E-NEWS LETTER

AGRA BRANCH OF CICASA

J U N E 2 0 1 9 E D I T I O N

Published by :

SAVE

WATER!!

783 million people do not

have access to clean and

safe drinking water

globally according to the

United Nations Millennium

Development Goals Report

THE INSTITUTE OFCHARTERED

ACCOUNTS OFINDIA (SET UP BY

AN ACT OFPARLIAMENT)

Agra Branch of CICASA of ICAIICAI Bhawan Block - 77 , Sanjay Place , Agra -282002 

Telefax : 91 - 562 - 4040598 , 

Mob. : 9319108585, 

E-mail : icaiagra@gmail.com

Website : www.agra-icai.org

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FFROM THE CICASA CHAIRMAN'S DESK FROM THE CIRC CHAIRMAN'S DESKSECRETARY'S MESSAGEWRITE UPSSELFIE WITH WATER CAMPAIGNGALLERY

THE INSTITUTE OF CHARTERED ACCOUNTS OF INDIA(SET UP BY AN ACT OF PARLIAMENT)

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Editorial Board

CA Saurabh Narayan Saxena

Team Head

Tanuj Singhal

Editor In Chief

Prakhar GargCo editors

Gaurav VarshneySuvrna Agarwal

From the CICASA Chairman's Desk

Dear students, It's been good to talk you again,  I hopeyour exams was good and now it's time forsome adventures and enjoyments, it CAweak celebration going to come.

But don't take to much relaxation, if yougave single group,then prepare the nextone, utilise your time, and don't wasteuntil the results comes.. Also focus on articleship as this is a crucialtime for training work like annual return,DPT-3 And income tax return are there, sobetter give your 100% to your training. 

Students it's been amazing to tell you thatin the next month we are celebrating CAweek,  where we are planing to hostseveral,  sports (both indoor and outdoor) ,youth festival, some csr activity, blooddonation camp, quiz contest and manymore.. On behalf of Agra branch of CIRC, I wantyou all to take Participate as much aspossible in the programme and celebratewith us

From the CIRC Chairman's Desk“You cannot Always Control what goes onOutside,But You can Always Control what goes onInside.”Dear StudentsAs May 2019 exams finally concluded, you can now take abreather and relax for few days. You may utilize this timefor pursuing a creative hobby, sports or any otherengaging activity such as Yoga/meditation that improveyou both mentally and physically. While your exams areover, utilize your time to complete training programmes.Knowledge Enhancement: A Continuing Process Postexamination, you must utilize your time rationally.Continual enhancement of knowledge is essential to stayahead of your peer group. Knowledge empowers you totake on the world with confidence, to confront andsurpass any challenge and emerging victorious in yourpursuits. Noted thinker and motivator Steven Coveyremarked- Our character is a composite of our habits;sow a habit, reap a character. Developing a regularreading habit not only helps to build your thoughtprocess but also helps in enriching your knowledge.Reading business dailies and magazines, helps in stayingabreast with the current news and events in thedomestic as well as in global economic markets.Economic journals are a good source of Case Studies thatassist to understand issues threadbare and getting totheir core and cultivate acumen for analytical thinking,enabling you to solve complex problems and developinga professional bent of mind.With Best of Luck for Your Exams...Thank YouCA Sudeep Kumar JainChairmanAgra Branch of CIRC

CICASA Secretary's Message

I am deeply honored to address you on theauspicious occasion of the CharteredAccountants Day (July 1). As we all awarefew days are left to CA Day and it ismatter of great pride for our fraternity tocelebrate this day with great enthusiasmand veneration.

Finally exams are over and CA day isapproaching so on this occasion CICASA isgoing to organise many exciting andinteresting students activities like outdoor& indoor games, personality & skilldevelopment programs, CSR activities,Youth festival where you can show yourtelent and many more..

So it is tip of iceberg, tie your laces, getready, show your telent and be a part ofCICASA family.

With regards..Sulabh Sharma Secretary CICASA

Tanuj Singhal (Editor in chief)

CRO0498795

Water is the most important natural resource madeavailable by mother earth to the humans. It is essentialfor existence of life and maintaining ecologicalbalance. Life on earth without water cannot beimagined and history is replete with wars foughtbetween civilizations over water.Although, earth constitutes 71% of water, only 2.5% of itis fresh water that we use, and we are wasting thattoo. The fresh water that we use today has probablybeen around since the beginning of life on earth. Theamount of fresh water that the earth holds hasremained constant, but the human pollutionconsuming it has increased manifolds; subsequently,leading to water scarcity. Adequate measure must betaken towards optimal usage of water and methodslike rain water harvesting must be implemented inorder to ensure future availability of one of the nature’smost valuable resources.

“Conserve water,conserve life.”

Jaise boond boond jodkrSagar ban jata h,Waise hi in choti choti bachat se,Kafi logo ka jeevan bach jata h.

Koshish bhale hi choti hoJal ko bachane ki,Par mat bhoolo ki wo koshish hiPehli seedhi hai kisi jeevan ko bachane ki.

Ao mil Kar kare pehalEk swasth sansar banane ke lie,Ao mil Kar dhoondein hamTarike jal bachane ke lie.

Apni choti badi koshishon seHar Roz bachayen pani koOr swastha jeevan ka tohfa de,Apni ane wali peedhi ko..

Ayushi Tiwari CRO0574218

Mt karo mujhko barbad, Itna tum rakho yaad.... Pyaase hi tum rehjaoge, Mere bina na jee paoge........ 

Kab tak barbadi ka mera, tum tamasha dekhoge.. Sankat aaega jab tum pr, Tab mere bare m sochoge......... 

Sansaar m rehne walo ko meri jarurat padti hai....., Meri barbadi k karan meri,  umar bhi ghat  ti  hai....... 

Esa na ho ki ek din m is duniya se chala jaau, Khatam ho jaae khel mera,  Laut k phir na wapas aau........ 

Pachtaoge rooge tum, nhi banegi koi baat, Socho samjho karo faisla, ab to ye hai tumharehaath......... 

Mere bina is duniya m, Jeena bada mushkil hai, Abhi ki nhi bhavishye  ki socho,  bhavishya bhi ismeshaamil hai..........

Dipanshu CRO0541905

Shivanshi Agarwal CRO0583971

”ज�म ह�का सा है नासूर हो जाएगा ना जाने कौन �कतना मजबूर हो जाएगा क�मत समझो बंूद बंूद पानी क� वरना देश का कोना कोना लाचार हो जाएगा" जल ही जीवन है यह हमेशा हम सुनते ह� ले�कन मानते �कतना है ?�या हम जल क� र�ा जीवन क� तरह करते ह� ? �या हम उससे भी उतनी तव�ो देते ह� �जतना �कसी इंसान क� �ज�दगी को? इन सवाल� का जवाब ना ही होगा । हमारी पृ�वी �जससे �लू �लानेट भी कहा जाता है इस�लए कहा जाता है �य��क उसम� 70%पानी म� डूबा �आ है। इसम� से �सफ� 2.5% पानी पीने लायक है और हम इसे भी �फजूल खच�कर देते ह� । वैसे तो हमारे देश म� "वॉटर एडी�वेट" यानी अ�ा खासा पानी है, मतलब �जतनी ज�रत हैउतना है इसी�लए वंदे मातरम म� हम अपने देश को "सुजलाम सुफलाम" यानी “ल�ड ऑफमॉनसंूस” ,म�हार का देश कहते ह� । पर �या यह देश हमेशा म�हार का देश रहेगा? नह� हमारे आज के कारनाम� से तो �ब�कुल नह�।हम नल खुले छोड़ते ह� ,पेड़ काटते काट देते ह� , पानी का ��पयोग करते ह�, इससे तो एक �दनऐसा आएगा जब हम� पानी पे�ोल और �ध क� क�मत पर �मलेगा।हमारे कारनामो ंस ेपानी का द�ुपयोग करने स ेपानी की कमी आने लगी है और इस खतरे स ेहम अनजान ह� ।

पानी है जहां, जीवन है वहां

हम� जल को ब�त सहज के रखने क� ज�रत है नह� तो वह �दन �र नह� जब हम एक एक बंूद को तरस�गे । पानी क� बबा�द� को रोकने के �लए हम अपने घर से ही शु�आत कर सकते पर ठ�हरये हमारे देश हमारा म�हार का देश रह सकता है य�द हम आज से ही सावधान हो जाए ं

और यह कोई ब�त मु��कल काम नह� है बस थोड़ी समझदारी और एक उठाए �एकदम के साथ ही हम अपने आने वाली पीढ़� को यह तोहफा दे सकते ह�।

"जो जल को बचाएगसमझदार वही कहलाएगा

Vishakha Mittal CA STUDENT

Banking reforms must be on the top of the new government’s agenda The newly formed government which has taken over reins at the Centrewill have its task cut out to put the sputtering economy back on track, which will mean taking up the unfinished agenda on economic reforms. Reforms in banking must surely figure at the top. After inheriting a banking system that was staggering under the weight of undisclosed non-performing assets (NPAs), the incumbent government led by the RBI, did manage to force banks to disclose ever greened loans and provision for them. A new Bankruptcy Code was legislated to allow lenders to take charge of the resolution process. But beyond this, most of the energies have gone into fire-fighting operational issues at public sector banks (PSBs). While investors and depositors can take heart from the worst of this NPA crisis being behind them, they have very little assurance that a similar one will not recur in future. To prevent encore NPA crisis, structural reforms at PSBs are imperative on three counts. One, the poor credit appraisal and risk management systems which led to them concentrating their loans in a handful of borrowersneed drastic overhaul. Two, while misjudgement can be condoned, strictenforcement action needs to be taken against bankers who willingly colludedwith corporate borrowers to evergreen loans. There’s also need for a thorough overhaul of recruitment policies at PSBs, greater accountability from their top managements and Boards and performance-linked compensation would to the desired. Three, political interference has played an egregious role in diverting bank funds to crony capitalists. Fixing this issue requires deep-rooted governance reforms that distance the management and Boards of PSBs from their promoter — the Central government. A roadmap for the transfer and gradual dilution of the government shareholding in PSBs is now critical, as is the strengthening of the toothless Bank Boards

Selfie with water campaignI N I T I A T I V E T A K E N B Y A G R A B R A N C H O F C I C A S A

NIKITA MITTAL

one drop could save our thirstyworld.

CRO0439611

GAURANG GARG

water is life.

CRO0446066

ANISHA JAIN

thousands have lived withoutlove,not one without water.

CRO00570367

MEHAK AGARWAL

pure water is the world's firstand foremost medicine.

CRO0590648

Selfie with water campaignI N I T I A T I V E T A K E N B Y A G R A B R A N C H O F C I C A S A

GOHIL GINDOLIA

four million people die every yeardue to water borne disease ..soplease save water.

CRO0616062

SULABH SHARMA

we forget that the water cycleand the life cycle are one.

CRO0565406

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