Gettingaway from post for a few days, spendingtime with your friends, and seeing the sightsalong the way are the truly valuable benefitsinvolved with any trip. Those tan linesyou've been looking forward to getting?Those fade a lot faster than the memoriesyou'll make on a quality vacation. If you're

bankrolling your own holiday, you'llwant to be careful with your cash.There's nothing wrong with spendingmoney, but that doesn't mean youhave to waste it. If there are twothings Soldiers want, it's more time offand more in their bank account. Bymaking your money last, you'll beable to enjoy your time off even more.Check with Leisure Travel Services forgreat military discounts to stretchyour savings even further! Stop bytheir office in the Exchange Mall orcall (270) 798-7436.

Lozada PFC is a welcoming placefor Soldiers, but also for Family members,Civilians and Retirees looking to better theirhealth. The atmosphere is light and enjoyable and there is a great mix of patrons of all fitness levels. Lozada PhysicalFitness Center was built in 1963 and consists of a total of 27, 618 square feet.The facility includes an expanded weightroom, aerobic equipment room, spin bikearea, a full sized basketball court, co-edsauna and a racquetball court. The gym

provides a multifunctional approach by providing a number of varied options thatencompass individual and group activities.The fitness facility is free to anyone whopossesses a valid military identification card;any scheduled group classes that are also free.

The expansive cardio area housesforty-five pieces of equipment to includetreadmills, upright bicycles, recumbent bicycles, isotrac climbers, elliptical machinesand summit trainers. Recently, the facility

acquired three Concept 2 indoor rowing machines, aportable TRX unit, a Jacob’sLadder and a Stair Masterclimber.

The weight room consistsof specialty training racks thatare multifunctional. Each rackhas a series of interchangeablepieces that can be used for afull body work out to includedips, pull ups, incline press,bench press, decline press,squats, and other exercisesthat enhance muscular development. Also found in

the weight room is a Body Master 12 station cable machine and three Smith machines that provide customers with variety of choices for their lifting needs. Theweight room is stocked with weighted bars,dumbbells, kettle bells, plyo boxes andHammer Strength ISO machines. There issomething for every fitness level.

Opposite the weight room is theLozada basketball court. The court is a standard full court, but can be divided intotwo half courts to accommodate more players. The basketball court is multifunc-tional. It can be used for volleyball and oftenhosts Wounded Warrior seated volleyballand tennis, the post-wide Soldier pregnancy PT program and Combative certification classes.

The facility is open from 5:30 a.m.to 9 p.m. Monday through Thursday and5:30 a.m. to 6 p.m. on Friday. AlthoughLozada PFC is closed on Saturdays, it isopen on Sunday from 8 a.m. to 4 p.m. Thefacility is located at 6996 Desert Storm Avenue and is conveniently close to 20thReplacement, D.W. Recreation Center andLaPointe Health Clinic. For additional information please call (270) 798-5830.

Lozada Physical Fitness Center

By Zach McDonald

By Jennifer Wick

www.fortcampbellmwr.com 28

11 Tax Breaksfor Military Families

In many cases, Uncle Sam recognizes the sacrifices members of ournation's armed forces make, and offers special privileges to compensate. When itcomes to paying taxes, for example, military members can claim a host of taxadvantages that aren't available to Civilians.

Combat Pay PerksPotential for retirement savings

Even better, the IRS will let you puttax-free combat pay in the Thrift SavingsPlan or an Individual Retirement Account.“If you put that money in a Roth IRA or RothTSP you could get a great deal,” says J.J.Montanaro, a Certified Financial Planner™practitioner with USAA. “You’ll essentiallyhave a pot of money that you've never paidtaxes on because qualified distributionsfrom these accounts are not taxed at all.Tax-free in and tax-free out is hard to beat.”Your federal Thrift Savings Plan also benefits, as your combat-zone service willboost traditional TSP contribution limits to$51,000 in 2013 and $52,000 in 2014. Dollars that go into your traditional TSP tax-free won’t be taxed when you withdraw themoney – though you will owe tax on theearnings. If you’re rolling over a traditionalTSP that has tax-free contributions, considercreating two separate rollovers: one for thetaxable contributions and earnings, and theother for the tax-free assets. This will notonly simplify accounting, but also ensureyou properly recognize your tax-free com-bat pay contributions that may have beendeposited to a traditional TSP/rollover IRA.Contributions to a Roth TSP remain cappedat $17,500. Montanaro suggests, “Until youhit the limit, the Roth TSP is a smart choicefor your combat-zone TSP contributionssince withdrawals of contributions – andearnings – are tax-free.”

Exceptions to the RulesFiling extensions and more

When you’re fighting for freedom,your tax return is probably the last thing onyour mind. You can't put off filing taxes forever, but you may qualify for a deadlineextension for several tax-related actions, including: Filing returns, paying taxes, making claims for refunds, and contributingto IRAs.

Help for SpousesBefore 2009, military Spouses

generally had to pay income taxes to thestates where their Spouses were stationed.But, the Military Spouses Residency ReliefAct changed all that. Now, military Spousesdon't have to pay income taxes to a statethat's not their legal residence just becausetheir Family is stationed there.

“That could generate big savings ifthe legal residence has lower tax rates – orno income tax at all,” Montanaro notes.“But that's not all: If the Spouse had incometax withheld in the state he or she is living in,filing a return in that state may result in a refund.”

Remote filingJoint returns usually must be

signed by both Spouses. But if military duties keep you away from home, yourSpouse can use a power of attorney to filea joint return on your behalf.A break when selling your home

Taxpayers, whether Civilian or military, can generally sidestep paying capital gains taxes on the sale of a home if they owned and used it as their principalresidence for two of the five years beforethe sale. This rule can be used to exclude

up to $250,000 in gains for individuals or$500,000 for married couples.

Military members get extra helpwhen it comes to satisfying the two-out-of-five-years test. They're allowed to suspendthe five-year test period for up to 10 yearswhen they’re on qualified extended duty – that is, assigned to a duty stationthat's at least 50 miles from their homes for90 days or more. In effect, they can disregard the time they were ordered awayfrom their home. The rules concerning thisget a little tricky; learn more at the IRS website or consult a professional tax advisor.

Help With ExpensesMoving deductions

Moving every few years can be expensive. But if your move is a requiredpermanent change of station, the IRS letsyou deduct the “reasonable unreimbursedexpenses” of relocating yourself and your Family.Separation assistance

If you're transitioning back to Civilian life, you may be able to deductsome of the costs you incur while lookingfor a new job. Qualified expenses may include: travel, resume preparation fees,outplacement agency fees.

Free Tax AssistanceOn post

Most military installations offer taxhelp to service members and their familiesthrough the Volunteer Income Tax Assistance Program. “VITA's volunteers aretrained and certified by the Internal Revenue Service, and those working at ouron-base sites understand military-specifictax issues,” says Kimberly Pine, a VITA volunteer coordinator. “Best of all, their advice and tax preparation services won'tcost you a penny.”Online

For complete details, downloadIRS Publication 3, Armed Forces’ Tax Guide, which summarizes many important military-related tax topics. Publication 3may also be ordered by calling1-800-TAX-FORM (800-829-3676).

Money Matters

Courtesy of USAA

That Guy

**Monthly charges exclude taxes and Sprint Surcharges [incl. USF charge of up to 16.4% (varies quarterly), up to $2.50 Admin. and .40 Reg. /line/mo.) and fees by area (approx. 5-20%)]. Surcharges are not taxes. See sprint.com/taxesandfees.O� ers end 4/10/14. Activ. Fee: $36/line. Credit approval required. Month-to-month term. Framily Plan: Includes unlimited Nationwide Long Distance calling and texting, 1GB/mo./line on-network data allowance. Add'l data: 1.5¢/MB. No add'l plan discounts apply. 3rd party content/downloads are an add'l charge. Int'l svcs are not included. Pricing may vary for existing customers. Max of 10 phone lines per group. Excludes existing accounts and discounted phones w/term agmt. Group members must agree to share their names, last 4 of phone numbers, Framily ID, group status, and that they are subscribed to Framily plan with group or be removed from group and asked to select another rate plan. Sharing Framily ID allows users to join group. Framily Plan Discounts: Awarded $5-$30/mo./line o� $55 base rate plan depending on number of members in the group (timing may vary based on di� erent invoice cycles for group members). Discounts not prorated. Groups cannot merge. ID allows users to join group. IL Port-in O� er: O� er ends: 4/10/2014. $100 port-in credit for smartphones, feature phones, Sprint Phone Connect and mobile broadband devices. Available only to eligible IL accounts with valid Corp. ID. Requires port-in from an active number (wireless or landline). Service credit request must be made at sprint.com/promo within 72 hours from the port-in activation date or service credit will be declined. Ported new-line must remain active for 31 days to receive full service credit. You should continue paying your bill while waiting for your service credit to avoid service disruption and possible credit delay. Other req. may apply for installment customers. See store or sprint.com for details. Excludes tablets, upgrades, replacements, and ports made between Sprint entities or providers associated with Sprint (i.e., Virgin Mobile USA, Boost Mobile, Sprint As You Go and Assurance), all CL and plans with a Monthly recurring charge of $10 or less. Port-in Payment Expectations: Service credit will appear in adjustment summary section at account level. If the service credit does not appear on the first or second invoice following the 31st day, visit sprint.com/promo and click on “Where’s my Reward” to check the status. Usage Limitations: Other plans may receive prioritized bandwidth availability. Streaming video speeds may be limited to 1 Mbps. Sprint may terminate service if o� -network roaming usage in a month exceeds: (1) 800 min. or a majority of min.; or (2) 100 MB or a majority of KB. Prohibited network use rules apply–see sprint.com/termsandconditions. IL Discount: Available for eligible company or org. employees (ongoing verification). Discounts subject to change according to the company's agreement with Sprint and are available upon request for monthly data buy-up svc charges for Unlimited, My Way and Framily plans. Sprint Buyback: O� er ends 4/10/14. Limit of 3 returned devices per active mobile number during one 12 month period. Phone must be deactivated and all personal data deleted before recycling. Device will not be returned. Credit varies depending on phone condition and valuation. Credit applied to store purchase or account within 3 invoices. Also available at sprintbuyback.com. Other Terms: Coverage and o� er not available everywhere or for all devices. See sprint.com/coverage for coverage details. You can view the Sprint privacy policy at sprint.com/privacy. May not be combinable with other o� ers. Restrictions apply. See store or sprint.com for details. ©2014 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.

Visit sprint.com/promo/within 72 hours of port-in activation to request your $100 service credit.

Get $100 service credit when you switch. For a limited time, receive a $100 service credit for each eligible newly activated line of service you switch to Sprint from another carrier.

Trade in your old phone. Get a Sprint account credit back for eligible devices from any carrier through the Sprint Buyback Program. Visit sprint.com/buyback for details.

%IL discount on select

data buy ups

Plus, get

Mix business and Framily.Now you can have something else in common with your coworkers. Share the savings without the hassle of sharing a bill. As extra encouragement, receive a $100 service credit if you switch to Sprint.

O� ers forof

Use this code to claim your IL discount. Corporate ID:

The Sprint FramilySM Plan –plans for as low as $25/mo. • Unlimited talk, text and 1GB of data per line, while on the

Sprint network• Up to 10 friends, family, coworkers and others• The more people you add, the lower your rate• Separate billsAfter $30 group discount (7-10 lines) applied w/i two invoices. Other monthly charges apply.**

Visit a local Sprint Store: Sprint.com/storelocatorVisit your online private store: sprint.com/dod

GA1AR_ZZZ

*GA1AR_ZZZ*

N145160

15U.S. Department of the Army

personnel

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