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เปลี่ยนหนี้เป็นอิสระภาพทางการเงิน
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เปลี่ยนหนี้เป็นอิสระภาพทางการเงิน
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1
... ....
DEBT FREE TO
FINANCIAL FREEDOM
-
2
-
: 4 5 9 13 ... 17 21 5 25 33 39 43 47 ... 51 : 55
-
4
THE MONEY COACH
www.facebook.com/moneycoach4thai
-
...
250,000
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6
2540
5
2
1)
?
2) 2-3
4 4
...
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7
( )
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8
(Other Peoples Money: OPM )
-
1. ( )
-
10
20 100
20
100
1-3
3-5
10
20
(
Shopalholic )
... MINIMUM PAYMENT = MAXIMUM PAIN
2. 40
30,000
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11
10,000
2,500
(10,000 +
2,500 ) x 100 / 30,000 41.67
40 (10 ) (5 )
(5 )
40
40
3.
3 ( )
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12
-
2
1)
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14
()
30,000
3,000
1,750
5,000
1,500
/ () 6,000
12,000
750
6,000 20
( 40
750 ()
...
2)
-
15
()
30,000
0
1,750
12,000
2,500
/ () 10,000
8,000
-4,250
4,250
?
: ?
-
2 1)
2)
...
...
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18
8
-
19
... ()
(Money Responsibility)
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...
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22
...
6-7
7 70
( )
Soft Loan
...
4
4 1
( 4 )
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23
YOU ARE WHAT YOU THINK
-
5
1. !
?
....
- 40% -
5
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26
?
...
2.
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27
(Debt Items) (Outstanding (Interest Rate) (Minimum
Balance) Payment)
A 30,000 20% 3,000
B 50,000 20% 5,000
C 75,000 24% 3,000
D 45,000 24% 1,800
3.
60,000 45,000
D
[ C D 24 D
]
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28
3.1
3.2
3.3 A
4.
(Debt Consolidation)
1)
2)
20
10-20 ( 120-
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29
240% )
2
A
(30,000 ) B (50,000)
X 80,000 12%
2 ( 24 )
X A
B X
80,000 X
3,765 8,000
12%
A 30,000 20% 3,000 3,765
B 50,000 20% 5,000
C 75,000 24% 3,000
D 45,000 24% 1,800
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30
5.
(
)
A 30,000 20% 3,000 10 1*
B 50,000 20% 5,000 10 2
C 75,000 24% 3,000 25 4
D 45,000 24% 1,800 25 3
A B
10 A B
A
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31
1 A 3,000
1,000 A 1,000
2-4
A 1
1,000 B 2
( A )
?
...
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34
...
1)
2) (
)
3)
4)
5)
()
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35
()
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36
!
12,800
6,000
6,000
6,000
(
)
(Debt Items) (Outstanding (Interest Rate) (Minimum
Balance) Payment)
A 30,000 20% 3,000
B 50,000 20% 5,000
C 75,000 24% 3,000
D 45,000 24% 1,800
-
37
...
-
7
-
40
3,000
3
4 5 2
3
7 3,000
()
2-3 20
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41
3,000
12
400,000 ( 1.5 )
...
...
-
...
2,500
2 7,500
1 3,600
800
2
() ()
()
8
...
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44
Pre-
order
3
-
45
...
2
5 3 12,000
1,600,000
100 10,000
2,000
( )
?
(Other Peoples Money: OPM)
...
555
1 2,000
3
-
4
4-5
( 4 )
2
-
48
4 3 ...
5,000
10,000 ()
15,000-20,000
10,000 30,000 4-5
10,000
20,000
10,000 8,000
2,000
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49
60 20
1 15,000
4
100
20,000
-
(Needs) (Wants)
...
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52
(Passive Income)
30,000
25,000
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53
34
-
10
..
...
...
...
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56
...
...
Sometimes, Life makes you go through extreme adversity to show
you
a better way.
...
...
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57
:
:
:
(Money Coach)
.
(www.richdadthai.com)
