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    Paper Games

    Doors Open @ 6:00 PM Games start @ 7:15 PM

    Call 513-367-9180 for more information

    EveryThursday

    Harrison American Legionat the New Hall

    10700 Campbell Rd.

    Harrison, Ohio 45030

    Birthday Night

    $5 Off with valid ID2nd Thursday of Month Foo

    d

    Available

    All-You-Can-Play$15 (up to 36 faces)

    4th

    Thursday of Month

    ProgressiveLuckyBingo

    Number

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    Come Join us forvaCation bible

    sChool atbethel unitybaptist ChurCh!

    J 31 - ag 46 pm - 8:30 pmag 4 5 gd

    306 m s rg s

    812-438-3189

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    BrghtCnty Ftvl

    Food Rides Games musiC

    at Brght Frh #1, slt Frk R

    Jly 29 30Fry 6-11p stry 4 -11p

    RaFFLes

    HAWAII TRIP FOR TWO AND $1000.00

    JUMBO SPLIT THE POTRaffles awarded Saturday at 11:00pm

    aCTiViTies

    BOOTHS AND GAMES

    RIDES

    BUNGEE JUMP

    ADULT GAMING AREAHUGE BIER GARDEN

    FAMILY FUN FOR EVERYONE

    DUNKING BOOTH

    CoNTaCT812-637-3473

    [email protected]

    LiVe eNTeRTaiNmeNTFRidaY NiGHTMY GIRL FRIDAY

    BLACK BONE CATS

    saTuRdaY NiGHTSKALLYWAGSAFTER MIDNIGHT

    FoodALL WEEKEND

    DENNYS GRILL, LAROSAS, FUNNELCAKES, HOG WILD SMOKERS, SOFTSERVE ICE CREAM

    FRIDAY SPECIAL PULLED PORK DINNER

    SATURDAY SPECIAL CHICKEN DINNER

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    PUBLIC AUCTION

    Saturday, August 6, 201110:00 a.m. E.S.D.T.

    Real Estate: Tract I: 27.1934 acres with pond; nice brick ranch style home, 4 bed-rooms, living room, family room, kitchen, dining room, 2 baths with full basement.Central air, oil forced air heat and outside wood burning stove. Outbuildings: 2 cardetached garage, pole barn, cattle barn, storage building and two other buildings. A work-ing farm set up for beef cattle w/pasture, fencing and water. Electric in barns, 2 addi-tional hoop buildings for hay or machinery storage.Tract II: 30.2930 acres of nice, level land with road frontage on Bells Branch Rd and

    Iceberg Rd.Terms: 10% down, non-refundable day of auction. Balance within 30 days, possessionupon closing. Seller will pay fall installment of taxes, buyer will assume spring taxes.Seller has the right to reject final bid. Real Estate will be offered at 11:30 a.m.Household: China cabinet; fireplace mantle with beveled edge mirror; wing back chairs;rocker; organ & stool; stereo set; sewing machine; table lamp; floor lamp; wicker glasstop desk; antique desk & stool; sm. antique desk; bird cages; lanterns; duck decoys;

    cross bow; antique picture frame and other misc. household items.. Misc: Hydro 84tractor with rebuilt 65 h.p. diesel; duel tractor tires, push mower, electric power washerand other misc.Terms: Cash or Check with proper ID Bid Numbers with ID

    Owner: Jerald L Von HoltumAuctioneer: Denny Brown

    License #: AU01032230 Phone #: 812-438-4624Go to auctionzip.com, #22149

    Not Responsible for Accidents Lunch will be servedAuctioneers Note: To view real estate prior to sale,

    call 812-438-4624 for appointment

    The following Real Estate and Personal Property will be offered for sale at Public Auction. Located at 3415 BellsBranch Rd, in Bear Branch, Indiana (OhioCounty). From Hwy 250 in Fairview, In, take Milton-Bear Branch Rd.to Bear Branch. Turn left at stop sign to Bells Branch Rd, turn right to auction. From Hwy 262 in Milton, take

    Milton-Bear Branch Rd to Bear Branch, turn right to Bells Branch Rd, turn right to auction. From Hwy 56 inAberdeen, follow Aberdeen Rd to Bear Branch, go straight at stop sign to Bells Branch Rd, turn right to auction.

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    Lozier's Appliance Repair

    For all your appliancerepairs. Servicing ALL

    major brands including:Maytag, Jenn-Aire,Whirlpool, Kenmore, GE,

    LG, Amana & More!LOW, LOW PRICES!

    CALL 24/7 - 812-496-0434888-847-7009 [email protected]

    Concord Square

    ApartmentsStop in and see our unique

    homelike atmosphere114 Concord Square Drive

    (off Pribble Road)

    Lawrenceburg, IN537-4022

    FLOORING CENTER20 E. Center St., Lawrenceburg

    537-0619

    Prefinished or Site Finished

    Dust Containment System Available

    HARDWOOD FLOORSALES & INSTALLATION

    29 East High St., Lawrenceburg, IN

    812.539.BOOK

    Over 30,000 used books for saleWe can order books too!

    Books on High

    Trade books for store credits Closed Sun-Mon

    Lusby Construction

    513-846-2427

    Customs Homes & Remodeling24 Hour Storm Damage Repair

    Concrete Kitchens Baths PaintingAll types of construction,

    repairs & home improvementLocally owned Aurora business 25+ years

    ISRD & DD

    STORAGEDont Waste Your Space

    Indoor Storage units from 5x10 to 10x30Outdoor Storage for motor homes, campers and boats

    Security Lighting, Cameras & Fencing

    812-438-9659Rising SunStore and Lock

    Smart Dr.

    Rising Sun

    Enterprise Store and Lock

    9 McCreary Ridge

    East Enterprise

    Sunrise

    Store and Lock

    East Bellview Ln.

    Rising Sun

    Need a Helping Hand?40 years of experience in providing a variety

    of home care and staffing services.

    Family-centered approach to care

    MattinglyPhotography812-438-3182

    Weddings Family Portrait / Reunions

    Sports Group Photos Special Events

    Commercial Photography

    See us on the webbobmattingly.comOver 20 years experience in quality photography

    ON LOCATION

    Waterproofng Decorative Concrete

    & Foundation Repair

    513-846-2427

    Mike White ConstruCtion

    Specializing in Post Frame Bldgs

    and

    K Buildings - Steel Primary/ Wood Secondary

    Residential - Agricultural - Lt. Commercial

    www.kbuildings.com

    812.623.4488

    Email:[email protected]

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    17.421 ACRESMostly Wooded-Potential Building Site-Pond-Electric-Hunting Cabin (needs repair)

    For More Information Call Jake or Mike 765-458-6441or email [email protected]

    Inspect at Your Own Leisure & at Your Own Risk

    Stanley R. Nichols, owner

    L co - Hunters Paradise

    hursday Evening ugust 18th,6:00 PM

    From Brookville, IN, follow Highway 52 West 12 miles to State Road 229, turn south 1.5 milesto Big Woods Road. Turn left to end of Road to 8129 Big Woods Road, Metamora, Indiana on:

    caMPbELL auction tEaMJake & Mike Campbell Auctioneers

    19 S. Market St. Liberty, IN 47353 PH: (765) 458-6441www.campbellauctionteam.com

    Jake Lic #AU01005687 Mike Lic.#AU01048954

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    MOWERS FROM$3595.00

    LOW RATE FINANCING0% for 24 Months or1.9% for 36 Months

    Patented Stand-Up Deck Kohler & Kawasaki EnginesPoint-N-Go Joystick or Dual Lever Controls

    CUTTERS MOWER REPAIR4505 Downey Ridge Rising Sun, IN 812-667-5885

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    Looking for a way to safely disposeof personal and condential documents?

    Bring them to the:

    DEARBORN COUNTY RECYCLING CENTER10700 Prospect Drive, Aurora

    Document Destruction

    FREE

    for Dearborn Co. Residents!!Mon. - Fri. 8:30am to 4:30pm

    All paper is recycled, limit of 2le sized boxes. Please removeall plastics. Business collectionis available for a fee. For moreinformation call the Recycling

    Center at 812-926-9963.Document destruction service contractedthrough All Shred Document Destruction.

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    A HUGE THANK YOUto Merrilees Hardware for agreeing to host our

    drop off recycling trailer! We look forward to

    again providing this service to the citizens of Bright!-Dearborn County Recycling Center

    10700 Prospect Ln. Aurora, IN

    dearborncountyrecycles.com

    812-926-9963

    RECYCLING IS BACK INBRIGHT, INDIANA!

    Friday, July 29, 2011 at

    MERRILEES TRUSTWORTHYHARDWARE STORE2045 Business Center Drive

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    D.U.M.P.THIS SATURDAY

    JULY 30, 2011DUMP YOUR UNWANTED

    MEDICATIONS

    PROPERLY!Noon - 4pm

    Dearborn County LawEnforcement Center

    High St. Lawrenceburg

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    Fish Day!!!Now is the time for stockiNg

    * channel catfish * Largemouth Bass * edear

    * Bluegill (Bream) * innows * Bla crappie (if Avail) * koi

    Laughery Valley co-op- Dillsboro,NTuesday, August 2nd from 8-9:30 A.M.

    lether eed & upply - ising un,NTuesday, August 2nd from 1-2:30 P.M.

    * Pr-rdr is rquird h riPid Grss CrP xCPis!!!

    We can only take a lmte nmbe of oe fo plo Ga Cap pe toe

    to PlaCe an order Call 1-800-247-2615

    farleys

    Arkansas

    Pondstockers, inc.

    www.farleysfishfarm.com

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    Fish Day!!!Now is the time for stockiNg

    * channel catfish * Largemouth Bass * edear

    * Bluegill (Bream) * innows * Bla crappie (if Avail) * koi

    Aurora arm & arden - Aurora, NTuesday, August 2nd

    from 10:30 A.M. - 12 Noon* Pr-rdr is rquird h riPid Grss CrP xCPis!!!

    We can only take a lmte nmbe of oe fo plo Ga Cap pe toe

    PC rdr C 1-800-247-2615

    arleys

    Aransas

    Pondstoers, n.

    www.farleysfishfarm.com

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    Home Loan

    Interest Rates

    as low as....

    3.902%

    4.714%

    APR

    APR

    15 Year Term

    30 Year Term

    3.75% Rate*

    4.625% Rate*

    GREAT RATES...FAST, FRIENDLY SERVICE...

    LOCALLY OWNED AND OPERATED...WHO COULD ASK FOR MORE!

    Common Sense Banking Since 1901

    Harrison BranchNew Haven Rd & Biggs Blvd

    513-367-6111

    * Rates as of July 22, 2011. Annual Percentage Rate (APR) is based on aloan for $100,000.00. Requires a 20% down payment on the purchase price

    or appraised value, whichever is less; otherwise private mortgage insurance

    (PMI) is required, which will increase the monthly payment. The 15-year loan

    requires 180 monthly payments of $727.22 and the 30 year-loan requires 360

    monthly payments of $514.14.

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    Thanks

    !

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    Hair Solutions Salon$2.00 off hair cuts

    August 2 ~ August 20

    Hours:Starting August 15, we will be open on Mondays

    Monday 10am-3pmTuesday 9am-7pm

    Wednesday 10am-5pmThursday 9am-7pmFriday 9am-5pmSaturday 9am-3pm

    Connie Hoffman

    Marrissa Peterson - stylist628 High Street, Rising Sun

    812-438-2103

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    ITS A DEAL.

    Together, well work out a loan

    thats just right for you.

    Application is fast and easy, so call or stop in today!

    HOME CONSTRUCTION LOANS

    HOME MORTGAGE LOANS

    HOME EQUITY LOANS

    HARRISON BUILDING

    & LOAN ASSOCIATIONHome Owned and Operated Since 1916!

    513-367-4874114 N. Walnut St.

    Harrison, Ohio

    513-367-201510490 New Haven Rd.

    Harrison, Ohio

    513-863-4102

    1380 Millville Ave.

    Hamilton, Ohio

    Hours: HarrisonMon., Wed., Thurs., - 9 a.m. - 5 p.m.

    Tues. & Fri.- 9 a.m. - 7 p.m.; Sat. - 9 a.m. - 1 p.m.

    Hours: HamiltonMon. - Thurs. - 9a.m. - 5p.m.

    Fri. - 9 a.m. - 6p.m.; Sat. - 9 a.m. - 1p.m

    bankhbl.com

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    Harrison Knights of ColumbusBingo Every Friday 7PM

    Reception Hall, Picnic Grounds, Ball FieldWeddings, Parties, Meetings

    Dances, Reunions10490 N. State St. Harrison, Ohio

    Call 513-367-0367Web Site: www.harrisonkofc.com

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    Try ouTs 11U through 14U

    Try Out 1:

    Try Out 2:

    August 6

    TBA

    Time TBA

    Time TBA

    TCYO / Little Fenway in Miamitown

    For scheduling or questions contact coachRob Shircliff at [email protected]

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    Harrison Storm2012 Tryouts

    Playing in the SWOL (AABC) Continental LeagueAge: 11U (Cant turn 12 before May 1, 2012)

    When: Sunday, August 7 & 14, 3-5PM

    Where: Crosby ElementaryCall Coach Chris @ 513-703-5398 for more info

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    HAwk InsurAnce Agency, Inc.

    Kevin Lyons Larry Lipps1006 Harrison Ave, Harrison 513-367-0084

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    WOW!Pattie Bantel

    and

    Rose RiceHCS Preschool Team(513) 367-6100

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    Home Health AideServices

    Homemaking/Companion

    Registered Nurses

    Physical Therapy

    598-6648www.hillebrandhomehealth.com4343 Bridgetown Road Cincinnati, Ohio 45211

    Helping

    You Stay

    Healthy &

    Happy

    at Home

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    Pilsners & PortsBeer & Wine Tasting

    Saturday August 6, 2011

    6:30PM - 9:00PMHillforest National Historic Landmark

    213 Fifth Street Aurora, IN

    For reservations call 812-926-0087

    or visit www.hillforest.org

    Members: $35.00 Non-Members: $40.00

    Proceeds benefit Hillforest Museum

    Beer & Wine TastingAppetizers Live Music

    Museum Tour Silent Auction

    Sponsored by:

    Whiteys Liquor World Class Beverage Rowlands Winery

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    HIRLINGERHIRLINGERwww.hirlingerchevrolet.com 800-964-8336

    NewW. Harrison I-74 Exit 169 Pre OwnedHarrison I-74 Exit 3*0% apr financing up to 60 months, to qualified buyers, in lieu of consumer rebates, see dealer for details. Offer ends 7/31/2011.

    Scan with yoursmart phone!

    New Specials!0% APR FINANCING 60 MONTHSON SELECT CHEVYS!

    UPTO

    2011 Silverado, Malibu, Tahoe, Suburban & Traverse

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    Race to the Cross

    Hope Baptist Church VBS

    Kickoff Sunday July 31st 4-6pm

    Join us for a grill out and Meet and Greet from 4-6pm, thenstart your engines, were going full-throttle for Jesus!

    Vacation Bible School begins at 6pm

    15593 US Hwy 50, Dillsboro, IN 812-432-3889Call and leave message if you need a ride.

    Sun-Wed July 31-Aug 3 6 - 8:15pm

    Program and Reception will beWednesday evening, August 3Ages 3 and up

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    Life Home Auto Business Income

    Serving theCorporate

    and PersonalCommunity >>for Over 30 Years

    Living the Rotary motto:

    Service Above Self

    Jane Birckhead, CPCUExecutive Vice President

    Rotary Board MemberRotary Foundation - PresidentTrustee - Stepping Stones Center

    Insurance Since 1838

    513-793-1190Fax: 513-793-5730Cell: 513-479-1193Direct Line: 513-619-4621Email:[email protected]

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    I Luv Lawrenceburg

    FALL FEST

    September 22, 23 & 24

    Sponsored by: The City of Lawrenceburg I Luv Lawrenceburg Dearborn Adult Center Dearborn County Tourism & Visitors Center

    BeerGardenNoCoolers

    BringALawnChair

    ThursdayMidway opens @ 6 PM

    6-7:30 TBA

    8-10 Strange Brew

    FridayMidway opens @ 6 PM5-6:30 J Jesse Johnson Band

    7-8:30 Fabulous Thunderbirds

    9:00-? Foghat

    SaturdayMidway opens @ NOON

    5:30-6:45 Bobby Mackey

    7:00 King & Queen Crowning/EagleRegal Car Give-Away, Citizens Award

    7:30-8:30 Confederate Railroad9:00 Aaron Tippin

    FREE Rides 12 - 5

    BBQ Contest Chili Cook-Off

    Pie Eating Contest AFR Sponsored RideCASA 5k Run/Walk

    Small stage entertainment

    ALL DAY!At the corner of High & Short Streets

    SundayDCH Heart & Lung Health Walk

    For more information contact:

    Fall Fest Headquarters @539-3113 or 539-3116

    or log on to

    www.LAWRENCEBURGFALLFEST.net

    Aaron TippinLiveMusic

    Entertainment

    GamesRides

    Idol

    Lawrenceburg

    Lawrenceburg Idol CompetitionAges 10 - 100 years

    Junior Competition (10-17yrs) - Thursday, September 23 @ 6pmSenior Competition (18+ yrs) - Friday, September 24 @ 6pm

    E-mail a demo (MP3) of your song to [email protected] or drop off a demo of your song onCD or cassette to: Dearborn Adult Center, c/o Jennifer Eliason, 311 W. Tate St., Lawrenceburg.

    (make sure to include your name and phone number!)

    CASH PRIZES!Junior Winner - $200 Junior Runner-Up - $100 Senior Winner - $300 Senior Runner-Up - $200

    For more information contact Jennifer Eliason at 812-584-3317

    Dont Miss...

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    we buygoldsilver

    and more

    Paying ToP PricesGold, Platinum & Silver, Class Rings, Broken Rings & Chains

    SILVER COINS & PAPER MONEYSTERLING FLATWARE & TEA SETS, ESTATES

    Must be 18 with proper ID

    Freer C

    JewelersBox

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    Bill Fish BrunnerSales Professional

    Dennis HewittSales Professional

    Bill BennettSales Manager

    Mike McKeeverBusiness Manager

    Ray PerinInternet Manager

    Rob GreenGeneral Sales Mgr.

    Bill GreenSales Professional

    Bob Barnie BryantSales Professional

    Phone: (513)-564-8766 | Local: (812) 537-2525 | Toll Free: (877) 543-3363

    I-275

    Exit

    #16

    Hollywood

    Casino

    Route

    50

    www.kiddcars.co

    m

    www.kiddcars.com

    275LAWRENCEBURG

    275LAWREN

    CEBURG

    I-275 LAWRENCEBURG INDIANA

    SUPPLIER PRICING PLUSON ALL NEW VEHICLES

    $14,799NOWONLY

    2011DODGE CALIBEREXPRESS

    B-2018$17,630

    $18,494NOWONLY

    2011DODGEJOURNEY

    B-1505

    $23,566NOWONLY

    2011DODGENITRO HEAT 4X4

    B-650327,685

    $19,640NOWONLY

    ALL NEW 2011DODGE

    AVENGER MAINSTREETB-9503$23,189DEMO $4750

    AVAILABLEIN LEASE

    CASH

    $23,445NOWONLY

    2011DODGE GRANDCARAVAN CREW

    B-3014$27,125

    $27,999NOWONLY

    2011DODGE

    CHALLENGER RALLYEB-6003

    $29,057NOWONLY

    2011DODGE

    DURANGO AWDB-2505

    $27,516NOWONLY

    2011DODGE

    CHARGER RALLYE PLUSB-7011$29,995

    $21,999NOWONLY

    2011JEEPWRANGLER SPT 4X4B-4544$24,515

    $18,557NOWONLY

    2011JEEPCOMPASS

    B-3514$19,995DEMO

    $22,868NOWONLY

    2011JEEP LIBERTYSPORT 4X4B-5002$28,000

    MOONROOF!

    $29,999NOWONLY

    2011JEEP GRAND

    CHEROKEE 4X4B-5526$32,995

    $36,999NOWONLY

    2011JEEP AEV

    B-4531$36,999

    $26,999NOWONLY

    2011JEEP WRANGLER

    UNLIMITED SPT 4X4B-4517$29,545

    $23,999NOWONLY

    2010JEEP PATRIOTLIMITED 4X4

    B-8518$28,535

    $15,999NOWONLY

    2011JEEPPATRIOT

    B-8512$17,590

    LEATHER,MOONROOF,OFFROADGROUP!

    DEMO2 TO

    CHOOSEFROM!

    $25,999NOWONLY

    2011 RAM 1500QUAD CAB 4X4

    B-4003$32,615

    $44,119NOWONLY

    2011 RAM 2500 SLTCREW CAB 4X4

    B-4053$52,905

    $27,333NOWONLY

    2011 RAM 1500CREW CAB 1500 4X4B-4009$34,235

    $33,689NOWONLY

    2011 RAM 25004X4

    B-4028$39,469

    BIGHORNFREE HEMI

    NAVIGATION

    SNOW

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    INCLUDED

    $19,431NOWONLY

    ALL NEW 2011CHRYSLER 200

    TOURINGB-1028$22,380

    $26,195NOWONLY

    2011CHRYSLER 200

    TOURING CONVERTIBLEB-1020$28,990

    $25,873NOWONLY

    ALL NEW 2011CHRYSLER

    300B-9004$27,995

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    NEW 2011CHRYSLER TOWN &COUNTRY TOURING

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    3.6

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    COMMUNITY

    YARD SALESAT, JULY 30

    8am - 2pmDowntown Lawrenceburg

    Parking Lots & Sidewalks

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    2nd Annual Lawrenceburg Main Street

    Counity Yrd Sle& Downtown Cruise-In

    9 - 1p DJ by Conrd & Dottie

    Sturdy, July 308am - 2PmDowntown Lwrenceburg Prking Lots & Sidewlks

    Fresh produce, furniture, ntiques & collectibles, clothing,

    gift ites, tools, iscellneous.

    Interested in bringing your yard sale items to sell?Call or email Lawrenceburg Main Street

    to reserve your space.(812) 537-4507 [email protected]

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    City of Lawrenceburg

    The City of Lawrenceburg will now be

    issuing Golf Cart Stickers for residents

    that would like to drive their golf carts

    in Lawrenceburg. The stickers will cost

    $50.00 annually. Stickers can be applied

    for beginning Monday, August 1st, 2011.

    Please contact the Clerk-Treasurers Ofce

    at 812-537-7136 for details on applying forthe sticker. (Ordinance is available upon

    request in the Clerk-Treasurers ofce.

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    With

    heatherCAROtA

    Zumba.com

    For all class information, enquiries or to sign up contact:

    812-532-3535 or stop in 432 Walnut St., Lawrenceburg

    www.LawrenceburgCommunityCenter.com

    Copyright 2009 Zumba Fitness, LLC Zumba, Zumba Fitness and the Zumba Fitness logos are registered trademarks of Zumba Fitness, LLC.

    AlwAys Offering:

    Silver Sneakers Group Fitness Programs Oil Painting

    Cardiac Rehab Dance Groups Weight Watchers

    Martial Arts Toddler Time Guitar

    Community CenterLawrenceburg

    Vs us onlne by scannng e QR code ere w your smar pone or log on o: www.lawrenceburgcommunycener.com

    Intro To Martial Arts8 week beginner program. Students learn keymovements from ancient Korean martial art of

    Tae Kwon Do. Martial Arts also teaches:

    Self Discipline Self Condence

    Self Control Gain Self Esteem

    Be in better shapephysically & mentally

    Learn about a world widerecognized Martial Art

    Class sign ups are on going. Limited spaceavailable. Ages 4 years through adult. $40 per 8

    week session. First class is August 24 6PM-7PM

    Guita

    rLessonsBeginner Intermediate

    Advanced

    8 week course 1 hour a week$80 for entire 8 weeks!

    Beginning August 1st

    Pre-SchoolDance

    11am - 11:30am

    3-4-5 Years

    $20 for 5 weeks

    Intro to alldance styles

    YouthTumbling

    10am - 10:30am

    5-11 Years

    $20 for 5 weeks

    LIMITED

    SPACE!!

    Pre-SchoolTumbling

    10:30am - 11am

    3-4-5 Years

    $20 for 5 weeks

    LIMITED

    SPACE!!

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    367-MONK367-6665

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    Do you have a question for these professionals?

    Send them to:

    The Harrison Press

    P.O. Box Box 610

    Harrison, Ohio 45030

    Professional Forum is a Paid Advertisement Feature

    Q. Is there one big factor to consider wheninvesting money?

    A. Probably the first question you should ask insetting your investment goals is: What is my timehorizon? In other words, when will you need themoney? Are you investing for your young child'scollege education, or for your retirement 30 yearsin the future? Or are your goals nearer, such asbuying a house in 3 years, or starting your ownbusiness in 5 years? Your time horizon will have a significant impacton the type of investments you should make.

    The general rule is: The longer your time horizon, the more risky(and potentially more lucrative) investments you can make. Manyfinancial advisors believe that with a longer time horizon, you can rideout fluctuations in your investments for the potential of greater long-term returns. Therefore, investments such as common stock or realestate may be appropriate for you. On the other hand, if your timehorizon is very short, you may want to concentrate your investmentsin less risky vehicles because you may not have enough time torecoup losses, should they occur.

    Call for an appointment and we at Conservative Financial Solutionscan help you in diversifying your assets to help you meet all of yourgoals.

    CONSERVATIVE FINANCIAL SOLUTIONS

    10403 Harrison Ave. (513) 367-1113 Harrison, Ohio

    MONEY MANAGEMENT

    No part of this communication should be construed as an offer to sell any security or provide investment advice or

    recommendation. Advisory Services offered through Investment Advisors, a division of ProEquities, Inc. a Registered Investment

    Advisor. Securities offered through ProEquities Inc., Birmingham, AL a registered Broker/Dealer and member FINRA/SIPC.

    Conservative Financial Solutions, LLC is independent of ProEquities, Inc.

    Roger Ford

    Family Vision CenterMichael F. Ringel O.D.

    (513) 367-79001003 Harrison Ave., Harrison

    Q. Dr. Ringel, is there such a thing as

    a bifocal contact lens?

    A. Yes, bifocal contact lenses have been

    around for several years. They are avail-

    able in both hard and soft materials. Soft

    bifocal contact lenses are available in the

    disposable variety, too. This means they

    are replaced after a specified period of

    time. There are many different styles of bifocal contacts

    suited for varying needs of an individual. The best thing

    to do first is schedule a comprehensive eye exam. This

    will determine both your prescription needs and your

    candidacy for various lenses.

    My office routinely fits bifocal contact lenses as well as

    many other types of contacts. Please give us a call to

    see how contact lenses can help you.

    OPTOMETRIST

    O. D.

    Michael F. Ringel, O.D.

    HARRISON HEALTH ASSOCIATES10555B Harrison Ave., Harrison, OH

    (513) 367-5799Fax (513) 367-5799

    Q. Dr. Stricker, what insurancecompanies does your office accept?

    A. I am an Ohio BWC certified providerfor both acupuncture and chiropractic.Stephanie Hoskins, LMT is a BWC

    certified massage therapist. We acceptpersonal injury/automobile accidentsfor chiropractic, acupuncture, andmassage therapy. We also acceptmajor medical insurance such as Cigna, Humana,United Healthcare, PHCS, some Anthem plans,Aetna, UMR, Coresource, Caresource, Wellcare,Amerigroup, Molina, Buckeye Community Health,Ohio Medicaid, and Medicare. We do offer cashdiscounts/financial hardships for patients with nohealth insurance. If you have any questions pleasefeel free to contact my office.

    Raymond StrickerD.C. LLC

    CHIROPRACTIC / ACuPunCTuRe

    (513)367-4836

    PHARMACIST

    114 Harrison Ave., Harrison, OH

    Q. My health insurance has aprescription plan. Do youaccept co-pays?

    A.Village Health Mart Pharmacyhonors nearly all prescriptionplans at the same co-pay as thenational chains, and ourpharmacists are always here toanswer any questions you may have aboutyour medications.Because we are part of a nationwide networkof community pharmacies, you will findeveryday low prices on all prescription andover-the-counter products.

    Jeff Biddle

    Siefferman Insurance10403 Harrison Ave. (513) 367-9333 Harrison, Ohio

    INSURANCEQ. What are my duties if I file a property claim withmy insurance company?

    A. As a condition of coverage, your property policyrequires certain things of you in the event you have aloss. These are conditions that must be met by thepolicyholder in order for the insurance company to payfor the loss.

    1. Prompt notice of loss must be given to the company

    or their agent.2. Theft loss must be reported to the police.

    3. Property must be protected from further damage. If this requires theinsured to make reasonable and temporary repairs to protect theproperty, accurate records must be kept of the repair expenses.

    4. The policyholder has a duty to cooperate with the insurer in the claiminvestigation.

    5. The policyholder must prepare an inventory of the damaged or lostpersonal property. A full description and value must be listed andreceipts, bills, or related documents should be included if available.

    6. The policyholder must make the damaged property available forinspection by the insurance company.

    7. Policyholder must complete a proof of loss form and it must be signedand sworn.

    Call us your local independent insurance agent for your insurance needs.

    Roger Ford

    10250 Harrison Ave., Harrison, Ohio 45030 367-1122

    Hail Damage

    The weather we have experienced over the pastfew weeks make this a perfect time to discuss hail and the serious damage hail can cause to avehicle. Our customers usually ask two questions:first, is hail damage covered by insurance; andsecond, how is this damage repaired?

    Hail damage does fall under the comprehensiveportion of an insurance policy; which also coversissues such as deer hits, theft, vandalism, fire, and acts of nature thatare beyond your control.

    We examine the car thoroughly and identify the hail damage.Depending on the severity of the dent, we use one of two repair meth-ods. The dent might be able to be repaired using a paintless dentrepair process, where we actually work the dent out without having tobreak the paint. However, the severity of some dents requires themto be repaired using conventional methods repairing and painting

    the damaged area as required. In either case, Randy Lane's AutoBody, Inc. will effectively handle a hail damage claim for you.

    Ed Gerstner

    AUTO COLLISION

    Q. What should I do if I discover a mistake

    on my tax return?

    A. If you discover an error on your tax return,

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    The IRS will usually correct math errors that

    occur on your return, so you do not have to

    amend your return for this reason. However, dofile an amended return if your filing status, your

    total income, and your deductions or credits are incorrect. You

    use Form 1040X, Amended U.S. Individual Income Tax Return

    to correct a previously filed return, whether paper filed or

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    appropriate IRS Processing Center. After showing the changes,

    you must provide an explanation as to why you are making the

    changes. If the changes require additional tax forms, they must

    be prepared and filed with the amended return. Generally, to

    claim a refund, you must file Form 1040X within three years

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    from the date you paid the tax, whichever is later. If you have

    any questions concerning the preparation of Form 1040X,

    please give us a call.

    Harrison Tax Advisors513-367-5566

    10403 Harrison Ave. Harrison, OH 45030

    Darren Bowman, CPA

    TAXES

    513-367-36501151-1 STONE DR. in the HARRISON TOWN PLAZA

    Visit us at comey.com

    REAL ESTATEQ. What are the advantages of using arealtor?

    A. Excellent question! For sellers, one of ourmissions is to get the highest possible price fortheir homes. Past statistics have shown us thatfolks who use a realtor realize a higher price fortheir homes than folks that did not. One way wedo that is our ability to get the message out.Through the Multiple Listing Service, differentwebsites, and working with hundreds of otherlocal realtors we can find more buyers looking to

    buy. The more buyers we can get interested in your home, thehigher price it will bring. Simple supply and demand.For buyers, we help folks by not only finding their dream home,

    we make sure they are buying it at the right price. We work withhome inspectors, appraisers, and lenders to make sure everythingis done correctly and goes smoothly. We also are knowledgeableabout different types of loans available to help you find themortgage with the down payment and monthly payment that worksbest for them.

    Call one of our agents today!

    Tom HimmlerBroker/Owner

    PROFESSIONAL FORUM

    ThisSpace

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    professional with

    advice to share?

    call Mary Lou

    (513) 367-4582

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    Celebrating

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    REAL ESTATE AUCTIONAUG 5 7PM

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