Roundstone’s 831(b) Insurance Company Solution is a strategy that provides mid-size companies with turnkey, tax-advantaged insurance

coverage for expensive, hard to place exposures.

The Insurance Company Solution

831(b)

Program Benefits• Reduced insurance costs.

• Control over coverage and claims management.

• Favorable tax treatment of underwriting profits.

• Improved cash flow.

Requirements• An annual maximum insurance premium of $1.2 million

($2.2 million beginning in 2017.)

• The captive must act as a true insurance company with

adequate capital, risk shifting and risk distribution.

• The captive must pay tax on investment income, but not

on underwriting profits.

• The captive must make the 831(b) election for the

taxable year.

Is the 831(b) program right for you?Frustrated with the lack of transparency or control over

traditional insurance coverage?

Worried by ever-increasing insurance premiums?

Anxious about a lack of a rainy day fund?

Surprised by gaps in your current insurance coverage?

Concerned about minimizing increasing tax liability?

TURNING RISK INTO RESULTS

440.617.0333 | www.roundstoneinsurance.com