BENCHMARK PRICING

CONTRACT NEGOTIATION

BEST-IN-CLASS UNPUBLISHED RATES

REFUNDS FROM BILLINGERRORS AND OVERCHARGES

IT/TELECOM MAINTENANCECONTRACTS

WASTE REMOVAL

TREASURY UTILITIESSHIPPING

843.576.3638WWW.ABOUTSIB.COM

Are you sure you’re not overpaying? We guarantee 98% of you are.

COMPANY OVERVIEW

ARE YOU SURE YOU’RE NOT OVERPAYING?

SIB is a firm specializing in fixed monthly cost reduction. By employing experts with extensive experience in each of the fields we specialize in, we are uniquely equipped to find savings in virtually any fixed cost category without changing your current vendors.

Unlike most consulting firms, we have no upfront fees. SIB bills only on the savings we find, and only after you realize those savings. If we don’t find any savings there is no cost, and you know that your bills are as low as possible

SIB has worked with Fortune 20 companies, restaurant groups, hospital groups, regional banks, grocery chains, retail chains, state, local, and federal government entities and everything in between.

Since we opened our doors, we’ve found savings for over 98% of our clients. SIB makes the process of cost reduction effortless for your company, allowing you to rest easy knowing that industry experts are working hard to reduce your costs.

98% Success Rate

BenchmarkPricing DataFrom Over

25,000 LocationsNationwide

Ongoing Bill Monitoring

Genesis HealthCare, Provider of Rehabilitation and Skilled Nursing

“With over 400 assisted living centers, it goes without saying we have a very complex and expansive network of external vendors and service providers, and expenses to match. SIB was able to achieve major savings across the board without diminishing our vendor services or relationships.”

- Jason Dobry, Senior Director of Spend Management

Suffolk University, Located in Massachusetts with 10,000+ Students

“SIB worked tirelessly on our waste removal bills, and they continue to track them to make sure no unnecessary over-billing re-surfaces. The audit was not an intrusion, required no budgeting, and we are only paying SIB a percentage of found savings.”

- John Nucci, Vice President of External Affairs

Piggly Wiggly - Carolina Company100+ Supermarkets Located in

South Carolina and Georgia“They showed genuine care and concern for protecting the strong relationships we have with our vendors...SIB discovered a billing error that spanned many years and exceeded $25,000 from one of our water/sewer utilities-and that was just a single location....it was quickly overshadowed by the long-term, recurring savings SIB was able to achieve.”

- Christopher Ibsen, Director of Corporate Affairs

Helzberg Diamonds Subsidiary of Berkshire Hathaway,

Nationwide Jewelry Retailer“We have been extremely pleased with SIB’s work so far. They have gotten us tens of thousands of dollars just in credits and refunds for billing errors and negotiated new, reduced pricing in addition so that we will enjoy savings going forward.”

- Lonnie J. Lawton, Sr. Vice President/CFO

Benjamin Moore Paints Berkshire Hathaway Subsidiary,

Nationwide Retailer“In addition to the little time needed from our staff, SIB Development proved their value by effectively finding better rates and redundancies with our telecom and waste removal vendors, helping us obtain better rates that will save us over $1,200,000 over five years.”

- Joanne McGowan, Retail Accounting Manager

Donohoe Hospitality Services LLC Hotel Company with 11 Properties

“We were impressed by SIB’s meticulous process, and the breadth of their recommendations was remarkable, involving savings in no fewer than eight different spending categories... SIB seems perfectly suited to the hotel business and the assorted vendor costs that are common in our industry.”

- Jack Fritsche, Sr. Vice President/CFO

CLIENT TESTIMONIALS

CLIENT LIST

BANKING

BERKSHIRE HATHAWAYSUBSIDIARIES

EDUCATIONHOTEL PROPERTY MANAGEMENT / REIT

RETAIL HEALTHCARE

CLIENT TESTIMONIALS

Biscuitville, Corporate-Owned Restaurant Concept with 60+ Locations

“We are pleased to have many of your recommendations officially in process. It’s amazing to think about how much these savings will mean to us in the long run – it makes me very glad to have signed up for an SIB review.”

- John Huffman, Chief Operations Officer

Au Bon Pain Corp., 130 Corporate Locations of Au Bon Pain Cafe

“I do not believe we would have achieved these savings without the independent expertise of the SIB team. In fact, SIB exceeded our expectations on the project and I would highly recommend their services to other organizations for this type of review.”

- Michael J. Lynch, Chief Financial Officer

MP2 Enterprises, LLC - Multi-Unit Franchisee, 15 Pizza Hut Locations

“SIB even found services that we were paying for that we weren’t using. All in all, our experience with SIB has been a good one and I would definitely recommend their services to any other Pizza Hut Franchisee or business owner. ”

- Bryant Peterson, Managing Member

Tacala, LLC - Franchisee of200+ Taco Bells

“SIB’s team was easy to work with, and they respected our preferences to retain services with our current vendors. This preference did not seem to be a hindrance at all on their performance, as the rate reductions they negotiated were considerable.”

- Ragan Cain, Treasurer

RedKing Foods, LLC - Multi-Unit Franchisee, Burger King

“As the owners of 26 Burger King locations, we already benefited from negotiated rates from various vendors, by virtue of our status as a large national brand. I was very pleasantly surprised when your team was able to find rates even more competitive than the discounted rates we were paying before...I’m pretty confident you could find savings for anyone.”- Jim Reddin, President

Deli Management, Inc. - Corporate Locations of Jason’s Deli

“If consultants are ultimately judged by the results they create, SIB earns very high marks for their work. Their review identified more savings than we could have imagined...Our only regret in this whole process is not having found SIB sooner.”

- Noelle Faille, Facilities Manager

RESTAURANT CLIENT LIST

CORPORATE LOCATIONSSTRATEGIC

PARTNERSHIPS

RESTAURANT CLIENT LIST

Little Caesar's

Subway

“I was so impressed with this company that I traveled to the SIB headquarters in Charleston, S.C. to meet with the management and their team. I am convinced this is the real deal, as is our Board of Directors, who just recently voted unanimously to enter into a business relationship with SIB.”

Andrew Myers, President of NFA

MULTI-UNIT FRANCHISEES

Burger King

CATEGORIES

Pricing Data From Over 25,000 Locations

IT / TELECOM

Phone / Internet

Wireless Phones

Cable / Satellite TV

Alarm / Security

Hardware / Software Contracts

WASTE REMOVAL

Solid Waste

Recycling

Bio-Hazardous Waste

Shredding

TREASURY

Bank Fees

Credit Card Processing

Armored Car

MAINTENANCE CONTRACTS

Janitorial Service

Grease Traps

Linen / Laundry

Elevator / Escalator Maintenance

Hood / Oven Cleaning

Pest Control

Dishwasher Maintenance

Floor Cleaning

Drive-Thru Equipment

Ice Machine Maintenance

SHIPPING

Small Parcel Shipping

Postage Meters

Freight

OTHER

401K Management Fees

Payroll Service

Workers’ Compensation

Property Tax

Document Storage

Fleet Leasing

Advertising

Office Supplies

Security Guards

Lease / CAM

Corporate Aviation

CO2

UTILITIES

Electricity

Natural Gas

Water / Sewer

BUSINESS TRASH SERVICE AUDITS

2014

35%OVERCHARGED

$ 38%OVERSERVICED

27%

BILLING ERRORS/FRAUDULENT CHARGES

SOURCES OF SAVINGS:

OF THE LOCATIONS HAD SAVINGS OPPORTUNITIES93%4234 LOCATIONS

REVIEWED

BUSINESS TELECOM AUDITS

2014OF THE LOCATIONS HAD

SAVINGS OPPORTUNITIES99%

1915 LOCATIONS REVIEWED

43%OVERCHARGED

$ 22%OVERSERVICED

19%FRAUDULENT CHARGES

27%BILLING ERRORS

SOURCES OF SAVINGS:

AVERAGE SAVINGS FOUND: 31%

WASTE REMOVAL

We analyze thousands of bills every month and that experience leads to unparalleled bench-mark pricing knowledge. Our experience with vendors also gives us an inside picture of their historical tendency for overcharging. We’re often able to obtain refunds for up to five years after uncovering erroneous billing practices.

Our industry insiders identify the cost of the waste hauler to service your account, and then work backwards from there to achieve the best possible monthly savings for your company.

• Solid Waste

• Recycling

• Bio-Hazardous Waste

• Shredding

CATEGORIES

AVERAGE SAVINGS FOUND: 28%

IT / TELECOM

CATEGORIES

• Phone

• Internet

• Wireless

• Alarm

• Security Cameras

• Hardware / Software Contracts

• Cable and Satellite Television

• Telephone System Maintenance

• Pagers

• Access Control

• Conference Lines

A recent study by a United States Senate committee uncovered errors in excess of $2 billion annually on landline telephone bills in the United States. Our telecom review team is up to date on the complexity of rapidly changing telecom billing platforms. Often, after we find savings, we can begin the process of recovering erroneous charges dating back as far as five years.

AVERAGE SAVINGS FOUND: 15%

UTILITIES

An SIB utility audit can provide significant savings in both regulated and non-regulated states:

Process:

• Determine whether all charges are actually your responsibility and ensure that they are for your current accounts

• Identify all meters and make sure they are functioning and being read properly

• Audit billing for tariff compliance

• Identify usage anomalies

• Determine whether all services are being obtained at the lowest possible cost offered by the utility

• Identify and/or create strategies which use existing tariff structure to your advantage

• Research and analyze alternative rates and tariffs, interpretations, applications, and qualifications

Gas ElectricSewer Water

14

AVERAGE SAVINGS FOUND: 34%

TREASURY

The treasury marketplace has never been more challenging.

Each bank offers unique treasury solutions which are

priced differently containing ambiguous line items that

tend to create uncertainty around which items are truly

necessary versus those that are “nice to have”. Today’s

banker is compensated for selling more services and

finding new relationships - with zero incentive to deliver

solutions that can or will reduce a client’s treasury fees.

Facts:

• On average, most companies reconcile their account analysis

fees once every three years

• Banks and relationship teams generally review account

analysis fees only when prompted by “you” the client

• One-third of the account analysis statements produced per

annum contain billing errors

• The increased use of “bank bundled” treasury solutions

makes it difficult to validate these overall charges and

reconcile activity

Process:• Treasury management price benchmarking and bank

negotiation assistance

• Complete treasury process review and bank relationship

evaluation

• Assist with new bank implementations, bank bids, and RFP’s

• Robust account analysis audits and corporate/purchase card

evaluations

TREASURY CATEGORIES

Bank FeesCredit Card Processing

Armored Car

AVERAGE SAVINGS FOUND: 34%

SHIPPING / POSTAGE

Small Parcel

• Build late delivery recognition and recovery system for packages shipped via UPS® and/or FedEx® with weekly reporting

• Get instant credits to client’s carrier account

• Break down each refund by account

• Manage claims and highlight delinquent packages

Freight

• Conduct a review of full truckload shipping and LTL to identify service levels and optimization opportunities

• Obtain refunds for service provider failures

• Review and negotiate best-in-class rates in fuel charges

Postage • Identify overcharges, avoidable fees, lost postage, and dormant or closed meter accounts to achieve credits and refunds

• Build an inventory of all of the mailing equipment, leases, invoices, and postage details you have at your locations

• Manage everything on client-specific web dashboard at no cost

ARE YOU SURE YOU’RE NOT OVERPAYING?

CORPORATE AVIATION

Corporate aviation is a vital tool for many companies, as the advantages of private jet travel enable executives to fly on their own

schedules while bypassing the hassles of security, check-in, baggage claim, and layovers. The gains in time, efficiency, and face

time are invaluable, but the costs can be sky-high.

Many companies don’t give these costs the same scrutiny as their other expenses, since they assume aviation is just expensive by

nature. However, these high bills can obscure excessive fees and overcharges, which can cost your company tens of thousands

in the long run.

• Jet Cards

• Fractional Ownership

• Third Party Management

• Leasing

• Maintenance Contracts

• Charter Flights

• Jet and Turboprop Aircraft

• Fuel Pricing

• Landing Fees

• Hangar Fees

• Repositioning Fees

• Contract Compliance

• Catering

• Maintenance

Applies To:

SIB takes a comprehensive look at every aspect of your corporate aviation expenses, including:

AVERAGE SAVINGS FOUND: 26%

MAINTENANCE CONTRACTS

CATEGORIES

• Janitorial Service

• Grease Trap

• Linen / Laundry

• Elevator Maintenance

• Hood / Oven Cleaning

• Pest Control

• Dishwasher Maintenance

• Floor Cleaning

• Drive-Thru Equipment

• Ice Machine Maintenance

• Landscaping

• Copy Machine Maintenance

There are a variety of maintenance plans and services, and because of the variability from customer to customer and service

to service, vendors are able to manipulate pricing in their favor. SIB’s analysts are privy to these tactics, so we can catch

overcharges and implement countermeasures to prevent future recurrences.

Since there are so many vendors across the many maintenance areas listed above, contract and pricing data is even more

valuable when it comes to negotiation. SIB’s database spans all 50 states and nearly every major vendor in the country. This is

why we are able to achieve an average of 26% savings for our clients across 12 different maintenance categories.

ARE YOU SURE YOU’RE NOT OVERPAYING?

WORKERS’ COMP & INSURANCE

WORKERS’ COMP

SIB works to review every aspect of your premium calculation, including but not limited to:

• Declaration Pages

• Audit Billing Statements

• Experience Ratings

• Worksheet Calculations

• Loss History Summaries

• Auditor’s Worksheet

• Premium Payments

• Special Rating Plans

SIB then assists you in recovery of overcharges and compensation refunds.

INSURANCE

Our team is available to review the following types of insurance billing:

• Group Benefits / Health Insurance

• Commercial Liability

• Property and Casualty

Insurance negotiation is an opportunity to improve your bottom line without changing carriers. There is an inherent conflict between a

broker’s commissions and your policy premiums. Through SIB’s knowledge of proprietary information, rating plans, benchmark pricing,

and negotiation margins, we are able to find opportunities to immediately lower insurance costs.

AVERAGE SAVINGS FOUND: 22%

OTHER CATEGORIES

CATEGORIES

• Payroll Service

• Work Opportunity Tax Credit

• Background Checks

• Lease / CAM

• Document Storage

• Travel

• Outsourced Staffing

• Security Guards

• Property Tax

• Fleet Leasing

• Office Supplies

We audit and negotiate with vendors every day. This experience gives us an inside picture of errors and historical tendencies for

overcharging. We’re often able to obtain refunds for up to five years after uncovering erroneous billing practices.

Regardless of the type and size of the negotiation challenges you may be facing, SIB can assist you in the strategic planning and

execution of your business negotiations.

MILLIONS RECOVERED FOR OUR CLIENTS

CLASS ACTION SETTLEMENTS

Every year billions of dollars in

class action settlement funds go

unclaimed, primarily because many

of those eligible for compensation

do not have an effective process

to track all U.S. and overseas

settlements. Other firms may

file incorrect or untimely claims,

resulting in the loss of potential

compensation. SIB monitors all

types of class action settlements

to ensure that every eligible claim

is filed timely and accurately on

behalf of our clients.

Process• Analyze the court’s Plan of Allocation to determine the most beneficial way

to file each claim

• Compile and analyze the relevant transactional records

• Complete all necessary claim forms and forward them to the administrator

with the proper documentation using the appropriate electronic filing

format specific to each case

• Confirm receipt of the claim by the claims administrator

• Handle all correspondence with the claims administrator, making sure

nothing is holding up your payment

• Regularly follow up with the claims administrator and keep you informed

every step of the way

• Have the ability to provide funds early

SIB Lighting was founded with a background in

the design and engineering of complex lighting

applications. With a strong management team

led by a LEED-certified executive and financial

backing of two private equity groups, SIB

Lighting has the experience, knowledge, and

capital to take on projects of all sizes and

complexities.

• Over 10 years of experience

in the energy industry working

with firms of all sizes

• We have direct relationships

with manufacturers to ensure

you get the best pricing

• We pride ourselves in working

with US-manufactured products,

ensuring the highest quality

lighting experience for our

clients

• We o�er Lighting As A

Service, a no capital expense

option

Discovery Site audit Engineering

& design

Energy

monitoring

& metering

Post-install

reporting

Financial

analysis

& proposal

Installation

and project

management

ABOUT SIB LIGHTING

Why SIB Lighting?

• SIB owns, installs, and maintains the equipment

• Zero upfront costs

• Zero maintenance costs

• You use a portion of the ongoing energy

savings to pay for the conversion

• Guaranteed savings of 20% or more without

investing any capital

LIGHTING AS A SERVICE

At SIB Lighting, we understand the need for your

organization to find ways to save money. But, as

many companies are finding out, it is hard to find

room in the budget for the conversion. That’s why

clients so they can see all the benefits of LED lighting

with zero capital expenditure. Lighting As A Service

solves this problem and more.

Savings

$20,000.00

$15,000.00

$10,000.00

$5,000.00

$-Current Lighting After Install

Maintenance

Energy

MORE ARTICLES AT WWW.ABOUTSIB.COM/PRESS

PRESS

SIB in USA TodayArticle on SIB and Dan Schneider

Interview with Dan Schneide on combating increases in minimum wage

LOCATIONS PER COUNTY

NUMBER OF LOCATIONS PER COUNTY CURRENTLY SERVED

6 to 15 16+1 to 5

MANAGEMENT TEAM

Dan Schneider, CEO | Dan Schneider founded SIB in 2008 and has been its CEO since its inception. Prior to founding SIB, Dan enjoyed a successful entrepreneurial career in

the wireless industry. At age 18, Schneider founded Main Street Cellular, a retail wireless company that eventually expanded to 12 store locations in the greater Philadelphia,

PA region. In doing so, he became the youngest person ever to be signed to a direct retailer contract by any mobile phone company.

Dan later formed Main Street Assets, an international wholesaler working with major companies such as T-Mobile, Cingular, K-Mart, CVS, and Walgreen’s to liquidate excess

inventory. While at the helm, Dan established a domestic and international wholesale customer and supplier base focused in South America, the Middle East, Asia, and

Europe. After two years, the new venture grossed more than $35 million in revenue.

Martin Skelly, President | Martin Skelly leads a consortium of experienced private equity managers that invested in SIB on February 2, 2015. Martin’s confidence in the SIB team was formed

in the prior twelve months as he witnessed the work that went on into the late hours of the evening as he departed Edmund’s Oast, an acclaimed brewpub he helped to develop.

Martin is also a partner and shareholder of UFGAM, which manages more than $1 billion in the Russian public and private equity markets. He previously served as head of

equities and COO of United Financial Group, a leading Russian investment bank that was sold to Deutsche Bank in 2006. Prior to his time in Russia, Martin worked for Insignia

Financial Group in Greenville, SC and for the Roanoke City Schools as a teacher and counselor. Martin has an M.B.A. in Finance from Virginia Tech and a B.A. in Economics

from Harvard College. He is active with educational and charitable organizations in the Charleston, SC area.

David Etzler, President of SIB Lighting | David is a pioneer in the green industry. As the President of SIB Lighting, David manages the firm’s strategy and growth, including

strategic partnerships with property management firms and building owners all across the country.

David came to SIB Lighting through the acquisition of his company, HOA Energy Advisors, in May of 2015. HOA Energy helped commercial properties save money on their

energy bills through lighting and lighting control systems, having retrofit and managed over 75 large projects. Prior to that, David founded and owned BusinessEvents, LLC,

an event production and management company that produced energy conferences, trade shows, and special events all over the world.

Dan O’Dea, CFO | Dan O’Dea joined SIB in November 2013 after spending more than 22 years as a CPA in public practices, and as controller and CFO for companies in the

Charleston, SC area. Dan has also served in the US Navy for more than 34 years, both on active duty and in the US Navy Reserves for submarine nuclear weapons systems and

global expeditionary logistics. He was most recently recalled to active duty in 2010, serving as Chief of Logistics for the US Security Assistance to Pakistan. He presently serves

as the Commanding Officer of a US Military Sealift Command Unit.

Dan is a graduate of the College of Charleston and the US Navy Supply Corps School, and is a licensed Certified Public Accountant.

Matt Cauller, COO | Matt Cauller joined SIB in 2009. His role has grown in tandem with the company’s success, and he now serves as COO. Prior to his tenure at SIB, Matt had

previously worked in telecommunications and facilities maintenance.

As COO, Matt has helped to save tens of millions of dollars for a diverse client base including some of the nation’s largest hospitals, retailers, grocers, restaurants, universities,

and manufacturers. He currently manages a team of expert negotiators and analysts reviewing fixed costs and external expenses for SIB’s clients. Matt holds a B.S. in

Computer Science from the College of Charleston, and is an Eagle Scout.

Drew McLean, Client Setup Manager | Drew McLean joined SIB in 2010 as one of the company’s first cost reduction analysts. Since October 2011, Drew has served as Client

Setup Manager. Prior to joining SIB, Drew worked in the accounting department of Marriott International, and has also worked for Westin. As Client Setup Manager, Drew

leads a team of associates who gather invoices and other documents from new clients in order to initiate SIB’s audit and review process. Since joining SIB, Drew has led efforts

to identify spending levels for over 20,000 locations and facilities throughout the country. Drew has a B.S. in Hotel, Restaurant, and Tourism Management from the University

of South Carolina, and is an Eagle Scout.

BOARD OF ADVISORS

Frank Abagnale is a world-renowned expert on fraud detection, identity theft, and document security. For over 35 years, he has worked with the FBI as well as numerous corporations and financial institutions to identify and prevent embezzlement, check forgery, and other crimes. Beginning as a teenager, Abagnale successfully posed as an airline pilot, a lawyer, and a physician, all while traveling the world and cashing millions of dollars worth of fraudulent checks. He chronicled these experiences in a bestselling book, Catch Me If You Can, which was later adapted into a 2002 film starring Leonardo DiCaprio and Tom Hanks, as well as a Broadway musical which opened in 2011. Abagnale decided to atone for his past by lending his expertise to federal law enforcement agencies in their efforts to combat fraud and financial crimes. He has continued this work throughout his life, and now over 14,000 financial institutions, corporations, and law enforcement agencies actively use fraud prevention techniques he has developed. Abagnale has written numerous books on the subject, including The Art Of The Steal,The Real U Guide To Identity Theft, and Stealing Your Life. He resides in Charleston, SC.

Bradley King has more than 35 years of experience in auditing, finance, and accounting in the health care industry. He has served as CFO at Oregon Health & Science University, the District of Columbia Department of Mental Health, St. Joseph Medical Center in Burbank, CA, and several other medical facilities in Oregon, Kentucky, Ohio, Minnesota and Illinois. King is currently a Consulting Partner at CliftonLarsonAllen LLP’s Charlotte, NC office. He specializes in strategic and financial consulting, merger, acquisition, and joint venture assistance, long range strategic planning, organizational restructuring and integration, and other areas of expertise for clients in the health care and higher education industries. King holds a bachelor’s degree and master’s degree from Willamette University, and currently resides in Tega Cay, SC.

Nelson Marchioli has more than 30 years of experience in the restaurant industry, including executive positions with brands such as Bruegger’s Bagels, Burger King, El Pollo Loco and Red Lobster. Most recently, he served as President and CEO of Denny’s from 2001 to 2010, during which he returned the company to profitability and grew the brand to include more than 1,700 company-owned and franchised restaurants throughout North America and overseas. A native of Florida, Marchioli received a bachelor’s degree in communications from the University of Central Florida, where he serves as a member of the UCF Foundation Board, as well as the Rosen Hospitality School Advisory Committee. Marchioli is also a Board Leadership Fellow with the National Association of Corporate Directors (NACD). He currently resides in Atlanta, GA and Jupiter, FL.

Al Tumini is a business executive with a diverse background in various industries promoting new technologies, including a focus on smart card payment systems for mass transit systems. He has served as Vice President at Cubic Transportation Systems, which provides customer relationship management services for public transit agencies throughout the mid-Atlantic. Tumini is currently a Principal with Tumini Consulting Group, where he provides management consulting services to start-ups and assists with venture capital fundraising for growing businesses. A native of Philadelphia, Tumini holds a bachelor’s degree from St. Joseph’s University and a law degree from Temple University. He received his MBA from the Wharton School at the University of Pennsylvania. Tumini currently resides in San Diego, CA.

Michael Knox, Managing Partner | Michael Knox joined SIB in May 2014 after his private equity firm, Gold Ridge Asset Management, made an active investment in the company. Michael founded Gold Ridge Asset Management in 2005 after spending nearly 20 years as an analyst and portfolio manager with several Wall Street firms. Michael co-founded Xtract Research LLC in 2005 as the first portfolio company for Gold Ridge and oversaw all research and consulting activities. Prior to founding Gold Ridge/Xtract Research, he was a founding partner and portfolio manager with Hamilton Investment Management LLC, a multi-strategy hedge fund, as well as at its predecessor, Hamilton Partners Limited. Prior to joining Hamilton, he worked at Morgan Stanley Advisors where he managed one of the largest convertible mutual funds in the country as well as co-managed the firm’s equity-income fund. Prior to Morgan Stanley, he was a portfolio manager for Eagle Asset Management and a trader/analyst for Eagle’s sister company, Heritage Asset Management.Michael has a B.A. from Ohio Wesleyan University, an MBA from The University of Chicago Graduate School of Business, and holds the Chartered Financial Analyst designation.

Manish Aggarwal, Managing Partner | Manish Aggarwal joined SIB in May 2014 when his private equity firm, Gold Ridge Asset Management, made an active investment in the company. Manish co-founded Xtract Research LLC in 2005, where he was responsible for overseeing general business development. Prior to founding Xtract Research, he was actively involved in a startup financial support company to develop outsourcing solutions for hedge fund operations. Prior to joining this venture, Manish was a trader in the risk arbitrage group at a multi-strategy hedge fund, Hamilton Investment Management LLC. He had joined Hamilton’s predecessor (Hamilton Partners Limited) in June of 1997 as a trading assistant, and was instrumental in developing the in-house back office processes and systems. Manish has a B.S. in Accounting from the City University of New York (Hunter College).

FREQUENTLY ASKED QUESTIONS

What will a review cost our company? SIB’s cost savings review and recovery services have no upfront cost. We earn a percentage of the final savings. If we don’t find anything, we don’t invoice you.

Does it matter where my company is located? No. SIB works with companies in all 50 states, Puerto Rico and Canada. We are also available to help companies globally.

How much time will a review take from my staff? A review requires very little from your staff. We only need one month’s worth of bills and will even send someone on-site to scan your bills.

What types of companies does SIB work with? SIB has worked with Fortune 20 companies, restaurant groups, hospital groups, regional banks, grocery chains, retail chains, state, local & federal government entities, and everything in between. Based on our solid financial backing, we are able to tackle contingency-based projects of any size.

What if we don’t want to share any sensitive information with you? We don’t ask for any sensitive or confidential information from you or your company. We don’t look into your company’s books or accounting records. All we need to see are the fixed-cost bills from last month, for each of your locations and categories that we’ll be reviewing.

What happens if you review our bills and don’t find any savings? While this is a true rarity (less than 2% of the time), if we review your bills and find that you have no billing errors and are already being charged industry-best prices and unpublished discount rates, then you can rest easy knowing that experts have reviewed your bills and confirmed that you are paying as little as possible.

REVIEW TIMELINE

SIB monitors vendor invoices to ensure contract compliance

SIB continues to look for further savings opportunities

SIB receives all documentation

SIB completes implementation

SIB presents savings to client (30-45 minutes)

Client begins to realize savings

Client receivesfirst shared savings

invoice

60-90 days 60 days 60 days

(20-30 minutes)Sign agreement and choose categories to review(5 minutes)

Invoice collection options

Upload

SIB will come on-site and scan

Mail

REVIEW PERIOD

SETUP

ONGOING

Are you sure you’re not overpaying? We guarantee 98% of you are.