7/30/2019 5 Estimated Cost Sheet Layout

1/1

page 29Home Buyers Guide

Estimated Cost Sheet

Cash CTMFHA/

VA Conv Seller Buyer

1. Down Payment X X X X $

2. Escrow Fee (charge seller on VA) X X X X $1/2 $1/2

3. Owners Title Policy X X X X $

4. ALTA Loan Policy (combo rate based on loan amount) X X $$

4a. Standard Loan Policy X $

5. Recording/Affidavit File Fees X X X X $1/2 $1/2

6. Home Protection Plan $Negot $Negot

7. Real Estate Commission X X X X $

8. Termite Inspection X X X X $

9. Home Owners Association Fees $1/2 $1/2

10. Tax Prorations X X X X $

11. Home Owners Insurance (fire/flood) X X X X $

12. Assessments-sewer, etc (payoff or prorate) $or

14. Origination Fee negotiable X X $

15. Appraisal Fee negotiable X X $

16. Lenders Document Preparation Fee X X $

17. Credit Report Fee X X $

18. Tax Service Contract X X $

19. Bringdown Endorsement/Underwriting $

20. VA Funding Fee X $

21. FHA MIP or PMI Premium X X $22. Existing Loan Payoff (including unpaid interest) X X X X $

23. Payoff Demand Fee X X X X $

24. Reconveyance Fee X X X $

25. Impound/Reserve Account X $

26. Insurance Impound X X $

27. Tax Impounds X X $

28. MIP/PMI Impounds X X $

29. Prepaid Interest X X $

30. Loan Transfer Fee X $1/2 $1/2

31. Prepayment Penalty X X X $32. Prorated Interest X $

33. Account Servicing Set Up Fee $1/2 $1/2

34. Repairs $

35. Home Inspection Fee $

Total Costs for Seller and Buyer $ $